---
title: "Cardholder-defined payment instruction, defined | Agent Ready Checkout"
description: "Cardholder-defined payment instruction: The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries."
canonical: https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Cardholder-defined payment instruction, defined | Agent Ready Checkout

> Cardholder-defined payment instruction: The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries.

Source: https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Cardholder-defined payment instruction

In short

Cardholder-defined payment instruction: The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries a stated expiry date under Visa rules. The sourced facts on this site do not use Cardholder-defined payment instruction outside this entry. Example: Visa 4.1.23.4 requires the provider to use only the cardholder-defined criteria.

## Definition

The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries a stated expiry date under Visa rules.

## Example

Visa 4.1.23.4 requires the provider to use only the cardholder-defined criteria. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Nearby terms

-   [Agentic Repeated Transaction](https://agentreadycheckout.com/glossary/agentic-repeated-transaction)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/glossary/mastercard-agent-pay)
-   [Agentic Transaction](https://agentreadycheckout.com/glossary/agentic-transaction)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)