---
title: "Checkout.com vs Adyen: sourced differences | Agent Ready Checkout"
description: "Checkout.com vs Adyen: Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Checkout.com vs Adyen: sourced differences | Agent Ready Checkout

> Checkout.com vs Adyen: Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Checkout.com vs Adyen

In short

Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. On AP2 the matrix reads Checkout.com pilot and Adyen announced, and the two split on 6 more protocols.

## The sourced difference

Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. Adyen publishes ACP and UCP integration docs and launched Adyen Agentic for US enterprise merchants on 16 Jun 2026. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Adyen has public docs you can read before you sign.

Payments lead

Both are enterprise acquirers; ask each for live merchant references.

## Side by side

| Measure | Checkout.com | Adyen |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Checkout.com | Adyen N.V. |
| Homepage | checkout.com | adyen.com |
| Matrix cells with a stated status | 0 live, 7 pilot, 1 announced | 0 live, 2 pilot, 7 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Not open self-serve: the agentic page routes merchants to a waitlist. | Not generally available: limited release to US enterprise merchants at launch. |

## Protocol by protocol: where the statuses differ

7 of 12 protocols read differently for Checkout.com and Adyen on 4 Nov 2026.

| Protocol | Checkout.com | Adyen |
| --- | --- | --- |
| AP2 | pilot | announced |
| Visa TAP | pilot | announced |
| Visa IC | pilot | announced |
| Mastercard Agent Pay | pilot | announced |
| Amex ACE | no statement found | announced |
| x402 | no statement found | announced |
| Verifiable Intent | pilot | no statement found |
|  |
| 7 differences |  |  |

## Read the profiles

-   [Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com)
-   [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic)
-   [Alternatives to Checkout.com](https://agentreadycheckout.com/processors/checkout-com/alternatives)
-   [Alternatives to Adyen](https://agentreadycheckout.com/processors/adyen-agentic/alternatives)

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026
3.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
4.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)