# Agent Ready Checkout: every page

> The protocol support matrix for agent checkout: ACP, UCP, AP2, TAP, Agent Pay, x402 and more, by processor, platform and surface, dated and sourced.

Edition 2026-11-04. 386 pages. Index: https://agentreadycheckout.com/llms.txt

---
title: "Which protocols agents pay with, and where | Agent Ready Checkout"
description: "The protocol support matrix for agent checkout: ACP, UCP, AP2, TAP, Agent Pay, x402 and more, by processor, platform and surface, dated and sourced."
canonical: https://agentreadycheckout.com/
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix"
---

# Which protocols agents pay with, and where | Agent Ready Checkout

> The protocol support matrix for agent checkout: ACP, UCP, AP2, TAP, Agent Pay, x402 and more, by processor, platform and surface, dated and sourced.

Source: https://agentreadycheckout.com/
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Protocol support matrix: how agents pay

-   **23** live
-   **12** pilot
-   **57** announced
-   **3** not supported
-   **229** no statement found

Live or pilot cells sit in 17 of 27 columns; the bar counts all 324 cells. The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=home), with 6 Payments checks [mapped to the matrix](https://agentreadycheckout.com/method/ora-payments-layer).

In short

As of 4 Nov 2026, 95 of 324 cells in the matrix carry a stated status: 23 live, 12 pilot, 57 announced and 3 not supported. The other 229 read no statement found. Every cell has a source and a read date. Use the rules tracker for who carries the dispute and the decision guide for your platform.

## 12 protocols against 27 columns

-   live
-   pilot
-   announced
-   not supported or no statement found

| Column group | Processors | Platforms | Retailers | Agent surfaces |
| --- | --- | --- | --- | --- |
| Protocol or program | Stripe | Adyen | PayPal | Checkout.com | Braintree | Worldpay | Coinbase | Crossmint | Skyfire | PayOS | Shopify | BigCommerce | Salesforce CC | Adobe Commerce | commercetools | WooCommerce | Amazon | Walmart | Target | Etsy | Wayfair | ChatGPT | Google AI Mode | Perplexity | Amazon Rufus | Meta Muse | Copilot |
| ACP | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no support 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no support 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| UCP | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | no support 2026-11-04 | announced 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | live 2026-11-04 |
| AP2 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| Visa TAP | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| Visa IC | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| Mastercard Agent Pay | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | pilot 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| Agent Pay for Machines | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | pilot 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| Amex ACE | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| x402 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| MPP | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| Link for agents | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 |
| Verifiable Intent | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
|  |
| Live or pilot, count | 5 | 2 | 2 | 7 | 2 | 0 | 2 | 5 | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 0 | 0 | 1 | 1 |

Edition 4 Nov 2026. Protocols and programs down, processors, platforms, retailers and agent surfaces across; the date under each status is the day its source was read, and each status links to the cell's note and source. Scroll the matrix sideways. The last row counts protocols that are live or pilot in each column. [The full matrix with every note](https://agentreadycheckout.com/matrix), [the edition page with charts](https://agentreadycheckout.com/matrix/2026-11-04), [the data](https://agentreadycheckout.com/data).

## Status counts per column

Each column of the matrix as a bar of 12 cells, in the same order as the grid above. The figure over a bar counts the live and pilot cells.

-   live
-   pilot
-   announced
-   not supported
-   no statement found

Cells per column by status, 12 protocols deep, read 4 Nov 2026. Live and pilot cells sit on 17 of 27 columns.

Counts per column as a table

| Column | Group | Live | Pilot | Announced | Not supported | No statement found |
| --- | --- | --- | --- | --- | --- | --- |
| Stripe | processor | 5 | 0 | 5 | 0 | 2 |
| Adyen | processor | 0 | 2 | 7 | 0 | 3 |
| PayPal | processor | 2 | 0 | 2 | 0 | 8 |
| Checkout.com | processor | 0 | 7 | 1 | 0 | 4 |
| Braintree | processor | 2 | 0 | 1 | 0 | 9 |
| Worldpay | processor | 0 | 0 | 5 | 0 | 7 |
| Coinbase | processor | 1 | 1 | 2 | 0 | 8 |
| Crossmint | processor | 5 | 0 | 3 | 0 | 4 |
| Skyfire | processor | 0 | 0 | 3 | 0 | 9 |
| PayOS | processor | 0 | 0 | 2 | 0 | 10 |
| Shopify | platform | 1 | 0 | 1 | 0 | 10 |
| BigCommerce | platform | 0 | 1 | 0 | 0 | 11 |
| Salesforce CC | platform | 1 | 0 | 3 | 0 | 8 |
| Adobe Commerce | platform | 0 | 0 | 3 | 0 | 9 |
| commercetools | platform | 1 | 0 | 1 | 0 | 10 |
| WooCommerce | platform | 0 | 1 | 1 | 0 | 10 |
| Amazon | retailer | 0 | 0 | 0 | 2 | 10 |
| Walmart | retailer | 0 | 0 | 1 | 0 | 11 |
| Target | retailer | 1 | 0 | 0 | 0 | 11 |
| Etsy | retailer | 1 | 0 | 3 | 0 | 8 |
| Wayfair | retailer | 0 | 0 | 1 | 0 | 11 |
| ChatGPT | agent surface | 0 | 0 | 2 | 1 | 9 |
| Google AI Mode | agent surface | 1 | 0 | 3 | 0 | 8 |
| Perplexity | agent surface | 0 | 0 | 1 | 0 | 11 |
| Amazon Rufus | agent surface | 0 | 0 | 0 | 0 | 12 |
| Meta Muse | agent surface | 1 | 0 | 1 | 0 | 10 |
| Copilot | agent surface | 1 | 0 | 5 | 0 | 6 |

## Changelog, latest three lines

-   4 Nov 2026 [Edition 1 published: 12 protocols across 27 columns, 324 cells read on 4 Nov 2026. 23 live, 12 pilot, 57 announced, 3 not supported, 229 with no statement found.](https://agentreadycheckout.com/matrix/2026-11-04)
-   4 Nov 2026 [Google brings UCP-powered direct checkout to Canada on AI Mode and Gemini](https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on)
-   3 Nov 2026 [Mastercard discloses an OpenAI agreement that includes Agent Pay](https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes)

[All dated news](https://agentreadycheckout.com/news) and [the history from September 2025](https://agentreadycheckout.com/guides/history-september-2025-to-now).

## Merchant decision guide

Pick your platform, processor, size band and the channels where your customers shop with agents. The guide returns the protocols that apply, the integration path, dated cost lines from published pricing and the open risks. It works without JavaScript: every answer is also on a static page.

Static pages: [Shopify](https://agentreadycheckout.com/guide/shopify), [BigCommerce](https://agentreadycheckout.com/guide/bigcommerce), [Salesforce CC](https://agentreadycheckout.com/guide/salesforce-commerce-cloud), [Adobe Commerce](https://agentreadycheckout.com/guide/adobe-commerce), [commercetools](https://agentreadycheckout.com/guide/commercetools), [WooCommerce](https://agentreadycheckout.com/guide/woocommerce).

## Pay-per-call endpoints

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 x402 endpoints on 1,586 hosts, with a median price of $0.01 a call. [Endpoints agents can buy today](https://agentreadycheckout.com/pay-per-call), [what a call costs](https://agentreadycheckout.com/pay-per-call/prices), [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp), and [Ora's six Payments checks against the matrix](https://agentreadycheckout.com/method/ora-payments-layer).

## Latest in the liability and rules tracker

| Date | Network | Change | Who carries the dispute | Document and page |
| --- | --- | --- | --- | --- |
| 24 Oct 2026 | Visa | Dispute Condition 10.4 (Other Fraud, Card-Absent) invalid-dispute evidence: matching customer account or login IDs now explicitly include login IDs for an Agentic Payment Provider as well as the merchant site; the section was last updated in the October 2026 edition. | Merchant still carries a 10.4 fraud dispute, but can defeat it by matching the agent provider login ID plus IP or device data from prior undisputed orders. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition, Section 11.8.5.3, ID# 0030254 (Last Updated Oct 2026), p. 710; related response rules p. 715 |

[All 23 rows of the tracker](https://agentreadycheckout.com/rules).

## Most searched head-to-heads

-   [**ACP vs UCP**](https://agentreadycheckout.com/compare/acp-vs-ucp)  
    ACP lost its main checkout surface when OpenAI moved ChatGPT purchases to merchant sites on 24 Mar 2026 and now carries product feeds there.
-   [**x402 vs MPP**](https://agentreadycheckout.com/compare/x402-vs-mpp)  
    Both answer HTTP 402. x402 is governed by the x402 Foundation under the Linux Foundation (40 members at the 14 Jul 2026 launch) and settles mostly in stablecoins, with Lightning added 23 Sep 2026.
-   [**ChatGPT vs Google AI Mode**](https://agentreadycheckout.com/compare/chatgpt-shopping-vs-google-ai-mode-and-gemini-checkout)  
    Google completes checkout inside AI Mode and Gemini over UCP with Google Wallet for select merchants, merchant of record unchanged.

[All 30 head-to-heads](https://agentreadycheckout.com/compare).

## News

-   4 Nov 2026 [Google brings UCP-powered direct checkout to Canada on AI Mode and Gemini](https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on)
-   3 Nov 2026 [Mastercard discloses an OpenAI agreement that includes Agent Pay](https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes)
-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)

[All 27 news items](https://agentreadycheckout.com/news).

## For agents and crawlers

This site is built to be read without JavaScript. Start from [llms.txt](https://agentreadycheckout.com/llms.txt), read everything in one file at [llms-full.txt](https://agentreadycheckout.com/llms-full.txt), list pages in [sitemap.xml](https://agentreadycheckout.com/sitemap.xml), follow [the feed](https://agentreadycheckout.com/feed.xml), or ask any page for markdown with an Accept header of text/markdown. The datasets are on [the data page](https://agentreadycheckout.com/data), and the same rows answer queries through the [API and MCP server](https://agentreadycheckout.com/developers). The companies behind the cells have a profile each in [the vendors section](https://agentreadycheckout.com/vendors), with a dataset download. One cell over REST:

```bash
curl -s 'https://agentreadycheckout.com/api/v1/get_matrix_cell?protocol_id=acp&column_id=stripe'
```

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
4.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
5.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=home), read 5 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## The pay-layer check we recommend

**[Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=home).** Ora's Payments layer runs 6 checks (x402, MPP, UCP, ACP, ACP delegate payment and AP2), worth 10 of 100 points, and publishes each check's points in GET /api/checks (132 checks in all, read 5 Nov 2026). A reader can look up a cached score, scan a domain for free at up to 10 scans a minute, or run `npx ax@0.10 audit <domain>`.

Limits: public URLs only, no repeat-scan data published, and the fixing product is behind a waitlist. [The checks mapped to the matrix](https://agentreadycheckout.com/method/ora-payments-layer).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "About | Agent Ready Checkout"
description: "About Agent Ready Checkout: a dated, sourced reference for the protocols, processors, platforms and agent surfaces through which software agents pay and buy."
canonical: https://agentreadycheckout.com/about
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "About"
---

# About | Agent Ready Checkout

> About Agent Ready Checkout: a dated, sourced reference for the protocols, processors, platforms and agent surfaces through which software agents pay and buy.

Source: https://agentreadycheckout.com/about
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# About Agent Ready Checkout

In short

Agent Ready Checkout is a reference for how software agents pay and buy: the protocols, the processors and platforms that support them, the agent surfaces that shop, and a decision guide for merchants. It publishes dated, sourced statuses and says plainly when nothing is public. The audience is payments leads, ecommerce engineers and merchants.

## What this site is

The site answers three questions for people who run checkout: which agent payment protocols are real today, who supports them, and who carries the loss when an agent-placed order is disputed. Its centre is the [protocol support matrix](https://agentreadycheckout.com/matrix), with 12 protocols and programs against 27 processors, platforms, retailers and agent surfaces. Around it sit profiles, 30 head-to-heads, the [liability and rules tracker](https://agentreadycheckout.com/rules), the [merchant decision guide](https://agentreadycheckout.com/guide), 12 guides, a glossary, a FAQ and dated news.

## How it is written

Every fact links to the page it came from and carries the date it was read. A status of live needs the vendor's own page. Where a claim comes from a vendor about itself, the page labels it a vendor claim. The [method page](https://agentreadycheckout.com/method) sets out the cell definitions and the rubric, and the [editorial policy](https://agentreadycheckout.com/editorial-policy) sets out how corrections and conflicts are handled.

The site loads no advertising and no third-party scripts. Pages load without JavaScript, apart from the decision guide form, which also works without it.

## Scope and limits

It is not legal or financial advice, and the rules tracker's plain readings are readings of public documents. It reads and dates what companies publish: a status for each protocol and company in the matrix, a rubric for each protocol, and sourced figures for the pay-per-call endpoints Ora indexes. Where a page recommends a tool, as the method page does with Ora for checking a pay layer, it gives its reasons and the tool's limits. It covers the pay layer only: how an agent identifies itself in general, and how a site is found or read by an agent, are subjects for other references.

## Sources

1.  [Methodology](https://agentreadycheckout.com/method), read 4 Nov 2026
2.  [Editorial policy](https://agentreadycheckout.com/editorial-policy), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Head-to-heads for agent checkout | Agent Ready Checkout"
description: "Thirty head-to-heads for agent checkout: ACP vs UCP, x402 vs MPP, Stripe vs Adyen, ChatGPT vs Google AI Mode, with a sourced difference and verdicts."
canonical: https://agentreadycheckout.com/compare
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Head-to-heads for agent checkout | Agent Ready Checkout

> Thirty head-to-heads for agent checkout: ACP vs UCP, x402 vs MPP, Stripe vs Adyen, ChatGPT vs Google AI Mode, with a sourced difference and verdicts.

Source: https://agentreadycheckout.com/compare
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Head-to-heads

In short

30 head-to-heads, each with one sourced difference, verdicts by reader type and a side-by-side of matrix status. The pairs cover protocols, processors, platforms and agent surfaces: ACP and UCP, x402 and MPP, Stripe and Adyen, ChatGPT shopping and Google AI Mode, and more.

## Protocols and programs

-   [**ACP vs UCP**](https://agentreadycheckout.com/compare/acp-vs-ucp)  
    ACP lost its main checkout surface when OpenAI moved ChatGPT purchases to merchant sites on 24 Mar 2026 and now carries product feeds there.
-   [**UCP vs AP2**](https://agentreadycheckout.com/compare/ucp-vs-ap2)  
    UCP is a commerce protocol with carts, checkout sessions and payment handlers; AP2 is a payment authorisation layer of signed mandates that UCP lists as a built-in extension.
-   [**Visa TAP vs Mastercard Agent Pay**](https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-mastercard-agent-pay)  
    Both sign agent requests with Web Bot Auth (HTTP Message Signatures) so a CDN can verify the agent.
-   [**x402 vs MPP**](https://agentreadycheckout.com/compare/x402-vs-mpp)  
    Both answer HTTP 402. x402 is governed by the x402 Foundation under the Linux Foundation (40 members at the 14 Jul 2026 launch) and settles mostly in stablecoins.
-   [**ACP vs AP2**](https://agentreadycheckout.com/compare/acp-vs-ap2)  
    ACP specifies checkout endpoints a merchant hosts (create, update, complete a session) and a delegated payment token; AP2 specifies signed mandates that prove what the user authorised.
-   [**Visa IC vs Mastercard Agent Pay**](https://agentreadycheckout.com/compare/visa-intelligent-commerce-vs-mastercard-agent-pay)  
    Visa has written agentic duties into its public Core Rules (section 4.1.23, April 2026) and runs Intelligent Commerce Connect in pilot for TAP, MPP, ACP and UCP traffic.
-   [**Mastercard Agent Pay vs Agent Pay for Machines**](https://agentreadycheckout.com/compare/mastercard-agent-pay-vs-agent-pay-for-machines)  
    Agent Pay tokenises a consumer card for an agent buying at merchants.
-   [**AP2 vs Verifiable Intent**](https://agentreadycheckout.com/compare/ap2-vs-verifiable-intent)  
    AP2 defines the mandate flow between agent, merchant and credential provider; Verifiable Intent defines a credential format (layered SD-JWT) for the same delegation.
-   [**x402 vs Agent Pay for Machines**](https://agentreadycheckout.com/compare/x402-vs-agent-pay-for-machines)  
    x402 is an open protocol anyone can implement with a facilitator such as Coinbase (first 1,000 transactions free, then $0.001).
-   [**Amex ACE vs Mastercard Agent Pay**](https://agentreadycheckout.com/compare/amex-ace-vs-mastercard-agent-pay)  
    Amex ACE announced Agent Purchase Protection for charges caused by agent error when a registered agent sent authenticated intent.
-   [**Visa TAP vs Visa IC**](https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-visa-intelligent-commerce)  
    TAP tells a merchant which agent is calling; Visa Intelligent Commerce supplies the tokenised credential and rules for the payment.
-   [**UCP vs x402**](https://agentreadycheckout.com/compare/ucp-vs-x402)  
    UCP carries a retail order (items, shipping, tax, payment handler); x402 carries a single HTTP payment for a resource.

## Processors and enablers

-   [**Stripe vs Adyen**](https://agentreadycheckout.com/compare/stripe-vs-adyen-agentic)  
    Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token).
-   [**PayPal vs Stripe**](https://agentreadycheckout.com/compare/paypal-vs-stripe)  
    PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2, updated 13 Oct 2026, but needs a request form.
-   [**Checkout.com vs Adyen**](https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic)  
    Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist.
-   [**Coinbase vs Stripe**](https://agentreadycheckout.com/compare/coinbase-vs-stripe)  
    Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT screening, claiming over 100 million payments.
-   [**Crossmint vs Skyfire**](https://agentreadycheckout.com/compare/crossmint-vs-skyfire)  
    Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa and Mastercard agent tokens or Shop Pay and UCP paths.
-   [**Skyfire vs PayOS**](https://agentreadycheckout.com/compare/skyfire-vs-payos)  
    Skyfire combines agent identity and payment in one signed token with its own settlement.
-   [**Braintree vs PayPal**](https://agentreadycheckout.com/compare/braintree-vs-paypal)  
    Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two UCP paths.
-   [**Worldpay vs Adyen**](https://agentreadycheckout.com/compare/worldpay-vs-adyen-agentic)  
    Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP, but publishes no agentic developer docs; Adyen publishes ACP and UCP docs and named Amex.

## Everything else: surfaces, platforms and mixed pairs

-   [**Shopify vs Amazon Rufus**](https://agentreadycheckout.com/compare/shopify-vs-amazon-rufus-and-buy-for-me)  
    Shopify opens its catalog and checkout to any registered agent (self-serve agent profiles since 17 Jun 2026, Shop MCP since 13 Oct 2026).
-   [**ChatGPT vs Google AI Mode**](https://agentreadycheckout.com/compare/chatgpt-shopping-vs-google-ai-mode-and-gemini-checkout)  
    Google completes checkout inside AI Mode and Gemini over UCP with Google Wallet for select merchants, merchant of record unchanged.
-   [**Link for agents vs PayPal**](https://agentreadycheckout.com/compare/stripe-link-for-agents-vs-paypal)  
    Link Agent Wallet gives an agent a one-time credential after the user approves a spend request and powers Meta Muse checkout.
-   [**Copilot vs Google AI Mode**](https://agentreadycheckout.com/compare/microsoft-copilot-vs-google-ai-mode-and-gemini-checkout)  
    Both check out inside the assistant with the merchant as seller.
-   [**Perplexity vs ChatGPT**](https://agentreadycheckout.com/compare/perplexity-shopping-vs-chatgpt-shopping)  
    Perplexity still checks out in chat through PayPal Instant Buy (since 25 Nov 2025) with the retailer as merchant of record.
-   [**Meta Muse vs Amazon Rufus**](https://agentreadycheckout.com/compare/meta-muse-vs-amazon-rufus-and-buy-for-me)  
    Muse (8 Sep 2026) pays with Link single-use cards on other merchants' sites and was blocked by Amazon on 20 Sep 2026 for not identifying itself.
-   [**Shopify vs BigCommerce**](https://agentreadycheckout.com/compare/shopify-vs-bigcommerce)  
    Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across ChatGPT, Copilot and Google.
-   [**Salesforce CC vs commercetools**](https://agentreadycheckout.com/compare/salesforce-commerce-cloud-vs-commercetools)  
    Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. commercetools made AI Hub GA on 30 Jul 2026 with UCP checkout in Gemini
-   [**Adobe Commerce vs WooCommerce**](https://agentreadycheckout.com/compare/adobe-commerce-vs-woocommerce)  
    Neither has shipped native agent checkout.
-   [**Shopify vs WooCommerce**](https://agentreadycheckout.com/compare/shopify-vs-woocommerce)  
    Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled in agent channels from Admin.

## Sources

1.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
4.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
5.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
6.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
7.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
8.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
9.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
10.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
11.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
12.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
13.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
14.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
15.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
16.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
17.  [crossmint.com/pricing](https://www.crossmint.com/pricing), read 4 Nov 2026
18.  [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026
19.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
20.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
21.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
22.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
23.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
24.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
25.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
26.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
27.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
28.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
29.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [29 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP vs AP2: sourced differences | Agent Ready Checkout"
description: "ACP vs AP2: ACP specifies checkout endpoints a merchant hosts (create, update, complete a session) and a delegated payment token. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/acp-vs-ap2
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# ACP vs AP2: sourced differences | Agent Ready Checkout

> ACP vs AP2: ACP specifies checkout endpoints a merchant hosts (create, update, complete a session) and a delegated payment token. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/acp-vs-ap2
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# ACP vs AP2

In short

ACP specifies checkout endpoints a merchant hosts (create, update, complete a session) and a delegated payment token; AP2 specifies signed mandates that prove what the user authorised. ACP shipped in production in 2025; AP2 is at v0.2 with samples only. On Stripe the matrix reads ACP live and AP2 no statement found, and the two split on 12 more columns.

## The sourced difference

ACP specifies checkout endpoints a merchant hosts (create, update, complete a session) and a delegated payment token; AP2 specifies signed mandates that prove what the user authorised. ACP shipped in production in 2025; AP2 is at v0.2 with samples only. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

ACP is code you deploy; AP2 is evidence you verify.

Payments lead

AP2 mandates help disputes; ACP does not address them.

## Side by side

| Measure | ACP | AP2 |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | OpenAI, Stripe and Meta (lead maintainers) | FIDO Alliance (donated by Google, April 2026) |
| Homepage | agenticcommerce.dev | ap2-protocol.org |
| Matrix cells with a stated status | 3 live, 2 pilot, 7 announced | 0 live, 1 pilot, 10 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not make ChatGPT a checkout surface today: OpenAI moved purchases back to merchant sites on 24 Mar 2026. | Does not carry the payment itself: it wraps cards, x402 or other rails. |
| Merchant of record | Merchant | Merchant |
| Dispute rules | None in spec | Evidence only |
| Live surfaces | Partial | None confirmed |
| Cost | No protocol fee | No protocol fee |

## Column by column: where the statuses differ

13 of 27 columns read differently for ACP and AP2 on 4 Nov 2026.

| Column | ACP | AP2 |
| --- | --- | --- |
| Stripe | live | no statement found |
| Adyen | pilot | announced |
| PayPal | live | announced |
| Braintree | live | no statement found |
| Coinbase | no statement found | announced |
| Crossmint | no statement found | announced |
| Shopify | no statement found | announced |
| commercetools | announced | no statement found |
| WooCommerce | announced | no statement found |
| Amazon | not supported | no statement found |
| ChatGPT | not supported | no statement found |
| Google AI Mode | no statement found | announced |
| Copilot | announced | no statement found |
|  |
| 13 differences |  |  |

## Read the profiles

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2)

## Sources

1.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
4.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
5.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
6.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
7.  [AP2 releases](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP vs UCP: sourced differences | Agent Ready Checkout"
description: "ACP vs UCP: ACP lost its main checkout surface when OpenAI moved ChatGPT purchases to merchant sites on 24 Mar 2026. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/acp-vs-ucp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# ACP vs UCP: sourced differences | Agent Ready Checkout

> ACP vs UCP: ACP lost its main checkout surface when OpenAI moved ChatGPT purchases to merchant sites on 24 Mar 2026. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/acp-vs-ucp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# ACP vs UCP

In short

ACP lost its main checkout surface when OpenAI moved ChatGPT purchases to merchant sites on 24 Mar 2026 and now carries product feeds there. On Crossmint the matrix reads ACP no statement found and UCP live, and the two split on 12 more columns.

## The sourced difference

ACP lost its main checkout surface when OpenAI moved ChatGPT purchases to merchant sites on 24 Mar 2026 and now carries product feeds there; UCP runs live checkout in Google AI Mode and Gemini and is the onboarding format for Copilot Checkout. ACP is maintained by OpenAI, Stripe and Meta; UCP by a Tech Council that includes Stripe and Meta too. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Build UCP first for checkout; keep an ACP feed for ChatGPT discovery.

Payments lead

Both keep you merchant of record; your PSP choice matters more than the protocol.

Shopify Plus merchant

Shopify serves both for you through Agentic Storefronts.

Marketplace operator

UCP has more retailer co-developers (Walmart, Target, Etsy, Wayfair) if you run a marketplace.

## Side by side

| Measure | ACP | UCP |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | OpenAI, Stripe and Meta (lead maintainers) | UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others) |
| Homepage | agenticcommerce.dev | ucp.dev |
| Matrix cells with a stated status | 3 live, 2 pilot, 7 announced | 10 live, 4 pilot, 6 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not make ChatGPT a checkout surface today: OpenAI moved purchases back to merchant sites on 24 Mar 2026. | Does not move funds: payment runs through the merchant PSP via a payment handler. |
| Merchant of record | Merchant | Merchant |
| Dispute rules | None in spec | None in spec |
| Live surfaces | Partial | Yes |
| Cost | No protocol fee | No protocol fee |

## Column by column: where the statuses differ

13 of 27 columns read differently for ACP and UCP on 4 Nov 2026.

| Column | ACP | UCP |
| --- | --- | --- |
| Crossmint | no statement found | live |
| Shopify | no statement found | live |
| BigCommerce | no statement found | pilot |
| Salesforce CC | announced | live |
| commercetools | announced | live |
| WooCommerce | announced | pilot |
| Walmart | no statement found | announced |
| Target | no statement found | live |
| Wayfair | no statement found | announced |
| ChatGPT | not supported | no statement found |
| Google AI Mode | no statement found | live |
| Meta Muse | no statement found | announced |
| Copilot | announced | live |
|  |
| 13 differences |  |  |

## Read the profiles

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)

## Sources

1.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
4.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
5.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
6.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Adobe Commerce vs WooCommerce | Agent Ready Checkout"
description: "Adobe Commerce vs WooCommerce: Neither has shipped native agent checkout. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/adobe-commerce-vs-woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Adobe Commerce vs WooCommerce | Agent Ready Checkout

> Adobe Commerce vs WooCommerce: Neither has shipped native agent checkout. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/adobe-commerce-vs-woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Adobe Commerce vs WooCommerce

In short

Neither has shipped native agent checkout. On UCP the matrix reads Adobe Commerce announced and WooCommerce pilot, and the two split on 1 more protocol. For a head of ecommerce engineering: Plan a processor-led path (Stripe ACS) rather than waiting on the platform.

## The sourced difference

Neither has shipped native agent checkout. Adobe says it is committed to UCP and ACP (guide updated 21 Oct 2026) and offers a Commerce MCP server; WooCommerce lists UCP and ACP as coming soon with a UCP toggle in the private-beta WooCommerce AI extension. [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Plan a processor-led path (Stripe ACS) rather than waiting on the platform.

## Side by side

| Measure | Adobe Commerce | WooCommerce |
| --- | --- | --- |
| Kind | Platform | Platform |
| Operator | Adobe Inc. | WooCommerce Inc. (Automattic) |
| Homepage | business.adobe.com | woocommerce.com |
| Matrix cells with a stated status | 0 live, 0 pilot, 3 announced | 0 live, 1 pilot, 1 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | No native UCP or ACP endpoint documented as generally available by Adobe (2026-11-04). | No generally available agent checkout in WooCommerce core (2026-11-04). |

## Protocol by protocol: where the statuses differ

2 of 12 protocols read differently for Adobe Commerce and WooCommerce on 4 Nov 2026.

| Protocol | Adobe Commerce | WooCommerce |
| --- | --- | --- |
| UCP | announced | pilot |
| AP2 | announced | no statement found |
|  |
| 2 differences |  |  |

## Read the profiles

-   [Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce)
-   [WooCommerce](https://agentreadycheckout.com/platforms/woocommerce)
-   [Alternatives to Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce/alternatives)
-   [Alternatives to WooCommerce](https://agentreadycheckout.com/platforms/woocommerce/alternatives)

## Sources

1.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
2.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026
3.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026
4.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
5.  [business.adobe.com/blog/adobe-commerce-summit-announcements](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 4 Nov 2026
6.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
7.  [woocommerce.com/products/stripe/](https://woocommerce.com/products/stripe/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE vs Mastercard Agent Pay | Agent Ready Checkout"
description: "Amex ACE vs Mastercard Agent Pay: Amex ACE announced Agent Purchase Protection for charges caused by agent error when a registered. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/amex-ace-vs-mastercard-agent-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Amex ACE vs Mastercard Agent Pay | Agent Ready Checkout

> Amex ACE vs Mastercard Agent Pay: Amex ACE announced Agent Purchase Protection for charges caused by agent error when a registered. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/amex-ace-vs-mastercard-agent-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Amex ACE vs Mastercard Agent Pay

In short

Amex ACE announced Agent Purchase Protection for charges caused by agent error when a registered agent sent authenticated intent; Mastercard Agent Pay offers intent data as dispute evidence but no stated consumer protection for agent error. On PayPal the matrix reads Amex ACE no statement found and Mastercard Agent Pay announced, and the two split on 6 more columns.

## The sourced difference

Amex ACE announced Agent Purchase Protection for charges caused by agent error when a registered agent sent authenticated intent; Mastercard Agent Pay offers intent data as dispute evidence but no stated consumer protection for agent error. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.

## Verdicts by reader type

Payments lead

Amex is the only network describing a protection that absorbs agent-error charges, still "in the future".

## Side by side

| Measure | Amex ACE | Mastercard Agent Pay |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | American Express | Mastercard |
| Homepage | americanexpress.com | mastercard.com |
| Matrix cells with a stated status | 0 live, 0 pilot, 6 announced | 1 live, 1 pilot, 8 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not yet register agents: Agent Registration is under development. | Does not appear in the public Mastercard Rules or Transaction Processing Rules (June 2026 editions). |
| Merchant of record | Merchant | Merchant |
| Dispute rules | Announced | Evidence only |
| Live surfaces | None confirmed | None confirmed |
| Cost | Not published | Not published |

## Column by column: where the statuses differ

7 of 27 columns read differently for Amex ACE and Mastercard Agent Pay on 4 Nov 2026.

| Column | Amex ACE | Mastercard Agent Pay |
| --- | --- | --- |
| PayPal | no statement found | announced |
| Checkout.com | no statement found | pilot |
| Braintree | no statement found | announced |
| Crossmint | announced | live |
| Skyfire | no statement found | announced |
| PayOS | no statement found | announced |
| ChatGPT | announced | no statement found |
|  |
| 7 differences |  |  |

## Read the profiles

-   [American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay)

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
4.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 vs Verifiable Intent: sourced differences | Agent Ready Checkout"
description: "AP2 vs Verifiable Intent: AP2 defines the mandate flow between agent, merchant and credential provider. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/ap2-vs-verifiable-intent
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# AP2 vs Verifiable Intent: sourced differences | Agent Ready Checkout

> AP2 vs Verifiable Intent: AP2 defines the mandate flow between agent, merchant and credential provider. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/ap2-vs-verifiable-intent
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# AP2 vs Verifiable Intent

In short

AP2 defines the mandate flow between agent, merchant and credential provider; Verifiable Intent defines a credential format (layered SD-JWT) for the same delegation, co-developed by Mastercard and Google and aligned with AP2. On Adyen the matrix reads AP2 announced and Verifiable Intent no statement found, and the two split on 9 more columns.

## The sourced difference

AP2 defines the mandate flow between agent, merchant and credential provider; Verifiable Intent defines a credential format (layered SD-JWT) for the same delegation, co-developed by Mastercard and Google and aligned with AP2. Both went to the FIDO Payments working group on 28 Apr 2026. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Expect VI credentials inside AP2-style flows; do not build both separately.

Payments lead

Both are evidence formats; neither changes liability.

## Side by side

| Measure | AP2 | Verifiable Intent |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | FIDO Alliance (donated by Google, April 2026) | Mastercard, with Google; contributed to FIDO Alliance |
| Homepage | ap2-protocol.org | verifiableintent.dev |
| Matrix cells with a stated status | 0 live, 1 pilot, 10 announced | 0 live, 1 pilot, 0 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not carry the payment itself: it wraps cards, x402 or other rails. | Does not move funds. |
| Merchant of record | Merchant | N/a |
| Dispute rules | Evidence only | Evidence only |
| Live surfaces | None confirmed | None |
| Cost | No protocol fee | No fee |

## Column by column: where the statuses differ

10 of 27 columns read differently for AP2 and Verifiable Intent on 4 Nov 2026.

| Column | AP2 | Verifiable Intent |
| --- | --- | --- |
| Adyen | announced | no statement found |
| PayPal | announced | no statement found |
| Worldpay | announced | no statement found |
| Coinbase | announced | no statement found |
| Crossmint | announced | no statement found |
| Shopify | announced | no statement found |
| Salesforce CC | announced | no statement found |
| Adobe Commerce | announced | no statement found |
| Etsy | announced | no statement found |
| Google AI Mode | announced | no statement found |
|  |
| 10 differences |  |  |

## Read the profiles

-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2)
-   [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent)

## Sources

1.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [verifiableintent.dev](https://verifiableintent.dev/), read 4 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
5.  [AP2 releases](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026
6.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
7.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Braintree vs PayPal: sourced differences | Agent Ready Checkout"
description: "Braintree vs PayPal: Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/braintree-vs-paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Braintree vs PayPal: sourced differences | Agent Ready Checkout

> Braintree vs PayPal: Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/braintree-vs-paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Braintree vs PayPal

In short

Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two UCP paths; the other UCP path runs through PayPal Orders v2 for PayPal Checkout merchants. On AP2 the matrix reads Braintree no statement found and PayPal announced. For a head of ecommerce engineering: Pick the path that matches your existing PayPal integration.

## The sourced difference

Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two UCP paths; the other UCP path runs through PayPal Orders v2 for PayPal Checkout merchants. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Pick the path that matches your existing PayPal integration.

Payments lead

Same access form for both.

## Side by side

| Measure | Braintree | PayPal |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | PayPal Holdings, Inc. | PayPal Holdings, Inc. |
| Homepage | braintreepayments.com | developer.paypal.com |
| Matrix cells with a stated status | 2 live, 0 pilot, 1 announced | 2 live, 0 pilot, 2 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | No standalone Braintree agentic product page found; agentic features are documented under PayPal Agent Ready. | Not self-serve: access goes through a request form. |

## Protocol by protocol: where the statuses differ

1 of 12 protocols read differently for Braintree and PayPal on 4 Nov 2026.

| Protocol | Braintree | PayPal |
| --- | --- | --- |
| AP2 | no statement found | announced |
|  |
| 1 differences |  |  |

## Read the profiles

-   [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree)
-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal)
-   [Alternatives to Braintree](https://agentreadycheckout.com/processors/braintree/alternatives)
-   [Alternatives to PayPal](https://agentreadycheckout.com/processors/paypal/alternatives)

## Sources

1.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
2.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ChatGPT vs Google AI Mode: sourced differences | Agent Ready Checkout"
description: "ChatGPT vs Google AI Mode: Google completes checkout inside AI Mode and Gemini over UCP with Google Wallet for select merchants. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/chatgpt-shopping-vs-google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# ChatGPT vs Google AI Mode: sourced differences | Agent Ready Checkout

> ChatGPT vs Google AI Mode: Google completes checkout inside AI Mode and Gemini over UCP with Google Wallet for select merchants. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/chatgpt-shopping-vs-google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# ChatGPT vs Google AI Mode

In short

Google completes checkout inside AI Mode and Gemini over UCP with Google Wallet for select merchants, merchant of record unchanged. On ACP the matrix reads ChatGPT not supported and Google AI Mode no statement found, and the two split on 4 more protocols.

## The sourced difference

Google completes checkout inside AI Mode and Gemini over UCP with Google Wallet for select merchants, merchant of record unchanged. ChatGPT ended in-chat Instant Checkout on 24 Mar 2026 and sends the shopper to the merchant checkout, charging no fee on those purchases. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Google needs UCP endpoints; ChatGPT needs a clean ACP feed and a fast web checkout.

Payments lead

Google uses standard card numbers today, so your normal fraud stack applies.

Shopify Plus merchant

Agentic Storefronts covers both from Shopify Admin.

## Side by side

| Measure | ChatGPT | Google AI Mode |
| --- | --- | --- |
| Kind | Agent surface | Agent surface |
| Operator | OpenAI | Google |
| Homepage | chatgpt.com | developers.google.com |
| Matrix cells with a stated status | 0 live, 0 pilot, 2 announced | 1 live, 0 pilot, 3 announced |
| Published pricing | Merchant page: no fees on purchases that start in ChatGPT and complete on the merchant's site or app. The earlier Instant Checkout fee (reported 4% for Shopify merchants) applied to in-chat checkout, now withdrawn as a standalone flow. | No pricing statement on file |
| A limit worth knowing | Does not run a standalone in-chat Instant Checkout for merchants as of 2026-11-04; purchases complete on merchant sites or apps. | Google is not merchant of record; the retailer is. |

## Protocol by protocol: where the statuses differ

5 of 12 protocols read differently for ChatGPT and Google AI Mode on 4 Nov 2026.

| Protocol | ChatGPT | Google AI Mode |
| --- | --- | --- |
| ACP | not supported | no statement found |
| UCP | no statement found | live |
| AP2 | no statement found | announced |
| Visa IC | announced | no statement found |
| Mastercard Agent Pay | no statement found | announced |
|  |
| 5 differences |  |  |

## Read the profiles

-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)

## Sources

1.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
2.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
3.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026
4.  [Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Checkout.com vs Adyen: sourced differences | Agent Ready Checkout"
description: "Checkout.com vs Adyen: Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Checkout.com vs Adyen: sourced differences | Agent Ready Checkout

> Checkout.com vs Adyen: Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Checkout.com vs Adyen

In short

Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. On AP2 the matrix reads Checkout.com pilot and Adyen announced, and the two split on 6 more protocols.

## The sourced difference

Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. Adyen publishes ACP and UCP integration docs and launched Adyen Agentic for US enterprise merchants on 16 Jun 2026. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Adyen has public docs you can read before you sign.

Payments lead

Both are enterprise acquirers; ask each for live merchant references.

## Side by side

| Measure | Checkout.com | Adyen |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Checkout.com | Adyen N.V. |
| Homepage | checkout.com | adyen.com |
| Matrix cells with a stated status | 0 live, 7 pilot, 1 announced | 0 live, 2 pilot, 7 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Not open self-serve: the agentic page routes merchants to a waitlist. | Not generally available: limited release to US enterprise merchants at launch. |

## Protocol by protocol: where the statuses differ

7 of 12 protocols read differently for Checkout.com and Adyen on 4 Nov 2026.

| Protocol | Checkout.com | Adyen |
| --- | --- | --- |
| AP2 | pilot | announced |
| Visa TAP | pilot | announced |
| Visa IC | pilot | announced |
| Mastercard Agent Pay | pilot | announced |
| Amex ACE | no statement found | announced |
| x402 | no statement found | announced |
| Verifiable Intent | pilot | no statement found |
|  |
| 7 differences |  |  |

## Read the profiles

-   [Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com)
-   [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic)
-   [Alternatives to Checkout.com](https://agentreadycheckout.com/processors/checkout-com/alternatives)
-   [Alternatives to Adyen](https://agentreadycheckout.com/processors/adyen-agentic/alternatives)

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026
3.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
4.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Coinbase vs Stripe: sourced differences | Agent Ready Checkout"
description: "Coinbase vs Stripe: Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/coinbase-vs-stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Coinbase vs Stripe: sourced differences | Agent Ready Checkout

> Coinbase vs Stripe: Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/coinbase-vs-stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Coinbase vs Stripe

In short

Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT screening, claiming over 100 million payments. On ACP the matrix reads Coinbase no statement found and Stripe live, and the two split on 8 more protocols.

## The sourced difference

Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT screening, claiming over 100 million payments. Stripe accepts x402 (USDC on Base) and MPP inside normal Stripe balances at 1.5 percent, excluding New York businesses. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Stripe if you want stablecoin revenue in your existing ledger.

Payments lead

Coinbase fees are per onchain transaction; Stripe charges a percentage.

## Side by side

| Measure | Coinbase | Stripe |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Coinbase Global, Inc. | Stripe, Inc. |
| Homepage | docs.cdp.coinbase.com | stripe.com |
| Matrix cells with a stated status | 1 live, 1 pilot, 2 announced | 5 live, 0 pilot, 5 announced |
| Published pricing | CDP Facilitator: first 1,000 onchain transactions per month free, then $0.001 per onchain transaction. Payment verification free. With batch-settlement, vouchers are verified offchain and claimed together, so fees apply per onchain claim not per request. | Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments: 1.5% of transaction amount in USD. Card processing fees apply on top under the merchant's normal Stripe pricing. No separate ACP or Instant Checkout fee found on stripe.com/pricing. |
| A limit worth knowing | Does not process card payments over x402; settlement is in tokens on supported chains. | Does not act as merchant of record in Agentic Commerce Suite: the seller fulfills orders and handles refunds and disputes. |

## Protocol by protocol: where the statuses differ

9 of 12 protocols read differently for Coinbase and Stripe on 4 Nov 2026.

| Protocol | Coinbase | Stripe |
| --- | --- | --- |
| ACP | no statement found | live |
| UCP | no statement found | live |
| AP2 | announced | no statement found |
| Visa IC | no statement found | announced |
| Mastercard Agent Pay | no statement found | announced |
| Agent Pay for Machines | pilot | announced |
| Amex ACE | no statement found | announced |
| MPP | no statement found | live |
| Link for agents | no statement found | live |
|  |
| 9 differences |  |  |

## Read the profiles

-   [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [Alternatives to Coinbase](https://agentreadycheckout.com/processors/coinbase/alternatives)
-   [Alternatives to Stripe](https://agentreadycheckout.com/processors/stripe/alternatives)

## Sources

1.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
2.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026
4.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
5.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
6.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Crossmint vs Skyfire: sourced differences | Agent Ready Checkout"
description: "Crossmint vs Skyfire: Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/crossmint-vs-skyfire
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Crossmint vs Skyfire: sourced differences | Agent Ready Checkout

> Crossmint vs Skyfire: Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/crossmint-vs-skyfire
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Crossmint vs Skyfire

In short

Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa and Mastercard agent tokens or Shop Pay and UCP paths. On UCP the matrix reads Crossmint live and Skyfire no statement found, and the two split on 6 more protocols.

## The sourced difference

Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa and Mastercard agent tokens or Shop Pay and UCP paths. Skyfire issues signed kya, pay and kya-pay tokens and guarantees seller settlement up to the token amount, with Mastercard naming its Know Your Agent work on 30 Sep 2026. [crossmint.com](https://www.crossmint.com/pricing), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Merchants meet Crossmint as a normal card payment; Skyfire needs token verification.

Payments lead

Skyfire guarantees settlement; Crossmint relies on the card network.

## Side by side

| Measure | Crossmint | Skyfire |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Crossmint | Skyfire Systems |
| Homepage | crossmint.com | skyfire.xyz |
| Matrix cells with a stated status | 5 live, 0 pilot, 3 announced | 0 live, 0 pilot, 3 announced |
| Published pricing | Agent Checkouts: 1,000 checkouts free per project per month, then 0.05 USD per checkout, billed when a checkout starts (blocked or failed checkouts are billed). Saved cards: first 1,000 free, then 0.05 USD each. | No pricing statement on file |
| A limit worth knowing | Is not the merchant of record for purchases made through Agent Checkouts. | No published per-transaction fee found in docs or on the site. |

## Protocol by protocol: where the statuses differ

7 of 12 protocols read differently for Crossmint and Skyfire on 4 Nov 2026.

| Protocol | Crossmint | Skyfire |
| --- | --- | --- |
| UCP | live | no statement found |
| AP2 | announced | no statement found |
| Visa IC | live | announced |
| Mastercard Agent Pay | live | announced |
| Amex ACE | announced | no statement found |
| x402 | live | no statement found |
| MPP | live | no statement found |
|  |
| 7 differences |  |  |

## Read the profiles

-   [Crossmint](https://agentreadycheckout.com/processors/crossmint)
-   [Skyfire](https://agentreadycheckout.com/processors/skyfire)
-   [Alternatives to Crossmint](https://agentreadycheckout.com/processors/crossmint/alternatives)
-   [Alternatives to Skyfire](https://agentreadycheckout.com/processors/skyfire/alternatives)

## Sources

1.  [crossmint.com/pricing](https://www.crossmint.com/pricing), read 4 Nov 2026
2.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026
3.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026
4.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
5.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
6.  [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay vs Agent Pay for Machines | Agent Ready Checkout"
description: "Mastercard Agent Pay vs Agent Pay for Machines: Agent Pay tokenises a consumer card for an agent buying at merchants. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/mastercard-agent-pay-vs-agent-pay-for-machines
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Mastercard Agent Pay vs Agent Pay for Machines | Agent Ready Checkout

> Mastercard Agent Pay vs Agent Pay for Machines: Agent Pay tokenises a consumer card for an agent buying at merchants. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/mastercard-agent-pay-vs-agent-pay-for-machines
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Mastercard Agent Pay vs Agent Pay for Machines

In short

Agent Pay tokenises a consumer card for an agent buying at merchants. On PayPal the matrix reads Mastercard Agent Pay announced and Agent Pay for Machines no statement found, and the two split on 7 more columns. For a head of ecommerce engineering: AP4M matters if you sell API calls; Agent Pay if you sell goods.

## The sourced difference

Agent Pay tokenises a consumer card for an agent buying at merchants. Agent Pay for Machines (10 Jun 2026) is for machine-to-machine purchases of digital services, built on x402, settling across cards, accounts and stablecoins, with Early Access from 20 Oct 2026. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

AP4M matters if you sell API calls; Agent Pay if you sell goods.

Payments lead

AP4M brings stablecoin settlement under Mastercard governance.

## Side by side

| Measure | Mastercard Agent Pay | Agent Pay for Machines |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | Mastercard | Mastercard |
| Homepage | mastercard.com | ap4m.build |
| Matrix cells with a stated status | 1 live, 1 pilot, 8 announced | 0 live, 1 pilot, 7 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not appear in the public Mastercard Rules or Transaction Processing Rules (June 2026 editions). | Is not a consumer checkout program. |
| Merchant of record | Merchant | Seller of the service |
| Dispute rules | Evidence only | Not published |
| Live surfaces | None confirmed | None |
| Cost | Not published | Not published |

## Column by column: where the statuses differ

8 of 27 columns read differently for Mastercard Agent Pay and Agent Pay for Machines on 4 Nov 2026.

| Column | Mastercard Agent Pay | Agent Pay for Machines |
| --- | --- | --- |
| PayPal | announced | no statement found |
| Checkout.com | pilot | announced |
| Braintree | announced | no statement found |
| Worldpay | no statement found | announced |
| Coinbase | no statement found | pilot |
| Crossmint | live | announced |
| Google AI Mode | announced | no statement found |
| Copilot | announced | no statement found |
|  |
| 8 differences |  |  |

## Read the profiles

-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay)
-   [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines)

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
4.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
5.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Meta Muse vs Amazon Rufus: sourced differences | Agent Ready Checkout"
description: "Meta Muse vs Amazon Rufus: Muse (8 Sep 2026) pays with Link single-use cards on other merchants' sites and was blocked by Amazon. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/meta-muse-vs-amazon-rufus-and-buy-for-me
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Meta Muse vs Amazon Rufus: sourced differences | Agent Ready Checkout

> Meta Muse vs Amazon Rufus: Muse (8 Sep 2026) pays with Link single-use cards on other merchants' sites and was blocked by Amazon. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/meta-muse-vs-amazon-rufus-and-buy-for-me
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Meta Muse vs Amazon Rufus

In short

Muse (8 Sep 2026) pays with Link single-use cards on other merchants' sites and was blocked by Amazon on 20 Sep 2026 for not identifying itself. On UCP the matrix reads Meta Muse announced and Amazon Rufus no statement found, and the two split on 1 more protocol.

## The sourced difference

Muse (8 Sep 2026) pays with Link single-use cards on other merchants' sites and was blocked by Amazon on 20 Sep 2026 for not identifying itself. Amazon's Buy for Me does the same thing in reverse, passing encrypted customer details to brand checkouts. [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Decide your policy on unidentified agents now; Amazon's Agent Terms are one model.

Shopify Plus merchant

Expect orders paid with single-use virtual cards from Muse.

Marketplace operator

Require agents to identify themselves before you allow checkout.

## Side by side

| Measure | Meta Muse | Amazon Rufus |
| --- | --- | --- |
| Kind | Agent surface | Agent surface |
| Operator | Meta | Amazon |
| Homepage | about.fb.com | aboutamazon.com |
| Matrix cells with a stated status | 1 live, 0 pilot, 1 announced | 0 live, 0 pilot, 0 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Meta does not say Muse uses ACP for checkout, despite Meta being an ACP maintainer. | Buy for Me does not make Amazon the merchant of record on brand-site orders. |

## Protocol by protocol: where the statuses differ

2 of 12 protocols read differently for Meta Muse and Amazon Rufus on 4 Nov 2026.

| Protocol | Meta Muse | Amazon Rufus |
| --- | --- | --- |
| UCP | announced | no statement found |
| Link for agents | live | no statement found |
|  |
| 2 differences |  |  |

## Read the profiles

-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

## Sources

1.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
2.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026
3.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Copilot vs Google AI Mode: sourced differences | Agent Ready Checkout"
description: "Copilot vs Google AI Mode: Both check out inside the assistant with the merchant as seller. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/microsoft-copilot-vs-google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Copilot vs Google AI Mode: sourced differences | Agent Ready Checkout

> Copilot vs Google AI Mode: Both check out inside the assistant with the merchant as seller. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/microsoft-copilot-vs-google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Copilot vs Google AI Mode

In short

Both check out inside the assistant with the merchant as seller. On ACP the matrix reads Copilot announced and Google AI Mode no statement found, and the two split on 3 more protocols. For a head of ecommerce engineering: One UCP implementation serves both.

## The sourced difference

Both check out inside the assistant with the merchant as seller. Copilot Checkout needs a UCP-compliant Microsoft Merchant Center feed, serves US buyers in USD, and takes no commission; Google needs UCP endpoints and Google Pay, is limited to select merchants, and lists US, Canada and Australia eligibility. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

One UCP implementation serves both.

Payments lead

Neither charges a published fee; your PSP fees apply.

Shopify Plus merchant

Shopify auto-enrolled merchants in Copilot after an opt-out window.

## Side by side

| Measure | Copilot | Google AI Mode |
| --- | --- | --- |
| Kind | Agent surface | Agent surface |
| Operator | Microsoft | Google |
| Homepage | about.ads.microsoft.com | developers.google.com |
| Matrix cells with a stated status | 1 live, 0 pilot, 5 announced | 1 live, 0 pilot, 3 announced |
| Published pricing | Microsoft does not take a commission or affiliate fee on Copilot Checkout transactions today; merchants pay their own processor fees. | No pricing statement on file |
| A limit worth knowing | Microsoft is not merchant of record for Copilot Checkout orders. | Google is not merchant of record; the retailer is. |

## Protocol by protocol: where the statuses differ

4 of 12 protocols read differently for Copilot and Google AI Mode on 4 Nov 2026.

| Protocol | Copilot | Google AI Mode |
| --- | --- | --- |
| ACP | announced | no statement found |
| AP2 | no statement found | announced |
| Visa TAP | announced | no statement found |
| Visa IC | announced | no statement found |
|  |
| 4 differences |  |  |

## Read the profiles

-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)

## Sources

1.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
2.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026
3.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026
4.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayPal vs Stripe: sourced differences | Agent Ready Checkout"
description: "PayPal vs Stripe: PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/paypal-vs-stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# PayPal vs Stripe: sourced differences | Agent Ready Checkout

> PayPal vs Stripe: PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/paypal-vs-stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# PayPal vs Stripe

In short

PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2, updated 13 Oct 2026, but needs a request form. Stripe documents ACP, UCP, MPP, x402 and Shared Payment Tokens self-serve with prices published. On AP2 the matrix reads PayPal announced and Stripe no statement found, and the two split on 7 more protocols.

## The sourced difference

PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2, updated 13 Oct 2026, but needs a request form. Stripe documents ACP, UCP, MPP, x402 and Shared Payment Tokens self-serve with prices published. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Stripe is self-serve; PayPal is gated.

Payments lead

Choose the processor you already settle with; both keep you as merchant of record.

Marketplace operator

PayPal Store Sync reaches Perplexity and Copilot through one feed.

## Side by side

| Measure | PayPal | Stripe |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | PayPal Holdings, Inc. | Stripe, Inc. |
| Homepage | developer.paypal.com | stripe.com |
| Matrix cells with a stated status | 2 live, 0 pilot, 2 announced | 5 live, 0 pilot, 5 announced |
| Published pricing | No pricing statement on file | Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments: 1.5% of transaction amount in USD. Card processing fees apply on top under the merchant's normal Stripe pricing. No separate ACP or Instant Checkout fee found on stripe.com/pricing. |
| A limit worth knowing | Not self-serve: access goes through a request form. | Does not act as merchant of record in Agentic Commerce Suite: the seller fulfills orders and handles refunds and disputes. |

## Protocol by protocol: where the statuses differ

8 of 12 protocols read differently for PayPal and Stripe on 4 Nov 2026.

| Protocol | PayPal | Stripe |
| --- | --- | --- |
| AP2 | announced | no statement found |
| Visa TAP | no statement found | announced |
| Visa IC | no statement found | announced |
| Agent Pay for Machines | no statement found | announced |
| Amex ACE | no statement found | announced |
| x402 | no statement found | live |
| MPP | no statement found | live |
| Link for agents | no statement found | live |
|  |
| 8 differences |  |  |

## Read the profiles

-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [Alternatives to PayPal](https://agentreadycheckout.com/processors/paypal/alternatives)
-   [Alternatives to Stripe](https://agentreadycheckout.com/processors/stripe/alternatives)

## Sources

1.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
2.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026
4.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
5.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Perplexity vs ChatGPT: sourced differences | Agent Ready Checkout"
description: "Perplexity vs ChatGPT: Perplexity still checks out in chat through PayPal Instant Buy. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/perplexity-shopping-vs-chatgpt-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Perplexity vs ChatGPT: sourced differences | Agent Ready Checkout

> Perplexity vs ChatGPT: Perplexity still checks out in chat through PayPal Instant Buy. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/perplexity-shopping-vs-chatgpt-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Perplexity vs ChatGPT

In short

Perplexity still checks out in chat through PayPal Instant Buy (since 25 Nov 2025) with the retailer as merchant of record. ChatGPT sends buyers to the merchant site since 24 Mar 2026. On ACP the matrix reads Perplexity no statement found and ChatGPT not supported, and the two split on 1 more protocol.

## The sourced difference

Perplexity still checks out in chat through PayPal Instant Buy (since 25 Nov 2025) with the retailer as merchant of record. ChatGPT sends buyers to the merchant site since 24 Mar 2026. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Perplexity needs PayPal; ChatGPT needs a feed and a fast site.

Payments lead

PayPal carries buyer protection on Perplexity orders.

## Side by side

| Measure | Perplexity | ChatGPT |
| --- | --- | --- |
| Kind | Agent surface | Agent surface |
| Operator | Perplexity AI | OpenAI |
| Homepage | perplexity.ai | chatgpt.com |
| Matrix cells with a stated status | 0 live, 0 pilot, 1 announced | 0 live, 0 pilot, 2 announced |
| Published pricing | No pricing statement on file | Merchant page: no fees on purchases that start in ChatGPT and complete on the merchant's site or app. The earlier Instant Checkout fee (reported 4% for Shopify merchants) applied to in-chat checkout, now withdrawn as a standalone flow. |
| A limit worth knowing | Perplexity is not merchant of record for Instant Buy; the retailer is. | Does not run a standalone in-chat Instant Checkout for merchants as of 2026-11-04; purchases complete on merchant sites or apps. |

## Protocol by protocol: where the statuses differ

2 of 12 protocols read differently for Perplexity and ChatGPT on 4 Nov 2026.

| Protocol | Perplexity | ChatGPT |
| --- | --- | --- |
| ACP | no statement found | not supported |
| Amex ACE | no statement found | announced |
|  |
| 2 differences |  |  |

## Read the profiles

-   [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)

## Sources

1.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
2.  [Comet browser](https://www.perplexity.ai/comet), read 4 Nov 2026
3.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
4.  [Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Salesforce CC vs commercetools | Agent Ready Checkout"
description: "Salesforce CC vs commercetools: Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/salesforce-commerce-cloud-vs-commercetools
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Salesforce CC vs commercetools | Agent Ready Checkout

> Salesforce CC vs commercetools: Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/salesforce-commerce-cloud-vs-commercetools
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Salesforce CC vs commercetools

In short

Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. commercetools made AI Hub GA on 30 Jul 2026 with UCP checkout in Gemini through Adyen, Stripe, CyberSource or Worldpay Access. On AP2 the matrix reads Salesforce CC announced and commercetools no statement found, and the two split on 1 more protocol.

## The sourced difference

Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. commercetools made AI Hub GA on 30 Jul 2026 with UCP checkout in Gemini through Adyen, Stripe, CyberSource or Worldpay Access, and Stripe ACS for other agents. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

commercetools leaves the PSP choice to you; Salesforce leans on Salesforce Payments.

Marketplace operator

Both keep the retailer as merchant of record.

## Side by side

| Measure | Salesforce CC | commercetools |
| --- | --- | --- |
| Kind | Platform | Platform |
| Operator | Salesforce, Inc. | commercetools GmbH |
| Homepage | salesforce.com | commercetools.com |
| Matrix cells with a stated status | 1 live, 0 pilot, 3 announced | 1 live, 0 pilot, 1 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | No published price for the UCP or ChatGPT integrations; the July release says pricing and packaging are subject to change. | AI Hub is an add-on enabled through a Customer Success Manager; no public price found. |

## Protocol by protocol: where the statuses differ

2 of 12 protocols read differently for Salesforce CC and commercetools on 4 Nov 2026.

| Protocol | Salesforce CC | commercetools |
| --- | --- | --- |
| AP2 | announced | no statement found |
| Link for agents | announced | no statement found |
|  |
| 2 differences |  |  |

## Read the profiles

-   [Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud)
-   [commercetools](https://agentreadycheckout.com/platforms/commercetools)
-   [Alternatives to Salesforce CC](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud/alternatives)
-   [Alternatives to commercetools](https://agentreadycheckout.com/platforms/commercetools/alternatives)

## Sources

1.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
2.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026
3.  [commercetools.com](https://commercetools.com), read 4 Nov 2026
4.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
5.  [salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/](https://www.salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/), read 4 Nov 2026
6.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
7.  [docs.commercetools.com/api/releases](https://docs.commercetools.com/api/releases), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify vs Amazon Rufus: sourced differences | Agent Ready Checkout"
description: "Shopify vs Amazon Rufus: Shopify opens its catalog and checkout to any registered agent. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/shopify-vs-amazon-rufus-and-buy-for-me
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Shopify vs Amazon Rufus: sourced differences | Agent Ready Checkout

> Shopify vs Amazon Rufus: Shopify opens its catalog and checkout to any registered agent. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/shopify-vs-amazon-rufus-and-buy-for-me
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Shopify vs Amazon Rufus

In short

Shopify opens its catalog and checkout to any registered agent (self-serve agent profiles since 17 Jun 2026, Shop MCP since 13 Oct 2026). On UCP the matrix reads Shopify live and Amazon Rufus no statement found, and the two split on 1 more protocol.

## The sourced difference

Shopify opens its catalog and checkout to any registered agent (self-serve agent profiles since 17 Jun 2026, Shop MCP since 13 Oct 2026). Amazon closes its own store to outside agents through robots.txt and its Agent Terms (blocking Meta Muse from 20 Sep 2026) while its own Buy for Me agent buys from other brands' sites. [shopify.dev](https://shopify.dev/docs/agents), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Shopify is the open path; Amazon traffic reaches you only through Buy for Me.

Shopify Plus merchant

Your store is reachable by outside agents unless you block them.

Marketplace operator

Amazon shows the closed-marketplace model; decide which agents you allow by name.

## Side by side

| Measure | Shopify | Amazon Rufus |
| --- | --- | --- |
| Kind | Platform | Agent surface |
| Operator | Shopify Inc. | Amazon |
| Homepage | shopify.com | aboutamazon.com |
| Matrix cells with a stated status | 1 live, 0 pilot, 1 announced | 0 live, 0 pilot, 0 announced |
| Published pricing | Agentic plan: 'No monthly fee', 'Only pay when your products sell'; no rate published on the plan page. Agentic Storefronts in ChatGPT for existing merchants: no transaction fees beyond standard processing rates. | No pricing statement on file |
| A limit worth knowing | No published per-order rate for the Agentic plan on its own page (2026-11-04). | Buy for Me does not make Amazon the merchant of record on brand-site orders. |

## Protocol by protocol: where the statuses differ

2 of 12 protocols read differently for Shopify and Amazon Rufus on 4 Nov 2026.

| Protocol | Shopify | Amazon Rufus |
| --- | --- | --- |
| UCP | live | no statement found |
| AP2 | announced | no statement found |
|  |
| 2 differences |  |  |

## Read the profiles

-   [Shopify](https://agentreadycheckout.com/platforms/shopify)
-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

## Sources

1.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
2.  [shopify.com](https://www.shopify.com), read 4 Nov 2026
3.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026
4.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify vs BigCommerce: sourced differences | Agent Ready Checkout"
description: "Shopify vs BigCommerce: Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/shopify-vs-bigcommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Shopify vs BigCommerce: sourced differences | Agent Ready Checkout

> Shopify vs BigCommerce: Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/shopify-vs-bigcommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Shopify vs BigCommerce

In short

Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across ChatGPT, Copilot and Google. On UCP the matrix reads Shopify live and BigCommerce pilot, and the two split on 1 more protocol. For a head of ecommerce engineering: Shopify needs no build; BigCommerce needs an application and a Google Pay capable PSP.

## The sourced difference

Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across ChatGPT, Copilot and Google. BigCommerce offers Google UCP checkout in early access through Commerce AI Labs and storefront MCP servers, with PayPal support for the Google path not shipped (2 Oct 2026). [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Shopify needs no build; BigCommerce needs an application and a Google Pay capable PSP.

Shopify Plus merchant

Shopify is ahead on agent checkout.

## Side by side

| Measure | Shopify | BigCommerce |
| --- | --- | --- |
| Kind | Platform | Platform |
| Operator | Shopify Inc. | Commerce.com Inc. (Nasdaq: CMRC), parent of BigCommerce, Feedonomics and Makeswift |
| Homepage | shopify.com | bigcommerce.com |
| Matrix cells with a stated status | 1 live, 0 pilot, 1 announced | 0 live, 1 pilot, 0 announced |
| Published pricing | Agentic plan: 'No monthly fee', 'Only pay when your products sell'; no rate published on the plan page. Agentic Storefronts in ChatGPT for existing merchants: no transaction fees beyond standard processing rates. | No pricing statement on file |
| A limit worth knowing | No published per-order rate for the Agentic plan on its own page (2026-11-04). | No generally available agent checkout on a BigCommerce-owned protocol endpoint confirmed by a primary page (2026-11-04). |

## Protocol by protocol: where the statuses differ

2 of 12 protocols read differently for Shopify and BigCommerce on 4 Nov 2026.

| Protocol | Shopify | BigCommerce |
| --- | --- | --- |
| UCP | live | pilot |
| AP2 | announced | no statement found |
|  |
| 2 differences |  |  |

## Read the profiles

-   [Shopify](https://agentreadycheckout.com/platforms/shopify)
-   [BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce)
-   [Alternatives to Shopify](https://agentreadycheckout.com/platforms/shopify/alternatives)
-   [Alternatives to BigCommerce](https://agentreadycheckout.com/platforms/bigcommerce/alternatives)

## Sources

1.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
2.  [shopify.com](https://www.shopify.com), read 4 Nov 2026
3.  [bigcommerce.com](https://www.bigcommerce.com), read 4 Nov 2026
4.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify vs WooCommerce: sourced differences | Agent Ready Checkout"
description: "Shopify vs WooCommerce: Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/shopify-vs-woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Shopify vs WooCommerce: sourced differences | Agent Ready Checkout

> Shopify vs WooCommerce: Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/shopify-vs-woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Shopify vs WooCommerce

In short

Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled in agent channels from Admin. WooCommerce stores need the private-beta WooCommerce AI extension or Stripe for WooCommerce when it ships agentic checkout. On ACP the matrix reads Shopify no statement found and WooCommerce announced, and the two split on 2 more protocols.

## The sourced difference

Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled in agent channels from Admin. WooCommerce stores need the private-beta WooCommerce AI extension or Stripe for WooCommerce when it ships agentic checkout. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Shopify is ready by default; WooCommerce needs plugins.

Shopify Plus merchant

Shopify Plus merchants get agent channels without code.

## Side by side

| Measure | Shopify | WooCommerce |
| --- | --- | --- |
| Kind | Platform | Platform |
| Operator | Shopify Inc. | WooCommerce Inc. (Automattic) |
| Homepage | shopify.com | woocommerce.com |
| Matrix cells with a stated status | 1 live, 0 pilot, 1 announced | 0 live, 1 pilot, 1 announced |
| Published pricing | Agentic plan: 'No monthly fee', 'Only pay when your products sell'; no rate published on the plan page. Agentic Storefronts in ChatGPT for existing merchants: no transaction fees beyond standard processing rates. | No pricing statement on file |
| A limit worth knowing | No published per-order rate for the Agentic plan on its own page (2026-11-04). | No generally available agent checkout in WooCommerce core (2026-11-04). |

## Protocol by protocol: where the statuses differ

3 of 12 protocols read differently for Shopify and WooCommerce on 4 Nov 2026.

| Protocol | Shopify | WooCommerce |
| --- | --- | --- |
| ACP | no statement found | announced |
| UCP | live | pilot |
| AP2 | announced | no statement found |
|  |
| 3 differences |  |  |

## Read the profiles

-   [Shopify](https://agentreadycheckout.com/platforms/shopify)
-   [WooCommerce](https://agentreadycheckout.com/platforms/woocommerce)
-   [Alternatives to Shopify](https://agentreadycheckout.com/platforms/shopify/alternatives)
-   [Alternatives to WooCommerce](https://agentreadycheckout.com/platforms/woocommerce/alternatives)

## Sources

1.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
2.  [shopify.com](https://www.shopify.com), read 4 Nov 2026
3.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026
4.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
5.  [woocommerce.com/products/stripe/](https://woocommerce.com/products/stripe/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Skyfire vs PayOS: sourced differences | Agent Ready Checkout"
description: "Skyfire vs PayOS: Skyfire combines agent identity and payment in one signed token with its own settlement. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/skyfire-vs-payos
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Skyfire vs PayOS: sourced differences | Agent Ready Checkout

> Skyfire vs PayOS: Skyfire combines agent identity and payment in one signed token with its own settlement. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/skyfire-vs-payos
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Skyfire vs PayOS

In short

Skyfire combines agent identity and payment in one signed token with its own settlement. On Visa IC the matrix reads Skyfire announced and PayOS no statement found. For a head of ecommerce engineering: PayOS tokens look like cards at your checkout; Skyfire needs integration.

## The sourced difference

Skyfire combines agent identity and payment in one signed token with its own settlement. PayOS issues network agent tokens with spend limits by merchant, amount and time, priced in prepaid credits (about 1 cent per token), and went fully self-serve on 30 Sep 2026. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

PayOS tokens look like cards at your checkout; Skyfire needs integration.

Payments lead

PayOS publishes prices; Skyfire does not.

## Side by side

| Measure | Skyfire | PayOS |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Skyfire Systems | PayOS |
| Homepage | skyfire.xyz | payos.ai |
| Matrix cells with a stated status | 0 live, 0 pilot, 3 announced | 0 live, 0 pilot, 2 announced |
| Published pricing | No pricing statement on file | Pay as you go in prepaid credits (1 credit about 1 US cent). PayOS Agent Tokens listed at 1 credit; add-ons extra; volume pricing on request. |
| A limit worth knowing | No published per-transaction fee found in docs or on the site. | Not a merchant acquirer in the PayOS materials read; it issues agent credentials and data. |

## Protocol by protocol: where the statuses differ

1 of 12 protocols read differently for Skyfire and PayOS on 4 Nov 2026.

| Protocol | Skyfire | PayOS |
| --- | --- | --- |
| Visa IC | announced | no statement found |
|  |
| 1 differences |  |  |

## Read the profiles

-   [Skyfire](https://agentreadycheckout.com/processors/skyfire)
-   [PayOS](https://agentreadycheckout.com/processors/payos)
-   [Alternatives to Skyfire](https://agentreadycheckout.com/processors/skyfire/alternatives)
-   [Alternatives to PayOS](https://agentreadycheckout.com/processors/payos/alternatives)

## Sources

1.  [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026
2.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026
3.  [payos.ai](https://payos.ai), read 4 Nov 2026
4.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
5.  [payos.ai/agentic-tokens](https://payos.ai/agentic-tokens), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link for agents vs PayPal: sourced differences | Agent Ready Checkout"
description: "Link for agents vs PayPal: Link Agent Wallet gives an agent a one-time credential after the user approves a spend request. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/stripe-link-for-agents-vs-paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Link for agents vs PayPal: sourced differences | Agent Ready Checkout

> Link for agents vs PayPal: Link Agent Wallet gives an agent a one-time credential after the user approves a spend request. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/stripe-link-for-agents-vs-paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Link for agents vs PayPal

In short

Link Agent Wallet gives an agent a one-time credential after the user approves a spend request and powers Meta Muse checkout; PayPal's Agent Ready accepts payments from agents (Perplexity Instant Buy since 25 Nov 2025) and Store Sync pushes catalogs. For a head of ecommerce engineering: Link is buyer-side; Agent Ready is merchant-side.

## The sourced difference

Link Agent Wallet gives an agent a one-time credential after the user approves a spend request and powers Meta Muse checkout; PayPal's Agent Ready accepts payments from agents (Perplexity Instant Buy since 25 Nov 2025) and Store Sync pushes catalogs, with access by request form. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Link is buyer-side; Agent Ready is merchant-side.

Payments lead

Both keep the merchant as seller; PayPal adds buyer protection on Perplexity orders.

## Side by side

| Measure | Link for agents | PayPal |
| --- | --- | --- |
| Kind | Protocol | Processor |
| Operator | Stripe | PayPal Holdings, Inc. |
| Homepage | docs.stripe.com | developer.paypal.com |
| Matrix cells with a stated status | 3 live, 0 pilot, 1 announced | 2 live, 0 pilot, 2 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Is not an open protocol. | Not self-serve: access goes through a request form. |

## Where each one is live or pilot

### Link for agents

-   [Stripe](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live
-   [Etsy](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse): live

### PayPal

-   [ACP](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/paypal): live

## Read the profiles

-   [Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents)
-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal)

## Sources

1.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
2.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Stripe vs Adyen: sourced differences | Agent Ready Checkout"
description: "Stripe vs Adyen: Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/stripe-vs-adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Stripe vs Adyen: sourced differences | Agent Ready Checkout

> Stripe vs Adyen: Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/stripe-vs-adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Stripe vs Adyen

In short

Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). On ACP the matrix reads Stripe live and Adyen pilot, and the two split on 5 more protocols. For a head of ecommerce engineering: Stripe has the most documented paths today.

## The sourced difference

Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). Adyen Agentic (16 Jun 2026) documents ACP delegated payments and a UCP tokenization handler but was in limited availability for US enterprise merchants at launch and publishes no agentic price. [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Stripe has the most documented paths today.

Payments lead

Adyen keeps token portability and your existing Adyen acquiring; ask for availability in your region.

Shopify Plus merchant

Shopify Payments merchants already sit on Stripe rails.

Marketplace operator

Adyen if you already route enterprise volume through it.

## Side by side

| Measure | Stripe | Adyen |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Stripe, Inc. | Adyen N.V. |
| Homepage | stripe.com | adyen.com |
| Matrix cells with a stated status | 5 live, 0 pilot, 5 announced | 0 live, 2 pilot, 7 announced |
| Published pricing | Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments: 1.5% of transaction amount in USD. Card processing fees apply on top under the merchant's normal Stripe pricing. No separate ACP or Instant Checkout fee found on stripe.com/pricing. | No pricing statement on file |
| A limit worth knowing | Does not act as merchant of record in Agentic Commerce Suite: the seller fulfills orders and handles refunds and disputes. | Not generally available: limited release to US enterprise merchants at launch. |

## Protocol by protocol: where the statuses differ

6 of 12 protocols read differently for Stripe and Adyen on 4 Nov 2026.

| Protocol | Stripe | Adyen |
| --- | --- | --- |
| ACP | live | pilot |
| UCP | live | pilot |
| AP2 | no statement found | announced |
| x402 | live | announced |
| MPP | live | no statement found |
| Link for agents | live | no statement found |
|  |
| 6 differences |  |  |

## Read the profiles

-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic)
-   [Alternatives to Stripe](https://agentreadycheckout.com/processors/stripe/alternatives)
-   [Alternatives to Adyen](https://agentreadycheckout.com/processors/adyen-agentic/alternatives)

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [stripe.com](https://stripe.com), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026
4.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
5.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP vs AP2: sourced differences | Agent Ready Checkout"
description: "UCP vs AP2: UCP is a commerce protocol with carts, checkout sessions and payment handlers. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/ucp-vs-ap2
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# UCP vs AP2: sourced differences | Agent Ready Checkout

> UCP vs AP2: UCP is a commerce protocol with carts, checkout sessions and payment handlers. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/ucp-vs-ap2
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# UCP vs AP2

In short

UCP is a commerce protocol with carts, checkout sessions and payment handlers; AP2 is a payment authorisation layer of signed mandates that UCP lists as a built-in extension. On Stripe the matrix reads UCP live and AP2 no statement found, and the two split on 17 more columns.

## The sourced difference

UCP is a commerce protocol with carts, checkout sessions and payment handlers; AP2 is a payment authorisation layer of signed mandates that UCP lists as a built-in extension. UCP checkout is live on Google surfaces; AP2 has no confirmed live surface and moved to FIDO working groups in April 2026. [ucp.dev](https://ucp.dev/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Implement UCP now; treat AP2 as a future field in the payment step.

Payments lead

AP2 mandates are dispute evidence, not a liability shift.

Shopify Plus merchant

Nothing to do for AP2 on Shopify today.

## Side by side

| Measure | UCP | AP2 |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others) | FIDO Alliance (donated by Google, April 2026) |
| Homepage | ucp.dev | ap2-protocol.org |
| Matrix cells with a stated status | 10 live, 4 pilot, 6 announced | 0 live, 1 pilot, 10 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not move funds: payment runs through the merchant PSP via a payment handler. | Does not carry the payment itself: it wraps cards, x402 or other rails. |
| Merchant of record | Merchant | Merchant |
| Dispute rules | None in spec | Evidence only |
| Live surfaces | Yes | None confirmed |
| Cost | No protocol fee | No protocol fee |

## Column by column: where the statuses differ

18 of 27 columns read differently for UCP and AP2 on 4 Nov 2026.

| Column | UCP | AP2 |
| --- | --- | --- |
| Stripe | live | no statement found |
| Adyen | pilot | announced |
| PayPal | live | announced |
| Braintree | live | no statement found |
| Coinbase | no statement found | announced |
| Crossmint | live | announced |
| Shopify | live | announced |
| BigCommerce | pilot | no statement found |
| Salesforce CC | live | announced |
| commercetools | live | no statement found |
| WooCommerce | pilot | no statement found |
| Amazon | not supported | no statement found |
| Walmart | announced | no statement found |
| Target | live | no statement found |
| Wayfair | announced | no statement found |
| Google AI Mode | live | announced |
| Meta Muse | announced | no statement found |
| Copilot | live | no statement found |
|  |
| 18 differences |  |  |

## Read the profiles

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2)

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
5.  [AP2 releases](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP vs x402: sourced differences | Agent Ready Checkout"
description: "UCP vs x402: UCP carries a retail order (items, shipping, tax, payment handler); x402 carries a single HTTP payment for a resource. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/ucp-vs-x402
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# UCP vs x402: sourced differences | Agent Ready Checkout

> UCP vs x402: UCP carries a retail order (items, shipping, tax, payment handler); x402 carries a single HTTP payment for a resource. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/ucp-vs-x402
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# UCP vs x402

In short

UCP carries a retail order (items, shipping, tax, payment handler); x402 carries a single HTTP payment for a resource. On Adyen the matrix reads UCP pilot and x402 announced, and the two split on 19 more columns. For a head of ecommerce engineering: Retail stores need UCP; API sellers need x402 or MPP.

## The sourced difference

UCP carries a retail order (items, shipping, tax, payment handler); x402 carries a single HTTP payment for a resource. [shopify.com](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Retail stores need UCP; API sellers need x402 or MPP.

## Side by side

| Measure | UCP | x402 |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others) | x402 Foundation (Linux Foundation) |
| Homepage | ucp.dev | x402.org |
| Matrix cells with a stated status | 10 live, 4 pilot, 6 announced | 3 live, 0 pilot, 1 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not move funds: payment runs through the merchant PSP via a payment handler. | Does not offer chargebacks on stablecoin payments. |
| Merchant of record | Merchant | Seller |
| Dispute rules | None in spec | None |
| Live surfaces | Yes | API and agent tools |
| Cost | No protocol fee | Network fees only |

## Column by column: where the statuses differ

20 of 27 columns read differently for UCP and x402 on 4 Nov 2026.

| Column | UCP | x402 |
| --- | --- | --- |
| Adyen | pilot | announced |
| PayPal | live | no statement found |
| Checkout.com | pilot | no statement found |
| Braintree | live | no statement found |
| Worldpay | announced | no statement found |
| Coinbase | no statement found | live |
| Shopify | live | no statement found |
| BigCommerce | pilot | no statement found |
| Salesforce CC | live | no statement found |
| Adobe Commerce | announced | no statement found |
| commercetools | live | no statement found |
| WooCommerce | pilot | no statement found |
| Amazon | not supported | no statement found |
| Walmart | announced | no statement found |
| Target | live | no statement found |
| Etsy | announced | no statement found |
| Wayfair | announced | no statement found |
| Google AI Mode | live | no statement found |
| Meta Muse | announced | no statement found |
| Copilot | live | no statement found |
|  |
| 20 differences |  |  |

## Read the profiles

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [x402](https://agentreadycheckout.com/protocols/x402)

## Sources

1.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
4.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC vs Mastercard Agent Pay | Agent Ready Checkout"
description: "Visa IC vs Mastercard Agent Pay: Visa has written agentic duties into its public Core Rules. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/visa-intelligent-commerce-vs-mastercard-agent-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Visa IC vs Mastercard Agent Pay | Agent Ready Checkout

> Visa IC vs Mastercard Agent Pay: Visa has written agentic duties into its public Core Rules. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/visa-intelligent-commerce-vs-mastercard-agent-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Visa IC vs Mastercard Agent Pay

In short

Visa has written agentic duties into its public Core Rules (section 4.1.23, April 2026) and runs Intelligent Commerce Connect in pilot for TAP, MPP, ACP and UCP traffic. On PayPal the matrix reads Visa IC no statement found and Mastercard Agent Pay announced, and the two split on 5 more columns.

## The sourced difference

Visa has written agentic duties into its public Core Rules (section 4.1.23, April 2026) and runs Intelligent Commerce Connect in pilot for TAP, MPP, ACP and UCP traffic. Mastercard's public rulebooks (June 2026) contain no agentic provision; its program relies on agentic tokens, the acceptance framework and the new probability score. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Visa traffic needs an Agentic Payment Provider registered with Visa; check your agent partners.

Payments lead

Visa liability is written down (cardholder responsible for the agent); Mastercard's is not yet.

Marketplace operator

Ask both networks how they flag agent transactions in your settlement files.

## Side by side

| Measure | Visa IC | Mastercard Agent Pay |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | Visa | Mastercard |
| Homepage | visa.com | mastercard.com |
| Matrix cells with a stated status | 1 live, 1 pilot, 6 announced | 1 live, 1 pilot, 8 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not publish pricing for Intelligent Commerce Connect. | Does not appear in the public Mastercard Rules or Transaction Processing Rules (June 2026 editions). |
| Merchant of record | Merchant | Merchant |
| Dispute rules | Yes | Evidence only |
| Live surfaces | None confirmed | None confirmed |
| Cost | Not published | Not published |

## Column by column: where the statuses differ

6 of 27 columns read differently for Visa IC and Mastercard Agent Pay on 4 Nov 2026.

| Column | Visa IC | Mastercard Agent Pay |
| --- | --- | --- |
| PayPal | no statement found | announced |
| Braintree | no statement found | announced |
| PayOS | no statement found | announced |
| ChatGPT | announced | no statement found |
| Google AI Mode | no statement found | announced |
| Perplexity | announced | no statement found |
|  |
| 6 differences |  |  |

## Read the profiles

-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
3.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
4.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
5.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
6.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
7.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP vs Mastercard Agent Pay | Agent Ready Checkout"
description: "Visa TAP vs Mastercard Agent Pay: Both sign agent requests with Web Bot Auth (HTTP Message Signatures) so a CDN can verify. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-mastercard-agent-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Visa TAP vs Mastercard Agent Pay | Agent Ready Checkout

> Visa TAP vs Mastercard Agent Pay: Both sign agent requests with Web Bot Auth (HTTP Message Signatures) so a CDN can verify. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-mastercard-agent-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Visa TAP vs Mastercard Agent Pay

In short

Both sign agent requests with Web Bot Auth (HTTP Message Signatures) so a CDN can verify the agent. On PayPal the matrix reads Visa TAP no statement found and Mastercard Agent Pay announced, and the two split on 7 more columns. For a head of ecommerce engineering: One Web Bot Auth verification at the CDN covers both; Cloudflare validates them.

## The sourced difference

Both sign agent requests with Web Bot Auth (HTTP Message Signatures) so a CDN can verify the agent. TAP is an identity protocol with public GitHub code; Agent Pay adds Mastercard agentic tokens, a Dynamic Token Verification Code in normal card fields, and since 30 Sep 2026 a probability score for AI-initiated transactions in US testing. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

One Web Bot Auth verification at the CDN covers both; Cloudflare validates them.

Payments lead

Agent Pay touches authorisation through tokens; TAP alone does not.

Marketplace operator

Allow both signatures through your bot rules before you block agents.

## Side by side

| Measure | Visa TAP | Mastercard Agent Pay |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | Visa | Mastercard |
| Homepage | github.com | mastercard.com |
| Matrix cells with a stated status | 0 live, 1 pilot, 5 announced | 1 live, 1 pilot, 8 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not move money or tokenise a card by itself. | Does not appear in the public Mastercard Rules or Transaction Processing Rules (June 2026 editions). |
| Merchant of record | N/a | Merchant |
| Dispute rules | None in spec | Evidence only |
| Live surfaces | None confirmed | None confirmed |
| Cost | No fee published | Not published |

## Column by column: where the statuses differ

8 of 27 columns read differently for Visa TAP and Mastercard Agent Pay on 4 Nov 2026.

| Column | Visa TAP | Mastercard Agent Pay |
| --- | --- | --- |
| PayPal | no statement found | announced |
| Braintree | no statement found | announced |
| Worldpay | announced | no statement found |
| Coinbase | announced | no statement found |
| Crossmint | no statement found | live |
| Skyfire | no statement found | announced |
| PayOS | no statement found | announced |
| Google AI Mode | no statement found | announced |
|  |
| 8 differences |  |  |

## Read the profiles

-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay)

## Sources

1.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
4.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
5.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
6.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP vs Visa IC: sourced differences | Agent Ready Checkout"
description: "Visa TAP vs Visa IC: TAP tells a merchant which agent is calling. Verdicts by reader type. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-visa-intelligent-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Visa TAP vs Visa IC: sourced differences | Agent Ready Checkout

> Visa TAP vs Visa IC: TAP tells a merchant which agent is calling. Verdicts by reader type. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-visa-intelligent-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Visa TAP vs Visa IC

In short

TAP tells a merchant which agent is calling; Visa Intelligent Commerce supplies the tokenised credential and rules for the payment. Intelligent Commerce Connect (pilot) accepts TAP as one of four protocols. On Worldpay the matrix reads Visa TAP announced and Visa IC no statement found, and the two split on 5 more columns.

## The sourced difference

TAP tells a merchant which agent is calling; Visa Intelligent Commerce supplies the tokenised credential and rules for the payment. Intelligent Commerce Connect (pilot) accepts TAP as one of four protocols. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

TAP lives at the WAF; VIC lives in the payment flow.

Payments lead

You need VIC enrolment only if you operate an agent, not as a merchant.

## Side by side

| Measure | Visa TAP | Visa IC |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | Visa | Visa |
| Homepage | github.com | visa.com |
| Matrix cells with a stated status | 0 live, 1 pilot, 5 announced | 1 live, 1 pilot, 6 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not move money or tokenise a card by itself. | Does not publish pricing for Intelligent Commerce Connect. |
| Merchant of record | N/a | Merchant |
| Dispute rules | None in spec | Yes |
| Live surfaces | None confirmed | None confirmed |
| Cost | No fee published | Not published |

## Column by column: where the statuses differ

6 of 27 columns read differently for Visa TAP and Visa IC on 4 Nov 2026.

| Column | Visa TAP | Visa IC |
| --- | --- | --- |
| Worldpay | announced | no statement found |
| Coinbase | announced | no statement found |
| Crossmint | no statement found | live |
| Skyfire | no statement found | announced |
| ChatGPT | no statement found | announced |
| Perplexity | no statement found | announced |
|  |
| 6 differences |  |  |

## Read the profiles

-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol)
-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce)

## Sources

1.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
4.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
5.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Worldpay vs Adyen: sourced differences | Agent Ready Checkout"
description: "Worldpay vs Adyen: Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/worldpay-vs-adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# Worldpay vs Adyen: sourced differences | Agent Ready Checkout

> Worldpay vs Adyen: Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/worldpay-vs-adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# Worldpay vs Adyen

In short

Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP, but publishes no agentic developer docs; Adyen publishes ACP and UCP docs and named Amex, Mastercard, Salesforce and Visa as partners at launch. On ACP the matrix reads Worldpay announced and Adyen pilot, and the two split on 5 more protocols.

## The sourced difference

Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP, but publishes no agentic developer docs; Adyen publishes ACP and UCP docs and named Amex, Mastercard, Salesforce and Visa as partners at launch. [docs.adyen.com](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Ask Worldpay for written integration specs before committing.

Payments lead

Both are named in Mastercard AP4M as initial participants.

## Side by side

| Measure | Worldpay | Adyen |
| --- | --- | --- |
| Kind | Processor | Processor |
| Operator | Global Payments Inc. | Adyen N.V. |
| Homepage | worldpay.com | adyen.com |
| Matrix cells with a stated status | 0 live, 0 pilot, 5 announced | 0 live, 2 pilot, 7 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | No developer docs found for an ACP or UCP payment handler. | Not generally available: limited release to US enterprise merchants at launch. |

## Protocol by protocol: where the statuses differ

6 of 12 protocols read differently for Worldpay and Adyen on 4 Nov 2026.

| Protocol | Worldpay | Adyen |
| --- | --- | --- |
| ACP | announced | pilot |
| UCP | announced | pilot |
| Visa IC | no statement found | announced |
| Mastercard Agent Pay | no statement found | announced |
| Amex ACE | no statement found | announced |
| x402 | no statement found | announced |
|  |
| 6 differences |  |  |

## Read the profiles

-   [Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay)
-   [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic)
-   [Alternatives to Worldpay](https://agentreadycheckout.com/processors/worldpay/alternatives)
-   [Alternatives to Adyen](https://agentreadycheckout.com/processors/adyen-agentic/alternatives)

## Sources

1.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
2.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026
4.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 vs Agent Pay for Machines | Agent Ready Checkout"
description: "x402 vs Agent Pay for Machines: x402 is an open protocol anyone can implement with a facilitator such as Coinbase. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/x402-vs-agent-pay-for-machines
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# x402 vs Agent Pay for Machines | Agent Ready Checkout

> x402 vs Agent Pay for Machines: x402 is an open protocol anyone can implement with a facilitator such as Coinbase. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/x402-vs-agent-pay-for-machines
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# x402 vs Agent Pay for Machines

In short

x402 is an open protocol anyone can implement with a facilitator such as Coinbase (first 1,000 transactions free, then $0.001). On Stripe the matrix reads x402 live and Agent Pay for Machines announced, and the two split on 6 more columns. For a head of ecommerce engineering: Start with plain x402; AP4M adds controls when your buyers are enterprises.

## The sourced difference

x402 is an open protocol anyone can implement with a facilitator such as Coinbase (first 1,000 transactions free, then $0.001). Agent Pay for Machines wraps x402 with Mastercard credentialing, spend controls and settlement, and is in Early Access with no published price. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Start with plain x402; AP4M adds controls when your buyers are enterprises.

Payments lead

AP4M offers guaranteed settlement across rails; x402 alone settles onchain.

## Side by side

| Measure | x402 | Agent Pay for Machines |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | x402 Foundation (Linux Foundation) | Mastercard |
| Homepage | x402.org | ap4m.build |
| Matrix cells with a stated status | 3 live, 0 pilot, 1 announced | 0 live, 1 pilot, 7 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not offer chargebacks on stablecoin payments. | Is not a consumer checkout program. |
| Merchant of record | Seller | Seller of the service |
| Dispute rules | None | Not published |
| Live surfaces | API and agent tools | None |
| Cost | Network fees only | Not published |

## Column by column: where the statuses differ

7 of 27 columns read differently for x402 and Agent Pay for Machines on 4 Nov 2026.

| Column | x402 | Agent Pay for Machines |
| --- | --- | --- |
| Stripe | live | announced |
| Checkout.com | no statement found | announced |
| Worldpay | no statement found | announced |
| Coinbase | live | pilot |
| Crossmint | live | announced |
| Skyfire | no statement found | announced |
| PayOS | no statement found | announced |
|  |
| 7 differences |  |  |

## Read the profiles

-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines)

## Sources

1.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
4.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026
5.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 vs MPP: sourced differences | Agent Ready Checkout"
description: "x402 vs MPP: Both answer HTTP 402. x402 is governed by the x402 Foundation under the Linux Foundation. Verdicts by reader type."
canonical: https://agentreadycheckout.com/compare/x402-vs-mpp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Head-to-heads"
---

# x402 vs MPP: sourced differences | Agent Ready Checkout

> x402 vs MPP: Both answer HTTP 402. x402 is governed by the x402 Foundation under the Linux Foundation. Verdicts by reader type.

Source: https://agentreadycheckout.com/compare/x402-vs-mpp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Head-to-head

# x402 vs MPP

In short

Both answer HTTP 402. x402 is governed by the x402 Foundation under the Linux Foundation (40 members at the 14 Jul 2026 launch) and settles mostly in stablecoins, with Lightning added 23 Sep 2026. On Adyen the matrix reads x402 announced and MPP no statement found, and the two split on 1 more column.

## The sourced difference

Both answer HTTP 402. x402 is governed by the x402 Foundation under the Linux Foundation (40 members at the 14 Jul 2026 launch) and settles mostly in stablecoins, with Lightning added 23 Sep 2026. MPP is authored by Tempo and Stripe, adds session and subscription intents, and accepts cards through Stripe tokens as well as stablecoins. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.

## Verdicts by reader type

Head of ecommerce engineering

Pick by rail: x402 for onchain buyers, MPP if you want card tokens and metered sessions.

Payments lead

MPP card payments keep card dispute rights; x402 stablecoin settlement is final.

## Side by side

| Measure | x402 | MPP |
| --- | --- | --- |
| Kind | Protocol | Protocol |
| Operator | x402 Foundation (Linux Foundation) | Tempo and Stripe |
| Homepage | x402.org | mpp.dev |
| Matrix cells with a stated status | 3 live, 0 pilot, 1 announced | 2 live, 0 pilot, 0 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Does not offer chargebacks on stablecoin payments. | Is not a retail cart protocol. |
| Merchant of record | Seller | Seller |
| Dispute rules | None | Rail-dependent |
| Live surfaces | API and agent tools | API and agent tools |
| Cost | Network fees only | Rail fees |

## Column by column: where the statuses differ

2 of 27 columns read differently for x402 and MPP on 4 Nov 2026.

| Column | x402 | MPP |
| --- | --- | --- |
| Adyen | announced | no statement found |
| Coinbase | live | no statement found |
|  |
| 2 differences |  |  |

## Read the profiles

-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp)

## Sources

1.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Contact the editor | Agent Ready Checkout"
description: "How to reach the editor of the agent checkout matrix: what to send, what we answer, and how a cell changes when a source shows a status is wrong."
canonical: https://agentreadycheckout.com/contact
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "About"
---

# Contact the editor | Agent Ready Checkout

> How to reach the editor of the agent checkout matrix: what to send, what we answer, and how a cell changes when a source shows a status is wrong.

Source: https://agentreadycheckout.com/contact
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Contact

## Writing to the editor

Email [editor@agentreadycheckout.com](mailto:editor@agentreadycheckout.com). Useful messages name a page, say what is wrong or missing, and link a public source. A vendor that wants its status reviewed should send the page, document or repository that shows the status it claims.

We read messages that name a source and reply to say whether the evidence changes a cell.

## Other routes

Datasets are on the [data page](https://agentreadycheckout.com/data). The [feed](https://agentreadycheckout.com/feed.xml) carries new dated items. Errors are tracked on the [corrections page](https://agentreadycheckout.com/corrections).

## Sources

1.  [Editorial policy](https://agentreadycheckout.com/editorial-policy), read 4 Nov 2026
2.  [Corrections](https://agentreadycheckout.com/corrections), read 4 Nov 2026

Last reviewed 4 Nov 2026


---

---
title: "Corrections and open points | Agent Ready Checkout"
description: "The correction log for the agent checkout matrix, the open points where public sources disagree, and how to send evidence that a status is wrong."
canonical: https://agentreadycheckout.com/corrections
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "About"
---

# Corrections and open points | Agent Ready Checkout

> The correction log for the agent checkout matrix, the open points where public sources disagree, and how to send evidence that a status is wrong.

Source: https://agentreadycheckout.com/corrections
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Corrections and open points

## Correction log

No correction has been published since the first edition of 4 Nov 2026. Each correction will be listed here with its date, the page, what was wrong and what the source says.

## Open points we have not closed

These are places where public sources disagree or where we could not read the text. Each is stated in the cell or row it affects.

-   **Visa dispute condition 10.4 and the agent login ID wording.** The October 2026 Visa Core Rules mark section 11.8.5.3 (Dispute Condition 10.4) as last updated in October 2026 and list login IDs for an Agentic Payment Provider among matching evidence. The summary of changes ties the 10.4 edits to address verification liability shifts. We could not diff the October text against the April 2026 edition, which the same URL no longer serves, so we cannot say whether the agent login ID wording is new in October. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   **Mastercard agent-initiated transaction flags.** Mastercard has described flags and a probability score for AI-initiated transactions in press material. The public Mastercard Rules and Transaction Processing Rules we searched in full text contain no agentic provision, and the developer specifications sit behind a login. The tracker therefore cites the press pages for Mastercard and does not claim rule text. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.
-   **Etsy checkout inside ChatGPT.** Etsy's help page still describes buying through ChatGPT, while OpenAI said on 24 Mar 2026 that it is moving away from a standalone Instant Checkout and now sends purchases to merchant checkouts. Two primary pages conflict, so the ACP and Etsy cell reads announced, not live, and its note says why. Ask Etsy which flow runs today before relying on it. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026.
-   **How many seats the UCP Tech Council holds.** GitHub and trade press describe a ten-member UCP Tech Council from April 2026, while the UCP discussion 379 says it expanded to 16 seats. We print a seat count only where the UCP Tech Council announcement (GitHub discussion 379, linked from the UCP announcements page) states one, which is the 16-seat line on the Salesforce Commerce Cloud page, read 4 Nov 2026. We print no other count. [ucp.dev](https://ucp.dev/documentation/announcements/), read 4 Nov 2026.
-   **The UCP discovery path in the shared crawl.** The first crawl probed /.well-known/ucp.json, while the UCP specification publishes the business profile at /.well-known/ucp. A corrected probe was added to the crawl, and the commerce discovery page states which of the two the published numbers use. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.
-   **Per-sale rates for the Shopify Agentic plan and BigCommerce agentic checkout.** Shopify's Agentic plan page states no per-order rate and BigCommerce publishes no agentic checkout fee. A fee of 4 percent and a fee of 2 percent circulate in trade coverage. Neither is used in the cost lines of the decision guide, which carry only published pricing. [shopify.com](https://www.shopify.com/agentic-plan), read 4 Nov 2026.

## Send a correction

Write to [editor@agentreadycheckout.com](mailto:editor@agentreadycheckout.com) with the page address, the statement you think is wrong, and a public source that shows it. We reply to say whether the evidence changes a cell. We do not change a status on request alone.

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
2.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
3.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
4.  [ucp.dev/documentation/announcements/](https://ucp.dev/documentation/announcements/), read 4 Nov 2026
5.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
6.  [shopify.com/agentic-plan](https://www.shopify.com/agentic-plan), read 4 Nov 2026

Last reviewed 4 Nov 2026


---

---
title: "Datasets: matrix, rules tracker, crawl | Agent Ready Checkout"
description: "Download the protocol support matrix, the liability and rules tracker and commerce discovery file prevalence as CSV and JSON, with a cite line."
canonical: https://agentreadycheckout.com/data
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Method and data"
---

# Datasets: matrix, rules tracker, crawl | Agent Ready Checkout

> Download the protocol support matrix, the liability and rules tracker and commerce discovery file prevalence as CSV and JSON, with a cite line.

Source: https://agentreadycheckout.com/data
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Datasets for agent checkout

In short

Four datasets, each as CSV and JSON: the protocol support matrix with 324 cells, the liability and rules tracker with 23 rows, the commerce discovery file prevalence from the shared crawl, and the aggregates of Ora's pay-per-call index read 5 Nov 2026. Every row carries a source URL and a read date. Cite the edition, not the home page.

## Downloads

| Dataset | Size | Files | Columns | Page |
| --- | --- | --- | --- | --- |
| Protocol support matrix | 324 cells | CSV, JSON | protocol, column, status, note, source URL, read date | Edition page |
| Liability and rules tracker | 23 rows | CSV, JSON | date, network, change, document, page, who carries the dispute | Tracker |
| Pay-per-call index, aggregated | 1,586 hosts | CSV, JSON | host, entries, label counts, price range, networks; totals and percentiles | Dataset page |
| Commerce discovery file prevalence | 3 groups | CSV, JSON | group, probe path, domains probed, valid files, share | Dataset page |

## Cite this

**Cite this:** Agent Ready Checkout. Protocol Support Matrix, edition 4 Nov 2026. Edition of 4 Nov 2026. https://agentreadycheckout.com/matrix/2026-11-04

**Cite this:** Agent Ready Checkout. Liability and Rules Tracker. Edition of 4 Nov 2026. https://agentreadycheckout.com/rules

**Cite this:** Agent Ready Checkout. Pay-per-call index, aggregated from Ora. Edition of 4 Nov 2026. https://agentreadycheckout.com/data/pay-per-call-index

**Cite this:** Agent Ready Checkout. Commerce discovery file prevalence, crawl of 4 Nov 2026. Edition of 4 Nov 2026. https://agentreadycheckout.com/data/commerce-discovery-files

## Using the data

The files are free to reuse with attribution under the [terms](https://agentreadycheckout.com/terms). Status values are live, pilot, announced, not\_supported and no\_statement. A no\_statement row means nothing published was found on the read date, which is not the same as a statement that the thing is unsupported. The [method page](https://agentreadycheckout.com/method) defines every field. The ids in the matrix files are spelled out, with each name, operator and page, in [the matrix names file](https://agentreadycheckout.com/data/matrix-names-2026-11-04.json).

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
3.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Commerce discovery files in the crawl | Agent Ready Checkout"
description: "How many commerce and top-10,000 domains serve a valid UCP profile, agent registry, OpenAPI or agents.json file, from the shared crawl of 4 Nov 2026."
canonical: https://agentreadycheckout.com/data/commerce-discovery-files
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Method and data"
---

# Commerce discovery files in the crawl | Agent Ready Checkout

> How many commerce and top-10,000 domains serve a valid UCP profile, agent registry, OpenAPI or agents.json file, from the shared crawl of 4 Nov 2026.

Source: https://agentreadycheckout.com/data/commerce-discovery-files
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Commerce discovery files in the shared crawl

In short

Of 178 commerce-category domains we could probe in the crawl of 4 Nov 2026, 15 served a valid UCP profile at /.well-known/ucp. Across the top 10,000 the figure is 47 of 7,401. The UCP row comes from a follow-up pass that did not check robots.txt per path, and answers of 403 or 429 are counted, not dropped.

## Results

### E-commerce and Commerce Tools category domains

184 domains in the group, 181 reachable.

| Probe path | Robots.txt checked per path | Domains probed | Answered 403 or 429 | Status 200 | JSON | Valid file | Share valid |
| --- | --- | --- | --- | --- | --- | --- | --- |
| /.well-known/ucp | no, follow-up pass | 178 | 6 | 35 | 15 | 15 | 8.43 percent |
| /.well-known/ucp.json | yes | 177 | 7 | 31 | 13 | 13 | 7.34 percent |
| /.well-known/acp.json | no, follow-up pass | 178 | 6 | 19 | 1 | 1 | 0.56 percent |
| /.well-known/x402 | no, follow-up pass | 178 | 6 | 20 | 0 | 0 | 0 percent |
| /.well-known/ard.json | yes | 177 | 7 | 19 | 1 | 1 | 0.56 percent |
| /openapi.json | yes | 176 | 8 | 24 | 5 | 5 | 2.84 percent |
| /agents.json | yes | 176 | 8 | 19 | 1 | 0 | 0 percent |
| /.well-known/web-bot-auth/directory | no, follow-up pass | 178 | 6 | 21 | 0 | 0 | 0 percent |

Domains with at least one valid file in this group: anakin.io, apparel.monster, chewy.com, cratejoy.com, flaviar.com, flexfits.com, hypeandvice.com, ikea.com, matagora.com, provenskincare.com, riveterhq.com, sellfy.com, shoplocale.com, shoptiques.com, socksoho.com, soteriskin.com, theessential.com, vendah.com.br, zinc.com.

### Tranco top 10,000 (all categories)

9999 domains in the group, 7849 reachable.

| Probe path | Robots.txt checked per path | Domains probed | Answered 403 or 429 | Status 200 | JSON | Valid file | Share valid |
| --- | --- | --- | --- | --- | --- | --- | --- |
| /.well-known/ucp | no, follow-up pass | 7401 | 1264 | 1037 | 51 | 47 | 0.64 percent |
| /.well-known/ucp.json | yes | 7442 | 1255 | 943 | 24 | 18 | 0.24 percent |
| /.well-known/acp.json | no, follow-up pass | 7408 | 1233 | 927 | 5 | 1 | 0.01 percent |
| /.well-known/x402 | no, follow-up pass | 7404 | 1233 | 991 | 4 | 0 | 0 percent |
| /.well-known/ard.json | yes | 7438 | 1268 | 939 | 24 | 18 | 0.24 percent |
| /openapi.json | yes | 7472 | 1125 | 1075 | 24 | 21 | 0.28 percent |
| /agents.json | yes | 7485 | 1120 | 1042 | 7 | 2 | 0.03 percent |
| /.well-known/web-bot-auth/directory | no, follow-up pass | 7409 | 1258 | 995 | 5 | 0 | 0 percent |

Domains with at least one valid file in this group: academy.com, admaster.cc, alchemy.com, amplitude.com, anker.com, appsflyer.com, att.com, august.com, aylanetworks.com, barnesandnoble.com, beehiiv.com, bitdefender.com, bluehost.com, boozt.com, cal.com, chewy.com, chiikawamarket.jp, cloudflare.com, cloudx.io, cm.com, cookieyes.com, daisonet.com, dev.to, discoverpilgrim.com, dmac-solutions.net, dns-finder.com, dpboss.tax, dpbossss.boston, dpbosssss.boston, ecoflow.com, elementor.com, eufy.com, eufylife.com, expiredwixdomain.com, farfetch.com, fineartamerica.com, forter.com, gameanalytics.com, govee.com, guard.io, haveibeenpwned.com, homedepot.com, hootsuite.com, hp.com, ikea.com, linksys.com, mattel.com, mediaexpert.pl, monday.com, monetixads.com, mysterium.network, nanit.com, netlify.app, netlify.com, nic.ai, nishatlinen.com, openlibrary.org, openrouter.ai, padlet.com, paypal.com, paypalobjects.com, pixai.art, pixels.com, pixhost.to, pocketcasts.com, post-gazette.com, preply.com, programmaticx.ai, railway.app, saya.pk, supabase.co, supabase.com, surveymonkey.com, sweetwater.com, theiconic.com.au, thredup.com, tradedoubler.com, ukrainealarm.com, usercentrics.eu, wiki.gg, withings.net, wyze.com, wyzecam.com, zellbury.com.

### Payments and Fintech category domains

401 domains in the group, 399 reachable.

| Probe path | Robots.txt checked per path | Domains probed | Answered 403 or 429 | Status 200 | JSON | Valid file | Share valid |
| --- | --- | --- | --- | --- | --- | --- | --- |
| /.well-known/ucp | no, follow-up pass | 399 | 11 | 40 | 4 | 4 | 1 percent |
| /.well-known/ucp.json | yes | 393 | 11 | 33 | 0 | 0 | 0 percent |
| /.well-known/acp.json | no, follow-up pass | 399 | 11 | 34 | 1 | 1 | 0.25 percent |
| /.well-known/x402 | no, follow-up pass | 399 | 11 | 37 | 0 | 0 | 0 percent |
| /.well-known/ard.json | yes | 393 | 11 | 36 | 3 | 3 | 0.76 percent |
| /openapi.json | yes | 395 | 13 | 42 | 3 | 3 | 0.76 percent |
| /agents.json | yes | 395 | 12 | 37 | 1 | 0 | 0 percent |
| /.well-known/web-bot-auth/directory | no, follow-up pass | 399 | 11 | 36 | 0 | 0 | 0 percent |

Domains with at least one valid file in this group: cypherhq.io, fintoc.com, forter.com, getlago.com, itseasy.co, joinforge.app, mercury.com, onefin.in, paypal.com, ramp.com.

The follow-up crawl probed /.well-known/ucp, the path the UCP specification publishes, on the same domains. It held 10508 rows when this slice was cut, and the UCP row above uses it.

## How it was built

The shared crawl read 13,071 domains on 4 Nov 2026 with a plain-fetch client and the user agent agent-readiness-crawl/1.0. Its main pass checked robots.txt for every path; the follow-up pass that supplies the UCP, ACP, x402 and web-bot-auth rows did not check robots.txt per path, and the table marks those rows. This slice keeps the domain, category, rank and the answer to each commerce probe. A file counts only when the answer is status 200, parses as JSON and carries the top-level key its format defines. The slicing script is scripts/slice-crawl.mjs and a test recomputes the headline number from the raw rows.

### Caveats

-   A file counts as valid only when the answer is status 200, parsed as JSON and carries the top-level key the format defines (ucp, protocol, x402Version, entries, openapi or swagger, agents, keys). A status 200 HTML page, a soft 404 or an unrelated JSON error does not count.
-   A probe with no response at all (timeout or connection error) is left out of the denominator. A probe that answered 403 or 429 is counted as probed and not valid, because a bot wall or a rate limit may hide a file; the 403 or 429 column shows how many, so those answers lower the share.
-   On the main crawl pass a path that robots.txt disallowed was not fetched and is left out of the denominator. The follow-up pass (the /.well-known/ucp, acp.json, x402 and web-bot-auth rows) did not check robots.txt per path, and the rows say so.
-   The category groups are small: they hold the domains that a public agent-readiness leaderboard files under E-commerce or Commerce Tools, plus the commerce brands named in the research. Read them as a sample, not as the commerce web.
-   Neither the ACP nor the x402 specification requires a discovery path. /.well-known/acp.json and /.well-known/x402 are conventions seen in the wild, so a missing file says nothing about support; x402 itself shows as a 402 response on a paid endpoint.

Download: [CSV](https://agentreadycheckout.com/data/commerce-discovery-prevalence-2026-11-04.csv), [JSON](https://agentreadycheckout.com/data/commerce-discovery-prevalence-2026-11-04.json).

## Cite this

**Cite this:** Agent Ready Checkout. Commerce discovery file prevalence, crawl of 4 Nov 2026. Edition of 4 Nov 2026. https://agentreadycheckout.com/data/commerce-discovery-files

## Sources

1.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Pay-per-call index: aggregated dataset | Agent Ready Checkout"
description: "Download the aggregates of Ora's paid-capability index, read 5 Nov 2026: totals, price percentiles, networks, tags and one CSV row per host (1,586)."
canonical: https://agentreadycheckout.com/data/pay-per-call-index
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Method and data"
---

# Pay-per-call index: aggregated dataset | Agent Ready Checkout

> Download the aggregates of Ora's paid-capability index, read 5 Nov 2026: totals, price percentiles, networks, tags and one CSV row per host (1,586).

Source: https://agentreadycheckout.com/data/pay-per-call-index
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

# Pay-per-call index: the aggregated dataset

In short

Two downloads aggregate Ora's paid-capability index as read on 5 Nov 2026: a JSON file of totals, price percentiles, networks, methods and the top tags, and a CSV with one row for each of the 1,586 hosts. The rows of Ora's catalog are not republished here; they are one GET away at Ora.

## Downloads

| Dataset | Format | File | Contents |
| --- | --- | --- | --- |
| Aggregates | JSON | pay-per-call-index-2026-11-05.json | Totals, price percentiles and bands, networks, methods, top 100 tags, host size bands, common prices |
| Hosts | CSV | pay-per-call-hosts-2026-11-05.csv | One row per host (1,586): entries, label counts, lowest and highest price, networks |

## How it was made

One GET of https://ora.ai/api/ard/catalog.json on 5 Nov 2026 returned 15,194 entries, generated 2026-11-05T18:00:55.885Z. This site kept the 9,977 of type paid capability, computed every figure in the aggregate files and the pay-per-call pages from them, and published only the aggregates. Ora's pages we read state no licence for the catalog, so the files credit Ora as the source and carry no entry text. The reading script is scripts/ora-read.mjs: GET only, one request a second, the network's crawl user agent, no credential. A test recounts the headline figures from the saved slice.

## Cite this

**Cite this:** Agent Ready Checkout. Pay-per-call index, aggregated from Ora's paid-capability catalog, read 5 Nov 2026. https://agentreadycheckout.com/data/pay-per-call-index

Cite Ora as the source of the entries and this site as the author of the aggregates.

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=dataset), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=dataset), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [2 sources](#sources-h).

## Method

The source is Ora's catalog. Only aggregates are published here.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "How many sites pass each payment check on Ora | Agent Ready Checkout"
description: "Pass rates for Ora's six Payments checks across 142,263 scans and the Payments layer average by category, from Ora's statistics read 5 Nov 2026."
canonical: https://agentreadycheckout.com/data/payments-adoption
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Method and data"
---

# How many sites pass each payment check on Ora | Agent Ready Checkout

> Pass rates for Ora's six Payments checks across 142,263 scans and the Payments layer average by category, from Ora's statistics read 5 Nov 2026.

Source: https://agentreadycheckout.com/data/payments-adoption
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

From Ora's statistics

# How many scanned sites pass each payment check

In short

Of the 142,263 scans Ora counts for its Payments checks, read 5 Nov 2026, UCP passes 3.7 percent, x402 0.15 percent and AP2 0.05 percent. The Payments layer averages 4.6 percent of its points, against 35.0 for Discovery. Consumer and E-commerce lead the categories.

## How many scans pass each check

Ora's statistics endpoint reports a pass count for every check. For the six Payments checks the count sits against 142,263 scans. UCP passes 5,314, far ahead of ACP delegate payment (846), ACP (616), x402 (218), MPP (110) and AP2 (72). The figures are Ora's, taken from its own scans, and the pass share is a share of those scans, not of all sites.

Percent of Ora's scans that pass each Payments check. UCP leads and AP2 is last.

Pass counts as a table

| Check | Passes | Scans counted | Share | Matrix row |
| --- | --- | --- | --- | --- |
| UCP - Universal Commerce Protocol | 5,314 | 142,263 | 3.735% | UCP |
| ACP delegate payment | 846 | 142,263 | 0.595% | ACP |
| ACP - Agentic Commerce Protocol | 616 | 142,263 | 0.433% | ACP |
| x402 payment protocol | 218 | 142,263 | 0.153% | x402 |
| MPP payment protocol | 110 | 142,263 | 0.077% | MPP |
| AP2 - Agent Payments Protocol | 72 | 142,263 | 0.051% | AP2 |

## The layer against the others

Across the scans Ora counts, 145,918 sites scanned and 132,088 companies ranked as of 5 Nov 2026, the Payments layer averages 4.6 percent of its points. The average score is 44 of 100. The pass counts in the section above are the more direct measure of how many sites expose a protocol.

Average percent of each layer's points across Ora's scans. Payments is far below the other three.

Layer averages as a table

| Layer | Points of 100 | Average share |
| --- | --- | --- |
| Discovery | 20 | 35.03% |
| Access | 30 | 44.02% |
| Usability | 40 | 37.51% |
| Payments | 10 | 4.64% |

## By category

Ora groups companies into 27 categories. Consumer and E-commerce have the highest Payments layer averages, 11.3 and 10.4 percent. Commerce Tools, News & Intelligence, Travel & Hospitality sit at zero. Community holds 126,960 sites, most of the set; the other categories hold from 32 to 610, so the small ones move on a few domains.

Average share of the Payments layer's points by Ora category, top fifteen. The figures are Ora's layer averages, not the share of sites that accept x402.

All categories as a table

| Category | Sites | Average score | Payments layer average |
| --- | --- | --- | --- |
| Consumer | 103 | 42 | 11.34% |
| E-commerce | 193 | 46 | 10.38% |
| Climate & Energy | 120 | 30 | 9.09% |
| Real Estate & Construction | 171 | 35 | 5.56% |
| CRM | 46 | 61 | 5.43% |
| Hardware & Robotics | 233 | 32 | 5.17% |
| Community | 126,960 | 44 | 4.69% |
| Data & Analytics | 190 | 50 | 3.47% |
| Healthcare | 600 | 32 | 3.30% |
| Logistics & Supply Chain | 143 | 38 | 2.74% |
| Education | 164 | 39 | 2.73% |
| AI & ML | 263 | 48 | 2.33% |
| Agent Tools | 142 | 61 | 2.17% |
| Legal & Compliance | 156 | 41 | 2.15% |
| Developer Tools | 463 | 53 | 2.07% |
| HR & Recruiting | 96 | 40 | 1.82% |
| Payments & Fintech | 610 | 42 | 1.77% |
| Productivity | 183 | 52 | 1.70% |
| Infrastructure | 311 | 50 | 1.68% |
| Gaming & Media | 131 | 35 | 1.47% |
| Communication & Support | 176 | 52 | 1.39% |
| Security | 121 | 45 | 1.32% |
| Identity & Auth | 86 | 52 | 1.27% |
| Marketing | 310 | 45 | 0.93% |
| Commerce Tools | 32 | 65 | 0.00% |
| News & Intelligence | 53 | 41 | 0.00% |
| Travel & Hospitality | 32 | 37 | 0.00% |

## What this does not show

-   It is Ora's scan set, and the pages we read do not say how a site enters it.
-   A category average is a share of layer points, so it blends how many sites support a protocol with how many points the checks carry.
-   The pass counts cover the six checks as Ora groups them in the Payments layer; the statistics also list rows for the same check ids under the Access layer, with smaller scan counts, which this page leaves out.

## Sources

1.  [Ora statistics (GET /api/stats)](https://ora.ai/api/stats?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=adoption), read 5 Nov 2026
2.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=adoption), read 5 Nov 2026
3.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=adoption), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [3 sources](#sources-h).

## The pay-layer check we recommend

**[Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=adoption).** Ora's Payments layer runs 6 checks (x402, MPP, UCP, ACP, ACP delegate payment and AP2), worth 10 of 100 points, and publishes each check's points in GET /api/checks (132 checks in all, read 5 Nov 2026). A reader can look up a cached score, scan a domain for free at up to 10 scans a minute, or run `npx ax@0.10 audit <domain>`.

Limits: public URLs only, no repeat-scan data published, and the fixing product is behind a waitlist. [The checks mapped to the matrix](https://agentreadycheckout.com/method/ora-payments-layer).

## Method

All figures are Ora's, from GET /api/stats on the date shown, computed by Ora a few minutes earlier.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "API and MCP server | Agent Ready Checkout"
description: "Query the matrix, the rules tracker and the discovery counts as data through an MCP server, a REST API with OpenAPI and an NLWeb ask endpoint, all read-only."
canonical: https://agentreadycheckout.com/developers
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Developers"
---

# API and MCP server | Agent Ready Checkout

> Query the matrix, the rules tracker and the discovery counts as data through an MCP server, a REST API with OpenAPI and an NLWeb ask endpoint, all read-only.

Source: https://agentreadycheckout.com/developers
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# API and MCP server

In short

The matrix, the rules tracker and the discovery counts are also data an agent can query: an MCP server at /mcp with five read-only tools, a REST API under /api/v1 described by openapi.json, and an NLWeb /ask endpoint. No credential is needed, the limit is 120 requests a minute, and every answer comes from edition 2026-11-04.

## Connect the MCP server

The server speaks the Streamable HTTP transport at https://agentreadycheckout.com/mcp. Send JSON-RPC 2.0 messages with POST and read the JSON answer. The server keeps no session, takes no credential and opens no stream of its own, so each request gets exactly one answer. An MCP client that takes a URL connects with that address alone. The [server card](https://agentreadycheckout.com/mcp/server-card) and the [manifest](https://agentreadycheckout.com/.well-known/mcp.json) state the same facts in the forms clients read.

```bash
curl -s https://agentreadycheckout.com/mcp -H 'Content-Type: application/json' -H 'Accept: application/json, text/event-stream' -d '{"jsonrpc":"2.0","id":1,"method":"initialize","params":{"protocolVersion":"2025-06-18","capabilities":{},"clientInfo":{"name":"my-agent","version":"1.0"}}}'
```

```bash
curl -s https://agentreadycheckout.com/mcp -H 'Content-Type: application/json' -H 'Accept: application/json, text/event-stream' -d '{"jsonrpc":"2.0","id":2,"method":"tools/call","params":{"name":"get_matrix_cell","arguments":{"protocol_id":"acp","column_id":"stripe"}}}'
```

A tool answers with its result as `structuredContent` and the same JSON as text. A wrong argument answers `isError: true` with the parameter list, and an unknown tool answers JSON-RPC error -32602. `resources/list` names the resources (the page index, the methodology, this page and the dataset files) and `resources/read` returns them.

## The five tools

| Tool | What it returns | Parameters |
| --- | --- | --- |
| get_matrix_cell | Returns one cell of the protocol support matrix: the status (live, pilot, announced, not supported or no statement found), what that status means, the note, the source URL, the date the source was read and the page to cite. Call it to answer whether one protocol works with one processor, platform, retailer or agent surface. | protocol_id: The protocol id, case-insensitive; the short name also works, for example acp, ucp, x402 or Visa TAP.; column_id: The processor, platform, retailer or agent surface id; the short name also works, for example stripe, shopify or chatgpt-shopping. |
| list_protocol_support | Lists one protocol across the 27 processors, platforms, retailers and agent surfaces: each column's status, note, source URL, read date and cell page, with the count of cells per status. Filter by status or by column group. Call it to answer where a protocol is live, in pilot or only announced. | protocol_id: The protocol id, case-insensitive; the short name also works, for example ucp, ap2 or Mastercard Agent Pay.; status (optional): Keep only cells with this status.; group (optional): Keep only one column group: processor, platform, retailer or surface. |
| list_column_support | Lists one processor, platform, retailer or agent surface across the 12 protocols: each protocol's status, note, source URL, read date and cell page, with the count of cells per status. Filter by status. Call it to answer which agent payment protocols a given product supports. | column_id: The processor, platform, retailer or agent surface id, case-insensitive; the short name also works, for example stripe, shopify, walmart or ChatGPT.; status (optional): Keep only cells with this status. |
| search_rules | Searches the liability and rules tracker: dated changes in card-network rulebooks and agent payment frameworks, each with the document, the page or section, who carries the dispute, the source and the read date. Filter by network, by words and by a start date. Newest first. | network (optional): visa, mastercard, amex, ap2 (FIDO Alliance) or other (other rule and policy changes).; q (optional): Words that must all appear in the change, the document title, the page or the dispute reading, for example "agentic token" or "chargeback".; since (optional): Only rows dated on or after this day, YYYY-MM-DD, for example 2026-09-01. |
| get_discovery_prevalence | Returns how many probed domains serve a valid commerce discovery file (a UCP profile, ACP and x402 paths, an agent registry file, OpenAPI, agents.json, web bot auth keys) in each crawl group: domains probed, answers of 403 or 429, valid files and the share, with the caveats and the page to cite. Call it for how common these files are. | group (optional): Keep one crawl group by id: commerce-categories, top-10000 or payments-fintech.; path (optional): Keep the probe paths that contain this text, for example ucp, x402 or openapi. |

## The REST API

Each tool is also one GET endpoint under `/api/v1/`, with the parameters in the query string and the same JSON in the answer. [/api](https://agentreadycheckout.com/api) is the index. [/openapi.json](https://agentreadycheckout.com/openapi.json) describes every operation with its parameters, response schema and the Error schema, and [/.well-known/api-catalog](https://agentreadycheckout.com/.well-known/api-catalog) links that description as RFC 9727 specifies. Paginated endpoints take `limit` (1 to 100) and the `next_cursor` of the previous page as `cursor`.

-   [/api/v1/get\_matrix\_cell?protocol\_id=acp&column\_id=stripe](https://agentreadycheckout.com/api/v1/get_matrix_cell?protocol_id=acp&column_id=stripe)  
    One matrix cell.
-   [/api/v1/list\_protocol\_support?protocol\_id=ucp&status=live](https://agentreadycheckout.com/api/v1/list_protocol_support?protocol_id=ucp&status=live)  
    One protocol across the columns. Paginated.
-   [/api/v1/list\_column\_support?column\_id=shopify](https://agentreadycheckout.com/api/v1/list_column_support?column_id=shopify)  
    One column across the protocols. Paginated.
-   [/api/v1/search\_rules?network=visa](https://agentreadycheckout.com/api/v1/search_rules?network=visa)  
    Liability and rules tracker. Paginated.
-   [/api/v1/get\_discovery\_prevalence](https://agentreadycheckout.com/api/v1/get_discovery_prevalence)  
    Commerce discovery file prevalence.
-   [/api](https://agentreadycheckout.com/api)  
    The index: endpoints, datasets, limits and the versioning policy.

```bash
curl -s 'https://agentreadycheckout.com/api/v1/get_matrix_cell?protocol_id=acp&column_id=stripe' | jq .status
```

## Ask in plain words

The `/ask` endpoint follows NLWeb 0.55. It searches the matrix cells, the protocol and column profiles, the rules tracker, the discovery counts and every page, and returns schema.org objects that each carry a `grounding.source` URL to cite. GET takes `query` and POST takes the NLWeb request object. Add `streaming=true`, or `prefer.streaming`, for server-sent events named start, result and complete. `mode=summarize` adds a one-sentence SearchSummary item composed from the results by a template.

```bash
curl -s 'https://agentreadycheckout.com/ask?query=x402+Coinbase'
```

```bash
curl -s https://agentreadycheckout.com/ask -H 'Content-Type: application/json' -d '{"query":{"text":"Mastercard Agent Pay live"},"prefer":{"mode":"list"},"meta":{"version":"0.55"}}'
```

A query that matches nothing answers `_meta.response_type: failure` with code NO\_RESULTS, and a missing query answers 400 with INVALID\_QUERY. A context object is accepted and ignored, since each answer is a lookup in the data and not a conversation.

## Discovery files

-   [/openapi.json](https://agentreadycheckout.com/openapi.json)  
    OpenAPI 3.1 for the REST API and /ask, linked from the home page as rel=service-desc and from the Link header.
-   [/.well-known/api-catalog](https://agentreadycheckout.com/.well-known/api-catalog)  
    RFC 9727 linkset: the API, the MCP server and the ask endpoint with their descriptions.
-   [/mcp/server-card](https://agentreadycheckout.com/mcp/server-card)  
    The MCP server card with name, version, remote URL and protocol versions, copied to /.well-known/mcp/server-card.json.
-   [/.well-known/mcp.json](https://agentreadycheckout.com/.well-known/mcp.json)  
    The manifest: endpoint, transport and the tools with their input schemas.
-   [/.well-known/ai-catalog.json](https://agentreadycheckout.com/.well-known/ai-catalog.json)  
    AI Catalog 1.0 with entries for the MCP card, the OpenAPI document, the ask endpoint and every document; the same file sits at /.well-known/ard.json.
-   [/.well-known/agent-skills/index.json](https://agentreadycheckout.com/.well-known/agent-skills/index.json)  
    Two skills in SKILL.md form, one for agent payment support and one for the rules tracker, each listed with its sha256 digest.
-   [/assets/webmcp.js](https://agentreadycheckout.com/assets/webmcp.js)  
    Registers the same tools through navigator.modelContext in browsers that offer WebMCP; each call goes to the REST endpoint of the same name.
-   [/schemamap.xml](https://agentreadycheckout.com/schemamap.xml)  
    Schema feeds: the matrix cells, profiles, rules and discovery counts as JSON-LD lines under /feeds/, named in robots.txt.

## Access, limits and errors

Credential

None. The OpenAPI document declares `security: []` with no security schemes, and [auth.md](https://agentreadycheckout.com/auth.md) says the same. The site publishes no OAuth metadata because no endpoint takes a token, and metadata for an authorization server that does not exist would send agents to a door that is not there.

Rate limit

120 requests a minute per client address, counted per running instance and announced in `RateLimit` and `RateLimit-Policy` headers. A 429 carries `Retry-After`, and the host adds its own limits above that. Each dataset is also one download from [the data page](https://agentreadycheckout.com/data), so a bulk reader never needs the API.

Errors

JSON, never HTML: `{"error":{"code","message","hint","status","docs"}}` with the codes invalid\_params, not\_found, method\_not\_allowed, rate\_limited and internal. A missing endpoint under /api answers 404 and lists the real endpoints in the hint.

Writes

There are none, so every call is safe to retry and no idempotency key exists. Every call answers in one response, so no job pattern is needed.

CORS

Every answer carries `Access-Control-Allow-Origin: *`, so an agent that runs in a browser can call the API and the MCP server.

## Versioning

The path prefix `/api/v1` is the contract. A breaking change, such as a removed or renamed field or a removed tool, ships under `/api/v2` while `/api/v1` keeps answering for at least 180 days, announced on this page and in the `info.version` of openapi.json. Additive changes, such as a new field or a new tool, keep the prefix. The MCP server card and `serverInfo.version` carry the same version number as the OpenAPI document. The data behind every answer is edition 2026-11-04; the edition travels in the `X-Dataset-Edition` header and in each result.

## Cite the data

Every result names the page it comes from, so cite that URL. The data files are free to reuse with attribution under [the terms](https://agentreadycheckout.com/terms), and [the data page](https://agentreadycheckout.com/data) gives the cite line for each dataset.

**Cite this:** Agent Ready Checkout. API and MCP server. Edition of 4 Nov 2026. https://agentreadycheckout.com/developers

## What the surface does not do

It does not write, hold accounts, generate text with a model or search beyond this site's own cells, profiles, rules and pages. A cell read through the API is the cell on the page, with the same read date. The matrix pages stay the record, and [the methodology](https://agentreadycheckout.com/method) explains how a cell is read.

## Sources

1.  [MCP specification, Streamable HTTP transport](https://modelcontextprotocol.io/specification/2025-06-18/basic/transports), read 4 Nov 2026
2.  [NLWeb specification 0.55](https://github.com/nlweb-ai/website/blob/main/NLWEBSPEC.md), read 4 Nov 2026
3.  [RFC 9727, api-catalog](https://www.rfc-editor.org/rfc/rfc9727), read 4 Nov 2026
4.  [OpenAPI Specification 3.1.0](https://spec.openapis.org/oas/v3.1.0), read 4 Nov 2026
5.  [Schema Feeds specification 0.1](https://github.com/nlweb-ai/website/blob/main/SCHEMA_SPEC.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Editorial policy | Agent Ready Checkout"
description: "How statuses are decided, which sources count, how vendor claims and trade press are labelled, and how corrections are made on the agent checkout matrix."
canonical: https://agentreadycheckout.com/editorial-policy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "About"
---

# Editorial policy | Agent Ready Checkout

> How statuses are decided, which sources count, how vendor claims and trade press are labelled, and how corrections are made on the agent checkout matrix.

Source: https://agentreadycheckout.com/editorial-policy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Editorial policy

In short

Statuses follow evidence, not requests. A live cell needs the vendor's own page or documentation; an announced cell may rest on named trade press; a cell with nothing found says so with the date. Conflicts are recorded in the note and errors are corrected in the open.

## Evidence

-   Primary sources first: specifications, repositories, rulebooks, vendor documentation and filings.
-   Trade press is allowed for announced status and for events, with the publication named, and is labelled as trade press where it appears.
-   Vendor claims about the vendor are labelled as vendor claims, including claims by the vendor of any scanner this site mentions.
-   Every fact has a read date. A source that changes is re-read at the next edition.

## How a status changes

A company can send evidence through the [contact page](https://agentreadycheckout.com/contact), and a cell changes only when the evidence meets the rule above. Ora, a scanner this site recommends on the [method page](https://agentreadycheckout.com/method), is not in the matrix and gets no profile; its figures appear labelled as its own.

## Writing

Pages are written for a payments engineer who has read the specifications: short sentences, dates on every number, and no adjectives a source did not use. Each page opens with a short answer, ends with its sources, and gives the date it was last reviewed. Questions are kept out of headings except in the FAQ.

## Corrections

An error is fixed in the data and the page, and the change is logged on the [corrections page](https://agentreadycheckout.com/corrections) with the date. A dated change to the world, such as a vendor moving a product from pilot to live, is not a correction; it goes into the next edition's changelog.

## Sources

1.  [Methodology](https://agentreadycheckout.com/method), read 4 Nov 2026
2.  [Corrections](https://agentreadycheckout.com/corrections), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "FAQ: agent checkout questions answered | Agent Ready Checkout"
description: "Thirty questions about agent checkout answered with sources: ChatGPT checkout, UCP vs ACP, merchant of record, disputes, x402, fees and testing."
canonical: https://agentreadycheckout.com/faq
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "FAQ"
---

# FAQ: agent checkout questions answered | Agent Ready Checkout

> Thirty questions about agent checkout answered with sources: ChatGPT checkout, UCP vs ACP, merchant of record, disputes, x402, fees and testing.

Source: https://agentreadycheckout.com/faq
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Frequently asked questions about agent checkout

In short

30 questions payments teams and merchants ask about agents that buy: can ChatGPT still check out, who is merchant of record, who pays for a disputed order, what UCP and ACP require, and what x402 is for. Each answer is short and carries its source and read date.

## The questions

### Can ChatGPT still buy from my store?

Not inside the chat. OpenAI moved purchases back to merchant websites and apps on 24 Mar 2026 and says it is moving away from a standalone Instant Checkout experience. ChatGPT now shows products from ACP feeds and sends the shopper to your checkout, with no OpenAI fee on those purchases. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.

### Did OpenAI shut down Instant Checkout in March 2026?

OpenAI did not use the word shutdown. Its 24 Mar 2026 post said the initial Instant Checkout did not offer the flexibility it wanted and that merchants would use their own checkout while OpenAI focused on discovery. Trade press dated the change to early March; OpenAI's own notice is dated 24 Mar 2026. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.

### Is ACP dead?

No. ACP shipped version 2026-04-17 with cart, feed, orders and MCP, Meta joined OpenAI and Stripe as a lead maintainer on 24 Apr 2026, and OpenAI uses ACP for product feeds in ChatGPT. What ended is in-chat checkout in ChatGPT. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026.

### What is the difference between ACP and UCP?

Both keep the merchant as merchant of record and pass a token to the merchant PSP. UCP runs live checkout in Google AI Mode and Gemini and is the feed format for Copilot Checkout; ACP now carries discovery feeds in ChatGPT. UCP is governed by a Tech Council; ACP has three lead maintainers. [ucp.dev](https://ucp.dev/), read 4 Nov 2026.

### Do I need to build UCP if I am on Shopify?

No. Shopify serves UCP Cart, Checkout and Order MCP endpoints and the /.well-known/ucp profile for stores, and agents register their own profiles self-serve since 17 Jun 2026. You turn on Agentic Storefronts in Admin and keep product data clean. [shopify.dev](https://shopify.dev/docs/agents), read 4 Nov 2026.

### Who is merchant of record when an agent buys?

The merchant. ACP, UCP, Google, Microsoft, PayPal for Perplexity and Stripe for Muse all state the merchant stays merchant of record, and Visa's rules say initiators of Agentic Transactions are not merchants. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Who pays when an agent buys the wrong thing?

Under Visa Core Rules 4.1.23.10 the cardholder is responsible for an Agentic Payment Provider's actions as if the cardholder initiated the transaction, so a mistake inside the instruction is not fraud by itself. American Express has announced Agent Purchase Protection for agent error, described as coming in the future. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Is there a chargeback reason code for agent purchases?

Not on Visa or in Mastercard's public rules. Agent fraud claims use Visa Dispute Condition 10.4 and consumer claims use category 13. The October 2026 Visa rules add an agent provider's login ID to the matching data a merchant can use against 10.4. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### What did Visa change in April 2026?

The 18 Apr 2026 edition of the Visa Core Rules added section 4.1.23, Agentic Platform Requirements: enrolment in Visa Intelligent Commerce, consent and expiry for payment instructions, identity checks, no aggregation, 120-day order confirmations, and cardholder responsibility for the agent's actions. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### What did Visa change in October 2026?

The 24 Oct 2026 edition keeps section 4.1.23 and updates Dispute Condition 10.4 (section 11.8.5.3, last updated Oct 2026), whose matching evidence names login IDs for an Agentic Payment Provider. The summary of changes lists no new agent-specific dispute condition. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Does Mastercard flag agent-initiated transactions?

Mastercard identifies agents through registration and agentic tokens, and from 30 Sep 2026 is testing in the US a probability score that a transaction was initiated by an AI agent. Its public rulebooks of June 2026 contain no agentic provision. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.

### What is Visa Intelligent Commerce Connect?

A Visa Acceptance Platform integration announced in April 2026 that accepts agent-initiated payments over TAP, MPP, ACP and UCP, network and token vault agnostic. It is in pilot with AWS, Diddo, Highnote, Mesh, Payabli and Sumvin. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.

### Does the Visa Trusted Agent Protocol cost anything?

Visa publishes no fee. TAP is a signature scheme on GitHub and in the Visa Developer Center; verification can run at your CDN, and Cloudflare validates TAP signatures. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026.

### What do TAP and Agent Pay change for my WAF?

Both sign agent requests with Web Bot Auth. Your CDN can verify Signature-Input and Signature headers against the agent's published key and allow registered agents that bot rules would otherwise block. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.

### What is x402 and who governs it?

x402 lets a server reply HTTP 402 with a price and accept payment on retry, mostly in stablecoins. The Linux Foundation announced the x402 Foundation on 2 Apr 2026 and its operational launch on 14 Jul 2026 with 40 members including Visa, Mastercard, Stripe, Shopify and Google. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.

### Does x402 support Lightning?

Yes, in the spec: an exact scheme for Bitcoin Lightning (lnbtc) was merged into the x402 specification on 23 Sep 2026. Facilitator support varies; Coinbase's facilitator lists EVM and Solana networks. [github.com](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026.

### What is the difference between x402 and MPP?

Both use HTTP 402. x402 is foundation-governed and settles mostly onchain; MPP, by Tempo and Stripe, adds session and subscription intents and accepts card tokens as well as stablecoins. Stripe accepts both. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.

### How much does Stripe charge for agentic payments?

Stripe lists $0.15 per Shared Payment Token issued and 1.5 percent for stablecoin payments, on top of normal card pricing. It lists no separate ACP fee. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

### Is Google AI Mode checkout open to every merchant?

No. Google's help page says UCP checkout is available for select merchants with phased availability by interest form, for products eligible in the US, Canada and Australia, and uses standard card numbers from Google Wallet today. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

### Which protocol does Microsoft Copilot Checkout use?

Microsoft's onboarding page requires a Microsoft Merchant Center account with a UCP-compliant feed, or a trusted partner (PayPal Store Sync, Shopify, Stripe ACS). Its January 2026 post had cited ACP. Copilot takes no commission today. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### How does Perplexity check out?

Through PayPal Instant Buy, launched 25 Nov 2025, with PayPal handling identity, protection and processing and the retailer as merchant of record. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.

### Why did Amazon block Meta Muse?

Amazon began blocking Muse on 20 Sep 2026, saying it does not identify itself as an agent. Amazon's Conditions of Use (14 Aug 2026) require agents to send "Agent/\[agent name\]" in every request. Reports of an October block are wrong on the date. [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026.

### How does Meta Muse pay?

Muse pays through Stripe Link: a saved Link method at more than 1 million Link merchants and a single-use virtual card scoped to the approved purchase elsewhere. The user approves the total in chat. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.

### What is AP2 and is it live?

AP2 is Google's mandate-based agent payment protocol, now in FIDO Alliance working groups. It is at v0.2 (28 Apr 2026) with sample code; Google has announced it for Gemini Spark but no surface states it is live for merchants. [github.com](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026.

### What is Verifiable Intent?

A draft v0.1 open credential format from Mastercard and Google that proves what a user authorised an agent to buy, using SD-JWT, contributed to the FIDO Alliance in April 2026. [github.com](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026.

### What is Amex ACE?

American Express's Agentic Commerce Experiences developer kit with five services; three specifications have been available since 14 Apr 2026, and agent registration is still under development. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.

### Does Adobe Commerce support UCP or ACP?

Not natively as of 4 Nov 2026. Adobe's architecture guide updated 21 Oct 2026 still says it is committed to supporting ACP and UCP; Adobe offers a Commerce MCP server. [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.

### Can WooCommerce stores sell through agents?

WooCommerce lists UCP and ACP as coming soon. Its private-beta WooCommerce AI extension can expose a store's UCP services when agentic commerce is enabled. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.

### How well do agents complete checkouts with Link?

Ora's lab found (October 2026) that agents paying through Link got 92.3 percent of test checkouts right (733 of 794) in Stripe test mode, below saved cards at 95.6 and 96.6 percent. Ora is the vendor of that test. [agentready.org](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=faq), read 4 Nov 2026.

### Where does Ora appear on this site?

Ora is not a row, a column or a profile in the matrix. It is the pay-layer check this site recommends, and it appears on the method page, the decision guide, the pay-per-call pages and the pages that map its six Payments checks to the matrix and compare the scanners that test payments. Its figures are labelled as its own. [Method page](https://agentreadycheckout.com/method), read 4 Nov 2026.

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
2.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
3.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
5.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
6.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
7.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
8.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
9.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
10.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
11.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
12.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026
13.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
14.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
15.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
16.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
17.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
18.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
19.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
20.  [AP2 releases](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026
21.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026
22.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
23.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
24.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
25.  [AgentReady.org standard (Ora research evidence)](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=faq), read 4 Nov 2026
26.  [Methodology](https://agentreadycheckout.com/method), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [26 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Glossary of agent payment terms | Agent Ready Checkout"
description: "42 terms for agent checkout, defined plainly with a sourced example: mandate, TAP, x402, shared payment token, dispute condition 10.4, merchant of record."
canonical: https://agentreadycheckout.com/glossary
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Glossary of agent payment terms | Agent Ready Checkout

> 42 terms for agent checkout, defined plainly with a sourced example: mandate, TAP, x402, shared payment token, dispute condition 10.4, merchant of record.

Source: https://agentreadycheckout.com/glossary
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Glossary of agent payment terms

In short

42 terms from the payments and agent-protocol vocabulary, from agentic token and mandate to dispute condition 10.4 and merchant of record. Each term has a plain definition, a sourced example and the profiles and guides where it appears. 36 of them appear in sourced facts on profile and guide pages.

## All terms

[/.well-known/ucp](https://agentreadycheckout.com/glossary/well-known-ucp)

The path where a business publishes its UCP profile listing services, capabilities and payment handlers.

[Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/glossary/agent-pay-for-machines-ap4m)

Mastercard's service for machine-to-machine purchases of digital services, built on x402 and settling across cards, accounts and stablecoins.

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/glossary/agent-payments-protocol-ap2)

A protocol of signed mandates that record what a user authorised an agent to buy and pay, now standardised in FIDO Alliance working groups.

[Agent profile](https://agentreadycheckout.com/glossary/agent-profile)

A JSON document an agent hosts at a well-known URL and references on each UCP request, used by Shopify to verify agents and set access.

[Agent Purchase Protection](https://agentreadycheckout.com/glossary/agent-purchase-protection)

American Express's announced protection for eligible Card Members against charges caused by agent error when the agent sent authenticated intent.

[Agent Terms (Amazon)](https://agentreadycheckout.com/glossary/agent-terms-amazon)

Amazon's Conditions of Use section requiring agents to identify themselves and forbidding human mimicry and CAPTCHA solving.

[Agentic commerce](https://agentreadycheckout.com/glossary/agentic-commerce)

Buying and selling where a software agent acting for a person or business searches, selects and pays, with the person approving by instruction or per purchase.

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/glossary/agentic-commerce-protocol-acp)

An Apache 2.0 protocol, maintained by OpenAI, Stripe and Meta, for checkout sessions, delegated payment tokens and product feeds between agents and merchants.

[Agentic Payment Enabler](https://agentreadycheckout.com/glossary/agentic-payment-enabler)

Visa term for an entity connected to Visa that lets Agentic Payment Providers participate and initiate Agentic Transactions without engaging cardholders itself.

[Agentic Payment Provider](https://agentreadycheckout.com/glossary/agentic-payment-provider)

Visa term for an application that searches, discovers and buys for a cardholder on a payment instruction, stores and passes a token, and is not involved in authorisation or settlement.

[Agentic Repeated Transaction](https://agentreadycheckout.com/glossary/agentic-repeated-transaction)

Visa term for a series of future agent purchases the cardholder consented to, continuing until changed, cancelled or expired.

[Agentic Storefronts](https://agentreadycheckout.com/glossary/agentic-storefronts)

Shopify's Admin setting that syndicates a store to ChatGPT, Copilot, Google AI Mode and Gemini with the merchant as merchant of record.

[Agentic token](https://agentreadycheckout.com/glossary/agentic-token)

A network token issued for a specific registered agent, carrying controls and making each agent transaction traceable.

[Agentic Transaction](https://agentreadycheckout.com/glossary/agentic-transaction)

Visa term for an e-commerce transaction by an Agentic Payment Provider on cardholder-defined instructions, completed without direct cardholder-merchant interaction.

[Amex ACE](https://agentreadycheckout.com/glossary/amex-ace)

American Express Agentic Commerce Experiences: a developer kit for agent registration, account enablement, intent, payment credentials and cart context.

[Buy for Me](https://agentreadycheckout.com/glossary/buy-for-me)

Amazon's agent feature that buys from other brands' websites for an Amazon customer, passing encrypted details to the brand checkout.

[Cardholder-defined payment instruction](https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction)

The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries a stated expiry date under Visa rules.

[Delegated payment](https://agentreadycheckout.com/glossary/delegated-payment)

An ACP pattern in which the agent platform passes payment data to the merchant's PSP and receives a merchant-scoped token instead of raw card data.

[Dispute Condition 10.4](https://agentreadycheckout.com/glossary/dispute-condition-10-4)

Visa's fraud dispute condition for card-absent transactions, where agent purchases land; merchants can defeat it with matching data from prior undisputed orders.

[Dynamic Token Verification Code](https://agentreadycheckout.com/glossary/dynamic-token-verification-code)

Mastercard's agentic token formatted for standard card fields, so a verified agent can pay through an existing checkout form.

[Facilitator](https://agentreadycheckout.com/glossary/facilitator)

In x402, a service that verifies a payment payload and settles it onchain for the server.

[HTTP 402 Payment Required](https://agentreadycheckout.com/glossary/http-402-payment-required)

An HTTP status code reserved for payment; x402 and MPP use it to tell a client that a resource has a price.

[HTTP Message Signatures](https://agentreadycheckout.com/glossary/http-message-signatures)

RFC 9421: a way to sign selected HTTP components, carried in Signature-Input and Signature headers.

[Human not present](https://agentreadycheckout.com/glossary/human-not-present)

An agent payment completed without the user present at the moment of purchase, on instructions the user approved earlier.

[Instant Checkout](https://agentreadycheckout.com/glossary/instant-checkout)

OpenAI's in-chat purchase feature in ChatGPT, launched 29 Sep 2025 on ACP and replaced on 24 Mar 2026 by merchant-site checkout.

[Intelligent Commerce Connect](https://agentreadycheckout.com/glossary/intelligent-commerce-connect)

Visa's single acceptance integration for agent-initiated payments over TAP, MPP, ACP and UCP, in pilot since April 2026.

[Know Your Agent (KYA)](https://agentreadycheckout.com/glossary/know-your-agent-kya)

Verification of an AI agent's identity and operator before it may transact, by analogy with Know Your Customer.

[Link Agent Wallet](https://agentreadycheckout.com/glossary/link-agent-wallet)

Stripe Link's agent interface: the agent creates a spend request, the user approves, and Link returns a one-time credential.

[Machine Payments Protocol (MPP)](https://agentreadycheckout.com/glossary/machine-payments-protocol-mpp)

An HTTP 402 protocol co-authored by Tempo and Stripe with one-time, session and subscription intents across stablecoins, cards and Lightning.

[Mandate](https://agentreadycheckout.com/glossary/mandate)

In AP2, a signed verifiable credential that records a user's authorisation; v0.2 uses a Checkout Mandate and a Payment Mandate, each open or closed.

[Mastercard Agent Pay](https://agentreadycheckout.com/glossary/mastercard-agent-pay)

Mastercard's agentic payments program built on registered agents and agentic tokens, with an acceptance framework for merchants.

[Merchant of record](https://agentreadycheckout.com/glossary/merchant-of-record)

The party that sells to the buyer, appears on the statement, and carries refunds, tax and chargebacks; in current agent protocols this stays the merchant.

[Payment handler](https://agentreadycheckout.com/glossary/payment-handler)

In UCP, a named entry in the payment\_handlers registry that tells the platform how to collect and pass payment for that business.

[Probability score (agent)](https://agentreadycheckout.com/glossary/probability-score-agent)

Mastercard's score of the likelihood that a transaction was initiated by an AI agent, given to issuers for authorisation decisions.

[SD-JWT](https://agentreadycheckout.com/glossary/sd-jwt)

Selective Disclosure JSON Web Token: a signed token where the holder reveals only chosen claims to each verifier.

[Shared Payment Token (SPT)](https://agentreadycheckout.com/glossary/shared-payment-token-spt)

A Stripe token that grants a seller a scoped right to charge a buyer's payment method, with a currency, maximum amount and expiry.

[Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/glossary/trusted-agent-protocol-tap)

Visa's scheme for agents to sign requests with HTTP Message Signatures so merchants can verify the agent and receive consented identifiers.

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/glossary/universal-commerce-protocol-ucp)

An Apache 2.0 protocol for discovery, carts, checkout, identity linking and orders between platforms and businesses, governed by a Tech Council led by Google and Shopify.

[Verifiable Intent](https://agentreadycheckout.com/glossary/verifiable-intent)

An open SD-JWT credential format, draft v0.1, chaining credential provider, user and agent and binding purchase constraints.

[Visa Intelligent Commerce](https://agentreadycheckout.com/glossary/visa-intelligent-commerce)

Visa's program for agent payments with tokenised credentials, payment instructions and rules for agentic providers.

[Web Bot Auth](https://agentreadycheckout.com/glossary/web-bot-auth)

An IETF draft for bots and agents to sign HTTP requests with HTTP Message Signatures and a published key, used as the identity layer by TAP and Agent Pay.

[x402](https://agentreadycheckout.com/glossary/x402)

An HTTP 402 payment protocol in which a server states its price, the client pays (usually in stablecoins) and retries; governed by the x402 Foundation.

## Sources

1.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
2.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
3.  [Google donates AP2 to FIDO Alliance](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026
4.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
5.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
6.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
7.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
8.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026
9.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
10.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
11.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026
12.  [Amazon Buy for Me](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026
13.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
14.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
15.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
16.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
17.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
18.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
19.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
20.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
21.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
22.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
23.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
24.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
25.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026
26.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
27.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
28.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
29.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
30.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [30 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines (AP4M), defined | Agent Ready Checkout"
description: "Agent Pay for Machines (AP4M): Mastercard's service for machine-to-machine purchases of digital services, built on x402 and settling across cards."
canonical: https://agentreadycheckout.com/glossary/agent-pay-for-machines-ap4m
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agent Pay for Machines (AP4M), defined | Agent Ready Checkout

> Agent Pay for Machines (AP4M): Mastercard's service for machine-to-machine purchases of digital services, built on x402 and settling across cards.

Source: https://agentreadycheckout.com/glossary/agent-pay-for-machines-ap4m
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agent Pay for Machines (AP4M)

In short

Agent Pay for Machines (AP4M): Mastercard's service for machine-to-machine purchases of digital services, built on x402 and settling across cards, accounts and stablecoins. Agent Pay for Machines (AP4M) appears in 14 sourced facts on this site, the first in Mastercard Agent Pay for Machines (AP4M). Example: Early Access opened on 20 Oct 2026 with a sandbox and toolkit.

## Definition

Mastercard's service for machine-to-machine purchases of digital services, built on x402 and settling across cards, accounts and stablecoins.

## Example

Early Access opened on 20 Oct 2026 with a sandbox and toolkit. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Mastercard launched Agent Pay for Machines on 10 Jun 2026 for permissioned, orchestrated machine payments settled across cards, accounts and stablecoins. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   AP4M names four capabilities: credentialing (with Verifiable Intent), permissioning (programmatic rules and spend limits), transacting and settling. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   On 20 Oct 2026 at Cloudflare Connect, Mastercard said AP4M builds on x402 and opened Early Access with buyer- and seller-side APIs, a toolkit, sandbox and documentation. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   Mastercard Agent Pay for Machines builds on x402 (20 Oct 2026). [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026. In [x402](https://agentreadycheckout.com/protocols/x402).
-   AP4M credentials agents "with Verifiable Intent" (10 Jun 2026). [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent).

## Nearby terms

-   [Know Your Agent (KYA)](https://agentreadycheckout.com/glossary/know-your-agent-kya)
-   [Amex ACE](https://agentreadycheckout.com/glossary/amex-ace)
-   [Probability score (agent)](https://agentreadycheckout.com/glossary/probability-score-agent)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
2.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Payments Protocol (AP2), defined | Agent Ready Checkout"
description: "Agent Payments Protocol (AP2): A protocol of signed mandates that record what a user authorised an agent to buy and pay."
canonical: https://agentreadycheckout.com/glossary/agent-payments-protocol-ap2
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agent Payments Protocol (AP2), defined | Agent Ready Checkout

> Agent Payments Protocol (AP2): A protocol of signed mandates that record what a user authorised an agent to buy and pay.

Source: https://agentreadycheckout.com/glossary/agent-payments-protocol-ap2
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agent Payments Protocol (AP2)

In short

Agent Payments Protocol (AP2): A protocol of signed mandates that record what a user authorised an agent to buy and pay, now standardised in FIDO Alliance working groups. Agent Payments Protocol (AP2) appears in 21 sourced facts on this site, the first in Agent Payments Protocol (AP2). Example: Google donated AP2 to the FIDO Alliance in April 2026.

## Definition

A protocol of signed mandates that record what a user authorised an agent to buy and pay, now standardised in FIDO Alliance working groups.

## Example

Google donated AP2 to the FIDO Alliance in April 2026. [fidoalliance.org](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Google announced AP2 on 16 Sep 2025 with more than 60 collaborating organisations, as an extension usable with A2A and MCP. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   The AP2 GitHub repository published v0.1.0 on 16 Sep 2025 and v0.2.0 on 28 Apr 2026. [github.com](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   The FIDO Alliance formed an Agentic Authentication Technical Working Group and a Payments Technical Working Group on 28 Apr 2026, building on Google's AP2 and Mastercard's Verifiable Intent contributions. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   FIDO published "Google donates Agent Payments Protocol to FIDO Alliance" on 29 Apr 2026, noting AP2 v0.2 added Human Not Present payments on pre-authorised instructions. [fidoalliance.org](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   The current AP2 site defines a Checkout Mandate (items and purchase details, shared with the merchant) and a Payment Mandate (authorisation against an instrument, shared with credential provider, network and processor), each with open and closed stages. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).

## Nearby terms

-   [Mandate](https://agentreadycheckout.com/glossary/mandate)
-   [Human not present](https://agentreadycheckout.com/glossary/human-not-present)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/glossary/universal-commerce-protocol-ucp)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Google donates AP2 to FIDO Alliance](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026
2.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
3.  [AP2 releases](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026
4.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
5.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent profile, defined | Agent Ready Checkout"
description: "Agent profile: A JSON document an agent hosts at a well-known URL and references on each UCP request, used by Shopify to verify agents and set access."
canonical: https://agentreadycheckout.com/glossary/agent-profile
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agent profile, defined | Agent Ready Checkout

> Agent profile: A JSON document an agent hosts at a well-known URL and references on each UCP request, used by Shopify to verify agents and set access.

Source: https://agentreadycheckout.com/glossary/agent-profile
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agent profile

In short

Agent profile: A JSON document an agent hosts at a well-known URL and references on each UCP request, used by Shopify to verify agents and set access. Agent profile appears in 2 sourced facts on this site, the first in Universal Commerce Protocol (UCP). Example: Shopify made agent profile registration self-serve on 17 Jun 2026.

## Definition

A JSON document an agent hosts at a well-known URL and references on each UCP request, used by Shopify to verify agents and set access.

## Example

Shopify made agent profile registration self-serve on 17 Jun 2026. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Shopify made its UCP agent access self-serve in the Spring 26 Edition developer post on 17 Jun 2026: developers register an agent profile and call the public MCP endpoint without approval. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Spring '26 Edition developer post: building on Shopify's agentic commerce layer no longer requires approval; developers register an agent profile in the Developer Dashboard and call the public MCP endpoint; Catalog access needs only an API key. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026. In [Shopify](https://agentreadycheckout.com/platforms/shopify).

## Nearby terms

-   [/.well-known/ucp](https://agentreadycheckout.com/glossary/well-known-ucp)
-   [Instant Checkout](https://agentreadycheckout.com/glossary/instant-checkout)
-   [Agentic Storefronts](https://agentreadycheckout.com/glossary/agentic-storefronts)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Purchase Protection, defined | Agent Ready Checkout"
description: "Agent Purchase Protection: American Express's announced protection for eligible Card Members against charges caused by agent error when the agent sent."
canonical: https://agentreadycheckout.com/glossary/agent-purchase-protection
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agent Purchase Protection, defined | Agent Ready Checkout

> Agent Purchase Protection: American Express's announced protection for eligible Card Members against charges caused by agent error when the agent sent.

Source: https://agentreadycheckout.com/glossary/agent-purchase-protection
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agent Purchase Protection

In short

Agent Purchase Protection: American Express's announced protection for eligible Card Members against charges caused by agent error when the agent sent authenticated intent. Agent Purchase Protection appears in 2 sourced facts on this site, the first in American Express Agentic Commerce Experiences (ACE). Example: Subjective intent such as "best" is excluded. After Agent Purchase Protection the glossary lists Verifiable Intent.

## Definition

American Express's announced protection for eligible Card Members against charges caused by agent error when the agent sent authenticated intent.

## Example

Subjective intent such as "best" is excluded. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Amex describes Amex Agent Purchase Protection: "In the future", if a registered agent sends the Card Member's authenticated purchase intent, Amex will protect eligible customers from charges caused by agent error. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026. In [American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace).
-   Amex Agent Purchase Protection is described for the future for eligible charges after a return attempt with the merchant. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026. In [Chargebacks when an agent bought](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought).

## Nearby terms

-   [Verifiable Intent](https://agentreadycheckout.com/glossary/verifiable-intent)
-   [SD-JWT](https://agentreadycheckout.com/glossary/sd-jwt)
-   [Amex ACE](https://agentreadycheckout.com/glossary/amex-ace)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Terms (Amazon), defined | Agent Ready Checkout"
description: "Agent Terms (Amazon): Amazon's Conditions of Use section requiring agents to identify themselves and forbidding human mimicry and CAPTCHA solving."
canonical: https://agentreadycheckout.com/glossary/agent-terms-amazon
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agent Terms (Amazon), defined | Agent Ready Checkout

> Agent Terms (Amazon): Amazon's Conditions of Use section requiring agents to identify themselves and forbidding human mimicry and CAPTCHA solving.

Source: https://agentreadycheckout.com/glossary/agent-terms-amazon
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agent Terms (Amazon)

In short

Agent Terms (Amazon): Amazon's Conditions of Use section requiring agents to identify themselves and forbidding human mimicry and CAPTCHA solving. Agent Terms (Amazon) appears in 25 sourced facts on this site, the first in Universal Commerce Protocol (UCP). Example: Agents must send "Agent/\[agent name\]" in the user agent. After Agent Terms (Amazon) the glossary lists Agentic commerce.

## Definition

Amazon's Conditions of Use section requiring agents to identify themselves and forbidding human mimicry and CAPTCHA solving.

## Example

Agents must send "Agent/\[agent name\]" in the user agent. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Where it appears in the sourced facts

-   ucp.dev lists shopping co-developers Google, Shopify, Etsy, Wayfair, Target, Walmart, Amazon, Microsoft, Meta, Salesforce and Stripe, and states that businesses "remain the Merchant of Record". [ucp.dev](https://ucp.dev/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Amazon, Meta, Microsoft, Salesforce and Stripe joined the UCP Tech Council on 24 Apr 2026, alongside current members Google, Shopify, Etsy, Target and Wayfair. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   The UCP Shopping Tech Council lists members from Google, Shopify, Etsy, Target, Wayfair, Meta, Amazon, Microsoft, Stripe and Salesforce. [github.com](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026. In [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout).
-   A district court in March 2026 enjoined Comet's shopping agent from Amazon.com and ordered data destruction. [mediapost.com](https://www.mediapost.com/publications/article/413382/judge-bans-perplexitys-shopping-agent-from-access.html), read 4 Nov 2026. In [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping).
-   The Ninth Circuit (No. 26-1444, opinion by Judge M. Smith) decided Amazon.com Services v. Perplexity AI on 4 Aug 2026. [leagle.com](https://www.leagle.com/decision/infco20260804186), read 4 Nov 2026. In [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping).

## Nearby terms

-   [Agentic commerce](https://agentreadycheckout.com/glossary/agentic-commerce)
-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/glossary/agentic-commerce-protocol-acp)
-   [Buy for Me](https://agentreadycheckout.com/glossary/buy-for-me)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
4.  [UCP central MAINTAINERS.md](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026
5.  [Judge Bans Perplexity Shopping Agent From Amazon](https://www.mediapost.com/publications/article/413382/judge-bans-perplexitys-shopping-agent-from-access.html), read 4 Nov 2026
6.  [Amazon.com Services v. Perplexity AI, No. 26-1444](https://www.leagle.com/decision/infco20260804186), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic commerce, defined | Agent Ready Checkout"
description: "Agentic commerce: Buying and selling where a software agent acting for a person or business searches, selects and pays. Dated and sourced."
canonical: https://agentreadycheckout.com/glossary/agentic-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic commerce, defined | Agent Ready Checkout

> Agentic commerce: Buying and selling where a software agent acting for a person or business searches, selects and pays. Dated and sourced.

Source: https://agentreadycheckout.com/glossary/agentic-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic commerce

In short

Agentic commerce: Buying and selling where a software agent acting for a person or business searches, selects and pays, with the person approving by instruction or per purchase. Agentic commerce appears in 21 sourced facts on this site, the first in Stripe. After Agentic commerce the glossary lists Agentic Commerce Protocol (ACP).

## Definition

Buying and selling where a software agent acting for a person or business searches, selects and pays, with the person approving by instruction or per purchase.

## Example

Meta's Muse buys from online merchants and checks out through Stripe Link after the user approves the total. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Stripe announced the Agentic Commerce Suite on 11 Dec 2025 as a low-code way for businesses to sell across AI agents with one integration, handling Shared Payment Tokens. [stripe.com](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).
-   In Agentic Commerce Suite's default flow, Stripe shares the catalog with agents, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfills and handles refunds and disputes. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).
-   Agentic commerce services are Agent Ready (payments) and Store Sync (product discovery and order placement into the merchant's order system). [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026. In [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal).
-   Merchants must complete a form to the PayPal AI team to request access to agentic commerce services. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026. In [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal).
-   Access to PayPal agentic commerce services, including Agent Ready, is by request form. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026. In [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree).

## Nearby terms

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/glossary/agentic-commerce-protocol-acp)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/glossary/universal-commerce-protocol-ucp)
-   [Agent Terms (Amazon)](https://agentreadycheckout.com/glossary/agent-terms-amazon)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
2.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
3.  [docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026
4.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic Commerce Protocol (ACP), defined | Agent Ready Checkout"
description: "Agentic Commerce Protocol (ACP): An Apache 2.0 protocol, maintained by OpenAI, Stripe and Meta, for checkout sessions. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/glossary/agentic-commerce-protocol-acp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic Commerce Protocol (ACP), defined | Agent Ready Checkout

> Agentic Commerce Protocol (ACP): An Apache 2.0 protocol, maintained by OpenAI, Stripe and Meta, for checkout sessions. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/glossary/agentic-commerce-protocol-acp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic Commerce Protocol (ACP)

In short

Agentic Commerce Protocol (ACP): An Apache 2.0 protocol, maintained by OpenAI, Stripe and Meta, for checkout sessions, delegated payment tokens and product feeds between agents and merchants. Agentic Commerce Protocol (ACP) appears in 39 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). After Agentic Commerce Protocol (ACP) the glossary lists Universal Commerce Protocol (UCP).

## Definition

An Apache 2.0 protocol, maintained by OpenAI, Stripe and Meta, for checkout sessions, delegated payment tokens and product feeds between agents and merchants.

## Example

ACP version 2026-04-17 added a Feed API where merchants push products to agent-hosted endpoints. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Stripe and OpenAI released ACP on 29 Sep 2025 as an open, Apache 2.0 licensed standard, alongside Instant Checkout in ChatGPT. [stripe.com](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   ACP uses date-based versions: 2025-09-29 (initial), 2025-12-12 (fulfillment), 2026-01-16 (capability negotiation), 2026-01-30 (extensions, discounts, payment handlers) and 2026-04-17 (cart, feed, orders, authentication and MCP). [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   The ACP site says businesses remain merchant of record and names Stripe as the first compatible PSP through its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   The README says ACP lets an AI agent embed commerce "without being the merchant of record". [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   OpenAI wrote on 24 Mar 2026 that Instant Checkout "did not offer the level of flexibility that we aspire to provide" and moved purchases to merchant checkouts while expanding ACP for product feeds and promotions. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).

## Nearby terms

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/glossary/universal-commerce-protocol-ucp)
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/glossary/agent-payments-protocol-ap2)
-   [Agentic commerce](https://agentreadycheckout.com/glossary/agentic-commerce)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026
2.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
3.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
4.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
5.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic Payment Enabler, defined | Agent Ready Checkout"
description: "Agentic Payment Enabler: Visa term for an entity connected to Visa that lets Agentic Payment Providers participate and initiate Agentic Transactions without."
canonical: https://agentreadycheckout.com/glossary/agentic-payment-enabler
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic Payment Enabler, defined | Agent Ready Checkout

> Agentic Payment Enabler: Visa term for an entity connected to Visa that lets Agentic Payment Providers participate and initiate Agentic Transactions without.

Source: https://agentreadycheckout.com/glossary/agentic-payment-enabler
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic Payment Enabler

In short

Agentic Payment Enabler: Visa term for an entity connected to Visa that lets Agentic Payment Providers participate and initiate Agentic Transactions without engaging cardholders itself. Agentic Payment Enabler appears in 1 sourced facts on this site, the first in Visa Intelligent Commerce (incl. Intelligent Commerce Connect). After Agentic Payment Enabler the glossary lists Agentic Transaction.

## Definition

Visa term for an entity connected to Visa that lets Agentic Payment Providers participate and initiate Agentic Transactions without engaging cardholders itself.

## Example

An enabler must contract with each provider and keep the right to terminate it. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa Core Rules (24 Oct 2026 edition, section 4.1.23.2) require an Agentic Payment Provider to enroll in Visa Intelligent Commerce and register with Visa directly or via an Agentic Payment Enabler. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Nearby terms

-   [Agentic Transaction](https://agentreadycheckout.com/glossary/agentic-transaction)
-   [Cardholder-defined payment instruction](https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction)
-   [Agentic Payment Provider](https://agentreadycheckout.com/glossary/agentic-payment-provider)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic Payment Provider, defined | Agent Ready Checkout"
description: "Agentic Payment Provider: Visa term for an application that searches, discovers and buys for a cardholder on a payment instruction, stores and passes a token."
canonical: https://agentreadycheckout.com/glossary/agentic-payment-provider
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic Payment Provider, defined | Agent Ready Checkout

> Agentic Payment Provider: Visa term for an application that searches, discovers and buys for a cardholder on a payment instruction, stores and passes a token.

Source: https://agentreadycheckout.com/glossary/agentic-payment-provider
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic Payment Provider

In short

Agentic Payment Provider: Visa term for an application that searches, discovers and buys for a cardholder on a payment instruction, stores and passes a token, and is not involved in authorisation or settlement. Agentic Payment Provider appears in 4 sourced facts on this site, the first in Visa Intelligent Commerce (incl. Intelligent Commerce Connect).

## Definition

Visa term for an application that searches, discovers and buys for a cardholder on a payment instruction, stores and passes a token, and is not involved in authorisation or settlement.

## Example

Visa treats the provider as the Cardholder for an Agentic Transaction. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa Core Rules (24 Oct 2026 edition, section 4.1.23.2) require an Agentic Payment Provider to enroll in Visa Intelligent Commerce and register with Visa directly or via an Agentic Payment Enabler. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).
-   Visa requires an Agentic Payment Provider to pass cardholder name, billing and shipping address and email to the merchant. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026. In [How to tell agent-initiated orders in your data](https://agentreadycheckout.com/guides/tell-agent-initiated-orders).
-   Visa 4.1.23.10: a cardholder is responsible for an Agentic Payment Provider's actions as if the cardholder initiated the transaction. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026. In [Chargebacks when an agent bought](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought).
-   Visa 11.8.5.3 (10.4 invalid disputes) lists login IDs for an Agentic Payment Provider among matching data elements. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026. In [Chargebacks when an agent bought](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought).

## Nearby terms

-   [Agentic Payment Enabler](https://agentreadycheckout.com/glossary/agentic-payment-enabler)
-   [Agentic Transaction](https://agentreadycheckout.com/glossary/agentic-transaction)
-   [Intelligent Commerce Connect](https://agentreadycheckout.com/glossary/intelligent-commerce-connect)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic Repeated Transaction, defined | Agent Ready Checkout"
description: "Agentic Repeated Transaction: Visa term for a series of future agent purchases the cardholder consented to, continuing until changed, cancelled or expired."
canonical: https://agentreadycheckout.com/glossary/agentic-repeated-transaction
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic Repeated Transaction, defined | Agent Ready Checkout

> Agentic Repeated Transaction: Visa term for a series of future agent purchases the cardholder consented to, continuing until changed, cancelled or expired.

Source: https://agentreadycheckout.com/glossary/agentic-repeated-transaction
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic Repeated Transaction

In short

Agentic Repeated Transaction: Visa term for a series of future agent purchases the cardholder consented to, continuing until changed, cancelled or expired. The sourced facts on this site do not use Agentic Repeated Transaction outside this entry. Example: Visa 4.1.23.9 requires consent and an acknowledgement that repeats continue until cancelled. After Agentic Repeated Transaction the glossary lists Mastercard Agent Pay.

## Definition

Visa term for a series of future agent purchases the cardholder consented to, continuing until changed, cancelled or expired.

## Example

Visa 4.1.23.9 requires consent and an acknowledgement that repeats continue until cancelled. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Nearby terms

-   [Mastercard Agent Pay](https://agentreadycheckout.com/glossary/mastercard-agent-pay)
-   [Agentic token](https://agentreadycheckout.com/glossary/agentic-token)
-   [Cardholder-defined payment instruction](https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic Storefronts, defined | Agent Ready Checkout"
description: "Agentic Storefronts: Shopify's Admin setting that syndicates a store to ChatGPT, Copilot, Google AI Mode and Gemini with the merchant as merchant of record."
canonical: https://agentreadycheckout.com/glossary/agentic-storefronts
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic Storefronts, defined | Agent Ready Checkout

> Agentic Storefronts: Shopify's Admin setting that syndicates a store to ChatGPT, Copilot, Google AI Mode and Gemini with the merchant as merchant of record.

Source: https://agentreadycheckout.com/glossary/agentic-storefronts
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic Storefronts

In short

Agentic Storefronts: Shopify's Admin setting that syndicates a store to ChatGPT, Copilot, Google AI Mode and Gemini with the merchant as merchant of record. Agentic Storefronts appears in 4 sourced facts on this site, the first in Shopify. Example: Shopify states no transaction fees beyond standard processing in ChatGPT. After Agentic Storefronts the glossary lists Agent profile.

## Definition

Shopify's Admin setting that syndicates a store to ChatGPT, Copilot, Google AI Mode and Gemini with the merchant as merchant of record.

## Example

Shopify states no transaction fees beyond standard processing in ChatGPT. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Agentic Storefronts give merchants access to ChatGPT, Microsoft Copilot, AI Mode in Google Search and the Gemini app, managed from the Shopify Admin; merchants remain merchant of record. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026. In [Shopify](https://agentreadycheckout.com/platforms/shopify).
-   Shopify states selling in ChatGPT through Agentic Storefronts carries no transaction fees beyond standard processing rates. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026. In [Shopify](https://agentreadycheckout.com/platforms/shopify).
-   Agentic Storefronts give merchants access to ChatGPT, Copilot, Google AI Mode and Gemini from Shopify Admin, and merchants remain merchant of record. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026. In [How to support UCP on Shopify](https://agentreadycheckout.com/guides/support-ucp-on-shopify).
-   Shopify: selling in ChatGPT through Agentic Storefronts carries no transaction fees beyond standard processing. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026. In [Pricing and fees as published](https://agentreadycheckout.com/guides/pricing-and-fees-as-published).

## Nearby terms

-   [Agent profile](https://agentreadycheckout.com/glossary/agent-profile)
-   [/.well-known/ucp](https://agentreadycheckout.com/glossary/well-known-ucp)
-   [Dispute Condition 10.4](https://agentreadycheckout.com/glossary/dispute-condition-10-4)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic token, defined | Agent Ready Checkout"
description: "Agentic token: A network token issued for a specific registered agent, carrying controls and making each agent transaction traceable."
canonical: https://agentreadycheckout.com/glossary/agentic-token
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic token, defined | Agent Ready Checkout

> Agentic token: A network token issued for a specific registered agent, carrying controls and making each agent transaction traceable.

Source: https://agentreadycheckout.com/glossary/agentic-token
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic token

In short

Agentic token: A network token issued for a specific registered agent, carrying controls and making each agent transaction traceable. Agentic token appears in 3 sourced facts on this site, the first in Mastercard Agent Pay. Example: Mastercard describes agentic tokens as dynamic, cryptographically secure credentials. After Agentic token the glossary lists Dynamic Token Verification Code.

## Definition

A network token issued for a specific registered agent, carrying controls and making each agent transaction traceable.

## Example

Mastercard describes agentic tokens as dynamic, cryptographically secure credentials. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Verified agents can submit a Dynamic Token Verification Code, an agentic token formatted for standard card fields, through existing checkout forms. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026. In [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay).
-   Agent Checkouts picks the network agentic token rail first (VIC for Visa, Agent Pay for Mastercard) and falls back to the encrypted card. [docs.crossmint.com](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026. In [Crossmint](https://agentreadycheckout.com/processors/crossmint).
-   PayOS and Mastercard completed a live agentic payment using a Mastercard Agentic Token, reported 29 Sep 2025 (PYMNTS). [pymnts.com](https://www.pymnts.com/?p=3081368), read 4 Nov 2026. In [PayOS](https://agentreadycheckout.com/processors/payos).

## Nearby terms

-   [Dynamic Token Verification Code](https://agentreadycheckout.com/glossary/dynamic-token-verification-code)
-   [Probability score (agent)](https://agentreadycheckout.com/glossary/probability-score-agent)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/glossary/mastercard-agent-pay)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026
2.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
3.  [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agentic Transaction, defined | Agent Ready Checkout"
description: "Agentic Transaction: Visa term for an e-commerce transaction by an Agentic Payment Provider on cardholder-defined instructions."
canonical: https://agentreadycheckout.com/glossary/agentic-transaction
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Agentic Transaction, defined | Agent Ready Checkout

> Agentic Transaction: Visa term for an e-commerce transaction by an Agentic Payment Provider on cardholder-defined instructions.

Source: https://agentreadycheckout.com/glossary/agentic-transaction
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Agentic Transaction

In short

Agentic Transaction: Visa term for an e-commerce transaction by an Agentic Payment Provider on cardholder-defined instructions, completed without direct cardholder-merchant interaction. The sourced facts on this site do not use Agentic Transaction outside this entry. Example: Agentic Transactions include future-dated and repeated purchases. After Agentic Transaction the glossary lists Cardholder-defined payment instruction.

## Definition

Visa term for an e-commerce transaction by an Agentic Payment Provider on cardholder-defined instructions, completed without direct cardholder-merchant interaction.

## Example

Agentic Transactions include future-dated and repeated purchases. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Nearby terms

-   [Cardholder-defined payment instruction](https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction)
-   [Agentic Repeated Transaction](https://agentreadycheckout.com/glossary/agentic-repeated-transaction)
-   [Agentic Payment Enabler](https://agentreadycheckout.com/glossary/agentic-payment-enabler)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE, defined | Agent Ready Checkout"
description: "Amex ACE: American Express Agentic Commerce Experiences: a developer kit for agent registration, account enablement, intent."
canonical: https://agentreadycheckout.com/glossary/amex-ace
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Amex ACE, defined | Agent Ready Checkout

> Amex ACE: American Express Agentic Commerce Experiences: a developer kit for agent registration, account enablement, intent.

Source: https://agentreadycheckout.com/glossary/amex-ace
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Amex ACE

In short

Amex ACE: American Express Agentic Commerce Experiences: a developer kit for agent registration, account enablement, intent, payment credentials and cart context. Amex ACE appears in 1 sourced facts on this site, the first in The history of agent payments, September 2025 to November 2026. Example: Three of the five specifications were available from 14 Apr 2026.

## Definition

American Express Agentic Commerce Experiences: a developer kit for agent registration, account enablement, intent, payment credentials and cart context.

## Example

Three of the five specifications were available from 14 Apr 2026. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Amex ACE specifications for three of five services become available. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026. In [The history of agent payments, September 2025 to November 2026](https://agentreadycheckout.com/guides/history-september-2025-to-now).

## Nearby terms

-   [Agent Purchase Protection](https://agentreadycheckout.com/glossary/agent-purchase-protection)
-   [Verifiable Intent](https://agentreadycheckout.com/glossary/verifiable-intent)
-   [Know Your Agent (KYA)](https://agentreadycheckout.com/glossary/know-your-agent-kya)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Buy for Me, defined | Agent Ready Checkout"
description: "Buy for Me: Amazon's agent feature that buys from other brands' websites for an Amazon customer, passing encrypted details to the brand checkout."
canonical: https://agentreadycheckout.com/glossary/buy-for-me
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Buy for Me, defined | Agent Ready Checkout

> Buy for Me: Amazon's agent feature that buys from other brands' websites for an Amazon customer, passing encrypted details to the brand checkout.

Source: https://agentreadycheckout.com/glossary/buy-for-me
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Buy for Me

In short

Buy for Me: Amazon's agent feature that buys from other brands' websites for an Amazon customer, passing encrypted details to the brand checkout. Buy for Me appears in 6 sourced facts on this site, the first in Amazon Rufus, Alexa for Shopping and Buy for Me. Example: The brand store confirms, delivers and handles returns, not Amazon.

## Definition

Amazon's agent feature that buys from other brands' websites for an Amazon customer, passing encrypted details to the brand checkout.

## Example

The brand store confirms, delivers and handles returns, not Amazon. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026.

## Where it appears in the sourced facts

-   For eligible products Buy for Me 'handles the entire purchase on your behalf using your primary address and credit card'. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026. In [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me).
-   Buy for Me passes the customer's encrypted name, address and payment details to the brand's checkout; Amazon says it cannot see orders placed on other brands' sites. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026. In [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me).
-   For Buy for Me orders the brand store sends confirmation and handles delivery, returns and service, so Amazon is not the seller. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026. In [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me).
-   Buy for Me runs on Amazon Bedrock using Amazon Nova and Anthropic Claude models. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026. In [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me).
-   Buy for Me completes purchases on other brands' sites using the customer's primary address and card; Amazon's terms say Amazon acts as the customer's agent and the external merchant is the seller. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=TvONBJQDmg1tTiTKVC), read 4 Nov 2026. In [Amazon](https://agentreadycheckout.com/retailers/amazon).

## Nearby terms

-   [Agent Terms (Amazon)](https://agentreadycheckout.com/glossary/agent-terms-amazon)
-   [Agentic commerce](https://agentreadycheckout.com/glossary/agentic-commerce)
-   [Instant Checkout](https://agentreadycheckout.com/glossary/instant-checkout)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Amazon Buy for Me](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026
2.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026
3.  [amazon.com/gp/help/customer/display.html](https://www.amazon.com/gp/help/customer/display.html?nodeId=TvONBJQDmg1tTiTKVC), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Cardholder-defined payment instruction, defined | Agent Ready Checkout"
description: "Cardholder-defined payment instruction: The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries."
canonical: https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Cardholder-defined payment instruction, defined | Agent Ready Checkout

> Cardholder-defined payment instruction: The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries.

Source: https://agentreadycheckout.com/glossary/cardholder-defined-payment-instruction
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Cardholder-defined payment instruction

In short

Cardholder-defined payment instruction: The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries a stated expiry date under Visa rules. The sourced facts on this site do not use Cardholder-defined payment instruction outside this entry. Example: Visa 4.1.23.4 requires the provider to use only the cardholder-defined criteria.

## Definition

The criteria a cardholder gives an agent for searching and buying, which the agent must follow and which carries a stated expiry date under Visa rules.

## Example

Visa 4.1.23.4 requires the provider to use only the cardholder-defined criteria. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Nearby terms

-   [Agentic Repeated Transaction](https://agentreadycheckout.com/glossary/agentic-repeated-transaction)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/glossary/mastercard-agent-pay)
-   [Agentic Transaction](https://agentreadycheckout.com/glossary/agentic-transaction)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Delegated payment, defined | Agent Ready Checkout"
description: "Delegated payment: An ACP pattern in which the agent platform passes payment data to the merchant's PSP and receives a merchant-scoped token instead of raw."
canonical: https://agentreadycheckout.com/glossary/delegated-payment
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Delegated payment, defined | Agent Ready Checkout

> Delegated payment: An ACP pattern in which the agent platform passes payment data to the merchant's PSP and receives a merchant-scoped token instead of raw.

Source: https://agentreadycheckout.com/glossary/delegated-payment
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Delegated payment

In short

Delegated payment: An ACP pattern in which the agent platform passes payment data to the merchant's PSP and receives a merchant-scoped token instead of raw card data. Delegated payment appears in 2 sourced facts on this site, the first in PayPal agentic commerce services. Example: Adyen documents ACP delegated payments returning a merchant-scoped ACP token.

## Definition

An ACP pattern in which the agent platform passes payment data to the merchant's PSP and receives a merchant-scoped token instead of raw card data.

## Example

Adyen documents ACP delegated payments returning a merchant-scoped ACP token. [docs.adyen.com](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Agent Ready supports ACP for ChatGPT via delegated payment tokens through Braintree. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026. In [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal).
-   Agent Ready's ACP path for ChatGPT uses delegated payment tokens processed through Braintree. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026. In [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree).

## Nearby terms

-   [Payment handler](https://agentreadycheckout.com/glossary/payment-handler)
-   [Link Agent Wallet](https://agentreadycheckout.com/glossary/link-agent-wallet)
-   [Shared Payment Token (SPT)](https://agentreadycheckout.com/glossary/shared-payment-token-spt)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
2.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Dispute Condition 10.4, defined | Agent Ready Checkout"
description: "Dispute Condition 10.4: Visa's fraud dispute condition for card-absent transactions, where agent purchases land. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/glossary/dispute-condition-10-4
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Dispute Condition 10.4, defined | Agent Ready Checkout

> Dispute Condition 10.4: Visa's fraud dispute condition for card-absent transactions, where agent purchases land. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/glossary/dispute-condition-10-4
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Dispute Condition 10.4

In short

Dispute Condition 10.4: Visa's fraud dispute condition for card-absent transactions, where agent purchases land; merchants can defeat it with matching data from prior undisputed orders. The sourced facts on this site do not use Dispute Condition 10.4 outside this entry. Example: The October 2026 rules list agent provider login IDs among matching data.

## Definition

Visa's fraud dispute condition for card-absent transactions, where agent purchases land; merchants can defeat it with matching data from prior undisputed orders.

## Example

The October 2026 rules list agent provider login IDs among matching data. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Nearby terms

-   [Agentic Storefronts](https://agentreadycheckout.com/glossary/agentic-storefronts)
-   [Agent profile](https://agentreadycheckout.com/glossary/agent-profile)
-   [Merchant of record](https://agentreadycheckout.com/glossary/merchant-of-record)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Dynamic Token Verification Code, defined | Agent Ready Checkout"
description: "Dynamic Token Verification Code: Mastercard's agentic token formatted for standard card fields, so a verified agent can pay through an existing checkout form."
canonical: https://agentreadycheckout.com/glossary/dynamic-token-verification-code
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Dynamic Token Verification Code, defined | Agent Ready Checkout

> Dynamic Token Verification Code: Mastercard's agentic token formatted for standard card fields, so a verified agent can pay through an existing checkout form.

Source: https://agentreadycheckout.com/glossary/dynamic-token-verification-code
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Dynamic Token Verification Code

In short

Dynamic Token Verification Code: Mastercard's agentic token formatted for standard card fields, so a verified agent can pay through an existing checkout form. Dynamic Token Verification Code appears in 1 sourced facts on this site, the first in Mastercard Agent Pay. Example: Verified agents submit it through existing checkout forms.

## Definition

Mastercard's agentic token formatted for standard card fields, so a verified agent can pay through an existing checkout form.

## Example

Verified agents submit it through existing checkout forms. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Verified agents can submit a Dynamic Token Verification Code, an agentic token formatted for standard card fields, through existing checkout forms. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026. In [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Nearby terms

-   [Probability score (agent)](https://agentreadycheckout.com/glossary/probability-score-agent)
-   [Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/glossary/agent-pay-for-machines-ap4m)
-   [Agentic token](https://agentreadycheckout.com/glossary/agentic-token)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Facilitator, defined | Agent Ready Checkout"
description: "Facilitator: In x402, a service that verifies a payment payload and settles it onchain for the server. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/glossary/facilitator
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Facilitator, defined | Agent Ready Checkout

> Facilitator: In x402, a service that verifies a payment payload and settles it onchain for the server. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/glossary/facilitator
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Facilitator

In short

Facilitator: In x402, a service that verifies a payment payload and settles it onchain for the server. Facilitator appears in 8 sourced facts on this site, the first in x402. Example: Coinbase's CDP facilitator screens payments against OFAC and KYT lists. After Facilitator the glossary lists Machine Payments Protocol (MPP).

## Definition

In x402, a service that verifies a payment payload and settles it onchain for the server.

## Example

Coinbase's CDP facilitator screens payments against OFAC and KYT lists. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Coinbase's CDP facilitator says it has processed more than 100 million x402 payments and $28 million in volume across Base and Solana. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026. In [x402](https://agentreadycheckout.com/protocols/x402).
-   Coinbase charges nothing for the first 1,000 onchain facilitator transactions a month, then $0.001 each; verification is free. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026. In [x402](https://agentreadycheckout.com/protocols/x402).
-   The CDP Facilitator verifies and settles x402 payments; sellers can receive at any address they control. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026. In [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase).
-   The facilitator runs OFAC and KYT checks and declines payments involving sanctioned or high-risk addresses. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026. In [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase).
-   Facilitator fees are charged on onchain transactions, not payment requests; verification is free. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026. In [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase).

## Nearby terms

-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/glossary/machine-payments-protocol-mpp)
-   [Shared Payment Token (SPT)](https://agentreadycheckout.com/glossary/shared-payment-token-spt)
-   [HTTP 402 Payment Required](https://agentreadycheckout.com/glossary/http-402-payment-required)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
2.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "HTTP 402 Payment Required, defined | Agent Ready Checkout"
description: "HTTP 402 Payment Required: An HTTP status code reserved for payment; x402 and MPP use it to tell a client that a resource has a price."
canonical: https://agentreadycheckout.com/glossary/http-402-payment-required
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# HTTP 402 Payment Required, defined | Agent Ready Checkout

> HTTP 402 Payment Required: An HTTP status code reserved for payment; x402 and MPP use it to tell a client that a resource has a price.

Source: https://agentreadycheckout.com/glossary/http-402-payment-required
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# HTTP 402 Payment Required

In short

HTTP 402 Payment Required: An HTTP status code reserved for payment; x402 and MPP use it to tell a client that a resource has a price. The sourced facts on this site do not use HTTP 402 Payment Required outside this entry. Example: MPP standardises HTTP 402 with Challenge, Credential and Receipt messages.

## Definition

An HTTP status code reserved for payment; x402 and MPP use it to tell a client that a resource has a price.

## Example

MPP standardises HTTP 402 with Challenge, Credential and Receipt messages. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.

## Nearby terms

-   [Facilitator](https://agentreadycheckout.com/glossary/facilitator)
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/glossary/machine-payments-protocol-mpp)
-   [x402](https://agentreadycheckout.com/glossary/x402)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "HTTP Message Signatures, defined | Agent Ready Checkout"
description: "HTTP Message Signatures: RFC 9421: a way to sign selected HTTP components, carried in Signature-Input and Signature headers."
canonical: https://agentreadycheckout.com/glossary/http-message-signatures
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# HTTP Message Signatures, defined | Agent Ready Checkout

> HTTP Message Signatures: RFC 9421: a way to sign selected HTTP components, carried in Signature-Input and Signature headers.

Source: https://agentreadycheckout.com/glossary/http-message-signatures
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# HTTP Message Signatures

In short

HTTP Message Signatures: RFC 9421: a way to sign selected HTTP components, carried in Signature-Input and Signature headers. The sourced facts on this site do not use HTTP Message Signatures outside this entry. Example: Cloudflare checks created, expires, nonce and tag in Signature-Input before verifying an Ed25519 signature. After HTTP Message Signatures the glossary lists Visa Intelligent Commerce.

## Definition

RFC 9421: a way to sign selected HTTP components, carried in Signature-Input and Signature headers.

## Example

Cloudflare checks created, expires, nonce and tag in Signature-Input before verifying an Ed25519 signature. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.

## Nearby terms

-   [Visa Intelligent Commerce](https://agentreadycheckout.com/glossary/visa-intelligent-commerce)
-   [Intelligent Commerce Connect](https://agentreadycheckout.com/glossary/intelligent-commerce-connect)
-   [Web Bot Auth](https://agentreadycheckout.com/glossary/web-bot-auth)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Human not present, defined | Agent Ready Checkout"
description: "Human not present: An agent payment completed without the user present at the moment of purchase, on instructions the user approved earlier."
canonical: https://agentreadycheckout.com/glossary/human-not-present
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Human not present, defined | Agent Ready Checkout

> Human not present: An agent payment completed without the user present at the moment of purchase, on instructions the user approved earlier.

Source: https://agentreadycheckout.com/glossary/human-not-present
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Human not present

In short

Human not present: An agent payment completed without the user present at the moment of purchase, on instructions the user approved earlier. Human not present appears in 1 sourced facts on this site, the first in Agent Payments Protocol (AP2). Example: AP2 v0.2 added Human Not Present payments on pre-authorised instructions.

## Definition

An agent payment completed without the user present at the moment of purchase, on instructions the user approved earlier.

## Example

AP2 v0.2 added Human Not Present payments on pre-authorised instructions. [fidoalliance.org](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   FIDO published "Google donates Agent Payments Protocol to FIDO Alliance" on 29 Apr 2026, noting AP2 v0.2 added Human Not Present payments on pre-authorised instructions. [fidoalliance.org](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).

## Nearby terms

-   [Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/glossary/trusted-agent-protocol-tap)
-   [Web Bot Auth](https://agentreadycheckout.com/glossary/web-bot-auth)
-   [Mandate](https://agentreadycheckout.com/glossary/mandate)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Google donates AP2 to FIDO Alliance](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Instant Checkout, defined | Agent Ready Checkout"
description: "Instant Checkout: OpenAI's in-chat purchase feature in ChatGPT, launched 29 Sep 2025 on ACP and replaced on 24 Mar 2026 by merchant-site checkout."
canonical: https://agentreadycheckout.com/glossary/instant-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Instant Checkout, defined | Agent Ready Checkout

> Instant Checkout: OpenAI's in-chat purchase feature in ChatGPT, launched 29 Sep 2025 on ACP and replaced on 24 Mar 2026 by merchant-site checkout.

Source: https://agentreadycheckout.com/glossary/instant-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Instant Checkout

In short

Instant Checkout: OpenAI's in-chat purchase feature in ChatGPT, launched 29 Sep 2025 on ACP and replaced on 24 Mar 2026 by merchant-site checkout. Instant Checkout appears in 14 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). Example: OpenAI said it is moving away from a standalone Instant Checkout experience.

## Definition

OpenAI's in-chat purchase feature in ChatGPT, launched 29 Sep 2025 on ACP and replaced on 24 Mar 2026 by merchant-site checkout.

## Example

OpenAI said it is moving away from a standalone Instant Checkout experience. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Stripe and OpenAI released ACP on 29 Sep 2025 as an open, Apache 2.0 licensed standard, alongside Instant Checkout in ChatGPT. [stripe.com](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   OpenAI wrote on 24 Mar 2026 that Instant Checkout "did not offer the level of flexibility that we aspire to provide" and moved purchases to merchant checkouts while expanding ACP for product feeds and promotions. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   OpenAI's merchant page says it is "moving away from a standalone Instant Checkout experience" and charges no fee on purchases that start in ChatGPT and finish on the merchant site. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   Trade press (PYMNTS) reported a 4 percent OpenAI fee on Shopify merchant sales completed inside ChatGPT checkout while Instant Checkout ran; OpenAI's own launch post said only "a small fee". [pymnts.com](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   OpenAI launched Instant Checkout in ChatGPT for US Plus, Pro and Free users, starting with US Etsy sellers, with Shopify merchants announced as coming soon. [openai.com](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026. In [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping).

## Nearby terms

-   [Buy for Me](https://agentreadycheckout.com/glossary/buy-for-me)
-   [Agent Terms (Amazon)](https://agentreadycheckout.com/glossary/agent-terms-amazon)
-   [/.well-known/ucp](https://agentreadycheckout.com/glossary/well-known-ucp)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
2.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
3.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
4.  [Shopify Merchants to Pay 4% Fee on ChatGPT Checkout Sales](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026
5.  [Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Intelligent Commerce Connect, defined | Agent Ready Checkout"
description: "Intelligent Commerce Connect: Visa's single acceptance integration for agent-initiated payments over TAP, MPP, ACP and UCP, in pilot since April 2026."
canonical: https://agentreadycheckout.com/glossary/intelligent-commerce-connect
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Intelligent Commerce Connect, defined | Agent Ready Checkout

> Intelligent Commerce Connect: Visa's single acceptance integration for agent-initiated payments over TAP, MPP, ACP and UCP, in pilot since April 2026.

Source: https://agentreadycheckout.com/glossary/intelligent-commerce-connect
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Intelligent Commerce Connect

In short

Intelligent Commerce Connect: Visa's single acceptance integration for agent-initiated payments over TAP, MPP, ACP and UCP, in pilot since April 2026. Intelligent Commerce Connect appears in 7 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). Example: Pilot partners named: AWS, Diddo, Highnote, Mesh, Payabli and Sumvin. After Intelligent Commerce Connect the glossary lists Agentic Payment Provider.

## Definition

Visa's single acceptance integration for agent-initiated payments over TAP, MPP, ACP and UCP, in pilot since April 2026.

## Example

Pilot partners named: AWS, Diddo, Highnote, Mesh, Payabli and Sumvin. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa Intelligent Commerce Connect lists ACP among the four protocols it accepts for agent-initiated payments, in pilot from April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   Visa Intelligent Commerce Connect accepts TAP alongside MPP, ACP and UCP, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Visa announced Intelligent Commerce Connect in April 2026 as a "network, protocol, and token vault-agnostic" on-ramp through the Visa Acceptance Platform, handling payment initiation, tokenisation, spend controls and authentication. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).
-   Intelligent Commerce Connect accepts agent-initiated payments over TAP, MPP, ACP and UCP and is "currently in pilot with select partners": AWS, Diddo, Highnote, Mesh, Payabli and Sumvin. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).
-   The UK newsroom copy of the Intelligent Commerce Connect release is dated 9 Apr 2026; US coverage dates the announcement 8 Apr 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Nearby terms

-   [Agentic Payment Provider](https://agentreadycheckout.com/glossary/agentic-payment-provider)
-   [Agentic Payment Enabler](https://agentreadycheckout.com/glossary/agentic-payment-enabler)
-   [Visa Intelligent Commerce](https://agentreadycheckout.com/glossary/visa-intelligent-commerce)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Know Your Agent (KYA), defined | Agent Ready Checkout"
description: "Know Your Agent (KYA): Verification of an AI agent's identity and operator before it may transact, by analogy with Know Your Customer."
canonical: https://agentreadycheckout.com/glossary/know-your-agent-kya
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Know Your Agent (KYA), defined | Agent Ready Checkout

> Know Your Agent (KYA): Verification of an AI agent's identity and operator before it may transact, by analogy with Know Your Customer.

Source: https://agentreadycheckout.com/glossary/know-your-agent-kya
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Know Your Agent (KYA)

In short

Know Your Agent (KYA): Verification of an AI agent's identity and operator before it may transact, by analogy with Know Your Customer. Know Your Agent (KYA) appears in 2 sourced facts on this site, the first in Mastercard Agent Pay. Example: Mastercard named Skyfire's KYA technology in its 30 Sep 2026 release.

## Definition

Verification of an AI agent's identity and operator before it may transact, by analogy with Know Your Customer.

## Example

Mastercard named Skyfire's KYA technology in its 30 Sep 2026 release. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   The same release names Cloudflare (privacy-preserving signal sharing) and Skyfire (Know Your Agent identity) as partners. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026. In [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay).
-   Mastercard said on 30 Sep 2026 it is working with Skyfire's KYA technology so issuers and merchants can recognize trusted agents. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026. In [Skyfire](https://agentreadycheckout.com/processors/skyfire).

## Nearby terms

-   [Amex ACE](https://agentreadycheckout.com/glossary/amex-ace)
-   [Agent Purchase Protection](https://agentreadycheckout.com/glossary/agent-purchase-protection)
-   [Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/glossary/agent-pay-for-machines-ap4m)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link Agent Wallet, defined | Agent Ready Checkout"
description: "Link Agent Wallet: Stripe Link's agent interface: the agent creates a spend request, the user approves, and Link returns a one-time credential."
canonical: https://agentreadycheckout.com/glossary/link-agent-wallet
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Link Agent Wallet, defined | Agent Ready Checkout

> Link Agent Wallet: Stripe Link's agent interface: the agent creates a spend request, the user approves, and Link returns a one-time credential.

Source: https://agentreadycheckout.com/glossary/link-agent-wallet
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Link Agent Wallet

In short

Link Agent Wallet: Stripe Link's agent interface: the agent creates a spend request, the user approves, and Link returns a one-time credential. Link Agent Wallet appears in 5 sourced facts on this site, the first in Stripe Link for agents (Link Agent Wallet). Example: Meta Muse checks out with Link at more than 1 million businesses.

## Definition

Stripe Link's agent interface: the agent creates a spend request, the user approves, and Link returns a one-time credential.

## Example

Meta Muse checks out with Link at more than 1 million businesses. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Link Agent Wallet lets an agent create a spend request; the customer approves it and Link returns a one-time-use payment credential. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026. In [Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents).
-   Link Agent Wallet uses api.link.com with a per-customer OAuth token, not a Stripe API key; Stripe ships link-cli and TypeScript, Go and Python SDKs. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026. In [Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents).
-   Link Agent Wallet lets an agent request a one-time-use payment credential after the customer approves a spend request; agent payments are for US and Canadian customers. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).
-   Link Agent Wallet: the agent creates a spend request, the user approves, and Link returns a one-time-use payment credential. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026. In [How an agent checkout actually flows, per protocol](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows).
-   Link Agent Wallet ships link-cli (npm install -g @stripe/link-cli) for agents to request spend approvals. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026. In [How to test an agent purchase on your own store](https://agentreadycheckout.com/guides/test-an-agent-purchase).

## Nearby terms

-   [Merchant of record](https://agentreadycheckout.com/glossary/merchant-of-record)
-   [Dispute Condition 10.4](https://agentreadycheckout.com/glossary/dispute-condition-10-4)
-   [Payment handler](https://agentreadycheckout.com/glossary/payment-handler)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
2.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
3.  [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Machine Payments Protocol (MPP), defined | Agent Ready Checkout"
description: "Machine Payments Protocol (MPP): An HTTP 402 protocol co-authored by Tempo and Stripe with one-time, session and subscription intents across stablecoins."
canonical: https://agentreadycheckout.com/glossary/machine-payments-protocol-mpp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Machine Payments Protocol (MPP), defined | Agent Ready Checkout

> Machine Payments Protocol (MPP): An HTTP 402 protocol co-authored by Tempo and Stripe with one-time, session and subscription intents across stablecoins.

Source: https://agentreadycheckout.com/glossary/machine-payments-protocol-mpp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Machine Payments Protocol (MPP)

In short

Machine Payments Protocol (MPP): An HTTP 402 protocol co-authored by Tempo and Stripe with one-time, session and subscription intents across stablecoins, cards and Lightning. Machine Payments Protocol (MPP) appears in 14 sourced facts on this site, the first in Visa Trusted Agent Protocol (TAP). Example: Stripe accepts MPP with cards via SPT and USDC on Tempo and Solana.

## Definition

An HTTP 402 protocol co-authored by Tempo and Stripe with one-time, session and subscription intents across stablecoins, cards and Lightning.

## Example

Stripe accepts MPP with cards via SPT and USDC on Tempo and Solana. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa Intelligent Commerce Connect accepts TAP alongside MPP, ACP and UCP, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Intelligent Commerce Connect accepts agent-initiated payments over TAP, MPP, ACP and UCP and is "currently in pilot with select partners": AWS, Diddo, Highnote, Mesh, Payabli and Sumvin. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).
-   The June release cites open standards like x402 and "Machine Payments Protocol compatibility". [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   mpp.dev says MPP is "co-authored by Tempo and Stripe" and standardises HTTP 402 with Challenges, Credentials and a Payment-Receipt header. [mpp.dev](https://mpp.dev/), read 4 Nov 2026. In [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp).
-   MPP intents are charge (one-time), session (metered) and subscription (recurring); transports map to HTTP headers, JSON-RPC (MCP) and WebSocket. [mpp.dev](https://mpp.dev/), read 4 Nov 2026. In [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp).

## Nearby terms

-   [Shared Payment Token (SPT)](https://agentreadycheckout.com/glossary/shared-payment-token-spt)
-   [Delegated payment](https://agentreadycheckout.com/glossary/delegated-payment)
-   [Facilitator](https://agentreadycheckout.com/glossary/facilitator)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
2.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
3.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
4.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mandate, defined | Agent Ready Checkout"
description: "Mandate: In AP2, a signed verifiable credential that records a user's authorisation; v0.2 uses a Checkout Mandate and a Payment Mandate, each open or closed."
canonical: https://agentreadycheckout.com/glossary/mandate
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Mandate, defined | Agent Ready Checkout

> Mandate: In AP2, a signed verifiable credential that records a user's authorisation; v0.2 uses a Checkout Mandate and a Payment Mandate, each open or closed.

Source: https://agentreadycheckout.com/glossary/mandate
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Mandate

In short

Mandate: In AP2, a signed verifiable credential that records a user's authorisation; v0.2 uses a Checkout Mandate and a Payment Mandate, each open or closed. Mandate appears in 3 sourced facts on this site, the first in Agent Payments Protocol (AP2). Example: An open Payment Mandate records budget and allowed instruments before a cart is final.

## Definition

In AP2, a signed verifiable credential that records a user's authorisation; v0.2 uses a Checkout Mandate and a Payment Mandate, each open or closed.

## Example

An open Payment Mandate records budget and allowed instruments before a cart is final. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   The current AP2 site defines a Checkout Mandate (items and purchase details, shared with the merchant) and a Payment Mandate (authorisation against an instrument, shared with credential provider, network and processor), each with open and closed stages. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   Skyfire's homepage says it partners with card networks for tokenized card transactions and user mandate collection, listing Visa, Mastercard, Discover and USDC. [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026. In [Skyfire](https://agentreadycheckout.com/processors/skyfire).
-   AP2: the agent collects a Checkout Mandate and a Payment Mandate as signed credentials before payment, for human-present or human-not-present purchases. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026. In [How an agent checkout actually flows, per protocol](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows).

## Nearby terms

-   [Human not present](https://agentreadycheckout.com/glossary/human-not-present)
-   [Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/glossary/trusted-agent-protocol-tap)
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/glossary/agent-payments-protocol-ap2)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
2.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay, defined | Agent Ready Checkout"
description: "Mastercard Agent Pay: Mastercard's agentic payments program built on registered agents and agentic tokens, with an acceptance framework for merchants."
canonical: https://agentreadycheckout.com/glossary/mastercard-agent-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Mastercard Agent Pay, defined | Agent Ready Checkout

> Mastercard Agent Pay: Mastercard's agentic payments program built on registered agents and agentic tokens, with an acceptance framework for merchants.

Source: https://agentreadycheckout.com/glossary/mastercard-agent-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Mastercard Agent Pay

In short

Mastercard Agent Pay: Mastercard's agentic payments program built on registered agents and agentic tokens, with an acceptance framework for merchants. Mastercard Agent Pay appears in 13 sourced facts on this site, the first in Visa Trusted Agent Protocol (TAP). Example: Mastercard unveiled Agent Pay on 29 Apr 2025. After Mastercard Agent Pay the glossary lists Agentic token.

## Definition

Mastercard's agentic payments program built on registered agents and agentic tokens, with an acceptance framework for merchants.

## Example

Mastercard unveiled Agent Pay on 29 Apr 2025. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Cloudflare wrote on 24 Oct 2025 that both TAP and Mastercard Agent Pay use Web Bot Auth as the agent authentication layer, and that merchants can rely on Cloudflare to validate signatures (Signature-Input and Signature headers, Ed25519). [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Mastercard Agent Pay for Machines builds on x402 (20 Oct 2026). [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026. In [x402](https://agentreadycheckout.com/protocols/x402).
-   Stripe states it might use tokens from Mastercard Agent Pay, Visa Intelligent Commerce and the American Express ACE Kit on the seller's behalf when processing SPTs. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).
-   Adyen is named among initial participants of Mastercard Agent Pay for Machines (10 Jun 2026). [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic).
-   Mastercard and PayPal announced on 27 Oct 2025 that Mastercard Agent Pay will integrate with PayPal's wallet. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026. In [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal).

## Nearby terms

-   [Agentic token](https://agentreadycheckout.com/glossary/agentic-token)
-   [Dynamic Token Verification Code](https://agentreadycheckout.com/glossary/dynamic-token-verification-code)
-   [Agentic Repeated Transaction](https://agentreadycheckout.com/glossary/agentic-repeated-transaction)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
2.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
3.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
4.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
5.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
6.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Merchant of record, defined | Agent Ready Checkout"
description: "Merchant of record: The party that sells to the buyer, appears on the statement, and carries refunds, tax and chargebacks."
canonical: https://agentreadycheckout.com/glossary/merchant-of-record
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Merchant of record, defined | Agent Ready Checkout

> Merchant of record: The party that sells to the buyer, appears on the statement, and carries refunds, tax and chargebacks.

Source: https://agentreadycheckout.com/glossary/merchant-of-record
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Merchant of record

In short

Merchant of record: The party that sells to the buyer, appears on the statement, and carries refunds, tax and chargebacks; in current agent protocols this stays the merchant. Merchant of record appears in 24 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). Example: ucp.dev states that businesses remain the Merchant of Record.

## Definition

The party that sells to the buyer, appears on the statement, and carries refunds, tax and chargebacks; in current agent protocols this stays the merchant.

## Example

ucp.dev states that businesses remain the Merchant of Record. [ucp.dev](https://ucp.dev/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   The ACP site says businesses remain merchant of record and names Stripe as the first compatible PSP through its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   The README says ACP lets an AI agent embed commerce "without being the merchant of record". [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   ucp.dev lists shopping co-developers Google, Shopify, Etsy, Wayfair, Target, Walmart, Amazon, Microsoft, Meta, Salesforce and Stripe, and states that businesses "remain the Merchant of Record". [ucp.dev](https://ucp.dev/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Google's Merchant Center help says UCP checkout puts a Buy button on eligible listings in AI Mode and Gemini "while keeping you the merchant of record", for select merchants, using standard card numbers (FPANs) from Google Wallet today. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   The suite has three layers: Agentic Feed (catalog), Agentic Cart (checkout orchestration) and Agentic Payments (payments, fraud, token portability, merchant of record preservation). [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026. In [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic).

## Nearby terms

-   [Dispute Condition 10.4](https://agentreadycheckout.com/glossary/dispute-condition-10-4)
-   [Agentic Storefronts](https://agentreadycheckout.com/glossary/agentic-storefronts)
-   [Link Agent Wallet](https://agentreadycheckout.com/glossary/link-agent-wallet)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
4.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
5.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Payment handler, defined | Agent Ready Checkout"
description: "Payment handler: In UCP, a named entry in the payment_handlers registry that tells the platform how to collect and pass payment for that business."
canonical: https://agentreadycheckout.com/glossary/payment-handler
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Payment handler, defined | Agent Ready Checkout

> Payment handler: In UCP, a named entry in the payment_handlers registry that tells the platform how to collect and pass payment for that business.

Source: https://agentreadycheckout.com/glossary/payment-handler
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Payment handler

In short

Payment handler: In UCP, a named entry in the payment\_handlers registry that tells the platform how to collect and pass payment for that business. Payment handler appears in 3 sourced facts on this site, the first in PayPal agentic commerce services. Example: Stripe offers a Stripe Payments handler for UCP checkouts. After Payment handler the glossary lists Link Agent Wallet.

## Definition

In UCP, a named entry in the payment\_handlers registry that tells the platform how to collect and pass payment for that business.

## Example

Stripe offers a Stripe Payments handler for UCP checkouts. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Agent Ready supports UCP for Google AI Mode and Gemini via a Google Pay payment handler, through Braintree or through PayPal's Orders v2 API. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026. In [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal).
-   Its agentic page says Checkout.com is directly integrated with ACP as a certified payment handler for ChatGPT. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026. In [Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com).
-   UCP: the business publishes a profile at /.well-known/ucp; the platform sends its own profile URI in the UCP-Agent header; capabilities are negotiated and a payment handler is chosen from the payment\_handlers registry. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [How an agent checkout actually flows, per protocol](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows).

## Nearby terms

-   [Link Agent Wallet](https://agentreadycheckout.com/glossary/link-agent-wallet)
-   [Merchant of record](https://agentreadycheckout.com/glossary/merchant-of-record)
-   [Delegated payment](https://agentreadycheckout.com/glossary/delegated-payment)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
2.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
3.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
4.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Probability score (agent), defined | Agent Ready Checkout"
description: "Probability score (agent): Mastercard's score of the likelihood that a transaction was initiated by an AI agent, given to issuers for authorisation decisions."
canonical: https://agentreadycheckout.com/glossary/probability-score-agent
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Probability score (agent), defined | Agent Ready Checkout

> Probability score (agent): Mastercard's score of the likelihood that a transaction was initiated by an AI agent, given to issuers for authorisation decisions.

Source: https://agentreadycheckout.com/glossary/probability-score-agent
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Probability score (agent)

In short

Probability score (agent): Mastercard's score of the likelihood that a transaction was initiated by an AI agent, given to issuers for authorisation decisions. Probability score (agent) appears in 112 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). Example: Rolling out for testing in the US from 30 Sep 2026.

## Definition

Mastercard's score of the likelihood that a transaction was initiated by an AI agent, given to issuers for authorisation decisions.

## Example

Rolling out for testing in the US from 30 Sep 2026. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Version 2026-04-17 added a Feed API where merchants push catalog data to agent-hosted endpoints (POST /feeds, PATCH /feeds/{id}/products), and deprecated 2026-01-30. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   The README says ACP lets an AI agent embed commerce "without being the merchant of record". [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   Visa Intelligent Commerce Connect lists ACP among the four protocols it accepts for agent-initiated payments, in pilot from April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   Businesses publish their UCP profile at /.well-known/ucp; platforms send their own profile URI per request in the UCP-Agent header. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   The spec defines transports rest (OpenAPI 3.x), mcp (OpenRPC), a2a (Agent Card) and embedded (OpenRPC), and a payment\_handlers registry that must be present even when empty. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).

## Nearby terms

-   [Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/glossary/agent-pay-for-machines-ap4m)
-   [Know Your Agent (KYA)](https://agentreadycheckout.com/glossary/know-your-agent-kya)
-   [Dynamic Token Verification Code](https://agentreadycheckout.com/glossary/dynamic-token-verification-code)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
2.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026
3.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
4.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
5.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "SD-JWT, defined | Agent Ready Checkout"
description: "SD-JWT: Selective Disclosure JSON Web Token: a signed token where the holder reveals only chosen claims to each verifier."
canonical: https://agentreadycheckout.com/glossary/sd-jwt
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# SD-JWT, defined | Agent Ready Checkout

> SD-JWT: Selective Disclosure JSON Web Token: a signed token where the holder reveals only chosen claims to each verifier.

Source: https://agentreadycheckout.com/glossary/sd-jwt
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# SD-JWT

In short

SD-JWT: Selective Disclosure JSON Web Token: a signed token where the holder reveals only chosen claims to each verifier. SD-JWT appears in 1 sourced facts on this site, the first in Verifiable Intent (VI). Example: Verifiable Intent uses layered SD-JWT credentials. After SD-JWT the glossary lists x402.

## Definition

Selective Disclosure JSON Web Token: a signed token where the holder reveals only chosen claims to each verifier.

## Example

Verifiable Intent uses layered SD-JWT credentials. [github.com](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026.

## Where it appears in the sourced facts

-   VI defines a layered SD-JWT delegation chain (credential provider to user to agent) with key confirmation (RFC 7800) and selective disclosure per role. [github.com](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026. In [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent).

## Nearby terms

-   [x402](https://agentreadycheckout.com/glossary/x402)
-   [HTTP 402 Payment Required](https://agentreadycheckout.com/glossary/http-402-payment-required)
-   [Verifiable Intent](https://agentreadycheckout.com/glossary/verifiable-intent)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shared Payment Token (SPT), defined | Agent Ready Checkout"
description: "Shared Payment Token (SPT): A Stripe token that grants a seller a scoped right to charge a buyer's payment method, with a currency, maximum amount and expiry."
canonical: https://agentreadycheckout.com/glossary/shared-payment-token-spt
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Shared Payment Token (SPT), defined | Agent Ready Checkout

> Shared Payment Token (SPT): A Stripe token that grants a seller a scoped right to charge a buyer's payment method, with a currency, maximum amount and expiry.

Source: https://agentreadycheckout.com/glossary/shared-payment-token-spt
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Shared Payment Token (SPT)

In short

Shared Payment Token (SPT): A Stripe token that grants a seller a scoped right to charge a buyer's payment method, with a currency, maximum amount and expiry. Shared Payment Token (SPT) appears in 15 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). Example: Stripe charges $0.15 per SPT issued.

## Definition

A Stripe token that grants a seller a scoped right to charge a buyer's payment method, with a currency, maximum amount and expiry.

## Example

Stripe charges $0.15 per SPT issued. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

## Where it appears in the sourced facts

-   The ACP site says businesses remain merchant of record and names Stripe as the first compatible PSP through its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   Stripe machine payments accept MPP with cards via SPT, USDC.e on Tempo and USDC on Solana; minimums are $0.50 for card SPT payments and 0.01 USDC for stablecoins. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026. In [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp).
-   ACP was developed by Stripe and OpenAI; the ACP site names Stripe as the first compatible PSP, via its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).
-   An SPT is a scoped grant to the seller's Stripe profile with a currency, max amount and expiry; SPT API calls use Stripe-Version 2026-09-30.preview and SPT use is under preview service terms. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).
-   In Agentic Commerce Suite's default flow, Stripe shares the catalog with agents, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfills and handles refunds and disputes. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026. In [Stripe](https://agentreadycheckout.com/processors/stripe).

## Nearby terms

-   [Delegated payment](https://agentreadycheckout.com/glossary/delegated-payment)
-   [Payment handler](https://agentreadycheckout.com/glossary/payment-handler)
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/glossary/machine-payments-protocol-mpp)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
4.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
5.  [docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Trusted Agent Protocol (TAP), defined | Agent Ready Checkout"
description: "Trusted Agent Protocol (TAP): Visa's scheme for agents to sign requests with HTTP Message Signatures so merchants can verify the agent and receive consented."
canonical: https://agentreadycheckout.com/glossary/trusted-agent-protocol-tap
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Trusted Agent Protocol (TAP), defined | Agent Ready Checkout

> Trusted Agent Protocol (TAP): Visa's scheme for agents to sign requests with HTTP Message Signatures so merchants can verify the agent and receive consented.

Source: https://agentreadycheckout.com/glossary/trusted-agent-protocol-tap
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Trusted Agent Protocol (TAP)

In short

Trusted Agent Protocol (TAP): Visa's scheme for agents to sign requests with HTTP Message Signatures so merchants can verify the agent and receive consented identifiers. Trusted Agent Protocol (TAP) appears in 14 sourced facts on this site, the first in Visa Trusted Agent Protocol (TAP). Example: Visa released TAP on 14 Oct 2025 with Cloudflare.

## Definition

Visa's scheme for agents to sign requests with HTTP Message Signatures so merchants can verify the agent and receive consented identifiers.

## Example

Visa released TAP on 14 Oct 2025 with Cloudflare. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa announced Trusted Agent Protocol on 14 Oct 2025, developed with Cloudflare, available in the Visa Developer Center and on GitHub. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Visa says TAP is built on the HTTP Message Signature standard and aligned with the IETF Web Bot Auth work, using agent-specific cryptographic signatures. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   The TAP README says the signature carries timestamps, a session identifier, key identifier and algorithm, is bound to the merchant domain and operation (browsing or payment), and can pass consented identifiers such as Payment Account References. [github.com](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Cloudflare wrote on 24 Oct 2025 that both TAP and Mastercard Agent Pay use Web Bot Auth as the agent authentication layer, and that merchants can rely on Cloudflare to validate signatures (Signature-Input and Signature headers, Ed25519). [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Visa Intelligent Commerce Connect accepts TAP alongside MPP, ACP and UCP, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Nearby terms

-   [Web Bot Auth](https://agentreadycheckout.com/glossary/web-bot-auth)
-   [HTTP Message Signatures](https://agentreadycheckout.com/glossary/http-message-signatures)
-   [Human not present](https://agentreadycheckout.com/glossary/human-not-present)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
4.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Universal Commerce Protocol (UCP), defined | Agent Ready Checkout"
description: "Universal Commerce Protocol (UCP): An Apache 2.0 protocol for discovery, carts, checkout, identity linking and orders between platforms and businesses."
canonical: https://agentreadycheckout.com/glossary/universal-commerce-protocol-ucp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Universal Commerce Protocol (UCP), defined | Agent Ready Checkout

> Universal Commerce Protocol (UCP): An Apache 2.0 protocol for discovery, carts, checkout, identity linking and orders between platforms and businesses.

Source: https://agentreadycheckout.com/glossary/universal-commerce-protocol-ucp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Universal Commerce Protocol (UCP)

In short

Universal Commerce Protocol (UCP): An Apache 2.0 protocol for discovery, carts, checkout, identity linking and orders between platforms and businesses, governed by a Tech Council led by Google and Shopify. Universal Commerce Protocol (UCP) appears in 68 sourced facts on this site, the first in Universal Commerce Protocol (UCP).

## Definition

An Apache 2.0 protocol for discovery, carts, checkout, identity linking and orders between platforms and businesses, governed by a Tech Council led by Google and Shopify.

## Example

Google runs UCP checkout in AI Mode and Gemini for select merchants. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Shopify announced UCP on 11 Jan 2026 as an open standard co-developed with Google, endorsed by more than 20 retailers and platforms and compatible with any payment processor. [shopify.com](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Businesses publish their UCP profile at /.well-known/ucp; platforms send their own profile URI per request in the UCP-Agent header. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Amazon, Meta, Microsoft, Salesforce and Stripe joined the UCP Tech Council on 24 Apr 2026, alongside current members Google, Shopify, Etsy, Target and Wayfair. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Google's Merchant Center help says UCP checkout puts a Buy button on eligible listings in AI Mode and Gemini "while keeping you the merchant of record", for select merchants, using standard card numbers (FPANs) from Google Wallet today. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   Shopify made its UCP agent access self-serve in the Spring 26 Edition developer post on 17 Jun 2026: developers register an agent profile and call the public MCP endpoint without approval. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).

## Nearby terms

-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/glossary/agent-payments-protocol-ap2)
-   [Mandate](https://agentreadycheckout.com/glossary/mandate)
-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/glossary/agentic-commerce-protocol-acp)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
2.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
3.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
4.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
5.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Verifiable Intent, defined | Agent Ready Checkout"
description: "Verifiable Intent: An open SD-JWT credential format, draft v0.1, chaining credential provider, user and agent and binding purchase constraints."
canonical: https://agentreadycheckout.com/glossary/verifiable-intent
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Verifiable Intent, defined | Agent Ready Checkout

> Verifiable Intent: An open SD-JWT credential format, draft v0.1, chaining credential provider, user and agent and binding purchase constraints.

Source: https://agentreadycheckout.com/glossary/verifiable-intent
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Verifiable Intent

In short

Verifiable Intent: An open SD-JWT credential format, draft v0.1, chaining credential provider, user and agent and binding purchase constraints. Verifiable Intent appears in 9 sourced facts on this site, the first in Agent Payments Protocol (AP2). Example: Mastercard and Google published it on 5 Mar 2026. After Verifiable Intent the glossary lists SD-JWT.

## Definition

An open SD-JWT credential format, draft v0.1, chaining credential provider, user and agent and binding purchase constraints.

## Example

Mastercard and Google published it on 5 Mar 2026. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026.

## Where it appears in the sourced facts

-   The FIDO Alliance formed an Agentic Authentication Technical Working Group and a Payments Technical Working Group on 28 Apr 2026, building on Google's AP2 and Mastercard's Verifiable Intent contributions. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   AP4M names four capabilities: credentialing (with Verifiable Intent), permissioning (programmatic rules and spend limits), transacting and settling. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   Mastercard announced Verifiable Intent on 5 Mar 2026 as an open trust layer co-developed with Google, aligned with AP2 and UCP and designed to be protocol agnostic. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026. In [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent).
-   Mastercard contributed Verifiable Intent to the FIDO Alliance Payments Technical Working Group on 28 Apr 2026. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026. In [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent).
-   AP4M credentials agents "with Verifiable Intent" (10 Jun 2026). [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent).

## Nearby terms

-   [SD-JWT](https://agentreadycheckout.com/glossary/sd-jwt)
-   [x402](https://agentreadycheckout.com/glossary/x402)
-   [Agent Purchase Protection](https://agentreadycheckout.com/glossary/agent-purchase-protection)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
2.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
3.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa Intelligent Commerce, defined | Agent Ready Checkout"
description: "Visa Intelligent Commerce: Visa's program for agent payments with tokenised credentials, payment instructions and rules for agentic providers."
canonical: https://agentreadycheckout.com/glossary/visa-intelligent-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Visa Intelligent Commerce, defined | Agent Ready Checkout

> Visa Intelligent Commerce: Visa's program for agent payments with tokenised credentials, payment instructions and rules for agentic providers.

Source: https://agentreadycheckout.com/glossary/visa-intelligent-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Visa Intelligent Commerce

In short

Visa Intelligent Commerce: Visa's program for agent payments with tokenised credentials, payment instructions and rules for agentic providers. Visa Intelligent Commerce appears in 8 sourced facts on this site, the first in Agentic Commerce Protocol (ACP). Example: Visa Core Rules require an Agentic Payment Provider to enroll in Visa Intelligent Commerce.

## Definition

Visa's program for agent payments with tokenised credentials, payment instructions and rules for agentic providers.

## Example

Visa Core Rules require an Agentic Payment Provider to enroll in Visa Intelligent Commerce. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa Intelligent Commerce Connect lists ACP among the four protocols it accepts for agent-initiated payments, in pilot from April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp).
-   Visa Intelligent Commerce Connect accepts TAP alongside MPP, ACP and UCP, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Visa launched Visa Intelligent Commerce on 30 Apr 2025 ("Find and Buy with AI"), naming AI partners including Anthropic, Microsoft, OpenAI, Perplexity and others. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).
-   Visa Core Rules (24 Oct 2026 edition, section 4.1.23.2) require an Agentic Payment Provider to enroll in Visa Intelligent Commerce and register with Visa directly or via an Agentic Payment Enabler. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026. In [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).
-   Visa Intelligent Commerce Connect accepts MPP among its four protocols, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. In [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp).

## Nearby terms

-   [Intelligent Commerce Connect](https://agentreadycheckout.com/glossary/intelligent-commerce-connect)
-   [Agentic Payment Provider](https://agentreadycheckout.com/glossary/agentic-payment-provider)
-   [HTTP Message Signatures](https://agentreadycheckout.com/glossary/http-message-signatures)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
2.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
3.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Web Bot Auth, defined | Agent Ready Checkout"
description: "Web Bot Auth: An IETF draft for bots and agents to sign HTTP requests with HTTP Message Signatures and a published key. Dated and sourced."
canonical: https://agentreadycheckout.com/glossary/web-bot-auth
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# Web Bot Auth, defined | Agent Ready Checkout

> Web Bot Auth: An IETF draft for bots and agents to sign HTTP requests with HTTP Message Signatures and a published key. Dated and sourced.

Source: https://agentreadycheckout.com/glossary/web-bot-auth
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# Web Bot Auth

In short

Web Bot Auth: An IETF draft for bots and agents to sign HTTP requests with HTTP Message Signatures and a published key, used as the identity layer by TAP and Agent Pay. Web Bot Auth appears in 6 sourced facts on this site, the first in Visa Trusted Agent Protocol (TAP).

## Definition

An IETF draft for bots and agents to sign HTTP requests with HTTP Message Signatures and a published key, used as the identity layer by TAP and Agent Pay.

## Example

Cloudflare validates Web Bot Auth signatures for TAP and Agent Pay at the edge. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Visa says TAP is built on the HTTP Message Signature standard and aligned with the IETF Web Bot Auth work, using agent-specific cryptographic signatures. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Cloudflare wrote on 24 Oct 2025 that both TAP and Mastercard Agent Pay use Web Bot Auth as the agent authentication layer, and that merchants can rely on Cloudflare to validate signatures (Signature-Input and Signature headers, Ed25519). [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026. In [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).
-   Merchants can verify agents with no code changes by applying Web Bot Auth at the CDN layer, per the framework. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026. In [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay).
-   Cloudflare: both TAP and Agent Pay use Web Bot Auth as the agent authentication layer. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026. In [What TAP and Agent Pay change at the WAF](https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf).
-   Mastercard: merchants can verify agents with Web Bot Auth at the CDN without new code. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026. In [What TAP and Agent Pay change at the WAF](https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf).

## Nearby terms

-   [HTTP Message Signatures](https://agentreadycheckout.com/glossary/http-message-signatures)
-   [Visa Intelligent Commerce](https://agentreadycheckout.com/glossary/visa-intelligent-commerce)
-   [Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/glossary/trusted-agent-protocol-tap)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
2.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
3.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "/.well-known/ucp, defined | Agent Ready Checkout"
description: "/.well-known/ucp: The path where a business publishes its UCP profile listing services, capabilities and payment handlers."
canonical: https://agentreadycheckout.com/glossary/well-known-ucp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# /.well-known/ucp, defined | Agent Ready Checkout

> /.well-known/ucp: The path where a business publishes its UCP profile listing services, capabilities and payment handlers.

Source: https://agentreadycheckout.com/glossary/well-known-ucp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# /.well-known/ucp

In short

/.well-known/ucp: The path where a business publishes its UCP profile listing services, capabilities and payment handlers. /.well-known/ucp appears in 4 sourced facts on this site, the first in Universal Commerce Protocol (UCP). Example: allbirds.com returned JSON at /.well-known/ucp on 4 Nov 2026. After /.well-known/ucp the glossary lists Instant Checkout.

## Definition

The path where a business publishes its UCP profile listing services, capabilities and payment handlers.

## Example

allbirds.com returned JSON at /.well-known/ucp on 4 Nov 2026. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   Businesses publish their UCP profile at /.well-known/ucp; platforms send their own profile URI per request in the UCP-Agent header. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   In the shared crawl of 4 Nov 2026, Shopify stores such as allbirds.com and gymshark.com answer /.well-known/ucp with JSON; homedepot.com, barnesandnoble.com, wyzecam.com and bitdefender.com answered /.well-known/ucp.json with a ucp object. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp).
-   UCP: the business publishes a profile at /.well-known/ucp; the platform sends its own profile URI in the UCP-Agent header; capabilities are negotiated and a payment handler is chosen from the payment\_handlers registry. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [How an agent checkout actually flows, per protocol](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows).
-   On 4 Nov 2026 allbirds.com and gymshark.com returned JSON at /.well-known/ucp. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026. In [How to support UCP on Shopify](https://agentreadycheckout.com/guides/support-ucp-on-shopify).

## Nearby terms

-   [Instant Checkout](https://agentreadycheckout.com/glossary/instant-checkout)
-   [Buy for Me](https://agentreadycheckout.com/glossary/buy-for-me)
-   [Agent profile](https://agentreadycheckout.com/glossary/agent-profile)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402, defined | Agent Ready Checkout"
description: "x402: An HTTP 402 payment protocol in which a server states its price, the client pays (usually in stablecoins) and retries; governed by the x402 Foundation."
canonical: https://agentreadycheckout.com/glossary/x402
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Glossary"
---

# x402, defined | Agent Ready Checkout

> x402: An HTTP 402 payment protocol in which a server states its price, the client pays (usually in stablecoins) and retries; governed by the x402 Foundation.

Source: https://agentreadycheckout.com/glossary/x402
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Glossary

# x402

In short

x402: An HTTP 402 payment protocol in which a server states its price, the client pays (usually in stablecoins) and retries; governed by the x402 Foundation. x402 appears in 23 sourced facts on this site, the first in Agent Payments Protocol (AP2). Example: The x402 Foundation launched operations on 14 Jul 2026 with 40 members.

## Definition

An HTTP 402 payment protocol in which a server states its price, the client pays (usually in stablecoins) and retries; governed by the x402 Foundation.

## Example

The x402 Foundation launched operations on 14 Jul 2026 with 40 members. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.

## Where it appears in the sourced facts

-   The initial version supports pull payments such as cards; real-time bank push payments (UPI, PIX) are roadmap items; x402 samples exist through the A2A x402 extension. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026. In [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2).
-   The June release cites open standards like x402 and "Machine Payments Protocol compatibility". [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   On 20 Oct 2026 at Cloudflare Connect, Mastercard said AP4M builds on x402 and opened Early Access with buyer- and seller-side APIs, a toolkit, sandbox and documentation. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026. In [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines).
-   American Express is a premier member of the x402 Foundation (operational launch 14 Jul 2026). [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026. In [American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace).
-   x402.org says a server responds with HTTP 402 when a request arrives without payment, prompting the client to pay and retry; it lists zero protocol fees. [x402.org](https://www.x402.org/), read 4 Nov 2026. In [x402](https://agentreadycheckout.com/protocols/x402).

## Nearby terms

-   [HTTP 402 Payment Required](https://agentreadycheckout.com/glossary/http-402-payment-required)
-   [Facilitator](https://agentreadycheckout.com/glossary/facilitator)
-   [SD-JWT](https://agentreadycheckout.com/glossary/sd-jwt)
-   [All terms](https://agentreadycheckout.com/glossary)

## Sources

1.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
4.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
5.  [x402.org](https://www.x402.org/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Merchant decision guide for agent checkout | Agent Ready Checkout"
description: "Pick platform, processor, size band and agent channels, and get the protocols that apply, the integration path, dated cost lines and open risks."
canonical: https://agentreadycheckout.com/guide
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Merchant decision guide for agent checkout | Agent Ready Checkout

> Pick platform, processor, size band and agent channels, and get the protocols that apply, the integration path, dated cost lines and open risks.

Source: https://agentreadycheckout.com/guide
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Merchant decision guide

In short

The decision guide answers one question: given your platform, processor, size band and the channels where customers shop with agents, which protocols apply and what does the integration cost and risk? It holds 18 answers, six platforms by three size bands, each from published pricing and documentation dated 4 Nov 2026. Without JavaScript every answer is on this page.

## Pick your stack

All 18 answers are shown below. With JavaScript the form narrows them to your platform, size band, processor and channels. Without JavaScript the form filters by platform and size band only; processor and channel choices are ignored, so read the processor table and the channel lists below.

**Check it:** after you choose a path, scan your own domain to see how an agent reads it today. The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=guide), whose Payments layer runs 6 checks across x402, MPP, UCP, ACP and AP2 (GET /api/checks, read 5 Nov 2026). Its score is Ora's reading, not ours, and Ora is not part of the matrix. [The six checks against the matrix](https://agentreadycheckout.com/method/ora-payments-layer), [the other scanners that test payments](https://agentreadycheckout.com/method/pay-layer-checkers).

## What your processor adds

The decision form's processor choice reads from this table. A status here is the processor's own cell in the matrix for each protocol the guide recommends.

| Processor | UCP | ACP | Link for agents | Visa IC | Mastercard Agent Pay | Visa TAP | AP2 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| Stripe | live | live | live | announced | announced | announced | no statement found |
| Adyen | pilot | pilot | no statement found | announced | announced | announced | announced |
| PayPal | live | live | no statement found | no statement found | announced | no statement found | announced |
| Checkout.com | pilot | pilot | no statement found | pilot | pilot | pilot | pilot |
| Braintree | live | live | no statement found | no statement found | announced | no statement found | no statement found |
| Coinbase | no statement found | no statement found | no statement found | no statement found | no statement found | announced | announced |
| Crossmint | live | no statement found | no statement found | live | live | no statement found | announced |
| Skyfire | no statement found | no statement found | no statement found | announced | announced | no statement found | no statement found |
| PayOS | no statement found | no statement found | no statement found | no statement found | announced | no statement found | no statement found |
| Worldpay | announced | announced | no statement found | no statement found | no statement found | announced | announced |

## The answers

One block per platform and size band. The six static platform pages hold the same answers: [Shopify](https://agentreadycheckout.com/guide/shopify), [BigCommerce](https://agentreadycheckout.com/guide/bigcommerce), [Salesforce CC](https://agentreadycheckout.com/guide/salesforce-commerce-cloud), [Adobe Commerce](https://agentreadycheckout.com/guide/adobe-commerce), [commercetools](https://agentreadycheckout.com/guide/commercetools), [WooCommerce](https://agentreadycheckout.com/guide/woocommerce).

### Shopify, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/shopify) on Shopify
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on Shopify
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Shopify

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Turn on Agentic Storefronts in Shopify Admin (ChatGPT, Copilot, Google AI Mode and Gemini) and keep Shopify Payments or your PSP; UCP Cart, Checkout and Order MCP servers are served for you; agents register self-serve profiles (Spring 26 Edition, 17 Jun 2026). Use the platform default; do not build protocol endpoints yourself.

[shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Shopify Agentic Storefronts in ChatGPT: no transaction fees beyond standard processing rates (stated 24 Mar 2026). [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   ChatGPT: no OpenAI fee on purchases that start in ChatGPT and complete on the merchant site (read 2026-11-04). [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Shopify, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/shopify) on Shopify
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on Shopify
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Shopify

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Turn on Agentic Storefronts in Shopify Admin (ChatGPT, Copilot, Google AI Mode and Gemini) and keep Shopify Payments or your PSP; UCP Cart, Checkout and Order MCP servers are served for you; agents register self-serve profiles (Spring 26 Edition, 17 Jun 2026). Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Shopify Agentic Storefronts in ChatGPT: no transaction fees beyond standard processing rates (stated 24 Mar 2026). [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   ChatGPT: no OpenAI fee on purchases that start in ChatGPT and complete on the merchant site (read 2026-11-04). [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### Shopify, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/shopify) on Shopify
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on Shopify
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Shopify
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on Shopify
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on Shopify
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on Shopify

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Turn on Agentic Storefronts in Shopify Admin (ChatGPT, Copilot, Google AI Mode and Gemini) and keep Shopify Payments or your PSP; UCP Cart, Checkout and Order MCP servers are served for you; agents register self-serve profiles (Spring 26 Edition, 17 Jun 2026). Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Shopify Agentic Storefronts in ChatGPT: no transaction fees beyond standard processing rates (stated 24 Mar 2026). [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   ChatGPT: no OpenAI fee on purchases that start in ChatGPT and complete on the merchant site (read 2026-11-04). [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

### BigCommerce, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/bigcommerce) on BigCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on BigCommerce

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Apply to Commerce AI Labs for Google UCP checkout (Merchant Center in good standing, native\_commerce attribute, a PSP that accepts Google Pay tokens, sandbox validation); use Feedonomics or PayPal Store Sync for feeds to other agents. Use the platform default; do not build protocol endpoints yourself.

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

#### Open risks

-   BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### BigCommerce, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/bigcommerce) on BigCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on BigCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on BigCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Apply to Commerce AI Labs for Google UCP checkout (Merchant Center in good standing, native\_commerce attribute, a PSP that accepts Google Pay tokens, sandbox validation); use Feedonomics or PayPal Store Sync for feeds to other agents. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

#### Open risks

-   BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### BigCommerce, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/bigcommerce) on BigCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on BigCommerce
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on BigCommerce
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on BigCommerce
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on BigCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on BigCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Apply to Commerce AI Labs for Google UCP checkout (Merchant Center in good standing, native\_commerce attribute, a PSP that accepts Google Pay tokens, sandbox validation); use Feedonomics or PayPal Store Sync for feeds to other agents. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

### Salesforce CC, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud) on Salesforce CC
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud) on Salesforce CC

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Use the Agentforce Commerce UCP Integration (GA Oct 2026) for Gemini and AI Mode checkout; ChatGPT integration through the July 2026 release; payments via Salesforce Payments (Stripe) or your PSP. Use the platform default; do not build protocol endpoints yourself.

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Salesforce CC, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud) on Salesforce CC
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud) on Salesforce CC
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): [announced](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud) on Salesforce CC

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Use the Agentforce Commerce UCP Integration (GA Oct 2026) for Gemini and AI Mode checkout; ChatGPT integration through the July 2026 release; payments via Salesforce Payments (Stripe) or your PSP. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### Salesforce CC, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud) on Salesforce CC
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud) on Salesforce CC
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on Salesforce CC
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on Salesforce CC
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on Salesforce CC
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): [announced](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud) on Salesforce CC

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Use the Agentforce Commerce UCP Integration (GA Oct 2026) for Gemini and AI Mode checkout; ChatGPT integration through the July 2026 release; payments via Salesforce Payments (Stripe) or your PSP. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

### Adobe Commerce, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [announced](https://agentreadycheckout.com/matrix/ucp/adobe-commerce) on Adobe Commerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/adobe-commerce) on Adobe Commerce
-   [AP2](https://agentreadycheckout.com/protocols/ap2): [announced](https://agentreadycheckout.com/matrix/ap2/adobe-commerce) on Adobe Commerce

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

No native endpoint yet: expose catalog and checkout through the Adobe Commerce MCP server, use an ACP feed extension or Stripe Agentic Commerce Suite, and track Adobe's stated UCP and ACP commitment. Use the platform default; do not build protocol endpoints yourself.

[experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting". [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Adobe Commerce, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [announced](https://agentreadycheckout.com/matrix/ucp/adobe-commerce) on Adobe Commerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/adobe-commerce) on Adobe Commerce
-   [AP2](https://agentreadycheckout.com/protocols/ap2): [announced](https://agentreadycheckout.com/matrix/ap2/adobe-commerce) on Adobe Commerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Adobe Commerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

No native endpoint yet: expose catalog and checkout through the Adobe Commerce MCP server, use an ACP feed extension or Stripe Agentic Commerce Suite, and track Adobe's stated UCP and ACP commitment. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting". [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### Adobe Commerce, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [announced](https://agentreadycheckout.com/matrix/ucp/adobe-commerce) on Adobe Commerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/adobe-commerce) on Adobe Commerce
-   [AP2](https://agentreadycheckout.com/protocols/ap2): [announced](https://agentreadycheckout.com/matrix/ap2/adobe-commerce) on Adobe Commerce
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on Adobe Commerce
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on Adobe Commerce
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on Adobe Commerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Adobe Commerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

No native endpoint yet: expose catalog and checkout through the Adobe Commerce MCP server, use an ACP feed extension or Stripe Agentic Commerce Suite, and track Adobe's stated UCP and ACP commitment. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting". [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

### commercetools, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/commercetools) on commercetools
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/commercetools) on commercetools

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Enable AI Hub (GA 30 Jul 2026) in Merchant Center, connect each Store to an Agentic Channel; Gemini checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access; Stripe ACS for ChatGPT, Copilot and Perplexity. Use the platform default; do not build protocol endpoints yourself.

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### commercetools, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/commercetools) on commercetools
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/commercetools) on commercetools
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on commercetools

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Enable AI Hub (GA 30 Jul 2026) in Merchant Center, connect each Store to an Agentic Channel; Gemini checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access; Stripe ACS for ChatGPT, Copilot and Perplexity. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### commercetools, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/commercetools) on commercetools
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/commercetools) on commercetools
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on commercetools
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on commercetools
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on commercetools
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on commercetools

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Enable AI Hub (GA 30 Jul 2026) in Merchant Center, connect each Store to an Agentic Channel; Gemini checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access; Stripe ACS for ChatGPT, Copilot and Perplexity. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

### WooCommerce, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/woocommerce) on WooCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/woocommerce) on WooCommerce

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Join the WooCommerce AI private beta and enable agentic commerce to expose UCP services; Stripe for WooCommerce will push the catalog to Stripe Agentic Commerce Suite when agentic checkout ships. Use the platform default; do not build protocol endpoints yourself.

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### WooCommerce, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/woocommerce) on WooCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/woocommerce) on WooCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on WooCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Join the WooCommerce AI private beta and enable agentic commerce to expose UCP services; Stripe for WooCommerce will push the catalog to Stripe Agentic Commerce Suite when agentic checkout ships. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### WooCommerce, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/woocommerce) on WooCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/woocommerce) on WooCommerce
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on WooCommerce
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on WooCommerce
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on WooCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on WooCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Join the WooCommerce AI private beta and enable agentic commerce to expose UCP services; Stripe for WooCommerce will push the catalog to Stripe Agentic Commerce Suite when agentic checkout ships. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
4.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
5.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
6.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
7.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
8.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
9.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
10.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
11.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
12.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
13.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
14.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
15.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
16.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
17.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=guide), read 5 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [17 sources](#sources-h).

## The pay-layer check we recommend

**[Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=guide).** Ora's Payments layer runs 6 checks (x402, MPP, UCP, ACP, ACP delegate payment and AP2), worth 10 of 100 points, and publishes each check's points in GET /api/checks (132 checks in all, read 5 Nov 2026). A reader can look up a cached score, scan a domain for free at up to 10 scans a minute, or run `npx ax@0.10 audit <domain>`.

Limits: public URLs only, no repeat-scan data published, and the fixing product is behind a waitlist. [The checks mapped to the matrix](https://agentreadycheckout.com/method/ora-payments-layer).

## In Ora's pay-per-call index

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 pay-per-call endpoints on 1,586 hosts; the median price is $0.01 a call.

-   [Endpoints agents can buy today](https://agentreadycheckout.com/pay-per-call)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Adobe Commerce agent checkout guide | Agent Ready Checkout"
description: "Agent checkout on Adobe Commerce for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/guide/adobe-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Adobe Commerce agent checkout guide | Agent Ready Checkout

> Agent checkout on Adobe Commerce for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026.

Source: https://agentreadycheckout.com/guide/adobe-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Decision guide

# Agent checkout on Adobe Commerce: the merchant guide

In short

Adobe Commerce has committed to UCP and ACP and shipped a Commerce MCP server, while its own pages describe protocol support as a commitment. Its stated cells: ACP (announced), UCP (announced), AP2 (announced). First open risk: Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting".

## Adobe Commerce in the matrix

| Protocol | Status | Note |
| --- | --- | --- |
| ACP | announced | Committed to ACP on 2026-02-18 |
| UCP | announced | Committed to UCP on 2026-02-18 |
| AP2 | announced | Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented |
| Visa TAP | no statement found | no statement found (2026-11-04) |
| Visa IC | no statement found | no statement found (2026-11-04) |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) |
| Amex ACE | no statement found | no statement found (2026-11-04) |
| x402 | no statement found | no statement found (2026-11-04) |
| MPP | no statement found | no statement found (2026-11-04) |
| Link for agents | no statement found | no statement found (2026-11-04) |
| Verifiable Intent | no statement found | no statement found (2026-11-04) |
|  |
| 0 live or pilot of 12 |  |  |

## By size band

### Adobe Commerce, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [announced](https://agentreadycheckout.com/matrix/ucp/adobe-commerce) on Adobe Commerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/adobe-commerce) on Adobe Commerce
-   [AP2](https://agentreadycheckout.com/protocols/ap2): [announced](https://agentreadycheckout.com/matrix/ap2/adobe-commerce) on Adobe Commerce

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

No native endpoint yet: expose catalog and checkout through the Adobe Commerce MCP server, use an ACP feed extension or Stripe Agentic Commerce Suite, and track Adobe's stated UCP and ACP commitment. Use the platform default; do not build protocol endpoints yourself.

[experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting". [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Adobe Commerce, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [announced](https://agentreadycheckout.com/matrix/ucp/adobe-commerce) on Adobe Commerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/adobe-commerce) on Adobe Commerce
-   [AP2](https://agentreadycheckout.com/protocols/ap2): [announced](https://agentreadycheckout.com/matrix/ap2/adobe-commerce) on Adobe Commerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Adobe Commerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

No native endpoint yet: expose catalog and checkout through the Adobe Commerce MCP server, use an ACP feed extension or Stripe Agentic Commerce Suite, and track Adobe's stated UCP and ACP commitment. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting". [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### Adobe Commerce, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [announced](https://agentreadycheckout.com/matrix/ucp/adobe-commerce) on Adobe Commerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/adobe-commerce) on Adobe Commerce
-   [AP2](https://agentreadycheckout.com/protocols/ap2): [announced](https://agentreadycheckout.com/matrix/ap2/adobe-commerce) on Adobe Commerce
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on Adobe Commerce
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on Adobe Commerce
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on Adobe Commerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Adobe Commerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

No native endpoint yet: expose catalog and checkout through the Adobe Commerce MCP server, use an ACP feed extension or Stripe Agentic Commerce Suite, and track Adobe's stated UCP and ACP commitment. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Adobe Commerce has not shipped native UCP or ACP endpoints; its Oct 2026 guide still says "committed to supporting". [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Limits to plan around

-   No native UCP or ACP endpoint documented as generally available by Adobe (2026-11-04).
-   No published price for agentic features.

Profile: [Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce). Alternatives: [Adobe Commerce alternatives](https://agentreadycheckout.com/platforms/adobe-commerce/alternatives). The interactive version is the [decision guide](https://agentreadycheckout.com/guide).

## Sources

1.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
2.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
3.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
4.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
5.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
6.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
7.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
8.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
9.  [business.adobe.com/blog/adobe-commerce-summit-announcements](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent checkout on BigCommerce: merchant guide | Agent Ready Checkout"
description: "Agent checkout on BigCommerce for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/guide/bigcommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Agent checkout on BigCommerce: merchant guide | Agent Ready Checkout

> Agent checkout on BigCommerce for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026.

Source: https://agentreadycheckout.com/guide/bigcommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Decision guide

# Agent checkout on BigCommerce: the merchant guide

In short

BigCommerce's parent endorsed UCP at launch; Google UCP checkout is in early access, and Storefront MCP servers are available. Its stated cells: UCP (pilot). First open risk: BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval.

## BigCommerce in the matrix

| Protocol | Status | Note |
| --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) |
| UCP | pilot | Google UCP checkout in early access via Commerce AI Labs for select US merchants |
| AP2 | no statement found | no statement found (2026-11-04) |
| Visa TAP | no statement found | no statement found (2026-11-04) |
| Visa IC | no statement found | no statement found (2026-11-04) |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) |
| Amex ACE | no statement found | no statement found (2026-11-04) |
| x402 | no statement found | no statement found (2026-11-04) |
| MPP | no statement found | no statement found (2026-11-04) |
| Link for agents | no statement found | no statement found (2026-11-04) |
| Verifiable Intent | no statement found | no statement found (2026-11-04) |
|  |
| 1 live or pilot of 12 |  |  |

## By size band

### BigCommerce, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/bigcommerce) on BigCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on BigCommerce

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Apply to Commerce AI Labs for Google UCP checkout (Merchant Center in good standing, native\_commerce attribute, a PSP that accepts Google Pay tokens, sandbox validation); use Feedonomics or PayPal Store Sync for feeds to other agents. Use the platform default; do not build protocol endpoints yourself.

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

#### Open risks

-   BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### BigCommerce, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/bigcommerce) on BigCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on BigCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on BigCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Apply to Commerce AI Labs for Google UCP checkout (Merchant Center in good standing, native\_commerce attribute, a PSP that accepts Google Pay tokens, sandbox validation); use Feedonomics or PayPal Store Sync for feeds to other agents. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

#### Open risks

-   BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### BigCommerce, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/bigcommerce) on BigCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on BigCommerce
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on BigCommerce
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on BigCommerce
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on BigCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on BigCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Apply to Commerce AI Labs for Google UCP checkout (Merchant Center in good standing, native\_commerce attribute, a PSP that accepts Google Pay tokens, sandbox validation); use Feedonomics or PayPal Store Sync for feeds to other agents. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   BigCommerce Google UCP checkout is early access through Commerce AI Labs, subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Limits to plan around

-   No generally available agent checkout on a BigCommerce-owned protocol endpoint confirmed by a primary page (2026-11-04).
-   No published price for the agentic features found.
-   Google UCP checkout limited to select US merchants in early access.

Profile: [BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce). Alternatives: [BigCommerce alternatives](https://agentreadycheckout.com/platforms/bigcommerce/alternatives). The interactive version is the [decision guide](https://agentreadycheckout.com/guide).

## Sources

1.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
2.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
4.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
5.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
6.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
7.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
8.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent checkout on commercetools: merchant guide | Agent Ready Checkout"
description: "Agent checkout on commercetools for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/guide/commercetools
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Agent checkout on commercetools: merchant guide | Agent Ready Checkout

> Agent checkout on commercetools for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026.

Source: https://agentreadycheckout.com/guide/commercetools
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Decision guide

# Agent checkout on commercetools: the merchant guide

In short

commercetools was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on generally available in July 2026. Its stated cells: ACP (announced), UCP (live). First open risk: ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it.

## commercetools in the matrix

| Protocol | Status | Note |
| --- | --- | --- |
| ACP | announced | commercetools joined Stripe and OpenAI as a launch partner of ACP; its AI Hub release lists Stripe ACS checkout but does not name ACP |
| UCP | live | AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access |
| AP2 | no statement found | no statement found (2026-11-04) |
| Visa TAP | no statement found | no statement found (2026-11-04) |
| Visa IC | no statement found | no statement found (2026-11-04) |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) |
| Amex ACE | no statement found | no statement found (2026-11-04) |
| x402 | no statement found | no statement found (2026-11-04) |
| MPP | no statement found | no statement found (2026-11-04) |
| Link for agents | no statement found | no statement found (2026-11-04) |
| Verifiable Intent | no statement found | no statement found (2026-11-04) |
|  |
| 1 live or pilot of 12 |  |  |

## By size band

### commercetools, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/commercetools) on commercetools
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/commercetools) on commercetools

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Enable AI Hub (GA 30 Jul 2026) in Merchant Center, connect each Store to an Agentic Channel; Gemini checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access; Stripe ACS for ChatGPT, Copilot and Perplexity. Use the platform default; do not build protocol endpoints yourself.

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### commercetools, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/commercetools) on commercetools
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/commercetools) on commercetools
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on commercetools

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Enable AI Hub (GA 30 Jul 2026) in Merchant Center, connect each Store to an Agentic Channel; Gemini checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access; Stripe ACS for ChatGPT, Copilot and Perplexity. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### commercetools, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/commercetools) on commercetools
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/commercetools) on commercetools
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on commercetools
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on commercetools
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on commercetools
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on commercetools

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Enable AI Hub (GA 30 Jul 2026) in Merchant Center, connect each Store to an Agentic Channel; Gemini checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access; Stripe ACS for ChatGPT, Copilot and Perplexity. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Limits to plan around

-   AI Hub is an add-on enabled through a Customer Success Manager; no public price found.
-   ChatGPT is discovery only in AI Hub GA.

Profile: [commercetools](https://agentreadycheckout.com/platforms/commercetools). Alternatives: [commercetools alternatives](https://agentreadycheckout.com/platforms/commercetools/alternatives). The interactive version is the [decision guide](https://agentreadycheckout.com/guide).

## Sources

1.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
2.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
3.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
4.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
5.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
6.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
7.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
8.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
9.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
10.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
11.  [docs.commercetools.com/api/releases](https://docs.commercetools.com/api/releases), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent checkout on Salesforce CC: merchant guide | Agent Ready Checkout"
description: "Agent checkout on Salesforce CC for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/guide/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Agent checkout on Salesforce CC: merchant guide | Agent Ready Checkout

> Agent checkout on Salesforce CC for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026.

Source: https://agentreadycheckout.com/guide/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Decision guide

# Agent checkout on Salesforce CC: the merchant guide

In short

Salesforce Commerce Cloud announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025 and native UCP support in Jan 2026. Its stated cells: ACP (announced), UCP (live), AP2 (announced). First open risk: Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens.

## Salesforce CC in the matrix

| Protocol | Status | Note |
| --- | --- | --- |
| ACP | announced | ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14 |
| UCP | live | Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR |
| AP2 | announced | Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented |
| Visa TAP | no statement found | no statement found (2026-11-04) |
| Visa IC | no statement found | no statement found (2026-11-04) |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) |
| Amex ACE | no statement found | no statement found (2026-11-04) |
| x402 | no statement found | no statement found (2026-11-04) |
| MPP | no statement found | no statement found (2026-11-04) |
| Link for agents | announced | ACP announcement says the integration supports multiple payment methods including Stripe Link |
| Verifiable Intent | no statement found | no statement found (2026-11-04) |
|  |
| 1 live or pilot of 12 |  |  |

## By size band

### Salesforce CC, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud) on Salesforce CC
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud) on Salesforce CC

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Use the Agentforce Commerce UCP Integration (GA Oct 2026) for Gemini and AI Mode checkout; ChatGPT integration through the July 2026 release; payments via Salesforce Payments (Stripe) or your PSP. Use the platform default; do not build protocol endpoints yourself.

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Salesforce CC, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud) on Salesforce CC
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud) on Salesforce CC
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): [announced](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud) on Salesforce CC

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Use the Agentforce Commerce UCP Integration (GA Oct 2026) for Gemini and AI Mode checkout; ChatGPT integration through the July 2026 release; payments via Salesforce Payments (Stripe) or your PSP. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### Salesforce CC, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud) on Salesforce CC
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud) on Salesforce CC
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on Salesforce CC
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on Salesforce CC
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on Salesforce CC
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): [announced](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud) on Salesforce CC

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Use the Agentforce Commerce UCP Integration (GA Oct 2026) for Gemini and AI Mode checkout; ChatGPT integration through the July 2026 release; payments via Salesforce Payments (Stripe) or your PSP. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   Google UCP checkout is limited to select merchants via an interest form, and uses standard card numbers, not network agent tokens. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Limits to plan around

-   No published price for the UCP or ChatGPT integrations; the July release says pricing and packaging are subject to change.
-   No primary statement found that the ACP Instant Checkout integration shipped under that name.

Profile: [Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud). Alternatives: [Salesforce CC alternatives](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud/alternatives). The interactive version is the [decision guide](https://agentreadycheckout.com/guide).

## Sources

1.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
2.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
3.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
4.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
5.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
6.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
7.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
8.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
9.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
10.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
11.  [salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/](https://www.salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/), read 4 Nov 2026
12.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent checkout on Shopify: merchant guide | Agent Ready Checkout"
description: "Agent checkout on Shopify for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/guide/shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Agent checkout on Shopify: merchant guide | Agent Ready Checkout

> Agent checkout on Shopify for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026.

Source: https://agentreadycheckout.com/guide/shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Decision guide

# Agent checkout on Shopify: the merchant guide

In short

Shopify co-developed UCP with Google, syndicates catalogs to AI chats through Agentic Storefronts, and exposes UCP Cart, Checkout and Order MCP servers to agents. Its stated cells: UCP (live), AP2 (announced). First open risk: ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it.

## Shopify in the matrix

| Protocol | Status | Note |
| --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) |
| UCP | live | UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26 |
| AP2 | announced | Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented |
| Visa TAP | no statement found | no statement found (2026-11-04) |
| Visa IC | no statement found | no statement found (2026-11-04) |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) |
| Amex ACE | no statement found | no statement found (2026-11-04) |
| x402 | no statement found | no statement found (2026-11-04) |
| MPP | no statement found | no statement found (2026-11-04) |
| Link for agents | no statement found | no statement found (2026-11-04) |
| Verifiable Intent | no statement found | no statement found (2026-11-04) |
|  |
| 1 live or pilot of 12 |  |  |

## By size band

### Shopify, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/shopify) on Shopify
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on Shopify
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Shopify

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Turn on Agentic Storefronts in Shopify Admin (ChatGPT, Copilot, Google AI Mode and Gemini) and keep Shopify Payments or your PSP; UCP Cart, Checkout and Order MCP servers are served for you; agents register self-serve profiles (Spring 26 Edition, 17 Jun 2026). Use the platform default; do not build protocol endpoints yourself.

[shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Shopify Agentic Storefronts in ChatGPT: no transaction fees beyond standard processing rates (stated 24 Mar 2026). [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   ChatGPT: no OpenAI fee on purchases that start in ChatGPT and complete on the merchant site (read 2026-11-04). [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### Shopify, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/shopify) on Shopify
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on Shopify
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Shopify

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Turn on Agentic Storefronts in Shopify Admin (ChatGPT, Copilot, Google AI Mode and Gemini) and keep Shopify Payments or your PSP; UCP Cart, Checkout and Order MCP servers are served for you; agents register self-serve profiles (Spring 26 Edition, 17 Jun 2026). Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Shopify Agentic Storefronts in ChatGPT: no transaction fees beyond standard processing rates (stated 24 Mar 2026). [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   ChatGPT: no OpenAI fee on purchases that start in ChatGPT and complete on the merchant site (read 2026-11-04). [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### Shopify, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [live](https://agentreadycheckout.com/matrix/ucp/shopify) on Shopify
-   [ACP](https://agentreadycheckout.com/protocols/acp): no statement found on Shopify
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on Shopify
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on Shopify
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on Shopify
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on Shopify

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Turn on Agentic Storefronts in Shopify Admin (ChatGPT, Copilot, Google AI Mode and Gemini) and keep Shopify Payments or your PSP; UCP Cart, Checkout and Order MCP servers are served for you; agents register self-serve profiles (Spring 26 Edition, 17 Jun 2026). Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Shopify Agentic Storefronts in ChatGPT: no transaction fees beyond standard processing rates (stated 24 Mar 2026). [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   ChatGPT: no OpenAI fee on purchases that start in ChatGPT and complete on the merchant site (read 2026-11-04). [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft Copilot Checkout: no commission or affiliate fee today; merchant pays its own processor fees (read 2026-11-04). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout: no Google fee is published on the Merchant Center help page; processing runs through the merchant PSP (read 2026-11-04). [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   ChatGPT no longer runs in-chat checkout (24 Mar 2026); ChatGPT is a discovery and referral channel, so do not plan ACP checkout revenue from it. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Limits to plan around

-   No published per-order rate for the Agentic plan on its own page (2026-11-04).
-   ChatGPT purchases run on the merchant's Shopify checkout in an in-app browser, not an agent-native ACP checkout.
-   Shop MCP has no order webhooks at launch; agents poll get\_checkout.

Profile: [Shopify](https://agentreadycheckout.com/platforms/shopify). Alternatives: [Shopify alternatives](https://agentreadycheckout.com/platforms/shopify/alternatives). The interactive version is the [decision guide](https://agentreadycheckout.com/guide).

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
4.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
5.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
6.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
7.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
8.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
9.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
10.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent checkout on WooCommerce: merchant guide | Agent Ready Checkout"
description: "Agent checkout on WooCommerce for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/guide/woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Decision guide"
---

# Agent checkout on WooCommerce: merchant guide | Agent Ready Checkout

> Agent checkout on WooCommerce for small, mid-market and enterprise merchants: protocols, integration path, cost lines and open risks, read 4 Nov 2026.

Source: https://agentreadycheckout.com/guide/woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Decision guide

# Agent checkout on WooCommerce: the merchant guide

In short

WooCommerce lists MCP as beta and UCP and ACP as coming soon, while its private-beta WooCommerce AI extension can expose a store's UCP services. Its stated cells: ACP (announced), UCP (pilot). First open risk: WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension.

## WooCommerce in the matrix

| Protocol | Status | Note |
| --- | --- | --- |
| ACP | announced | Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon |
| UCP | pilot | WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible shopping agents |
| AP2 | no statement found | no statement found (2026-11-04) |
| Visa TAP | no statement found | no statement found (2026-11-04) |
| Visa IC | no statement found | no statement found (2026-11-04) |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) |
| Amex ACE | no statement found | no statement found (2026-11-04) |
| x402 | no statement found | no statement found (2026-11-04) |
| MPP | no statement found | no statement found (2026-11-04) |
| Link for agents | no statement found | no statement found (2026-11-04) |
| Verifiable Intent | no statement found | no statement found (2026-11-04) |
|  |
| 1 live or pilot of 12 |  |  |

## By size band

### WooCommerce, small

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/woocommerce) on WooCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/woocommerce) on WooCommerce

#### Channels

-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Agent surfaces your customers already use: ChatGPT (discovery), Google AI Mode and Gemini, Microsoft Copilot.

#### Integration path

Join the WooCommerce AI private beta and enable agentic commerce to expose UCP services; Stripe for WooCommerce will push the catalog to Stripe Agentic Commerce Suite when agentic checkout ships. Use the platform default; do not build protocol endpoints yourself.

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

### WooCommerce, mid-market

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/woocommerce) on WooCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/woocommerce) on WooCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on WooCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)

Google AI Mode and Gemini, Copilot, ChatGPT, Perplexity, and agent wallets such as Link (Meta Muse).

#### Integration path

Join the WooCommerce AI private beta and enable agentic commerce to expose UCP services; Stripe for WooCommerce will push the catalog to Stripe Agentic Commerce Suite when agentic checkout ships. Add a processor agentic product (Stripe ACS, PayPal Agent Ready, Adyen Agentic) and verify agents at the CDN (Web Bot Auth for TAP and Agent Pay).

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Copilot Checkout is limited to English-language merchants selling to US buyers in USD. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.

### WooCommerce, enterprise

#### Protocols that apply

-   [UCP](https://agentreadycheckout.com/protocols/ucp): [pilot](https://agentreadycheckout.com/matrix/ucp/woocommerce) on WooCommerce
-   [ACP](https://agentreadycheckout.com/protocols/acp): [announced](https://agentreadycheckout.com/matrix/acp/woocommerce) on WooCommerce
-   [Visa IC](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): no statement found on WooCommerce
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): no statement found on WooCommerce
-   [Visa TAP](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol): no statement found on WooCommerce
-   [Link for agents](https://agentreadycheckout.com/protocols/stripe-link-for-agents): no statement found on WooCommerce

#### Channels

-   [Google AI Mode](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Copilot](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [ChatGPT](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Perplexity](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse)
-   [Amazon Rufus](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me)

All of the above plus your own app inside ChatGPT, Amazon Buy for Me exposure, and machine payments for APIs.

#### Integration path

Join the WooCommerce AI private beta and enable agentic commerce to expose UCP services; Stripe for WooCommerce will push the catalog to Stripe Agentic Commerce Suite when agentic checkout ships. Run UCP and ACP through your PSP, join card-network pilots (Visa Intelligent Commerce Connect, Mastercard Agent Pay), log agent provider login IDs for 10.4 evidence, and keep 120-day order records.

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

#### Indicative cost lines, published pricing only

-   Stripe Shared Payment Token: $0.15 per SPT issued, on top of normal card pricing (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   Coinbase x402 facilitator: first 1,000 onchain transactions a month free, then $0.001 each (read 2026-11-04). [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe stablecoin payments (MPP or x402): 1.5 percent of the USD amount (read 2026-11-04). [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.

#### Open risks

-   WooCommerce lists UCP and ACP as coming soon; the UCP toggle sits in the private-beta WooCommerce AI extension. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Merchant of record does not move: you carry fraud and consumer disputes on agent orders as on any card-not-present order (Visa rules 4.1.23.10 and 10.4). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   No card network has an agent-specific dispute reason code; agent disputes land on Visa 10.4 or category 13. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Stripe Shared Payment Tokens run under preview terms and a preview API version (2026-09-30.preview). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Amazon blocks third-party agents in robots.txt and its Agent Terms; agent traffic from Amazon surfaces reaches you only through Buy for Me. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Limits to plan around

-   No generally available agent checkout in WooCommerce core (2026-11-04).
-   ACP checkout through Stripe for WooCommerce not yet live.
-   No published price for agentic features; WooCommerce AI early access is free.

Profile: [WooCommerce](https://agentreadycheckout.com/platforms/woocommerce). Alternatives: [WooCommerce alternatives](https://agentreadycheckout.com/platforms/woocommerce/alternatives). The interactive version is the [decision guide](https://agentreadycheckout.com/guide).

## Sources

1.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
2.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
3.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
4.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
5.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
6.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
7.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
8.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
9.  [woocommerce.com/products/stripe/](https://woocommerce.com/products/stripe/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Guides for merchants and payments teams | Agent Ready Checkout"
description: "Twelve guides on agent checkout: flow per protocol, merchant of record, UCP on Shopify, ACP on Stripe, x402 for an API, chargebacks, testing and fees."
canonical: https://agentreadycheckout.com/guides
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Guides"
---

# Guides for merchants and payments teams | Agent Ready Checkout

> Twelve guides on agent checkout: flow per protocol, merchant of record, UCP on Shopify, ACP on Stripe, x402 for an API, chargebacks, testing and fees.

Source: https://agentreadycheckout.com/guides
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Guides

In short

12 guides for the people who have to make agent checkout work: how a checkout flows per protocol, who is merchant of record, how to support UCP on Shopify and ACP on Stripe, how to accept x402, and what changes at the WAF. Each opens with a short answer and lists its facts with sources and read dates.

## All guides

-   [**How an agent checkout actually flows, per protocol**](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows)  
    In every live flow the agent never becomes the seller: it discovers the product, builds a cart or session, obtains a scoped token or one-time card after the user approves.
-   [**Who is merchant of record in each protocol**](https://agentreadycheckout.com/guides/who-is-merchant-of-record)  
    In ACP, UCP, Google AI Mode, Copilot Checkout, Perplexity Instant Buy and Muse purchases the merchant stays merchant of record.
-   [**How to support UCP on Shopify**](https://agentreadycheckout.com/guides/support-ucp-on-shopify)  
    Shopify merchants do not build UCP: Shopify serves it. Turn on Agentic Storefronts in Admin, keep your catalog data clean, and check that /.well-known/ucp answers on your domain.
-   [**How to support ACP on Stripe**](https://agentreadycheckout.com/guides/support-acp-on-stripe)  
    On Stripe, ACP support means accepting Shared Payment Tokens or using the Agentic Commerce Suite, which shares your catalog with agents and runs checkout.
-   [**How to accept x402 for an API**](https://agentreadycheckout.com/guides/accept-x402-for-an-api)  
    Add x402 middleware that returns HTTP 402 with your price and accepted networks, verify and settle through a facilitator, and return the resource on retry.
-   [**What TAP and Agent Pay change at the WAF**](https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf)  
    Visa TAP and Mastercard Agent Pay both sign agent requests with Web Bot Auth.
-   [**How to tell agent-initiated orders in your data**](https://agentreadycheckout.com/guides/tell-agent-initiated-orders)  
    Today there is no single flag.
-   [**Chargebacks when an agent bought**](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought)  
    No network has an agent dispute code.
-   [**What to do if you are on none of the agent surfaces**](https://agentreadycheckout.com/guides/on-none-of-the-agent-surfaces)  
    Start with the free paths: a clean Merchant Center feed for Google and Microsoft, a fast web checkout for ChatGPT referrals.
-   [**Pricing and fees as published**](https://agentreadycheckout.com/guides/pricing-and-fees-as-published)  
    Most agent surfaces charge merchants nothing today; the costs sit with processors.
-   [**The history of agent payments, September 2025 to November 2026**](https://agentreadycheckout.com/guides/history-september-2025-to-now)  
    Agent checkout went from one in-chat button in ChatGPT (September 2025) to competing protocols, card-network rules and standards bodies.
-   [**How to test an agent purchase on your own store**](https://agentreadycheckout.com/guides/test-an-agent-purchase)  
    Run a sandbox order through each path you enable: Google's UCP sandbox validation, Stripe test mode with Shared Payment Tokens and Link Agent Wallet.

## Sources

1.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
4.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
5.  [x402.org](https://www.x402.org/), read 4 Nov 2026
6.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
7.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
8.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
9.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
10.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
11.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "How to accept x402 for an API | Agent Ready Checkout"
description: "How to accept x402 for an API: Add x402 middleware that returns HTTP 402 with your price and accepted networks, verify and settle through a facilitator."
canonical: https://agentreadycheckout.com/guides/accept-x402-for-an-api
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# How to accept x402 for an API | Agent Ready Checkout

> How to accept x402 for an API: Add x402 middleware that returns HTTP 402 with your price and accepted networks, verify and settle through a facilitator.

Source: https://agentreadycheckout.com/guides/accept-x402-for-an-api
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# How to accept x402 for an API

In short

Add x402 middleware that returns HTTP 402 with your price and accepted networks, verify and settle through a facilitator, and return the resource on retry. Payments settle in stablecoins with no chargebacks; Coinbase charges $0.001 per onchain transaction after 1,000 a month; Stripe charges 1.5 percent.

## What the sources say

-   A server responds with HTTP 402 to a request without payment, prompting the client to pay and retry; x402 charges zero protocol fees. [x402.org](https://www.x402.org/), read 4 Nov 2026.
-   The CDP facilitator verifies and settles payments and screens addresses against OFAC and KYT lists. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Coinbase facilitator: first 1,000 onchain transactions a month free, then $0.001 each. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Stripe accepts x402 as USDC on Base, excluding New York businesses, at 1.5 percent for stablecoin payments. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026.
-   The spec defines exact, upto, auth-capture and batch-settlement schemes; Lightning exact was added 23 Sep 2026. [github.com](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026.

## Profiles named in this guide

-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase)

## Read next

-   [What TAP and Agent Pay change at the WAF](https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf)
-   [How to tell agent-initiated orders in your data](https://agentreadycheckout.com/guides/tell-agent-initiated-orders)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [x402.org](https://www.x402.org/), read 4 Nov 2026
2.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
3.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
4.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## In Ora's pay-per-call index

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 pay-per-call endpoints on 1,586 hosts; the median price is $0.01 a call.

-   [Endpoints agents can buy today](https://agentreadycheckout.com/pay-per-call)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Chargebacks when an agent bought | Agent Ready Checkout"
description: "Chargebacks when an agent bought: No network has an agent dispute code. Visa makes the cardholder responsible for the agent's actions within instructions."
canonical: https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# Chargebacks when an agent bought | Agent Ready Checkout

> Chargebacks when an agent bought: No network has an agent dispute code. Visa makes the cardholder responsible for the agent's actions within instructions.

Source: https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# Chargebacks when an agent bought

In short

No network has an agent dispute code. Visa makes the cardholder responsible for the agent's actions within instructions, and from the October 2026 rules counts an agent provider's login ID as matching evidence against 10.4 fraud claims. Amex promises protection for agent error. Mastercard's public rules are silent.

## What the sources say

-   Visa 4.1.23.10: a cardholder is responsible for an Agentic Payment Provider's actions as if the cardholder initiated the transaction. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Visa 11.8.5.3 (10.4 invalid disputes) lists login IDs for an Agentic Payment Provider among matching data elements. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Visa 4.1.23.8 requires the provider to keep an order confirmation available to the cardholder for at least 120 days. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Amex Agent Purchase Protection is described for the future for eligible charges after a return attempt with the merchant. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   Mastercard's framework provides purchase intent data as an audit trail for disputes. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.
-   The public Mastercard Rules (2 Jun 2026) returned no agentic provision in a full-text query on 4 Nov 2026. [mastercard.com](https://www.mastercard.com/content/dam/mccom/shared/business/support/rules-pdfs/mastercard-rules.pdf), read 4 Nov 2026.

## Read next

-   [What to do if you are on none of the agent surfaces](https://agentreadycheckout.com/guides/on-none-of-the-agent-surfaces)
-   [Pricing and fees as published](https://agentreadycheckout.com/guides/pricing-and-fees-as-published)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
2.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
3.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026
4.  [Mastercard Rules, 2 June 2026](https://www.mastercard.com/content/dam/mccom/shared/business/support/rules-pdfs/mastercard-rules.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## In Ora's pay-per-call index

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 pay-per-call endpoints on 1,586 hosts; the median price is $0.01 a call.

-   [Endpoints agents can buy today](https://agentreadycheckout.com/pay-per-call)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent payments history, Sep 2025 to Nov 2026 | Agent Ready Checkout"
description: "The history of agent payments, September 2025 to November 2026: Agent checkout went from one in-chat button in ChatGPT. Dated and sourced."
canonical: https://agentreadycheckout.com/guides/history-september-2025-to-now
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# Agent payments history, Sep 2025 to Nov 2026 | Agent Ready Checkout

> The history of agent payments, September 2025 to November 2026: Agent checkout went from one in-chat button in ChatGPT. Dated and sourced.

Source: https://agentreadycheckout.com/guides/history-september-2025-to-now
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# The history of agent payments, September 2025 to November 2026

In short

Agent checkout went from one in-chat button in ChatGPT (September 2025) to competing protocols, card-network rules and standards bodies. ChatGPT stepped back from checkout in March 2026, Google and Microsoft standardised on UCP, and Visa wrote agent duties into its rules in April 2026.

## The timeline, dated

34 dated events from 16 Sep 2025 to 24 Oct 2026, oldest first. Each links to the page that dates it.

1.  16 Sep 2025 Google announces AP2 with more than 60 collaborators; AP2 v0.1.0 tagged. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol).
2.  29 Sep 2025 OpenAI and Stripe launch Instant Checkout in ChatGPT and release ACP. [stripe.com](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce).
3.  14 Oct 2025 Visa announces Trusted Agent Protocol; Mastercard publishes the Agent Pay Acceptance Framework. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html).
4.  24 Oct 2025 Cloudflare describes Web Bot Auth validation for TAP and Agent Pay. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/).
5.  27 Oct 2025 Mastercard and PayPal say Agent Pay will integrate with PayPal's wallet. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html).
6.  25 Nov 2025 PayPal and Perplexity launch Instant Buy. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy).
7.  11 Dec 2025 Stripe announces the Agentic Commerce Suite. [stripe.com](https://stripe.com/newsroom/news/agentic-commerce-suite).
8.  8 Jan 2026 Microsoft launches Copilot Checkout in the US. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents).
9.  11 Jan 2026 Google and Shopify announce UCP at NRF. [shopify.com](https://www.shopify.com/news/ai-commerce-at-scale).
10.  5 Mar 2026 Mastercard and Google publish Verifiable Intent draft v0.1. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html).
11.  18 Mar 2026 Tempo mainnet and MPP launch (The Block). [theblock.co](https://www.theblock.co/post/394131/tempo-mainnet-goes-live-with-machine-payments-protocol-for-agents).
12.  24 Mar 2026 OpenAI moves ChatGPT purchases to merchant checkouts; ACP refocused on discovery feeds. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/).
13.  2 Apr 2026 Linux Foundation announces the x402 Foundation. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol).
14.  9 Apr 2026 Visa announces Intelligent Commerce Connect in pilot for TAP, MPP, ACP and UCP. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html).
15.  14 Apr 2026 Amex ACE specifications for three of five services become available. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/).
16.  17 Apr 2026 ACP version 2026-04-17 adds cart, feed, orders, authentication and MCP. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md).
17.  18 Apr 2026 Visa Core Rules April edition adds agentic platform requirements (section 4.1.23). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf).
18.  24 Apr 2026 Meta joins ACP as a lead maintainer; Amazon, Meta, Microsoft, Salesforce and Stripe join the UCP Tech Council. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md).
19.  28 Apr 2026 FIDO forms payments and agentic authentication working groups; AP2 v0.2 and Verifiable Intent contributed. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/).
20.  10 Jun 2026 Mastercard launches Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html).
21.  16 Jun 2026 Adyen launches Adyen Agentic. [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic).
22.  17 Jun 2026 Shopify makes UCP agent access self-serve (Spring 26 Edition). [shopify.com](https://shopify.com/news/spring-26-edition-dev).
23.  14 Jul 2026 x402 Foundation operational launch with 40 members. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/).
24.  30 Jul 2026 commercetools AI Hub generally available with UCP checkout in Gemini. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available).
25.  4 Aug 2026 Ninth Circuit vacates the injunction against Perplexity Comet on Amazon (Bloomberg Law). [news.bloomberglaw.com](https://news.bloomberglaw.com/ip-law/perplexity-overturns-amazon-ban-on-ai-shopping-bot-on-appeal).
26.  25 Aug 2026 UCP release v2026-08-25 adds 3DS2, network token credentials and installments. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/releases/tag/v2026-08-25).
27.  8 Sep 2026 Meta launches Muse, paying through Stripe Link. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link).
28.  20 Sep 2026 Amazon blocks Muse from Amazon.com (SiliconANGLE). [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/).
29.  23 Sep 2026 x402 spec adds the Lightning exact scheme. [github.com](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md).
30.  30 Sep 2026 Mastercard adds a probability score for AI-initiated transactions, testing in the US. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html).
31.  13 Oct 2026 Shopify launches Shop MCP with Shop Pay checkout for any agent. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp).
32.  20 Oct 2026 Mastercard opens Agent Pay for Machines Early Access. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html).
33.  21 Oct 2026 Walmart announces Agent Profiles, Agent Gateway beta and terms for AI agents. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers).
34.  24 Oct 2026 Visa Core Rules October edition takes effect; 10.4 evidence names agent provider login IDs. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf).

Dated events per month in this timeline.

| Month | Dated events |
| --- | --- |
| September 2025 | 2 |
| October 2025 | 3 |
| November 2025 | 1 |
| December 2025 | 1 |
| January 2026 | 2 |
| February 2026 | 0 |
| March 2026 | 3 |
| April 2026 | 7 |
| May 2026 | 0 |
| June 2026 | 3 |
| July 2026 | 2 |
| August 2026 | 2 |
| September 2026 | 4 |
| October 2026 | 4 |
| November 2026 | 0 |
|  |
| All months | 34 |

## What the sources say

-   Google announces AP2 with more than 60 collaborators; AP2 v0.1.0 tagged. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.
-   OpenAI and Stripe launch Instant Checkout in ChatGPT and release ACP. [stripe.com](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026.
-   Visa announces Trusted Agent Protocol; Mastercard publishes the Agent Pay Acceptance Framework. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026.
-   Cloudflare describes Web Bot Auth validation for TAP and Agent Pay. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.
-   Mastercard and PayPal say Agent Pay will integrate with PayPal's wallet. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026.
-   PayPal and Perplexity launch Instant Buy. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.
-   Stripe announces the Agentic Commerce Suite. [stripe.com](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026.
-   Microsoft launches Copilot Checkout in the US. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026.
-   Google and Shopify announce UCP at NRF. [shopify.com](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026.
-   Mastercard and Google publish Verifiable Intent draft v0.1. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026.
-   Tempo mainnet and MPP launch (The Block). [theblock.co](https://www.theblock.co/post/394131/tempo-mainnet-goes-live-with-machine-payments-protocol-for-agents), read 4 Nov 2026.Trade press
-   OpenAI moves ChatGPT purchases to merchant checkouts; ACP refocused on discovery feeds. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Linux Foundation announces the x402 Foundation. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026.
-   Visa announces Intelligent Commerce Connect in pilot for TAP, MPP, ACP and UCP. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.
-   Amex ACE specifications for three of five services become available. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   ACP version 2026-04-17 adds cart, feed, orders, authentication and MCP. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026.
-   Visa Core Rules April edition adds agentic platform requirements (section 4.1.23). [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Meta joins ACP as a lead maintainer; Amazon, Meta, Microsoft, Salesforce and Stripe join the UCP Tech Council. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026.
-   FIDO forms payments and agentic authentication working groups; AP2 v0.2 and Verifiable Intent contributed. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026.
-   Mastercard launches Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   Adyen launches Adyen Agentic. [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026.
-   Shopify makes UCP agent access self-serve (Spring 26 Edition). [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026.
-   x402 Foundation operational launch with 40 members. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.
-   commercetools AI Hub generally available with UCP checkout in Gemini. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.
-   Ninth Circuit vacates the injunction against Perplexity Comet on Amazon (Bloomberg Law). [news.bloomberglaw.com](https://news.bloomberglaw.com/ip-law/perplexity-overturns-amazon-ban-on-ai-shopping-bot-on-appeal), read 4 Nov 2026.Trade press
-   UCP release v2026-08-25 adds 3DS2, network token credentials and installments. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/releases/tag/v2026-08-25), read 4 Nov 2026.
-   Meta launches Muse, paying through Stripe Link. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.
-   Amazon blocks Muse from Amazon.com (SiliconANGLE). [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026.Trade press
-   x402 spec adds the Lightning exact scheme. [github.com](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026.
-   Mastercard adds a probability score for AI-initiated transactions, testing in the US. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.
-   Shopify launches Shop MCP with Shop Pay checkout for any agent. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026.
-   Mastercard opens Agent Pay for Machines Early Access. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.
-   Walmart announces Agent Profiles, Agent Gateway beta and terms for AI agents. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026.
-   Visa Core Rules October edition takes effect; 10.4 evidence names agent provider login IDs. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Profiles named in this guide

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2)
-   [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines)
-   [American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace)
-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp)
-   [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic)

## Read next

-   [How to test an agent purchase on your own store](https://agentreadycheckout.com/guides/test-an-agent-purchase)
-   [How an agent checkout actually flows, per protocol](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
3.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
4.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
5.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
6.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
7.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
8.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026
9.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
10.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
11.  [The Block: Tempo mainnet goes live with MPP](https://www.theblock.co/post/394131/tempo-mainnet-goes-live-with-machine-payments-protocol-for-agents), read 4 Nov 2026
12.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
13.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026
14.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
15.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
16.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026
17.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
18.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
19.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
20.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
21.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
22.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
23.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
24.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
25.  [Perplexity Overturns Amazon Ban on AI Shopping Bot on Appeal](https://news.bloomberglaw.com/ip-law/perplexity-overturns-amazon-ban-on-ai-shopping-bot-on-appeal), read 4 Nov 2026
26.  [UCP release v2026-08-25](https://github.com/Universal-Commerce-Protocol/ucp/releases/tag/v2026-08-25), read 4 Nov 2026
27.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
28.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
29.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026
30.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
31.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026
32.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
33.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [33 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "How an agent checkout flows, per protocol | Agent Ready Checkout"
description: "How an agent checkout actually flows, per protocol: In every live flow the agent never becomes the seller. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/guides/how-an-agent-checkout-flows
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# How an agent checkout flows, per protocol | Agent Ready Checkout

> How an agent checkout actually flows, per protocol: In every live flow the agent never becomes the seller. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/guides/how-an-agent-checkout-flows
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# How an agent checkout actually flows, per protocol

In short

In every live flow the agent never becomes the seller: it discovers the product, builds a cart or session, obtains a scoped token or one-time card after the user approves, and hands it to the merchant, who charges through its own processor.

## What the sources say

-   UCP: the business publishes a profile at /.well-known/ucp; the platform sends its own profile URI in the UCP-Agent header; capabilities are negotiated and a payment handler is chosen from the payment\_handlers registry. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.
-   Google UCP checkout: the shopper pays with details saved in Google Wallet; Google passes standard card numbers (FPANs) and the merchant charges through its PSP. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   ACP: the merchant hosts checkout session endpoints the agent creates, updates and completes; the payment arrives as a delegated token such as a Stripe Shared Payment Token. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026.
-   A Stripe Shared Payment Token is a scoped grant to the seller with a currency, maximum amount and expiry. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Link Agent Wallet: the agent creates a spend request, the user approves, and Link returns a one-time-use payment credential. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026.
-   x402 and MPP: the server answers HTTP 402 with payment requirements, the client pays and retries; MPP returns a Payment-Receipt header. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.
-   AP2: the agent collects a Checkout Mandate and a Payment Mandate as signed credentials before payment, for human-present or human-not-present purchases. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026.

## Profiles named in this guide

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2)
-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)

## Read next

-   [Who is merchant of record in each protocol](https://agentreadycheckout.com/guides/who-is-merchant-of-record)
-   [How to support UCP on Shopify](https://agentreadycheckout.com/guides/support-ucp-on-shopify)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
2.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
3.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
4.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
5.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
6.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
7.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "If you are on no agent surface | Agent Ready Checkout"
description: "What to do if you are on none of the agent surfaces: Start with the free paths: a clean Merchant Center feed for Google and Microsoft."
canonical: https://agentreadycheckout.com/guides/on-none-of-the-agent-surfaces
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# If you are on no agent surface | Agent Ready Checkout

> What to do if you are on none of the agent surfaces: Start with the free paths: a clean Merchant Center feed for Google and Microsoft.

Source: https://agentreadycheckout.com/guides/on-none-of-the-agent-surfaces
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# What to do if you are on none of the agent surfaces

In short

Start with the free paths: a clean Merchant Center feed for Google and Microsoft, a fast web checkout for ChatGPT referrals, and an open door for identified agents at your CDN. Then pick one checkout protocol through your platform or processor.

## What the sources say

-   OpenAI charges no fee on purchases that start in ChatGPT and finish on the merchant site. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Copilot Checkout needs a Microsoft Merchant Center account with a UCP-compliant feed or a trusted partner (PayPal, Shopify, Stripe). [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google UCP checkout is available to select merchants through an interest form. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   BigCommerce lists the Google steps: Merchant Center in good standing, native\_commerce on eligible SKUs, a PSP that accepts Google Pay tokens, the interest form, sandbox validation. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   PayPal Agent Ready and Store Sync are available by request form. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026.
-   Shopify's Agentic plan lets brands without a Shopify store list in Shopify Catalog with no monthly fee. [shopify.com](https://www.shopify.com/agentic-plan), read 4 Nov 2026.

## Profiles named in this guide

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal)
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [Shopify](https://agentreadycheckout.com/platforms/shopify)
-   [BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce)

## Read next

-   [Pricing and fees as published](https://agentreadycheckout.com/guides/pricing-and-fees-as-published)
-   [The history of agent payments, September 2025 to November 2026](https://agentreadycheckout.com/guides/history-september-2025-to-now)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
2.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
3.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
4.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
5.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
6.  [shopify.com/agentic-plan](https://www.shopify.com/agentic-plan), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent checkout pricing and fees as published | Agent Ready Checkout"
description: "Pricing and fees as published: Most agent surfaces charge merchants nothing today. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/guides/pricing-and-fees-as-published
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# Agent checkout pricing and fees as published | Agent Ready Checkout

> Pricing and fees as published: Most agent surfaces charge merchants nothing today. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/guides/pricing-and-fees-as-published
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# Pricing and fees as published

In short

Most agent surfaces charge merchants nothing today; the costs sit with processors. Stripe charges $0.15 per Shared Payment Token and 1.5 percent on stablecoins; Coinbase $0.001 per x402 transaction after 1,000; Crossmint charges agents $0.05 per checkout. Visa and Mastercard publish no agentic fees.

## What the sources say

-   Stripe: $0.15 per Shared Payment Token; 1.5 percent for stablecoin payments. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   OpenAI: no fees on purchases that start in ChatGPT and complete on the merchant site. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Microsoft: no commission or affiliate fee on Copilot Checkout today. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Shopify: selling in ChatGPT through Agentic Storefronts carries no transaction fees beyond standard processing. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   Coinbase x402 facilitator: free for 1,000 onchain transactions a month, then $0.001 each. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Crossmint Agent Checkouts: 1,000 free a month, then $0.05 per checkout, billed even when a checkout fails. [crossmint.com](https://www.crossmint.com/pricing), read 4 Nov 2026.
-   While Instant Checkout ran, PYMNTS reported a 4 percent OpenAI fee on Shopify merchant sales in ChatGPT. [pymnts.com](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026.Trade press

## Profiles named in this guide

-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase)
-   [Crossmint](https://agentreadycheckout.com/processors/crossmint)
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [Shopify](https://agentreadycheckout.com/platforms/shopify)

## Read next

-   [The history of agent payments, September 2025 to November 2026](https://agentreadycheckout.com/guides/history-september-2025-to-now)
-   [How to test an agent purchase on your own store](https://agentreadycheckout.com/guides/test-an-agent-purchase)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
2.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
4.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
5.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
6.  [crossmint.com/pricing](https://www.crossmint.com/pricing), read 4 Nov 2026
7.  [Shopify Merchants to Pay 4% Fee on ChatGPT Checkout Sales](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## In Ora's pay-per-call index

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 pay-per-call endpoints on 1,586 hosts; the median price is $0.01 a call.

-   [Endpoints agents can buy today](https://agentreadycheckout.com/pay-per-call)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "How to support ACP on Stripe | Agent Ready Checkout"
description: "How to support ACP on Stripe: On Stripe, ACP support means accepting Shared Payment Tokens or using the Agentic Commerce Suite."
canonical: https://agentreadycheckout.com/guides/support-acp-on-stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# How to support ACP on Stripe | Agent Ready Checkout

> How to support ACP on Stripe: On Stripe, ACP support means accepting Shared Payment Tokens or using the Agentic Commerce Suite.

Source: https://agentreadycheckout.com/guides/support-acp-on-stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# How to support ACP on Stripe

In short

On Stripe, ACP support means accepting Shared Payment Tokens or using the Agentic Commerce Suite, which shares your catalog with agents and runs checkout. Expect $0.15 per token on top of card pricing and preview API terms. ChatGPT now uses ACP for discovery, not checkout.

## What the sources say

-   Stripe announced the Agentic Commerce Suite on 11 Dec 2025 to sell across AI agents with one integration. [stripe.com](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026.
-   In the suite's default flow Stripe shares the catalog, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfils and handles refunds and disputes. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026.
-   Shared Payment Tokens cost $0.15 per SPT issued. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.
-   SPT calls use Stripe-Version 2026-09-30.preview under preview service terms. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   OpenAI moved ChatGPT purchases to merchant checkouts on 24 Mar 2026 and expanded ACP for product feeds. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   ACP 2026-04-17 added a Feed API where merchants push products to agent-hosted endpoints. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026.

## Profiles named in this guide

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)

## Read next

-   [How to accept x402 for an API](https://agentreadycheckout.com/guides/accept-x402-for-an-api)
-   [What TAP and Agent Pay change at the WAF](https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026
3.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
4.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
5.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
6.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "How to support UCP on Shopify | Agent Ready Checkout"
description: "How to support UCP on Shopify: Shopify merchants do not build UCP: Shopify serves it. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/guides/support-ucp-on-shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# How to support UCP on Shopify | Agent Ready Checkout

> How to support UCP on Shopify: Shopify merchants do not build UCP: Shopify serves it. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/guides/support-ucp-on-shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# How to support UCP on Shopify

In short

Shopify merchants do not build UCP: Shopify serves it. Turn on Agentic Storefronts in Admin, keep your catalog data clean, and check that /.well-known/ucp answers on your domain. Agents register their own profiles; you control which channels sell from Admin.

## What the sources say

-   Agentic Storefronts give merchants access to ChatGPT, Copilot, Google AI Mode and Gemini from Shopify Admin, and merchants remain merchant of record. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   Since the Spring 26 Edition (17 Jun 2026) agents register a profile in the Developer Dashboard and call the public MCP endpoint without approval. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026.
-   Agent profiles are hosted at a well-known URL and referenced on every UCP request; Shopify uses them to set rate limits and tool access by trust tier. [shopify.dev](https://shopify.dev/docs/agents), read 4 Nov 2026.
-   Storefront MCP cart tools were deprecated for UCP Cart MCP at /api/ucp/mcp and kept only until 31 Aug 2026. [shopify.dev](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026.
-   Shop MCP (13 Oct 2026) lets any MCP agent search Shopify Catalog and complete Shop Pay checkout after the shopper confirms total and payment method. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026.
-   On 4 Nov 2026 allbirds.com and gymshark.com returned JSON at /.well-known/ucp. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.

## Profiles named in this guide

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [Shopify](https://agentreadycheckout.com/platforms/shopify)

## Read next

-   [How to support ACP on Stripe](https://agentreadycheckout.com/guides/support-acp-on-stripe)
-   [How to accept x402 for an API](https://agentreadycheckout.com/guides/accept-x402-for-an-api)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
3.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
4.  [shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026
5.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026
6.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "TAP and Agent Pay at the WAF | Agent Ready Checkout"
description: "What TAP and Agent Pay change at the WAF: Visa TAP and Mastercard Agent Pay both sign agent requests with Web Bot Auth. Dated and sourced."
canonical: https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# TAP and Agent Pay at the WAF | Agent Ready Checkout

> What TAP and Agent Pay change at the WAF: Visa TAP and Mastercard Agent Pay both sign agent requests with Web Bot Auth. Dated and sourced.

Source: https://agentreadycheckout.com/guides/tap-and-agent-pay-at-the-waf
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# What TAP and Agent Pay change at the WAF

In short

Visa TAP and Mastercard Agent Pay both sign agent requests with Web Bot Auth. Your CDN or WAF can verify the Signature-Input and Signature headers against the agent's published key, then allow registered agents through rules that would block anonymous bots.

## What the sources say

-   Cloudflare: both TAP and Agent Pay use Web Bot Auth as the agent authentication layer. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.
-   Cloudflare checks headers, fetches the key by keyid, checks created and expires, rejects reused nonces, validates the tag and verifies an Ed25519 signature. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.
-   TAP signatures carry timestamps, a session identifier, key and algorithm identifiers, and are bound to the merchant domain and the operation. [github.com](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026.
-   Mastercard: merchants can verify agents with Web Bot Auth at the CDN without new code. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.
-   Amazon requires agents to identify themselves with an "Agent/\[agent name\]" user agent and blocked Muse from 20 Sep 2026. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.
-   Walmart says agents that break its terms will be blocked (21 Oct 2026). [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026.

## Profiles named in this guide

-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol)
-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay)

## Read next

-   [How to tell agent-initiated orders in your data](https://agentreadycheckout.com/guides/tell-agent-initiated-orders)
-   [Chargebacks when an agent bought](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026
4.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
5.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "How to spot agent-initiated orders | Agent Ready Checkout"
description: "How to tell agent-initiated orders in your data: Today there is no single flag. Use the channel (UCP or ACP session, Copilot or Google order source)."
canonical: https://agentreadycheckout.com/guides/tell-agent-initiated-orders
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# How to spot agent-initiated orders | Agent Ready Checkout

> How to tell agent-initiated orders in your data: Today there is no single flag. Use the channel (UCP or ACP session, Copilot or Google order source).

Source: https://agentreadycheckout.com/guides/tell-agent-initiated-orders
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# How to tell agent-initiated orders in your data

In short

Today there is no single flag. Use the channel (UCP or ACP session, Copilot or Google order source), the token type (Shared Payment Token, single-use Link card, network agentic token), the signed agent identity at the edge, and on Mastercard the new probability score your issuer sees.

## What the sources say

-   Shopify adds ChatGPT referral attribution to orders that complete on the merchant checkout. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   Stripe sends checkout.session.completed for Agentic Commerce Suite orders. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026.
-   Mastercard's probability score indicates the likelihood that a transaction was initiated by an AI agent; testing in the US since 30 Sep 2026. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.
-   Visa requires an Agentic Payment Provider to pass cardholder name, billing and shipping address and email to the merchant. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Muse orders at non-Link merchants arrive as single-use virtual cards scoped to the purchase. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.
-   Google UCP checkout passes standard card numbers, so the payment alone does not mark the order as agentic. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.

## Profiles named in this guide

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping)
-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot)
-   [Shopify](https://agentreadycheckout.com/platforms/shopify)

## Read next

-   [Chargebacks when an agent bought](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought)
-   [What to do if you are on none of the agent surfaces](https://agentreadycheckout.com/guides/on-none-of-the-agent-surfaces)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026
3.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
4.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
5.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
6.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "How to test an agent purchase on your store | Agent Ready Checkout"
description: "How to test an agent purchase on your own store: Run a sandbox order through each path you enable. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/guides/test-an-agent-purchase
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# How to test an agent purchase on your store | Agent Ready Checkout

> How to test an agent purchase on your own store: Run a sandbox order through each path you enable. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/guides/test-an-agent-purchase
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# How to test an agent purchase on your own store

In short

Run a sandbox order through each path you enable: Google's UCP sandbox validation, Stripe test mode with Shared Payment Tokens and Link Agent Wallet, an x402 or MPP test against your endpoint, then check what your CDN logs and your order system record.

## What the sources say

-   BigCommerce lists sandbox validation as a step before publishing Google agentic checkout. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   Google's 16 Sep 2026 update added checkout flow testing to the Merchant Center UCP hub in the US. [blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026.
-   Link Agent Wallet ships link-cli (npm install -g @stripe/link-cli) for agents to request spend approvals. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026.
-   Ora's lab ran 33 checkout tasks with 26 agents in Stripe test mode on fictional stores; Link checkouts succeeded in 733 of 794 runs (92.3 percent), saved cards in 95.6 to 96.6 percent. [agentready.org](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=guide-article), read 4 Nov 2026.Vendor claim
-   Ora's lab found the most common Link failure (27 of 61) was an agent asking for approval and then stopping. [agentready.org](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=guide-article), read 4 Nov 2026.Vendor claim

## Profiles named in this guide

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [x402](https://agentreadycheckout.com/protocols/x402)
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp)
-   [Stripe](https://agentreadycheckout.com/processors/stripe)
-   [BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce)

## Read next

-   [How an agent checkout actually flows, per protocol](https://agentreadycheckout.com/guides/how-an-agent-checkout-flows)
-   [Who is merchant of record in each protocol](https://agentreadycheckout.com/guides/who-is-merchant-of-record)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
2.  [Boost your holiday sales with these agentic commerce updates](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026
3.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
4.  [AgentReady.org standard (Ora research evidence)](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=guide-article), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Who is merchant of record, by protocol | Agent Ready Checkout"
description: "Who is merchant of record in each protocol: In ACP, UCP, Google AI Mode, Copilot Checkout, Perplexity Instant Buy and Muse purchases the merchant stays."
canonical: https://agentreadycheckout.com/guides/who-is-merchant-of-record
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Guides"
---

# Who is merchant of record, by protocol | Agent Ready Checkout

> Who is merchant of record in each protocol: In ACP, UCP, Google AI Mode, Copilot Checkout, Perplexity Instant Buy and Muse purchases the merchant stays.

Source: https://agentreadycheckout.com/guides/who-is-merchant-of-record
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Guide

# Who is merchant of record in each protocol

In short

In ACP, UCP, Google AI Mode, Copilot Checkout, Perplexity Instant Buy and Muse purchases the merchant stays merchant of record. Visa's rules say an agent that initiates a transaction is not a merchant. So chargebacks on agent orders land on the merchant, as on any web order.

## What the sources say

-   The ACP site says businesses remain merchant of record. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026.
-   ucp.dev says businesses remain the Merchant of Record. [ucp.dev](https://ucp.dev/), read 4 Nov 2026.
-   Google: UCP checkout keeps you the merchant of record. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Microsoft: merchants stay merchant of record in Copilot Checkout and payments run on existing rails. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   PayPal says the retailer stays merchant of record for Perplexity Instant Buy. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.
-   Visa Core Rules: initiators of Agentic Transactions are not considered merchants for the purposes of the Visa Rules. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Amazon Buy for Me: Amazon acts as the customer's agent and the brand store sells, confirms, delivers and handles returns. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026.

## Profiles named in this guide

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)
-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal)
-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)
-   [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping)
-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot)

## Read next

-   [How to support UCP on Shopify](https://agentreadycheckout.com/guides/support-ucp-on-shopify)
-   [How to support ACP on Stripe](https://agentreadycheckout.com/guides/support-acp-on-stripe)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
4.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
5.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
6.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
7.  [Amazon Buy for Me](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Protocol support matrix, full | Agent Ready Checkout"
description: "All 324 cells of the protocol support matrix with status, note, source and read date: 12 agent payment protocols against 27 columns."
canonical: https://agentreadycheckout.com/matrix
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix"
---

# Protocol support matrix, full | Agent Ready Checkout

> All 324 cells of the protocol support matrix with status, note, source and read date: 12 agent payment protocols against 27 columns.

Source: https://agentreadycheckout.com/matrix
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# The full protocol support matrix

In short

The full matrix: 12 protocols and programs down, 27 columns across, 324 cells, each with a status, a note and a source read on 4 Nov 2026. 23 cells are live, 12 pilot, 57 announced and 3 not supported. 229 cells say no statement found, with the date.

## The matrix

-   live
-   pilot
-   announced
-   not supported or no statement found

| Column group | Processors | Platforms | Retailers | Agent surfaces |
| --- | --- | --- | --- | --- |
| Protocol or program | Stripe | Adyen | PayPal | Checkout.com | Braintree | Worldpay | Coinbase | Crossmint | Skyfire | PayOS | Shopify | BigCommerce | Salesforce CC | Adobe Commerce | commercetools | WooCommerce | Amazon | Walmart | Target | Etsy | Wayfair | ChatGPT | Google AI Mode | Perplexity | Amazon Rufus | Meta Muse | Copilot |
| ACP | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no support 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no support 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| UCP | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | live 2026-11-04 | pilot 2026-11-04 | no support 2026-11-04 | announced 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | live 2026-11-04 |
| AP2 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| Visa TAP | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| Visa IC | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| Mastercard Agent Pay | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | pilot 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| Agent Pay for Machines | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | pilot 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| Amex ACE | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 |
| x402 | live 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| MPP | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
| Link for agents | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | announced 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | live 2026-11-04 | no statement 2026-11-04 |
| Verifiable Intent | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | pilot 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 | no statement 2026-11-04 |
|  |
| Live or pilot, count | 5 | 2 | 2 | 7 | 2 | 0 | 2 | 5 | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 0 | 0 | 1 | 1 |

Edition page with changelog and charts: [4 Nov 2026](https://agentreadycheckout.com/matrix/2026-11-04). Downloads: [CSV and JSON](https://agentreadycheckout.com/data).

## Every cell with a note, by protocol

A cell has its own page when it carries a note and a source beyond no statement found. The tables below list those cells, and the line under each table names the columns with no statement found on the read date. Live cells rest on the vendor's own page or documentation. Announced cells may rest on named trade press.

### [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT | agenticcommerce.dev, 4 Nov 2026 |
| Adyen | pilot | ACP delegated payments documented; product in limited availability for US enterprise merchants | adyen.com, docs.adyen.com, 4 Nov 2026 |
| PayPal | live | Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist | checkout.com, 4 Nov 2026 |
| Braintree | live | Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Worldpay says it is working across ACP; no ACP handler docs found | worldpay.com, 4 Nov 2026 |
| Salesforce CC | announced | ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14 | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | announced | Committed to ACP on 2026-02-18 | business.adobe.com, 4 Nov 2026 |
| commercetools | announced | commercetools joined Stripe and OpenAI as a launch partner of ACP; its AI Hub release lists Stripe ACS checkout but does not name ACP | commercetools.com, docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | announced | Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon | woocommerce.com, 4 Nov 2026 |
| Amazon | not supported | robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths | amazon.com, 4 Nov 2026 |
| Etsy | announced | Etsy's help page lists checkout in ChatGPT; OpenAI's 24 Mar 2026 notice says purchases now complete on merchant sites | help.etsy.com, openai.com, 4 Nov 2026 |
| ChatGPT | not supported | ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites; OpenAI's post of 24 Mar 2026 dates the change and keeps ACP for product discovery feeds | chatgpt.com, openai.com, 4 Nov 2026 |
| Copilot | announced | Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding; the current onboarding page names UCP feeds and not ACP | about.ads.microsoft.com, about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 14 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Coinbase, Crossmint, Skyfire, PayOS, Shopify, BigCommerce, Walmart, Target, Wayfair, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse.

### [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council | docs.stripe.com, 4 Nov 2026 |
| Adyen | pilot | UCP Tokenization Handler documented; limited availability at launch | adyen.com, docs.adyen.com, 4 Nov 2026 |
| PayPal | live | Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2 | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser | checkout.com, 4 Nov 2026 |
| Braintree | live | Agent Ready UCP path: Google Pay single-use token processed through Braintree | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found | worldpay.com, 4 Nov 2026 |
| Crossmint | live | Agent Commerce Toolkit picks UCP as a checkout path where merchants support it | crossmint.com, 4 Nov 2026 |
| Shopify | live | UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26 | shopify.com, 4 Nov 2026 |
| BigCommerce | pilot | Google UCP checkout in early access via Commerce AI Labs for select US merchants | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | live | Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | announced | Committed to UCP on 2026-02-18 | business.adobe.com, 4 Nov 2026 |
| commercetools | live | AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | pilot | WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible shopping agents | woocommerce.com, 4 Nov 2026 |
| Amazon | not supported | Joined the UCP Tech Council on 24 Apr 2026; robots.txt disallows GoogleAgent-Shopping, and no UCP checkout was found on Amazon | amazon.com, github.com, 4 Nov 2026 |
| Walmart | announced | Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026; no Walmart or Google page found says it is live | corporate.walmart.com, 4 Nov 2026 |
| Target | live | Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed | corporate.target.com, 4 Nov 2026 |
| Etsy | announced | Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout | github.com, 4 Nov 2026 |
| Wayfair | announced | UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming | aboutwayfair.com, 4 Nov 2026 |
| Google AI Mode | live | UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products; merchant stays MoR. | support.google.com, 4 Nov 2026 |
| Meta Muse | announced | WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default. No Meta statement found. | aiweekly.co, 4 Nov 2026 |
| Copilot | live | Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed; US, USD, English only. | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 21 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Coinbase, Skyfire, PayOS, ChatGPT, Perplexity, Amazon Rufus.

### [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Adyen | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| PayPal | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page lists AP2 for proof of intent; access via waitlist | checkout.com, 4 Nov 2026 |
| Worldpay | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Coinbase | announced | Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept | coinbase.com, 4 Nov 2026 |
| Crossmint | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Shopify | announced | Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented | shopify.com, 4 Nov 2026 |
| Salesforce CC | announced | Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented | cloud.google.com, 4 Nov 2026 |
| Adobe Commerce | announced | Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented | business.adobe.com, 4 Nov 2026 |
| Etsy | announced | Named among AP2 collaborators at launch; no Etsy AP2 flow published | cloud.google.com, 4 Nov 2026 |
| Google AI Mode | announced | Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark. | blog.google, 4 Nov 2026 |
|  |
| 11 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Stripe, Braintree, Skyfire, PayOS, BigCommerce, commercetools, WooCommerce, Amazon, Walmart, Target, Wayfair, ChatGPT, Perplexity, Amazon Rufus, Meta Muse, Copilot.

### [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 |
| Adyen | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page lists TAP for agent identification; waitlist | checkout.com, 4 Nov 2026 |
| Worldpay | announced | Worldpay collaborating with Visa and Cloudflare to advance TAP | worldpay.com, 4 Nov 2026 |
| Coinbase | announced | Visa named Coinbase an early TAP partner and is aligning TAP with x402 | investor.visa.com, 4 Nov 2026 |
| Copilot | announced | Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated. | usa.visa.com, 4 Nov 2026 |
|  |
| 6 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: PayPal, Braintree, Crossmint, Skyfire, PayOS, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse.

### [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Visa named a strategic partner of Adyen Agentic; no VIC integration detail published | adyen.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist | checkout.com, 4 Nov 2026 |
| Crossmint | live | Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | announced | Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found | skyfire.xyz, 4 Nov 2026 |
| ChatGPT | announced | Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page; no live ChatGPT checkout on VIC stated. | visa.com, 4 Nov 2026 |
| Perplexity | announced | Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch | usa.visa.com, 4 Nov 2026 |
| Copilot | announced | Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch. | usa.visa.com, 4 Nov 2026 |
|  |
| 8 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: PayPal, Braintree, Worldpay, Coinbase, PayOS, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, Google AI Mode, Amazon Rufus, Meta Muse.

### [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published | adyen.com, 4 Nov 2026 |
| PayPal | announced | Mastercard said Agent Pay will integrate with PayPal's wallet | mastercard.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page diagram connects to Mastercard Agent Pay; waitlist | checkout.com, 4 Nov 2026 |
| Braintree | announced | Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch | mastercard.com, 4 Nov 2026 |
| Crossmint | live | Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | announced | Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing | mastercard.com, 4 Nov 2026 |
| PayOS | announced | PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment with a Mastercard Agentic Token; PayOS's own agent-token page does not name Mastercard | pymnts.com, 4 Nov 2026 |
| Google AI Mode | announced | Mastercard named Google among partners on Agent Pay; Google's UCP help page says checkout uses standard FPANs today | mastercard.com, support.google.com, 4 Nov 2026 |
| Copilot | announced | Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout; Microsoft has not confirmed live. | mastercard.com, 4 Nov 2026 |
|  |
| 10 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Worldpay, Coinbase, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, ChatGPT, Perplexity, Amazon Rufus, Meta Muse.

### [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Adyen | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Checkout.com | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Worldpay | announced | Global Payments named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Coinbase | pilot | Completed end-to-end AP4M pilot before Early Access opened | mastercard.com, 4 Nov 2026 |
| Crossmint | announced | Named among AP4M initial participants as the agent's PSP | mastercard.com, 4 Nov 2026 |
| Skyfire | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| PayOS | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
|  |
| 8 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: PayPal, Braintree, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse, Copilot.

### [American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | American Express named a strategic partner of Adyen Agentic; ACE not named | adyen.com, 4 Nov 2026 |
| Crossmint | announced | Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs | cointelegraph.com, 4 Nov 2026 |
| ChatGPT | announced | Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated. | americanexpress.com, 4 Nov 2026 |
| Google AI Mode | announced | Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated. | americanexpress.com, 4 Nov 2026 |
| Copilot | announced | Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated. | americanexpress.com, 4 Nov 2026 |
|  |
| 6 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: PayPal, Checkout.com, Braintree, Worldpay, Coinbase, Skyfire, PayOS, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, Perplexity, Amazon Rufus, Meta Muse.

### [x402](https://agentreadycheckout.com/protocols/x402)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Machine payments accept x402 USDC on Base; US businesses except New York | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Premier member of the x402 Foundation; no Adyen x402 acceptance docs found | x402.org, 4 Nov 2026 |
| Coinbase | live | x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | live | Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets | docs.crossmint.com, 4 Nov 2026 |
|  |
| 4 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: PayPal, Checkout.com, Braintree, Worldpay, Skyfire, PayOS, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse, Copilot.

### [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana | docs.stripe.com, 4 Nov 2026 |
| Crossmint | live | Agent Wallets support MPP payment flows | docs.crossmint.com, 4 Nov 2026 |
|  |
| 2 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Adyen, PayPal, Checkout.com, Braintree, Worldpay, Coinbase, Skyfire, PayOS, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse, Copilot.

### [Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers | docs.stripe.com, 4 Nov 2026 |
| Salesforce CC | announced | ACP announcement says the integration supports multiple payment methods including Stripe Link | salesforce.com, 4 Nov 2026 |
| Etsy | live | Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts | help.etsy.com, 4 Nov 2026 |
| Meta Muse | live | Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only. | stripe.com, 4 Nov 2026 |
|  |
| 4 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Adyen, PayPal, Checkout.com, Braintree, Worldpay, Coinbase, Crossmint, Skyfire, PayOS, Shopify, BigCommerce, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Wayfair, ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Copilot.

### [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent)

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Checkout.com | pilot | Committed partner at the Verifiable Intent launch; agentic page lists Verifiable Intent for intent, with a waitlist | mastercard.com, checkout.com, 4 Nov 2026 |
|  |
| 1 of 27 columns with a stated status |  |  |  |

No statement found on 4 Nov 2026 for: Stripe, Adyen, PayPal, Braintree, Worldpay, Coinbase, Crossmint, Skyfire, PayOS, Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools, WooCommerce, Amazon, Walmart, Target, Etsy, Wayfair, ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse, Copilot.

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
4.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
5.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
6.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
7.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
8.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
9.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
10.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
11.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
12.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
13.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
14.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026
15.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
16.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
17.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
18.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
19.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
20.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
21.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
22.  [corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026
23.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026
24.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
25.  [aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026
26.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
27.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026
28.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
29.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
30.  [coinbase.com/developer-platform/discover/launches/google\_x402](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026
31.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
32.  [Introducing the Universal Cart](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026
33.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
34.  [worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 4 Nov 2026
35.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
36.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
37.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
38.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026
39.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
40.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
41.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
42.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
43.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
44.  [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026
45.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 4 Nov 2026
46.  [The new rules of the road for agentic commerce](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026
47.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
48.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
49.  [cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce](https://cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce), read 4 Nov 2026
50.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
51.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
52.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
53.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
54.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 4 Nov 2026
55.  [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026
56.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
57.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [57 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Matrix edition 4 Nov 2026, changelog and charts | Agent Ready Checkout"
description: "Edition 1 of the protocol support matrix, read 4 Nov 2026: counts by status, a changelog of dated moves and three charts of where protocols are live."
canonical: https://agentreadycheckout.com/matrix/2026-11-04
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Matrix"
---

# Matrix edition 4 Nov 2026, changelog and charts | Agent Ready Checkout

> Edition 1 of the protocol support matrix, read 4 Nov 2026: counts by status, a changelog of dated moves and three charts of where protocols are live.

Source: https://agentreadycheckout.com/matrix/2026-11-04
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Matrix edition of 4 November 2026

In short

Edition 1 of the protocol support matrix, read 4 Nov 2026: 324 cells, of which 35 are live or pilot and 57 announced. This page holds the changelog and three charts: stated columns per protocol, status by column group, and dated events per month since September 2025. The matrix is re-read monthly and moves weekly.

## This edition

| Item | Value |
| --- | --- |
| Edition date | 4 Nov 2026 |
| Protocols and programs | 12 |
| Columns | 27 (10 processors, 6 platforms, 5 retailers, 6 agent surfaces) |
| Cells | 324 |
| Live | 23 |
| Pilot | 12 |
| Announced | 57 |
| Not supported | 3 |
| No statement found | 229 |

## Changelog

The first line is this edition. The lines below are the dated moves recorded since August 2026 that bear on cells in the matrix, newest first.

-   4 Nov 2026 [Edition 1 published: 12 protocols across 27 columns, 324 cells read on 4 Nov 2026. 23 live, 12 pilot, 57 announced, 3 not supported, 229 with no statement found.](https://agentreadycheckout.com/matrix/2026-11-04)
-   4 Nov 2026 [Google brings UCP-powered direct checkout to Canada on AI Mode and Gemini](https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on)
-   3 Nov 2026 [Mastercard discloses an OpenAI agreement that includes Agent Pay](https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes)
-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Chart: stated cells per protocol

-   live
-   pilot
-   announced
-   not supported or no statement found

Stated cells per protocol out of 27 columns. Numbers at the bar end count cells with a stated status.

| Protocol | Live | Pilot | Announced | Not supported | No statement found |
| --- | --- | --- | --- | --- | --- |
| ACP | 3 | 2 | 7 | 2 | 13 |
| UCP | 10 | 4 | 6 | 1 | 6 |
| AP2 | 0 | 1 | 10 | 0 | 16 |
| Visa TAP | 0 | 1 | 5 | 0 | 21 |
| Visa IC | 1 | 1 | 6 | 0 | 19 |
| Mastercard Agent Pay | 1 | 1 | 8 | 0 | 17 |
| Agent Pay for Machines | 0 | 1 | 7 | 0 | 19 |
| Amex ACE | 0 | 0 | 6 | 0 | 21 |
| x402 | 3 | 0 | 1 | 0 | 23 |
| MPP | 2 | 0 | 0 | 0 | 25 |
| Link for agents | 3 | 0 | 1 | 0 | 23 |
| Verifiable Intent | 0 | 1 | 0 | 0 | 26 |

## Chart: status by column group

-   live
-   pilot
-   announced
-   not supported or no statement found

Every cell in each column group, split by status.

| Column group | Cells | Live | Pilot | Announced | Not supported | No statement found |
| --- | --- | --- | --- | --- | --- | --- |
| Processors | 120 | 15 | 10 | 31 | 0 | 64 |
| Platforms | 72 | 3 | 2 | 9 | 0 | 58 |
| Retailers | 60 | 2 | 0 | 5 | 2 | 51 |
| Agent surfaces | 72 | 3 | 0 | 12 | 1 | 56 |

## Chart: dated events per month

Dated events per month in the history guide.

| Month | Dated events |
| --- | --- |
| September 2025 | 2 |
| October 2025 | 3 |
| November 2025 | 1 |
| December 2025 | 1 |
| January 2026 | 2 |
| February 2026 | 0 |
| March 2026 | 3 |
| April 2026 | 7 |
| May 2026 | 0 |
| June 2026 | 3 |
| July 2026 | 2 |
| August 2026 | 2 |
| September 2026 | 4 |
| October 2026 | 4 |
| November 2026 | 0 |
|  |
| All months | 34 |

## Cite this edition

**Cite this:** Agent Ready Checkout. Protocol Support Matrix, edition 4 Nov 2026. Edition of 4 Nov 2026. https://agentreadycheckout.com/matrix/2026-11-04

Download the cells as [CSV](https://agentreadycheckout.com/data/protocol-matrix-2026-11-04.csv) or [JSON](https://agentreadycheckout.com/data/protocol-matrix-2026-11-04.json).

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
3.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
4.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
5.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
6.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
7.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
8.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
9.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026
10.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
11.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
12.  [The Block: Tempo mainnet goes live with MPP](https://www.theblock.co/post/394131/tempo-mainnet-goes-live-with-machine-payments-protocol-for-agents), read 4 Nov 2026
13.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
14.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026
15.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
16.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
17.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026
18.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
19.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
20.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
21.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
22.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
23.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
24.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
25.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
26.  [Perplexity Overturns Amazon Ban on AI Shopping Bot on Appeal](https://news.bloomberglaw.com/ip-law/perplexity-overturns-amazon-ban-on-ai-shopping-bot-on-appeal), read 4 Nov 2026
27.  [UCP release v2026-08-25](https://github.com/Universal-Commerce-Protocol/ucp/releases/tag/v2026-08-25), read 4 Nov 2026
28.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
29.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
30.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026
31.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
32.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026
33.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
34.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [34 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Adobe Commerce: announced | Agent Ready Checkout"
description: "ACP on Adobe Commerce is announced as of 4 Nov 2026: Committed to ACP on 2026-02-18. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/acp/adobe-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Adobe Commerce: announced | Agent Ready Checkout

> ACP on Adobe Commerce is announced as of 4 Nov 2026: Committed to ACP on 2026-02-18. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/acp/adobe-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Adobe Commerce: announced

In short

ACP on Adobe Commerce reads announced as of 4 Nov 2026. The note: Committed to ACP on 2026-02-18. ACP is live or pilot in 5 of 27 columns; Adobe Commerce has 0 of 12 protocols live or pilot. The source is business.adobe.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Platform

[Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce), Adobe Inc.

Note

Committed to ACP on 2026-02-18

Source

[business.adobe.com](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Adobe Commerce for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced

See the [Adobe Commerce page](https://agentreadycheckout.com/platforms/adobe-commerce) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Adyen: pilot | Agent Ready Checkout"
description: "ACP on Adyen is pilot as of 4 Nov 2026: ACP delegated payments documented; product in limited availability for US enterprise merchants."
canonical: https://agentreadycheckout.com/matrix/acp/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Adyen: pilot | Agent Ready Checkout

> ACP on Adyen is pilot as of 4 Nov 2026: ACP delegated payments documented; product in limited availability for US enterprise merchants.

Source: https://agentreadycheckout.com/matrix/acp/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Adyen: pilot

In short

ACP on Adyen reads pilot as of 4 Nov 2026. The note: ACP delegated payments documented; product in limited availability for US enterprise merchants. ACP is live or pilot in 5 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is adyen.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

-   ACP delegated payments documented: [docs.adyen.com/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform)
-   product in limited availability for US enterprise merchants: [adyen.com/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic)

Source

[adyen.com/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), [docs.adyen.com/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Adyen for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
4.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Amazon: not supported | Agent Ready Checkout"
description: "ACP on Amazon is not supported as of 4 Nov 2026: robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/acp/amazon
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Amazon: not supported | Agent Ready Checkout

> ACP on Amazon is not supported as of 4 Nov 2026: robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/acp/amazon
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Amazon: not supported

In short

ACP on Amazon reads not supported as of 4 Nov 2026. The note: robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths. ACP is live or pilot in 5 of 27 columns; Amazon has 0 of 12 protocols live or pilot. The source is amazon.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

not supported. A source says it is not supported, withdrawn, or blocked.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Retailer

[Amazon](https://agentreadycheckout.com/retailers/amazon), Amazon.com, Inc.

Note

robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths

Source

[amazon.com](https://www.amazon.com/robots.txt), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Amazon for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/amazon): not supported

See the [Amazon page](https://agentreadycheckout.com/retailers/amazon) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [aboutamazon.com](https://www.aboutamazon.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Braintree: live | Agent Ready Checkout"
description: "ACP on Braintree is live as of 4 Nov 2026: Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form."
canonical: https://agentreadycheckout.com/matrix/acp/braintree
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Braintree: live | Agent Ready Checkout

> ACP on Braintree is live as of 4 Nov 2026: Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form.

Source: https://agentreadycheckout.com/matrix/acp/braintree
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Braintree: live

In short

ACP on Braintree reads live as of 4 Nov 2026. The note: Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form. ACP is live or pilot in 5 of 27 columns; Braintree has 2 of 12 protocols live or pilot. The source is developer.paypal.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Processor

[Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree), PayPal Holdings, Inc.

Note

Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form

Source

[developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Braintree for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced

See the [Braintree page](https://agentreadycheckout.com/processors/braintree) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on ChatGPT: not supported | Agent Ready Checkout"
description: "ACP on ChatGPT is not supported as of 4 Nov 2026: ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites."
canonical: https://agentreadycheckout.com/matrix/acp/chatgpt-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on ChatGPT: not supported | Agent Ready Checkout

> ACP on ChatGPT is not supported as of 4 Nov 2026: ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites.

Source: https://agentreadycheckout.com/matrix/acp/chatgpt-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on ChatGPT: not supported

In short

ACP on ChatGPT reads not supported as of 4 Nov 2026. The note: ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites; OpenAI's post of 24 Mar 2026 dates the change and keeps ACP for product discovery feeds. ACP is live or pilot in 5 of 27 columns; ChatGPT has 0 of 12 protocols live or pilot.

## The reading

Status

not supported. A source says it is not supported, withdrawn, or blocked.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Agent surface

[ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping), OpenAI

Note

-   ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites: [chatgpt.com/merchants](https://chatgpt.com/merchants/)
-   OpenAI's post of 24 Mar 2026 dates the change and keeps ACP for product discovery feeds: [openai.com/powering-product-discovery-in](https://openai.com/index/powering-product-discovery-in-chatgpt/)

Source

[chatgpt.com/merchants](https://chatgpt.com/merchants/), [openai.com/powering-product-discovery-in](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## ChatGPT for other protocols

-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced

See the [ChatGPT page](https://agentreadycheckout.com/surfaces/chatgpt-shopping) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
2.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Checkout.com: pilot | Agent Ready Checkout"
description: "ACP on Checkout.com is pilot as of 4 Nov 2026: Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist."
canonical: https://agentreadycheckout.com/matrix/acp/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Checkout.com: pilot | Agent Ready Checkout

> ACP on Checkout.com is pilot as of 4 Nov 2026: Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist.

Source: https://agentreadycheckout.com/matrix/acp/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Checkout.com: pilot

In short

ACP on Checkout.com reads pilot as of 4 Nov 2026. The note: Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist. ACP is live or pilot in 5 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is checkout.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist

Source

[checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Checkout.com for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on commercetools: announced | Agent Ready Checkout"
description: "ACP on commercetools is announced as of 4 Nov 2026: commercetools joined Stripe and OpenAI as a launch partner of ACP. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/acp/commercetools
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on commercetools: announced | Agent Ready Checkout

> ACP on commercetools is announced as of 4 Nov 2026: commercetools joined Stripe and OpenAI as a launch partner of ACP. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/acp/commercetools
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on commercetools: announced

In short

ACP on commercetools reads announced as of 4 Nov 2026. The note: commercetools joined Stripe and OpenAI as a launch partner of ACP; its AI Hub release lists Stripe ACS checkout but does not name ACP. ACP is live or pilot in 5 of 27 columns; commercetools has 1 of 12 protocols live or pilot. The source is commercetools.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Platform

[commercetools](https://agentreadycheckout.com/platforms/commercetools), commercetools GmbH

Note

-   commercetools joined Stripe and OpenAI as a launch partner of ACP: [commercetools.com/commercetools-partners-with](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp)
-   its AI Hub release lists Stripe ACS checkout but does not name ACP: [docs.commercetools.com/2026-07-30-ai-hub-is-now](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available)

Source

[commercetools.com/commercetools-partners-with](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), [docs.commercetools.com/2026-07-30-ai-hub-is-now](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## commercetools for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/commercetools): live

See the [commercetools page](https://agentreadycheckout.com/platforms/commercetools) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
2.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
4.  [commercetools.com](https://commercetools.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Etsy: announced | Agent Ready Checkout"
description: "ACP on Etsy is announced as of 4 Nov 2026: Etsy's help page lists checkout in ChatGPT. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/acp/etsy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Etsy: announced | Agent Ready Checkout

> ACP on Etsy is announced as of 4 Nov 2026: Etsy's help page lists checkout in ChatGPT. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/acp/etsy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Etsy: announced

In short

ACP on Etsy reads announced as of 4 Nov 2026. The note: Etsy's help page lists checkout in ChatGPT; OpenAI's 24 Mar 2026 notice says purchases now complete on merchant sites. ACP is live or pilot in 5 of 27 columns; Etsy has 1 of 12 protocols live or pilot. The source is help.etsy.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Retailer

[Etsy](https://agentreadycheckout.com/retailers/etsy), Etsy, Inc.

Note

-   Etsy's help page lists checkout in ChatGPT: [help.etsy.com/34208252828695-Purchasing-Etsy](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT)
-   OpenAI's 24 Mar 2026 notice says purchases now complete on merchant sites: [openai.com/powering-product-discovery-in](https://openai.com/index/powering-product-discovery-in-chatgpt/)

Source

[help.etsy.com/34208252828695-Purchasing-Etsy](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), [openai.com/powering-product-discovery-in](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Etsy for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live

See the [Etsy page](https://agentreadycheckout.com/retailers/etsy) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
2.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
4.  [etsy.com](https://www.etsy.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Copilot: announced | Agent Ready Checkout"
description: "ACP on Copilot is announced as of 4 Nov 2026: Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding. Dated and sourced."
canonical: https://agentreadycheckout.com/matrix/acp/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Copilot: announced | Agent Ready Checkout

> ACP on Copilot is announced as of 4 Nov 2026: Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding. Dated and sourced.

Source: https://agentreadycheckout.com/matrix/acp/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Copilot: announced

In short

ACP on Copilot reads announced as of 4 Nov 2026. The note: Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding; the current onboarding page names UCP feeds and not ACP. ACP is live or pilot in 5 of 27 columns; Copilot has 1 of 12 protocols live or pilot. The source is about.ads.microsoft.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Agent surface

[Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), Microsoft

Note

-   Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding: [about.ads.microsoft.com/conversations-that-convert](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents)
-   the current onboarding page names UCP feeds and not ACP: [about.ads.microsoft.com/agentic-commerce](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce)

Source

[about.ads.microsoft.com/conversations-that-convert](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), [about.ads.microsoft.com/agentic-commerce](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Copilot for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

See the [Copilot page](https://agentreadycheckout.com/surfaces/microsoft-copilot) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026
2.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on PayPal: live | Agent Ready Checkout"
description: "ACP on PayPal is live as of 4 Nov 2026: Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form."
canonical: https://agentreadycheckout.com/matrix/acp/paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on PayPal: live | Agent Ready Checkout

> ACP on PayPal is live as of 4 Nov 2026: Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form.

Source: https://agentreadycheckout.com/matrix/acp/paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on PayPal: live

In short

ACP on PayPal reads live as of 4 Nov 2026. The note: Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form. ACP is live or pilot in 5 of 27 columns; PayPal has 2 of 12 protocols live or pilot. The source is developer.paypal.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Processor

[PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal), PayPal Holdings, Inc.

Note

Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form

Source

[developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## PayPal for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced

See the [PayPal page](https://agentreadycheckout.com/processors/paypal) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Salesforce CC: announced | Agent Ready Checkout"
description: "ACP on Salesforce CC is announced as of 4 Nov 2026: ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Salesforce CC: announced | Agent Ready Checkout

> ACP on Salesforce CC is announced as of 4 Nov 2026: ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Salesforce CC: announced

In short

ACP on Salesforce CC reads announced as of 4 Nov 2026. The note: ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14. ACP is live or pilot in 5 of 27 columns; Salesforce CC has 1 of 12 protocols live or pilot. The source is salesforce.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Platform

[Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud), Salesforce, Inc.

Note

ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14

Source

[salesforce.com](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Salesforce CC for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud): announced

See the [Salesforce CC page](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Stripe: live | Agent Ready Checkout"
description: "ACP on Stripe is live as of 4 Nov 2026: Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT."
canonical: https://agentreadycheckout.com/matrix/acp/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Stripe: live | Agent Ready Checkout

> ACP on Stripe is live as of 4 Nov 2026: Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT.

Source: https://agentreadycheckout.com/matrix/acp/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Stripe: live

In short

ACP on Stripe reads live as of 4 Nov 2026. The note: Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT. ACP is live or pilot in 5 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is agenticcommerce.dev. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT

Source

[agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026

## ACP in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Stripe for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
2.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on WooCommerce: announced | Agent Ready Checkout"
description: "ACP on WooCommerce is announced as of 4 Nov 2026: Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon."
canonical: https://agentreadycheckout.com/matrix/acp/woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on WooCommerce: announced | Agent Ready Checkout

> ACP on WooCommerce is announced as of 4 Nov 2026: Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon.

Source: https://agentreadycheckout.com/matrix/acp/woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on WooCommerce: announced

In short

ACP on WooCommerce reads announced as of 4 Nov 2026. The note: Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon. ACP is live or pilot in 5 of 27 columns; WooCommerce has 1 of 12 protocols live or pilot. The source is woocommerce.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Platform

[WooCommerce](https://agentreadycheckout.com/platforms/woocommerce), WooCommerce Inc. (Automattic)

Note

Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon

Source

[woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## WooCommerce for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot

See the [WooCommerce page](https://agentreadycheckout.com/platforms/woocommerce) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
3.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP on Worldpay: announced | Agent Ready Checkout"
description: "ACP on Worldpay is announced as of 4 Nov 2026: Worldpay says it is working across ACP; no ACP handler docs found. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/acp/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# ACP on Worldpay: announced | Agent Ready Checkout

> ACP on Worldpay is announced as of 4 Nov 2026: Worldpay says it is working across ACP; no ACP handler docs found. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/acp/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# ACP on Worldpay: announced

In short

ACP on Worldpay reads announced as of 4 Nov 2026. The note: Worldpay says it is working across ACP; no ACP handler docs found. ACP is live or pilot in 5 of 27 columns; Worldpay has 0 of 12 protocols live or pilot. The source is worldpay.com. Its live columns: Stripe, PayPal, Braintree.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), OpenAI, Stripe and Meta (lead maintainers)

Processor

[Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay), Global Payments Inc.

Note

Worldpay says it is working across ACP; no ACP handler docs found

Source

[worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

## ACP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Salesforce CC](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/acp/commercetools): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/acp/woocommerce): announced
-   [Amazon](https://agentreadycheckout.com/matrix/acp/amazon): not supported
-   [Etsy](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Copilot](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [ACP page](https://agentreadycheckout.com/protocols/acp) lists them with sources.

## Worldpay for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced

See the [Worldpay page](https://agentreadycheckout.com/processors/worldpay) and the [full matrix](https://agentreadycheckout.com/matrix).

## How ACP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [ACP page](https://agentreadycheckout.com/protocols/acp).

## Sources

1.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
2.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Adyen: announced | Agent Ready Checkout"
description: "Agent Pay for Machines on Adyen is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Adyen: announced | Agent Ready Checkout

> Agent Pay for Machines on Adyen is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Adyen: announced

In short

Agent Pay for Machines on Adyen reads announced as of 4 Nov 2026. The note: Named among AP4M initial participants. Agent Pay for Machines is live or pilot in 1 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

Named among AP4M initial participants

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Checkout.com | Agent Ready Checkout"
description: "Agent Pay for Machines on Checkout.com is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Checkout.com | Agent Ready Checkout

> Agent Pay for Machines on Checkout.com is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Checkout.com: announced

In short

Agent Pay for Machines on Checkout.com reads announced as of 4 Nov 2026. The note: Named among AP4M initial participants. Agent Pay for Machines is live or pilot in 1 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Named among AP4M initial participants

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Coinbase: pilot | Agent Ready Checkout"
description: "Agent Pay for Machines on Coinbase is pilot as of 4 Nov 2026: Completed end-to-end AP4M pilot before Early Access opened."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Coinbase: pilot | Agent Ready Checkout

> Agent Pay for Machines on Coinbase is pilot as of 4 Nov 2026: Completed end-to-end AP4M pilot before Early Access opened.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Coinbase: pilot

In short

Agent Pay for Machines on Coinbase reads pilot as of 4 Nov 2026. The note: Completed end-to-end AP4M pilot before Early Access opened. Agent Pay for Machines is live or pilot in 1 of 27 columns; Coinbase has 2 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase), Coinbase Global, Inc.

Note

Completed end-to-end AP4M pilot before Early Access opened

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Coinbase for other protocols

-   [AP2](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/coinbase): live

See the [Coinbase page](https://agentreadycheckout.com/processors/coinbase) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Crossmint: announced | Agent Ready Checkout"
description: "Agent Pay for Machines on Crossmint is announced as of 4 Nov 2026: Named among AP4M initial participants as the agent's PSP."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Crossmint: announced | Agent Ready Checkout

> Agent Pay for Machines on Crossmint is announced as of 4 Nov 2026: Named among AP4M initial participants as the agent's PSP.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Crossmint: announced

In short

Agent Pay for Machines on Crossmint reads announced as of 4 Nov 2026. The note: Named among AP4M initial participants as the agent's PSP. Agent Pay for Machines is live or pilot in 1 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Named among AP4M initial participants as the agent's PSP

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on PayOS: announced | Agent Ready Checkout"
description: "Agent Pay for Machines on PayOS is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on PayOS: announced | Agent Ready Checkout

> Agent Pay for Machines on PayOS is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on PayOS: announced

In short

Agent Pay for Machines on PayOS reads announced as of 4 Nov 2026. The note: Named among AP4M initial participants. Agent Pay for Machines is live or pilot in 1 of 27 columns; PayOS has 0 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[PayOS](https://agentreadycheckout.com/processors/payos), PayOS

Note

Named among AP4M initial participants

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## PayOS for other protocols

-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced

See the [PayOS page](https://agentreadycheckout.com/processors/payos) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [payos.ai](https://payos.ai), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Skyfire: announced | Agent Ready Checkout"
description: "Agent Pay for Machines on Skyfire is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Skyfire: announced | Agent Ready Checkout

> Agent Pay for Machines on Skyfire is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Skyfire: announced

In short

Agent Pay for Machines on Skyfire reads announced as of 4 Nov 2026. The note: Named among AP4M initial participants. Agent Pay for Machines is live or pilot in 1 of 27 columns; Skyfire has 0 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Skyfire](https://agentreadycheckout.com/processors/skyfire), Skyfire Systems

Note

Named among AP4M initial participants

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Skyfire for other protocols

-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced

See the [Skyfire page](https://agentreadycheckout.com/processors/skyfire) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Stripe: announced | Agent Ready Checkout"
description: "Agent Pay for Machines on Stripe is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Stripe: announced | Agent Ready Checkout

> Agent Pay for Machines on Stripe is announced as of 4 Nov 2026: Named among AP4M initial participants. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Stripe: announced

In short

Agent Pay for Machines on Stripe reads announced as of 4 Nov 2026. The note: Named among AP4M initial participants. Agent Pay for Machines is live or pilot in 1 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

Named among AP4M initial participants

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines on Worldpay: announced | Agent Ready Checkout"
description: "Agent Pay for Machines on Worldpay is announced as of 4 Nov 2026: Global Payments named among AP4M initial participants."
canonical: https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Agent Pay for Machines on Worldpay: announced | Agent Ready Checkout

> Agent Pay for Machines on Worldpay is announced as of 4 Nov 2026: Global Payments named among AP4M initial participants.

Source: https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Agent Pay for Machines on Worldpay: announced

In short

Agent Pay for Machines on Worldpay reads announced as of 4 Nov 2026. The note: Global Payments named among AP4M initial participants. Agent Pay for Machines is live or pilot in 1 of 27 columns; Worldpay has 0 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), Mastercard

Processor

[Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay), Global Payments Inc.

Note

Global Payments named among AP4M initial participants

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

## Agent Pay for Machines in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

Columns not listed read no statement found on 4 Nov 2026; the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines) lists them with sources.

## Worldpay for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced

See the [Worldpay page](https://agentreadycheckout.com/processors/worldpay) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Agent Pay for Machines reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller of the service |
| Dispute rules | Not published |
| Cost | Not published |

The full rubric is on the [Agent Pay for Machines page](https://agentreadycheckout.com/protocols/agent-pay-for-machines).

## Sources

1.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
2.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
3.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE on Adyen: announced | Agent Ready Checkout"
description: "Amex ACE on Adyen is announced as of 4 Nov 2026: American Express named a strategic partner of Adyen Agentic; ACE not named."
canonical: https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Amex ACE on Adyen: announced | Agent Ready Checkout

> Amex ACE on Adyen is announced as of 4 Nov 2026: American Express named a strategic partner of Adyen Agentic; ACE not named.

Source: https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Amex ACE on Adyen: announced

In short

Amex ACE on Adyen reads announced as of 4 Nov 2026. The note: American Express named a strategic partner of Adyen Agentic; ACE not named. Amex ACE is live or pilot in 0 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is adyen.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), American Express

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

American Express named a strategic partner of Adyen Agentic; ACE not named

Source

[adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

## Amex ACE in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Amex ACE reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Announced |
| Cost | Not published |

The full rubric is on the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace).

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE on ChatGPT: announced | Agent Ready Checkout"
description: "Amex ACE on ChatGPT is announced as of 4 Nov 2026: Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated."
canonical: https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Amex ACE on ChatGPT: announced | Agent Ready Checkout

> Amex ACE on ChatGPT is announced as of 4 Nov 2026: Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated.

Source: https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Amex ACE on ChatGPT: announced

In short

Amex ACE on ChatGPT reads announced as of 4 Nov 2026. The note: Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated. Amex ACE is live or pilot in 0 of 27 columns; ChatGPT has 0 of 12 protocols live or pilot. The source is americanexpress.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), American Express

Agent surface

[ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping), OpenAI

Note

Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated.

Source

[americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

## Amex ACE in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace) lists them with sources.

## ChatGPT for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced

See the [ChatGPT page](https://agentreadycheckout.com/surfaces/chatgpt-shopping) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Amex ACE reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Announced |
| Cost | Not published |

The full rubric is on the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace).

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
2.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE on Crossmint: announced | Agent Ready Checkout"
description: "Amex ACE on Crossmint is announced as of 4 Nov 2026: Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs."
canonical: https://agentreadycheckout.com/matrix/amex-ace/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Amex ACE on Crossmint: announced | Agent Ready Checkout

> Amex ACE on Crossmint is announced as of 4 Nov 2026: Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs.

Source: https://agentreadycheckout.com/matrix/amex-ace/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Amex ACE on Crossmint: announced

In short

Amex ACE on Crossmint reads announced as of 4 Nov 2026. The note: Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs. Amex ACE is live or pilot in 0 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is cointelegraph.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), American Express

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs

Source

[cointelegraph.com](https://cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce), read 4 Nov 2026

## Amex ACE in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Amex ACE reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Announced |
| Cost | Not published |

The full rubric is on the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace).

## Sources

1.  [cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce](https://cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce), read 4 Nov 2026
2.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE on Google AI Mode: announced | Agent Ready Checkout"
description: "Amex ACE on Google AI Mode is announced as of 4 Nov 2026: Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated."
canonical: https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Amex ACE on Google AI Mode: announced | Agent Ready Checkout

> Amex ACE on Google AI Mode is announced as of 4 Nov 2026: Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated.

Source: https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Amex ACE on Google AI Mode: announced

In short

Amex ACE on Google AI Mode reads announced as of 4 Nov 2026. The note: Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated. Amex ACE is live or pilot in 0 of 27 columns; Google AI Mode has 1 of 12 protocols live or pilot. The source is americanexpress.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), American Express

Agent surface

[Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout), Google

Note

Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated.

Source

[americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

## Amex ACE in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace) lists them with sources.

## Google AI Mode for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced

See the [Google AI Mode page](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Amex ACE reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Announced |
| Cost | Not published |

The full rubric is on the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace).

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
2.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE on Copilot: announced | Agent Ready Checkout"
description: "Amex ACE on Copilot is announced as of 4 Nov 2026: Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated."
canonical: https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Amex ACE on Copilot: announced | Agent Ready Checkout

> Amex ACE on Copilot is announced as of 4 Nov 2026: Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated.

Source: https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Amex ACE on Copilot: announced

In short

Amex ACE on Copilot reads announced as of 4 Nov 2026. The note: Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated. Amex ACE is live or pilot in 0 of 27 columns; Copilot has 1 of 12 protocols live or pilot. The source is americanexpress.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), American Express

Agent surface

[Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), Microsoft

Note

Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated.

Source

[americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

## Amex ACE in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace) lists them with sources.

## Copilot for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

See the [Copilot page](https://agentreadycheckout.com/surfaces/microsoft-copilot) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Amex ACE reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Announced |
| Cost | Not published |

The full rubric is on the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace).

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
2.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE on Stripe: announced | Agent Ready Checkout"
description: "Amex ACE on Stripe is announced as of 4 Nov 2026: SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf."
canonical: https://agentreadycheckout.com/matrix/amex-ace/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Amex ACE on Stripe: announced | Agent Ready Checkout

> Amex ACE on Stripe is announced as of 4 Nov 2026: SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf.

Source: https://agentreadycheckout.com/matrix/amex-ace/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Amex ACE on Stripe: announced

In short

Amex ACE on Stripe reads announced as of 4 Nov 2026. The note: SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf; no merchant-facing control documented. Amex ACE is live or pilot in 0 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), American Express

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf; no merchant-facing control documented

Source

[docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026

## Amex ACE in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Amex ACE reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Announced |
| Cost | Not published |

The full rubric is on the [Amex ACE page](https://agentreadycheckout.com/protocols/amex-ace).

## Sources

1.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
2.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Adobe Commerce: announced | Agent Ready Checkout"
description: "AP2 on Adobe Commerce is announced as of 4 Nov 2026: Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented."
canonical: https://agentreadycheckout.com/matrix/ap2/adobe-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Adobe Commerce: announced | Agent Ready Checkout

> AP2 on Adobe Commerce is announced as of 4 Nov 2026: Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented.

Source: https://agentreadycheckout.com/matrix/ap2/adobe-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Adobe Commerce: announced

In short

AP2 on Adobe Commerce reads announced as of 4 Nov 2026. The note: Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented. AP2 is live or pilot in 1 of 27 columns; Adobe Commerce has 0 of 12 protocols live or pilot. The source is business.adobe.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Platform

[Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce), Adobe Inc.

Note

Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented

Source

[business.adobe.com](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Adobe Commerce for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced

See the [Adobe Commerce page](https://agentreadycheckout.com/platforms/adobe-commerce) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Adyen: announced | Agent Ready Checkout"
description: "AP2 on Adyen is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ap2/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Adyen: announced | Agent Ready Checkout

> AP2 on Adyen is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ap2/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Adyen: announced

In short

AP2 on Adyen reads announced as of 4 Nov 2026. The note: Named among AP2 collaborators in Google's AP2 launch post. AP2 is live or pilot in 1 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is cloud.google.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

Named among AP2 collaborators in Google's AP2 launch post

Source

[cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

## AP2 in other columns

-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Checkout.com: pilot | Agent Ready Checkout"
description: "AP2 on Checkout.com is pilot as of 4 Nov 2026: Agentic page lists AP2 for proof of intent; access via waitlist. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ap2/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Checkout.com: pilot | Agent Ready Checkout

> AP2 on Checkout.com is pilot as of 4 Nov 2026: Agentic page lists AP2 for proof of intent; access via waitlist. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ap2/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Checkout.com: pilot

In short

AP2 on Checkout.com reads pilot as of 4 Nov 2026. The note: Agentic page lists AP2 for proof of intent; access via waitlist. AP2 is live or pilot in 1 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is checkout.com.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Agentic page lists AP2 for proof of intent; access via waitlist

Source

[checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Coinbase: announced | Agent Ready Checkout"
description: "AP2 on Coinbase is announced as of 4 Nov 2026: Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept."
canonical: https://agentreadycheckout.com/matrix/ap2/coinbase
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Coinbase: announced | Agent Ready Checkout

> AP2 on Coinbase is announced as of 4 Nov 2026: Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept.

Source: https://agentreadycheckout.com/matrix/ap2/coinbase
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Coinbase: announced

In short

AP2 on Coinbase reads announced as of 4 Nov 2026. The note: Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept. AP2 is live or pilot in 1 of 27 columns; Coinbase has 2 of 12 protocols live or pilot. The source is coinbase.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Processor

[Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase), Coinbase Global, Inc.

Note

Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept

Source

[coinbase.com](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Coinbase for other protocols

-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [x402](https://agentreadycheckout.com/matrix/x402/coinbase): live

See the [Coinbase page](https://agentreadycheckout.com/processors/coinbase) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [coinbase.com/developer-platform/discover/launches/google\_x402](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Crossmint: announced | Agent Ready Checkout"
description: "AP2 on Crossmint is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ap2/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Crossmint: announced | Agent Ready Checkout

> AP2 on Crossmint is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ap2/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Crossmint: announced

In short

AP2 on Crossmint reads announced as of 4 Nov 2026. The note: Named among AP2 collaborators in Google's AP2 launch post. AP2 is live or pilot in 1 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is cloud.google.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Named among AP2 collaborators in Google's AP2 launch post

Source

[cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Etsy: announced | Agent Ready Checkout"
description: "AP2 on Etsy is announced as of 4 Nov 2026: Named among AP2 collaborators at launch; no Etsy AP2 flow published. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ap2/etsy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Etsy: announced | Agent Ready Checkout

> AP2 on Etsy is announced as of 4 Nov 2026: Named among AP2 collaborators at launch; no Etsy AP2 flow published. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ap2/etsy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Etsy: announced

In short

AP2 on Etsy reads announced as of 4 Nov 2026. The note: Named among AP2 collaborators at launch; no Etsy AP2 flow published. AP2 is live or pilot in 1 of 27 columns; Etsy has 1 of 12 protocols live or pilot. The source is cloud.google.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Retailer

[Etsy](https://agentreadycheckout.com/retailers/etsy), Etsy, Inc.

Note

Named among AP2 collaborators at launch; no Etsy AP2 flow published

Source

[cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Etsy for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live

See the [Etsy page](https://agentreadycheckout.com/retailers/etsy) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [etsy.com](https://www.etsy.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Google AI Mode: announced | Agent Ready Checkout"
description: "AP2 on Google AI Mode is announced as of 4 Nov 2026: Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark."
canonical: https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Google AI Mode: announced | Agent Ready Checkout

> AP2 on Google AI Mode is announced as of 4 Nov 2026: Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark.

Source: https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Google AI Mode: announced

In short

AP2 on Google AI Mode reads announced as of 4 Nov 2026. The note: Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark. AP2 is live or pilot in 1 of 27 columns; Google AI Mode has 1 of 12 protocols live or pilot. The source is blog.google.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Agent surface

[Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout), Google

Note

Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark.

Source

[blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Google AI Mode for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced

See the [Google AI Mode page](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [Introducing the Universal Cart](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on PayPal: announced | Agent Ready Checkout"
description: "AP2 on PayPal is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ap2/paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on PayPal: announced | Agent Ready Checkout

> AP2 on PayPal is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ap2/paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on PayPal: announced

In short

AP2 on PayPal reads announced as of 4 Nov 2026. The note: Named among AP2 collaborators in Google's AP2 launch post. AP2 is live or pilot in 1 of 27 columns; PayPal has 2 of 12 protocols live or pilot. The source is cloud.google.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Processor

[PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal), PayPal Holdings, Inc.

Note

Named among AP2 collaborators in Google's AP2 launch post

Source

[cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## PayPal for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced

See the [PayPal page](https://agentreadycheckout.com/processors/paypal) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Salesforce CC: announced | Agent Ready Checkout"
description: "AP2 on Salesforce CC is announced as of 4 Nov 2026: Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented."
canonical: https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Salesforce CC: announced | Agent Ready Checkout

> AP2 on Salesforce CC is announced as of 4 Nov 2026: Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented.

Source: https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Salesforce CC: announced

In short

AP2 on Salesforce CC reads announced as of 4 Nov 2026. The note: Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented. AP2 is live or pilot in 1 of 27 columns; Salesforce CC has 1 of 12 protocols live or pilot. The source is cloud.google.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Platform

[Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud), Salesforce, Inc.

Note

Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented

Source

[cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Salesforce CC for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud): announced

See the [Salesforce CC page](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Shopify: announced | Agent Ready Checkout"
description: "AP2 on Shopify is announced as of 4 Nov 2026: Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented."
canonical: https://agentreadycheckout.com/matrix/ap2/shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Shopify: announced | Agent Ready Checkout

> AP2 on Shopify is announced as of 4 Nov 2026: Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented.

Source: https://agentreadycheckout.com/matrix/ap2/shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Shopify: announced

In short

AP2 on Shopify reads announced as of 4 Nov 2026. The note: Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented. AP2 is live or pilot in 1 of 27 columns; Shopify has 1 of 12 protocols live or pilot. The source is shopify.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Platform

[Shopify](https://agentreadycheckout.com/platforms/shopify), Shopify Inc.

Note

Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented

Source

[shopify.com](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Shopify for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/shopify): live

See the [Shopify page](https://agentreadycheckout.com/platforms/shopify) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [shopify.com](https://www.shopify.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2 on Worldpay: announced | Agent Ready Checkout"
description: "AP2 on Worldpay is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ap2/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# AP2 on Worldpay: announced | Agent Ready Checkout

> AP2 on Worldpay is announced as of 4 Nov 2026: Named among AP2 collaborators in Google's AP2 launch post. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ap2/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# AP2 on Worldpay: announced

In short

AP2 on Worldpay reads announced as of 4 Nov 2026. The note: Named among AP2 collaborators in Google's AP2 launch post. AP2 is live or pilot in 1 of 27 columns; Worldpay has 0 of 12 protocols live or pilot. The source is cloud.google.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), FIDO Alliance (donated by Google, April 2026)

Processor

[Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay), Global Payments Inc.

Note

Named among AP2 collaborators in Google's AP2 launch post

Source

[cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

## AP2 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Coinbase](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ap2/shopify): announced
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [AP2 page](https://agentreadycheckout.com/protocols/ap2) lists them with sources.

## Worldpay for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced

See the [Worldpay page](https://agentreadycheckout.com/processors/worldpay) and the [full matrix](https://agentreadycheckout.com/matrix).

## How AP2 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | No protocol fee |

The full rubric is on the [AP2 page](https://agentreadycheckout.com/protocols/ap2).

## Sources

1.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
2.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
3.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Adyen: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on Adyen is announced as of 4 Nov 2026: Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Adyen: announced | Agent Ready Checkout

> Mastercard Agent Pay on Adyen is announced as of 4 Nov 2026: Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Adyen: announced

In short

Mastercard Agent Pay on Adyen reads announced as of 4 Nov 2026. The note: Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is adyen.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published

Source

[adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Braintree: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on Braintree is announced as of 4 Nov 2026: Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Braintree: announced | Agent Ready Checkout

> Mastercard Agent Pay on Braintree is announced as of 4 Nov 2026: Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Braintree: announced

In short

Mastercard Agent Pay on Braintree reads announced as of 4 Nov 2026. The note: Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Braintree has 2 of 12 protocols live or pilot. The source is mastercard.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree), PayPal Holdings, Inc.

Note

Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Braintree for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/braintree): live

See the [Braintree page](https://agentreadycheckout.com/processors/braintree) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Checkout.com: pilot | Agent Ready Checkout"
description: "Mastercard Agent Pay on Checkout.com is pilot as of 4 Nov 2026: Agentic page diagram connects to Mastercard Agent Pay; waitlist."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Checkout.com: pilot | Agent Ready Checkout

> Mastercard Agent Pay on Checkout.com is pilot as of 4 Nov 2026: Agentic page diagram connects to Mastercard Agent Pay; waitlist.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Checkout.com: pilot

In short

Mastercard Agent Pay on Checkout.com reads pilot as of 4 Nov 2026. The note: Agentic page diagram connects to Mastercard Agent Pay; waitlist. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is checkout.com. Its live columns: Crossmint.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Agentic page diagram connects to Mastercard Agent Pay; waitlist

Source

[checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Crossmint: live | Agent Ready Checkout"
description: "Mastercard Agent Pay on Crossmint is live as of 4 Nov 2026: Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Crossmint: live | Agent Ready Checkout

> Mastercard Agent Pay on Crossmint is live as of 4 Nov 2026: Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Crossmint: live

In short

Mastercard Agent Pay on Crossmint reads live as of 4 Nov 2026. The note: Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is docs.crossmint.com. Its live columns: Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards

Source

[docs.crossmint.com](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Google AI Mode | Agent Ready Checkout"
description: "Mastercard Agent Pay on Google AI Mode is announced as of 4 Nov 2026: Mastercard named Google among partners on Agent Pay."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Google AI Mode | Agent Ready Checkout

> Mastercard Agent Pay on Google AI Mode is announced as of 4 Nov 2026: Mastercard named Google among partners on Agent Pay.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Google AI Mode: announced

In short

Mastercard Agent Pay on Google AI Mode reads announced as of 4 Nov 2026. The note: Mastercard named Google among partners on Agent Pay; Google's UCP help page says checkout uses standard FPANs today. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Google AI Mode has 1 of 12 protocols live or pilot.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Agent surface

[Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout), Google

Note

-   Mastercard named Google among partners on Agent Pay: [mastercard.com/mastercard-unveils-new-tools-and](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html)
-   Google's UCP help page says checkout uses standard FPANs today: [support.google.com/16837055](https://support.google.com/merchants/answer/16837055)

Source

[mastercard.com/mastercard-unveils-new-tools-and](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), [support.google.com/16837055](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Google AI Mode for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced

See the [Google AI Mode page](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 4 Nov 2026
2.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
3.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
4.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Copilot: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on Copilot is announced as of 4 Nov 2026: Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Copilot: announced | Agent Ready Checkout

> Mastercard Agent Pay on Copilot is announced as of 4 Nov 2026: Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Copilot: announced

In short

Mastercard Agent Pay on Copilot reads announced as of 4 Nov 2026. The note: Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout; Microsoft has not confirmed live. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Copilot has 1 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Agent surface

[Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), Microsoft

Note

Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout; Microsoft has not confirmed live.

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Copilot for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

See the [Copilot page](https://agentreadycheckout.com/surfaces/microsoft-copilot) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [The new rules of the road for agentic commerce](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on PayOS: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on PayOS is announced as of 4 Nov 2026: PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on PayOS: announced | Agent Ready Checkout

> Mastercard Agent Pay on PayOS is announced as of 4 Nov 2026: PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on PayOS: announced

In short

Mastercard Agent Pay on PayOS reads announced as of 4 Nov 2026. The note: PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment with a Mastercard Agentic Token; PayOS's own agent-token page does not name Mastercard. The source is pymnts.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[PayOS](https://agentreadycheckout.com/processors/payos), PayOS

Note

PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment with a Mastercard Agentic Token; PayOS's own agent-token page does not name Mastercard

Source

[pymnts.com](https://www.pymnts.com/?p=3081368), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## PayOS for other protocols

-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/payos): announced

See the [PayOS page](https://agentreadycheckout.com/processors/payos) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [payos.ai](https://payos.ai), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on PayPal: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on PayPal is announced as of 4 Nov 2026: Mastercard said Agent Pay will integrate with PayPal's wallet."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on PayPal: announced | Agent Ready Checkout

> Mastercard Agent Pay on PayPal is announced as of 4 Nov 2026: Mastercard said Agent Pay will integrate with PayPal's wallet.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on PayPal: announced

In short

Mastercard Agent Pay on PayPal reads announced as of 4 Nov 2026. The note: Mastercard said Agent Pay will integrate with PayPal's wallet. Mastercard Agent Pay is live or pilot in 2 of 27 columns; PayPal has 2 of 12 protocols live or pilot. The source is mastercard.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal), PayPal Holdings, Inc.

Note

Mastercard said Agent Pay will integrate with PayPal's wallet

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## PayPal for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/paypal): announced

See the [PayPal page](https://agentreadycheckout.com/processors/paypal) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Skyfire: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on Skyfire is announced as of 4 Nov 2026: Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Skyfire: announced | Agent Ready Checkout

> Mastercard Agent Pay on Skyfire is announced as of 4 Nov 2026: Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Skyfire: announced

In short

Mastercard Agent Pay on Skyfire reads announced as of 4 Nov 2026. The note: Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Skyfire has 0 of 12 protocols live or pilot. The source is mastercard.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[Skyfire](https://agentreadycheckout.com/processors/skyfire), Skyfire Systems

Note

Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing

Source

[mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Skyfire for other protocols

-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced

See the [Skyfire page](https://agentreadycheckout.com/processors/skyfire) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay on Stripe: announced | Agent Ready Checkout"
description: "Mastercard Agent Pay on Stripe is announced as of 4 Nov 2026: SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf."
canonical: https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Mastercard Agent Pay on Stripe: announced | Agent Ready Checkout

> Mastercard Agent Pay on Stripe is announced as of 4 Nov 2026: SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf.

Source: https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Mastercard Agent Pay on Stripe: announced

In short

Mastercard Agent Pay on Stripe reads announced as of 4 Nov 2026. The note: SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf; no merchant-facing control documented. Mastercard Agent Pay is live or pilot in 2 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), Mastercard

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf; no merchant-facing control documented

Source

[docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026

## Mastercard Agent Pay in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [PayPal](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [PayOS](https://agentreadycheckout.com/matrix/mastercard-agent-pay/payos): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Copilot](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Mastercard Agent Pay reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Evidence only |
| Cost | Not published |

The full rubric is on the [Mastercard Agent Pay page](https://agentreadycheckout.com/protocols/mastercard-agent-pay).

## Sources

1.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "MPP on Crossmint: live | Agent Ready Checkout"
description: "MPP on Crossmint is live as of 4 Nov 2026: Agent Wallets support MPP payment flows. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/mpp/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# MPP on Crossmint: live | Agent Ready Checkout

> MPP on Crossmint is live as of 4 Nov 2026: Agent Wallets support MPP payment flows. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/mpp/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# MPP on Crossmint: live

In short

MPP on Crossmint reads live as of 4 Nov 2026. The note: Agent Wallets support MPP payment flows. MPP is live or pilot in 2 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is docs.crossmint.com. Its live columns: Stripe, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp), Tempo and Stripe

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Agent Wallets support MPP payment flows

Source

[docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 4 Nov 2026

## MPP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/mpp/stripe): live

Columns not listed read no statement found on 4 Nov 2026; the [MPP page](https://agentreadycheckout.com/protocols/mpp) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How MPP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller |
| Dispute rules | Rail-dependent |
| Cost | Rail fees |

The full rubric is on the [MPP page](https://agentreadycheckout.com/protocols/mpp).

## Sources

1.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 4 Nov 2026
2.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "MPP on Stripe: live | Agent Ready Checkout"
description: "MPP on Stripe is live as of 4 Nov 2026: MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana."
canonical: https://agentreadycheckout.com/matrix/mpp/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# MPP on Stripe: live | Agent Ready Checkout

> MPP on Stripe is live as of 4 Nov 2026: MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana.

Source: https://agentreadycheckout.com/matrix/mpp/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# MPP on Stripe: live

In short

MPP on Stripe reads live as of 4 Nov 2026. The note: MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana. MPP is live or pilot in 2 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com. Its live columns: Stripe, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp), Tempo and Stripe

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana

Source

[docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026

## MPP in other columns

-   [Crossmint](https://agentreadycheckout.com/matrix/mpp/crossmint): live

Columns not listed read no statement found on 4 Nov 2026; the [MPP page](https://agentreadycheckout.com/protocols/mpp) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How MPP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller |
| Dispute rules | Rail-dependent |
| Cost | Rail fees |

The full rubric is on the [MPP page](https://agentreadycheckout.com/protocols/mpp).

## Sources

1.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
2.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link for agents on Etsy: live | Agent Ready Checkout"
description: "Link for agents on Etsy is live as of 4 Nov 2026: Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts."
canonical: https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Link for agents on Etsy: live | Agent Ready Checkout

> Link for agents on Etsy is live as of 4 Nov 2026: Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts.

Source: https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Link for agents on Etsy: live

In short

Link for agents on Etsy reads live as of 4 Nov 2026. The note: Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts. Link for agents is live or pilot in 3 of 27 columns; Etsy has 1 of 12 protocols live or pilot. The source is help.etsy.com.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents), Stripe

Retailer

[Etsy](https://agentreadycheckout.com/retailers/etsy), Etsy, Inc.

Note

Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts

Source

[help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026

## Link for agents in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live
-   [Salesforce CC](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud): announced
-   [Meta Muse](https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse): live

Columns not listed read no statement found on 4 Nov 2026; the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents) lists them with sources.

## Etsy for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/etsy): announced

See the [Etsy page](https://agentreadycheckout.com/retailers/etsy) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Link for agents reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Card rules plus Link protections |
| Cost | Merchant card pricing |

The full rubric is on the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents).

## Sources

1.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
2.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
3.  [etsy.com](https://www.etsy.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link for agents on Meta Muse: live | Agent Ready Checkout"
description: "Link for agents on Meta Muse is live as of 4 Nov 2026: Muse checks out with Link's agent wallet. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Link for agents on Meta Muse: live | Agent Ready Checkout

> Link for agents on Meta Muse is live as of 4 Nov 2026: Muse checks out with Link's agent wallet. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Link for agents on Meta Muse: live

In short

Link for agents on Meta Muse reads live as of 4 Nov 2026. The note: Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only. Link for agents is live or pilot in 3 of 27 columns; Meta Muse has 1 of 12 protocols live or pilot. The source is stripe.com.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents), Stripe

Agent surface

[Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse), Meta

Note

Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only.

Source

[stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026

## Link for agents in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live
-   [Salesforce CC](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud): announced
-   [Etsy](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live

Columns not listed read no statement found on 4 Nov 2026; the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents) lists them with sources.

## Meta Muse for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced

See the [Meta Muse page](https://agentreadycheckout.com/surfaces/meta-muse) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Link for agents reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Card rules plus Link protections |
| Cost | Merchant card pricing |

The full rubric is on the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents).

## Sources

1.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
2.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
3.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link for agents on Salesforce CC: announced | Agent Ready Checkout"
description: "Link for agents on Salesforce CC is announced as of 4 Nov 2026: ACP announcement says the integration supports multiple payment methods including Stripe Link."
canonical: https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Link for agents on Salesforce CC: announced | Agent Ready Checkout

> Link for agents on Salesforce CC is announced as of 4 Nov 2026: ACP announcement says the integration supports multiple payment methods including Stripe Link.

Source: https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Link for agents on Salesforce CC: announced

In short

Link for agents on Salesforce CC reads announced as of 4 Nov 2026. The note: ACP announcement says the integration supports multiple payment methods including Stripe Link. Link for agents is live or pilot in 3 of 27 columns; Salesforce CC has 1 of 12 protocols live or pilot. The source is salesforce.com. Its live columns: Stripe, Etsy, Meta Muse.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents), Stripe

Platform

[Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud), Salesforce, Inc.

Note

ACP announcement says the integration supports multiple payment methods including Stripe Link

Source

[salesforce.com](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026

## Link for agents in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live
-   [Etsy](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse): live

Columns not listed read no statement found on 4 Nov 2026; the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents) lists them with sources.

## Salesforce CC for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced

See the [Salesforce CC page](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Link for agents reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Card rules plus Link protections |
| Cost | Merchant card pricing |

The full rubric is on the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents).

## Sources

1.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
2.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
3.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link for agents on Stripe: live | Agent Ready Checkout"
description: "Link for agents on Stripe is live as of 4 Nov 2026: Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers."
canonical: https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Link for agents on Stripe: live | Agent Ready Checkout

> Link for agents on Stripe is live as of 4 Nov 2026: Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers.

Source: https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Link for agents on Stripe: live

In short

Link for agents on Stripe reads live as of 4 Nov 2026. The note: Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers. Link for agents is live or pilot in 3 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com. Its live columns: Stripe, Etsy, Meta Muse.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents), Stripe

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers

Source

[docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026

## Link for agents in other columns

-   [Salesforce CC](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud): announced
-   [Etsy](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse): live

Columns not listed read no statement found on 4 Nov 2026; the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Link for agents reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Card rules plus Link protections |
| Cost | Merchant card pricing |

The full rubric is on the [Link for agents page](https://agentreadycheckout.com/protocols/stripe-link-for-agents).

## Sources

1.  [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026
2.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Adobe Commerce: announced | Agent Ready Checkout"
description: "UCP on Adobe Commerce is announced as of 4 Nov 2026: Committed to UCP on 2026-02-18. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ucp/adobe-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Adobe Commerce: announced | Agent Ready Checkout

> UCP on Adobe Commerce is announced as of 4 Nov 2026: Committed to UCP on 2026-02-18. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ucp/adobe-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Adobe Commerce: announced

In short

UCP on Adobe Commerce reads announced as of 4 Nov 2026. The note: Committed to UCP on 2026-02-18. UCP is live or pilot in 14 of 27 columns; Adobe Commerce has 0 of 12 protocols live or pilot. The source is business.adobe.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Platform

[Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce), Adobe Inc.

Note

Committed to UCP on 2026-02-18

Source

[business.adobe.com](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Adobe Commerce for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adobe-commerce): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adobe-commerce): announced

See the [Adobe Commerce page](https://agentreadycheckout.com/platforms/adobe-commerce) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Adyen: pilot | Agent Ready Checkout"
description: "UCP on Adyen is pilot as of 4 Nov 2026: UCP Tokenization Handler documented; limited availability at launch. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ucp/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Adyen: pilot | Agent Ready Checkout

> UCP on Adyen is pilot as of 4 Nov 2026: UCP Tokenization Handler documented; limited availability at launch. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ucp/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Adyen: pilot

In short

UCP on Adyen reads pilot as of 4 Nov 2026. The note: UCP Tokenization Handler documented; limited availability at launch. UCP is live or pilot in 14 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is adyen.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

-   UCP Tokenization Handler documented: [docs.adyen.com/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform)
-   limited availability at launch: [adyen.com/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic)

Source

[adyen.com/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), [docs.adyen.com/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
4.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Amazon: not supported | Agent Ready Checkout"
description: "UCP on Amazon is not supported as of 4 Nov 2026: Joined the UCP Tech Council on 24 Apr 2026. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/ucp/amazon
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Amazon: not supported | Agent Ready Checkout

> UCP on Amazon is not supported as of 4 Nov 2026: Joined the UCP Tech Council on 24 Apr 2026. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/ucp/amazon
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Amazon: not supported

In short

UCP on Amazon reads not supported as of 4 Nov 2026. The note: Joined the UCP Tech Council on 24 Apr 2026; robots.txt disallows GoogleAgent-Shopping, and no UCP checkout was found on Amazon. UCP is live or pilot in 14 of 27 columns; Amazon has 0 of 12 protocols live or pilot. The source is amazon.com.

## The reading

Status

not supported. A source says it is not supported, withdrawn, or blocked.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Retailer

[Amazon](https://agentreadycheckout.com/retailers/amazon), Amazon.com, Inc.

Note

-   Joined the UCP Tech Council on 24 Apr 2026: [github.com/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379)
-   robots.txt disallows GoogleAgent-Shopping, and no UCP checkout was found on Amazon: [amazon.com/robots.txt](https://www.amazon.com/robots.txt)

Source

[amazon.com/robots.txt](https://www.amazon.com/robots.txt), [github.com/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Amazon for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/amazon): not supported

See the [Amazon page](https://agentreadycheckout.com/retailers/amazon) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
2.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
4.  [aboutamazon.com](https://www.aboutamazon.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on BigCommerce: pilot | Agent Ready Checkout"
description: "UCP on BigCommerce is pilot as of 4 Nov 2026: Google UCP checkout in early access via Commerce AI Labs for select US merchants."
canonical: https://agentreadycheckout.com/matrix/ucp/bigcommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on BigCommerce: pilot | Agent Ready Checkout

> UCP on BigCommerce is pilot as of 4 Nov 2026: Google UCP checkout in early access via Commerce AI Labs for select US merchants.

Source: https://agentreadycheckout.com/matrix/ucp/bigcommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on BigCommerce: pilot

In short

UCP on BigCommerce reads pilot as of 4 Nov 2026. The note: Google UCP checkout in early access via Commerce AI Labs for select US merchants. UCP is live or pilot in 14 of 27 columns; BigCommerce has 1 of 12 protocols live or pilot. The source is bigcommerce.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Platform

[BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce), Commerce.com Inc. (Nasdaq: CMRC), parent of BigCommerce, Feedonomics and Makeswift

Note

Google UCP checkout in early access via Commerce AI Labs for select US merchants

Source

[bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## BigCommerce for other protocols

No other protocol has a stated status for this column.

See the [BigCommerce page](https://agentreadycheckout.com/platforms/bigcommerce) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [bigcommerce.com](https://www.bigcommerce.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Braintree: live | Agent Ready Checkout"
description: "UCP on Braintree is live as of 4 Nov 2026: Agent Ready UCP path: Google Pay single-use token processed through Braintree."
canonical: https://agentreadycheckout.com/matrix/ucp/braintree
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Braintree: live | Agent Ready Checkout

> UCP on Braintree is live as of 4 Nov 2026: Agent Ready UCP path: Google Pay single-use token processed through Braintree.

Source: https://agentreadycheckout.com/matrix/ucp/braintree
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Braintree: live

In short

UCP on Braintree reads live as of 4 Nov 2026. The note: Agent Ready UCP path: Google Pay single-use token processed through Braintree. UCP is live or pilot in 14 of 27 columns; Braintree has 2 of 12 protocols live or pilot. The source is developer.paypal.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree), PayPal Holdings, Inc.

Note

Agent Ready UCP path: Google Pay single-use token processed through Braintree

Source

[developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Braintree for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/braintree): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/braintree): announced

See the [Braintree page](https://agentreadycheckout.com/processors/braintree) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Checkout.com: pilot | Agent Ready Checkout"
description: "UCP on Checkout.com is pilot as of 4 Nov 2026: Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser."
canonical: https://agentreadycheckout.com/matrix/ucp/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Checkout.com: pilot | Agent Ready Checkout

> UCP on Checkout.com is pilot as of 4 Nov 2026: Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser.

Source: https://agentreadycheckout.com/matrix/ucp/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Checkout.com: pilot

In short

UCP on Checkout.com reads pilot as of 4 Nov 2026. The note: Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser. UCP is live or pilot in 14 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is checkout.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser

Source

[checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on commercetools: live | Agent Ready Checkout"
description: "UCP on commercetools is live as of 4 Nov 2026: AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access."
canonical: https://agentreadycheckout.com/matrix/ucp/commercetools
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on commercetools: live | Agent Ready Checkout

> UCP on commercetools is live as of 4 Nov 2026: AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access.

Source: https://agentreadycheckout.com/matrix/ucp/commercetools
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on commercetools: live

In short

UCP on commercetools reads live as of 4 Nov 2026. The note: AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access. UCP is live or pilot in 14 of 27 columns; commercetools has 1 of 12 protocols live or pilot. The source is docs.commercetools.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Platform

[commercetools](https://agentreadycheckout.com/platforms/commercetools), commercetools GmbH

Note

AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access

Source

[docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## commercetools for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/commercetools): announced

See the [commercetools page](https://agentreadycheckout.com/platforms/commercetools) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [commercetools.com](https://commercetools.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Crossmint: live | Agent Ready Checkout"
description: "UCP on Crossmint is live as of 4 Nov 2026: Agent Commerce Toolkit picks UCP as a checkout path where merchants support it."
canonical: https://agentreadycheckout.com/matrix/ucp/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Crossmint: live | Agent Ready Checkout

> UCP on Crossmint is live as of 4 Nov 2026: Agent Commerce Toolkit picks UCP as a checkout path where merchants support it.

Source: https://agentreadycheckout.com/matrix/ucp/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Crossmint: live

In short

UCP on Crossmint reads live as of 4 Nov 2026. The note: Agent Commerce Toolkit picks UCP as a checkout path where merchants support it. UCP is live or pilot in 14 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is crossmint.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Agent Commerce Toolkit picks UCP as a checkout path where merchants support it

Source

[crossmint.com](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Crossmint for other protocols

-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Etsy: announced | Agent Ready Checkout"
description: "UCP on Etsy is announced as of 4 Nov 2026: Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout."
canonical: https://agentreadycheckout.com/matrix/ucp/etsy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Etsy: announced | Agent Ready Checkout

> UCP on Etsy is announced as of 4 Nov 2026: Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout.

Source: https://agentreadycheckout.com/matrix/ucp/etsy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Etsy: announced

In short

UCP on Etsy reads announced as of 4 Nov 2026. The note: Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout. UCP is live or pilot in 14 of 27 columns; Etsy has 1 of 12 protocols live or pilot. The source is github.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Retailer

[Etsy](https://agentreadycheckout.com/retailers/etsy), Etsy, Inc.

Note

Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout

Source

[github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Etsy for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/etsy): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/etsy): announced
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/etsy): live

See the [Etsy page](https://agentreadycheckout.com/retailers/etsy) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [etsy.com](https://www.etsy.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Google AI Mode: live | Agent Ready Checkout"
description: "UCP on Google AI Mode is live as of 4 Nov 2026: UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products."
canonical: https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Google AI Mode: live | Agent Ready Checkout

> UCP on Google AI Mode is live as of 4 Nov 2026: UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products.

Source: https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Google AI Mode: live

In short

UCP on Google AI Mode reads live as of 4 Nov 2026. The note: UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products; merchant stays MoR. UCP is live or pilot in 14 of 27 columns; Google AI Mode has 1 of 12 protocols live or pilot. The source is support.google.com.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Agent surface

[Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout), Google

Note

UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products; merchant stays MoR.

Source

[support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Google AI Mode for other protocols

-   [AP2](https://agentreadycheckout.com/matrix/ap2/google-ai-mode-and-gemini-checkout): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/google-ai-mode-and-gemini-checkout): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/google-ai-mode-and-gemini-checkout): announced

See the [Google AI Mode page](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Meta Muse: announced | Agent Ready Checkout"
description: "UCP on Meta Muse is announced as of 4 Nov 2026: WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default."
canonical: https://agentreadycheckout.com/matrix/ucp/meta-muse
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Meta Muse: announced | Agent Ready Checkout

> UCP on Meta Muse is announced as of 4 Nov 2026: WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default.

Source: https://agentreadycheckout.com/matrix/ucp/meta-muse
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Meta Muse: announced

In short

UCP on Meta Muse reads announced as of 4 Nov 2026. The note: WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default. No Meta statement found. UCP is live or pilot in 14 of 27 columns; Meta Muse has 1 of 12 protocols live or pilot. The source is aiweekly.co.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Agent surface

[Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse), Meta

Note

WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default. No Meta statement found.

Source

[aiweekly.co](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Meta Muse for other protocols

-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/meta-muse): live

See the [Meta Muse page](https://agentreadycheckout.com/surfaces/meta-muse) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Copilot: live | Agent Ready Checkout"
description: "UCP on Copilot is live as of 4 Nov 2026: Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed."
canonical: https://agentreadycheckout.com/matrix/ucp/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Copilot: live | Agent Ready Checkout

> UCP on Copilot is live as of 4 Nov 2026: Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed.

Source: https://agentreadycheckout.com/matrix/ucp/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Copilot: live

In short

UCP on Copilot reads live as of 4 Nov 2026. The note: Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed; US, USD, English only. UCP is live or pilot in 14 of 27 columns; Copilot has 1 of 12 protocols live or pilot. The source is about.ads.microsoft.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Agent surface

[Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), Microsoft

Note

Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed; US, USD, English only.

Source

[about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Copilot for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

See the [Copilot page](https://agentreadycheckout.com/surfaces/microsoft-copilot) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on PayPal: live | Agent Ready Checkout"
description: "UCP on PayPal is live as of 4 Nov 2026: Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2."
canonical: https://agentreadycheckout.com/matrix/ucp/paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on PayPal: live | Agent Ready Checkout

> UCP on PayPal is live as of 4 Nov 2026: Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2.

Source: https://agentreadycheckout.com/matrix/ucp/paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on PayPal: live

In short

UCP on PayPal reads live as of 4 Nov 2026. The note: Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2. UCP is live or pilot in 14 of 27 columns; PayPal has 2 of 12 protocols live or pilot. The source is developer.paypal.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal), PayPal Holdings, Inc.

Note

Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2

Source

[developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## PayPal for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/paypal): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/paypal): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/paypal): announced

See the [PayPal page](https://agentreadycheckout.com/processors/paypal) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Salesforce CC: live | Agent Ready Checkout"
description: "UCP on Salesforce CC is live as of 4 Nov 2026: Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR."
canonical: https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Salesforce CC: live | Agent Ready Checkout

> UCP on Salesforce CC is live as of 4 Nov 2026: Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR.

Source: https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Salesforce CC: live

In short

UCP on Salesforce CC reads live as of 4 Nov 2026. The note: Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR. UCP is live or pilot in 14 of 27 columns; Salesforce CC has 1 of 12 protocols live or pilot. The source is salesforce.com.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Platform

[Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud), Salesforce, Inc.

Note

Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR

Source

[salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Salesforce CC for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/salesforce-commerce-cloud): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/salesforce-commerce-cloud): announced
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/salesforce-commerce-cloud): announced

See the [Salesforce CC page](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Shopify: live | Agent Ready Checkout"
description: "UCP on Shopify is live as of 4 Nov 2026: UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26."
canonical: https://agentreadycheckout.com/matrix/ucp/shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Shopify: live | Agent Ready Checkout

> UCP on Shopify is live as of 4 Nov 2026: UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26.

Source: https://agentreadycheckout.com/matrix/ucp/shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Shopify: live

In short

UCP on Shopify reads live as of 4 Nov 2026. The note: UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26. UCP is live or pilot in 14 of 27 columns; Shopify has 1 of 12 protocols live or pilot. The source is shopify.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Platform

[Shopify](https://agentreadycheckout.com/platforms/shopify), Shopify Inc.

Note

UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26

Source

[shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Shopify for other protocols

-   [AP2](https://agentreadycheckout.com/matrix/ap2/shopify): announced

See the [Shopify page](https://agentreadycheckout.com/platforms/shopify) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [shopify.com](https://www.shopify.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Stripe: live | Agent Ready Checkout"
description: "UCP on Stripe is live as of 4 Nov 2026: Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council."
canonical: https://agentreadycheckout.com/matrix/ucp/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Stripe: live | Agent Ready Checkout

> UCP on Stripe is live as of 4 Nov 2026: Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council.

Source: https://agentreadycheckout.com/matrix/ucp/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Stripe: live

In short

UCP on Stripe reads live as of 4 Nov 2026. The note: Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council. UCP is live or pilot in 14 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council

Source

[docs.stripe.com](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026

## UCP in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Target: live | Agent Ready Checkout"
description: "UCP on Target is live as of 4 Nov 2026: Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed."
canonical: https://agentreadycheckout.com/matrix/ucp/target
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Target: live | Agent Ready Checkout

> UCP on Target is live as of 4 Nov 2026: Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed.

Source: https://agentreadycheckout.com/matrix/ucp/target
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Target: live

In short

UCP on Target reads live as of 4 Nov 2026. The note: Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed. UCP is live or pilot in 14 of 27 columns; Target has 1 of 12 protocols live or pilot. The source is corporate.target.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Retailer

[Target](https://agentreadycheckout.com/retailers/target), Target Corporation

Note

Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed

Source

[corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Target for other protocols

No other protocol has a stated status for this column.

See the [Target page](https://agentreadycheckout.com/retailers/target) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [corporate.target.com](https://corporate.target.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Walmart: announced | Agent Ready Checkout"
description: "UCP on Walmart is announced as of 4 Nov 2026: Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026."
canonical: https://agentreadycheckout.com/matrix/ucp/walmart
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Walmart: announced | Agent Ready Checkout

> UCP on Walmart is announced as of 4 Nov 2026: Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026.

Source: https://agentreadycheckout.com/matrix/ucp/walmart
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Walmart: announced

In short

UCP on Walmart reads announced as of 4 Nov 2026. The note: Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026; no Walmart or Google page found says it is live. UCP is live or pilot in 14 of 27 columns; Walmart has 0 of 12 protocols live or pilot. The source is corporate.walmart.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Retailer

[Walmart](https://agentreadycheckout.com/retailers/walmart), Walmart Inc.

Note

Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026; no Walmart or Google page found says it is live

Source

[corporate.walmart.com](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Walmart for other protocols

No other protocol has a stated status for this column.

See the [Walmart page](https://agentreadycheckout.com/retailers/walmart) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [corporate.walmart.com](https://corporate.walmart.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Wayfair: announced | Agent Ready Checkout"
description: "UCP on Wayfair is announced as of 4 Nov 2026: UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming."
canonical: https://agentreadycheckout.com/matrix/ucp/wayfair
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Wayfair: announced | Agent Ready Checkout

> UCP on Wayfair is announced as of 4 Nov 2026: UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming.

Source: https://agentreadycheckout.com/matrix/ucp/wayfair
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Wayfair: announced

In short

UCP on Wayfair reads announced as of 4 Nov 2026. The note: UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming. UCP is live or pilot in 14 of 27 columns; Wayfair has 0 of 12 protocols live or pilot. The source is aboutwayfair.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Retailer

[Wayfair](https://agentreadycheckout.com/retailers/wayfair), Wayfair Inc.

Note

UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming

Source

[aboutwayfair.com](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Wayfair for other protocols

No other protocol has a stated status for this column.

See the [Wayfair page](https://agentreadycheckout.com/retailers/wayfair) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [aboutwayfair.com](https://www.aboutwayfair.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on WooCommerce: pilot | Agent Ready Checkout"
description: "UCP on WooCommerce is pilot as of 4 Nov 2026: WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible."
canonical: https://agentreadycheckout.com/matrix/ucp/woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on WooCommerce: pilot | Agent Ready Checkout

> UCP on WooCommerce is pilot as of 4 Nov 2026: WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible.

Source: https://agentreadycheckout.com/matrix/ucp/woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on WooCommerce: pilot

In short

UCP on WooCommerce reads pilot as of 4 Nov 2026. The note: WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible shopping agents. UCP is live or pilot in 14 of 27 columns; WooCommerce has 1 of 12 protocols live or pilot. The source is woocommerce.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Platform

[WooCommerce](https://agentreadycheckout.com/platforms/woocommerce), WooCommerce Inc. (Automattic)

Note

WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible shopping agents

Source

[woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Worldpay](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## WooCommerce for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/woocommerce): announced

See the [WooCommerce page](https://agentreadycheckout.com/platforms/woocommerce) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
3.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP on Worldpay: announced | Agent Ready Checkout"
description: "UCP on Worldpay is announced as of 4 Nov 2026: Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found."
canonical: https://agentreadycheckout.com/matrix/ucp/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# UCP on Worldpay: announced | Agent Ready Checkout

> UCP on Worldpay is announced as of 4 Nov 2026: Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found.

Source: https://agentreadycheckout.com/matrix/ucp/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# UCP on Worldpay: announced

In short

UCP on Worldpay reads announced as of 4 Nov 2026. The note: Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found. UCP is live or pilot in 14 of 27 columns; Worldpay has 0 of 12 protocols live or pilot. The source is worldpay.com. Its live columns: Stripe, PayPal, Braintree, Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Processor

[Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay), Global Payments Inc.

Note

Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found

Source

[worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

## UCP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [PayPal](https://agentreadycheckout.com/matrix/ucp/paypal): live
-   [Checkout.com](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [Braintree](https://agentreadycheckout.com/matrix/ucp/braintree): live
-   [Crossmint](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [Shopify](https://agentreadycheckout.com/matrix/ucp/shopify): live
-   [BigCommerce](https://agentreadycheckout.com/matrix/ucp/bigcommerce): pilot
-   [Salesforce CC](https://agentreadycheckout.com/matrix/ucp/salesforce-commerce-cloud): live
-   [Adobe Commerce](https://agentreadycheckout.com/matrix/ucp/adobe-commerce): announced
-   [commercetools](https://agentreadycheckout.com/matrix/ucp/commercetools): live
-   [WooCommerce](https://agentreadycheckout.com/matrix/ucp/woocommerce): pilot
-   [Amazon](https://agentreadycheckout.com/matrix/ucp/amazon): not supported
-   [Walmart](https://agentreadycheckout.com/matrix/ucp/walmart): announced
-   [Target](https://agentreadycheckout.com/matrix/ucp/target): live
-   [Etsy](https://agentreadycheckout.com/matrix/ucp/etsy): announced
-   [Wayfair](https://agentreadycheckout.com/matrix/ucp/wayfair): announced
-   [Google AI Mode](https://agentreadycheckout.com/matrix/ucp/google-ai-mode-and-gemini-checkout): live
-   [Meta Muse](https://agentreadycheckout.com/matrix/ucp/meta-muse): announced
-   [Copilot](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live

Columns not listed read no statement found on 4 Nov 2026; the [UCP page](https://agentreadycheckout.com/protocols/ucp) lists them with sources.

## Worldpay for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced

See the [Worldpay page](https://agentreadycheckout.com/processors/worldpay) and the [full matrix](https://agentreadycheckout.com/matrix).

## How UCP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | None in spec |
| Cost | No protocol fee |

The full rubric is on the [UCP page](https://agentreadycheckout.com/protocols/ucp).

## Sources

1.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Verifiable Intent on Checkout.com: pilot | Agent Ready Checkout"
description: "Verifiable Intent on Checkout.com is pilot as of 4 Nov 2026: Committed partner at the Verifiable Intent launch. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Verifiable Intent on Checkout.com: pilot | Agent Ready Checkout

> Verifiable Intent on Checkout.com is pilot as of 4 Nov 2026: Committed partner at the Verifiable Intent launch. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Verifiable Intent on Checkout.com: pilot

In short

Verifiable Intent on Checkout.com reads pilot as of 4 Nov 2026. The note: Committed partner at the Verifiable Intent launch; agentic page lists Verifiable Intent for intent, with a waitlist. Verifiable Intent is live or pilot in 1 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is mastercard.com.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent), Mastercard, with Google; contributed to FIDO Alliance

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

-   Committed partner at the Verifiable Intent launch: [mastercard.com/verifiable-intent](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html)
-   agentic page lists Verifiable Intent for intent, with a waitlist: [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce)

Source

[mastercard.com/verifiable-intent](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## Verifiable Intent in other columns

No other column has a stated status.

Columns not listed read no statement found on 4 Nov 2026; the [Verifiable Intent page](https://agentreadycheckout.com/protocols/verifiable-intent) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Verifiable Intent reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | Evidence only |
| Cost | No fee |

The full rubric is on the [Verifiable Intent page](https://agentreadycheckout.com/protocols/verifiable-intent).

## Sources

1.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
2.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
3.  [verifiableintent.dev](https://verifiableintent.dev/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Adyen: announced | Agent Ready Checkout"
description: "Visa IC on Adyen is announced as of 4 Nov 2026: Visa named a strategic partner of Adyen Agentic; no VIC integration detail published."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Adyen: announced | Agent Ready Checkout

> Visa IC on Adyen is announced as of 4 Nov 2026: Visa named a strategic partner of Adyen Agentic; no VIC integration detail published.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Adyen: announced

In short

Visa IC on Adyen reads announced as of 4 Nov 2026. The note: Visa named a strategic partner of Adyen Agentic; no VIC integration detail published. Visa IC is live or pilot in 2 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is adyen.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

Visa named a strategic partner of Adyen Agentic; no VIC integration detail published

Source

[adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on ChatGPT: announced | Agent Ready Checkout"
description: "Visa IC on ChatGPT is announced as of 4 Nov 2026: Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on ChatGPT: announced | Agent Ready Checkout

> Visa IC on ChatGPT is announced as of 4 Nov 2026: Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on ChatGPT: announced

In short

Visa IC on ChatGPT reads announced as of 4 Nov 2026. The note: Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page; no live ChatGPT checkout on VIC stated. Visa IC is live or pilot in 2 of 27 columns; ChatGPT has 0 of 12 protocols live or pilot. The source is visa.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Agent surface

[ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping), OpenAI

Note

Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page; no live ChatGPT checkout on VIC stated.

Source

[visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## ChatGPT for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/chatgpt-shopping): not supported
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/chatgpt-shopping): announced

See the [ChatGPT page](https://agentreadycheckout.com/surfaces/chatgpt-shopping) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
2.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Checkout.com: pilot | Agent Ready Checkout"
description: "Visa IC on Checkout.com is pilot as of 4 Nov 2026: Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Checkout.com: pilot | Agent Ready Checkout

> Visa IC on Checkout.com is pilot as of 4 Nov 2026: Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Checkout.com: pilot

In short

Visa IC on Checkout.com reads pilot as of 4 Nov 2026. The note: Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist. Visa IC is live or pilot in 2 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is checkout.com. Its live columns: Crossmint.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist

Source

[checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Crossmint: live | Agent Ready Checkout"
description: "Visa IC on Crossmint is live as of 4 Nov 2026: Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Crossmint: live | Agent Ready Checkout

> Visa IC on Crossmint is live as of 4 Nov 2026: Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Crossmint: live

In short

Visa IC on Crossmint reads live as of 4 Nov 2026. The note: Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve. Visa IC is live or pilot in 2 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is docs.crossmint.com. Its live columns: Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve

Source

[docs.crossmint.com](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/crossmint): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Copilot: announced | Agent Ready Checkout"
description: "Visa IC on Copilot is announced as of 4 Nov 2026: Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Copilot: announced | Agent Ready Checkout

> Visa IC on Copilot is announced as of 4 Nov 2026: Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Copilot: announced

In short

Visa IC on Copilot reads announced as of 4 Nov 2026. The note: Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch. Visa IC is live or pilot in 2 of 27 columns; Copilot has 1 of 12 protocols live or pilot. The source is usa.visa.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Agent surface

[Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), Microsoft

Note

Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch.

Source

[usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Copilot for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

See the [Copilot page](https://agentreadycheckout.com/surfaces/microsoft-copilot) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Perplexity: announced | Agent Ready Checkout"
description: "Visa IC on Perplexity is announced as of 4 Nov 2026: Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Perplexity: announced | Agent Ready Checkout

> Visa IC on Perplexity is announced as of 4 Nov 2026: Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Perplexity: announced

In short

Visa IC on Perplexity reads announced as of 4 Nov 2026. The note: Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch. Visa IC is live or pilot in 2 of 27 columns; Perplexity has 0 of 12 protocols live or pilot. The source is usa.visa.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Agent surface

[Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping), Perplexity AI

Note

Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch

Source

[usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Perplexity for other protocols

No other protocol has a stated status for this column.

See the [Perplexity page](https://agentreadycheckout.com/surfaces/perplexity-shopping) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
3.  [Comet browser](https://www.perplexity.ai/comet), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Skyfire: announced | Agent Ready Checkout"
description: "Visa IC on Skyfire is announced as of 4 Nov 2026: Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Skyfire: announced | Agent Ready Checkout

> Visa IC on Skyfire is announced as of 4 Nov 2026: Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Skyfire: announced

In short

Visa IC on Skyfire reads announced as of 4 Nov 2026. The note: Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found. Visa IC is live or pilot in 2 of 27 columns; Skyfire has 0 of 12 protocols live or pilot. The source is skyfire.xyz. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Processor

[Skyfire](https://agentreadycheckout.com/processors/skyfire), Skyfire Systems

Note

Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found

Source

[skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026

## Visa IC in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Skyfire for other protocols

-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/skyfire): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/skyfire): announced

See the [Skyfire page](https://agentreadycheckout.com/processors/skyfire) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC on Stripe: announced | Agent Ready Checkout"
description: "Visa IC on Stripe is announced as of 4 Nov 2026: SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf."
canonical: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa IC on Stripe: announced | Agent Ready Checkout

> Visa IC on Stripe is announced as of 4 Nov 2026: SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf.

Source: https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa IC on Stripe: announced

In short

Visa IC on Stripe reads announced as of 4 Nov 2026. The note: SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf; no merchant-facing control documented. Visa IC is live or pilot in 2 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com. Its live columns: Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), Visa

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf; no merchant-facing control documented

Source

[docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026

## Visa IC in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Crossmint](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Skyfire](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/skyfire): announced
-   [ChatGPT](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/chatgpt-shopping): announced
-   [Perplexity](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/perplexity-shopping): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa IC reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Merchant |
| Dispute rules | Yes |
| Cost | Not published |

The full rubric is on the [Visa IC page](https://agentreadycheckout.com/protocols/visa-intelligent-commerce).

## Sources

1.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP on Adyen: announced | Agent Ready Checkout"
description: "Visa TAP on Adyen is announced as of 4 Nov 2026: Named by Visa among early TAP partners giving feedback. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa TAP on Adyen: announced | Agent Ready Checkout

> Visa TAP on Adyen is announced as of 4 Nov 2026: Named by Visa among early TAP partners giving feedback. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa TAP on Adyen: announced

In short

Visa TAP on Adyen reads announced as of 4 Nov 2026. The note: Named by Visa among early TAP partners giving feedback. Visa TAP is live or pilot in 1 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is investor.visa.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), Visa

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

Named by Visa among early TAP partners giving feedback

Source

[investor.visa.com](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026

## Visa TAP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa TAP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | None in spec |
| Cost | No fee published |

The full rubric is on the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Sources

1.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP on Checkout.com: pilot | Agent Ready Checkout"
description: "Visa TAP on Checkout.com is pilot as of 4 Nov 2026: Agentic page lists TAP for agent identification; waitlist. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa TAP on Checkout.com: pilot | Agent Ready Checkout

> Visa TAP on Checkout.com is pilot as of 4 Nov 2026: Agentic page lists TAP for agent identification; waitlist. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa TAP on Checkout.com: pilot

In short

Visa TAP on Checkout.com reads pilot as of 4 Nov 2026. The note: Agentic page lists TAP for agent identification; waitlist. Visa TAP is live or pilot in 1 of 27 columns; Checkout.com has 7 of 12 protocols live or pilot. The source is checkout.com.

## The reading

Status

pilot. Limited pilot, beta, early access, waitlist or select merchants.

Protocol

[Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), Visa

Processor

[Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), Checkout.com

Note

Agentic page lists TAP for agent identification; waitlist

Source

[checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

## Visa TAP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Worldpay](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol) lists them with sources.

## Checkout.com for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/checkout-com): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/checkout-com): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/checkout-com): pilot
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/checkout-com): pilot
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/checkout-com): pilot
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/checkout-com): announced
-   [Verifiable Intent](https://agentreadycheckout.com/matrix/verifiable-intent/checkout-com): pilot

See the [Checkout.com page](https://agentreadycheckout.com/processors/checkout-com) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa TAP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | None in spec |
| Cost | No fee published |

The full rubric is on the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [2 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP on Coinbase: announced | Agent Ready Checkout"
description: "Visa TAP on Coinbase is announced as of 4 Nov 2026: Visa named Coinbase an early TAP partner and is aligning TAP with x402."
canonical: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa TAP on Coinbase: announced | Agent Ready Checkout

> Visa TAP on Coinbase is announced as of 4 Nov 2026: Visa named Coinbase an early TAP partner and is aligning TAP with x402.

Source: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa TAP on Coinbase: announced

In short

Visa TAP on Coinbase reads announced as of 4 Nov 2026. The note: Visa named Coinbase an early TAP partner and is aligning TAP with x402. Visa TAP is live or pilot in 1 of 27 columns; Coinbase has 2 of 12 protocols live or pilot. The source is investor.visa.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), Visa

Processor

[Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase), Coinbase Global, Inc.

Note

Visa named Coinbase an early TAP partner and is aligning TAP with x402

Source

[investor.visa.com](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026

## Visa TAP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol) lists them with sources.

## Coinbase for other protocols

-   [AP2](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot
-   [x402](https://agentreadycheckout.com/matrix/x402/coinbase): live

See the [Coinbase page](https://agentreadycheckout.com/processors/coinbase) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa TAP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | None in spec |
| Cost | No fee published |

The full rubric is on the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Sources

1.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP on Copilot: announced | Agent Ready Checkout"
description: "Visa TAP on Copilot is announced as of 4 Nov 2026: Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated."
canonical: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa TAP on Copilot: announced | Agent Ready Checkout

> Visa TAP on Copilot is announced as of 4 Nov 2026: Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated.

Source: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa TAP on Copilot: announced

In short

Visa TAP on Copilot reads announced as of 4 Nov 2026. The note: Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated. Visa TAP is live or pilot in 1 of 27 columns; Copilot has 1 of 12 protocols live or pilot. The source is usa.visa.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), Visa

Agent surface

[Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), Microsoft

Note

Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated.

Source

[usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026

## Visa TAP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol) lists them with sources.

## Copilot for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/microsoft-copilot): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/microsoft-copilot): live
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/microsoft-copilot): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/microsoft-copilot): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/microsoft-copilot): announced

See the [Copilot page](https://agentreadycheckout.com/surfaces/microsoft-copilot) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa TAP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | None in spec |
| Cost | No fee published |

The full rubric is on the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Sources

1.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP on Stripe: announced | Agent Ready Checkout"
description: "Visa TAP on Stripe is announced as of 4 Nov 2026: Named by Visa among early TAP partners giving feedback. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa TAP on Stripe: announced | Agent Ready Checkout

> Visa TAP on Stripe is announced as of 4 Nov 2026: Named by Visa among early TAP partners giving feedback. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa TAP on Stripe: announced

In short

Visa TAP on Stripe reads announced as of 4 Nov 2026. The note: Named by Visa among early TAP partners giving feedback. Visa TAP is live or pilot in 1 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is investor.visa.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), Visa

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

Named by Visa among early TAP partners giving feedback

Source

[investor.visa.com](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026

## Visa TAP in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Worldpay](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [x402](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa TAP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | None in spec |
| Cost | No fee published |

The full rubric is on the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Sources

1.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP on Worldpay: announced | Agent Ready Checkout"
description: "Visa TAP on Worldpay is announced as of 4 Nov 2026: Worldpay collaborating with Visa and Cloudflare to advance TAP. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# Visa TAP on Worldpay: announced | Agent Ready Checkout

> Visa TAP on Worldpay is announced as of 4 Nov 2026: Worldpay collaborating with Visa and Cloudflare to advance TAP. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Visa TAP on Worldpay: announced

In short

Visa TAP on Worldpay reads announced as of 4 Nov 2026. The note: Worldpay collaborating with Visa and Cloudflare to advance TAP. Visa TAP is live or pilot in 1 of 27 columns; Worldpay has 0 of 12 protocols live or pilot. The source is worldpay.com.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), Visa

Processor

[Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay), Global Payments Inc.

Note

Worldpay collaborating with Visa and Cloudflare to advance TAP

Source

[worldpay.com](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 4 Nov 2026

## Visa TAP in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Adyen](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Checkout.com](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/checkout-com): pilot
-   [Coinbase](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [Copilot](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/microsoft-copilot): announced

Columns not listed read no statement found on 4 Nov 2026; the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol) lists them with sources.

## Worldpay for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/worldpay): announced
-   [UCP](https://agentreadycheckout.com/matrix/ucp/worldpay): announced
-   [AP2](https://agentreadycheckout.com/matrix/ap2/worldpay): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/worldpay): announced

See the [Worldpay page](https://agentreadycheckout.com/processors/worldpay) and the [full matrix](https://agentreadycheckout.com/matrix).

## How Visa TAP reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | N/a |
| Dispute rules | None in spec |
| Cost | No fee published |

The full rubric is on the [Visa TAP page](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol).

## Sources

1.  [worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 4 Nov 2026
2.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
3.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 on Adyen: announced | Agent Ready Checkout"
description: "x402 on Adyen is announced as of 4 Nov 2026: Premier member of the x402 Foundation; no Adyen x402 acceptance docs found."
canonical: https://agentreadycheckout.com/matrix/x402/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# x402 on Adyen: announced | Agent Ready Checkout

> x402 on Adyen is announced as of 4 Nov 2026: Premier member of the x402 Foundation; no Adyen x402 acceptance docs found.

Source: https://agentreadycheckout.com/matrix/x402/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# x402 on Adyen: announced

In short

x402 on Adyen reads announced as of 4 Nov 2026. The note: Premier member of the x402 Foundation; no Adyen x402 acceptance docs found. x402 is live or pilot in 3 of 27 columns; Adyen has 2 of 12 protocols live or pilot. The source is x402.org. Its live columns: Stripe, Coinbase, Crossmint.

## The reading

Status

announced. Announced, partner or member status only; trade press allowed with the publication named.

Protocol

[x402](https://agentreadycheckout.com/protocols/x402), x402 Foundation (Linux Foundation)

Processor

[Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), Adyen N.V.

Note

Premier member of the x402 Foundation; no Adyen x402 acceptance docs found

Source

[x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026

## x402 in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [Coinbase](https://agentreadycheckout.com/matrix/x402/coinbase): live
-   [Crossmint](https://agentreadycheckout.com/matrix/x402/crossmint): live

Columns not listed read no statement found on 4 Nov 2026; the [x402 page](https://agentreadycheckout.com/protocols/x402) lists them with sources.

## Adyen for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/adyen-agentic): pilot
-   [UCP](https://agentreadycheckout.com/matrix/ucp/adyen-agentic): pilot
-   [AP2](https://agentreadycheckout.com/matrix/ap2/adyen-agentic): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/adyen-agentic): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/adyen-agentic): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/adyen-agentic): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/adyen-agentic): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/adyen-agentic): announced

See the [Adyen page](https://agentreadycheckout.com/processors/adyen-agentic) and the [full matrix](https://agentreadycheckout.com/matrix).

## How x402 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller |
| Dispute rules | None |
| Cost | Network fees only |

The full rubric is on the [x402 page](https://agentreadycheckout.com/protocols/x402).

## Sources

1.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 on Coinbase: live | Agent Ready Checkout"
description: "x402 on Coinbase is live as of 4 Nov 2026: x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening."
canonical: https://agentreadycheckout.com/matrix/x402/coinbase
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# x402 on Coinbase: live | Agent Ready Checkout

> x402 on Coinbase is live as of 4 Nov 2026: x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening.

Source: https://agentreadycheckout.com/matrix/x402/coinbase
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# x402 on Coinbase: live

In short

x402 on Coinbase reads live as of 4 Nov 2026. The note: x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening. x402 is live or pilot in 3 of 27 columns; Coinbase has 2 of 12 protocols live or pilot. The source is docs.cdp.coinbase.com. Its live columns: Stripe, Coinbase, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[x402](https://agentreadycheckout.com/protocols/x402), x402 Foundation (Linux Foundation)

Processor

[Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase), Coinbase Global, Inc.

Note

x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening

Source

[docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026

## x402 in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced
-   [Crossmint](https://agentreadycheckout.com/matrix/x402/crossmint): live

Columns not listed read no statement found on 4 Nov 2026; the [x402 page](https://agentreadycheckout.com/protocols/x402) lists them with sources.

## Coinbase for other protocols

-   [AP2](https://agentreadycheckout.com/matrix/ap2/coinbase): announced
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/coinbase): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/coinbase): pilot

See the [Coinbase page](https://agentreadycheckout.com/processors/coinbase) and the [full matrix](https://agentreadycheckout.com/matrix).

## How x402 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller |
| Dispute rules | None |
| Cost | Network fees only |

The full rubric is on the [x402 page](https://agentreadycheckout.com/protocols/x402).

## Sources

1.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 on Crossmint: live | Agent Ready Checkout"
description: "x402 on Crossmint is live as of 4 Nov 2026: Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets."
canonical: https://agentreadycheckout.com/matrix/x402/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# x402 on Crossmint: live | Agent Ready Checkout

> x402 on Crossmint is live as of 4 Nov 2026: Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets.

Source: https://agentreadycheckout.com/matrix/x402/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# x402 on Crossmint: live

In short

x402 on Crossmint reads live as of 4 Nov 2026. The note: Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets. x402 is live or pilot in 3 of 27 columns; Crossmint has 5 of 12 protocols live or pilot. The source is docs.crossmint.com. Its live columns: Stripe, Coinbase, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[x402](https://agentreadycheckout.com/protocols/x402), x402 Foundation (Linux Foundation)

Processor

[Crossmint](https://agentreadycheckout.com/processors/crossmint), Crossmint

Note

Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets

Source

[docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 4 Nov 2026

## x402 in other columns

-   [Stripe](https://agentreadycheckout.com/matrix/x402/stripe): live
-   [Adyen](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/x402/coinbase): live

Columns not listed read no statement found on 4 Nov 2026; the [x402 page](https://agentreadycheckout.com/protocols/x402) lists them with sources.

## Crossmint for other protocols

-   [UCP](https://agentreadycheckout.com/matrix/ucp/crossmint): live
-   [AP2](https://agentreadycheckout.com/matrix/ap2/crossmint): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/crossmint): live
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/crossmint): live
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/crossmint): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/crossmint): announced
-   [MPP](https://agentreadycheckout.com/matrix/mpp/crossmint): live

See the [Crossmint page](https://agentreadycheckout.com/processors/crossmint) and the [full matrix](https://agentreadycheckout.com/matrix).

## How x402 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller |
| Dispute rules | None |
| Cost | Network fees only |

The full rubric is on the [x402 page](https://agentreadycheckout.com/protocols/x402).

## Sources

1.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 on Stripe: live | Agent Ready Checkout"
description: "x402 on Stripe is live as of 4 Nov 2026: Machine payments accept x402 USDC on Base; US businesses except New York. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/matrix/x402/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Matrix cells"
---

# x402 on Stripe: live | Agent Ready Checkout

> x402 on Stripe is live as of 4 Nov 2026: Machine payments accept x402 USDC on Base; US businesses except New York. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/matrix/x402/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# x402 on Stripe: live

In short

x402 on Stripe reads live as of 4 Nov 2026. The note: Machine payments accept x402 USDC on Base; US businesses except New York. x402 is live or pilot in 3 of 27 columns; Stripe has 5 of 12 protocols live or pilot. The source is docs.stripe.com. Its live columns: Stripe, Coinbase, Crossmint.

## The reading

Status

live. Generally available or in production, confirmed by the vendor's own page or docs.

Protocol

[x402](https://agentreadycheckout.com/protocols/x402), x402 Foundation (Linux Foundation)

Processor

[Stripe](https://agentreadycheckout.com/processors/stripe), Stripe, Inc.

Note

Machine payments accept x402 USDC on Base; US businesses except New York

Source

[docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026

## x402 in other columns

-   [Adyen](https://agentreadycheckout.com/matrix/x402/adyen-agentic): announced
-   [Coinbase](https://agentreadycheckout.com/matrix/x402/coinbase): live
-   [Crossmint](https://agentreadycheckout.com/matrix/x402/crossmint): live

Columns not listed read no statement found on 4 Nov 2026; the [x402 page](https://agentreadycheckout.com/protocols/x402) lists them with sources.

## Stripe for other protocols

-   [ACP](https://agentreadycheckout.com/matrix/acp/stripe): live
-   [UCP](https://agentreadycheckout.com/matrix/ucp/stripe): live
-   [Visa TAP](https://agentreadycheckout.com/matrix/visa-trusted-agent-protocol/stripe): announced
-   [Visa IC](https://agentreadycheckout.com/matrix/visa-intelligent-commerce/stripe): announced
-   [Mastercard Agent Pay](https://agentreadycheckout.com/matrix/mastercard-agent-pay/stripe): announced
-   [Agent Pay for Machines](https://agentreadycheckout.com/matrix/agent-pay-for-machines/stripe): announced
-   [Amex ACE](https://agentreadycheckout.com/matrix/amex-ace/stripe): announced
-   [MPP](https://agentreadycheckout.com/matrix/mpp/stripe): live
-   [Link for agents](https://agentreadycheckout.com/matrix/stripe-link-for-agents/stripe): live

See the [Stripe page](https://agentreadycheckout.com/processors/stripe) and the [full matrix](https://agentreadycheckout.com/matrix).

## How x402 reads for merchants

| Rubric row | Reading |
| --- | --- |
| Merchant of record | Seller |
| Dispute rules | None |
| Cost | Network fees only |

The full rubric is on the [x402 page](https://agentreadycheckout.com/protocols/x402).

## Sources

1.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
2.  [x402.org](https://www.x402.org/), read 4 Nov 2026
3.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Method: cells, rubric, sources and Ora | Agent Ready Checkout"
description: "How the matrix is read: five statuses, the evidence rule, the seven-row merchant-readiness rubric, the source mix, and how Ora's Payments layer is treated."
canonical: https://agentreadycheckout.com/method
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "Method and data"
---

# Method: cells, rubric, sources and Ora | Agent Ready Checkout

> How the matrix is read: five statuses, the evidence rule, the seven-row merchant-readiness rubric, the source mix, and how Ora's Payments layer is treated.

Source: https://agentreadycheckout.com/method
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Methodology

In short

Every cell in the matrix has one of five statuses, a note, a source URL and the date the source was read. Live needs the vendor's own page or documentation. Announced may rest on named trade press. Nothing found is stated, never guessed.

## What a cell says

| Status | Definition | Cells |
| --- | --- | --- |
| live | Generally available or in production, confirmed by the vendor's own page or docs | 23 |
| pilot | Limited pilot, beta, early access, waitlist or select merchants | 12 |
| announced | Announced, partner or member status only; trade press allowed with the publication named | 57 |
| not supported | A source says it is not supported, withdrawn, or blocked | 3 |
| no statement found | Nothing published was found on the read date | 229 |
|  |
| All cells |  | 324 |

A cell never reads blank. Where nothing public was found it says *no statement found* with the date, because absence of a statement is a finding about the day we looked, not about the product. When a source contradicts another, the cell carries the primary source and the note records the conflict; the open ones are on the [corrections page](https://agentreadycheckout.com/corrections).

## The evidence rule

-   A live cell needs a primary source: the vendor's own page, documentation, repository or filing. Trade press alone never makes a cell live.
-   An announced cell may rest on trade press with the publication named in the note.
-   Every source is read on a stated date. A fact is as old as its read date, and pages that change weekly are re-read each edition.
-   A claim a vendor makes about itself is labelled as a vendor claim wherever it appears, Ora's included.
-   Prices come from published pricing pages only. A fee that circulates in coverage but is not published is not used.

## The merchant-readiness rubric

Each protocol profile carries the same seven rows. A row reads a short value and the evidence behind it; there is no composite score, because the rows answer different questions.

| Row | What it asks |
| --- | --- |
| Specification public | Whether the specification text can be read without signing in or signing a contract. |
| Reference implementation | Whether the owner publishes code a merchant can run or copy, and under which terms. |
| Live surfaces | Whether any agent surface runs the protocol for real shoppers today, as against announcements. |
| Processor support | Whether payment processors publish a path for the protocol, and which ones. |
| Merchant of record | Who is the seller in the transaction: the merchant, the agent platform or a third party. |
| Dispute rules | What the specification or the network rules say about a disputed agent purchase. |
| Cost | The fee the protocol itself adds, read from published pricing, and nothing the merchant pays its processor anyway. |

## The source mix

| Measure | Primary | Secondary | Vendor or vendor claim |
| --- | --- | --- | --- |
| Source pages in the library | 137 | 20 | 2 |
| Facts on profile pages | 261 | 20 | 27 |

The library holds 159 source pages read on 4 Nov 2026. Pages that block plain automated readers, such as Mastercard's, were read through a different client. Every source is a public page; nothing behind a login is used.

## Editions and the changelog

The matrix is re-read monthly and carries a dated changelog on its [edition page](https://agentreadycheckout.com/matrix/2026-11-04). This subject moves weekly, so a cell is only as current as its read date. The [datasets](https://agentreadycheckout.com/data) are cut from each edition, and the [commerce discovery file prevalence](https://agentreadycheckout.com/data/commerce-discovery-files) comes from a shared crawl of public sites. Its main pass checked robots.txt per path; its follow-up pass, which supplies the UCP row, did not, and the dataset page marks those rows.

## The API, the MCP server and the ask endpoint

The cells, rules rows and crawl counts that the pages show reach agents three ways, documented on the [API and MCP server page](https://agentreadycheckout.com/developers): an MCP server at `/mcp` with five read-only tools, a REST API under `/api/v1/` described by [openapi.json](https://agentreadycheckout.com/openapi.json), and an NLWeb `/ask` endpoint that returns schema.org objects with a source URL each. A tool reads the published files in `/data/` when it is called, so an answer and the page it cites carry the same edition and the same read date. Nothing writes and no credential exists. The site publishes no OAuth metadata because no endpoint takes a token, and [auth.md](https://agentreadycheckout.com/auth.md) says so.

## Ora on this layer

Ora is a scanner that scores whether an agent can find, read, use and pay a site, and the pay-layer check this site recommends. It is not a row or a column in the matrix and has no profile here. Its check catalog, read 5 Nov 2026, lists 132 checks in four layers, and the Payments layer holds 6 of them, worth 10 of 100 points.

| Ora layer | Points | Checks |
| --- | --- | --- |
| Discovery | 20 | 16 |
| Access | 30 | 42 |
| Usability | 40 | 68 |
| Payments | 10 | 6 |

| Payments check | Points listed by Ora | Tier |
| --- | --- | --- |
| MPP payment protocol | 2 | Required |
| x402 payment protocol | 2 | Required |
| UCP - Universal Commerce Protocol | 3 | Required |
| ACP - Agentic Commerce Protocol | 3 | Required |
| ACP delegate payment | 3 | Recommended |
| AP2 - Agent Payments Protocol | 3 | Recommended |

**The honest note.** Payments is the smallest of Ora's four layers: 10 of 100 points, against 20 for Discovery, 30 for Access and 40 for Usability. Ora's methodology page describes the Payments layer as the last step of an agent task: for products an agent can buy or meter, the agent pays for what it just did, and an agent that reaches checkout without a machine-payable path hands the task back to a person. All six checks are bonus checks. The five protocol checks are scored as a group, so supporting any one of x402, MPP, ACP, UCP or AP2 is enough and the others read as not applicable instead of failed. Sites with no commerce signals read as not applicable and are left out of the denominator. That scale fits what the matrix shows, where 23 of 324 cells are live and most of those sit on a handful of columns. A low Payments reading on a site that does not sell is not a failing. [Ora methodology](https://ora.ai/methodology?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method) and [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026.

**Ora's test of Link checkout.** Ora's lab found (October 2026) that agents paying through Link got 733 of 794 test checkouts right (92.3 percent) in Stripe test mode on fictional stores. Saved cards scored 95.6 percent with a cloud browser and 96.6 percent with a local browser. This is Ora's test, run by Ora, and the figures are Ora's. [agentready.org](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 4 Nov 2026.

**Check it:** to see how an agent reads your own checkout, run [Ora's scan](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method) on your domain and compare its Payments reading with the cells for your platform in this matrix. [The six checks against the matrix rows](https://agentreadycheckout.com/method/ora-payments-layer), [the scanners that test payments](https://agentreadycheckout.com/method/pay-layer-checkers), [how many scans pass each check](https://agentreadycheckout.com/data/payments-adoption).

## The check we recommend for a merchant

The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method). Its Payments layer lists UCP, ACP, ACP delegate payment and AP2 beside x402 and MPP, with the points of every check in one public catalog ([GET /api/checks](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026), so a merchant can see what is counted before running anything. Score reads are free ([ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method)), and its command line client can gate a build on a minimum score ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method)).

Three limits come with the pick. Ora reads public URLs only, so a checkout behind a login is outside its scan ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method)). The pages we read give no repeat-scan numbers, only its statement that two runs of one scan converge within a couple of points ([its Deep Scan post](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method)). And the product that fixes what a scan finds sits behind a waitlist ([ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method)). How its six Payments checks map to the matrix is on [the Payments checks page](https://agentreadycheckout.com/method/ora-payments-layer), and the other scanners that test payments are on [the checkers page](https://agentreadycheckout.com/method/pay-layer-checkers).

## Sources

1.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026
2.  [Ora methodology](https://ora.ai/methodology?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026
3.  [ora.ai/llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026
4.  [AgentReady.org standard (Ora research evidence)](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 4 Nov 2026
5.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
6.  [ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026
7.  [ora.ai/introducing-deep-scan](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026
8.  [ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=method), read 5 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Ora's Payments checks against the matrix | Agent Ready Checkout"
description: "Ora's six Payments checks, their points and the matrix protocol each tests, plus the seven protocols with no check, from Ora's catalog read 5 Nov 2026."
canonical: https://agentreadycheckout.com/method/ora-payments-layer
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Method and data"
---

# Ora's Payments checks against the matrix | Agent Ready Checkout

> Ora's six Payments checks, their points and the matrix protocol each tests, plus the seven protocols with no check, from Ora's catalog read 5 Nov 2026.

Source: https://agentreadycheckout.com/method/ora-payments-layer
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Method

# Ora's Payments checks against the matrix

In short

Ora's check catalog, read 5 Nov 2026, holds 132 checks in four layers, and 6 of them test payments, covering 5 of the matrix's 12 protocols. The other 7 protocols, among them Visa TAP and Mastercard Agent Pay, have no Ora check although 10 of their matrix cells read live or pilot.

## The six checks and the rows they test

Ora's catalog gives an id, points, a tier and a recommendation for each check, and a spec link for AP2 only, one GET away. Each Payments check names a protocol, and the table sets it against the same protocol's row in this site's matrix. All six are bonus checks marked verified. Ora's llms.txt says the agentic-payment protocols are OR-scored: supporting any one of x402, MPP, ACP, UCP or AP2 is enough, and the rest read as not applicable instead of failed ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026).

| Ora check | What Ora says to publish | Matrix row, live or pilot columns | Passes in Ora's scans |
| --- | --- | --- | --- |
| x402 payment protocol; x402-support; 2 points; tier required; bonus check | Return HTTP 402 with the PAYMENT-REQUIRED header and list paid resources at /discovery/resources. | x402: 3 (Stripe, Coinbase, Crossmint) | 218 of 142,263 (0.15%) |
| MPP payment protocol; mpp-support; 2 points; tier required; bonus check | Return a full WWW-Authenticate Payment challenge and advertise x-payment-info in the OpenAPI document. | MPP: 2 (Stripe, Crossmint) | 110 of 142,263 (0.08%) |
| UCP - Universal Commerce Protocol; ucp-support; 3 points; tier required; bonus check | Publish a dated UCP profile at /.well-known/ucp with the checkout capability and a payment handler. | UCP: 14 (Stripe, Adyen, PayPal, Checkout.com, and more) | 5,314 of 142,263 (3.73%) |
| ACP - Agentic Commerce Protocol; acp-support; 3 points; tier required; bonus check | Publish /.well-known/acp.json and serve POST /checkout_sessions. | ACP: 5 (Stripe, Adyen, PayPal, Checkout.com, and more) | 616 of 142,263 (0.43%) |
| ACP delegate payment; acp-delegate-payment; 3 points; tier recommended; bonus check | Expose POST /agentic_commerce/delegate_payment, which takes a payment method, an allowance and risk signals and returns a vault token. | ACP: 5 (Stripe, Adyen, PayPal, Checkout.com, and more) | 846 of 142,263 (0.59%) |
| AP2 - Agent Payments Protocol; ap2-support; 3 points; tier recommended; bonus check; Spec: ap2-protocol.org | Advertise the AP2 mandate capability in the UCP discovery profile. | AP2: 1 (Checkout.com) | 72 of 142,263 (0.05%) |

## How small the layer is

Payments carries 10 of 100 points, against 20 for Discovery, 30 for Access and 40 for Usability, and holds 6 of the 132 checks. 106 of the 132 checks are marked verified and count toward the score.

Ora's layers by check count and by points. Payments is the smallest on both: 6 checks and 10 points.

Checks and points per layer as a table

| Layer | Checks | Points of 100 |
| --- | --- | --- |
| Discovery | 16 | 20 |
| Access | 42 | 30 |
| Usability | 68 | 40 |
| Payments | 6 | 10 |
|  |
| All layers | 132 | 100 |

## What the layer does not test

Five of the matrix's 12 protocols have an Ora check, and those five rows hold 25 live or pilot cells. The other 7 hold 10, among them the card-network programs. A site could be ready for Visa TAP or Mastercard Agent Pay and still read zero on Ora's Payments layer for lack of a check, and a layer that reads zero on a site that does not sell is not a failing.

| Matrix row | Operator | Live or pilot columns |
| --- | --- | --- |
| Visa TAP | Visa | 1 of 27 |
| Visa IC | Visa | 2 of 27 |
| Mastercard Agent Pay | Mastercard | 2 of 27 |
| Agent Pay for Machines | Mastercard | 1 of 27 |
| Amex ACE | American Express | 0 of 27 |
| Link for agents | Stripe | 3 of 27 |
| Verifiable Intent | Mastercard, with Google; contributed to FIDO Alliance | 1 of 27 |

## Running it on your own domain

1.  Read the cached score for a domain that Ora has scanned: GET https://ora.ai/api/score/<domain>, no key.
2.  Scan it yourself with the command line client: npx ax@0.10 audit <url>; the \--min-score flag fails a build under a score you choose ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer)).
3.  Open the Payments breakdown and match each check to the row above.
4.  Fix the row that matters for your stack with the [decision guide](https://agentreadycheckout.com/guide), then scan again.

## The check we recommend

The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), for what its catalog gives for the Payments layer: an id, points, a tier and a recommendation for each check, and a spec link for AP2 only ([GET /api/checks](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026). The table above sets each check against the matrix row it tests. Score reads are free ([ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer)).

Before you rely on it: the scan reads public URLs only, never login-gated pages ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer)); Ora shows no repeat-scan data in the pages we read, though it says two runs of one scan land within a couple of points ([its Deep Scan post](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer)); and its fixing product is waitlist-only ([ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer)). How its six Payments checks map to the matrix is on [the Payments checks page](https://agentreadycheckout.com/method/ora-payments-layer), and the other scanners that test payments are on [the checkers page](https://agentreadycheckout.com/method/pay-layer-checkers).

## Sources

1.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026
2.  [Ora statistics (GET /api/stats)](https://ora.ai/api/stats?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026
3.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026
4.  [Ora pricing (GET /pricing)](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026
5.  [Ora, introducing Deep Scan](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026
6.  [Ora home page](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=ora-layer), read 5 Nov 2026
7.  [AP2 protocol site](https://ap2-protocol.org/), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

Check counts, points and tiers are Ora's, from GET /api/checks. The matrix columns are this site's readings.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "Which scanners test the pay layer | Agent Ready Checkout"
description: "Five agent-readiness scanners with payment checks: what each tests and how it scores x402, MPP, ACP, UCP and AP2, with Ora as the pick, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/method/pay-layer-checkers
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Method and data"
---

# Which scanners test the pay layer | Agent Ready Checkout

> Five agent-readiness scanners with payment checks: what each tests and how it scores x402, MPP, ACP, UCP and AP2, with Ora as the pick, read 5 Nov 2026.

Source: https://agentreadycheckout.com/method/pay-layer-checkers
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Method

# Which scanners test the pay layer

In short

Five agent-readiness scanners publish payment checks, read on 5 Nov 2026: Ora, Is Agentic, Cloudflare's isitagentready, StartupHub and Agent Ready. Ora is the one we recommend for a seller or a merchant: its Payments layer has 6 checks over five protocols, with points published through GET /api/checks. The table gives what each scanner tests and how it scores it.

## What each scanner tests

Each row below comes from the scanner's own page, fetched with one GET after its robots.txt was read. A scanner that publishes no payment check is not listed. Is Agentic runs on Ora's checks, so its row repeats Ora's.

| Scanner | Protocols tested | How payments are scored | What its page says, and the source |
| --- | --- | --- | --- |
| Ora | x402, MPP, ACP, UCP, AP2 | A Payments layer of six checks worth 10 of 100 points, with the protocols scored as a group so one is enough | Ora's check catalog lists six Payments checks, all bonus checks marked verified, with 2 points each for x402 and MPP and 3 points each for UCP, ACP, ACP delegate payment and AP2. Its llms.txt says the five agentic-payment protocols are OR-scored and the others read as not applicable instead of failed. ora.ai, read 5 Nov 2026. |
| Is Agentic | x402, MPP, ACP, UCP, AP2 | Ora's payment checks, shown through a commerce site-type view | Its methodology page says Ora runs the scan and scores each layer, check and recommendation, and that a site-type view such as commerce changes which checks are required, bonus, gated or emerging without changing the score or the stored evidence. is-agentic.com, read 5 Nov 2026. |
| Cloudflare's isitagentready | x402, MPP, UCP, ACP, AP2 | Five commerce checks, scored only for sites with detected e-commerce signals; other sites are not scored on them | Its llms-full.txt lists x402, MPP, UCP, ACP and AP2 as checks 19 to 23 under Commerce, each with a pass criterion such as a /.well-known/ucp file with a protocol version and services, or an A2A Agent Card with an AP2 extension. isitagentready.com, read 5 Nov 2026. |
| StartupHub agent readiness | x402, MPP, AP2, ACP | One of six categories among 44 checks, with each protocol probed on its own | Its scanner page says the Commerce category verifies x402, MPP, AP2 or ACP discovery, Offer or Product markup with a price, a payment link from the homepage and whether a checkout or pricing path exists, and that a site with no paid endpoints is not penalised for MPP. It also says an agent with no key can pay $0.001 a scan over x402. startuphub.ai, read 5 Nov 2026. |
| Agent Ready | x402, MPP, AP2, ACP | Reported, not scored: its protocol series sits inside 72 checks, and its specs page says protocol checks are reported but unscored | Its specs page lists x402 with two checks, C10 for the 402 response and C11 for valid accepts entries, and MPP with C18 and C19; it labels ACP, MPP and AP2 pre-standard and says protocol checks are reported but unscored. agent-ready.dev, read 5 Nov 2026. |

## Why Ora is the pick

The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers). Four reasons rest on the pages read for this table. It tests five protocols plus ACP delegate payment, six checks in all, and the catalog gives an id, points, a tier and a recommendation for each check, and a spec link for AP2 only. It scores the protocols as a group, so a site is not marked down for the ones it does not need; Cloudflare's scanner reaches the same end by scoring commerce checks only for sites with e-commerce signals. It publishes pass counts for every one of the checks, read from its own scans: UCP passes 3.7 percent of them and x402 0.15 percent ([the adoption page](https://agentreadycheckout.com/data/payments-adoption)). And a reader can run it free, with no key ([ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers)).

Limits that stay in view: Ora reads public URLs only and cannot score a login-gated checkout ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers)); it says the same scan converges within a couple of points and the pages we read publish no repeat-scan data; its product that fixes what a scan finds is behind a waitlist. Its Payments layer tests five of the matrix's 12 protocols, so the card-network programs need another check. Another scanner covers ground outside Ora's six Payments checks: StartupHub's commerce category also looks at Offer markup with a price, a payment link from the homepage and a checkout or pricing path.

## How to use the table

Run Ora on the domain, then read the five protocol rows against [the Payments checks page](https://agentreadycheckout.com/method/ora-payments-layer). If the site sells to shoppers, check it against the matrix cells for your platform on [the decision guide](https://agentreadycheckout.com/guide). Re-run after each change: a protocol the matrix says is live on your platform still has to show up on your domain.

## Sources

1.  [ora.ai/checks](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers), read 5 Nov 2026
2.  [is-agentic.com/methodology](https://is-agentic.com/methodology), read 5 Nov 2026
3.  [isitagentready.com/llms-full.txt](https://isitagentready.com/llms-full.txt), read 5 Nov 2026
4.  [startuphub.ai/agent-readiness](https://www.startuphub.ai/agent-readiness), read 5 Nov 2026
5.  [agent-ready.dev/specs](https://agent-ready.dev/specs), read 5 Nov 2026
6.  [ora.ai/robots.txt](https://ora.ai/robots.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers), read 5 Nov 2026
7.  [is-agentic.com/robots.txt](https://is-agentic.com/robots.txt), read 5 Nov 2026
8.  [isitagentready.com/robots.txt](https://isitagentready.com/robots.txt), read 5 Nov 2026
9.  [startuphub.ai/robots.txt](https://www.startuphub.ai/robots.txt), read 5 Nov 2026
10.  [agent-ready.dev/robots.txt](https://agent-ready.dev/robots.txt), read 5 Nov 2026
11.  [Ora statistics (GET /api/stats)](https://ora.ai/api/stats?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers), read 5 Nov 2026
12.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers), read 5 Nov 2026
13.  [Ora pricing (GET /pricing)](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=checkers), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [13 sources](#sources-h).

## Method

Each row is the scanner's own description of itself. Labels such as pick are ours.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "News: dated changes to agent checkout | Agent Ready Checkout"
description: "Dated news on agent checkout from August to November 2026: Visa rules, Mastercard Agent Pay, Shopify, Google, Amazon and x402, each linked to its source."
canonical: https://agentreadycheckout.com/news
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "News"
---

# News: dated changes to agent checkout | Agent Ready Checkout

> Dated news on agent checkout from August to November 2026: Visa rules, Mastercard Agent Pay, Shopify, Google, Amazon and x402, each linked to its source.

Source: https://agentreadycheckout.com/news
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# News: what changed in agent checkout

In short

27 dated items from 14 Aug 2026 to 4 Nov 2026 that change the matrix or the rules tracker: surface launches, protocol releases, rulebook edits and a court order. Each item names its source and says whether it is a primary document or trade press.

## November 2026

-   4 Nov 2026 [**Google brings UCP-powered direct checkout to Canada on AI Mode and Gemini**](https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on)  
    Google says UCP-powered direct checkout is rolling out from 4 Nov 2026 to Canadian shoppers on AI Mode in Google Search and the Gemini app, for eligible retailers including lululemon, select Shopify merchants.
-   3 Nov 2026 [**Mastercard discloses an OpenAI agreement that includes Agent Pay**](https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes)Trade press  
    The Paypers reports that Mastercard disclosed an agreement with OpenAI on its Q3 2026 earnings call, covering Agent Pay, payments, services and AI transformation.

## October 2026

-   24 Oct 2026 [**Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence**](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)  
    The 24 Oct 2026 Visa Core Rules keep the April agentic platform requirements (section 4.1.23) and update Dispute Condition 10.4 invalid-dispute evidence (section 11.8.5.3, last updated Oct 2026).
-   21 Oct 2026 [**Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents**](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)  
    Walmart will let customers authorise each AI agent with its own profile inside their account, with approval on every purchase or a customer-set spending limit.
-   20 Oct 2026 [**Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase**](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)  
    At Cloudflare Connect, Mastercard opened Early Access to Agent Pay for Machines, giving developers APIs, tools and documentation, after end-to-end pilots with Cloudflare, Ant International, AIsa, Base, BVNK, Coinbase and Hype.
-   16 Oct 2026 [**Shopify Checkout MCP and Cart MCP add UCP buyer consent**](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)  
    Shopify's changelog says its Checkout MCP and Cart MCP servers now support the UCP buyer consent capability.
-   15 Oct 2026 [**Google Universal Cart launches in the US across Search and Gemini**](https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search)  
    Google's Universal Cart is available in the US across Search and the Gemini app.
-   13 Oct 2026 [**Shopify launches Shop MCP with Shop Pay checkout for any agent**](https://agentreadycheckout.com/news/2026-10-13-shopify-launches-shop-mcp-with-shop-pay-checkout-for)  
    Shop MCP at mcp.shop.com gives an MCP agent Catalog search over 1 billion products without an API key for search, cart building and Shop Pay checkout.
-   9 Oct 2026 [**Shopify sets 2026-11-02 shutdown for the Global Catalog REST API**](https://agentreadycheckout.com/news/2026-10-09-shopify-sets-2026-11-02-shutdown-for-the-global-catalog)  
    Shopify announced the Global Catalog REST API stops serving traffic on 2 November 2026, pushing agent developers onto the Catalog API and UCP MCP endpoints.
-   8 Oct 2026 [**Crossmint launches Agent Commerce Toolkit with VIC and Agent Pay credentials**](https://agentreadycheckout.com/news/2026-10-08-crossmint-launches-agent-commerce-toolkit-with-vic-and)  
    Crossmint launched a live, self-serve toolkit combining a PCI vault, Visa Intelligent Commerce and Mastercard Agent Pay tokenized credentials for eligible cards, and checkout at online stores via Shop Pay, UCP or browser automation.
-   2 Oct 2026 [**BigCommerce opens Google UCP checkout as early access**](https://agentreadycheckout.com/news/2026-10-02-bigcommerce-opens-google-ucp-checkout-as-early-access)  
    A BigCommerce guide says the Google UCP checkout path is in early access through Commerce AI Labs for select US merchants, with timing given as early Q4 2026 subject to Google approval.
-   1 Oct 2026 [**Salesforce lists UCP checkout on Google surfaces as GA in October 2026**](https://agentreadycheckout.com/news/2026-10-01-salesforce-lists-ucp-checkout-on-google-surfaces-as-ga)  
    Salesforce's commerce innovations page marks 'Universal Commerce Protocol (UCP) Integration' GA Oct '26, enabling UCP-powered checkout in the Gemini app and Google Search including AI Mode while the retailer remains merchant of record.

## September 2026

-   30 Sep 2026 [**Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare**](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)  
    Mastercard expanded Agent Pay with services that give issuers and merchants context on AI-initiated transactions. The first, a probability score that a transaction was AI-initiated, is rolling out for testing in the US.
-   30 Sep 2026 [**PayOS opens every product, including agentic payments, through a self-serve portal**](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)  
    PayOS said all its products, covering card, bank, business and identity data plus agentic payments, are available through its self-serve portal, following a 27 Sep 2026 portal launch.
-   23 Sep 2026 [**x402 specification adds an exact scheme for Bitcoin Lightning**](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)  
    The x402 Foundation merged an exact payment scheme for Lightning (lnbtc) into the x402 specification on 23 Sep 2026 (PR #2861), alongside exact schemes for EVM, Solana, XRPL, Stellar and other networks.
-   22 Sep 2026 [**PayPal announces checkout partnership with Meta's Muse**](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)Trade press  
    PayPal said it is partnering with Meta so customers can check out with PayPal inside Muse across PayPal merchants.
-   21 Sep 2026 [**Shopify to open Shop Pay checkout on all stores to Meta's Muse**](https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to)Trade press  
    Shopify said Muse will query the Shopify Catalog by default and complete orders through UCP, with Shop Pay as a wallet, per an AI Weekly report citing the WSJ and Tobi Lutke's post.
-   20 Sep 2026 [**Amazon blocks Meta's Muse agent from shopping on Amazon.com**](https://agentreadycheckout.com/news/2026-09-20-amazon-blocks-metas-muse-agent-from-shopping-on-amazon)Trade press  
    Amazon began blocking Muse late Sunday 20 Sep 2026, twelve days after launch.
-   16 Sep 2026 [**Google holiday update: UCP checkout hub adds cart transfer and testing**](https://agentreadycheckout.com/news/2026-09-16-google-holiday-update-ucp-checkout-hub-adds-cart)  
    Google said UCP already enables direct checkout for hundreds of thousands of brands across Google.
-   10 Sep 2026 [**Ninth Circuit declines to rehear Amazon v. Perplexity**](https://agentreadycheckout.com/news/2026-09-10-ninth-circuit-declines-to-rehear-amazon-v-perplexity)Trade press  
    The Ninth Circuit left in place its 4 Aug 2026 panel ruling that vacated the preliminary injunction barring Perplexity's Comet agent from Amazon.com. No judge requested an en banc vote.
-   8 Sep 2026 [**Meta launches Muse personal agent with Stripe Link checkout**](https://agentreadycheckout.com/news/2026-09-08-meta-launches-muse-personal-agent-with-stripe-link)  
    Meta launched Muse in the US on iOS, Android and muse.ai.
-   2 Sep 2026 [**PayOS and Browserbase partner so browser agents can pay on any website**](https://agentreadycheckout.com/news/2026-09-02-payos-and-browserbase-partner-so-browser-agents-can-pay)  
    PayOS and Browserbase announced a partnership pairing PayOS agent payment credentials with Browserbase's hosted browsers, so agents can reach websites and complete payment with scoped tokens instead of raw card numbers.
-   2 Sep 2026 [**UCP forms a Payments Technical Council with Shopify among members**](https://agentreadycheckout.com/news/2026-09-02-ucp-forms-a-payments-technical-council-with-shopify)  
    UCP announced a Payments Technical Council with Adyen, Ant International, Coinbase, Global Payments, Google, PayPal, Shopify and Stripe as inaugural members.

## August 2026

-   31 Aug 2026 [**Shopify Storefront MCP cart tools reach end of maintenance**](https://agentreadycheckout.com/news/2026-08-31-shopify-storefront-mcp-cart-tools-reach-end-of)  
    Shopify said the deprecated get\_cart and update\_cart tools on the Storefront MCP server would be maintained until 31 August 2026; the replacement is UCP Cart MCP at /api/ucp/mcp implementing the UCP cart capability.
-   25 Aug 2026 [**UCP release 2026-08-25 adds 3DS2 and multi-vertical refactor**](https://agentreadycheckout.com/news/2026-08-25-ucp-release-2026-08-25-adds-3ds2-and-multi-vertical)  
    UCP published protocol version 2026-08-25 with a multi-vertical refactor, 3DS2 payments security and grocery readiness. Shopify's agent docs show sample agent profiles declaring this version.
-   20 Aug 2026 [**commercetools adds storefront, delivery estimate and carrier fields for agentic checkout**](https://agentreadycheckout.com/news/2026-08-20-commercetools-adds-storefront-delivery-estimate-and)  
    commercetools made storefront URLs, estimated delivery and carrier names standard Cart and Order fields, noting these were commonly modelled as Custom Fields for agentic or headless checkout.
-   14 Aug 2026 [**Amazon Conditions of Use carry Agent Terms requiring agents to self-identify**](https://agentreadycheckout.com/news/2026-08-14-amazon-conditions-of-use-carry-agent-terms-requiring)  
    Amazon's Conditions of Use, last updated 14 Aug 2026, include Agent Terms: any software acting for a person must identify itself in every HTTP request with the user agent 'Agent/\[agent name\]'.

## Sources

1.  [blog.google/a-new-way-to-shop-introducing-a](https://blog.google/intl/en-ca/products/explore-get-answers/a-new-way-to-shop-introducing-a-more-intuitive-agentic-shopping-experience-for-consumers-and-retailers-in-canada/), read 5 Nov 2026
2.  [thepaypers.com/mastercard-partners-with-openai](https://thepaypers.com/payments/news/mastercard-partners-with-openai-on-agent-pay-and-ai-transformation), read 5 Nov 2026
3.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
4.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026
5.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
6.  [shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent](https://shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent), read 4 Nov 2026
7.  [Google's new Universal Cart launches today in the U.S.](https://blog.google/products-and-platforms/products/shopping/universal-cart-launch/), read 4 Nov 2026
8.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026
9.  [shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026](https://shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026), read 4 Nov 2026
10.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
11.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
12.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
13.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
14.  [payos.ai/blog](https://payos.ai/blog), read 4 Nov 2026
15.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026
16.  [PayPal partners with Meta to bring checkout to Muse](https://thepaypers.com/payments/news/paypal-partners-with-meta-to-bring-checkout-to-muse-ai-agent), read 4 Nov 2026
17.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026
18.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
19.  [Boost your holiday sales with these agentic commerce updates](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026
20.  [Appeals Court Again Rejects Amazon Bid To Block Perplexity](https://www.mediapost.com/publications/article/417793/appeals-court-again-rejects-amazon-bid-to-block-pe.html), read 4 Nov 2026
21.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
22.  [payos.ai/blog/payos-browserbase-agents-ready-to-pay](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026
23.  [ucp.dev/documentation/announcements/](https://ucp.dev/documentation/announcements/), read 4 Nov 2026
24.  [shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026
25.  [docs.commercetools.com/api/releases](https://docs.commercetools.com/api/releases), read 4 Nov 2026
26.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [26 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon Agent Terms require self-identification | Agent Ready Checkout"
description: "14 Aug 2026: Amazon's Conditions of Use, last updated 14 Aug 2026, include Agent Terms. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-08-14-amazon-conditions-of-use-carry-agent-terms-requiring
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-08-14
section: "News"
---

# Amazon Agent Terms require self-identification | Agent Ready Checkout

> 14 Aug 2026: Amazon's Conditions of Use, last updated 14 Aug 2026, include Agent Terms. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-08-14-amazon-conditions-of-use-carry-agent-terms-requiring
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 14 Aug 2026

# Amazon Conditions of Use carry Agent Terms requiring agents to self-identify

In short

Amazon's Conditions of Use, last updated 14 Aug 2026, include Agent Terms: any software acting for a person must identify itself in every HTTP request with the user agent 'Agent/\[agent name\]', must not mimic human input or solve CAPTCHAs. The matrix entry to read next is Link for agents on Meta Muse, which is live as of 4 Nov 2026.

## What was reported

Amazon's Conditions of Use, last updated 14 Aug 2026, include Agent Terms: any software acting for a person must identify itself in every HTTP request with the user agent 'Agent/\[agent name\]', must not mimic human input or solve CAPTCHAs, and must stop when Amazon asks. Amazon later relied on these terms to block Meta's Muse.

Primary source: [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.

## Where it sits in the matrix

-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me): 0 live, 0 pilot, 0 announced and 0 not supported in the matrix.
-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.
-   [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping): 0 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from August 2026

-   31 Aug 2026 [Shopify Storefront MCP cart tools reach end of maintenance](https://agentreadycheckout.com/news/2026-08-31-shopify-storefront-mcp-cart-tools-reach-end-of)
-   25 Aug 2026 [UCP release 2026-08-25 adds 3DS2 and multi-vertical refactor](https://agentreadycheckout.com/news/2026-08-25-ucp-release-2026-08-25-adds-3ds2-and-multi-vertical)
-   20 Aug 2026 [commercetools adds storefront, delivery estimate and carrier fields for agentic checkout](https://agentreadycheckout.com/news/2026-08-20-commercetools-adds-storefront-delivery-estimate-and)

## Sources

1.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "commercetools adds fields for agent checkout | Agent Ready Checkout"
description: "20 Aug 2026: commercetools made storefront URLs, estimated delivery and carrier names standard Cart and Order fields. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-08-20-commercetools-adds-storefront-delivery-estimate-and
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-08-20
section: "News"
---

# commercetools adds fields for agent checkout | Agent Ready Checkout

> 20 Aug 2026: commercetools made storefront URLs, estimated delivery and carrier names standard Cart and Order fields. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-08-20-commercetools-adds-storefront-delivery-estimate-and
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 20 Aug 2026

# commercetools adds storefront, delivery estimate and carrier fields for agentic checkout

In short

commercetools made storefront URLs, estimated delivery and carrier names standard Cart and Order fields, noting these were commonly modelled as Custom Fields for agentic or headless checkout. The matrix entry to read next for this 20 Aug 2026 item is UCP on commercetools, which is live as of 4 Nov 2026.

## What was reported

commercetools made storefront URLs, estimated delivery and carrier names standard Cart and Order fields, noting these were commonly modelled as Custom Fields for agentic or headless checkout.

Primary source: [docs.commercetools.com](https://docs.commercetools.com/api/releases), read 4 Nov 2026.

## Where it sits in the matrix

-   [commercetools](https://agentreadycheckout.com/platforms/commercetools): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from August 2026

-   31 Aug 2026 [Shopify Storefront MCP cart tools reach end of maintenance](https://agentreadycheckout.com/news/2026-08-31-shopify-storefront-mcp-cart-tools-reach-end-of)
-   25 Aug 2026 [UCP release 2026-08-25 adds 3DS2 and multi-vertical refactor](https://agentreadycheckout.com/news/2026-08-25-ucp-release-2026-08-25-adds-3ds2-and-multi-vertical)
-   14 Aug 2026 [Amazon Conditions of Use carry Agent Terms requiring agents to self-identify](https://agentreadycheckout.com/news/2026-08-14-amazon-conditions-of-use-carry-agent-terms-requiring)

## Sources

1.  [docs.commercetools.com/api/releases](https://docs.commercetools.com/api/releases), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP 2026-08-25 release adds 3DS2 | Agent Ready Checkout"
description: "25 Aug 2026: UCP published protocol version 2026-08-25 with a multi-vertical refactor, 3DS2 payments security and grocery readiness."
canonical: https://agentreadycheckout.com/news/2026-08-25-ucp-release-2026-08-25-adds-3ds2-and-multi-vertical
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-08-25
section: "News"
---

# UCP 2026-08-25 release adds 3DS2 | Agent Ready Checkout

> 25 Aug 2026: UCP published protocol version 2026-08-25 with a multi-vertical refactor, 3DS2 payments security and grocery readiness.

Source: https://agentreadycheckout.com/news/2026-08-25-ucp-release-2026-08-25-adds-3ds2-and-multi-vertical
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 25 Aug 2026

# UCP release 2026-08-25 adds 3DS2 and multi-vertical refactor

In short

UCP published protocol version 2026-08-25 with a multi-vertical refactor, 3DS2 payments security and grocery readiness. Shopify's agent docs show sample agent profiles declaring this version. The matrix entry to read next for this 25 Aug 2026 item is UCP on Shopify, which is live as of 4 Nov 2026.

## What was reported

UCP published protocol version 2026-08-25 with a multi-vertical refactor, 3DS2 payments security and grocery readiness. Shopify's agent docs show sample agent profiles declaring this version.

Primary source: [ucp.dev](https://ucp.dev/documentation/announcements/), read 4 Nov 2026.

## Where it sits in the matrix

-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from August 2026

-   31 Aug 2026 [Shopify Storefront MCP cart tools reach end of maintenance](https://agentreadycheckout.com/news/2026-08-31-shopify-storefront-mcp-cart-tools-reach-end-of)
-   20 Aug 2026 [commercetools adds storefront, delivery estimate and carrier fields for agentic checkout](https://agentreadycheckout.com/news/2026-08-20-commercetools-adds-storefront-delivery-estimate-and)
-   14 Aug 2026 [Amazon Conditions of Use carry Agent Terms requiring agents to self-identify](https://agentreadycheckout.com/news/2026-08-14-amazon-conditions-of-use-carry-agent-terms-requiring)

## Sources

1.  [ucp.dev/documentation/announcements/](https://ucp.dev/documentation/announcements/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Storefront MCP cart tools end maintenance | Agent Ready Checkout"
description: "31 Aug 2026: Shopify said the deprecated get_cart and update_cart tools on the Storefront MCP server would be maintained until 31 August 2026."
canonical: https://agentreadycheckout.com/news/2026-08-31-shopify-storefront-mcp-cart-tools-reach-end-of
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-08-31
section: "News"
---

# Storefront MCP cart tools end maintenance | Agent Ready Checkout

> 31 Aug 2026: Shopify said the deprecated get_cart and update_cart tools on the Storefront MCP server would be maintained until 31 August 2026.

Source: https://agentreadycheckout.com/news/2026-08-31-shopify-storefront-mcp-cart-tools-reach-end-of
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 31 Aug 2026

# Shopify Storefront MCP cart tools reach end of maintenance

In short

Shopify said the deprecated get\_cart and update\_cart tools on the Storefront MCP server would be maintained until 31 August 2026; the replacement is UCP Cart MCP at /api/ucp/mcp implementing the UCP cart capability. The matrix entry to read next for this 31 Aug 2026 item is UCP on Shopify, which is live as of 4 Nov 2026.

## What was reported

Shopify said the deprecated get\_cart and update\_cart tools on the Storefront MCP server would be maintained until 31 August 2026; the replacement is UCP Cart MCP at /api/ucp/mcp implementing the UCP cart capability.

Primary source: [shopify.dev](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026.

## Where it sits in the matrix

-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from August 2026

-   25 Aug 2026 [UCP release 2026-08-25 adds 3DS2 and multi-vertical refactor](https://agentreadycheckout.com/news/2026-08-25-ucp-release-2026-08-25-adds-3ds2-and-multi-vertical)
-   20 Aug 2026 [commercetools adds storefront, delivery estimate and carrier fields for agentic checkout](https://agentreadycheckout.com/news/2026-08-20-commercetools-adds-storefront-delivery-estimate-and)
-   14 Aug 2026 [Amazon Conditions of Use carry Agent Terms requiring agents to self-identify](https://agentreadycheckout.com/news/2026-08-14-amazon-conditions-of-use-carry-agent-terms-requiring)

## Sources

1.  [shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayOS and Browserbase: browser agents can pay | Agent Ready Checkout"
description: "2 Sep 2026: PayOS and Browserbase announced a partnership pairing PayOS agent payment credentials with Browserbase's hosted browsers."
canonical: https://agentreadycheckout.com/news/2026-09-02-payos-and-browserbase-partner-so-browser-agents-can-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-02
section: "News"
---

# PayOS and Browserbase: browser agents can pay | Agent Ready Checkout

> 2 Sep 2026: PayOS and Browserbase announced a partnership pairing PayOS agent payment credentials with Browserbase's hosted browsers.

Source: https://agentreadycheckout.com/news/2026-09-02-payos-and-browserbase-partner-so-browser-agents-can-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 2 Sep 2026

# PayOS and Browserbase partner so browser agents can pay on any website

In short

PayOS and Browserbase announced a partnership pairing PayOS agent payment credentials with Browserbase's hosted browsers, so agents can reach websites and complete payment with scoped tokens instead of raw card numbers. The matrix entry to read next for this 2 Sep 2026 item is Mastercard Agent Pay on PayOS, which is announced as of 4 Nov 2026.

## What was reported

PayOS and Browserbase announced a partnership pairing PayOS agent payment credentials with Browserbase's hosted browsers, so agents can reach websites and complete payment with scoped tokens instead of raw card numbers.

Primary source: [payos.ai](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026.

## Where it sits in the matrix

-   [PayOS](https://agentreadycheckout.com/processors/payos): 0 live, 0 pilot, 2 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [payos.ai/blog/payos-browserbase-agents-ready-to-pay](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP forms a Payments Technical Council | Agent Ready Checkout"
description: "2 Sep 2026: UCP announced a Payments Technical Council with Adyen, Ant International, Coinbase, Global Payments, Google, PayPal."
canonical: https://agentreadycheckout.com/news/2026-09-02-ucp-forms-a-payments-technical-council-with-shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-02
section: "News"
---

# UCP forms a Payments Technical Council | Agent Ready Checkout

> 2 Sep 2026: UCP announced a Payments Technical Council with Adyen, Ant International, Coinbase, Global Payments, Google, PayPal.

Source: https://agentreadycheckout.com/news/2026-09-02-ucp-forms-a-payments-technical-council-with-shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 2 Sep 2026

# UCP forms a Payments Technical Council with Shopify among members

In short

UCP announced a Payments Technical Council with Adyen, Ant International, Coinbase, Global Payments, Google, PayPal, Shopify and Stripe as inaugural members. The matrix entry to read next for this 2 Sep 2026 item is UCP on Shopify, which is live as of 4 Nov 2026. UCP on Shopify: UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp.

## What was reported

UCP announced a Payments Technical Council with Adyen, Ant International, Coinbase, Global Payments, Google, PayPal, Shopify and Stripe as inaugural members.

Primary source: [ucp.dev](https://ucp.dev/documentation/announcements/), read 4 Nov 2026.

## Where it sits in the matrix

-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [ucp.dev/documentation/announcements/](https://ucp.dev/documentation/announcements/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Meta Muse launches with Stripe Link checkout | Agent Ready Checkout"
description: "8 Sep 2026: Meta launched Muse in the US on iOS, Android and muse.ai. Muse checks out through Link by Stripe. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-09-08-meta-launches-muse-personal-agent-with-stripe-link
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-08
section: "News"
---

# Meta Muse launches with Stripe Link checkout | Agent Ready Checkout

> 8 Sep 2026: Meta launched Muse in the US on iOS, Android and muse.ai. Muse checks out through Link by Stripe. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-09-08-meta-launches-muse-personal-agent-with-stripe-link
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 8 Sep 2026

# Meta launches Muse personal agent with Stripe Link checkout

In short

Meta launched Muse in the US on iOS, Android and muse.ai. Muse checks out through Link by Stripe: a saved payment method at Link-accepting businesses, or a single-use virtual card scoped to the approved purchase elsewhere. The matrix entry to read next is Link for agents on Meta Muse, which is live as of 4 Nov 2026.

## What was reported

Meta launched Muse in the US on iOS, Android and muse.ai. Muse checks out through Link by Stripe: a saved payment method at Link-accepting businesses, or a single-use virtual card scoped to the approved purchase elsewhere. Users approve the total in chat. Shop Pay was listed as coming soon.

Primary source: [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.

## Where it sits in the matrix

-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon v. Perplexity rehearing denied | Agent Ready Checkout"
description: "10 Sep 2026: The Ninth Circuit left in place its 4 Aug 2026 panel ruling that vacated the preliminary injunction barring Perplexity's Comet agent."
canonical: https://agentreadycheckout.com/news/2026-09-10-ninth-circuit-declines-to-rehear-amazon-v-perplexity
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-10
section: "News"
---

# Amazon v. Perplexity rehearing denied | Agent Ready Checkout

> 10 Sep 2026: The Ninth Circuit left in place its 4 Aug 2026 panel ruling that vacated the preliminary injunction barring Perplexity's Comet agent.

Source: https://agentreadycheckout.com/news/2026-09-10-ninth-circuit-declines-to-rehear-amazon-v-perplexity
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 10 Sep 2026

# Ninth Circuit declines to rehear Amazon v. Perplexity

In short

The Ninth Circuit left in place its 4 Aug 2026 panel ruling that vacated the preliminary injunction barring Perplexity's Comet agent from Amazon.com. No judge requested an en banc vote. The matrix entry to read next for this 10 Sep 2026 item is Visa IC on Perplexity, which is announced as of 4 Nov 2026.

## What was reported

The Ninth Circuit left in place its 4 Aug 2026 panel ruling that vacated the preliminary injunction barring Perplexity's Comet agent from Amazon.com. No judge requested an en banc vote. The panel had found Amazon unlikely to win its CFAA claim because users, not Perplexity, access Amazon's systems. The case returns to district court.

Trade press: [mediapost.com](https://www.mediapost.com/publications/article/417793/appeals-court-again-rejects-amazon-bid-to-block-pe.html), read 4 Nov 2026.

## Where it sits in the matrix

-   [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping): 0 live, 0 pilot, 1 announced and 0 not supported in the matrix.
-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me): 0 live, 0 pilot, 0 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [Appeals Court Again Rejects Amazon Bid To Block Perplexity](https://www.mediapost.com/publications/article/417793/appeals-court-again-rejects-amazon-bid-to-block-pe.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Google holiday update adds UCP cart transfer | Agent Ready Checkout"
description: "16 Sep 2026: Google said UCP already enables direct checkout for hundreds of thousands of brands across Google. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-09-16-google-holiday-update-ucp-checkout-hub-adds-cart
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-16
section: "News"
---

# Google holiday update adds UCP cart transfer | Agent Ready Checkout

> 16 Sep 2026: Google said UCP already enables direct checkout for hundreds of thousands of brands across Google. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-09-16-google-holiday-update-ucp-checkout-hub-adds-cart
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 16 Sep 2026

# Google holiday update: UCP checkout hub adds cart transfer and testing

In short

Google said UCP already enables direct checkout for hundreds of thousands of brands across Google. The matrix entry to read next for this 16 Sep 2026 item is UCP on Google AI Mode, which is live as of 4 Nov 2026.

## What was reported

Google said UCP already enables direct checkout for hundreds of thousands of brands across Google. Merchants using the Merchant Center UCP hub can now enable cart transfer to a merchant site and checkout flow testing, rolling out in the US with Australia and Canada early next year. Brands owned by the Coach parent company sell via UCP checkout in AI Mode and Gemini.

Primary source: [blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026.

## Where it sits in the matrix

-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout): 1 live, 0 pilot, 3 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [Boost your holiday sales with these agentic commerce updates](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon blocks Meta's Muse agent | Agent Ready Checkout"
description: "20 Sep 2026: Amazon began blocking Muse late Sunday 20 Sep 2026, twelve days after launch. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-09-20-amazon-blocks-metas-muse-agent-from-shopping-on-amazon
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-20
section: "News"
---

# Amazon blocks Meta's Muse agent | Agent Ready Checkout

> 20 Sep 2026: Amazon began blocking Muse late Sunday 20 Sep 2026, twelve days after launch. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-09-20-amazon-blocks-metas-muse-agent-from-shopping-on-amazon
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 20 Sep 2026

# Amazon blocks Meta's Muse agent from shopping on Amazon.com

In short

Amazon began blocking Muse late Sunday 20 Sep 2026, twelve days after launch. The matrix entry to read next for this 20 Sep 2026 item is Link for agents on Meta Muse, which is live as of 4 Nov 2026. Link for agents on Meta Muse: Muse checks out with Link's agent wallet.

## What was reported

Amazon began blocking Muse late Sunday 20 Sep 2026, twelve days after launch. Amazon said Muse does not identify itself as an agent when making purchases, as Amazon's terms require, and objected to Muse reaching account pages and purchase history. Some write-ups dated the block to October; the reporting dates it to 20 Sep.

Trade press: [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026.

## Where it sits in the matrix

-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.
-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me): 0 live, 0 pilot, 0 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify opens Shop Pay checkout to Meta Muse | Agent Ready Checkout"
description: "21 Sep 2026: Shopify said Muse will query the Shopify Catalog by default and complete orders through UCP, with Shop Pay as a wallet."
canonical: https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-21
section: "News"
---

# Shopify opens Shop Pay checkout to Meta Muse | Agent Ready Checkout

> 21 Sep 2026: Shopify said Muse will query the Shopify Catalog by default and complete orders through UCP, with Shop Pay as a wallet.

Source: https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 21 Sep 2026

# Shopify to open Shop Pay checkout on all stores to Meta's Muse

In short

Shopify said Muse will query the Shopify Catalog by default and complete orders through UCP, with Shop Pay as a wallet, per an AI Weekly report citing the WSJ and Tobi Lutke's post. The matrix entry to read next for this 21 Sep 2026 item is UCP on Meta Muse, which is announced as of 4 Nov 2026.

## What was reported

Shopify said Muse will query the Shopify Catalog by default and complete orders through UCP, with Shop Pay as a wallet, per an AI Weekly report citing the WSJ and Tobi Lutke's post. No rollout date or merchant opt-out detail was given in the report.

Trade press: [aiweekly.co](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026.

## Where it sits in the matrix

-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)

## Sources

1.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayPal and Meta Muse checkout partnership | Agent Ready Checkout"
description: "22 Sep 2026: PayPal said it is partnering with Meta so customers can check out with PayPal inside Muse across PayPal merchants."
canonical: https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-22
section: "News"
---

# PayPal and Meta Muse checkout partnership | Agent Ready Checkout

> 22 Sep 2026: PayPal said it is partnering with Meta so customers can check out with PayPal inside Muse across PayPal merchants.

Source: https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 22 Sep 2026

# PayPal announces checkout partnership with Meta's Muse

In short

PayPal said it is partnering with Meta so customers can check out with PayPal inside Muse across PayPal merchants. CNBC reported on 3 Oct 2026 that PayPal had been announced but was not yet available in Muse. The matrix entry to read next is Link for agents on Meta Muse, which is live as of 4 Nov 2026.

## What was reported

PayPal said it is partnering with Meta so customers can check out with PayPal inside Muse across PayPal merchants. CNBC reported on 3 Oct 2026 that PayPal had been announced but was not yet available in Muse.

Trade press: [thepaypers.com](https://thepaypers.com/payments/news/paypal-partners-with-meta-to-bring-checkout-to-muse-ai-agent), read 4 Nov 2026.

## Where it sits in the matrix

-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   21 Sep 2026 [Shopify to open Shop Pay checkout on all stores to Meta's Muse](https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to)

## Sources

1.  [PayPal partners with Meta to bring checkout to Muse](https://thepaypers.com/payments/news/paypal-partners-with-meta-to-bring-checkout-to-muse-ai-agent), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 adds a Bitcoin Lightning scheme | Agent Ready Checkout"
description: "23 Sep 2026: The x402 Foundation merged an exact payment scheme for Lightning (lnbtc) into the x402 specification on 23 Sep 2026."
canonical: https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-23
section: "News"
---

# x402 adds a Bitcoin Lightning scheme | Agent Ready Checkout

> 23 Sep 2026: The x402 Foundation merged an exact payment scheme for Lightning (lnbtc) into the x402 specification on 23 Sep 2026.

Source: https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 23 Sep 2026

# x402 specification adds an exact scheme for Bitcoin Lightning

In short

The x402 Foundation merged an exact payment scheme for Lightning (lnbtc) into the x402 specification on 23 Sep 2026 (PR #2861), alongside exact schemes for EVM, Solana, XRPL, Stellar and other networks. The matrix entry to read next for this 23 Sep 2026 item is x402 on Stripe, which is live as of 4 Nov 2026.

## What was reported

The x402 Foundation merged an exact payment scheme for Lightning (lnbtc) into the x402 specification on 23 Sep 2026 (PR #2861), alongside exact schemes for EVM, Solana, XRPL, Stellar and other networks.

Primary source: [github.com](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026.

## Where it sits in the matrix

-   [x402](https://agentreadycheckout.com/protocols/x402): 3 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)
-   21 Sep 2026 [Shopify to open Shop Pay checkout on all stores to Meta's Muse](https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to)

## Sources

1.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard adds trust services to Agent Pay | Agent Ready Checkout"
description: "30 Sep 2026: Mastercard expanded Agent Pay with services that give issuers and merchants context on AI-initiated transactions."
canonical: https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-30
section: "News"
---

# Mastercard adds trust services to Agent Pay | Agent Ready Checkout

> 30 Sep 2026: Mastercard expanded Agent Pay with services that give issuers and merchants context on AI-initiated transactions.

Source: https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 30 Sep 2026

# Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare

In short

Mastercard expanded Agent Pay with services that give issuers and merchants context on AI-initiated transactions. The first, a probability score that a transaction was AI-initiated, is rolling out for testing in the US. The matrix entry to read next for this 30 Sep 2026 item is Mastercard Agent Pay on Skyfire, which is announced as of 4 Nov 2026.

## What was reported

Mastercard expanded Agent Pay with services that give issuers and merchants context on AI-initiated transactions. The first, a probability score that a transaction was AI-initiated, is rolling out for testing in the US. Mastercard is working with Skyfire's Know Your Agent technology to help recognize trusted agents.

Primary source: [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.

## Where it sits in the matrix

-   [Skyfire](https://agentreadycheckout.com/processors/skyfire): 0 live, 0 pilot, 3 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [PayOS opens every product, including agentic payments, through a self-serve portal](https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)
-   21 Sep 2026 [Shopify to open Shop Pay checkout on all stores to Meta's Muse](https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to)

## Sources

1.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayOS opens agentic payments self-serve | Agent Ready Checkout"
description: "30 Sep 2026: PayOS said all its products, covering card, bank, business and identity data plus agentic payments, are available through its self-serve portal."
canonical: https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-09-30
section: "News"
---

# PayOS opens agentic payments self-serve | Agent Ready Checkout

> 30 Sep 2026: PayOS said all its products, covering card, bank, business and identity data plus agentic payments, are available through its self-serve portal.

Source: https://agentreadycheckout.com/news/2026-09-30-payos-opens-every-product-including-agentic-payments
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 30 Sep 2026

# PayOS opens every product, including agentic payments, through a self-serve portal

In short

PayOS said all its products, covering card, bank, business and identity data plus agentic payments, are available through its self-serve portal, following a 27 Sep 2026 portal launch. Pricing is pay as you go in prepaid credits. The matrix entry to read next is Mastercard Agent Pay on PayOS, which is announced as of 4 Nov 2026.

## What was reported

PayOS said all its products, covering card, bank, business and identity data plus agentic payments, are available through its self-serve portal, following a 27 Sep 2026 portal launch. Pricing is pay as you go in prepaid credits.

Primary source: [payos.ai](https://payos.ai/blog), read 4 Nov 2026.

## Where it sits in the matrix

-   [PayOS](https://agentreadycheckout.com/processors/payos): 0 live, 0 pilot, 2 announced and 0 not supported in the matrix.

## Other items from September 2026

-   30 Sep 2026 [Mastercard adds trust and intelligence services to Agent Pay, working with Skyfire and Cloudflare](https://agentreadycheckout.com/news/2026-09-30-mastercard-adds-trust-and-intelligence-services-to)
-   23 Sep 2026 [x402 specification adds an exact scheme for Bitcoin Lightning](https://agentreadycheckout.com/news/2026-09-23-x402-specification-adds-an-exact-scheme-for-bitcoin)
-   22 Sep 2026 [PayPal announces checkout partnership with Meta's Muse](https://agentreadycheckout.com/news/2026-09-22-paypal-announces-checkout-partnership-with-metas-muse)
-   21 Sep 2026 [Shopify to open Shop Pay checkout on all stores to Meta's Muse](https://agentreadycheckout.com/news/2026-09-21-shopify-to-open-shop-pay-checkout-on-all-stores-to)

## Sources

1.  [payos.ai/blog](https://payos.ai/blog), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Salesforce UCP checkout on Google goes GA | Agent Ready Checkout"
description: "1 Oct 2026: Salesforce's commerce innovations page marks 'Universal Commerce Protocol. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-10-01-salesforce-lists-ucp-checkout-on-google-surfaces-as-ga
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-01
section: "News"
---

# Salesforce UCP checkout on Google goes GA | Agent Ready Checkout

> 1 Oct 2026: Salesforce's commerce innovations page marks 'Universal Commerce Protocol. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-10-01-salesforce-lists-ucp-checkout-on-google-surfaces-as-ga
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 1 Oct 2026

# Salesforce lists UCP checkout on Google surfaces as GA in October 2026

In short

Salesforce's commerce innovations page marks 'Universal Commerce Protocol (UCP) Integration' GA Oct '26, enabling UCP-powered checkout in the Gemini app and Google Search including AI Mode while the retailer remains merchant of record. The page gives the month, not a day. The matrix entry to read next is UCP on Salesforce CC, which is live as of 4 Nov 2026.

## What was reported

Salesforce's commerce innovations page marks 'Universal Commerce Protocol (UCP) Integration' GA Oct '26, enabling UCP-powered checkout in the Gemini app and Google Search including AI Mode while the retailer remains merchant of record. The page gives the month, not a day.

Primary source: [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026.

## Where it sits in the matrix

-   [Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud): 1 live, 0 pilot, 3 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Sources

1.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "BigCommerce opens Google UCP early access | Agent Ready Checkout"
description: "2 Oct 2026: A BigCommerce guide says the Google UCP checkout path is in early access through Commerce AI Labs for select US merchants."
canonical: https://agentreadycheckout.com/news/2026-10-02-bigcommerce-opens-google-ucp-checkout-as-early-access
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-02
section: "News"
---

# BigCommerce opens Google UCP early access | Agent Ready Checkout

> 2 Oct 2026: A BigCommerce guide says the Google UCP checkout path is in early access through Commerce AI Labs for select US merchants.

Source: https://agentreadycheckout.com/news/2026-10-02-bigcommerce-opens-google-ucp-checkout-as-early-access
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 2 Oct 2026

# BigCommerce opens Google UCP checkout as early access

In short

A BigCommerce guide says the Google UCP checkout path is in early access through Commerce AI Labs for select US merchants, with timing given as early Q4 2026 subject to Google approval. The matrix entry to read next for this 2 Oct 2026 item is UCP on BigCommerce, which is pilot as of 4 Nov 2026.

## What was reported

A BigCommerce guide says the Google UCP checkout path is in early access through Commerce AI Labs for select US merchants, with timing given as early Q4 2026 subject to Google approval. Merchants need Merchant Center in good standing, native\_commerce flags, a PSP that accepts Google Pay tokens and a UCP interest form; the merchant stays merchant of record and PayPal support is not yet shipped.

Primary source: [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.

## Where it sits in the matrix

-   [BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce): 0 live, 1 pilot, 0 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Sources

1.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Crossmint launches Agent Commerce Toolkit | Agent Ready Checkout"
description: "8 Oct 2026: Crossmint launched a live, self-serve toolkit combining a PCI vault, Visa Intelligent Commerce and Mastercard Agent Pay tokenized credentials."
canonical: https://agentreadycheckout.com/news/2026-10-08-crossmint-launches-agent-commerce-toolkit-with-vic-and
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-08
section: "News"
---

# Crossmint launches Agent Commerce Toolkit | Agent Ready Checkout

> 8 Oct 2026: Crossmint launched a live, self-serve toolkit combining a PCI vault, Visa Intelligent Commerce and Mastercard Agent Pay tokenized credentials.

Source: https://agentreadycheckout.com/news/2026-10-08-crossmint-launches-agent-commerce-toolkit-with-vic-and
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 8 Oct 2026

# Crossmint launches Agent Commerce Toolkit with VIC and Agent Pay credentials

In short

Crossmint launched a live, self-serve toolkit combining a PCI vault, Visa Intelligent Commerce and Mastercard Agent Pay tokenized credentials for eligible cards, and checkout at online stores via Shop Pay, UCP or browser automation. The merchant stays merchant of record. The matrix entry to read next is UCP on Crossmint, which is live as of 4 Nov 2026.

## What was reported

Crossmint launched a live, self-serve toolkit combining a PCI vault, Visa Intelligent Commerce and Mastercard Agent Pay tokenized credentials for eligible cards, and checkout at online stores via Shop Pay, UCP or browser automation. The merchant stays merchant of record.

Primary source: [crossmint.com](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026.

## Where it sits in the matrix

-   [Crossmint](https://agentreadycheckout.com/processors/crossmint): 5 live, 0 pilot, 3 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Sources

1.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify ends Global Catalog REST API | Agent Ready Checkout"
description: "9 Oct 2026: Shopify announced the Global Catalog REST API stops serving traffic on 2 November 2026, pushing agent developers onto the Catalog API and UCP MCP."
canonical: https://agentreadycheckout.com/news/2026-10-09-shopify-sets-2026-11-02-shutdown-for-the-global-catalog
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-09
section: "News"
---

# Shopify ends Global Catalog REST API | Agent Ready Checkout

> 9 Oct 2026: Shopify announced the Global Catalog REST API stops serving traffic on 2 November 2026, pushing agent developers onto the Catalog API and UCP MCP.

Source: https://agentreadycheckout.com/news/2026-10-09-shopify-sets-2026-11-02-shutdown-for-the-global-catalog
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 9 Oct 2026

# Shopify sets 2026-11-02 shutdown for the Global Catalog REST API

In short

Shopify announced the Global Catalog REST API stops serving traffic on 2 November 2026, pushing agent developers onto the Catalog API and UCP MCP endpoints. The matrix entry to read next for this 9 Oct 2026 item is UCP on Shopify, which is live as of 4 Nov 2026.

## What was reported

Shopify announced the Global Catalog REST API stops serving traffic on 2 November 2026, pushing agent developers onto the Catalog API and UCP MCP endpoints.

Primary source: [shopify.dev](https://shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026), read 4 Nov 2026.

## Where it sits in the matrix

-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Sources

1.  [shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026](https://shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify launches Shop MCP with Shop Pay | Agent Ready Checkout"
description: "13 Oct 2026: Shop MCP at mcp.shop.com gives an MCP agent Catalog search over 1 billion products without an API key for search."
canonical: https://agentreadycheckout.com/news/2026-10-13-shopify-launches-shop-mcp-with-shop-pay-checkout-for
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-13
section: "News"
---

# Shopify launches Shop MCP with Shop Pay | Agent Ready Checkout

> 13 Oct 2026: Shop MCP at mcp.shop.com gives an MCP agent Catalog search over 1 billion products without an API key for search.

Source: https://agentreadycheckout.com/news/2026-10-13-shopify-launches-shop-mcp-with-shop-pay-checkout-for
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 13 Oct 2026

# Shopify launches Shop MCP with Shop Pay checkout for any agent

In short

Shop MCP at mcp.shop.com gives an MCP agent Catalog search over 1 billion products without an API key for search, cart building and Shop Pay checkout. The agent calls complete\_checkout only after the shopper confirms total and payment method. The matrix entry to read next is UCP on Shopify, which is live as of 4 Nov 2026.

## What was reported

Shop MCP at mcp.shop.com gives an MCP agent Catalog search over 1 billion products without an API key for search, cart building and Shop Pay checkout. The agent calls complete\_checkout only after the shopper confirms total and payment method. Orders land in the merchant's Shopify admin; there are no webhooks at launch, so agents poll get\_checkout.

Primary source: [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026.

## Where it sits in the matrix

-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Sources

1.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Google Universal Cart launches in the US | Agent Ready Checkout"
description: "15 Oct 2026: Google's Universal Cart is available in the US across Search and the Gemini app. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-15
section: "News"
---

# Google Universal Cart launches in the US | Agent Ready Checkout

> 15 Oct 2026: Google's Universal Cart is available in the US across Search and the Gemini app. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 15 Oct 2026

# Google Universal Cart launches in the US across Search and Gemini

In short

Google's Universal Cart is available in the US across Search and the Gemini app. It saves items from multiple retailers, tracks price drops and stock, and lets shoppers check out with Google Pay or finish on the merchant's site. The matrix entry to read next is UCP on Google AI Mode, which is live as of 4 Nov 2026.

## What was reported

Google's Universal Cart is available in the US across Search and the Gemini app. It saves items from multiple retailers, tracks price drops and stock, and lets shoppers check out with Google Pay or finish on the merchant's site.

Primary source: [blog.google](https://blog.google/products-and-platforms/products/shopping/universal-cart-launch/), read 4 Nov 2026.

## Where it sits in the matrix

-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout): 1 live, 0 pilot, 3 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)

## Sources

1.  [Google's new Universal Cart launches today in the U.S.](https://blog.google/products-and-platforms/products/shopping/universal-cart-launch/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify MCP adds UCP buyer consent | Agent Ready Checkout"
description: "16 Oct 2026: Shopify's changelog says its Checkout MCP and Cart MCP servers now support the UCP buyer consent capability."
canonical: https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-16
section: "News"
---

# Shopify MCP adds UCP buyer consent | Agent Ready Checkout

> 16 Oct 2026: Shopify's changelog says its Checkout MCP and Cart MCP servers now support the UCP buyer consent capability.

Source: https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 16 Oct 2026

# Shopify Checkout MCP and Cart MCP add UCP buyer consent

In short

Shopify's changelog says its Checkout MCP and Cart MCP servers now support the UCP buyer consent capability, alongside October additions such as UCP location search and UCP support for cart and checkout permalinks at /buy. The matrix entry to read next for this 16 Oct 2026 item is UCP on Shopify, which is live as of 4 Nov 2026.

## What was reported

Shopify's changelog says its Checkout MCP and Cart MCP servers now support the UCP buyer consent capability, alongside October additions such as UCP location search and UCP support for cart and checkout permalinks at /buy.

Primary source: [shopify.dev](https://shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent), read 4 Nov 2026.

## Where it sits in the matrix

-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   15 Oct 2026 [Google Universal Cart launches in the US across Search and Gemini](https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search)

## Sources

1.  [shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent](https://shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines opens Early Access | Agent Ready Checkout"
description: "20 Oct 2026: At Cloudflare Connect, Mastercard opened Early Access to Agent Pay for Machines, giving developers APIs, tools and documentation."
canonical: https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-20
section: "News"
---

# Agent Pay for Machines opens Early Access | Agent Ready Checkout

> 20 Oct 2026: At Cloudflare Connect, Mastercard opened Early Access to Agent Pay for Machines, giving developers APIs, tools and documentation.

Source: https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 20 Oct 2026

# Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase

In short

At Cloudflare Connect, Mastercard opened Early Access to Agent Pay for Machines, giving developers APIs, tools and documentation, after end-to-end pilots with Cloudflare, Ant International, AIsa, Base, BVNK, Coinbase and Hype. The matrix entry to read next for this 20 Oct 2026 item is Agent Pay for Machines on Coinbase, which is pilot as of 4 Nov 2026.

## What was reported

At Cloudflare Connect, Mastercard opened Early Access to Agent Pay for Machines, giving developers APIs, tools and documentation, after end-to-end pilots with Cloudflare, Ant International, AIsa, Base, BVNK, Coinbase and Hype.

Primary source: [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.

## Where it sits in the matrix

-   [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase): 1 live, 1 pilot, 2 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)
-   15 Oct 2026 [Google Universal Cart launches in the US across Search and Gemini](https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search)

## Sources

1.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Walmart Agent Profiles and MCP Agent Gateway | Agent Ready Checkout"
description: "21 Oct 2026: Walmart will let customers authorise each AI agent with its own profile inside their account. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-21
section: "News"
---

# Walmart Agent Profiles and MCP Agent Gateway | Agent Ready Checkout

> 21 Oct 2026: Walmart will let customers authorise each AI agent with its own profile inside their account. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 21 Oct 2026

# Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents

In short

Walmart will let customers authorise each AI agent with its own profile inside their account, with approval on every purchase or a customer-set spending limit. A Walmart Agent Gateway built on MCP starts as a beta for companies and developers. The matrix entry to read next is UCP on Walmart, which is announced as of 4 Nov 2026.

## What was reported

Walmart will let customers authorise each AI agent with its own profile inside their account, with approval on every purchase or a customer-set spending limit. A Walmart Agent Gateway built on MCP starts as a beta for companies and developers. Under the new terms, agents never receive payment-card data or change payment methods, customers approve purchases by default, and non-compliant agents will be blocked.

Primary source: [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026.

## Where it sits in the matrix

-   [Walmart](https://agentreadycheckout.com/retailers/walmart): 0 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from October 2026

-   24 Oct 2026 [Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence](https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)
-   15 Oct 2026 [Google Universal Cart launches in the US across Search and Gemini](https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search)

## Sources

1.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa Oct 2026 rules: agent login IDs in 10.4 | Agent Ready Checkout"
description: "24 Oct 2026: The 24 Oct 2026 Visa Core Rules keep the April agentic platform requirements. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-24
section: "News"
---

# Visa Oct 2026 rules: agent login IDs in 10.4 | Agent Ready Checkout

> 24 Oct 2026: The 24 Oct 2026 Visa Core Rules keep the April agentic platform requirements. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/news/2026-10-24-visa-core-rules-october-2026-edition-names-agent
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 24 Oct 2026

# Visa Core Rules October 2026 edition names agent provider login IDs in 10.4 evidence

In short

The 24 Oct 2026 Visa Core Rules keep the April agentic platform requirements (section 4.1.23) and update Dispute Condition 10.4 invalid-dispute evidence (section 11.8.5.3, last updated Oct 2026), which lists login IDs for an Agentic Payment Provider among matching data. The matrix entry to read next is Visa IC on Crossmint, which is live as of 4 Nov 2026.

## What was reported

The 24 Oct 2026 Visa Core Rules keep the April agentic platform requirements (section 4.1.23) and update Dispute Condition 10.4 invalid-dispute evidence (section 11.8.5.3, last updated Oct 2026), which lists login IDs for an Agentic Payment Provider among matching data. No agent-specific dispute condition was added.

Primary source: [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.

## Where it sits in the matrix

-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce): 1 live, 1 pilot, 6 announced and 0 not supported in the matrix.

## Other items from October 2026

-   21 Oct 2026 [Walmart announces Agent Profiles, an MCP Agent Gateway beta and terms for AI agents](https://agentreadycheckout.com/news/2026-10-21-walmart-announces-agent-profiles-an-mcp-agent-gateway)
-   20 Oct 2026 [Mastercard opens Agent Pay for Machines Early Access after pilots including Coinbase](https://agentreadycheckout.com/news/2026-10-20-mastercard-opens-agent-pay-for-machines-early-access)
-   16 Oct 2026 [Shopify Checkout MCP and Cart MCP add UCP buyer consent](https://agentreadycheckout.com/news/2026-10-16-shopify-checkout-mcp-and-cart-mcp-add-ucp-buyer-consent)
-   15 Oct 2026 [Google Universal Cart launches in the US across Search and Gemini](https://agentreadycheckout.com/news/2026-10-15-google-universal-cart-launches-in-the-us-across-search)

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard and OpenAI agreement with Agent Pay | Agent Ready Checkout"
description: "3 Nov 2026: The Paypers reports that Mastercard disclosed an agreement with OpenAI on its Q3 2026 earnings call, covering Agent Pay, payments."
canonical: https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-03
section: "News"
---

# Mastercard and OpenAI agreement with Agent Pay | Agent Ready Checkout

> 3 Nov 2026: The Paypers reports that Mastercard disclosed an agreement with OpenAI on its Q3 2026 earnings call, covering Agent Pay, payments.

Source: https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 3 Nov 2026

# Mastercard discloses an OpenAI agreement that includes Agent Pay

In short

The Paypers reports that Mastercard disclosed an agreement with OpenAI on its Q3 2026 earnings call, covering Agent Pay, payments, services and AI transformation. The matrix entry to read next for this 3 Nov 2026 item is Mastercard Agent Pay on Crossmint, which is live as of 4 Nov 2026.

## What was reported

The Paypers reports that Mastercard disclosed an agreement with OpenAI on its Q3 2026 earnings call, covering Agent Pay, payments, services and AI transformation. Its chief executive called agentic commerce volumes early but rising week on week, and Mastercard said it backs full tokenisation through Agent Pay or an equivalent rather than one-time virtual card numbers. Shopify's Shop Pay already uses Agent Pay.

Trade press: [thepaypers.com](https://thepaypers.com/payments/news/mastercard-partners-with-openai-on-agent-pay-and-ai-transformation), read 5 Nov 2026.

## Where it sits in the matrix

-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay): 1 live, 1 pilot, 8 announced and 0 not supported in the matrix.
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping): 0 live, 0 pilot, 2 announced and 1 not supported in the matrix.
-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from November 2026

-   4 Nov 2026 [Google brings UCP-powered direct checkout to Canada on AI Mode and Gemini](https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on)

## Sources

1.  [thepaypers.com/mastercard-partners-with-openai](https://thepaypers.com/payments/news/mastercard-partners-with-openai-on-agent-pay-and-ai-transformation), read 5 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Google brings UCP checkout to Canada | Agent Ready Checkout"
description: "4 Nov 2026: Google says UCP-powered direct checkout is rolling out from 4 Nov 2026 to Canadian shoppers on AI Mode in Google Search and the Gemini app."
canonical: https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-11-04
section: "News"
---

# Google brings UCP checkout to Canada | Agent Ready Checkout

> 4 Nov 2026: Google says UCP-powered direct checkout is rolling out from 4 Nov 2026 to Canadian shoppers on AI Mode in Google Search and the Gemini app.

Source: https://agentreadycheckout.com/news/2026-11-04-google-brings-ucp-powered-direct-checkout-to-canada-on
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

News, 4 Nov 2026

# Google brings UCP-powered direct checkout to Canada on AI Mode and Gemini

In short

Google says UCP-powered direct checkout is rolling out from 4 Nov 2026 to Canadian shoppers on AI Mode in Google Search and the Gemini app, for eligible retailers including lululemon, select Shopify merchants, Shoppers Drug Mart and Simons. The matrix entry to read next is UCP on Shopify, which is live as of 4 Nov 2026.

## What was reported

Google says UCP-powered direct checkout is rolling out from 4 Nov 2026 to Canadian shoppers on AI Mode in Google Search and the Gemini app, for eligible retailers including lululemon, select Shopify merchants, Shoppers Drug Mart and Simons. Shoppers pay with Google Pay using methods saved in Google Wallet and retailers stay the seller of record. Simplified UCP setup inside Merchant Center is due to begin next year.

Primary source: [blog.google](https://blog.google/intl/en-ca/products/explore-get-answers/a-new-way-to-shop-introducing-a-more-intuitive-agentic-shopping-experience-for-consumers-and-retailers-in-canada/), read 5 Nov 2026.

## Where it sits in the matrix

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp): 10 live, 4 pilot, 6 announced and 1 not supported in the matrix.
-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout): 1 live, 0 pilot, 3 announced and 0 not supported in the matrix.
-   [Shopify](https://agentreadycheckout.com/platforms/shopify): 1 live, 0 pilot, 1 announced and 0 not supported in the matrix.

## Other items from November 2026

-   3 Nov 2026 [Mastercard discloses an OpenAI agreement that includes Agent Pay](https://agentreadycheckout.com/news/2026-11-03-mastercard-discloses-an-openai-agreement-that-includes)

## Sources

1.  [blog.google/a-new-way-to-shop-introducing-a](https://blog.google/intl/en-ca/products/explore-get-answers/a-new-way-to-shop-introducing-a-more-intuitive-agentic-shopping-experience-for-consumers-and-retailers-in-canada/), read 5 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [1 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Pay-per-call endpoints agents can buy today | Agent Ready Checkout"
description: "9,977 x402 pay-per-call endpoints from Ora's paid-capability index: prices, networks and availability labels, read 5 Nov 2026 and credited to Ora."
canonical: https://agentreadycheckout.com/pay-per-call
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# Pay-per-call endpoints agents can buy today | Agent Ready Checkout

> 9,977 x402 pay-per-call endpoints from Ora's paid-capability index: prices, networks and availability labels, read 5 Nov 2026 and credited to Ora.

Source: https://agentreadycheckout.com/pay-per-call
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

From Ora's paid-capability index, read 5 Nov 2026

# Pay-per-call endpoints agents can buy today

In short

Ora's index lists 9,977 pay-per-call endpoints on 1,586 hosts, read 5 Nov 2026, and every entry carries the x402 protocol tag. The median price is $0.01 a call and 95.9 percent settle on Base. Ora labels 3,155 entries healthy, 3,937 degraded and 2,885 unverified.

## What the index holds

Ora publishes one catalog document that lists what it has indexed for agents, and 65.7 percent of its entries are paid capabilities. Ora's own description is pay-per-call API endpoints with per-call USD prices and no API key, liveness-checked by rolling unpaid 402 probes ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026). This site read the catalog with one GET and did not call, pay or probe any endpoint in it.

| Measure | Value | How it is counted |
| --- | --- | --- |
| Catalog entries, all types | 15,194 | Every entry in the catalog document |
| Entries typed as paid capabilities | 9,977 (65.7%) | Type application/vnd.ora.paid-capability+json |
| Hosts | 1,586 | Distinct host names in the endpoint URLs |
| Entries per host | 6.3 on average, 32 at most | Mean and largest host |
| Entries with a price | 9,935 | 42 entries carry no price tag |
| Median price per call | $0.01 | Nearest-rank median of the priced entries, in USD |
| Methods | GET 6,120, POST 3,857 | As listed in each entry |
| Last updated, per the entries | 23 Oct 2026 and 24 Oct 2026 | The updatedAt field of each entry |

## What a call costs

9,935 entries carry a price. The median is $0.01, and 59.7 percent of priced entries ask $0.01 or less. [The prices page](https://agentreadycheckout.com/pay-per-call/prices) has the percentiles and the round figures sellers choose.

-   healthy
-   degraded
-   unverified

Entries per price band, coloured by Ora's label. 5,026 entries sit between $0.001 and $0.01.

Counts per price band as a table

| Price band | Entries | Healthy | Share healthy | Degraded | Unverified |
| --- | --- | --- | --- | --- | --- |
| $0.001 or less | 909 | 257 | 28.3% | 390 | 262 |
| Above $0.001 to $0.005 | 2,658 | 644 | 24.2% | 1,178 | 836 |
| Above $0.005 to $0.01 | 2,368 | 584 | 24.7% | 1,114 | 670 |
| Above $0.01 to $0.05 | 2,255 | 696 | 30.9% | 882 | 677 |
| Above $0.05 to $0.10 | 764 | 494 | 64.7% | 146 | 124 |
| Above $0.10 to $1 | 887 | 438 | 49.4% | 193 | 256 |
| Above $1 | 94 | 36 | 38.3% | 27 | 31 |
|  |
| All priced entries | 9,935 | 3,149 | 31.7% | 3,930 | 2,856 |

## Which networks they settle on

95.9 percent of entries name Base, listed as eip155:8453, and 3.3 percent name Solana. 81 entries name something else. [The networks page](https://agentreadycheckout.com/pay-per-call/networks) lists each identifier as Ora gives it.

-   healthy
-   degraded
-   unverified

Availability labels by network group, each bar scaled to its own total: 31.7 percent healthy on Base, 26.8 on Solana, 40.7 on the other networks.

Counts per network group as a table

| Network group | Entries | Healthy | Share healthy | Degraded | Unverified |
| --- | --- | --- | --- | --- | --- |
| Base (eip155:8453) | 9,564 | 3,033 | 31.7% | 3,775 | 2,756 |
| Solana | 332 | 89 | 26.8% | 146 | 97 |
| Other networks | 81 | 33 | 40.7% | 16 | 32 |

## How to read an entry

Name and host

The display name Ora shows and the host in the endpoint URL. Names repeat: 4,849 distinct names cover 9,977 entries.

Method

GET or POST, as listed in the entry's capabilities field.

Price

USD per call, taken from the price tag Ora attaches to the entry; the entry text describes it as paid in a USD stablecoin.

Network

The network identifier in the entry, as Ora lists it; most take the form eip155:<chain id> or solana:<genesis hash>.

Label

Healthy, degraded or unverified. Ora's pages we read call the index liveness-checked by rolling unpaid 402 probes and give no threshold for any label.

## Hosts with the most healthy endpoints

| Host | Healthy | All entries | Cheapest healthy entry |
| --- | --- | --- | --- |
| agent-data-tools.revmesh2074.workers.dev | 25 | 25 | GET /sitemap, Sitemap URL extractor, $0.002 |
| agent.connskill.com | 25 | 25 | POST /chain/v1/chain-call, $0.02 |
| agent.pocket.network | 25 | 25 | POST /v1/agentsearch-web-render-v1, Pocket Network, $0.005 |
| agentbit.app | 25 | 25 | POST /v1/memory/counter, $0.001 |
| agentsvc.io | 25 | 25 | POST /api/v1/proxy/evm-balance, Wallet Balance Lookup, $0.002 |
| api.nansen.ai | 25 | 25 | POST /api/v1/nansen-score/top-tokens, Nansen, $0.01 |
| api.newsgurus.ai | 25 | 25 | GET /x402/agents/status, $0.002 |
| api.onesource.io | 25 | 25 | GET /api/chain/chain-id, $0.001 |
| api.xynaptic.io | 25 | 25 | GET /v1/security-search, $0.005 |
| cloud.trycorpus.ai | 25 | 25 | GET /v1/capacity/stress, $0.01 |
| kronossignals.com | 25 | 25 | GET /api/v1/fear-greed, Kronos Crypto Data & Forecasts, $0.001 |
| onchainpulse.theaslangroupllc.com | 25 | 25 | GET /api/facet/honeypot, OnchainPulse, $0.005 |
| x402-factory.com | 25 | 25 | GET /v1/alerts/tornado, x402-factory, $0.01 |

Hosts are listed as they appear in the endpoint URLs. [The providers page](https://agentreadycheckout.com/pay-per-call/providers) ranks hosts by all entries and shows the size spread.

## What the labels do not say

-   Every entry's updatedAt field reads 23 Oct 2026 or 24 Oct 2026, while the catalog was generated 5 Nov 2026; no probe date is printed on an entry, so a label can be older than the catalog.
-   A healthy label is Ora's reading of an unpaid probe. It is not a purchase, and this site made none.
-   The index holds 9,977 entries of the 15,194 in the catalog; no page we read says it is complete, and none of its entries carries an MPP protocol tag.

## The check we recommend for a seller

The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall). Three reasons rest on pages we read on 5 Nov 2026. Its Payments layer runs 6 checks worth 10 of 100 points, and the points of each check are public: 2 points each for x402 and MPP and 3 points each for UCP, ACP, ACP delegate payment and AP2 ([GET /api/checks](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). Reads are free: its pricing endpoint lists unlimited score lookups and 10 scans a minute ([ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). And it publishes the index this section is built from, so a seller can look up where an endpoint sits among 9,977 others.

Ora's limits stay in view. It scans public URLs only and cannot score a login-gated checkout ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)); it says the same scan run twice converges within a couple of points, and the pages we read publish no repeat-scan data ([its Deep Scan post](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)); its product that fixes what a scan finds is behind a waitlist ([ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). Its figures are Ora's, not ours. How its six Payments checks map to the matrix is on [the Payments checks page](https://agentreadycheckout.com/method/ora-payments-layer), and the other scanners that test payments are on [the checkers page](https://agentreadycheckout.com/method/pay-layer-checkers).

## More from the index

-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
3.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
4.  [Ora pricing (GET /pricing)](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
5.  [Ora, introducing Deep Scan](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
6.  [Ora home page](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

The figures on this page are computed from one saved GET of Ora's catalog and are credited to Ora. Ora's labels are Ora's.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "How many pay-per-call endpoints answer | Agent Ready Checkout"
description: "Ora labels 31.6 percent of 9,977 x402 endpoints healthy: counts by method, price band and host size, and what the labels do not say, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/pay-per-call/availability
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# How many pay-per-call endpoints answer | Agent Ready Checkout

> Ora labels 31.6 percent of 9,977 x402 endpoints healthy: counts by method, price band and host size, and what the labels do not say, read 5 Nov 2026.

Source: https://agentreadycheckout.com/pay-per-call/availability
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Ora's availability labels

# How many pay-per-call endpoints answer

In short

Ora labels 3,155 of 9,977 entries healthy (31.6 percent), 3,937 degraded and 2,885 unverified, as read 5 Nov 2026. GET entries read healthy 38.9 percent of the time and POST entries 20.0 percent. Ora's pages define the labels only as the result of rolling unpaid 402 probes.

## The three labels

Ora's llms.txt describes the index as liveness-checked by rolling unpaid 402 probes (read 5 Nov 2026). The three labels in the entries are healthy, degraded and unverified. None of the Ora pages this site read, its llms.txt, llms-full.txt, methodology and directory pages, says how many failed probes make an entry degraded or why an entry is unverified, so this page counts the labels and does not interpret them.

| Label | Entries | Share |
| --- | --- | --- |
| Healthy | 3,155 | 31.6% |
| Degraded | 3,937 | 39.5% |
| Unverified | 2,885 | 28.9% |
|  |
| All entries | 9,977 | 100.0% |

## Where the labels differ

Method and price both split the labels. 38.9 percent of GET entries read healthy against 20.0 percent of POST entries. By price the spread is wider and not in a straight line: the band above $0.05 to $0.10 reads healthy 64.7 percent of the time, the band above $0.001 to $0.005 24.2 percent. This page does not say why.

-   healthy
-   degraded
-   unverified

Share of entries by label for each method and price band. Healthy is highest, at 64.7 percent, in the band above $0.05 to $0.10.

Counts as a table

| Group | Entries | Healthy | Share healthy | Degraded | Unverified |
| --- | --- | --- | --- | --- | --- |
| GET | 6,120 | 2,383 | 38.9% | 2,174 | 1,563 |
| POST | 3,857 | 772 | 20.0% | 1,763 | 1,322 |
| $0.001 or less | 909 | 257 | 28.3% | 390 | 262 |
| Above $0.001 to $0.005 | 2,658 | 644 | 24.2% | 1,178 | 836 |
| Above $0.005 to $0.01 | 2,368 | 584 | 24.7% | 1,114 | 670 |
| Above $0.01 to $0.05 | 2,255 | 696 | 30.9% | 882 | 677 |
| Above $0.05 to $0.10 | 764 | 494 | 64.7% | 146 | 124 |
| Above $0.10 to $1 | 887 | 438 | 49.4% | 193 | 256 |
| Above $1 | 94 | 36 | 38.3% | 27 | 31 |

## By host size

The share of healthy entries runs from 22.5 percent for hosts listing 1 entry to 36.7 percent for hosts listing 6 to 20 entries, when entries are grouped by the size of their host.

| Host size | Entries | Healthy | Share healthy | Degraded | Unverified |
| --- | --- | --- | --- | --- | --- |
| 1 entry | 559 | 126 | 22.5% | 289 | 144 |
| 2 to 5 entries | 1,518 | 365 | 24.0% | 685 | 468 |
| 6 to 20 entries | 3,887 | 1,428 | 36.7% | 1,296 | 1,163 |
| 21 or more entries | 4,013 | 1,236 | 30.8% | 1,667 | 1,110 |

## How current the labels are

Every entry's updatedAt field is 23 Oct 2026 (215 entries) or 24 Oct 2026 (9,762 entries), and the catalog was generated 5 Nov 2026 at 18:00 UTC. An entry prints no probe date, so a label can be up to 13 days older than the catalog. Read the same file again to see them move; the build script that does so is scripts/ora-read.mjs.

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [2 sources](#sources-h).

## Method

The labels are Ora's. This site did not probe, call or pay any endpoint.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "x402 endpoints by topic tag in Ora's index | Agent Ready Checkout"
description: "The thirty most common topic tags among 9,977 x402 pay-per-call endpoints in Ora's index, with entries, hosts, share healthy and median price, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/pay-per-call/by-tag
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# x402 endpoints by topic tag in Ora's index | Agent Ready Checkout

> The thirty most common topic tags among 9,977 x402 pay-per-call endpoints in Ora's index, with entries, hosts, share healthy and median price, read 5 Nov 2026.

Source: https://agentreadycheckout.com/pay-per-call/by-tag
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Tags in Ora's index

# x402 endpoints by topic tag

In short

Ora's index carries 9,774 distinct topic tags besides x402, and the most common is crypto, on 752 of 9,977 entries, followed by base, finance, data and market-data. Tags are free text from each listing and overlap, so the counts do not add up to 9,977. The page lists the thirty most common, with the share Ora labels healthy.

## What a tag is here

Every entry in the index carries a protocol tag, a network tag, a price tag and an availability tag. The rest are the topic tags the listing supplied, about 3.7 per entry. They are not a fixed taxonomy: 9,774 different strings appear, most of them once or twice. The tag x402 itself appears on 600 entries and is left out of the counts below because every entry is already an x402 entry.

## The twenty most common tags, and the thirty in numbers

-   healthy
-   degraded
-   unverified

Entries per tag for the twenty most common tags, coloured by Ora's label. An entry with several tags counts once under each.

| Tag | Entries | Share of entries | Hosts | Healthy | Median price |
| --- | --- | --- | --- | --- | --- |
| crypto | 752 | 7.5% | 154 | 28.9% | $0.01 |
| base | 338 | 3.4% | 133 | 23.1% | $0.01 |
| finance | 291 | 2.9% | 70 | 33.3% | $0.005 |
| data | 266 | 2.7% | 63 | 24.1% | $0.01 |
| market-data | 241 | 2.4% | 78 | 40.2% | $0.01 |
| compliance | 239 | 2.4% | 97 | 33.5% | $0.01 |
| security | 232 | 2.3% | 100 | 26.3% | $0.01 |
| defi | 226 | 2.3% | 84 | 35.8% | $0.01 |
| agents | 215 | 2.2% | 78 | 25.6% | $0.01 |
| ai-agents | 209 | 2.1% | 38 | 14.4% | $0.01 |
| research | 204 | 2.0% | 82 | 14.7% | $0.01 |
| onchain | 190 | 1.9% | 56 | 22.6% | $0.005 |
| ai | 188 | 1.9% | 54 | 20.2% | $0.01 |
| web | 183 | 1.8% | 81 | 23.0% | $0.005 |
| llm | 176 | 1.8% | 63 | 18.8% | $0.008 |
| search | 165 | 1.7% | 80 | 29.7% | $0.01 |
| trading | 156 | 1.6% | 49 | 28.8% | $0.01 |
| evm | 153 | 1.5% | 43 | 28.1% | $0.003 |
| token | 136 | 1.4% | 55 | 25.0% | $0.007 |
| verification | 131 | 1.3% | 56 | 37.4% | $0.01 |
| solana | 128 | 1.3% | 44 | 21.9% | $0.01 |
| usdc | 128 | 1.3% | 57 | 28.9% | $0.01 |
| stocks | 127 | 1.3% | 43 | 28.3% | $0.01 |
| wallet | 122 | 1.2% | 69 | 34.4% | $0.005 |
| analytics | 117 | 1.2% | 29 | 37.6% | $0.0165 |
| risk | 115 | 1.2% | 71 | 36.5% | $0.01 |
| macro | 114 | 1.1% | 51 | 41.2% | $0.02 |
| mcp | 112 | 1.1% | 28 | 52.7% | $0.005 |
| twitter | 110 | 1.1% | 13 | 42.7% | $0.01 |
| sanctions | 109 | 1.1% | 59 | 30.3% | $0.01 |

Several of these name a network or an asset, not a topic: base, onchain, evm, solana, usdc, wallet, token. They are kept as listed. Tags that this site's style rules cannot print are skipped.

## What the counts tell a seller

Finance and market data are common tags: finance (291), market-data (241), defi (226), trading (156) are all among the twenty most common. So are the checks on counterparties and code: compliance (239), security (232), verification (131). A seller in a tag with hundreds of entries is pricing against hundreds of listings; the median for finance is $0.005 and for data $0.01. [The pricing guide](https://agentreadycheckout.com/pay-per-call/price-a-call) sets those figures against the fee floors.

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [2 sources](#sources-h).

## Method

Tags are free text supplied with each listing and read by Ora; an entry can carry several, so counts overlap.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "Which networks x402 endpoints settle on | Agent Ready Checkout"
description: "Base, Solana and the rest: the networks named by 9,977 x402 pay-per-call endpoints in Ora's index, with label counts and multi-network hosts, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/pay-per-call/networks
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# Which networks x402 endpoints settle on | Agent Ready Checkout

> Base, Solana and the rest: the networks named by 9,977 x402 pay-per-call endpoints in Ora's index, with label counts and multi-network hosts, read 5 Nov 2026.

Source: https://agentreadycheckout.com/pay-per-call/networks
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Networks in Ora's index

# Which networks x402 endpoints settle on

In short

9,564 of 9,977 entries in Ora's index name Base, listed as eip155:8453, and 332 name Solana; 81 name another network. 11 hosts list endpoints on more than one network. Ora labels 31.7 percent of Base entries healthy and 26.8 percent of Solana entries, as read 5 Nov 2026.

## The networks in the index

Every entry names exactly one network. Base, listed as the CAIP-2 identifier eip155:8453, takes 95.9 percent, Solana 3.3 percent, and 6 further identifiers share the remaining 81 entries. 40 of those are listed as the plain word base, separate from eip155:8453, and this page keeps them apart.

-   healthy
-   degraded
-   unverified

Each bar is one network identifier scaled to its own total; the counts are in the table. The identifiers are Ora's, not mapped by this site.

Counts per network as a table

| Network identifier as listed | Entries | Healthy | Share healthy | Degraded | Unverified | Median price |
| --- | --- | --- | --- | --- | --- | --- |
| eip155:8453 | 9,564 | 3,033 | 31.7% | 3,775 | 2,756 | $0.01 |
| solana:5eykt4Us... | 332 | 89 | 26.8% | 146 | 97 | $0.01 |
| base | 40 | 28 | 70.0% | 9 | 3 | $0.01 |
| eip155:5042 | 27 | 1 | 3.7% | 5 | 21 | no price |
| eip155:8217 | 7 | 2 | 28.6% | 0 | 5 | no price |
| eip155:196 | 3 | 1 | 33.3% | 2 | 0 | no price |
| eip155:42220 | 3 | 0 | 0.0% | 0 | 3 | no price |
| eip155:56 | 1 | 1 | 100.0% | 0 | 0 | no price |

## What the specification allows

The index is narrower than the protocol. The spec defines exact, upto, auth-capture and batch-settlement schemes; the exact scheme covers EVM, Solana, Algorand, Aptos, Canton, Cardano, Hedera, NEAR, Starknet, Stellar, Sui, TON, XRPL and others. [github.com](https://github.com/x402-foundation/x402), read 4 Nov 2026.

-   Coinbase's CDP facilitator says it has processed more than 100 million x402 payments and $28 million in volume across Base and Solana. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.Vendor claim

A seller choosing a network is choosing where its buyers hold funds and which facilitator settles.

## Hosts on more than one network

11 of 1,586 hosts list entries on more than one network. The ten with the most entries are below.

| Host | Entries | Networks listed |
| --- | --- | --- |
| api.ysaere.com | 25 | base, eip155:8453 |
| api.loopholetape.com | 17 | solana, eip155:8453 |
| rubric-protocol.com | 17 | eip155:8453, base |
| api.liquidagent.ai | 14 | eip155:8453, eip155:5042 |
| skim402.com | 10 | base, eip155:8453 |
| whaletape.xyz | 7 | solana, eip155:8453 |
| api.blockscout.com | 5 | eip155:42220, eip155:8453 |
| bob.assimilatethis.com | 5 | solana, eip155:8453 |
| escrowpulse.waltsoft.net | 3 | eip155:8453, base |
| pro-api.coinmarketcap.com | 3 | eip155:8453, eip155:56 |

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
3.  [x402 specification repository](https://github.com/x402-foundation/x402), read 4 Nov 2026
4.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

Network identifiers are Ora's, shown as listed. Names are given only for Base and Solana.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "How to price a pay-per-call endpoint | Agent Ready Checkout"
description: "Set a per-call price against the fee floor: Ora's index spread (median $0.01) beside Coinbase and Stripe's published fee lines, worked through, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/pay-per-call/price-a-call
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# How to price a pay-per-call endpoint | Agent Ready Checkout

> Set a per-call price against the fee floor: Ora's index spread (median $0.01) beside Coinbase and Stripe's published fee lines, worked through, read 5 Nov 2026.

Source: https://agentreadycheckout.com/pay-per-call/price-a-call
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Seller guide

# How to price a pay-per-call endpoint

In short

A per-call price has to clear the fee floor: Coinbase's facilitator charges $0.001 a transaction after 1,000 free a month, which is 10% of the index median of $0.01. 909 entries in Ora's index ask exactly $0.001, read 5 Nov 2026. This guide sets the index spread against the published fee lines.

## Start from what sellers ask

In Ora's index, read 5 Nov 2026, a quarter of priced entries ask $0.005 or less, the median asks $0.01, and a tenth ask more than $0.10. $0.01, $0.005 and $0.001 are the three most common exact prices. [The prices page](https://agentreadycheckout.com/pay-per-call/prices) has the full spread.

## Know the floors

-   Coinbase charges nothing for the first 1,000 onchain facilitator transactions a month, then $0.001 each; verification is free. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.Published pricing
-   Stripe charges 1.5 percent for stablecoin payments and $0.15 per SPT. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026.Published pricing
-   Stripe's machine payments page sets minimums of $0.50 for a card payment through a shared payment token and 0.01 USDC for stablecoins [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026.Published pricing
-   x402.org lists zero protocol fees [x402.org](https://www.x402.org/), read 4 Nov 2026.Published pricing

## The arithmetic

Take the lines above at face value and the floor is plain. At $0.001 a call a $0.001 facilitator fee is all of the price once the free 1,000 a month are used; at the median of $0.01 it is 10%. A seller on the stablecoin path through Stripe pays 1.5 percent, which is under a thousandth of a dollar at any price below $0.06. The $0.15 per-token fee and the $0.50 card minimum mean the card path only suits calls priced well above the index median.

| Price per call | A $0.001 fee as a share of the price | 1.5% of the price, in dollars |
| --- | --- | --- |
| $0.001 | 100% | $0.000015 |
| $0.005 | 20% | $0.000075 |
| $0.01 | 10% | $0.00015 |
| $0.05 | 2% | $0.00075 |
| $0.10 | 1% | $0.0015 |

## Price by tag

Medians in the index sit at $0.01 for most of the biggest tags, and lower for finance ($0.005) and onchain ($0.005). One scanner is in the index too: Agent Ready lists an x402 scan at $0.02 a call. The tags below are the eight most common.

| Tag | Entries | Median price |
| --- | --- | --- |
| crypto | 752 | $0.01 |
| base | 338 | $0.01 |
| finance | 291 | $0.005 |
| data | 266 | $0.01 |
| market-data | 241 | $0.01 |
| compliance | 239 | $0.01 |
| security | 232 | $0.01 |
| defi | 226 | $0.01 |

## Before you set the number

1.  Find the entries in your tag in [the tags page](https://agentreadycheckout.com/pay-per-call/by-tag) and read the median and the spread.
2.  Subtract the fee line for your rail from your intended price; if nothing is left at the median, price higher.
3.  Decide what buyers get if a call fails: [the chargebacks guide](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought) covers disputes when an agent bought.
4.  Publish the price where an agent can read it, and scan the domain again after the change.

## The check we recommend for a seller

The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall). After you change a price or a payment header, run its scan again. For the x402 check Ora's catalog says to return the PAYMENT-REQUIRED header and list paid resources at /discovery/resources, and for MPP to return a full WWW-Authenticate Payment challenge and advertise x-payment-info in the OpenAPI document ([GET /api/checks](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026). Its command line client takes a --min-score flag that fails a build under a score you set ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)).

Before you rely on it: the scan reads public URLs only, never login-gated pages ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)); Ora shows no repeat-scan data in the pages we read, though it says two runs of one scan land within a couple of points ([its Deep Scan post](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)); and its fixing product is waitlist-only ([ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). How its six Payments checks map to the matrix is on [the Payments checks page](https://agentreadycheckout.com/method/ora-payments-layer), and the other scanners that test payments are on [the checkers page](https://agentreadycheckout.com/method/pay-layer-checkers).

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

The wider fee picture is in [pricing and fees as published](https://agentreadycheckout.com/guides/pricing-and-fees-as-published) and [how to accept x402 for an API](https://agentreadycheckout.com/guides/accept-x402-for-an-api).

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
3.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
4.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
5.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
6.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
7.  [x402.org](https://www.x402.org/), read 4 Nov 2026
8.  [ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
9.  [ora.ai/introducing-deep-scan](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
10.  [ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

Fee lines are the companies' published pages read on 4 Nov 2026; the index figures are Ora's, read 5 Nov 2026. The arithmetic is ours.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "What pay-per-call endpoints charge per call | Agent Ready Checkout"
description: "Price spread of 9,935 x402 pay-per-call endpoints in Ora's index: median $0.01, percentiles, bands and the round figures sellers choose, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/pay-per-call/prices
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# What pay-per-call endpoints charge per call | Agent Ready Checkout

> Price spread of 9,935 x402 pay-per-call endpoints in Ora's index: median $0.01, percentiles, bands and the round figures sellers choose, read 5 Nov 2026.

Source: https://agentreadycheckout.com/pay-per-call/prices
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Prices in Ora's index

# What pay-per-call endpoints charge per call

In short

Of 9,935 priced entries in Ora's index, read 5 Nov 2026, the median asks $0.01 a call, a quarter ask $0.005 or less and nine in ten ask $0.10 or less. Prices cluster at round figures: $0.01 appears 2,061 times, then $0.005 and $0.001. 42 entries show no price.

## The spread

The index prices are small. The lowest is $0.001 and the median $0.01, while the highest is $100; the mean is $0.12, pulled up by a few high prices, so the percentiles are the fairer guide. Percentiles use the nearest-rank rule on the 9,935 entries that carry a price.

| Point in the spread | Price per call |
| --- | --- |
| Lowest | $0.001 |
| 10th percentile | $0.002 |
| 25th percentile | $0.005 |
| Median | $0.01 |
| 75th percentile | $0.0498 |
| 90th percentile | $0.10 |
| 99th percentile | $1 |
| Highest | $100 |

## Price bands

Priced entries per band. The two bands between $0.001 and $0.01 hold 50.6 percent of them.

Entries per band as a table

| Price band | Entries | Share of priced entries |
| --- | --- | --- |
| $0.001 or less | 909 | 9.1% |
| Above $0.001 to $0.005 | 2,658 | 26.8% |
| Above $0.005 to $0.01 | 2,368 | 23.8% |
| Above $0.01 to $0.05 | 2,255 | 22.7% |
| Above $0.05 to $0.10 | 764 | 7.7% |
| Above $0.10 to $1 | 887 | 8.9% |
| Above $1 | 94 | 0.9% |

## Round figures

Sellers pick round numbers. $0.01 is the most common exact price with 2,061 entries, $0.005 follows with 1,097 and $0.001, the lowest price in the index, with 909. That last figure is also the per-transaction price Coinbase publishes for its facilitator after the first 1,000 a month ([Coinbase CDP docs](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026), which the [pricing guide](https://agentreadycheckout.com/pay-per-call/price-a-call) works through.

The twelve price points that appear most often cover 82.5 percent of priced entries.

The twelve prices as a table

| Exact price | Entries | Share of priced entries |
| --- | --- | --- |
| $0.01 | 2,061 | 20.7% |
| $0.005 | 1,097 | 11.0% |
| $0.001 | 909 | 9.1% |
| $0.02 | 857 | 8.6% |
| $0.002 | 807 | 8.1% |
| $0.05 | 738 | 7.4% |
| $0.10 | 494 | 5.0% |
| $0.003 | 433 | 4.4% |
| $0.03 | 269 | 2.7% |
| $0.15 | 200 | 2.0% |
| $0.25 | 174 | 1.8% |
| $0.08 | 159 | 1.6% |

## By method and by tag

The median is $0.01 for both methods. The most common tags in the index carry these medians; [the tags page](https://agentreadycheckout.com/pay-per-call/by-tag) has more.

| Method | Entries | Median price |
| --- | --- | --- |
| GET | 6,120 | $0.01 |
| POST | 3,857 | $0.01 |

| Tag | Entries | Median price |
| --- | --- | --- |
| crypto | 752 | $0.01 |
| base | 338 | $0.01 |
| finance | 291 | $0.005 |
| data | 266 | $0.01 |
| market-data | 241 | $0.01 |
| compliance | 239 | $0.01 |
| security | 232 | $0.01 |
| defi | 226 | $0.01 |
| agents | 215 | $0.01 |
| ai-agents | 209 | $0.01 |
| research | 204 | $0.01 |
| onchain | 190 | $0.005 |

## Reading a listed price

A price here is the number Ora attaches to an entry, which the entry text gives as USD paid in a stablecoin. It is a listing, not a receipt: this site paid for nothing and called no endpoint. A seller that changes its price after Ora reads it will show the old figure until Ora reads again; every entry's updatedAt field is 23 Oct 2026 or 24 Oct 2026.

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
3.  [Coinbase CDP x402 facilitator docs](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [3 sources](#sources-h).

## Method

Prices are Ora's listed figures, read once on the date shown. Percentiles are nearest-rank.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "Who runs the most pay-per-call endpoints | Agent Ready Checkout"
description: "1,586 hosts list x402 pay-per-call endpoints in Ora's index; the ten largest hold 2.7 percent. Host sizes, the top 30 and label counts, read 5 Nov 2026."
canonical: https://agentreadycheckout.com/pay-per-call/providers
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# Who runs the most pay-per-call endpoints | Agent Ready Checkout

> 1,586 hosts list x402 pay-per-call endpoints in Ora's index; the ten largest hold 2.7 percent. Host sizes, the top 30 and label counts, read 5 Nov 2026.

Source: https://agentreadycheckout.com/pay-per-call/providers
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Hosts in Ora's index

# Who runs the most pay-per-call endpoints

In short

1,586 hosts list endpoints in Ora's index, read 5 Nov 2026: 559 list one entry and the largest lists 32. The ten biggest hosts hold 2.7 percent of entries, so the market is spread thin. 579 hosts have at least one entry that Ora labels healthy.

## How big the hosts are

The index is a long tail. 559 hosts, 35.2 percent, list a single entry, and the largest host lists 32. No host lists more than that, and the pages we read state no per-host limit.

Hosts per size band. 559 hosts list one entry each; 164 list between 21 and 32.

Hosts per size band as a table

| Host size | Hosts | Entries | Share of entries |
| --- | --- | --- | --- |
| 1 entry | 559 | 559 | 5.6% |
| 2 to 5 entries | 507 | 1,518 | 15.2% |
| 6 to 20 entries | 356 | 3,887 | 39.0% |
| 21 or more entries | 164 | 4,013 | 40.2% |
|  |
| All hosts | 1,586 | 9,977 | 100.0% |

## The hosts with the most entries

| Host | Entries | Healthy | Degraded | Unverified | Price range | Networks |
| --- | --- | --- | --- | --- | --- | --- |
| api.arysphere.com | 32 | 7 | 0 | 25 | $0.002 to $0.01 | 1 |
| api.manylives.me | 30 | 14 | 3 | 13 | $0.002 to $0.02 | 1 |
| clinkagent.com | 30 | 18 | 2 | 10 | $0.005 to $0.20 | 1 |
| x402.agentutility.ai | 27 | 0 | 19 | 8 | $0.001 to $0.50 | 1 |
| agentstoolshub.com | 26 | 0 | 26 | 0 | $0.01 to $0.02 | 1 |
| api.sirenic.eu | 26 | 20 | 6 | 0 | $0.005 to $0.05 | 1 |
| x402.agentindex.world | 26 | 18 | 3 | 5 | $0.001 to $0.004 | 1 |
| 1gateway.dev | 25 | 0 | 7 | 18 | $0.002 to $0.05 | 1 |
| 402.com.tr | 25 | 10 | 15 | 0 | $0.002 to $0.15 | 1 |
| 47620.xyz | 25 | 9 | 16 | 0 | $0.002 to $0.02 | 1 |
| agdata.shveik.dev | 25 | 8 | 0 | 17 | $0.019 to $0.34 | 1 |
| agent-data-tools.revmesh2074.workers.dev | 25 | 25 | 0 | 0 | $0.002 to $0.03 | 1 |
| agent.connskill.com | 25 | 25 | 0 | 0 | $0.02 to $0.50 | 1 |
| agent.pocket.network | 25 | 25 | 0 | 0 | $0.005 | 1 |
| agent402-arb.rosariovitale0096.workers.dev | 25 | 8 | 0 | 17 | $0.001 to $0.0091 | 1 |
| agentbit.app | 25 | 25 | 0 | 0 | $0.001 to $0.03 | 1 |
| agents.pubrio.com | 25 | 0 | 6 | 19 | $0.01 to $0.05 | 1 |
| agentsvc.io | 25 | 25 | 0 | 0 | $0.002 to $0.50 | 1 |
| ai-data-marketplace-1042299154756.us-central1.run.app | 25 | 23 | 0 | 2 | $0.001 to $1 | 1 |
| apexrunner.ai | 25 | 0 | 21 | 4 | $0.007 | 1 |
| api.agentstools.dev | 25 | 8 | 17 | 0 | $0.001 to $0.04 | 1 |
| api.aiskills402.com | 25 | 22 | 3 | 0 | $0.005 to $0.10 | 1 |
| api.annalist.dev | 25 | 0 | 5 | 20 | $0.005 to $0.05 | 1 |
| api.avedaris.com | 25 | 2 | 3 | 20 | $0.001 to $0.023 | 1 |
| api.blockchainmoneymap.com | 25 | 0 | 25 | 0 | $0.01 to $0.25 | 1 |
| api.brazilayer.com | 25 | 2 | 23 | 0 | $0.001 to $0.06 | 1 |
| api.chainmarket-api.workers.dev | 25 | 0 | 23 | 2 | $0.002 to $0.005 | 1 |
| api.companyrecords-api.workers.dev | 25 | 0 | 25 | 0 | $0.002 to $0.05 | 1 |
| api.craigmbrown.com | 25 | 21 | 4 | 0 | $0.01 to $0.50 | 1 |
| api.delx.ai | 25 | 10 | 15 | 0 | $0.001 to $0.01 | 1 |

Hosts are shown as they appear in the endpoint URLs. A large host is not a better one: the label counts are Ora's probes, not a rating.

## What this means for a buyer

No host holds more than 0.3 percent of entries and the ten biggest hold 2.7 percent, so a buyer looking for a kind of data meets many small sellers. Only 579 of 1,586 hosts have an entry labelled healthy. A buyer comparing sellers needs the price, the method and the label together, which the [index summary](https://agentreadycheckout.com/pay-per-call) and [the availability page](https://agentreadycheckout.com/pay-per-call/availability) lay out.

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [2 sources](#sources-h).

## Method

A host is the host name in the endpoint URL. Several hosts can belong to one company; Ora does not say.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "x402 or MPP for an API seller | Agent Ready Checkout"
description: "x402 and MPP side by side for an API seller: disputes, fees, settlement rails and buyers, with Ora's index counts (9,977 x402 entries, no MPP tag) and sources."
canonical: https://agentreadycheckout.com/pay-per-call/x402-or-mpp
site: "Agent Ready Checkout"
last_updated: 2026-11-05
date: 2026-11-05
section: "Pay-per-call"
---

# x402 or MPP for an API seller | Agent Ready Checkout

> x402 and MPP side by side for an API seller: disputes, fees, settlement rails and buyers, with Ora's index counts (9,977 x402 entries, no MPP tag) and sources.

Source: https://agentreadycheckout.com/pay-per-call/x402-or-mpp
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Seller guide

# x402 or MPP for an API seller

In short

For an API seller the two HTTP 402 protocols differ on disputes, fees and buyers: x402 settles onchain with no chargeback, MPP can carry card credentials, and Ora's index holds 9,977 x402 entries and none with an MPP protocol tag. Ora's Payments layer scores each at 2 points.

## The two protocols side by side

Rows are the seven merchant-readiness rows used on every protocol profile, from the [x402](https://agentreadycheckout.com/protocols/x402) and [MPP](https://agentreadycheckout.com/protocols/mpp) profiles, each with its source and a read date of 4 Nov 2026.

| Row | x402 | MPP |
| --- | --- | --- |
| Specification public | Yes. Spec v1 and v2 public on GitHub. github.com | Yes. Protocol documented at mpp.dev with open-source code. mpp.dev |
| Reference implementation | Yes. TypeScript, Python and Go SDKs; Coinbase CDP facilitator. github.com | Yes. Stripe and Tempo SDKs; Stripe machine payments docs. docs.stripe.com |
| Live surfaces | API and agent tools. Used for pay-per-call APIs; no consumer shopping surface uses it for retail checkout. x402.org | API and agent tools. Used for pay-per-call services; no consumer shopping surface uses it. mpp.dev |
| Processor support | Yes. Stripe accepts x402 (USDC on Base); Coinbase runs a facilitator. docs.stripe.com | Yes. Stripe live; Visa Connect in pilot. docs.stripe.com |
| Merchant of record | Seller. The server operator receives payment directly; no card-network merchant concept applies to stablecoin settlement. x402.org | Seller. The service seller receives payment; card payments follow the card rules. mpp.dev |
| Dispute rules | None. Onchain settlement is final; no chargeback mechanism in the spec. github.com | Rail-dependent. Card credentials carry card dispute rights; stablecoin settlement does not. mpp.dev |
| Cost | Network fees only. Zero protocol fees; facilitator fees vary (Coinbase $0.001 after 1,000 a month). docs.cdp.coinbase.com | Rail fees. Stripe charges 1.5 percent for stablecoin payments and $0.15 per SPT. stripe.com |

## Where the buyers are

Ora's index lists 9,977 pay-per-call endpoints, read 5 Nov 2026, and every one carries the protocol tag x402; none carries an MPP protocol tag. That says where sellers have listed themselves with Ora, not where agents spend. On the card side, Visa Intelligent Commerce Connect accepts MPP among its four protocols, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026. Mastercard Agent Pay for Machines builds on x402, per Mastercard's 20 Oct 2026 release. 3 of the 27 matrix columns read live or pilot for x402 and 2 for MPP.

## Fees a seller meets

Coinbase charges nothing for the first 1,000 onchain facilitator transactions a month, then $0.001 each; verification is free. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026. Stripe's machine payments page sets minimums for MPP of $0.50 for a card payment through a shared payment token and 0.01 USDC for stablecoins ([Stripe docs](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026), so a seller who prices below $0.50 a call cannot take the card path through Stripe. [The pricing guide](https://agentreadycheckout.com/pay-per-call/price-a-call) turns these lines into arithmetic.

## Which one, by seller

-   **Buyers hold stablecoins on Base or Solana.** Use x402. It is what 9,977 listings use, it has no protocol fee, and the facilitator cost is published. You accept that settlement is final.
-   **Buyers pay by card and want dispute rights.** Use MPP through Stripe, with the card minimum above. The rubric reads dispute rules as rail-dependent: card credentials keep card rights, stablecoin settlement does not.
-   **You sell a metered or recurring service.** MPP names session and subscription intents in its specification; x402's specification lists exact, upto, auth-capture and batch-settlement schemes. Read both before you pick.
-   **You cannot choose.** Accept both. Ora counts either as enough for its Payments layer, because the five protocol checks are scored as a group.

These are our readings of the sources above, not a quote from either protocol's authors.

## The check we recommend for a seller

The pay-layer check we recommend is [Ora](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall). For a seller weighing x402 against MPP, one fact in its catalog settles how each is scored: both carry 2 points, and each reads as not applicable when another payment protocol is detected, because supporting any one is enough ([GET /api/checks](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026). Ora also publishes the index this guide uses, and score reads cost nothing ([ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)).

Three limits come with the pick. Ora reads public URLs only, so a checkout behind a login is outside its scan ([llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). The pages we read give no repeat-scan numbers, only its statement that two runs of one scan converge within a couple of points ([its Deep Scan post](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). And the product that fixes what a scan finds sits behind a waitlist ([ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall)). How its six Payments checks map to the matrix is on [the Payments checks page](https://agentreadycheckout.com/method/ora-payments-layer), and the other scanners that test payments are on [the checkers page](https://agentreadycheckout.com/method/pay-layer-checkers).

## More from the index

-   [The index, in short](https://agentreadycheckout.com/pay-per-call)
-   [What a call costs](https://agentreadycheckout.com/pay-per-call/prices)
-   [Endpoints by topic tag](https://agentreadycheckout.com/pay-per-call/by-tag)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [Who runs the most endpoints](https://agentreadycheckout.com/pay-per-call/providers)
-   [How many answer](https://agentreadycheckout.com/pay-per-call/availability)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)
-   [The dataset](https://agentreadycheckout.com/data/pay-per-call-index)

## Sources

1.  [Ora paid-capability index (GET /api/ard/catalog.json)](https://ora.ai/api/ard/catalog.json?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
2.  [Ora llms.txt](https://ora.ai/llms.txt?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
3.  [Ora check catalog (GET /api/checks)](https://ora.ai/api/checks?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
4.  [x402.org](https://www.x402.org/), read 4 Nov 2026
5.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
6.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
7.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
8.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
9.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
10.  [ora.ai/pricing](https://ora.ai/pricing?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
11.  [ora.ai/introducing-deep-scan](https://ora.ai/blog/introducing-deep-scan?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026
12.  [ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=paycall), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [12 sources](#sources-h).

## Method

Rubric rows are those of the protocol profiles, dated 4 Nov 2026; the index counts are Ora's, read 5 Nov 2026.

[Methodology](https://agentreadycheckout.com/method)


---

---
title: "Commerce platforms and agent checkout | Agent Ready Checkout"
description: "Commerce platforms in the agent checkout matrix: Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools. Dated, sourced profiles."
canonical: https://agentreadycheckout.com/platforms
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# Commerce platforms and agent checkout | Agent Ready Checkout

> Commerce platforms in the agent checkout matrix: Shopify, BigCommerce, Salesforce CC, Adobe Commerce, commercetools. Dated, sourced profiles.

Source: https://agentreadycheckout.com/platforms
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Reference

# Commerce platforms

In short

6 platforms are profiled here, each with the matrix cells that describe it, the facts behind them and a source and read date for every claim. Together they hold 3 live cells, 2 pilot and 9 announced as of 4 Nov 2026. Live cells sit on Shopify, Salesforce CC, commercetools.

## Commerce platforms in the matrix

| Name | Operator | What it is | Stated cells |
| --- | --- | --- | --- |
| Shopify | Shopify Inc. | Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic Storefronts and Shopify Catalog, and exposes UCP Cart, Checkout and Order MCP servers to agents. | 1 live, 0 pilot, 1 announced |
| BigCommerce (Commerce) | Commerce.com Inc. (Nasdaq: CMRC), parent of BigCommerce, Feedonomics and Makeswift | Commerce platform whose parent endorsed UCP at launch; Google UCP checkout is early access via Commerce AI Labs, catalog syndication runs through Feedonomics, and Storefront MCP servers are available. | 0 live, 1 pilot, 0 announced |
| Salesforce Agentforce Commerce (Commerce Cloud) | Salesforce, Inc. | Enterprise commerce platform that announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025, native UCP support in Jan 2026, and lists UCP checkout on Google surfaces as GA in Oct 2026. | 1 live, 0 pilot, 3 announced |
| Adobe Commerce | Adobe Inc. | Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2 collaborator; as of Nov 2026 Adobe's own pages describe support as a commitment, with a Commerce MCP server shipped. | 0 live, 0 pilot, 3 announced |
| commercetools | commercetools GmbH | Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on GA in July 2026, with UCP checkout in Gemini and Stripe ACS checkout. | 1 live, 0 pilot, 1 announced |
| WooCommerce | WooCommerce Inc. (Automattic) | Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP as coming soon, while the private-beta WooCommerce AI extension can expose a store's UCP services. | 0 live, 1 pilot, 1 announced |

See also [the full matrix](https://agentreadycheckout.com/matrix) and [the head-to-heads](https://agentreadycheckout.com/compare).

## Sources

1.  [shopify.com](https://www.shopify.com), read 4 Nov 2026
2.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
3.  [bigcommerce.com](https://www.bigcommerce.com), read 4 Nov 2026
4.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
5.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026
6.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
7.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026
8.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
9.  [commercetools.com](https://commercetools.com), read 4 Nov 2026
10.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
11.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026
12.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Adobe Commerce: platform profile | Agent Ready Checkout"
description: "Adobe Commerce: Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/platforms/adobe-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# Adobe Commerce: platform profile | Agent Ready Checkout

> Adobe Commerce: Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/platforms/adobe-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Platform profile

# Adobe Commerce

In short

Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2 collaborator; as of Nov 2026 Adobe's own pages describe support as a commitment. Announced but not yet live: ACP, UCP, AP2. The Summit post repeats the commitment to support UCP and ACP rather than announcing shipped protocol endpoints.

## Fact sheet

Type

Platform

Operator

Adobe Inc.

Homepage

[business.adobe.com](https://business.adobe.com/products/commerce.html)

Matrix reach

0 live, 0 pilot, 3 announced, 0 not supported, 9 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | Committed to ACP on 2026-02-18 | business.adobe.com, 4 Nov 2026 |
| UCP | announced | Committed to UCP on 2026-02-18 | business.adobe.com, 4 Nov 2026 |
| AP2 | announced | Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented | business.adobe.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What Adobe Commerce does not do

-   No native UCP or ACP endpoint documented as generally available by Adobe (2026-11-04).
-   No published price for agentic features.

## Sourced facts

-   Adobe said Adobe Commerce is committed to supporting UCP and ACP, building on its earlier announcement of support for AP2, and is 'moving towards supporting UCP and ACP' with more capabilities planned during the year. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026.
-   At Summit, Adobe introduced a Commerce MCP server giving developers access to catalog, cart, pricing, inventory, promotions, checkout, order management and post-purchase data. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 4 Nov 2026.
-   The Summit post repeats the commitment to support UCP and ACP rather than announcing shipped protocol endpoints. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 4 Nov 2026.
-   Adobe's Experience League architecture guide (updated 2026-10-21) still says Adobe 'is also committed to supporting' ACP and UCP. [experienceleague.adobe.com](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026.
-   Adobe gave a launch quote naming its role in AP2 for Adobe Commerce at the AP2 announcement. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.
-   A third-party Adobe Commerce Marketplace extension (TechDivision) generates ACP-format product feeds from an Adobe Commerce catalog. [commercemarketplace.adobe.com](https://commercemarketplace.adobe.com/ae-techdivision-gmbh-agentic-commerce-protocol-feedgen.html), read 4 Nov 2026.Trade press
-   Kinex Media reported Adobe Commerce did not have native built-in UCP support as of 2026-08-11. [kinexmedia.com](https://www.kinexmedia.com/blog/ucp-on-adobe-commerce/), read 4 Nov 2026.Trade press

## In the vendors section

-   [Adobe Commerce](https://agentreadycheckout.com/vendors/adobe-commerce), commerce platform profile

## Compare and alternatives

-   [Adobe Commerce vs WooCommerce](https://agentreadycheckout.com/compare/adobe-commerce-vs-woocommerce)
-   [Alternatives to Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce/alternatives)

## Sources

1.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026
2.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
3.  [business.adobe.com/blog/adobe-commerce-summit-announcements](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 4 Nov 2026
4.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
5.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
6.  [commercemarketplace.adobe.com/ae-techdivision-gmbh-agentic-commerce-protocol-feedgen.html](https://commercemarketplace.adobe.com/ae-techdivision-gmbh-agentic-commerce-protocol-feedgen.html), read 4 Nov 2026
7.  [kinexmedia.com/blog/ucp-on-adobe-commerce/](https://www.kinexmedia.com/blog/ucp-on-adobe-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Adobe Commerce | Agent Ready Checkout"
description: "The 5 alternatives to Adobe Commerce for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/platforms/adobe-commerce/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Adobe Commerce | Agent Ready Checkout

> The 5 alternatives to Adobe Commerce for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/platforms/adobe-commerce/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Adobe Commerce for agent checkout

In short

5 other platforms sit beside Adobe Commerce in the matrix, each with a sourced difference. Among them Shopify reads furthest along with 1 live or pilot cell. Adobe Commerce has committed to UCP and ACP and shipped a Commerce MCP server, while its own pages describe protocol support as a commitment.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Shopify | Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic Storefronts and Shopify Catalog, and exposes UCP Cart, Checkout and Order MCP servers to agents. shopify.com, read 4 Nov 2026. | Shopify reads further along than Adobe Commerce for UCP. Adobe Commerce is further along for ACP. | 1 live, 0 pilot, 1 announced |
| BigCommerce (Commerce) | Commerce platform whose parent endorsed UCP at launch; Google UCP checkout is early access via Commerce AI Labs, catalog syndication runs through Feedonomics, and Storefront MCP servers are available. bigcommerce.com, read 4 Nov 2026. | BigCommerce reads further along than Adobe Commerce for UCP. Adobe Commerce is further along for ACP, AP2. | 0 live, 1 pilot, 0 announced |
| Salesforce Agentforce Commerce (Commerce Cloud) | Enterprise commerce platform that announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025, native UCP support in Jan 2026, and lists UCP checkout on Google surfaces as GA in Oct 2026. salesforce.com, read 4 Nov 2026. | Salesforce CC reads further along than Adobe Commerce for UCP, Link for agents. | 1 live, 0 pilot, 3 announced |
| commercetools | Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on GA in July 2026, with UCP checkout in Gemini and Stripe ACS checkout. commercetools.com, read 4 Nov 2026. | commercetools reads further along than Adobe Commerce for UCP. Adobe Commerce is further along for AP2. | 1 live, 0 pilot, 1 announced |
| WooCommerce | Neither has shipped native agent checkout. Adobe says it is committed to UCP and ACP (guide updated 21 Oct 2026) and offers a Commerce MCP server; WooCommerce lists UCP and ACP as coming soon with a UCP toggle in the private-beta WooCommerce AI extension. Head-to-head, experienceleague.adobe.com, read 4 Nov 2026. | WooCommerce reads further along than Adobe Commerce for UCP. Adobe Commerce is further along for AP2. | 0 live, 1 pilot, 1 announced |

Back to the [Adobe Commerce profile](https://agentreadycheckout.com/platforms/adobe-commerce) or the [commerce platforms](https://agentreadycheckout.com/platforms) index.

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
3.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
4.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
5.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
6.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
7.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "BigCommerce: platform profile | Agent Ready Checkout"
description: "BigCommerce (Commerce): Commerce platform whose parent endorsed UCP at launch. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/platforms/bigcommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# BigCommerce: platform profile | Agent Ready Checkout

> BigCommerce (Commerce): Commerce platform whose parent endorsed UCP at launch. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/platforms/bigcommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Platform profile

# BigCommerce (Commerce)

In short

Commerce platform whose parent endorsed UCP at launch; Google UCP checkout is early access via Commerce AI Labs, catalog syndication runs through Feedonomics, and Storefront MCP servers are available. BigCommerce states the merchant remains merchant of record with Google agentic checkout and funds settle through the existing PSP using FPAN credentials passed through Google Pay.

## Fact sheet

Type

Platform

Operator

Commerce.com Inc. (Nasdaq: CMRC), parent of BigCommerce, Feedonomics and Makeswift

Homepage

[bigcommerce.com](https://www.bigcommerce.com)

Matrix reach

0 live, 1 pilot, 0 announced, 0 not supported, 11 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| UCP | pilot | Google UCP checkout in early access via Commerce AI Labs for select US merchants | bigcommerce.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What BigCommerce does not do

-   No generally available agent checkout on a BigCommerce-owned protocol endpoint confirmed by a primary page (2026-11-04).
-   No published price for the agentic features found.
-   Google UCP checkout limited to select US merchants in early access.

## Sourced facts

-   BigCommerce says the Google UCP checkout path is available in early access through the Commerce AI Labs program, and also lists BigCommerce timing as early Q4 2026 subject to Google approval. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.Vendor claim
-   Google agentic checkout steps for BigCommerce merchants: Merchant Center in good standing, native\_commerce attribute on eligible SKUs, a PSP that accepts Google Pay tokens, Google's UCP interest form, sandbox validation, then publish via Channel Manager with data through Feedonomics Surface or another feed provider. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   BigCommerce states the merchant remains merchant of record with Google agentic checkout and funds settle through the existing PSP using FPAN credentials passed through Google Pay. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.
-   The same article describes PayPal support for the Google UCP path as announced but not shipped. [bigcommerce.com](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026.Vendor claim
-   BigCommerce lists B2C Storefront MCP and B2B Storefront MCP as now available, and Store Management MCP and an Agentic Shopping feature as early access. [bigcommerce.com](https://www.bigcommerce.com/agentic-commerce/), read 4 Nov 2026.Vendor claim
-   Commerce endorsed Google's Universal Commerce Protocol in January 2026 and said it plans to offer buying directly in Google AI surfaces. [quiverquant.com](https://www.quiverquant.com/news/Commerce+Endorses+Google%E2%80%99s+Universal+Commerce+Protocol+to+Enhance+AI-Driven+Shopping+Experiences), read 4 Nov 2026.Trade press
-   At Commerce Live 2026 Commerce announced agentic features pushing merchant product data to ChatGPT, Gemini, Copilot, Perplexity, PayPal and Stripe surfaces (Shopifreaks report). [shopifreaks.com](https://www.shopifreaks.com/commerce-unveils-platform-updates-and-agentic-commerce-capabilities-for-bigcommerce-merchants-at-commerce-live-2026/), read 4 Nov 2026.Trade press

## In the vendors section

-   [BigCommerce (Commerce)](https://agentreadycheckout.com/vendors/bigcommerce), commerce platform profile

## Compare and alternatives

-   [Shopify vs BigCommerce](https://agentreadycheckout.com/compare/shopify-vs-bigcommerce)
-   [Alternatives to BigCommerce](https://agentreadycheckout.com/platforms/bigcommerce/alternatives)

## Sources

1.  [bigcommerce.com](https://www.bigcommerce.com), read 4 Nov 2026
2.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
3.  [bigcommerce.com/agentic-commerce/](https://www.bigcommerce.com/agentic-commerce/), read 4 Nov 2026
4.  [quiverquant.com/news/Commerce+Endorses+Google%E2%80%99s+Universal+Commerce+Protocol+to+Enhance+AI-Driven+Shopping+Experi](https://www.quiverquant.com/news/Commerce+Endorses+Google%E2%80%99s+Universal+Commerce+Protocol+to+Enhance+AI-Driven+Shopping+Experiences), read 4 Nov 2026
5.  [shopifreaks.com/commerce-unveils-platform-updates-and-agentic-commerce-capabilities-for-bigcommerce-merchants-at-commerc](https://www.shopifreaks.com/commerce-unveils-platform-updates-and-agentic-commerce-capabilities-for-bigcommerce-merchants-at-commerce-live-2026/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to BigCommerce for agent checkout | Agent Ready Checkout"
description: "The 5 alternatives to BigCommerce for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/platforms/bigcommerce/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to BigCommerce for agent checkout | Agent Ready Checkout

> The 5 alternatives to BigCommerce for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/platforms/bigcommerce/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to BigCommerce for agent checkout

In short

5 other platforms sit beside BigCommerce in the matrix, each with a sourced difference. Among them Shopify reads furthest along with 1 live or pilot cell. BigCommerce's parent endorsed UCP at launch; Google UCP checkout is in early access, and Storefront MCP servers are available.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Shopify | Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across ChatGPT, Copilot and Google. BigCommerce offers Google UCP checkout in early access through Commerce AI Labs and storefront MCP servers, with PayPal support for the Google path not shipped (2 Oct 2026). Head-to-head, bigcommerce.com, read 4 Nov 2026. | Shopify reads further along than BigCommerce for UCP, AP2. | 1 live, 0 pilot, 1 announced |
| Salesforce Agentforce Commerce (Commerce Cloud) | Enterprise commerce platform that announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025, native UCP support in Jan 2026, and lists UCP checkout on Google surfaces as GA in Oct 2026. salesforce.com, read 4 Nov 2026. | Salesforce CC reads further along than BigCommerce for ACP, UCP, AP2, Link for agents. | 1 live, 0 pilot, 3 announced |
| Adobe Commerce | Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2 collaborator; as of Nov 2026 Adobe's own pages describe support as a commitment, with a Commerce MCP server shipped. business.adobe.com, read 4 Nov 2026. | Adobe Commerce reads further along than BigCommerce for ACP, AP2. BigCommerce is further along for UCP. | 0 live, 0 pilot, 3 announced |
| commercetools | Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on GA in July 2026, with UCP checkout in Gemini and Stripe ACS checkout. commercetools.com, read 4 Nov 2026. | commercetools reads further along than BigCommerce for ACP, UCP. | 1 live, 0 pilot, 1 announced |
| WooCommerce | Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP as coming soon, while the private-beta WooCommerce AI extension can expose a store's UCP services. woocommerce.com, read 4 Nov 2026. | WooCommerce reads further along than BigCommerce for ACP. | 0 live, 1 pilot, 1 announced |

Back to the [BigCommerce profile](https://agentreadycheckout.com/platforms/bigcommerce) or the [commerce platforms](https://agentreadycheckout.com/platforms) index.

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
3.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
4.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
5.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
6.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
7.  [bigcommerce.com](https://www.bigcommerce.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "commercetools: platform profile | Agent Ready Checkout"
description: "commercetools: Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/platforms/commercetools
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# commercetools: platform profile | Agent Ready Checkout

> commercetools: Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/platforms/commercetools
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Platform profile

# commercetools

In short

Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on GA in July 2026, with UCP checkout in Gemini and Stripe ACS checkout. Announced but not yet live: ACP. UCP (live): AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access.

## Fact sheet

Type

Platform

Operator

commercetools GmbH

Homepage

[commercetools.com](https://commercetools.com)

Matrix reach

1 live, 0 pilot, 1 announced, 0 not supported, 10 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | commercetools joined Stripe and OpenAI as a launch partner of ACP; its AI Hub release lists Stripe ACS checkout but does not name ACP | commercetools.com, docs.commercetools.com, 4 Nov 2026 |
| UCP | live | AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access | docs.commercetools.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What commercetools does not do

-   AI Hub is an add-on enabled through a Customer Success Manager; no public price found.
-   ChatGPT is discovery only in AI Hub GA.

## Sourced facts

-   commercetools announced it joined Stripe and OpenAI as a launch partner of the Agentic Commerce Protocol. [commercetools.com](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026.
-   A Stripe Agentic Commerce Suite module entered early access, letting projects share product feeds with Stripe ACS for checkout from supported GenAI channels. [docs.commercetools.com](https://docs.commercetools.com/api/releases), read 4 Nov 2026.
-   AI Hub, the commercetools add-on for agentic commerce, became generally available and supported for production use. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.
-   With AI Hub GA, Google Gemini supports discovery through checkout using UCP, with payments through Adyen, Stripe, CyberSource or Worldpay Access. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.
-   With AI Hub GA, OpenAI ChatGPT supports product discovery only, while Stripe ACS enables agentic checkout across ChatGPT, Copilot, Gemini and Perplexity for Stripe merchants. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.
-   commercetools says the merchant remains merchant of record because the existing PSP processes the payment. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.Vendor claim
-   Merchants configure AI Hub in Merchant Center under Settings > AI Hub by connecting each Store to an AI provider through an Agentic Channel, and start by contacting their Customer Success Manager. [docs.commercetools.com](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026.
-   commercetools added storefront URL, estimated delivery and carrier fields to Carts and Orders, citing agentic and headless checkout use. [docs.commercetools.com](https://docs.commercetools.com/api/releases), read 4 Nov 2026.

## In the vendors section

-   [commercetools](https://agentreadycheckout.com/vendors/commercetools), commerce platform profile

## Compare and alternatives

-   [Salesforce CC vs commercetools](https://agentreadycheckout.com/compare/salesforce-commerce-cloud-vs-commercetools)
-   [Alternatives to commercetools](https://agentreadycheckout.com/platforms/commercetools/alternatives)

## Sources

1.  [commercetools.com](https://commercetools.com), read 4 Nov 2026
2.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
3.  [docs.commercetools.com/api/releases](https://docs.commercetools.com/api/releases), read 4 Nov 2026
4.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to commercetools | Agent Ready Checkout"
description: "The 5 alternatives to commercetools for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/platforms/commercetools/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to commercetools | Agent Ready Checkout

> The 5 alternatives to commercetools for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/platforms/commercetools/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to commercetools for agent checkout

In short

5 other platforms sit beside commercetools in the matrix, each with a sourced difference. Among them Shopify reads furthest along with 1 live or pilot cell. commercetools was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on generally available in July 2026.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Shopify | Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic Storefronts and Shopify Catalog, and exposes UCP Cart, Checkout and Order MCP servers to agents. shopify.com, read 4 Nov 2026. | Shopify reads further along than commercetools for AP2. commercetools is further along for ACP. | 1 live, 0 pilot, 1 announced |
| BigCommerce (Commerce) | Commerce platform whose parent endorsed UCP at launch; Google UCP checkout is early access via Commerce AI Labs, catalog syndication runs through Feedonomics, and Storefront MCP servers are available. bigcommerce.com, read 4 Nov 2026. | BigCommerce is not further along than commercetools on any protocol. commercetools is further along for ACP, UCP. | 0 live, 1 pilot, 0 announced |
| Salesforce Agentforce Commerce (Commerce Cloud) | Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. commercetools made AI Hub GA on 30 Jul 2026 with UCP checkout in Gemini through Adyen, Stripe, CyberSource or Worldpay Access, and Stripe ACS for other agents. Head-to-head, docs.commercetools.com, read 4 Nov 2026. | Salesforce CC reads further along than commercetools for AP2, Link for agents. | 1 live, 0 pilot, 3 announced |
| Adobe Commerce | Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2 collaborator; as of Nov 2026 Adobe's own pages describe support as a commitment, with a Commerce MCP server shipped. business.adobe.com, read 4 Nov 2026. | Adobe Commerce reads further along than commercetools for AP2. commercetools is further along for UCP. | 0 live, 0 pilot, 3 announced |
| WooCommerce | Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP as coming soon, while the private-beta WooCommerce AI extension can expose a store's UCP services. woocommerce.com, read 4 Nov 2026. | WooCommerce is not further along than commercetools on any protocol. commercetools is further along for UCP. | 0 live, 1 pilot, 1 announced |

Back to the [commercetools profile](https://agentreadycheckout.com/platforms/commercetools) or the [commerce platforms](https://agentreadycheckout.com/platforms) index.

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
3.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
4.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
5.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
6.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
7.  [commercetools.com](https://commercetools.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Salesforce CC: platform profile | Agent Ready Checkout"
description: "Salesforce Agentforce Commerce (Commerce Cloud): Enterprise commerce platform that announced ACP Instant Checkout. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/platforms/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# Salesforce CC: platform profile | Agent Ready Checkout

> Salesforce Agentforce Commerce (Commerce Cloud): Enterprise commerce platform that announced ACP Instant Checkout. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/platforms/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Platform profile

# Salesforce Agentforce Commerce (Commerce Cloud)

In short

Enterprise commerce platform that announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025, native UCP support in Jan 2026, and lists UCP checkout on Google surfaces as GA in Oct 2026. Announced but not yet live: ACP, AP2, Link for agents. One limit: no published price for the UCP or ChatGPT integrations.

## Fact sheet

Type

Platform

Operator

Salesforce, Inc.

Homepage

[salesforce.com](https://www.salesforce.com/commerce/)

Matrix reach

1 live, 0 pilot, 3 announced, 0 not supported, 8 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14 | salesforce.com, 4 Nov 2026 |
| UCP | live | Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR | salesforce.com, 4 Nov 2026 |
| AP2 | announced | Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented | cloud.google.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Link for agents | announced | ACP announcement says the integration supports multiple payment methods including Stripe Link | salesforce.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What Salesforce CC does not do

-   No published price for the UCP or ChatGPT integrations; the July release says pricing and packaging are subject to change.
-   No primary statement found that the ACP Instant Checkout integration shipped under that name.

## Sourced facts

-   Salesforce announced support for the Agentic Commerce Protocol with Stripe and OpenAI to build an Instant Checkout integration for Agentforce Commerce merchants, including support for Stripe Link. [salesforce.com](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026.
-   Salesforce announced native UCP support for Agentforce Commerce merchants on Google AI Mode and the Gemini app, with merchants remaining merchant of record and timelines to be shared later. [salesforce.com](https://www.salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/), read 4 Nov 2026.
-   Salesforce joined the UCP Technical Council when it expanded to 16 seats. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026.
-   Salesforce's commerce innovations page lists 'Universal Commerce Protocol (UCP) Integration' as GA Oct '26, enabling UCP-powered checkout on the Gemini app and Google Search including AI Mode while the retailer stays merchant of record. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026.
-   Salesforce is named among the 60+ organisations collaborating on Google's Agent Payments Protocol (AP2). [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.
-   The innovations page lists Stripe online payments via the Salesforce Payments app in Business Manager as GA now. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026.Vendor claim

## In the vendors section

-   [Salesforce Commerce Cloud (Agentforce Commerce)](https://agentreadycheckout.com/vendors/salesforce-commerce-cloud), commerce platform profile

## Compare and alternatives

-   [Salesforce CC vs commercetools](https://agentreadycheckout.com/compare/salesforce-commerce-cloud-vs-commercetools)
-   [Alternatives to Salesforce CC](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud/alternatives)

## Sources

1.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026
2.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
3.  [salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/](https://www.salesforce.com/news/stories/google-universal-commerce-protocol-support-announcement/), read 4 Nov 2026
4.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
5.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
6.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Salesforce CC | Agent Ready Checkout"
description: "The 5 alternatives to Salesforce CC for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/platforms/salesforce-commerce-cloud/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Salesforce CC | Agent Ready Checkout

> The 5 alternatives to Salesforce CC for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/platforms/salesforce-commerce-cloud/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Salesforce CC for agent checkout

In short

5 other platforms sit beside Salesforce CC in the matrix, each with a sourced difference. Among them Shopify reads furthest along with 1 live or pilot cell. Salesforce Commerce Cloud announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025 and native UCP support in Jan 2026.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Shopify | Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic Storefronts and Shopify Catalog, and exposes UCP Cart, Checkout and Order MCP servers to agents. shopify.com, read 4 Nov 2026. | Shopify is not further along than Salesforce CC on any protocol. Salesforce CC is further along for ACP, Link for agents. | 1 live, 0 pilot, 1 announced |
| BigCommerce (Commerce) | Commerce platform whose parent endorsed UCP at launch; Google UCP checkout is early access via Commerce AI Labs, catalog syndication runs through Feedonomics, and Storefront MCP servers are available. bigcommerce.com, read 4 Nov 2026. | BigCommerce is not further along than Salesforce CC on any protocol. Salesforce CC is further along for ACP, UCP, AP2, Link for agents. | 0 live, 1 pilot, 0 announced |
| Adobe Commerce | Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2 collaborator; as of Nov 2026 Adobe's own pages describe support as a commitment, with a Commerce MCP server shipped. business.adobe.com, read 4 Nov 2026. | Adobe Commerce is not further along than Salesforce CC on any protocol. Salesforce CC is further along for UCP, Link for agents. | 0 live, 0 pilot, 3 announced |
| commercetools | Salesforce lists UCP Integration as GA in October 2026 for Gemini and AI Mode checkout. commercetools made AI Hub GA on 30 Jul 2026 with UCP checkout in Gemini through Adyen, Stripe, CyberSource or Worldpay Access, and Stripe ACS for other agents. Head-to-head, docs.commercetools.com, read 4 Nov 2026. | commercetools is not further along than Salesforce CC on any protocol. Salesforce CC is further along for AP2, Link for agents. | 1 live, 0 pilot, 1 announced |
| WooCommerce | Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP as coming soon, while the private-beta WooCommerce AI extension can expose a store's UCP services. woocommerce.com, read 4 Nov 2026. | WooCommerce is not further along than Salesforce CC on any protocol. Salesforce CC is further along for UCP, AP2, Link for agents. | 0 live, 1 pilot, 1 announced |

Back to the [Salesforce CC profile](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud) or the [commerce platforms](https://agentreadycheckout.com/platforms) index.

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
3.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
4.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
5.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
6.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
7.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify: platform profile | Agent Ready Checkout"
description: "Shopify: Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/platforms/shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# Shopify: platform profile | Agent Ready Checkout

> Shopify: Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/platforms/shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Platform profile

# Shopify

In short

Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to AI chats through Agentic Storefronts and Shopify Catalog, and exposes UCP Cart, Checkout and Order MCP servers to agents. Announced but not yet live: AP2. UCP (live): UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26.

## Fact sheet

Type

Platform

Operator

Shopify Inc.

Homepage

[shopify.com](https://www.shopify.com)

Matrix reach

1 live, 0 pilot, 1 announced, 0 not supported, 10 with no statement found

Published pricing

Agentic plan: 'No monthly fee', 'Only pay when your products sell'; no rate published on the plan page. Agentic Storefronts in ChatGPT for existing merchants: no transaction fees beyond standard processing rates. [shopify.com](https://www.shopify.com/agentic-plan), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | shopify.com, 4 Nov 2026 |
| UCP | live | UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26 | shopify.com, 4 Nov 2026 |
| AP2 | announced | Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented | shopify.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What Shopify does not do

-   No published per-order rate for the Agentic plan on its own page (2026-11-04).
-   ChatGPT purchases run on the merchant's Shopify checkout in an in-app browser, not an agent-native ACP checkout.
-   Shop MCP has no order webhooks at launch; agents poll get\_checkout.

## Sourced facts

-   Agentic Storefronts give merchants access to ChatGPT, Microsoft Copilot, AI Mode in Google Search and the Gemini app, managed from the Shopify Admin; merchants remain merchant of record. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.Vendor claim
-   In ChatGPT, shoppers check out in an in-app browser on the merchant's own Shopify checkout (a separate tab on desktop), with ChatGPT referral attribution on the order, rather than a native agent-held checkout. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.
-   Shopify states selling in ChatGPT through Agentic Storefronts carries no transaction fees beyond standard processing rates. [shopify.com](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026.Vendor claim
-   Shopify announced UCP as an open standard co-developed with Google, endorsed by 20+ retailers and platforms, compatible with any payment processor and supporting REST, MCP, AP2 and A2A. [shopify.com](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026.
-   Spring '26 Edition developer post: building on Shopify's agentic commerce layer no longer requires approval; developers register an agent profile in the Developer Dashboard and call the public MCP endpoint; Catalog access needs only an API key. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026.
-   Agent profiles are hosted at a well-known URL and referenced on every UCP request; Shopify uses them to verify agents and set rate limits and tool access, with higher trust tiers getting broader access. [shopify.dev](https://shopify.dev/docs/agents), read 4 Nov 2026.
-   Storefront MCP get\_cart and update\_cart tools on /api/mcp were deprecated in favour of UCP Cart MCP at /api/ucp/mcp, maintained until 2026-08-31. [shopify.dev](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026.
-   Shop MCP at mcp.shop.com lets any MCP agent search Shopify Catalog, build carts and complete Shop Pay checkout; complete\_checkout runs only after the shopper confirms total and payment method; no webhooks at launch. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026.
-   Checkout MCP and Cart MCP added support for UCP buyer consent. [shopify.dev](https://shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent), read 4 Nov 2026.
-   The Global Catalog REST API stops serving traffic on 2026-11-02. [shopify.dev](https://shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026), read 4 Nov 2026.
-   Universal Cart (agents gather items from any merchant, on or off Shopify, into one cart) is early access through a waitlist. [shopify.dev](https://shopify.dev/docs/agents), read 4 Nov 2026.
-   The Agentic plan lets brands that do not run a Shopify store add products to Shopify Catalog and sell in ChatGPT, Google AI Mode and Gemini, Copilot, Perplexity and the Shop app; Shopify says it is rolled out globally. [shopify.com](https://www.shopify.com/agentic-plan), read 4 Nov 2026.Vendor claim

## In the vendors section

-   [Shopify](https://agentreadycheckout.com/vendors/shopify), commerce platform profile
-   [Shop Pay](https://agentreadycheckout.com/vendors/shop-pay), wallet profile

## Compare and alternatives

-   [Shopify vs Amazon Rufus](https://agentreadycheckout.com/compare/shopify-vs-amazon-rufus-and-buy-for-me)
-   [Shopify vs BigCommerce](https://agentreadycheckout.com/compare/shopify-vs-bigcommerce)
-   [Shopify vs WooCommerce](https://agentreadycheckout.com/compare/shopify-vs-woocommerce)
-   [Alternatives to Shopify](https://agentreadycheckout.com/platforms/shopify/alternatives)

## Sources

1.  [shopify.com](https://www.shopify.com), read 4 Nov 2026
2.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
3.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
4.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
5.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
6.  [shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp](https://shopify.dev/changelog/storefront-mcp-cart-tools-are-being-deprecated-in-favour-of-ucp-cart-mcp), read 4 Nov 2026
7.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 4 Nov 2026
8.  [shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent](https://shopify.dev/changelog/posts/checkout-mcp-and-cart-mcp-now-support-ucp-buyer-consent), read 4 Nov 2026
9.  [shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026](https://shopify.dev/changelog/posts/global-catalog-rest-api-stops-serving-traffic-on-november-2-2026), read 4 Nov 2026
10.  [shopify.com/agentic-plan](https://www.shopify.com/agentic-plan), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Shopify for agent checkout | Agent Ready Checkout"
description: "The 5 alternatives to Shopify for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/platforms/shopify/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Shopify for agent checkout | Agent Ready Checkout

> The 5 alternatives to Shopify for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/platforms/shopify/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Shopify for agent checkout

In short

5 other platforms sit beside Shopify in the matrix, each with a sourced difference. Among them BigCommerce reads furthest along with 1 live or pilot cell. Shopify co-developed UCP with Google, syndicates catalogs to AI chats through Agentic Storefronts, and exposes UCP Cart, Checkout and Order MCP servers to agents.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| BigCommerce (Commerce) | Shopify serves UCP Cart, Checkout and Order MCP servers for every store and Agentic Storefronts across ChatGPT, Copilot and Google. BigCommerce offers Google UCP checkout in early access through Commerce AI Labs and storefront MCP servers, with PayPal support for the Google path not shipped (2 Oct 2026). Head-to-head, bigcommerce.com, read 4 Nov 2026. | BigCommerce is not further along than Shopify on any protocol. Shopify is further along for UCP, AP2. | 0 live, 1 pilot, 0 announced |
| Salesforce Agentforce Commerce (Commerce Cloud) | Enterprise commerce platform that announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025, native UCP support in Jan 2026, and lists UCP checkout on Google surfaces as GA in Oct 2026. salesforce.com, read 4 Nov 2026. | Salesforce CC reads further along than Shopify for ACP, Link for agents. | 1 live, 0 pilot, 3 announced |
| Adobe Commerce | Adobe's commerce platform (Magento lineage) that has committed to UCP and ACP and named itself an AP2 collaborator; as of Nov 2026 Adobe's own pages describe support as a commitment, with a Commerce MCP server shipped. business.adobe.com, read 4 Nov 2026. | Adobe Commerce reads further along than Shopify for ACP. Shopify is further along for UCP. | 0 live, 0 pilot, 3 announced |
| commercetools | Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on GA in July 2026, with UCP checkout in Gemini and Stripe ACS checkout. commercetools.com, read 4 Nov 2026. | commercetools reads further along than Shopify for ACP. Shopify is further along for AP2. | 1 live, 0 pilot, 1 announced |
| WooCommerce | Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled in agent channels from Admin. WooCommerce stores need the private-beta WooCommerce AI extension or Stripe for WooCommerce when it ships agentic checkout. Head-to-head, woocommerce.com, read 4 Nov 2026. | WooCommerce reads further along than Shopify for ACP. Shopify is further along for UCP, AP2. | 0 live, 1 pilot, 1 announced |

Back to the [Shopify profile](https://agentreadycheckout.com/platforms/shopify) or the [commerce platforms](https://agentreadycheckout.com/platforms) index.

## Sources

1.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
2.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
3.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
4.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
5.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
6.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
7.  [shopify.com](https://www.shopify.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "WooCommerce: platform profile | Agent Ready Checkout"
description: "WooCommerce: Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/platforms/woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Platforms"
---

# WooCommerce: platform profile | Agent Ready Checkout

> WooCommerce: Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/platforms/woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Platform profile

# WooCommerce

In short

Open-source WordPress commerce plugin; its protocol status table lists MCP as beta and UCP and ACP as coming soon, while the private-beta WooCommerce AI extension can expose a store's UCP services. Announced but not yet live: ACP. UCP (pilot): WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible.

## Fact sheet

Type

Platform

Operator

WooCommerce Inc. (Automattic)

Homepage

[woocommerce.com](https://woocommerce.com)

Matrix reach

0 live, 1 pilot, 1 announced, 0 not supported, 10 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon | woocommerce.com, 4 Nov 2026 |
| UCP | pilot | WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible shopping agents | woocommerce.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What WooCommerce does not do

-   No generally available agent checkout in WooCommerce core (2026-11-04).
-   ACP checkout through Stripe for WooCommerce not yet live.
-   No published price for agentic features; WooCommerce AI early access is free.

## Sourced facts

-   WooCommerce's protocol status table lists MCP as beta (WooCommerce 10.9+), the WordPress Abilities API as live, and UCP and ACP (via Stripe Agentic Commerce Suite) as coming soon. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.
-   Stripe for WooCommerce says agentic checkout is coming; once live, merchants upload the catalog to Stripe's Agentic Commerce Suite and choose which agents sell and whether checkout is in the agent or the store. [woocommerce.com](https://woocommerce.com/products/stripe/), read 4 Nov 2026.
-   WooCommerce AI documentation: turning on 'Enable agentic commerce' makes the store's UCP services available to compatible shopping agents; the store must also complete each shopping service's onboarding and use a supported payment method. [woocommerce.com](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026.
-   WooCommerce AI is a private beta with early-access applications. [woocommerce.com](https://woocommerce.com/ai/), read 4 Nov 2026.
-   WooCommerce's October 2025 roadmap said Woo was working with Stripe to support ACP via the WooCommerce MCP and Store API. [developer.woocommerce.com](https://developer.woocommerce.com/2025/10/03/ai-agentic-commerce-in-woocommerce/), read 4 Nov 2026.
-   Google for WooCommerce syncs the catalog to Google Merchant Center, which WooCommerce describes as groundwork for Google AI discovery. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026.Vendor claim

## In the vendors section

-   [WooCommerce](https://agentreadycheckout.com/vendors/woocommerce), commerce platform profile

## Compare and alternatives

-   [Adobe Commerce vs WooCommerce](https://agentreadycheckout.com/compare/adobe-commerce-vs-woocommerce)
-   [Shopify vs WooCommerce](https://agentreadycheckout.com/compare/shopify-vs-woocommerce)
-   [Alternatives to WooCommerce](https://agentreadycheckout.com/platforms/woocommerce/alternatives)

## Sources

1.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026
2.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
3.  [woocommerce.com/products/stripe/](https://woocommerce.com/products/stripe/), read 4 Nov 2026
4.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
5.  [woocommerce.com/ai/](https://woocommerce.com/ai/), read 4 Nov 2026
6.  [developer.woocommerce.com/2025/10/03/ai-agentic-commerce-in-woocommerce/](https://developer.woocommerce.com/2025/10/03/ai-agentic-commerce-in-woocommerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to WooCommerce for agent checkout | Agent Ready Checkout"
description: "The 5 alternatives to WooCommerce for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/platforms/woocommerce/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to WooCommerce for agent checkout | Agent Ready Checkout

> The 5 alternatives to WooCommerce for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/platforms/woocommerce/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to WooCommerce for agent checkout

In short

5 other platforms sit beside WooCommerce in the matrix, each with a sourced difference. Among them Shopify reads furthest along with 1 live or pilot cell. WooCommerce lists MCP as beta and UCP and ACP as coming soon, while its private-beta WooCommerce AI extension can expose a store's UCP services.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Shopify | Shopify stores answer /.well-known/ucp today (for example allbirds.com on 4 Nov 2026) and are enrolled in agent channels from Admin. WooCommerce stores need the private-beta WooCommerce AI extension or Stripe for WooCommerce when it ships agentic checkout. Head-to-head, woocommerce.com, read 4 Nov 2026. | Shopify reads further along than WooCommerce for UCP, AP2. WooCommerce is further along for ACP. | 1 live, 0 pilot, 1 announced |
| BigCommerce (Commerce) | Commerce platform whose parent endorsed UCP at launch; Google UCP checkout is early access via Commerce AI Labs, catalog syndication runs through Feedonomics, and Storefront MCP servers are available. bigcommerce.com, read 4 Nov 2026. | BigCommerce is not further along than WooCommerce on any protocol. WooCommerce is further along for ACP. | 0 live, 1 pilot, 0 announced |
| Salesforce Agentforce Commerce (Commerce Cloud) | Enterprise commerce platform that announced ACP Instant Checkout with Stripe and OpenAI in Oct 2025, native UCP support in Jan 2026, and lists UCP checkout on Google surfaces as GA in Oct 2026. salesforce.com, read 4 Nov 2026. | Salesforce CC reads further along than WooCommerce for UCP, AP2, Link for agents. | 1 live, 0 pilot, 3 announced |
| Adobe Commerce | Neither has shipped native agent checkout. Adobe says it is committed to UCP and ACP (guide updated 21 Oct 2026) and offers a Commerce MCP server; WooCommerce lists UCP and ACP as coming soon with a UCP toggle in the private-beta WooCommerce AI extension. Head-to-head, experienceleague.adobe.com, read 4 Nov 2026. | Adobe Commerce reads further along than WooCommerce for AP2. WooCommerce is further along for UCP. | 0 live, 0 pilot, 3 announced |
| commercetools | Composable commerce platform that was an ACP launch partner with Stripe and OpenAI and made its AI Hub add-on GA in July 2026, with UCP checkout in Gemini and Stripe ACS checkout. commercetools.com, read 4 Nov 2026. | commercetools reads further along than WooCommerce for UCP. | 1 live, 0 pilot, 1 announced |

Back to the [WooCommerce profile](https://agentreadycheckout.com/platforms/woocommerce) or the [commerce platforms](https://agentreadycheckout.com/platforms) index.

## Sources

1.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
2.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
3.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
4.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
5.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
6.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
7.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
8.  [woocommerce.com](https://woocommerce.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Privacy | Agent Ready Checkout"
description: "What the agent checkout site collects: no cookies, no third-party scripts, standard host logs, and email kept only to answer you and log corrections."
canonical: https://agentreadycheckout.com/privacy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "About"
---

# Privacy | Agent Ready Checkout

> What the agent checkout site collects: no cookies, no third-party scripts, standard host logs, and email kept only to answer you and log corrections.

Source: https://agentreadycheckout.com/privacy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Privacy

## What this site collects

The pages set no cookies and load no third-party scripts, fonts or trackers. The only script is the small one on the decision guide, and it runs in your browser without sending your choices anywhere.

The host serves the site and, like any web host, may keep standard server logs: the address requested, the time, the user agent and the network address. These are used for security and capacity and are not combined with anything else. The host may also count page views in aggregate with a privacy-light counter that sets no cookie.

## Email

If you write to [editor@agentreadycheckout.com](mailto:editor@agentreadycheckout.com), we keep the message to answer it and to log any correction it leads to. We do not add you to a list, and we do not share the message outside the editorial team.

## Your choices

To ask what we hold about you, or to have a message deleted, email the same address. Crawlers and agents are welcome and are described in [robots.txt](https://agentreadycheckout.com/robots.txt).

## Sources

1.  [Editorial policy](https://agentreadycheckout.com/editorial-policy), read 4 Nov 2026
2.  [Contact](https://agentreadycheckout.com/contact), read 4 Nov 2026

Last reviewed 4 Nov 2026


---

---
title: "Processors and enablers for agent payments | Agent Ready Checkout"
description: "Processors and enablers in the agent checkout matrix: Stripe, Adyen, PayPal, Checkout.com, Braintree, Coinbase, Crossmint. Dated, sourced profiles."
canonical: https://agentreadycheckout.com/processors
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Processors and enablers for agent payments | Agent Ready Checkout

> Processors and enablers in the agent checkout matrix: Stripe, Adyen, PayPal, Checkout.com, Braintree, Coinbase, Crossmint. Dated, sourced profiles.

Source: https://agentreadycheckout.com/processors
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Reference

# Processors and enablers

In short

10 processors are profiled here, each with the matrix cells that describe it, the facts behind them and a source and read date for every claim. Together they hold 15 live cells, 10 pilot and 31 announced as of 4 Nov 2026. Live cells sit on Stripe, PayPal, Braintree, Coinbase, Crossmint.

## Processors and enablers in the matrix

| Name | Operator | What it is | Stated cells |
| --- | --- | --- | --- |
| Stripe | Stripe, Inc. | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen N.V. | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal Holdings, Inc. | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal Holdings, Inc. | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Coinbase Global, Inc. | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. | 1 live, 1 pilot, 2 announced |
| Crossmint | Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. | 5 live, 0 pilot, 3 announced |
| Skyfire | Skyfire Systems | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. | 0 live, 0 pilot, 3 announced |
| PayOS | PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Global Payments Inc. | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. | 0 live, 0 pilot, 5 announced |

See also [the full matrix](https://agentreadycheckout.com/matrix) and [the head-to-heads](https://agentreadycheckout.com/compare).

## Sources

1.  [stripe.com](https://stripe.com), read 4 Nov 2026
2.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026
4.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
5.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
6.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
7.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
8.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
9.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026
10.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
11.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026
12.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
13.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026
14.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
15.  [payos.ai](https://payos.ai), read 4 Nov 2026
16.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [16 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Adyen: processor profile | Agent Ready Checkout"
description: "Adyen Agentic: Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments). Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/processors/adyen-agentic
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Adyen: processor profile | Agent Ready Checkout

> Adyen Agentic: Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments). Matrix status, facts and sources.

Source: https://agentreadycheckout.com/processors/adyen-agentic
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Adyen Agentic

In short

Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. Announced but not yet live: AP2, Visa TAP, Visa IC, and 4 more. One limit: not generally available: limited release to US enterprise merchants at launch.

## Fact sheet

Type

Processor

Operator

Adyen N.V.

Homepage

[adyen.com](https://www.adyen.com/agentic-commerce)

Matrix reach

0 live, 2 pilot, 7 announced, 0 not supported, 3 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | pilot | ACP delegated payments documented; product in limited availability for US enterprise merchants | adyen.com, docs.adyen.com, 4 Nov 2026 |
| UCP | pilot | UCP Tokenization Handler documented; limited availability at launch | adyen.com, docs.adyen.com, 4 Nov 2026 |
| AP2 | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Visa TAP | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 |
| Visa IC | announced | Visa named a strategic partner of Adyen Agentic; no VIC integration detail published | adyen.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published | adyen.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | announced | American Express named a strategic partner of Adyen Agentic; ACE not named | adyen.com, 4 Nov 2026 |
| x402 | announced | Premier member of the x402 Foundation; no Adyen x402 acceptance docs found | x402.org, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 12 |  |  |  |

## What Adyen does not do

-   Not generally available: limited release to US enterprise merchants at launch.
-   No published agentic pricing found.
-   No MPP support statement found.

## Sourced facts

-   Adyen announced Adyen Agentic on 16 Jun 2026 in New York as a suite of modular APIs for selling through conversational AI platforms. [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026.
-   The suite has three layers: Agentic Feed (catalog), Agentic Cart (checkout orchestration) and Agentic Payments (payments, fraud, token portability, merchant of record preservation). [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026.
-   At announcement Adyen Agentic was in limited availability for enterprise merchants operating in the US, with global expansion planned. [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026.
-   Named early participants: American Express, Mastercard, Salesforce and Visa as strategic partners; ESW, Scheels, Sezane and SharkNinja as retailers. [adyen.com](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026.
-   Adyen docs describe ACP delegated payments, where the agent platform sends card or network token data to Adyen and gets back a merchant-scoped ACP token. [docs.adyen.com](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026.
-   Adyen docs offer a UCP Tokenization Handler and agent-platform guides for full ACP and UCP checkout flows. [docs.adyen.com](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026.
-   Adyen's agentic page says the merchant remains merchant of record and keeps the post-purchase relationship. [adyen.com](https://www.adyen.com/agentic-commerce), read 4 Nov 2026.Vendor claim
-   Adyen is a premier member of the x402 Foundation (operational launch 14 Jul 2026). [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.
-   Adyen is named among initial participants of Mastercard Agent Pay for Machines (10 Jun 2026). [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.

## In the vendors section

-   [Adyen](https://agentreadycheckout.com/vendors/adyen), processor profile

## Compare and alternatives

-   [Stripe vs Adyen](https://agentreadycheckout.com/compare/stripe-vs-adyen-agentic)
-   [Checkout.com vs Adyen](https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic)
-   [Worldpay vs Adyen](https://agentreadycheckout.com/compare/worldpay-vs-adyen-agentic)
-   [Alternatives to Adyen](https://agentreadycheckout.com/processors/adyen-agentic/alternatives)

## Sources

1.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
4.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
5.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
6.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
7.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Adyen for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Adyen for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/adyen-agentic/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Adyen for agent checkout | Agent Ready Checkout

> The 9 alternatives to Adyen for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/adyen-agentic/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Adyen for agent checkout

In short

9 other processors sit beside Adyen in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Adyen Agentic is a set of modular APIs announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP flows in its docs.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). Adyen Agentic (16 Jun 2026) documents ACP delegated payments and a UCP tokenization handler but was in limited availability for US enterprise merchants at launch and publishes no agentic price. Head-to-head, adyen.com, read 4 Nov 2026. | Stripe reads further along than Adyen for ACP, UCP, x402, MPP, Link for agents. Adyen is further along for AP2. | 5 live, 0 pilot, 5 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Adyen for ACP, UCP. Adyen is further along for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. Adyen publishes ACP and UCP integration docs and launched Adyen Agentic for US enterprise merchants on 16 Jun 2026. Head-to-head, checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Adyen for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. Adyen is further along for Amex ACE, x402. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Adyen for ACP, UCP. Adyen is further along for AP2, Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Adyen for Agent Pay for Machines, x402. Adyen is further along for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Adyen for UCP, Visa IC, Mastercard Agent Pay, x402, MPP. Adyen is further along for ACP, Visa TAP. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire is not further along than Adyen on any protocol. Adyen is further along for ACP, UCP, AP2, Visa TAP, Amex ACE, x402. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS is not further along than Adyen on any protocol. Adyen is further along for ACP, UCP, AP2, Visa TAP, Visa IC, Amex ACE, x402. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP, but publishes no agentic developer docs; Adyen publishes ACP and UCP docs and named Amex, Mastercard, Salesforce and Visa as partners at launch. Head-to-head, docs.adyen.com, read 4 Nov 2026. | Worldpay is not further along than Adyen on any protocol. Adyen is further along for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402. | 0 live, 0 pilot, 5 announced |

Back to the [Adyen profile](https://agentreadycheckout.com/processors/adyen-agentic) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
3.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
4.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
5.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
11.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
12.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
13.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [13 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Braintree: processor profile | Agent Ready Checkout"
description: "Braintree (PayPal Enterprise Payments): PayPal's enterprise processor, rebranded PayPal Enterprise Payments. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/processors/braintree
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Braintree: processor profile | Agent Ready Checkout

> Braintree (PayPal Enterprise Payments): PayPal's enterprise processor, rebranded PayPal Enterprise Payments. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/processors/braintree
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Braintree (PayPal Enterprise Payments)

In short

PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). Announced but not yet live: Mastercard Agent Pay. ACP (live): Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form.

## Fact sheet

Type

Processor

Operator

PayPal Holdings, Inc.

Homepage

[braintreepayments.com](https://www.braintreepayments.com)

Matrix reach

2 live, 0 pilot, 1 announced, 0 not supported, 9 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | live | Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| UCP | live | Agent Ready UCP path: Google Pay single-use token processed through Braintree | developer.paypal.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch | mastercard.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 12 |  |  |  |

## What Braintree does not do

-   No standalone Braintree agentic product page found; agentic features are documented under PayPal Agent Ready.
-   No x402, MPP or Visa Intelligent Commerce statement found.

## Sourced facts

-   Braintree's site says Braintree is now PayPal Enterprise Payments. [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026.
-   Agent Ready's ACP path for ChatGPT uses delegated payment tokens processed through Braintree. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.
-   Agent Ready's UCP path for Braintree merchants uses Google's single-use Google Pay token processed through Braintree; it targets merchants with an existing Google Pay integration. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.
-   Agent Ready lets merchants use their existing Braintree merchant account and processing relationship. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.
-   Mastercard said at Agent Pay's launch (29 Apr 2025) it will work with checkout players like Braintree and Checkout.com on tokenization for agentic payments. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026.
-   Access to PayPal agentic commerce services, including Agent Ready, is by request form. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026.

## In the vendors section

-   [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/vendors/braintree), processor profile
-   [PayPal](https://agentreadycheckout.com/vendors/paypal), processor profile

## Compare and alternatives

-   [Braintree vs PayPal](https://agentreadycheckout.com/compare/braintree-vs-paypal)
-   [Alternatives to Braintree](https://agentreadycheckout.com/processors/braintree/alternatives)

## Sources

1.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
2.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
3.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
4.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Braintree for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Braintree for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/braintree/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Braintree for agent checkout | Agent Ready Checkout

> The 9 alternatives to Braintree for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/braintree/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Braintree for agent checkout

In short

9 other processors sit beside Braintree in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Braintree, PayPal's enterprise processor, carries PayPal Agent Ready's ACP path with delegated tokens and one UCP path through a Google Pay handler.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. stripe.com, read 4 Nov 2026. | Stripe reads further along than Braintree for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402, MPP, Link for agents. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. adyen.com, read 4 Nov 2026. | Adyen reads further along than Braintree for AP2, Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402. Braintree is further along for ACP, UCP. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two UCP paths; the other UCP path runs through PayPal Orders v2 for PayPal Checkout merchants. Head-to-head, developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Braintree for AP2. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Braintree for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Verifiable Intent. Braintree is further along for ACP, UCP. | 0 live, 7 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Braintree for AP2, Visa TAP, Agent Pay for Machines, x402. Braintree is further along for ACP, UCP, Mastercard Agent Pay. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Braintree for AP2, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE, x402, MPP. Braintree is further along for ACP. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire reads further along than Braintree for Visa IC, Agent Pay for Machines. Braintree is further along for ACP, UCP. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS reads further along than Braintree for Agent Pay for Machines. Braintree is further along for ACP, UCP. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than Braintree for AP2, Visa TAP, Agent Pay for Machines. Braintree is further along for ACP, UCP, Mastercard Agent Pay. | 0 live, 0 pilot, 5 announced |

Back to the [Braintree profile](https://agentreadycheckout.com/processors/braintree) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
5.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
11.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Checkout.com: processor profile | Agent Ready Checkout"
description: "Checkout.com agentic commerce: Checkout.com's single-integration agentic layer covering ACP, UCP. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/processors/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Checkout.com: processor profile | Agent Ready Checkout

> Checkout.com agentic commerce: Checkout.com's single-integration agentic layer covering ACP, UCP. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/processors/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Checkout.com agentic commerce

In short

Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. Announced but not yet live: Agent Pay for Machines. ACP (pilot): Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist.

## Fact sheet

Type

Processor

Operator

Checkout.com

Homepage

[checkout.com](https://www.checkout.com/agentic-commerce)

Matrix reach

0 live, 7 pilot, 1 announced, 0 not supported, 4 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | pilot | Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist | checkout.com, 4 Nov 2026 |
| UCP | pilot | Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser | checkout.com, 4 Nov 2026 |
| AP2 | pilot | Agentic page lists AP2 for proof of intent; access via waitlist | checkout.com, 4 Nov 2026 |
| Visa TAP | pilot | Agentic page lists TAP for agent identification; waitlist | checkout.com, 4 Nov 2026 |
| Visa IC | pilot | Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist | checkout.com, 4 Nov 2026 |
| Mastercard Agent Pay | pilot | Agentic page diagram connects to Mastercard Agent Pay; waitlist | checkout.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Verifiable Intent | pilot | Committed partner at the Verifiable Intent launch; agentic page lists Verifiable Intent for intent, with a waitlist | mastercard.com, checkout.com, 4 Nov 2026 |
|  |
| 7 live or pilot of 12 |  |  |  |

## What Checkout.com does not do

-   Not open self-serve: the agentic page routes merchants to a waitlist.
-   No x402 or MPP support statement found.
-   No published agentic pricing found.

## Sourced facts

-   Checkout.com announced support for OpenAI-backed ACP for enterprise merchants on 25 Nov 2025. [checkout.com](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026.
-   Its agentic page says Checkout.com is directly integrated with ACP as a certified payment handler for ChatGPT. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.Vendor claim
-   Its agentic page says Checkout.com processes UCP transactions for Gemini and AI Mode via Google Pay rails. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.Vendor claim
-   The page lists Visa Trusted Agent Protocol for agent identification and AP2 plus Mastercard Verifiable Intent for proof of intent. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.
-   The page's call to action is 'Join the waitlist'. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.
-   Agent-scoped tokens are stored in the merchant's existing Checkout.com vault, per the page. [checkout.com](https://www.checkout.com/agentic-commerce), read 4 Nov 2026.Vendor claim
-   Checkout.com is named among companies committing to Mastercard's Verifiable Intent (Mar 2026). [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026.
-   Checkout.com is named among initial participants of Mastercard Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   Visa named Checkout.com among early partners giving feedback on Trusted Agent Protocol (14 Oct 2025). [investor.visa.com](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026.

## In the vendors section

-   [Checkout.com](https://agentreadycheckout.com/vendors/checkout-com), processor profile

## Compare and alternatives

-   [Checkout.com vs Adyen](https://agentreadycheckout.com/compare/checkout-com-vs-adyen-agentic)
-   [Alternatives to Checkout.com](https://agentreadycheckout.com/processors/checkout-com/alternatives)

## Sources

1.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
2.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
3.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
4.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
5.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Checkout.com for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Checkout.com for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/checkout-com/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Checkout.com for agent checkout | Agent Ready Checkout

> The 9 alternatives to Checkout.com for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/checkout-com/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Checkout.com for agent checkout

In short

9 other processors sit beside Checkout.com in the matrix, each with a sourced difference. Among them Stripe reads furthest along with 5 live or pilot cells. Checkout.com offers a single agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, through a waitlist.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. stripe.com, read 4 Nov 2026. | Stripe reads further along than Checkout.com for ACP, UCP, Amex ACE, x402, MPP, Link for agents. Checkout.com is further along for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. Adyen publishes ACP and UCP integration docs and launched Adyen Agentic for US enterprise merchants on 16 Jun 2026. Head-to-head, checkout.com, read 4 Nov 2026. | Adyen reads further along than Checkout.com for Amex ACE, x402. Checkout.com is further along for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Checkout.com for ACP, UCP. Checkout.com is further along for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Verifiable Intent. | 2 live, 0 pilot, 2 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Checkout.com for ACP, UCP. Checkout.com is further along for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Verifiable Intent. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Checkout.com for Agent Pay for Machines, x402. Checkout.com is further along for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Checkout.com for UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. Checkout.com is further along for ACP, AP2, Visa TAP, Verifiable Intent. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire is not further along than Checkout.com on any protocol. Checkout.com is further along for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS is not further along than Checkout.com on any protocol. Checkout.com is further along for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay is not further along than Checkout.com on any protocol. Checkout.com is further along for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 0 pilot, 5 announced |

Back to the [Checkout.com profile](https://agentreadycheckout.com/processors/checkout-com) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
5.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Coinbase: processor profile | Agent Ready Checkout"
description: "Coinbase Developer Platform (x402): Originator of x402, now under the Linux Foundation's x402 Foundation. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/processors/coinbase
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Coinbase: processor profile | Agent Ready Checkout

> Coinbase Developer Platform (x402): Originator of x402, now under the Linux Foundation's x402 Foundation. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/processors/coinbase
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Coinbase Developer Platform (x402)

In short

Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. Announced but not yet live: AP2, Visa TAP. Agent Pay for Machines (pilot): Completed end-to-end AP4M pilot before Early Access opened.

## Fact sheet

Type

Processor

Operator

Coinbase Global, Inc.

Homepage

[docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/welcome)

Matrix reach

1 live, 1 pilot, 2 announced, 0 not supported, 8 with no statement found

Published pricing

CDP Facilitator: first 1,000 onchain transactions per month free, then $0.001 per onchain transaction. Payment verification free. With batch-settlement, vouchers are verified offchain and claimed together, so fees apply per onchain claim not per request. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| AP2 | announced | Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept | coinbase.com, 4 Nov 2026 |
| Visa TAP | announced | Visa named Coinbase an early TAP partner and is aligning TAP with x402 | investor.visa.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Agent Pay for Machines | pilot | Completed end-to-end AP4M pilot before Early Access opened | mastercard.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| x402 | live | x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening | docs.cdp.coinbase.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 12 |  |  |  |

## What Coinbase does not do

-   Does not process card payments over x402; settlement is in tokens on supported chains.
-   No ACP, UCP or MPP support statement found.

## Sourced facts

-   The x402 protocol was contributed by Coinbase to the x402 Foundation, whose operational launch the Linux Foundation announced on 14 Jul 2026. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.
-   The CDP Facilitator verifies and settles x402 payments; sellers can receive at any address they control. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026.
-   CDP says it has processed more than 100 million x402 payments across Base and Solana and $28 million in volume. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.Vendor claim
-   The facilitator runs OFAC and KYT checks and declines payments involving sanctioned or high-risk addresses. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Supported schemes: exact, upto and batch-settlement on EVM networks; exact and upto on Solana. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Facilitator fees are charged on onchain transactions, not payment requests; verification is free. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Coinbase completed an end-to-end pilot of Mastercard Agent Pay for Machines before Early Access opened on 20 Oct 2026. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.
-   Coinbase launched an x402 extension for Google's AP2 (A2A x402) on 16 Sep 2025. [coinbase.com](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026.Vendor claim

## In the vendors section

-   [Coinbase Developer Platform](https://agentreadycheckout.com/vendors/coinbase), agent-pay builder profile

## Compare and alternatives

-   [Coinbase vs Stripe](https://agentreadycheckout.com/compare/coinbase-vs-stripe)
-   [Alternatives to Coinbase](https://agentreadycheckout.com/processors/coinbase/alternatives)

## Sources

1.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026
2.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
3.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
4.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
5.  [coinbase.com/developer-platform/discover/launches/google\_x402](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026
6.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Coinbase for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Coinbase for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/coinbase/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Coinbase for agent checkout | Agent Ready Checkout

> The 9 alternatives to Coinbase for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/coinbase/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Coinbase for agent checkout

In short

9 other processors sit beside Coinbase in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Coinbase originated x402, now governed by the x402 Foundation, and runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT screening, claiming over 100 million payments. Stripe accepts x402 (USDC on Base) and MPP inside normal Stripe balances at 1.5 percent, excluding New York businesses. Head-to-head, docs.cdp.coinbase.com, read 4 Nov 2026. | Stripe reads further along than Coinbase for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, MPP, Link for agents. Coinbase is further along for AP2, Agent Pay for Machines. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. adyen.com, read 4 Nov 2026. | Adyen reads further along than Coinbase for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE. Coinbase is further along for Agent Pay for Machines, x402. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Coinbase for ACP, UCP, Mastercard Agent Pay. Coinbase is further along for Visa TAP, Agent Pay for Machines, x402. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Coinbase for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. Coinbase is further along for Agent Pay for Machines, x402. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Coinbase for ACP, UCP, Mastercard Agent Pay. Coinbase is further along for AP2, Visa TAP, Agent Pay for Machines, x402. | 2 live, 0 pilot, 1 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Coinbase for UCP, Visa IC, Mastercard Agent Pay, Amex ACE, MPP. Coinbase is further along for Visa TAP, Agent Pay for Machines. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire reads further along than Coinbase for Visa IC, Mastercard Agent Pay. Coinbase is further along for AP2, Visa TAP, Agent Pay for Machines, x402. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS reads further along than Coinbase for Mastercard Agent Pay. Coinbase is further along for AP2, Visa TAP, Agent Pay for Machines, x402. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than Coinbase for ACP, UCP. Coinbase is further along for Agent Pay for Machines, x402. | 0 live, 0 pilot, 5 announced |

Back to the [Coinbase profile](https://agentreadycheckout.com/processors/coinbase) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
5.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
11.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Crossmint: processor profile | Agent Ready Checkout"
description: "Crossmint: Agent-side payment platform: Agent Cards. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/processors/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Crossmint: processor profile | Agent Ready Checkout

> Crossmint: Agent-side payment platform: Agent Cards. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/processors/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Crossmint

In short

Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. Announced but not yet live: AP2, Agent Pay for Machines, Amex ACE. UCP (live): Agent Commerce Toolkit picks UCP as a checkout path where merchants support it.

## Fact sheet

Type

Processor

Operator

Crossmint

Homepage

[crossmint.com](https://www.crossmint.com)

Matrix reach

5 live, 0 pilot, 3 announced, 0 not supported, 4 with no statement found

Published pricing

Agent Checkouts: 1,000 checkouts free per project per month, then 0.05 USD per checkout, billed when a checkout starts (blocked or failed checkouts are billed). Saved cards: first 1,000 free, then 0.05 USD each. [docs.crossmint.com](https://docs.crossmint.com/agents/checkouts/common-questions.md), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| UCP | live | Agent Commerce Toolkit picks UCP as a checkout path where merchants support it | crossmint.com, 4 Nov 2026 |
| AP2 | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Visa IC | live | Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve | docs.crossmint.com, 4 Nov 2026 |
| Mastercard Agent Pay | live | Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards | docs.crossmint.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants as the agent's PSP | mastercard.com, 4 Nov 2026 |
| Amex ACE | announced | Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs | cointelegraph.com, 4 Nov 2026 |
| x402 | live | Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets | docs.crossmint.com, 4 Nov 2026 |
| MPP | live | Agent Wallets support MPP payment flows | docs.crossmint.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
|  |
| 5 live or pilot of 12 |  |  |  |

## What Crossmint does not do

-   Is not the merchant of record for purchases made through Agent Checkouts.
-   Network agentic tokens are only issued for eligible cards.

## Sourced facts

-   Crossmint launched Agent Commerce Toolkit on 8 Oct 2026, saying it is live and self-serve. [crossmint.com](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026.
-   The toolkit uses Visa Intelligent Commerce and Mastercard Agent Pay tokenized credentials where a card supports them, and the vaulted card otherwise. [crossmint.com](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026.
-   Agent Checkouts picks the network agentic token rail first (VIC for Visa, Agent Pay for Mastercard) and falls back to the encrypted card. [docs.crossmint.com](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026.
-   Other rails include a Stripe shared payment token for sellers that accept it. [docs.crossmint.com](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026.
-   Agent Wallets are non-custodial stablecoin wallets funded by card, used for x402, MPP and onchain payments. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 4 Nov 2026.
-   The toolkit picks a checkout path per purchase among embedded options like Shop Pay, protocols like UCP, or browser automation. [crossmint.com](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026.
-   Crossmint docs state the merchant is the seller and merchant of record; disputes go through the user's card issuer. [docs.crossmint.com](https://docs.crossmint.com/agents/checkouts/common-questions.md), read 4 Nov 2026.
-   Crossmint is named among initial participants of Mastercard Agent Pay for Machines and called itself 'the PSP of the agent' there. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.

## In the vendors section

-   [Crossmint](https://agentreadycheckout.com/vendors/crossmint), agent-pay builder profile

## Compare and alternatives

-   [Crossmint vs Skyfire](https://agentreadycheckout.com/compare/crossmint-vs-skyfire)
-   [Alternatives to Crossmint](https://agentreadycheckout.com/processors/crossmint/alternatives)

## Sources

1.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026
2.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
3.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
4.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 4 Nov 2026
5.  [docs.crossmint.com/agents/checkouts/common-questions.md](https://docs.crossmint.com/agents/checkouts/common-questions.md), read 4 Nov 2026
6.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
7.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
8.  [cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce](https://cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Crossmint for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Crossmint for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/crossmint/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Crossmint for agent checkout | Agent Ready Checkout

> The 9 alternatives to Crossmint for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/crossmint/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Crossmint for agent checkout

In short

9 other processors sit beside Crossmint in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Crossmint offers Agent Cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials, Agent Wallets for x402 and MPP, and Agent Checkouts on any website.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. stripe.com, read 4 Nov 2026. | Stripe reads further along than Crossmint for ACP, Visa TAP, Link for agents. Crossmint is further along for AP2, Visa IC, Mastercard Agent Pay. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. adyen.com, read 4 Nov 2026. | Adyen reads further along than Crossmint for ACP, Visa TAP. Crossmint is further along for UCP, Visa IC, Mastercard Agent Pay, x402, MPP. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Crossmint for ACP. Crossmint is further along for Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE, x402, MPP. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Crossmint for ACP, AP2, Visa TAP, Verifiable Intent. Crossmint is further along for UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Crossmint for ACP. Crossmint is further along for AP2, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE, x402, MPP. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Crossmint for Visa TAP, Agent Pay for Machines. Crossmint is further along for UCP, Visa IC, Mastercard Agent Pay, Amex ACE, MPP. | 1 live, 1 pilot, 2 announced |
| Skyfire | Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa and Mastercard agent tokens or Shop Pay and UCP paths. Skyfire issues signed kya, pay and kya-pay tokens and guarantees seller settlement up to the token amount, with Mastercard naming its Know Your Agent work on 30 Sep 2026. Head-to-head, crossmint.com, read 4 Nov 2026. | Skyfire is not further along than Crossmint on any protocol. Crossmint is further along for UCP, AP2, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS is not further along than Crossmint on any protocol. Crossmint is further along for UCP, AP2, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than Crossmint for ACP, Visa TAP. Crossmint is further along for UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. | 0 live, 0 pilot, 5 announced |

Back to the [Crossmint profile](https://agentreadycheckout.com/processors/crossmint) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
5.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
6.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [crossmint.com/pricing](https://www.crossmint.com/pricing), read 4 Nov 2026
11.  [crossmint.com](https://www.crossmint.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayOS: processor profile | Agent Ready Checkout"
description: "PayOS: Payments data platform with PayOS Agent Tokens and PayOS Wallet. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/processors/payos
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# PayOS: processor profile | Agent Ready Checkout

> PayOS: Payments data platform with PayOS Agent Tokens and PayOS Wallet. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/processors/payos
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# PayOS

In short

Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. Announced but not yet live: Mastercard Agent Pay, Agent Pay for Machines. PayOS Agent Tokens: the network issues a credential the agent uses at any website while the card number stays hidden; consent is captured by passkey.

## Fact sheet

Type

Processor

Operator

PayOS

Homepage

[payos.ai](https://payos.ai)

Matrix reach

0 live, 0 pilot, 2 announced, 0 not supported, 10 with no statement found

Published pricing

Pay as you go in prepaid credits (1 credit about 1 US cent). PayOS Agent Tokens listed at 1 credit; add-ons extra; volume pricing on request. [payos.ai](https://payos.ai/pricing), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Mastercard Agent Pay | announced | PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment with a Mastercard Agentic Token; PayOS's own agent-token page does not name Mastercard | pymnts.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What PayOS does not do

-   Not a merchant acquirer in the PayOS materials read; it issues agent credentials and data.
-   No Visa Intelligent Commerce, ACP or UCP statement found.

## Sourced facts

-   PayOS describes itself as processor-agnostic and protocol-agnostic, selling payments data for the agentic economy. [payos.ai](https://payos.ai), read 4 Nov 2026.Vendor claim
-   PayOS Agent Tokens: the network issues a credential the agent uses at any website while the card number stays hidden; consent is captured by passkey. [payos.ai](https://payos.ai/agentic-tokens), read 4 Nov 2026.
-   Agent tokens carry spend limits by merchant, amount and time. [payos.ai](https://payos.ai/agentic-tokens), read 4 Nov 2026.
-   PayOS and Mastercard completed a live agentic payment using a Mastercard Agentic Token, reported 29 Sep 2025 (PYMNTS). [pymnts.com](https://www.pymnts.com/?p=3081368), read 4 Nov 2026.Trade press
-   PayOS partnered with Browserbase on 2 Sep 2026 so browser agents can reach any website and pay on it. [payos.ai](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026.
-   PayOS made every product, including agentic payments, available through its self-serve portal on 30 Sep 2026. [payos.ai](https://payos.ai/blog), read 4 Nov 2026.
-   PayOS is named among initial participants of Mastercard Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.

## In the vendors section

-   [PayOS](https://agentreadycheckout.com/vendors/payos), agent-pay builder profile

## Compare and alternatives

-   [Skyfire vs PayOS](https://agentreadycheckout.com/compare/skyfire-vs-payos)
-   [Alternatives to PayOS](https://agentreadycheckout.com/processors/payos/alternatives)

## Sources

1.  [payos.ai](https://payos.ai), read 4 Nov 2026
2.  [payos.ai/agentic-tokens](https://payos.ai/agentic-tokens), read 4 Nov 2026
3.  [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026
4.  [payos.ai/blog/payos-browserbase-agents-ready-to-pay](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026
5.  [payos.ai/blog](https://payos.ai/blog), read 4 Nov 2026
6.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
7.  [payos.ai/pricing](https://payos.ai/pricing), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to PayOS for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to PayOS for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/payos/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to PayOS for agent checkout | Agent Ready Checkout

> The 9 alternatives to PayOS for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/payos/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to PayOS for agent checkout

In short

9 other processors sit beside PayOS in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. PayOS issues passkey-approved, scoped Agent Tokens that agents use in place of the card, and offers a PayOS Wallet.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. stripe.com, read 4 Nov 2026. | Stripe reads further along than PayOS for ACP, UCP, Visa TAP, Visa IC, Amex ACE, x402, MPP, Link for agents. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. adyen.com, read 4 Nov 2026. | Adyen reads further along than PayOS for ACP, UCP, AP2, Visa TAP, Visa IC, Amex ACE, x402. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than PayOS for ACP, UCP, AP2. PayOS is further along for Agent Pay for Machines. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than PayOS for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than PayOS for ACP, UCP. PayOS is further along for Agent Pay for Machines. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than PayOS for AP2, Visa TAP, Agent Pay for Machines, x402. PayOS is further along for Mastercard Agent Pay. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than PayOS for UCP, AP2, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. | 5 live, 0 pilot, 3 announced |
| Skyfire | Skyfire combines agent identity and payment in one signed token with its own settlement. PayOS issues network agent tokens with spend limits by merchant, amount and time, priced in prepaid credits (about 1 cent per token), and went fully self-serve on 30 Sep 2026. Head-to-head, docs.skyfire.xyz, read 4 Nov 2026. | Skyfire reads further along than PayOS for Visa IC. | 0 live, 0 pilot, 3 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than PayOS for ACP, UCP, AP2, Visa TAP. PayOS is further along for Mastercard Agent Pay. | 0 live, 0 pilot, 5 announced |

Back to the [PayOS profile](https://agentreadycheckout.com/processors/payos) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
5.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
6.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
7.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
8.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026
11.  [payos.ai](https://payos.ai), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayPal: processor profile | Agent Ready Checkout"
description: "PayPal agentic commerce services: PayPal's Agent Ready. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/processors/paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# PayPal: processor profile | Agent Ready Checkout

> PayPal agentic commerce services: PayPal's Agent Ready. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/processors/paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# PayPal agentic commerce services

In short

PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. Announced but not yet live: AP2, Mastercard Agent Pay. Merchants must complete a form to the PayPal AI team to request access to agentic commerce services.

## Fact sheet

Type

Processor

Operator

PayPal Holdings, Inc.

Homepage

[developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about)

Matrix reach

2 live, 0 pilot, 2 announced, 0 not supported, 8 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | live | Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| UCP | live | Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2 | developer.paypal.com, 4 Nov 2026 |
| AP2 | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard said Agent Pay will integrate with PayPal's wallet | mastercard.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 12 |  |  |  |

## What PayPal does not do

-   Not self-serve: access goes through a request form.
-   No x402 or MPP support statement found.
-   No published agentic transaction fee found.

## Sourced facts

-   Agentic commerce services are Agent Ready (payments) and Store Sync (product discovery and order placement into the merchant's order system). [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026.
-   Merchants must complete a form to the PayPal AI team to request access to agentic commerce services. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026.
-   Agent Ready supports ACP for ChatGPT via delegated payment tokens through Braintree. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.
-   Agent Ready supports UCP for Google AI Mode and Gemini via a Google Pay payment handler, through Braintree or through PayPal's Orders v2 API. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.
-   In the UCP with PayPal path, Google sends an encrypted Google Pay credential in the checkout session and the merchant forwards it to PayPal Orders v2 for decryption and processing. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026.
-   Store Sync catalog partners named in docs: Wix, Commerce (BigCommerce and Feedonomics) and Shopware. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026.
-   Mastercard and PayPal announced on 27 Oct 2025 that Mastercard Agent Pay will integrate with PayPal's wallet. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026.
-   PayPal is listed among endorsers on ucp.dev. [ucp.dev](https://ucp.dev/), read 4 Nov 2026.
-   PayPal is named among AP2 collaborators in Google's 16 Sep 2025 AP2 announcement. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.

## In the vendors section

-   [PayPal](https://agentreadycheckout.com/vendors/paypal), processor profile
-   [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/vendors/braintree), processor profile

## Compare and alternatives

-   [Link for agents vs PayPal](https://agentreadycheckout.com/compare/stripe-link-for-agents-vs-paypal)
-   [PayPal vs Stripe](https://agentreadycheckout.com/compare/paypal-vs-stripe)
-   [Braintree vs PayPal](https://agentreadycheckout.com/compare/braintree-vs-paypal)
-   [Alternatives to PayPal](https://agentreadycheckout.com/processors/paypal/alternatives)

## Sources

1.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
2.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
3.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
5.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to PayPal for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to PayPal for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/paypal/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to PayPal for agent checkout | Agent Ready Checkout

> The 9 alternatives to PayPal for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/paypal/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to PayPal for agent checkout

In short

9 other processors sit beside PayPal in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. PayPal's Agent Ready takes payments from AI assistants over ACP and UCP, and Store Sync distributes catalogs to AI surfaces, with access by request form.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2, updated 13 Oct 2026, but needs a request form. Stripe documents ACP, UCP, MPP, x402 and Shared Payment Tokens self-serve with prices published. Head-to-head, developer.paypal.com, read 4 Nov 2026. | Stripe reads further along than PayPal for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402, MPP, Link for agents. PayPal is further along for AP2. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. adyen.com, read 4 Nov 2026. | Adyen reads further along than PayPal for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402. PayPal is further along for ACP, UCP. | 0 live, 2 pilot, 7 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than PayPal for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Verifiable Intent. PayPal is further along for ACP, UCP. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | Braintree (now PayPal Enterprise Payments) is the processor in PayPal Agent Ready's ACP path and one of two UCP paths; the other UCP path runs through PayPal Orders v2 for PayPal Checkout merchants. Head-to-head, developer.paypal.com, read 4 Nov 2026. | Braintree is not further along than PayPal on any protocol. PayPal is further along for AP2. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than PayPal for Visa TAP, Agent Pay for Machines, x402. PayPal is further along for ACP, UCP, Mastercard Agent Pay. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than PayPal for Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE, x402, MPP. PayPal is further along for ACP. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire reads further along than PayPal for Visa IC, Agent Pay for Machines. PayPal is further along for ACP, UCP, AP2. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS reads further along than PayPal for Agent Pay for Machines. PayPal is further along for ACP, UCP, AP2. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than PayPal for Visa TAP, Agent Pay for Machines. PayPal is further along for ACP, UCP, Mastercard Agent Pay. | 0 live, 0 pilot, 5 announced |

Back to the [PayPal profile](https://agentreadycheckout.com/processors/paypal) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
4.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
5.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
11.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
12.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Skyfire: processor profile | Agent Ready Checkout"
description: "Skyfire: Agent identity and payments network: KYA and KYAPay tokens bind platform. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/processors/skyfire
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Skyfire: processor profile | Agent Ready Checkout

> Skyfire: Agent identity and payments network: KYA and KYAPay tokens bind platform. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/processors/skyfire
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Skyfire

In short

Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. Announced but not yet live: Visa IC, Mastercard Agent Pay, Agent Pay for Machines. Visa IC (announced): Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found.

## Fact sheet

Type

Processor

Operator

Skyfire Systems

Homepage

[skyfire.xyz](https://skyfire.xyz)

Matrix reach

0 live, 0 pilot, 3 announced, 0 not supported, 9 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Visa IC | announced | Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found | skyfire.xyz, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing | mastercard.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What Skyfire does not do

-   No published per-transaction fee found in docs or on the site.
-   No ACP, UCP or x402 support statement found.

## Sourced facts

-   Skyfire issues kya, pay and kya-pay tokens; KYAPay packages agent identity and payment intent in one signed credential. [docs.skyfire.xyz](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026.
-   Creating a pay or kya-pay token commits the amount against the buyer's wallet, and Skyfire guarantees seller settlement up to that amount. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026.
-   Tokens expire 10 seconds to 24 hours after creation, with a 24-hour grace period to charge; full settlement can take up to about 51 hours. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026.
-   Charges settle within a 3-hour window once cumulative charges on a token exceed $1.00. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026.
-   Skyfire's homepage says it partners with card networks for tokenized card transactions and user mandate collection, listing Visa, Mastercard, Discover and USDC. [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026.Vendor claim
-   Mastercard said on 30 Sep 2026 it is working with Skyfire's KYA technology so issuers and merchants can recognize trusted agents. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.
-   Skyfire is named among initial participants of Mastercard Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.

## In the vendors section

-   [Skyfire](https://agentreadycheckout.com/vendors/skyfire), agent-pay builder profile

## Compare and alternatives

-   [Crossmint vs Skyfire](https://agentreadycheckout.com/compare/crossmint-vs-skyfire)
-   [Skyfire vs PayOS](https://agentreadycheckout.com/compare/skyfire-vs-payos)
-   [Alternatives to Skyfire](https://agentreadycheckout.com/processors/skyfire/alternatives)

## Sources

1.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026
2.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
3.  [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026
4.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
5.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Skyfire for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Skyfire for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/skyfire/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Skyfire for agent checkout | Agent Ready Checkout

> The 9 alternatives to Skyfire for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/skyfire/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Skyfire for agent checkout

In short

9 other processors sit beside Skyfire in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Skyfire is an agent identity and payments network whose KYA and KYAPay tokens bind platform, agent and human identity to a payment.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. stripe.com, read 4 Nov 2026. | Stripe reads further along than Skyfire for ACP, UCP, Visa TAP, Amex ACE, x402, MPP, Link for agents. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Adyen's modular agentic commerce APIs (Agentic Feed, Agentic Cart, Agentic Payments), announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP payment flows in docs. adyen.com, read 4 Nov 2026. | Adyen reads further along than Skyfire for ACP, UCP, AP2, Visa TAP, Amex ACE, x402. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Skyfire for ACP, UCP, AP2. Skyfire is further along for Visa IC, Agent Pay for Machines. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Skyfire for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Skyfire for ACP, UCP. Skyfire is further along for Visa IC, Agent Pay for Machines. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Skyfire for AP2, Visa TAP, Agent Pay for Machines, x402. Skyfire is further along for Visa IC, Mastercard Agent Pay. | 1 live, 1 pilot, 2 announced |
| Crossmint | Crossmint sells buyer-side agent checkout ($0.05 per checkout after 1,000 a month) that uses Visa and Mastercard agent tokens or Shop Pay and UCP paths. Skyfire issues signed kya, pay and kya-pay tokens and guarantees seller settlement up to the token amount, with Mastercard naming its Know Your Agent work on 30 Sep 2026. Head-to-head, crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Skyfire for UCP, AP2, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. | 5 live, 0 pilot, 3 announced |
| PayOS | Skyfire combines agent identity and payment in one signed token with its own settlement. PayOS issues network agent tokens with spend limits by merchant, amount and time, priced in prepaid credits (about 1 cent per token), and went fully self-serve on 30 Sep 2026. Head-to-head, docs.skyfire.xyz, read 4 Nov 2026. | PayOS is not further along than Skyfire on any protocol. Skyfire is further along for Visa IC. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than Skyfire for ACP, UCP, AP2, Visa TAP. Skyfire is further along for Visa IC, Mastercard Agent Pay. | 0 live, 0 pilot, 5 announced |

Back to the [Skyfire profile](https://agentreadycheckout.com/processors/skyfire) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
5.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
6.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
7.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [crossmint.com/pricing](https://www.crossmint.com/pricing), read 4 Nov 2026
11.  [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026
12.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Stripe: processor profile | Agent Ready Checkout"
description: "Stripe: Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/processors/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Stripe: processor profile | Agent Ready Checkout

> Stripe: Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/processors/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Stripe

In short

Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. Announced but not yet live: Visa TAP, Visa IC, Mastercard Agent Pay, and 2 more. Published pricing: Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments.

## Fact sheet

Type

Processor

Operator

Stripe, Inc.

Homepage

[stripe.com](https://stripe.com)

Matrix reach

5 live, 0 pilot, 5 announced, 0 not supported, 2 with no statement found

Published pricing

Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments: 1.5% of transaction amount in USD. Card processing fees apply on top under the merchant's normal Stripe pricing. No separate ACP or Instant Checkout fee found on stripe.com/pricing. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | live | Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT | agenticcommerce.dev, 4 Nov 2026 |
| UCP | live | Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council | docs.stripe.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | docs.stripe.com, 4 Nov 2026 |
| Visa TAP | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 |
| Visa IC | announced | SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | announced | SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| x402 | live | Machine payments accept x402 USDC on Base; US businesses except New York | docs.stripe.com, 4 Nov 2026 |
| MPP | live | MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana | docs.stripe.com, 4 Nov 2026 |
| Link for agents | live | Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers | docs.stripe.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.stripe.com, 4 Nov 2026 |
|  |
| 5 live or pilot of 12 |  |  |  |

## What Stripe does not do

-   Does not act as merchant of record in Agentic Commerce Suite: the seller fulfills orders and handles refunds and disputes.
-   SPT card payments are not offered below 0.50 USD; sub-dollar machine payments go over stablecoins.
-   Stablecoin machine payments are not available to New York businesses.

## Sourced facts

-   Stripe announced the Agentic Commerce Suite on 11 Dec 2025 as a low-code way for businesses to sell across AI agents with one integration, handling Shared Payment Tokens. [stripe.com](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026.
-   ACP was developed by Stripe and OpenAI; the ACP site names Stripe as the first compatible PSP, via its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026.
-   Shared Payment Tokens are available to agents, customers and sellers in the US, Canada and select European countries (34 country codes listed). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   An SPT is a scoped grant to the seller's Stripe profile with a currency, max amount and expiry; SPT API calls use Stripe-Version 2026-09-30.preview and SPT use is under preview service terms. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   Stripe states it might use tokens from Mastercard Agent Pay, Visa Intelligent Commerce and the American Express ACE Kit on the seller's behalf when processing SPTs. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   In Agentic Commerce Suite's default flow, Stripe shares the catalog with agents, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfills and handles refunds and disputes. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026.
-   Stripe-managed checkout is available in the US, Canada and select European countries; handling every checkout event with hooks is private preview in the US. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail.md), read 4 Nov 2026.
-   Machine payments accept MPP (cards via SPT, USDC.e on Tempo, USDC on Solana) and x402 (USDC on Base); stablecoin acceptance excludes New York businesses. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026.
-   Minimums: 0.50 USD for card SPT payments, 0.01 USDC for stablecoin payments; MPP sessions can meter sub-cent amounts but settle at 0.01 USDC minimum. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026.
-   Link Agent Wallet lets an agent request a one-time-use payment credential after the customer approves a spend request; agent payments are for US and Canadian customers. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026.
-   Stripe offers a Stripe Payments handler for UCP checkouts and says it is a member of the UCP Tech Council. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026.

## In the vendors section

-   [Stripe](https://agentreadycheckout.com/vendors/stripe), processor profile
-   [Link (Stripe)](https://agentreadycheckout.com/vendors/link), wallet profile

## Compare and alternatives

-   [Stripe vs Adyen](https://agentreadycheckout.com/compare/stripe-vs-adyen-agentic)
-   [PayPal vs Stripe](https://agentreadycheckout.com/compare/paypal-vs-stripe)
-   [Coinbase vs Stripe](https://agentreadycheckout.com/compare/coinbase-vs-stripe)
-   [Alternatives to Stripe](https://agentreadycheckout.com/processors/stripe/alternatives)

## Sources

1.  [stripe.com](https://stripe.com), read 4 Nov 2026
2.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
3.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
4.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
5.  [docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026
6.  [docs.stripe.com/agentic-commerce/sellers/use-cases/retail.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail.md), read 4 Nov 2026
7.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
8.  [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026
9.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
10.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
11.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
12.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Stripe for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Stripe for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/stripe/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Stripe for agent checkout | Agent Ready Checkout

> The 9 alternatives to Stripe for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/stripe/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Stripe for agent checkout

In short

9 other processors sit beside Stripe in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Stripe co-authored ACP and MPP, sells to agents through Agentic Commerce Suite with Shared Payment Tokens, and takes x402 and MPP machine payments.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Adyen Agentic | Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). Adyen Agentic (16 Jun 2026) documents ACP delegated payments and a UCP tokenization handler but was in limited availability for US enterprise merchants at launch and publishes no agentic price. Head-to-head, adyen.com, read 4 Nov 2026. | Adyen reads further along than Stripe for AP2. Stripe is further along for ACP, UCP, x402, MPP, Link for agents. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal Agent Ready documents ACP (ChatGPT) and UCP (Google) paths through Braintree or Orders v2, updated 13 Oct 2026, but needs a request form. Stripe documents ACP, UCP, MPP, x402 and Shared Payment Tokens self-serve with prices published. Head-to-head, developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Stripe for AP2. Stripe is further along for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402, MPP, Link for agents. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Stripe for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. Stripe is further along for ACP, UCP, Amex ACE, x402, MPP, Link for agents. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree is not further along than Stripe on any protocol. Stripe is further along for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402, MPP, Link for agents. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Coinbase runs the CDP facilitator that verifies and settles x402 payments on Base and Solana with OFAC and KYT screening, claiming over 100 million payments. Stripe accepts x402 (USDC on Base) and MPP inside normal Stripe balances at 1.5 percent, excluding New York businesses. Head-to-head, docs.cdp.coinbase.com, read 4 Nov 2026. | Coinbase reads further along than Stripe for AP2, Agent Pay for Machines. Stripe is further along for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, MPP, Link for agents. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Stripe for AP2, Visa IC, Mastercard Agent Pay. Stripe is further along for ACP, Visa TAP, Link for agents. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire is not further along than Stripe on any protocol. Stripe is further along for ACP, UCP, Visa TAP, Amex ACE, x402, MPP, Link for agents. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS is not further along than Stripe on any protocol. Stripe is further along for ACP, UCP, Visa TAP, Visa IC, Amex ACE, x402, MPP, Link for agents. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. worldpay.com, read 4 Nov 2026. | Worldpay reads further along than Stripe for AP2. Stripe is further along for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP, Link for agents. | 0 live, 0 pilot, 5 announced |

Back to the [Stripe profile](https://agentreadycheckout.com/processors/stripe) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
2.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
3.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
4.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
5.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [payos.ai](https://payos.ai), read 4 Nov 2026
9.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
10.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
11.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
12.  [stripe.com](https://stripe.com), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Worldpay: processor profile | Agent Ready Checkout"
description: "Worldpay (Global Payments): Worldpay, now part of Global Payments, positions fraud tools, credential management. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/processors/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Processors"
---

# Worldpay: processor profile | Agent Ready Checkout

> Worldpay (Global Payments): Worldpay, now part of Global Payments, positions fraud tools, credential management. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/processors/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Processor profile

# Worldpay (Global Payments)

In short

Worldpay, now part of Global Payments, positions fraud tools, credential management, agent verification and a Worldpay MCP server for agent-led purchases, and says it works across ACP and UCP. Announced but not yet live: ACP, UCP, AP2, and 2 more. ACP (announced): Worldpay says it is working across ACP; no ACP handler docs found.

## Fact sheet

Type

Processor

Operator

Global Payments Inc.

Homepage

[worldpay.com](https://www.worldpay.com/en/agentic-commerce)

Matrix reach

0 live, 0 pilot, 5 announced, 0 not supported, 7 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | Worldpay says it is working across ACP; no ACP handler docs found | worldpay.com, 4 Nov 2026 |
| UCP | announced | Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found | worldpay.com, 4 Nov 2026 |
| AP2 | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Visa TAP | announced | Worldpay collaborating with Visa and Cloudflare to advance TAP | worldpay.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Global Payments named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What Worldpay does not do

-   No developer docs found for an ACP or UCP payment handler.
-   No x402 or MPP statement found.

## Sourced facts

-   Worldpay's agentic page says Worldpay is now Global Payments and offers fraud protection, credential management and orchestration for agent transactions. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026.Vendor claim
-   Worldpay says it is working across agentic commerce standards including OpenAI's ACP and Google's UCP. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026.
-   Worldpay advertises transaction-level visibility into agent interactions, including provider status, verification, refund labels and bot detection. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026.Vendor claim
-   Worldpay offers a Docs MCP server and a curated Gateway MCP server with payment and payout tools. [docs.worldpay.com](https://docs.worldpay.com/access/products/ai/mcp), read 4 Nov 2026.
-   Worldpay announced on 14 Oct 2025 it is collaborating with Visa and Cloudflare on Visa's Trusted Agent Protocol. [worldpay.com](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 4 Nov 2026.
-   Global Payments is named among initial participants of Mastercard Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   Worldpay is listed among endorsers on ucp.dev and among AP2 collaborators in Google's AP2 launch post. [ucp.dev](https://ucp.dev/), read 4 Nov 2026.

## In the vendors section

-   [Worldpay](https://agentreadycheckout.com/vendors/worldpay), processor profile

## Compare and alternatives

-   [Worldpay vs Adyen](https://agentreadycheckout.com/compare/worldpay-vs-adyen-agentic)
-   [Alternatives to Worldpay](https://agentreadycheckout.com/processors/worldpay/alternatives)

## Sources

1.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
2.  [docs.worldpay.com/access/products/ai/mcp](https://docs.worldpay.com/access/products/ai/mcp), read 4 Nov 2026
3.  [worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 4 Nov 2026
4.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
5.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
6.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alternatives to Worldpay for agent checkout | Agent Ready Checkout"
description: "The 9 alternatives to Worldpay for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026."
canonical: https://agentreadycheckout.com/processors/worldpay/alternatives
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Alternatives"
---

# Alternatives to Worldpay for agent checkout | Agent Ready Checkout

> The 9 alternatives to Worldpay for agent checkout, each with a sourced difference and protocol-by-protocol status, read 4 Nov 2026.

Source: https://agentreadycheckout.com/processors/worldpay/alternatives
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Alternatives

# Alternatives to Worldpay for agent checkout

In short

9 other processors sit beside Worldpay in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Worldpay, now part of Global Payments, offers fraud tools, credential management, agent verification and an MCP server for agent-led purchases, and says it works across ACP and UCP.

## The alternatives

| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
| --- | --- | --- | --- |
| Stripe | Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. stripe.com, read 4 Nov 2026. | Stripe reads further along than Worldpay for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP, Link for agents. Worldpay is further along for AP2. | 5 live, 0 pilot, 5 announced |
| Adyen Agentic | Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP, but publishes no agentic developer docs; Adyen publishes ACP and UCP docs and named Amex, Mastercard, Salesforce and Visa as partners at launch. Head-to-head, docs.adyen.com, read 4 Nov 2026. | Adyen reads further along than Worldpay for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402. | 0 live, 2 pilot, 7 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Worldpay for ACP, UCP, Mastercard Agent Pay. Worldpay is further along for Visa TAP, Agent Pay for Machines. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com's single-integration agentic layer covering ACP, UCP, Visa Trusted Agent Protocol, AP2 and Mastercard Verifiable Intent, offered via a waitlist on its agentic commerce page. checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Worldpay for ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Worldpay for ACP, UCP, Mastercard Agent Pay. Worldpay is further along for AP2, Visa TAP, Agent Pay for Machines. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Worldpay for Agent Pay for Machines, x402. Worldpay is further along for ACP, UCP. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Worldpay for UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402, MPP. Worldpay is further along for ACP, Visa TAP. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire reads further along than Worldpay for Visa IC, Mastercard Agent Pay. Worldpay is further along for ACP, UCP, AP2, Visa TAP. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS reads further along than Worldpay for Mastercard Agent Pay. Worldpay is further along for ACP, UCP, AP2, Visa TAP. | 0 live, 0 pilot, 2 announced |

Back to the [Worldpay profile](https://agentreadycheckout.com/processors/worldpay) or the [processors and enablers](https://agentreadycheckout.com/processors) index.

## Sources

1.  [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026
2.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 4 Nov 2026
4.  [checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants](https://www.checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants), read 4 Nov 2026
5.  [braintreepayments.com](https://www.braintreepayments.com), read 4 Nov 2026
6.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
7.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
8.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026
9.  [payos.ai](https://payos.ai), read 4 Nov 2026
10.  [docs.adyen.com/online-payments/agentic-commerce/agent-platform](https://docs.adyen.com/online-payments/agentic-commerce/agent-platform), read 4 Nov 2026
11.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Protocols and programs for agent payments | Agent Ready Checkout"
description: "Protocols and programs in the agent checkout matrix: ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay. Dated, sourced profiles."
canonical: https://agentreadycheckout.com/protocols
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Protocols and programs for agent payments | Agent Ready Checkout

> Protocols and programs in the agent checkout matrix: ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay. Dated, sourced profiles.

Source: https://agentreadycheckout.com/protocols
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Reference

# Protocols and programs

In short

12 protocols are profiled here, each with the matrix cells that describe it, the facts behind them and a source and read date for every claim. Together they hold 23 live cells, 12 pilot and 57 announced as of 4 Nov 2026. Live cells sit on ACP, UCP, Visa IC, Mastercard Agent Pay, x402.

## Protocols and programs in the matrix

| Name | Operator | What it is | Stated cells |
| --- | --- | --- | --- |
| Agentic Commerce Protocol (ACP) | OpenAI, Stripe and Meta (lead maintainers) | An Apache 2.0 checkout protocol between an AI agent, a merchant and a payment provider; first shipped in ChatGPT Instant Checkout on 29 Sep 2025 and now used mainly for product feeds in ChatGPT. | 3 live, 2 pilot, 7 announced |
| Universal Commerce Protocol (UCP) | UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others) | An Apache 2.0 protocol for discovery, cart, checkout and orders between agents and businesses, announced by Google and Shopify in January 2026; powers checkout in Google AI Mode and Gemini and Microsoft Copilot onboarding. | 10 live, 4 pilot, 6 announced |
| Agent Payments Protocol (AP2) | FIDO Alliance (donated by Google, April 2026) | A mandate-based protocol in which signed verifiable credentials record what the user authorised, giving issuers, merchants and networks an audit trail for human-present and human-not-present agent payments. | 0 live, 1 pilot, 10 announced |
| Visa Trusted Agent Protocol (TAP) | Visa | Visa's agent identity scheme: an agent signs each HTTP request with HTTP Message Signatures (Web Bot Auth) so a merchant or its CDN can tell a registered agent from a bot and receive consented user and payment identifiers. | 0 live, 1 pilot, 5 announced |
| Visa Intelligent Commerce (incl. Intelligent Commerce Connect) | Visa | Visa's program for agent payments: tokenised credentials for agents, cardholder-defined payment instructions, and since April 2026 Intelligent Commerce Connect, a single acceptance integration for TAP, MPP, ACP and UCP traffic. | 1 live, 1 pilot, 6 announced |
| Mastercard Agent Pay | Mastercard | Mastercard's agentic payments program: registered agents transact with Mastercard agentic tokens, merchants verify agents through Web Bot Auth at the CDN, and since 30 Sep 2026 issuers can test a probability score for AI-initiated transactions. | 1 live, 1 pilot, 8 announced |
| Mastercard Agent Pay for Machines (AP4M) | Mastercard | Mastercard's machine-to-machine payment service for agents buying digital services, built on x402 with MPP compatibility, settling across cards, accounts and stablecoins; Early Access opened 20 Oct 2026. | 0 live, 1 pilot, 7 announced |
| American Express Agentic Commerce Experiences (ACE) | American Express | American Express's developer kit for agent payments (agent registration, account enablement, intent, payment credentials, cart context), with Amex Agent Purchase Protection announced for agent errors. | 0 live, 0 pilot, 6 announced |
| x402 | x402 Foundation (Linux Foundation) | An HTTP 402 payment protocol: a server answers 402 with payment requirements, the client pays (mostly stablecoins on EVM chains and Solana, Lightning since Sep 2026) and retries; governed by the x402 Foundation. | 3 live, 0 pilot, 1 announced |
| Machine Payments Protocol (MPP) | Tempo and Stripe | An HTTP 402 protocol co-authored by Tempo and Stripe with challenge, credential and receipt messages and one-time, session and subscription intents, settling on Tempo stablecoins, Stripe tokens, cards or Lightning. | 2 live, 0 pilot, 0 announced |
| Stripe Link for agents (Link Agent Wallet) | Stripe | Stripe's consumer wallet exposed to agents: the agent creates a spend request, the user approves it, and Link returns a one-time credential or a saved Link payment at Link merchants; Meta Muse uses it. | 3 live, 0 pilot, 1 announced |
| Verifiable Intent (VI) | Mastercard, with Google; contributed to FIDO Alliance | An open SD-JWT credential format that chains credential provider, user and agent, binding user constraints (amount, merchants, items) so every party can prove what the agent was allowed to buy. | 0 live, 1 pilot, 0 announced |

See also [the full matrix](https://agentreadycheckout.com/matrix) and [the head-to-heads](https://agentreadycheckout.com/compare).

## Sources

1.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
2.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
4.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
5.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
6.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
7.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
8.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
9.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
10.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
11.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
12.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
13.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
14.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
15.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
16.  [x402.org](https://www.x402.org/), read 4 Nov 2026
17.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
18.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
19.  [verifiableintent.dev](https://verifiableintent.dev/), read 4 Nov 2026
20.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [20 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ACP: protocol profile | Agent Ready Checkout"
description: "Agentic Commerce Protocol (ACP): An Apache 2.0 checkout protocol between an AI agent, a merchant and a payment. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/acp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# ACP: protocol profile | Agent Ready Checkout

> Agentic Commerce Protocol (ACP): An Apache 2.0 checkout protocol between an AI agent, a merchant and a payment. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/acp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Agentic Commerce Protocol (ACP)

In short

An Apache 2.0 checkout protocol between an AI agent, a merchant and a payment provider; first shipped in ChatGPT Instant Checkout on 29 Sep 2025 and now used mainly for product feeds in ChatGPT. For ACP, merchant of record is merchant and dispute rules are none in spec.

## Fact sheet

Type

Protocol

Operator

OpenAI, Stripe and Meta (lead maintainers)

Homepage

[agenticcommerce.dev](https://www.agenticcommerce.dev/)

Versions

2025-09-29, 2025-12-12, 2026-01-16, 2026-01-30, 2026-04-17

Licence

Apache-2.0

Matrix reach

3 live, 2 pilot, 7 announced, 2 not supported, 13 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | OpenAPI and JSON Schema for every dated version are public on GitHub under Apache 2.0. | github.com, 4 Nov 2026 |
| Reference implementation | Yes | The README names OpenAI and Stripe implementations as production reference implementations. | github.com, 4 Nov 2026 |
| Live surfaces | Partial | ChatGPT dropped in-chat checkout on 24 Mar 2026 and keeps ACP for discovery feeds; Copilot said in Jan 2026 it adopts ACP for onboarding. | openai.com, 4 Nov 2026 |
| Processor support | Yes | Stripe (Shared Payment Token), Adyen, Checkout.com and PayPal/Braintree publish ACP payment paths. | agenticcommerce.dev, 4 Nov 2026 |
| Merchant of record | Merchant | The ACP site says businesses stay merchant of record. | agenticcommerce.dev, 4 Nov 2026 |
| Dispute rules | None in spec | The spec defines checkout and delegated payment, not disputes; card-network rules apply to the underlying card payment. | github.com, 4 Nov 2026 |
| Cost | No protocol fee | Apache 2.0; OpenAI charges no fee on ChatGPT-referred purchases completed on merchant sites; Stripe charges $0.15 per Shared Payment Token. | chatgpt.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT | agenticcommerce.dev, 4 Nov 2026 |
| Adyen | pilot | ACP delegated payments documented; product in limited availability for US enterprise merchants | adyen.com, docs.adyen.com, 4 Nov 2026 |
| PayPal | live | Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Page says certified ACP payment handler for ChatGPT; merchant entry is a waitlist | checkout.com, 4 Nov 2026 |
| Braintree | live | Agent Ready ACP path processes delegated payment tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Worldpay says it is working across ACP; no ACP handler docs found | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.com, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | announced | ACP Instant Checkout with Stripe and OpenAI announced 2025-10-14 | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | announced | Committed to ACP on 2026-02-18 | business.adobe.com, 4 Nov 2026 |
| commercetools | announced | commercetools joined Stripe and OpenAI as a launch partner of ACP; its AI Hub release lists Stripe ACS checkout but does not name ACP | commercetools.com, docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | announced | Protocol table lists ACP via Stripe Agentic Commerce Suite as coming soon | woocommerce.com, 4 Nov 2026 |
| Amazon | not supported | robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths | amazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | announced | Etsy's help page lists checkout in ChatGPT; OpenAI's 24 Mar 2026 notice says purchases now complete on merchant sites | help.etsy.com, openai.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | not supported | ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites; OpenAI's post of 24 Mar 2026 dates the change and keeps ACP for product discovery feeds | chatgpt.com, openai.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | announced | Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding; the current onboarding page names UCP feeds and not ACP | about.ads.microsoft.com, about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 5 live or pilot of 27 |  |  |  |

## What ACP does not do

-   Does not make ChatGPT a checkout surface today: OpenAI moved purchases back to merchant sites on 24 Mar 2026.
-   Does not define dispute or chargeback handling; those stay with the card network and the merchant.
-   Does not identify or authenticate the agent at the HTTP layer; that is Web Bot Auth, TAP or Agent Pay territory.

## Sourced facts

-   Stripe and OpenAI released ACP on 29 Sep 2025 as an open, Apache 2.0 licensed standard, alongside Instant Checkout in ChatGPT. [stripe.com](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026.
-   The GitHub MAINTAINERS file lists OpenAI, Stripe and Meta as lead maintainers; Meta was added by the commit "ADMIN: Add Meta as TSC member (#236)" on 24 Apr 2026. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026.
-   The README still carries the status badge "Beta" and says the specification is maintained by OpenAI and Stripe, so the repository text and the MAINTAINERS file disagree on the maintainer list. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026.
-   ACP uses date-based versions: 2025-09-29 (initial), 2025-12-12 (fulfillment), 2026-01-16 (capability negotiation), 2026-01-30 (extensions, discounts, payment handlers) and 2026-04-17 (cart, feed, orders, authentication and MCP). [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026.
-   Version 2026-04-17 added a Feed API where merchants push catalog data to agent-hosted endpoints (POST /feeds, PATCH /feeds/{id}/products), and deprecated 2026-01-30. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026.
-   The ACP site says businesses remain merchant of record and names Stripe as the first compatible PSP through its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026.
-   The README says ACP lets an AI agent embed commerce "without being the merchant of record". [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026.
-   OpenAI wrote on 24 Mar 2026 that Instant Checkout "did not offer the level of flexibility that we aspire to provide" and moved purchases to merchant checkouts while expanding ACP for product feeds and promotions. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   OpenAI's merchant page says it is "moving away from a standalone Instant Checkout experience" and charges no fee on purchases that start in ChatGPT and finish on the merchant site. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   Trade press (PYMNTS) reported a 4 percent OpenAI fee on Shopify merchant sales completed inside ChatGPT checkout while Instant Checkout ran; OpenAI's own launch post said only "a small fee". [pymnts.com](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026.Trade press
-   Visa Intelligent Commerce Connect lists ACP among the four protocols it accepts for agent-initiated payments, in pilot from April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.

## In the vendors section

-   [Stripe](https://agentreadycheckout.com/vendors/stripe), processor profile
-   [OpenAI (ChatGPT shopping)](https://agentreadycheckout.com/vendors/openai-chatgpt), agent surface profile
-   [Instacart](https://agentreadycheckout.com/vendors/instacart), retailer profile

## Compare and alternatives

-   [ACP vs UCP](https://agentreadycheckout.com/compare/acp-vs-ucp)
-   [ACP vs AP2](https://agentreadycheckout.com/compare/acp-vs-ap2)

## Sources

1.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026
2.  [Stripe: Developing an open standard for agentic commerce](https://stripe.com/blog/developing-an-open-standard-for-agentic-commerce), read 4 Nov 2026
3.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
4.  [ACP repository README](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol), read 4 Nov 2026
5.  [ACP changelog 2026-04-17](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/changelog/2026-04-17.md), read 4 Nov 2026
6.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
7.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
8.  [Shopify Merchants to Pay 4% Fee on ChatGPT Checkout Sales](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026
9.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
10.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
11.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
12.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
13.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
14.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
15.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
16.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
17.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 4 Nov 2026
18.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
19.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
20.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [20 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent Pay for Machines: protocol profile | Agent Ready Checkout"
description: "Mastercard Agent Pay for Machines (AP4M): Mastercard's machine-to-machine payment service for agents buying digital. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/agent-pay-for-machines
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Agent Pay for Machines: protocol profile | Agent Ready Checkout

> Mastercard Agent Pay for Machines (AP4M): Mastercard's machine-to-machine payment service for agents buying digital. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/agent-pay-for-machines
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Mastercard Agent Pay for Machines (AP4M)

In short

Mastercard's machine-to-machine payment service for agents buying digital services, built on x402 with MPP compatibility, settling across cards, accounts and stablecoins; Early Access opened 20 Oct 2026. For Agent Pay for Machines, merchant of record is seller of the service and dispute rules are not published. Announced but not yet live: Stripe, Adyen, Checkout.com, and 4 more.

## Fact sheet

Type

Protocol

Operator

Mastercard

Homepage

[ap4m.build](https://ap4m.build/info)

Matrix reach

0 live, 1 pilot, 7 announced, 0 not supported, 19 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Partial | Builds on the public x402 spec; Mastercard APIs are in Early Access. | mastercard.com, 4 Nov 2026 |
| Reference implementation | Early access | Toolkit and sandbox at ap4m.build. | mastercard.com, 4 Nov 2026 |
| Live surfaces | None | Pilots and Early Access only. | mastercard.com, 4 Nov 2026 |
| Processor support | Announced | Ten named processors and enablers as initial participants. | mastercard.com, 4 Nov 2026 |
| Merchant of record | Seller of the service | Aimed at digital services sold per call; the seller receives settlement. | mastercard.com, 4 Nov 2026 |
| Dispute rules | Not published | No dispute treatment published. | mastercard.com, 4 Nov 2026 |
| Cost | Not published | No fee published. | mastercard.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Adyen | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Global Payments named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Coinbase | pilot | Completed end-to-end AP4M pilot before Early Access opened | mastercard.com, 4 Nov 2026 |
| Crossmint | announced | Named among AP4M initial participants as the agent's PSP | mastercard.com, 4 Nov 2026 |
| Skyfire | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| PayOS | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 27 |  |  |  |

## What Agent Pay for Machines does not do

-   Is not a consumer checkout program.
-   Is not generally available: Early Access since 20 Oct 2026.
-   Does not publish fees or dispute rules.

## Sourced facts

-   Mastercard launched Agent Pay for Machines on 10 Jun 2026 for permissioned, orchestrated machine payments settled across cards, accounts and stablecoins. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   AP4M names four capabilities: credentialing (with Verifiable Intent), permissioning (programmatic rules and spend limits), transacting and settling. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   The June release cites open standards like x402 and "Machine Payments Protocol compatibility". [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   Initial participants named include Adyen, Checkout.com, Cloudflare, Coinbase, Crossmint, Global Payments, PayOS, Skyfire, Stripe and Tempo. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.
-   On 20 Oct 2026 at Cloudflare Connect, Mastercard said AP4M builds on x402 and opened Early Access with buyer- and seller-side APIs, a toolkit, sandbox and documentation. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.
-   End-to-end pilots before Early Access ran with Cloudflare, Ant International, AIsa, Base, BVNK, Coinbase and Hype. [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.

## In the vendors section

-   [Mastercard](https://agentreadycheckout.com/vendors/mastercard), card network profile

## Compare and alternatives

-   [Mastercard Agent Pay vs Agent Pay for Machines](https://agentreadycheckout.com/compare/mastercard-agent-pay-vs-agent-pay-for-machines)
-   [x402 vs Agent Pay for Machines](https://agentreadycheckout.com/compare/x402-vs-agent-pay-for-machines)

## Sources

1.  [ap4m.build/info](https://ap4m.build/info), read 4 Nov 2026
2.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
3.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
4.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amex ACE: protocol profile | Agent Ready Checkout"
description: "American Express Agentic Commerce Experiences (ACE): American Express's developer kit for agent payments. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/amex-ace
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Amex ACE: protocol profile | Agent Ready Checkout

> American Express Agentic Commerce Experiences (ACE): American Express's developer kit for agent payments. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/amex-ace
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# American Express Agentic Commerce Experiences (ACE)

In short

American Express's developer kit for agent payments (agent registration, account enablement, intent, payment credentials, cart context), with Amex Agent Purchase Protection announced for agent errors. For Amex ACE, merchant of record is merchant and dispute rules are announced. Announced but not yet live: Stripe, Adyen, Crossmint, and 3 more.

## Fact sheet

Type

Protocol

Operator

American Express

Homepage

[americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/)

Matrix reach

0 live, 0 pilot, 6 announced, 0 not supported, 21 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Partial | Three of five specifications available to developers since 14 Apr 2026. | americanexpress.com, 4 Nov 2026 |
| Reference implementation | No | No public reference code. | americanexpress.com, 4 Nov 2026 |
| Live surfaces | None confirmed | OpenAI, Google and Microsoft are listed as supporters, with no live flow stated. | americanexpress.com, 4 Nov 2026 |
| Processor support | Partial | Stripe documents possible ACE token use; Adyen names Amex a partner. | docs.stripe.com, 4 Nov 2026 |
| Merchant of record | Merchant | Claims start with a return to the merchant, which remains the seller. | americanexpress.com, 4 Nov 2026 |
| Dispute rules | Announced | Agent Purchase Protection announced for agent error, in addition to normal dispute rights. | americanexpress.com, 4 Nov 2026 |
| Cost | Not published | No fee published. | americanexpress.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | American Express named a strategic partner of Adyen Agentic; ACE not named | adyen.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | announced | Cointelegraph (Jun 2026) reports Crossmint working with American Express; not in Crossmint docs | cointelegraph.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | announced | Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated. | americanexpress.com, 4 Nov 2026 |
| Google AI Mode | announced | Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated. | americanexpress.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | announced | Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated. | americanexpress.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 27 |  |  |  |

## What Amex ACE does not do

-   Does not yet register agents: Agent Registration is under development.
-   Does not cover subjective intent under Agent Purchase Protection.
-   Does not publish pricing.

## Sourced facts

-   Amex lists five ACE services: Identify (Agent Registration), Activate (Account Enablement), Contextualize (Intent Intelligence), Fulfill (Payment Credentials) and Enhance (Cart Context). [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   Amex says Account Enablement, Intent Intelligence and Payment Credentials specifications are available as of 14 Apr 2026; Agent Registration and Cart Context are still under development. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   Amex describes Amex Agent Purchase Protection: "In the future", if a registered agent sends the Card Member's authenticated purchase intent, Amex will protect eligible customers from charges caused by agent error. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   Eligible agent errors are purchases that deviate from the authenticated intent; claims follow a return attempt with the merchant and exclude subjective intent such as "best" or "really nice". [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   Companies listed as supporting ACE include Adyen, Cloudflare, Crossmint, Delta, Expedia Group, Fiserv, Forter, Global Payments, Google, Microsoft, Nekuda, OpenAI, PayPal, Stripe and VGS. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026.
-   Stripe says it might use American Express ACE Kit tokens on the seller's behalf when processing Shared Payment Tokens. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026.
-   American Express is a premier member of the x402 Foundation (operational launch 14 Jul 2026). [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.

## In the vendors section

-   [American Express](https://agentreadycheckout.com/vendors/american-express), card network profile

## Compare and alternatives

-   [Amex ACE vs Mastercard Agent Pay](https://agentreadycheckout.com/compare/amex-ace-vs-mastercard-agent-pay)

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
2.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
3.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
4.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
5.  [cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce](https://cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "AP2: protocol profile | Agent Ready Checkout"
description: "Agent Payments Protocol (AP2): A mandate-based protocol in which signed verifiable credentials record what the user. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/ap2
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# AP2: protocol profile | Agent Ready Checkout

> Agent Payments Protocol (AP2): A mandate-based protocol in which signed verifiable credentials record what the user. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/ap2
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Agent Payments Protocol (AP2)

In short

A mandate-based protocol in which signed verifiable credentials record what the user authorised, giving issuers, merchants and networks an audit trail for human-present and human-not-present agent payments. For AP2, merchant of record is merchant and dispute rules are evidence only. Announced but not yet live: Adyen, PayPal, Worldpay, and 7 more.

## Fact sheet

Type

Protocol

Operator

FIDO Alliance (donated by Google, April 2026)

Homepage

[ap2-protocol.org](https://ap2-protocol.org/)

Governance

FIDO Alliance Payments TWG and Agentic Authentication TWG

Matrix reach

0 live, 1 pilot, 10 announced, 0 not supported, 16 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | Specification, SDK and samples are public on GitHub under Apache 2.0. | github.com, 4 Nov 2026 |
| Reference implementation | Samples | The repository contains Python, Go and Android sample scenarios, not a production service. | github.com, 4 Nov 2026 |
| Live surfaces | None confirmed | Google has announced AP2 for Gemini Spark; no surface states AP2 is live for merchants. | blog.google, 4 Nov 2026 |
| Processor support | Announced | PayPal, Adyen, Worldpay, Coinbase and others were named collaborators at launch; no processor documents a production AP2 path. | cloud.google.com, 4 Nov 2026 |
| Merchant of record | Merchant | The merchant receives the Checkout Mandate and completes the sale; AP2 does not make the agent the seller. | ap2-protocol.org, 4 Nov 2026 |
| Dispute rules | Evidence only | Mandates create an audit trail for disputes; liability is left to network rules. | ap2-protocol.org, 4 Nov 2026 |
| Cost | No protocol fee | Open specification; no fee is published. | ap2-protocol.org, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | no statement found | no statement found (2026-11-04) | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| PayPal | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page lists AP2 for proof of intent; access via waitlist | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Coinbase | announced | Coinbase launched an x402 extension for AP2 (A2A x402); demo was proof of concept | coinbase.com, 4 Nov 2026 |
| Crossmint | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | announced | Shopify says UCP supports AP2 alongside REST, MCP and A2A; no Shopify AP2 mandate flow documented | shopify.com, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | announced | Named AP2 collaborator with a launch quote; no Agentforce Commerce AP2 feature documented | cloud.google.com, 4 Nov 2026 |
| Adobe Commerce | announced | Adobe cites an earlier announcement of AP2 support; no shipped AP2 feature documented | business.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | announced | Named among AP2 collaborators at launch; no Etsy AP2 flow published | cloud.google.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | announced | Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark. | blog.google, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 27 |  |  |  |

## What AP2 does not do

-   Does not carry the payment itself: it wraps cards, x402 or other rails.
-   Does not assign chargeback liability; it supplies evidence.
-   Has no confirmed live consumer surface as of 4 Nov 2026.

## Sourced facts

-   Google announced AP2 on 16 Sep 2025 with more than 60 collaborating organisations, as an extension usable with A2A and MCP. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.
-   The AP2 GitHub repository published v0.1.0 on 16 Sep 2025 and v0.2.0 on 28 Apr 2026. [github.com](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026.
-   The FIDO Alliance formed an Agentic Authentication Technical Working Group and a Payments Technical Working Group on 28 Apr 2026, building on Google's AP2 and Mastercard's Verifiable Intent contributions. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026.
-   The FIDO Payments Technical Working Group is chaired by Mastercard and Visa; the Agentic Authentication group is chaired by CVS Health, Google and OpenAI. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026.
-   FIDO published "Google donates Agent Payments Protocol to FIDO Alliance" on 29 Apr 2026, noting AP2 v0.2 added Human Not Present payments on pre-authorised instructions. [fidoalliance.org](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026.
-   The current AP2 site defines a Checkout Mandate (items and purchase details, shared with the merchant) and a Payment Mandate (authorisation against an instrument, shared with credential provider, network and processor), each with open and closed stages. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026.
-   The v0.1 launch described Intent, Cart and Payment mandates; the v0.2 site uses Checkout and Payment mandates, so older guides use different names. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.
-   AP2 says it provides "a non-repudiable, cryptographic audit trail for every transaction, aiding in dispute resolution" but does not assign liability. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026.
-   The initial version supports pull payments such as cards; real-time bank push payments (UPI, PIX) are roadmap items; x402 samples exist through the A2A x402 extension. [ap2-protocol.org](https://ap2-protocol.org/), read 4 Nov 2026.
-   Google said at I/O 2026 it will bring AP2 to Google products, starting with Gemini Spark. [blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026.Vendor claim

## In the vendors section

-   [UnionPay International](https://agentreadycheckout.com/vendors/unionpay-international), card network profile
-   [Google Pay](https://agentreadycheckout.com/vendors/google-pay), wallet profile
-   [Google (AI Mode and Gemini checkout)](https://agentreadycheckout.com/vendors/google-ai-mode-gemini), agent surface profile
-   [FIDO Alliance](https://agentreadycheckout.com/vendors/fido-alliance), rules or identity programme profile

## Compare and alternatives

-   [UCP vs AP2](https://agentreadycheckout.com/compare/ucp-vs-ap2)
-   [ACP vs AP2](https://agentreadycheckout.com/compare/acp-vs-ap2)
-   [AP2 vs Verifiable Intent](https://agentreadycheckout.com/compare/ap2-vs-verifiable-intent)

## Sources

1.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
2.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026
3.  [AP2 releases](https://github.com/google-agentic-commerce/AP2/releases), read 4 Nov 2026
4.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
5.  [Google donates AP2 to FIDO Alliance](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 4 Nov 2026
6.  [Introducing the Universal Cart](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026
7.  [AP2 repository](https://github.com/google-agentic-commerce/AP2), read 4 Nov 2026
8.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
9.  [coinbase.com/developer-platform/discover/launches/google\_x402](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026
10.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
11.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard Agent Pay: protocol profile | Agent Ready Checkout"
description: "Mastercard Agent Pay: Mastercard's agentic payments program. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/protocols/mastercard-agent-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Mastercard Agent Pay: protocol profile | Agent Ready Checkout

> Mastercard Agent Pay: Mastercard's agentic payments program. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/protocols/mastercard-agent-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Mastercard Agent Pay

In short

Mastercard's agentic payments program: registered agents transact with Mastercard agentic tokens, merchants verify agents through Web Bot Auth at the CDN. For Mastercard Agent Pay, merchant of record is merchant and dispute rules are evidence only. Announced but not yet live: Stripe, Adyen, PayPal, and 5 more. Checkout.com (pilot): Agentic page diagram connects to Mastercard Agent Pay; waitlist.

## Fact sheet

Type

Protocol

Operator

Mastercard

Homepage

[mastercard.com](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html)

Matrix reach

1 live, 1 pilot, 8 announced, 0 not supported, 17 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Partial | Framework described publicly; token and API specs sit on Mastercard Developers. | mastercard.com, 4 Nov 2026 |
| Reference implementation | Partial | No open-source reference; Cloudflare validates Web Bot Auth signatures. | blog.cloudflare.com, 4 Nov 2026 |
| Live surfaces | None confirmed | Microsoft Copilot integration is in progress per Mastercard; no surface states live Agent Pay tokens. | mastercard.com, 4 Nov 2026 |
| Processor support | Partial | Stripe may use Agent Pay tokens for SPTs; Crossmint uses them where supported; PayPal wallet integration announced. | docs.stripe.com, 4 Nov 2026 |
| Merchant of record | Merchant | Agent Pay tokenises the cardholder credential; the merchant sells. | mastercard.com, 4 Nov 2026 |
| Dispute rules | Evidence only | Purchase intent data supports disputes; the public rulebooks contain no agent-specific provision. | mastercard.com, 4 Nov 2026 |
| Cost | Not published | No fee is published. | mastercard.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Mastercard named a strategic partner of Adyen Agentic; no Agent Pay integration detail published | adyen.com, 4 Nov 2026 |
| PayPal | announced | Mastercard said Agent Pay will integrate with PayPal's wallet | mastercard.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page diagram connects to Mastercard Agent Pay; waitlist | checkout.com, 4 Nov 2026 |
| Braintree | announced | Mastercard said it will work with Braintree on agentic tokenization at Agent Pay launch | mastercard.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | live | Agent Checkouts uses Agent Pay one-time card numbers for eligible Mastercard cards | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | announced | Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing | mastercard.com, 4 Nov 2026 |
| PayOS | announced | PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment with a Mastercard Agentic Token; PayOS's own agent-token page does not name Mastercard | pymnts.com, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | announced | Mastercard named Google among partners on Agent Pay; Google's UCP help page says checkout uses standard FPANs today | mastercard.com, support.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | announced | Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout; Microsoft has not confirmed live. | mastercard.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 27 |  |  |  |

## What Mastercard Agent Pay does not do

-   Does not appear in the public Mastercard Rules or Transaction Processing Rules (June 2026 editions).
-   Does not publish merchant pricing.
-   Does not make the probability score generally available: US testing only.

## Sourced facts

-   Mastercard unveiled Agent Pay on 29 Apr 2025, introducing agentic tokens for AI-initiated payments. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026.
-   The Agent Pay Acceptance Framework registers and verifies agents before they transact; each agent is uniquely identified and uses agentic tokens. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.
-   Verified agents can submit a Dynamic Token Verification Code, an agentic token formatted for standard card fields, through existing checkout forms. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.
-   Merchants can verify agents with no code changes by applying Web Bot Auth at the CDN layer, per the framework. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.
-   The framework provides purchase intent data (cart contents, limits, validity windows) that "may be used to help avoid and/or resolve potential cardholder disputes". [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026.
-   On 30 Sep 2026 Mastercard added trust and intelligence services to Agent Pay; the first is a probability score that a transaction was initiated by an AI agent, rolling out for testing in the US. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.
-   The same release names Cloudflare (privacy-preserving signal sharing) and Skyfire (Know Your Agent identity) as partners. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026.
-   Mastercard and PayPal announced on 27 Oct 2025 that Agent Pay will integrate with PayPal's wallet. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026.
-   Mastercard said in Jan 2026 it is working with Microsoft to bring Agent Pay to Copilot Checkout. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026.
-   A full-text query of the public Mastercard Rules (2 Jun 2026) and Transaction Processing Rules (9 Jun 2026) returned no provision naming agentic transactions or AI agents. [mastercard.com](https://www.mastercard.com/content/dam/mccom/shared/business/support/rules-pdfs/mastercard-rules.pdf), read 4 Nov 2026.

## In the vendors section

-   [Mastercard](https://agentreadycheckout.com/vendors/mastercard), card network profile

## Compare and alternatives

-   [Visa TAP vs Mastercard Agent Pay](https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-mastercard-agent-pay)
-   [Visa IC vs Mastercard Agent Pay](https://agentreadycheckout.com/compare/visa-intelligent-commerce-vs-mastercard-agent-pay)
-   [Mastercard Agent Pay vs Agent Pay for Machines](https://agentreadycheckout.com/compare/mastercard-agent-pay-vs-agent-pay-for-machines)
-   [Amex ACE vs Mastercard Agent Pay](https://agentreadycheckout.com/compare/amex-ace-vs-mastercard-agent-pay)

## Sources

1.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 4 Nov 2026
2.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
3.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026
4.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
5.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
6.  [The new rules of the road for agentic commerce](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026
7.  [Mastercard Rules, 2 June 2026](https://www.mastercard.com/content/dam/mccom/shared/business/support/rules-pdfs/mastercard-rules.pdf), read 4 Nov 2026
8.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
9.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
10.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
11.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
12.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
13.  [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026
14.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [14 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "MPP: protocol profile | Agent Ready Checkout"
description: "Machine Payments Protocol (MPP): An HTTP 402 protocol co-authored by Tempo and Stripe with challenge. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/mpp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# MPP: protocol profile | Agent Ready Checkout

> Machine Payments Protocol (MPP): An HTTP 402 protocol co-authored by Tempo and Stripe with challenge. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/mpp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Machine Payments Protocol (MPP)

In short

An HTTP 402 protocol co-authored by Tempo and Stripe with challenge, credential and receipt messages and one-time, session and subscription intents, settling on Tempo stablecoins, Stripe tokens, cards or Lightning. For MPP, merchant of record is seller and dispute rules are rail-dependent. Stripe (live): MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana.

## Fact sheet

Type

Protocol

Operator

Tempo and Stripe

Homepage

[mpp.dev](https://mpp.dev/)

Matrix reach

2 live, 0 pilot, 0 announced, 0 not supported, 25 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | Protocol documented at mpp.dev with open-source code. | mpp.dev, 4 Nov 2026 |
| Reference implementation | Yes | Stripe and Tempo SDKs; Stripe machine payments docs. | docs.stripe.com, 4 Nov 2026 |
| Live surfaces | API and agent tools | Used for pay-per-call services; no consumer shopping surface uses it. | mpp.dev, 4 Nov 2026 |
| Processor support | Yes | Stripe live; Visa Connect in pilot. | docs.stripe.com, 4 Nov 2026 |
| Merchant of record | Seller | The service seller receives payment; card payments follow the card rules. | mpp.dev, 4 Nov 2026 |
| Dispute rules | Rail-dependent | Card credentials carry card dispute rights; stablecoin settlement does not. | mpp.dev, 4 Nov 2026 |
| Cost | Rail fees | Stripe charges 1.5 percent for stablecoin payments and $0.15 per SPT. | stripe.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana | docs.stripe.com, 4 Nov 2026 |
| Adyen | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | live | Agent Wallets support MPP payment flows | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 27 |  |  |  |

## What MPP does not do

-   Is not a retail cart protocol.
-   Has no standards-body home: governed by its authors per mpp.dev.
-   Does not remove card dispute rights when a card credential is used.

## Sourced facts

-   mpp.dev says MPP is "co-authored by Tempo and Stripe" and standardises HTTP 402 with Challenges, Credentials and a Payment-Receipt header. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.
-   MPP intents are charge (one-time), session (metered) and subscription (recurring); transports map to HTTP headers, JSON-RPC (MCP) and WebSocket. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.
-   Payment methods listed include Tempo stablecoins, Stripe Shared Payment Tokens, cards via encrypted network tokens, and Lightning BOLT11 invoices. [mpp.dev](https://mpp.dev/), read 4 Nov 2026.
-   MPP launched with Tempo mainnet on 18 Mar 2026, per The Block. [theblock.co](https://www.theblock.co/post/394131/tempo-mainnet-goes-live-with-machine-payments-protocol-for-agents), read 4 Nov 2026.Trade press
-   Stripe machine payments accept MPP with cards via SPT, USDC.e on Tempo and USDC on Solana; minimums are $0.50 for card SPT payments and 0.01 USDC for stablecoins. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026.
-   Visa Intelligent Commerce Connect accepts MPP among its four protocols, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.

## In the vendors section

-   [Stripe](https://agentreadycheckout.com/vendors/stripe), processor profile
-   [Tempo](https://agentreadycheckout.com/vendors/tempo), agent-pay builder profile

## Compare and alternatives

-   [x402 vs MPP](https://agentreadycheckout.com/compare/x402-vs-mpp)

## Sources

1.  [Machine Payments Protocol](https://mpp.dev/), read 4 Nov 2026
2.  [The Block: Tempo mainnet goes live with MPP](https://www.theblock.co/post/394131/tempo-mainnet-goes-live-with-machine-payments-protocol-for-agents), read 4 Nov 2026
3.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
4.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
5.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
6.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## In Ora's pay-per-call index

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 pay-per-call endpoints on 1,586 hosts; the median price is $0.01 a call. None of the 9,977 carries an MPP protocol tag.

-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)
-   [How to price a call](https://agentreadycheckout.com/pay-per-call/price-a-call)

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link for agents: protocol profile | Agent Ready Checkout"
description: "Stripe Link for agents (Link Agent Wallet): Stripe's consumer wallet exposed to agents. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/stripe-link-for-agents
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Link for agents: protocol profile | Agent Ready Checkout

> Stripe Link for agents (Link Agent Wallet): Stripe's consumer wallet exposed to agents. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/stripe-link-for-agents
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Stripe Link for agents (Link Agent Wallet)

In short

Stripe's consumer wallet exposed to agents: the agent creates a spend request, the user approves it, and Link returns a one-time credential or a saved Link payment at Link merchants; Meta Muse uses it. For Link for agents, merchant of record is merchant and dispute rules are card rules plus Link protections. Announced but not yet live: Salesforce CC.

## Fact sheet

Type

Protocol

Operator

Stripe

Homepage

[docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet)

Matrix reach

3 live, 0 pilot, 1 announced, 0 not supported, 23 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Docs | API documented by Stripe; not an open standard. | docs.stripe.com, 4 Nov 2026 |
| Reference implementation | Yes | link-cli on GitHub and SDKs. | docs.stripe.com, 4 Nov 2026 |
| Live surfaces | Yes | Meta Muse checks out with Link since 8 Sep 2026. | stripe.com, 4 Nov 2026 |
| Processor support | Stripe | Single-use cards work at any card-accepting merchant; native Link acceptance needs Stripe. | stripe.com, 4 Nov 2026 |
| Merchant of record | Merchant | The merchant sells; Link supplies the credential. | stripe.com, 4 Nov 2026 |
| Dispute rules | Card rules plus Link protections | Card disputes apply; Meta cites Link purchase protections. | about.fb.com, 4 Nov 2026 |
| Cost | Merchant card pricing | No agent surcharge published; standard Stripe pricing applies. | stripe.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers | docs.stripe.com, 4 Nov 2026 |
| Adyen | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | announced | ACP announcement says the integration supports multiple payment methods including Stripe Link | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | live | Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | live | Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only. | stripe.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 3 live or pilot of 27 |  |  |  |

## What Link for agents does not do

-   Is not an open protocol.
-   Does not serve consumers outside the US and Canada for agent payments.
-   Did not beat saved cards in Ora's October 2026 test.

## Sourced facts

-   Link Agent Wallet lets an agent create a spend request; the customer approves it and Link returns a one-time-use payment credential. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026.
-   Agent payments are available to US and Canadian customers; the agent business and the sellers can be elsewhere. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026.
-   Link Agent Wallet uses api.link.com with a per-customer OAuth token, not a Stripe API key; Stripe ships link-cli and TypeScript, Go and Python SDKs. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026.
-   On 8 Sep 2026 Stripe said Meta's Muse checks out with Link at more than 1 million Link-accepting businesses and gets a single-use virtual card elsewhere; Link has over 300 million users. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.Vendor claim
-   Meta says Muse is "the first AI agent covered by Link's purchase protections". [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026.Vendor claim
-   Ora's lab found (October 2026) that agents paying through Link got 733 of 794 test checkouts right (92.3 percent) in Stripe test mode on fictional stores; saved cards scored 95.6 percent (cloud browser) and 96.6 percent (local browser). [agentready.org](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=profile), read 4 Nov 2026.Vendor claim
-   In the same Ora test, the most common Link miss (27 of 61 failures) was an agent that asked the person to approve and then stopped. [agentready.org](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=profile), read 4 Nov 2026.Vendor claim

## In the vendors section

-   [Stripe](https://agentreadycheckout.com/vendors/stripe), processor profile
-   [Link (Stripe)](https://agentreadycheckout.com/vendors/link), wallet profile

## Compare and alternatives

-   [Link for agents vs PayPal](https://agentreadycheckout.com/compare/stripe-link-for-agents-vs-paypal)

## Sources

1.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 4 Nov 2026
2.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
3.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026
4.  [AgentReady.org standard (Ora research evidence)](https://agentready.org/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=profile), read 4 Nov 2026
5.  [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026
6.  [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026
7.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
8.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UCP: protocol profile | Agent Ready Checkout"
description: "Universal Commerce Protocol (UCP): An Apache 2.0 protocol for discovery, cart, checkout and orders between agents. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/ucp
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# UCP: protocol profile | Agent Ready Checkout

> Universal Commerce Protocol (UCP): An Apache 2.0 protocol for discovery, cart, checkout and orders between agents. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/ucp
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Universal Commerce Protocol (UCP)

In short

An Apache 2.0 protocol for discovery, cart, checkout and orders between agents and businesses, announced by Google and Shopify in January 2026; powers checkout in Google AI Mode and Gemini and Microsoft Copilot onboarding. For UCP, merchant of record is merchant and dispute rules are none in spec. Announced but not yet live: Worldpay, Adobe Commerce, Walmart, and 3 more.

## Fact sheet

Type

Protocol

Operator

UCP Tech Council (Google, Shopify, Etsy, Target, Wayfair, Amazon, Meta, Microsoft, Salesforce, Stripe and others)

Homepage

[ucp.dev](https://ucp.dev/)

Discovery path

/.well-known/ucp

Releases

v2026-01-11, v2026-01-23, v2026-04-08, v2026-08-25

Matrix reach

10 live, 4 pilot, 6 announced, 1 not supported, 6 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | Specification and schemas are public at ucp.dev and on GitHub under Apache 2.0. | ucp.dev, 4 Nov 2026 |
| Reference implementation | Yes | Shopify publishes a UCP CLI and Cart and Checkout MCP servers; Google publishes a developer guide and Merchant Center hub. | shopify.dev, 4 Nov 2026 |
| Live surfaces | Yes | Google AI Mode and Gemini (select merchants) and Microsoft Copilot Checkout (US, USD, English) onboard through UCP. | support.google.com, 4 Nov 2026 |
| Processor support | Yes | Stripe offers a UCP payment handler; Adyen a UCP tokenization handler; PayPal and Braintree a Google Pay handler path. | docs.stripe.com, 4 Nov 2026 |
| Merchant of record | Merchant | ucp.dev and Google both state the business remains merchant of record. | ucp.dev, 4 Nov 2026 |
| Dispute rules | None in spec | UCP defines checkout, identity linking and consent; disputes follow the card network rules of the credential used. | ucp.dev, 4 Nov 2026 |
| Cost | No protocol fee | Apache 2.0; Google publishes no checkout fee on its UCP help page; processing fees apply through the merchant PSP. | support.google.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council | docs.stripe.com, 4 Nov 2026 |
| Adyen | pilot | UCP Tokenization Handler documented; limited availability at launch | adyen.com, docs.adyen.com, 4 Nov 2026 |
| PayPal | live | Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2 | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Page says it processes UCP via Google Pay rails; waitlist; ucp.dev endorser | checkout.com, 4 Nov 2026 |
| Braintree | live | Agent Ready UCP path: Google Pay single-use token processed through Braintree | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Worldpay says it is working across UCP and is a ucp.dev endorser; no handler docs found | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | live | Agent Commerce Toolkit picks UCP as a checkout path where merchants support it | crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | live | UCP co-developer; Cart, Checkout and Order MCP servers at /api/ucp/mcp; agent profiles self-serve since Spring '26 | shopify.com, 4 Nov 2026 |
| BigCommerce | pilot | Google UCP checkout in early access via Commerce AI Labs for select US merchants | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | live | Innovations page lists UCP Integration GA Oct '26 for checkout in Gemini and Google AI Mode; merchant stays MoR | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | announced | Committed to UCP on 2026-02-18 | business.adobe.com, 4 Nov 2026 |
| commercetools | live | AI Hub GA: Gemini discovery through checkout via UCP with Adyen, Stripe, CyberSource or Worldpay Access | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | pilot | WooCommerce AI documentation: turning on agentic commerce makes the store's UCP services available to compatible shopping agents | woocommerce.com, 4 Nov 2026 |
| Amazon | not supported | Joined the UCP Tech Council on 24 Apr 2026; robots.txt disallows GoogleAgent-Shopping, and no UCP checkout was found on Amazon | amazon.com, github.com, 4 Nov 2026 |
| Walmart | announced | Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026; no Walmart or Google page found says it is live | corporate.walmart.com, 4 Nov 2026 |
| Target | live | Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed | corporate.target.com, 4 Nov 2026 |
| Etsy | announced | Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout | github.com, 4 Nov 2026 |
| Wayfair | announced | UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | live | UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products; merchant stays MoR. | support.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | announced | WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default. No Meta statement found. | aiweekly.co, 4 Nov 2026 |
| Copilot | live | Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed; US, USD, English only. | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 14 live or pilot of 27 |  |  |  |

## What UCP does not do

-   Does not move funds: payment runs through the merchant PSP via a payment handler.
-   Does not use network agentic tokens on Google today: the help page says standard FPANs.
-   Does not guarantee access: Google and Microsoft gate merchants by interest form, country and feed quality.

## Sourced facts

-   Shopify announced UCP on 11 Jan 2026 as an open standard co-developed with Google, endorsed by more than 20 retailers and platforms and compatible with any payment processor. [shopify.com](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026.
-   ucp.dev lists shopping co-developers Google, Shopify, Etsy, Wayfair, Target, Walmart, Amazon, Microsoft, Meta, Salesforce and Stripe, and states that businesses "remain the Merchant of Record". [ucp.dev](https://ucp.dev/), read 4 Nov 2026.
-   Businesses publish their UCP profile at /.well-known/ucp; platforms send their own profile URI per request in the UCP-Agent header. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.
-   The spec defines transports rest (OpenAPI 3.x), mcp (OpenRPC), a2a (Agent Card) and embedded (OpenRPC), and a payment\_handlers registry that must be present even when empty. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.
-   GitHub releases: v2026-01-11, v2026-01-23, v2026-04-08 and v2026-08-25; the August release added 3DS2 actions, split PAN and network token credentials, installments, split payments and grocery capabilities. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/releases/tag/v2026-08-25), read 4 Nov 2026.
-   Amazon, Meta, Microsoft, Salesforce and Stripe joined the UCP Tech Council on 24 Apr 2026, alongside current members Google, Shopify, Etsy, Target and Wayfair. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026.
-   Google's Merchant Center help says UCP checkout puts a Buy button on eligible listings in AI Mode and Gemini "while keeping you the merchant of record", for select merchants, using standard card numbers (FPANs) from Google Wallet today. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Shopify made its UCP agent access self-serve in the Spring 26 Edition developer post on 17 Jun 2026: developers register an agent profile and call the public MCP endpoint without approval. [shopify.com](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026.
-   Microsoft requires a UCP-compliant Merchant Center feed, or a trusted partner, to onboard to Copilot Checkout. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Google said on 16 Sep 2026 that UCP already enables direct checkout for hundreds of thousands of brands. [blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026.Vendor claim
-   In the shared crawl of 4 Nov 2026, Shopify stores such as allbirds.com and gymshark.com answer /.well-known/ucp with JSON; homedepot.com, barnesandnoble.com, wyzecam.com and bitdefender.com answered /.well-known/ucp.json with a ucp object. [ucp.dev](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026.

## In the vendors section

-   [Google Pay](https://agentreadycheckout.com/vendors/google-pay), wallet profile
-   [Shop Pay](https://agentreadycheckout.com/vendors/shop-pay), wallet profile
-   [Shopify](https://agentreadycheckout.com/vendors/shopify), commerce platform profile
-   [VTEX](https://agentreadycheckout.com/vendors/vtex), commerce platform profile
-   [Google (AI Mode and Gemini checkout)](https://agentreadycheckout.com/vendors/google-ai-mode-gemini), agent surface profile
-   [Chewy](https://agentreadycheckout.com/vendors/chewy), retailer profile
-   [The Home Depot](https://agentreadycheckout.com/vendors/home-depot), retailer profile

## Compare and alternatives

-   [ACP vs UCP](https://agentreadycheckout.com/compare/acp-vs-ucp)
-   [UCP vs AP2](https://agentreadycheckout.com/compare/ucp-vs-ap2)
-   [UCP vs x402](https://agentreadycheckout.com/compare/ucp-vs-x402)

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
3.  [UCP specification overview](https://ucp.dev/latest/specification/overview/), read 4 Nov 2026
4.  [UCP release v2026-08-25](https://github.com/Universal-Commerce-Protocol/ucp/releases/tag/v2026-08-25), read 4 Nov 2026
5.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
6.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
7.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
8.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
9.  [Boost your holiday sales with these agentic commerce updates](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026
10.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
11.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
12.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
13.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 4 Nov 2026
14.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
15.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 4 Nov 2026
16.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
17.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
18.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 4 Nov 2026
19.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
20.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
21.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
22.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
23.  [corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026
24.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026
25.  [aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026
26.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [26 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Verifiable Intent: protocol profile | Agent Ready Checkout"
description: "Verifiable Intent (VI): An open SD-JWT credential format that chains credential provider, user and agent. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/verifiable-intent
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Verifiable Intent: protocol profile | Agent Ready Checkout

> Verifiable Intent (VI): An open SD-JWT credential format that chains credential provider, user and agent. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/verifiable-intent
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Verifiable Intent (VI)

In short

An open SD-JWT credential format that chains credential provider, user and agent, binding user constraints (amount, merchants, items) so every party can prove what the agent was allowed to buy. For Verifiable Intent, merchant of record is n/a and dispute rules are evidence only. No surface states VI is live. One limit: does not move funds.

## Fact sheet

Type

Protocol

Operator

Mastercard, with Google; contributed to FIDO Alliance

Homepage

[verifiableintent.dev](https://verifiableintent.dev/)

Matrix reach

0 live, 1 pilot, 0 announced, 0 not supported, 26 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | Draft v0.1 on GitHub and verifiableintent.dev. | github.com, 4 Nov 2026 |
| Reference implementation | Yes | Initial reference implementation published with the spec. | mastercard.com, 4 Nov 2026 |
| Live surfaces | None | No surface states VI is live. | mastercard.com, 4 Nov 2026 |
| Processor support | Announced | Checkout.com lists VI for proof of intent; others committed. | checkout.com, 4 Nov 2026 |
| Merchant of record | N/a | An evidence format; does not change who sells. | github.com, 4 Nov 2026 |
| Dispute rules | Evidence only | Gives an audit trail for disputes; liability is set by network rules. | mastercard.com, 4 Nov 2026 |
| Cost | No fee | Open specification. | github.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | no statement found | no statement found (2026-11-04) | docs.stripe.com, 4 Nov 2026 |
| Adyen | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Committed partner at the Verifiable Intent launch; agentic page lists Verifiable Intent for intent, with a waitlist | mastercard.com, checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 27 |  |  |  |

## What Verifiable Intent does not do

-   Does not move funds.
-   Is a draft (v0.1), not a ratified standard.
-   Does not change card-network liability by itself.

## Sourced facts

-   Mastercard announced Verifiable Intent on 5 Mar 2026 as an open trust layer co-developed with Google, aligned with AP2 and UCP and designed to be protocol agnostic. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026.
-   The README status is "Draft (v0.1). Maintained by Mastercard; open to multi-stakeholder contribution." [github.com](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026.
-   VI defines a layered SD-JWT delegation chain (credential provider to user to agent) with key confirmation (RFC 7800) and selective disclosure per role. [github.com](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026.
-   Machine-enforceable constraints (amount, payee, merchant) are verified at execution time; descriptive fields such as brand or size are informational. [github.com](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026.
-   Companies named as committing include Google, Adyen, Basis Theory, Checkout.com, Getnet, Fiserv, IBM and Worldpay. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026.
-   Mastercard contributed Verifiable Intent to the FIDO Alliance Payments Technical Working Group on 28 Apr 2026. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026.
-   AP4M credentials agents "with Verifiable Intent" (10 Jun 2026). [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026.

## In the vendors section

-   [Mastercard](https://agentreadycheckout.com/vendors/mastercard), card network profile
-   [FIDO Alliance](https://agentreadycheckout.com/vendors/fido-alliance), rules or identity programme profile

## Compare and alternatives

-   [AP2 vs Verifiable Intent](https://agentreadycheckout.com/compare/ap2-vs-verifiable-intent)

## Sources

1.  [verifiableintent.dev](https://verifiableintent.dev/), read 4 Nov 2026
2.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
3.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026
4.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
5.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
6.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa IC: protocol profile | Agent Ready Checkout"
description: "Visa Intelligent Commerce (incl. Intelligent Commerce Connect): Visa's program for agent payments. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/visa-intelligent-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Visa IC: protocol profile | Agent Ready Checkout

> Visa Intelligent Commerce (incl. Intelligent Commerce Connect): Visa's program for agent payments. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/visa-intelligent-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Visa Intelligent Commerce (incl. Intelligent Commerce Connect)

In short

Visa's program for agent payments: tokenised credentials for agents, cardholder-defined payment instructions, and since April 2026 Intelligent Commerce Connect, a single acceptance integration for TAP, MPP, ACP and UCP traffic. For Visa IC, merchant of record is merchant and dispute rules are yes. Announced but not yet live: Stripe, Adyen, Skyfire, and 3 more.

## Fact sheet

Type

Protocol

Operator

Visa

Homepage

[visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce)

Matrix reach

1 live, 1 pilot, 6 announced, 0 not supported, 19 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Partial | Rules are public in Visa Core Rules; API specifications sit behind the Visa Developer Center. | usa.visa.com, 4 Nov 2026 |
| Reference implementation | Partial | Visa MCP server and developer center; no open-source reference. | visa.com, 4 Nov 2026 |
| Live surfaces | None confirmed | Google says its UCP checkout uses standard FPANs; no surface states VIC tokens are live. | support.google.com, 4 Nov 2026 |
| Processor support | Pilot | Connect is in pilot with six named partners; Stripe says it may use VIC tokens for SPTs. | visa.co.uk, 4 Nov 2026 |
| Merchant of record | Merchant | Visa Rules: the merchant completes the transaction with its acquirer; initiators of Agentic Transactions are not merchants. | usa.visa.com, 4 Nov 2026 |
| Dispute rules | Yes | Visa Core Rules section 4.1.23 sets agentic provider duties; 4.1.23.10 makes the cardholder responsible for the provider's actions. | usa.visa.com, 4 Nov 2026 |
| Cost | Not published | No VIC or Connect fee schedule is public. | visa.co.uk, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Visa named a strategic partner of Adyen Agentic; no VIC integration detail published | adyen.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page diagram connects merchants to Visa Intelligent Commerce; waitlist | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | live | Agent Checkouts uses VIC one-time card numbers for eligible Visa cards; toolkit live and self-serve | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | announced | Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found | skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | announced | Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page; no live ChatGPT checkout on VIC stated. | visa.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | announced | Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch | usa.visa.com, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | announced | Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch. | usa.visa.com, 4 Nov 2026 |
|  |
| 2 live or pilot of 27 |  |  |  |

## What Visa IC does not do

-   Does not publish pricing for Intelligent Commerce Connect.
-   Does not create a new dispute reason code for agent purchases; existing conditions such as 10.4 apply.
-   Is not generally available: Connect is in pilot.

## Sourced facts

-   Visa launched Visa Intelligent Commerce on 30 Apr 2025 ("Find and Buy with AI"), naming AI partners including Anthropic, Microsoft, OpenAI, Perplexity and others. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026.
-   Visa announced Intelligent Commerce Connect in April 2026 as a "network, protocol, and token vault-agnostic" on-ramp through the Visa Acceptance Platform, handling payment initiation, tokenisation, spend controls and authentication. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.
-   Intelligent Commerce Connect accepts agent-initiated payments over TAP, MPP, ACP and UCP and is "currently in pilot with select partners": AWS, Diddo, Highnote, Mesh, Payabli and Sumvin. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.
-   The UK newsroom copy of the Intelligent Commerce Connect release is dated 9 Apr 2026; US coverage dates the announcement 8 Apr 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.
-   Visa Core Rules (24 Oct 2026 edition, section 4.1.23.2) require an Agentic Payment Provider to enroll in Visa Intelligent Commerce and register with Visa directly or via an Agentic Payment Enabler. [usa.visa.com](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026.
-   Visa's Intelligent Commerce page says the product "is currently in the process of deployment" and lists a Visa MCP server connecting agents to VIC APIs. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026.
-   Crossmint's Agent Commerce Toolkit (8 Oct 2026) uses VIC tokenised credentials where a Visa card supports them and falls back to the vaulted card otherwise. [crossmint.com](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026.

## In the vendors section

-   [Nuvei](https://agentreadycheckout.com/vendors/nuvei), processor profile
-   [Visa](https://agentreadycheckout.com/vendors/visa), card network profile
-   [Highnote](https://agentreadycheckout.com/vendors/highnote), agent-pay builder profile
-   [Sumvin](https://agentreadycheckout.com/vendors/sumvin), agent-pay builder profile

## Compare and alternatives

-   [Visa IC vs Mastercard Agent Pay](https://agentreadycheckout.com/compare/visa-intelligent-commerce-vs-mastercard-agent-pay)
-   [Visa TAP vs Visa IC](https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-visa-intelligent-commerce)

## Sources

1.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
2.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
3.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
4.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
5.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
6.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
7.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
8.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
9.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
10.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
11.  [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa TAP: protocol profile | Agent Ready Checkout"
description: "Visa Trusted Agent Protocol (TAP): Visa's agent identity scheme: an agent signs each HTTP request with HTTP Message. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# Visa TAP: protocol profile | Agent Ready Checkout

> Visa Trusted Agent Protocol (TAP): Visa's agent identity scheme: an agent signs each HTTP request with HTTP Message. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# Visa Trusted Agent Protocol (TAP)

In short

Visa's agent identity scheme: an agent signs each HTTP request with HTTP Message Signatures (Web Bot Auth) so a merchant or its CDN can tell a registered agent from a bot and receive consented user and payment identifiers. For Visa TAP, merchant of record is n/a and dispute rules are none in spec.

## Fact sheet

Type

Protocol

Operator

Visa

Homepage

[github.com](https://github.com/visa/trusted-agent-protocol)

Matrix reach

0 live, 1 pilot, 5 announced, 0 not supported, 21 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | Specification and sample code on GitHub. | github.com, 4 Nov 2026 |
| Reference implementation | Samples | GitHub sample agent and merchant code; Cloudflare validates signatures at the edge. | blog.cloudflare.com, 4 Nov 2026 |
| Live surfaces | None confirmed | No agent surface states that it signs requests with TAP in production. | usa.visa.com, 4 Nov 2026 |
| Processor support | Announced | Twelve PSPs and acquirers named as feedback partners; Worldpay announced a collaboration. | usa.visa.com, 4 Nov 2026 |
| Merchant of record | N/a | TAP identifies the agent; it does not change who sells. | github.com, 4 Nov 2026 |
| Dispute rules | None in spec | Disputes follow Visa Core Rules; TAP data can support evidence. | usa.visa.com, 4 Nov 2026 |
| Cost | No fee published | No merchant fee is published. | usa.visa.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 |
| Adyen | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | pilot | Agentic page lists TAP for agent identification; waitlist | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | announced | Worldpay collaborating with Visa and Cloudflare to advance TAP | worldpay.com, 4 Nov 2026 |
| Coinbase | announced | Visa named Coinbase an early TAP partner and is aligning TAP with x402 | investor.visa.com, 4 Nov 2026 |
| Crossmint | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | announced | Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated. | usa.visa.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 27 |  |  |  |

## What Visa TAP does not do

-   Does not move money or tokenise a card by itself.
-   Does not replace bot management; it gives the WAF a verifiable identity to allow.
-   Does not decide liability.

## Sourced facts

-   Visa announced Trusted Agent Protocol on 14 Oct 2025, developed with Cloudflare, available in the Visa Developer Center and on GitHub. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026.
-   Visa says TAP is built on the HTTP Message Signature standard and aligned with the IETF Web Bot Auth work, using agent-specific cryptographic signatures. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026.
-   Early feedback partners named by Visa: Adyen, Ant International, Checkout.com, Coinbase, CyberSource, Elavon, Fiserv, Microsoft, Nuvei, Shopify, Stripe and Worldpay. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026.
-   The TAP README says the signature carries timestamps, a session identifier, key identifier and algorithm, is bound to the merchant domain and operation (browsing or payment), and can pass consented identifiers such as Payment Account References. [github.com](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026.
-   Cloudflare wrote on 24 Oct 2025 that both TAP and Mastercard Agent Pay use Web Bot Auth as the agent authentication layer, and that merchants can rely on Cloudflare to validate signatures (Signature-Input and Signature headers, Ed25519). [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026.
-   The visa/trusted-agent-protocol repository was last pushed on 28 Oct 2025, so the public reference code has not moved in a year. [github.com](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026.
-   Visa Intelligent Commerce Connect accepts TAP alongside MPP, ACP and UCP, in pilot since April 2026. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026.

## In the vendors section

-   [Nuvei](https://agentreadycheckout.com/vendors/nuvei), processor profile
-   [Visa](https://agentreadycheckout.com/vendors/visa), card network profile
-   [Cloudflare](https://agentreadycheckout.com/vendors/cloudflare), rules or identity programme profile
-   [EMVCo](https://agentreadycheckout.com/vendors/emvco), rules or identity programme profile

## Compare and alternatives

-   [Visa TAP vs Mastercard Agent Pay](https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-mastercard-agent-pay)
-   [Visa TAP vs Visa IC](https://agentreadycheckout.com/compare/visa-trusted-agent-protocol-vs-visa-intelligent-commerce)

## Sources

1.  [Visa Trusted Agent Protocol repository](https://github.com/visa/trusted-agent-protocol), read 4 Nov 2026
2.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
3.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 4 Nov 2026
4.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 4 Nov 2026
5.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
6.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
7.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 4 Nov 2026
8.  [worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402: protocol profile | Agent Ready Checkout"
description: "x402: An HTTP 402 payment protocol: a server answers 402 with payment requirements, the client pays. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/protocols/x402
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Protocols"
---

# x402: protocol profile | Agent Ready Checkout

> x402: An HTTP 402 payment protocol: a server answers 402 with payment requirements, the client pays. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/protocols/x402
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Protocol profile

# x402

In short

An HTTP 402 payment protocol: a server answers 402 with payment requirements, the client pays (mostly stablecoins on EVM chains and Solana, Lightning since Sep 2026) and retries; governed by the x402 Foundation. For x402, merchant of record is seller and dispute rules are none. Announced but not yet live: Adyen. One limit: does not offer chargebacks on stablecoin payments.

## Fact sheet

Type

Protocol

Operator

x402 Foundation (Linux Foundation)

Homepage

[x402.org](https://www.x402.org/)

Matrix reach

3 live, 0 pilot, 1 announced, 0 not supported, 23 with no statement found

## Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The [method page](https://agentreadycheckout.com/method) defines every row.

| Rubric row | Reading | Evidence | Source and read date |
| --- | --- | --- | --- |
| Specification public | Yes | Spec v1 and v2 public on GitHub. | github.com, 4 Nov 2026 |
| Reference implementation | Yes | TypeScript, Python and Go SDKs; Coinbase CDP facilitator. | github.com, 4 Nov 2026 |
| Live surfaces | API and agent tools | Used for pay-per-call APIs; no consumer shopping surface uses it for retail checkout. | x402.org, 4 Nov 2026 |
| Processor support | Yes | Stripe accepts x402 (USDC on Base); Coinbase runs a facilitator. | docs.stripe.com, 4 Nov 2026 |
| Merchant of record | Seller | The server operator receives payment directly; no card-network merchant concept applies to stablecoin settlement. | x402.org, 4 Nov 2026 |
| Dispute rules | None | Onchain settlement is final; no chargeback mechanism in the spec. | github.com, 4 Nov 2026 |
| Cost | Network fees only | Zero protocol fees; facilitator fees vary (Coinbase $0.001 after 1,000 a month). | docs.cdp.coinbase.com, 4 Nov 2026 |

## The row in full: every column

| Column | Status | Note | Source and read date |
| --- | --- | --- | --- |
| Stripe | live | Machine payments accept x402 USDC on Base; US businesses except New York | docs.stripe.com, 4 Nov 2026 |
| Adyen | announced | Premier member of the x402 Foundation; no Adyen x402 acceptance docs found | x402.org, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | live | x402 originator; CDP Facilitator settles on Base and Solana with OFAC and KYT screening | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | live | Agent Wallets pay APIs per call over x402 with card-funded stablecoin wallets | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | no statement found | no statement found (2026-11-04) | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 3 live or pilot of 27 |  |  |  |

## What x402 does not do

-   Does not offer chargebacks on stablecoin payments.
-   Is not a retail checkout protocol: no cart, tax or shipping objects.
-   Does not identify the paying agent beyond the wallet unless an identity extension is used.

## Sourced facts

-   x402.org says a server responds with HTTP 402 when a request arrives without payment, prompting the client to pay and retry; it lists zero protocol fees. [x402.org](https://www.x402.org/), read 4 Nov 2026.
-   The Linux Foundation announced the x402 Foundation on 2 Apr 2026 at MCP Dev Summit North America, with 22 organisations stating intent to support it. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026.
-   The Linux Foundation announced the operational launch on 14 Jul 2026 with 40 member organisations; premier members include Adyen, AWS, American Express, Circle, Cloudflare, Coinbase, Fiserv, Google, Mastercard, Shopify, Stripe and Visa. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026.
-   The x402-foundation GitHub organisation holds the spec repo plus tsc (created 10 Jul 2026) and working groups for identity, tax, domain discovery and card acceptance (created 23 Sep 2026). [github.com](https://github.com/x402-foundation/wg-card-acceptance), read 4 Nov 2026.
-   The spec defines exact, upto, auth-capture and batch-settlement schemes; the exact scheme covers EVM, Solana, Algorand, Aptos, Canton, Cardano, Hedera, NEAR, Starknet, Stellar, Sui, TON, XRPL and others. [github.com](https://github.com/x402-foundation/x402), read 4 Nov 2026.
-   An exact scheme for Bitcoin Lightning (lnbtc) was merged into the spec on 23 Sep 2026 (PR #2861). [github.com](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026.
-   Coinbase's CDP facilitator says it has processed more than 100 million x402 payments and $28 million in volume across Base and Solana. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.Vendor claim
-   Coinbase charges nothing for the first 1,000 onchain facilitator transactions a month, then $0.001 each; verification is free. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026.
-   Mastercard Agent Pay for Machines builds on x402 (20 Oct 2026). [mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026.

## In the vendors section

-   [Coinbase Developer Platform](https://agentreadycheckout.com/vendors/coinbase), agent-pay builder profile
-   [MoonPay](https://agentreadycheckout.com/vendors/moonpay), agent-pay builder profile
-   [thirdweb](https://agentreadycheckout.com/vendors/thirdweb), agent-pay builder profile
-   [Cloudflare](https://agentreadycheckout.com/vendors/cloudflare), rules or identity programme profile
-   [x402 Foundation](https://agentreadycheckout.com/vendors/x402-foundation), rules or identity programme profile

## Compare and alternatives

-   [x402 vs MPP](https://agentreadycheckout.com/compare/x402-vs-mpp)
-   [x402 vs Agent Pay for Machines](https://agentreadycheckout.com/compare/x402-vs-agent-pay-for-machines)
-   [UCP vs x402](https://agentreadycheckout.com/compare/ucp-vs-x402)

## Sources

1.  [x402.org](https://www.x402.org/), read 4 Nov 2026
2.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 4 Nov 2026
3.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 4 Nov 2026
4.  [x402 card acceptance working group](https://github.com/x402-foundation/wg-card-acceptance), read 4 Nov 2026
5.  [x402 specification repository](https://github.com/x402-foundation/x402), read 4 Nov 2026
6.  [x402 exact scheme on Lightning (lnbtc)](https://github.com/x402-foundation/x402/blob/main/specs/schemes/exact/scheme_exact_lnbtc.md), read 4 Nov 2026
7.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
8.  [Watch Mastercard Agent Pay for Machines in action](https://www.mastercard.com/global/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
9.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
10.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## In Ora's pay-per-call index

Ora's paid-capability index, read 5 Nov 2026, lists 9,977 pay-per-call endpoints on 1,586 hosts; the median price is $0.01 a call.

-   [Endpoints agents can buy today](https://agentreadycheckout.com/pay-per-call)
-   [Networks they settle on](https://agentreadycheckout.com/pay-per-call/networks)
-   [x402 or MPP for a seller](https://agentreadycheckout.com/pay-per-call/x402-or-mpp)

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Retailers in the matrix | Agent Ready Checkout"
description: "Retailers in the agent checkout matrix: Walmart, Target, Etsy, Wayfair, Amazon. Dated, sourced profiles. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/retailers
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Retailers"
---

# Retailers in the matrix | Agent Ready Checkout

> Retailers in the agent checkout matrix: Walmart, Target, Etsy, Wayfair, Amazon. Dated, sourced profiles. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/retailers
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Reference

# Retailers

In short

5 retailers are profiled here, each with the matrix cells that describe it, the facts behind them and a source and read date for every claim. Together they hold 2 live cells, 0 pilot and 5 announced as of 4 Nov 2026. Live cells sit on Target, Etsy. Open a profile for the status of each of the 12 protocols.

## Retailers in the matrix

| Name | Operator | What it is | Stated cells |
| --- | --- | --- | --- |
| Walmart | Walmart Inc. | Retailer that sold via ChatGPT Instant Checkout, built a UCP experience in Gemini, runs the Sparky assistant, and in Oct 2026 announced Agent Profiles, an MCP Agent Gateway beta and terms for AI agents. | 0 live, 0 pilot, 1 announced |
| Target | Target Corporation | UCP co-developer with checkout in Google AI Mode and Gemini, an early Copilot Checkout loyalty partner, and a Target app in ChatGPT where purchases run in the Target account. | 1 live, 0 pilot, 0 announced |
| Etsy | Etsy, Inc. | Marketplace that was an early ChatGPT Instant Checkout seller and sells some listings via guest checkout in ChatGPT, Gemini, Google AI Mode and Copilot to US shoppers. | 1 live, 0 pilot, 3 announced |
| Wayfair | Wayfair Inc. | UCP co-developer and Tech Council member; announced UCP checkout from Google AI Mode and Gemini with Wayfair as merchant of record. | 0 live, 0 pilot, 1 announced |
| Amazon | Amazon.com, Inc. | Runs its own shopping agents (Alexa for Shopping, Buy for Me) while its robots.txt disallows third-party agent user agents such as ChatGPT-User and GoogleAgent-Shopping; joined the UCP Tech Council in Apr 2026. | 0 live, 0 pilot, 0 announced |

See also [the full matrix](https://agentreadycheckout.com/matrix) and [the head-to-heads](https://agentreadycheckout.com/compare).

## Sources

1.  [corporate.walmart.com](https://corporate.walmart.com), read 4 Nov 2026
2.  [corporate.walmart.com/news/2025/10/14/walmart-partners-with-openai-to-create-ai-first-shopping-experiences](https://corporate.walmart.com/news/2025/10/14/walmart-partners-with-openai-to-create-ai-first-shopping-experiences), read 4 Nov 2026
3.  [corporate.target.com](https://corporate.target.com), read 4 Nov 2026
4.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026
5.  [etsy.com](https://www.etsy.com), read 4 Nov 2026
6.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
7.  [aboutwayfair.com](https://www.aboutwayfair.com), read 4 Nov 2026
8.  [aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026
9.  [aboutamazon.com](https://www.aboutamazon.com), read 4 Nov 2026
10.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon: retailer profile | Agent Ready Checkout"
description: "Amazon: Runs its own shopping agents (Alexa for Shopping, Buy for Me) while its robots.txt disallows third-party agent. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/retailers/amazon
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Retailers"
---

# Amazon: retailer profile | Agent Ready Checkout

> Amazon: Runs its own shopping agents (Alexa for Shopping, Buy for Me) while its robots.txt disallows third-party agent. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/retailers/amazon
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Retailer profile

# Amazon

In short

Runs its own shopping agents (Alexa for Shopping, Buy for Me) while its robots.txt disallows third-party agent user agents such as ChatGPT-User and GoogleAgent-Shopping; joined the UCP Tech Council in Apr 2026. No cell reads live, pilot or announced. amazon.com robots.txt disallows all paths for ChatGPT-User, OAI-SearchBot, GoogleAgent-Shopping, Copilot, ClaudeBot, PerplexityBot and other AI agent user agents.

## Fact sheet

Type

Retailer

Operator

Amazon.com, Inc.

Homepage

[aboutamazon.com](https://www.aboutamazon.com)

Matrix reach

0 live, 0 pilot, 0 announced, 2 not supported, 10 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | not supported | robots.txt disallows ChatGPT-User and OAI-SearchBot on all paths | amazon.com, 4 Nov 2026 |
| UCP | not supported | Joined the UCP Tech Council on 24 Apr 2026; robots.txt disallows GoogleAgent-Shopping, and no UCP checkout was found on Amazon | amazon.com, github.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## Sourced facts

-   amazon.com robots.txt disallows all paths for ChatGPT-User, OAI-SearchBot, GoogleAgent-Shopping, Copilot, ClaudeBot, PerplexityBot and other AI agent user agents. [amazon.com](https://www.amazon.com/robots.txt), read 4 Nov 2026.
-   Amazon combined Rufus and Alexa+ into Alexa for Shopping, which can buy at a target price, reorder and shop other online stores. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026.
-   Buy for Me completes purchases on other brands' sites using the customer's primary address and card; Amazon's terms say Amazon acts as the customer's agent and the external merchant is the seller. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=TvONBJQDmg1tTiTKVC), read 4 Nov 2026.
-   Amazon joined the UCP Technical Council. [ucp.dev](https://ucp.dev/documentation/announcements/), read 4 Nov 2026.
-   Bloomberg reported Amazon won a court order blocking Perplexity's Comet shopping agent from its store. [bloomberg.com](https://www.bloomberg.com/news/articles/2026-03-10/amazon-wins-court-order-blocking-perplexity-s-ai-shopping-bots), read 4 Nov 2026.Trade press

## In the vendors section

-   [Amazon (as a retailer)](https://agentreadycheckout.com/vendors/amazon), retailer profile
-   [Amazon (Alexa for Shopping and Buy for Me)](https://agentreadycheckout.com/vendors/amazon-rufus-buy-for-me), agent surface profile

## Sources

1.  [aboutamazon.com](https://www.aboutamazon.com), read 4 Nov 2026
2.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
3.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026
4.  [amazon.com/gp/help/customer/display.html](https://www.amazon.com/gp/help/customer/display.html?nodeId=TvONBJQDmg1tTiTKVC), read 4 Nov 2026
5.  [ucp.dev/documentation/announcements/](https://ucp.dev/documentation/announcements/), read 4 Nov 2026
6.  [bloomberg.com/news/articles/2026-03-10/amazon-wins-court-order-blocking-perplexity-s-ai-shopping-bots](https://www.bloomberg.com/news/articles/2026-03-10/amazon-wins-court-order-blocking-perplexity-s-ai-shopping-bots), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Etsy: retailer profile | Agent Ready Checkout"
description: "Etsy: Marketplace that was an early ChatGPT Instant Checkout seller and sells some listings via guest checkout. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/retailers/etsy
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Retailers"
---

# Etsy: retailer profile | Agent Ready Checkout

> Etsy: Marketplace that was an early ChatGPT Instant Checkout seller and sells some listings via guest checkout. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/retailers/etsy
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Retailer profile

# Etsy

In short

Marketplace that was an early ChatGPT Instant Checkout seller and sells some listings via guest checkout in ChatGPT, Gemini, Google AI Mode and Copilot to US shoppers. Announced but not yet live: ACP, UCP, AP2. Link for agents (live): Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts.

## Fact sheet

Type

Retailer

Operator

Etsy, Inc.

Homepage

[etsy.com](https://www.etsy.com)

Matrix reach

1 live, 0 pilot, 3 announced, 0 not supported, 8 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | Etsy's help page lists checkout in ChatGPT; OpenAI's 24 Mar 2026 notice says purchases now complete on merchant sites | help.etsy.com, openai.com, 4 Nov 2026 |
| UCP | announced | Etsy is a member of the UCP Technical Council; no Etsy page found names UCP checkout | github.com, 4 Nov 2026 |
| AP2 | announced | Named among AP2 collaborators at launch; no Etsy AP2 flow published | cloud.google.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
| Link for agents | live | Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts | help.etsy.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | help.etsy.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## Sourced facts

-   Etsy help: some listings can be purchased directly in ChatGPT, Gemini, Google AI Mode and Copilot; buyers check out as guests and only US shoppers are eligible. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026.
-   Accepted payment in these agent checkouts: credit or debit card, bank account via Link, Apple Pay, Google Pay; USD only; Etsy gift cards and coupons not accepted. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026.
-   Etsy is a member of the UCP Technical Council. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026.
-   Etsy is named among AP2 collaborators at the protocol's launch. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026.

## In the vendors section

-   [Etsy](https://agentreadycheckout.com/vendors/etsy), retailer profile

## Sources

1.  [etsy.com](https://www.etsy.com), read 4 Nov 2026
2.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 4 Nov 2026
3.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Target: retailer profile | Agent Ready Checkout"
description: "Target: UCP co-developer with checkout in Google AI Mode and Gemini, an early Copilot Checkout loyalty partner. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/retailers/target
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Retailers"
---

# Target: retailer profile | Agent Ready Checkout

> Target: UCP co-developer with checkout in Google AI Mode and Gemini, an early Copilot Checkout loyalty partner. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/retailers/target
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Retailer profile

# Target

In short

UCP co-developer with checkout in Google AI Mode and Gemini, an early Copilot Checkout loyalty partner, and a Target app in ChatGPT where purchases run in the Target account. UCP (live): Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed.

## Fact sheet

Type

Retailer

Operator

Target Corporation

Homepage

[corporate.target.com](https://corporate.target.com)

Matrix reach

1 live, 0 pilot, 0 announced, 0 not supported, 11 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| UCP | live | Fact sheet: shoppers buy from Target in Google AI Mode and Gemini via UCP, which Target co-developed | corporate.target.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## Sourced facts

-   Target fact sheet (updated 2026-06-18): shoppers can browse and buy Target items directly in Google Search including AI Mode and the Gemini app, via UCP which Target co-developed. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026.
-   Target says multi-item purchases in a single Google transaction are coming soon. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026.
-   Target is an early launch partner for loyalty experiences in Microsoft Copilot Checkout through account linking. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026.
-   The Target app in ChatGPT supports multi-item baskets, fresh food and Drive Up, Order Pickup or shipping, with purchase in the shopper's Target account. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026.
-   Target is a member of the UCP Technical Council. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026.

## In the vendors section

-   [Target](https://agentreadycheckout.com/vendors/target), retailer profile

## Sources

1.  [corporate.target.com](https://corporate.target.com), read 4 Nov 2026
2.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 4 Nov 2026
3.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [3 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Walmart: retailer profile | Agent Ready Checkout"
description: "Walmart: Retailer that sold via ChatGPT Instant Checkout, built a UCP experience in Gemini, runs the Sparky assistant. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/retailers/walmart
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Retailers"
---

# Walmart: retailer profile | Agent Ready Checkout

> Walmart: Retailer that sold via ChatGPT Instant Checkout, built a UCP experience in Gemini, runs the Sparky assistant. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/retailers/walmart
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Retailer profile

# Walmart

In short

Retailer that sold via ChatGPT Instant Checkout, built a UCP experience in Gemini, runs the Sparky assistant, and in Oct 2026 announced Agent Profiles, an MCP Agent Gateway beta and terms for AI agents. Announced but not yet live: UCP. Walmart announced an OpenAI partnership starting with customers shopping Walmart through ChatGPT using Instant Checkout.

## Fact sheet

Type

Retailer

Operator

Walmart Inc.

Homepage

[corporate.walmart.com](https://corporate.walmart.com)

Matrix reach

0 live, 0 pilot, 1 announced, 0 not supported, 11 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| UCP | announced | Walmart and Google announced a Walmart-built Gemini shopping experience using UCP on 11 Jan 2026; no Walmart or Google page found says it is live | corporate.walmart.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## Sourced facts

-   Walmart announced an OpenAI partnership starting with customers shopping Walmart through ChatGPT using Instant Checkout. [corporate.walmart.com](https://corporate.walmart.com/news/2025/10/14/walmart-partners-with-openai-to-create-ai-first-shopping-experiences), read 4 Nov 2026.
-   Walmart and Google announced a Walmart-built shopping experience accessible in Gemini using the Universal Commerce Protocol, launching first in the US. [corporate.walmart.com](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026.
-   Walmart announced Agent Profiles (launching within a month) so customers authorise each agent with its own profile, approval per purchase or a spending limit such as $50, $100 or $200. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026.
-   Walmart is building the Walmart Agent Gateway using MCP, starting as a beta for companies and developers. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026.
-   Walmart terms for AI agents: customers approve agent purchases by default, agents never receive payment-card data or change payment methods, and agents that break the terms will be blocked. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026.
-   The Paypers reported Walmart dropped OpenAI Instant Checkout in favour of deploying Sparky inside AI platforms. [thepaypers.com](https://thepaypers.com/payments/news/walmart-drops-openai-checkout-and-deploys-sparky-on-ai-platforms), read 4 Nov 2026.Trade press

## In the vendors section

-   [Walmart](https://agentreadycheckout.com/vendors/walmart), retailer profile

## Sources

1.  [corporate.walmart.com](https://corporate.walmart.com), read 4 Nov 2026
2.  [corporate.walmart.com/news/2025/10/14/walmart-partners-with-openai-to-create-ai-first-shopping-experiences](https://corporate.walmart.com/news/2025/10/14/walmart-partners-with-openai-to-create-ai-first-shopping-experiences), read 4 Nov 2026
3.  [corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026
4.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026
5.  [thepaypers.com/payments/news/walmart-drops-openai-checkout-and-deploys-sparky-on-ai-platforms](https://thepaypers.com/payments/news/walmart-drops-openai-checkout-and-deploys-sparky-on-ai-platforms), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Wayfair: retailer profile | Agent Ready Checkout"
description: "Wayfair: UCP co-developer and Tech Council member. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/retailers/wayfair
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Retailers"
---

# Wayfair: retailer profile | Agent Ready Checkout

> Wayfair: UCP co-developer and Tech Council member. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/retailers/wayfair
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Retailer profile

# Wayfair

In short

UCP co-developer and Tech Council member; announced UCP checkout from Google AI Mode and Gemini with Wayfair as merchant of record. Announced but not yet live: UCP. Wayfair is a member of the UCP Technical Council. PYMNTS reported Google launched agentic checkout with Etsy and Wayfair in AI Mode and Gemini for US shoppers.

## Fact sheet

Type

Retailer

Operator

Wayfair Inc.

Homepage

[aboutwayfair.com](https://www.aboutwayfair.com)

Matrix reach

0 live, 0 pilot, 1 announced, 0 not supported, 11 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| UCP | announced | UCP co-developer; Wayfair said UCP checkout in AI Mode and Gemini is coming | aboutwayfair.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## Sourced facts

-   Wayfair said it is a foundational partner co-developing UCP and that UCP will soon power checkout from Wayfair on eligible Google listings in AI Mode and Gemini, with Wayfair as merchant of record. [aboutwayfair.com](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026.
-   Wayfair is a member of the UCP Technical Council. [github.com](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026.
-   PYMNTS reported Google launched agentic checkout with Etsy and Wayfair in AI Mode and Gemini for US shoppers. [pymnts.com](https://www.pymnts.com/artificial-intelligence-2/2026/google-launches-agentic-commerce-with-etsy-and-wayfair/), read 4 Nov 2026.Trade press

## In the vendors section

-   [Wayfair](https://agentreadycheckout.com/vendors/wayfair), retailer profile

## Sources

1.  [aboutwayfair.com](https://www.aboutwayfair.com), read 4 Nov 2026
2.  [aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 4 Nov 2026
3.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 4 Nov 2026
4.  [pymnts.com/artificial-intelligence-2/2026/google-launches-agentic-commerce-with-etsy-and-wayfair/](https://www.pymnts.com/artificial-intelligence-2/2026/google-launches-agentic-commerce-with-etsy-and-wayfair/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Liability and rules tracker for agent payments | Agent Ready Checkout"
description: "A dated table of card-network and framework changes that touch agent-initiated payments, with the document, page reference and who carries the dispute."
canonical: https://agentreadycheckout.com/rules
site: "Agent Ready Checkout"
last_updated: 2026-11-04
date: 2026-10-24
section: "Rules tracker"
---

# Liability and rules tracker for agent payments | Agent Ready Checkout

> A dated table of card-network and framework changes that touch agent-initiated payments, with the document, page reference and who carries the dispute.

Source: https://agentreadycheckout.com/rules
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Liability and rules tracker

In short

23 dated rows from 5 sources that bear on agent-initiated payments, each with the primary document, the page or section, and a plain reading of who carries the dispute. The latest row is dated 24 Oct 2026. No card network has added an agent-specific dispute reason code in the documents we read.

## How to read the tracker

Each row is a change in a rulebook, a published framework or a court decision that touches a payment an agent starts. The dispute column is our plain reading of where the loss lands, written from the document and its page reference. It is not legal advice and it is not the network's own summary. Where the public text of a network says nothing, the row says so. The [chargebacks guide](https://agentreadycheckout.com/guides/chargebacks-when-an-agent-bought) and the [merchant of record guide](https://agentreadycheckout.com/guides/who-is-merchant-of-record) work through the practical side. Download: [CSV](https://agentreadycheckout.com/data/liability-rules-tracker-2026-11-04.csv), [JSON](https://agentreadycheckout.com/data/liability-rules-tracker-2026-11-04.json).

## Visa

| Date | Change | Document and page | Who carries the dispute |
| --- | --- | --- | --- |
| 24 Oct 2026 | Dispute Condition 10.4 (Other Fraud, Card-Absent) invalid-dispute evidence: matching customer account or login IDs now explicitly include login IDs for an Agentic Payment Provider as well as the merchant site; the section was last updated in the October 2026 edition. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 11.8.5.3, ID# 0030254 (Last Updated Oct 2026), p. 710; related response rules p. 715 | Merchant still carries a 10.4 fraud dispute, but can defeat it by matching the agent provider login ID plus IP or device data from prior undisputed orders. |
| 24 Oct 2026 | The October 2026 Summary of Changes lists no new agent-specific dispute condition; changes to 10.4 in this edition concern Address Verification Service liability shifts in selected countries (24 Oct 2026 and 24 Apr 2027). | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Summary of Changes, pp. 43-69 (10.4 entries at pp. 46 and 52) | No agent reason code exists: agent purchases dispute under 10.4 (fraud) or category 13 (consumer) like other card-absent orders. |
| 18 Apr 2026 | Defines the Agentic Payment Provider: an application that searches, discovers and buys for a cardholder on a payment instruction plus cardholder verification, stores and transmits a token, and is not involved in authorization, clearing or settlement. Initiators of Agentic Transactions are not merchants. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Glossary, "Agentic Payment Provider", ID# 0031164 (Last Updated Apr 2026), p. 840 | The merchant that receives the token stays the merchant; the agent is not a merchant, so ordinary merchant dispute exposure applies. |
| 18 Apr 2026 | Defines an Agentic Transaction as an e-commerce transaction by an Agentic Payment Provider on cardholder-defined instructions, completed without direct cardholder-merchant interaction by submitting the credential for the merchant to complete with its acquirer; includes future-dated and repeated transactions. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Glossary, "Agentic Transaction", ID# 0031165 (Last Updated Apr 2026), p. 841 | Card-absent e-commerce rules apply; the merchant carries card-not-present dispute exposure as for any web order. |
| 18 Apr 2026 | An Agentic Payment Enabler must enroll in Visa Intelligent Commerce, register with Visa, contract with each provider (with a right to terminate), obtain tokens directly from Visa for stored credentials, never submit transactions for a provider, and comply with PCI DSS. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.1, ID# 0031167 (Last Updated Apr 2026), p. 263 | Not a dispute rule; it makes the enabler answerable to Visa for its providers. |
| 18 Apr 2026 | An Agentic Payment Provider must enroll in Visa Intelligent Commerce, use Visa tokens for stored credentials, not steer customers away from a chosen payment method, not act in a card-present environment, and not aggregate several agentic purchases into one transaction. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.2, ID# 0031168 (Last Updated Apr 2026), p. 264; aggregation also at p. 458 | One purchase equals one transaction, so a dispute maps to a single order at a single merchant. |
| 18 Apr 2026 | Before an agentic purchase the provider must obtain consent to tokenise and to use the cardholder-defined instruction, state the instruction's expiry date, obtain the cardholder's acknowledgement that they are responsible for the provider's actions, and verify identity per Visa Intelligent Commerce specifications. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.3, ID# 0031169 (Last Updated Apr 2026), pp. 264-265 | The signed acknowledgement shifts the "I did not authorise it" argument away from the merchant when the agent acted within instructions. |
| 18 Apr 2026 | During the purchase the provider must use only the cardholder-defined criteria and pass the cardholder name, billing and shipping address and email to the merchant. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.4, ID# 0031170 (Last Updated Apr 2026), p. 265 | The merchant receives real cardholder data, which is the evidence it needs to fight a fraud dispute. |
| 18 Apr 2026 | Digital wallets and pass-through wallets used for agentic transactions must verify the cardholder with a Visa-approved CDCVM when presenting the payment instruction and send the confirmed instruction to Visa. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.5, ID# 0031236 (Last Updated Apr 2026), p. 266 | A wallet-confirmed instruction gives the issuer a record of what the cardholder approved. |
| 18 Apr 2026 | The provider must obtain cardholder consent for limited refund or cancellation policies, delayed or amended charges, estimated authorisations, and merchant upsells, either at final checkout or when capturing the instruction. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.6, ID#0031172 (Last Updated Apr 2026), pp. 266-267 | A merchant whose policy was disclosed and accepted through the agent can rely on it in a consumer dispute (category 13). |
| 18 Apr 2026 | After the purchase the provider must make an order confirmation available for at least 120 days: goods, merchant contact, total, currency and cancellation policy; repeated transactions need a confirmation that charges continue until cancelled. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.8, ID# 0031174 (Last Updated Apr 2026), pp. 267-268 | The agent, not the merchant, must keep the cardholder-facing record; merchants should still keep their own. |
| 18 Apr 2026 | A cardholder is responsible for any actions taken by an Agentic Payment Provider as part of an Agentic Transaction as if the cardholder initiated the transaction. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 4.1.23.10, ID# 0031176 (Last Updated Apr 2026), p. 268 | Plain reading: an agent mistake within the instruction is the cardholder's purchase, so a "my agent got it wrong" claim is not fraud by itself; the cardholder's remedy runs against the provider. |
| 18 Apr 2026 | For the purpose of the Visa Rules an Agentic Payment Provider is considered to be the Cardholder for an Agentic Transaction. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Glossary, "Cardholder", ID# 0024372 (Last Updated Oct 2025), p. 852 | The provider stands in the cardholder's shoes toward the merchant. |
| 18 Apr 2026 | Issuers must pay acquirers for an Agentic Transaction processed in accordance with a cardholder's payment instructions, and general blocking rules state they include transactions undertaken by Agentic Payment Providers. | Visa Core Rules and Visa Product and Service Rules, 24 October 2026 edition. Section 1.7.6.1, p. 134; Section 1.7.4 footnote, ID# 0029326 (Last Updated Oct 2025), p. 133 | Issuers cannot refuse settlement just because an agent initiated the payment. |
|  |
| 14 rows |  |  |  |

## Other rule and policy changes

| Date | Change | Document and page | Who carries the dispute |
| --- | --- | --- | --- |
| 21 Oct 2026 | Walmart terms for AI agents: purchases need customer approval by default, agents never receive card data or change payment methods, and agents that break the terms are blocked; Agent Profiles set per-agent approval or spending limits. | Making It Possible for Agents to Shop on Behalf of Customers (Walmart). Sections on Agent Profiles and terms | Walmart keeps the card relationship, so disputes stay ordinary Walmart card disputes. |
| 14 Aug 2026 | Amazon Conditions of Use Agent Terms: an agent must identify itself in every HTTP request with the user agent string "Agent/[agent name]", must not mimic human input or solve CAPTCHAs, and must stop when asked. | Amazon.com Conditions of Use. Section "Agent Terms" (last updated 14 Aug 2026) | Not a payment rule; Amazon enforces access, and blocked Meta Muse from 20 Sep 2026 under these terms. |
| 28 Apr 2026 | FIDO Alliance formed the Payments Technical Working Group (chaired by Mastercard and Visa) and the Agentic Authentication Technical Working Group, taking AP2 and Verifiable Intent as inputs. | FIDO Alliance to Develop Standards for Trusted AI Agent Interactions. Press release, working group list | Standards work only; no dispute rule yet. |
| 5 Mar 2026 | Verifiable Intent draft v0.1: SD-JWT delegation chain from credential provider to user to agent with cryptographically bound constraints (amount, payee, merchant, line items). | Verifiable Intent specification (draft v0.1). README, "What VI Does" | Evidence of the user's delegated scope for disputes; no liability rule of its own. |
|  |
| 4 rows |  |  |  |

## Mastercard

| Date | Change | Document and page | Who carries the dispute |
| --- | --- | --- | --- |
| 30 Sep 2026 | Agent Pay trust and intelligence services: a probability score that a transaction was initiated by an AI agent, rolling out for testing in the US, plus shared agent signals with Cloudflare and Know Your Agent identity from Skyfire. | Mastercard advances agentic commerce with new trust and intelligence services (press release). Section "A probability score identifies AI-initiated transactions" | An authorisation signal for issuers, not a rule; liability is unchanged. |
| 9 Jun 2026 | The public Mastercard Rules (2 Jun 2026) and Transaction Processing Rules (9 Jun 2026) returned no provision naming agentic transactions, AI agents or agentic tokens in a full-text query on 4 Nov 2026. | Mastercard Rules; Transaction Processing Rules. Whole documents (503 and 436 pages) | Agent purchases follow ordinary card-not-present chargeback rules; no agent-specific allocation is public. |
| 14 Oct 2025 | Agent Pay Acceptance Framework: agents are registered and verified before transacting, then use agentic tokens; merchants verify agents with Web Bot Auth at the CDN; purchase intent data (cart, limits, validity) is provided as an audit trail for disputes. | Agentic token framework: Driving trusted AI transactions. Sections "Agent registration", "Purchase intent data" (web article, 14 Oct 2025) | Unchanged card rules; intent data is evidence the merchant or issuer can use, not a liability shift. |
|  |
| 3 rows |  |  |  |

## AP2 (FIDO Alliance)

| Date | Change | Document and page | Who carries the dispute |
| --- | --- | --- | --- |
| 28 Apr 2026 | AP2 v0.2: Checkout Mandate and Payment Mandate (each open and closed) as signed verifiable credentials; Human Not Present payments on pre-authorised instructions; standardisation moved to FIDO working groups. | Agent Payments Protocol (AP2) specification. Sections "Mandates" and "Human Present vs Not Present" | AP2 provides a non-repudiable audit trail but assigns no liability; the network rules of the underlying rail decide. |
|  |
| 1 row |  |  |  |

## American Express

| Date | Change | Document and page | Who carries the dispute |
| --- | --- | --- | --- |
| 14 Apr 2026 | Amex ACE specifications for Account Enablement, Intent Intelligence and Payment Credentials available; Amex Agent Purchase Protection described for the future: eligible Card Members protected from charges caused by agent error when a registered agent sent authenticated purchase intent. | Agentic Commerce Experiences (ACE), American Express. Sections "Developer kit" and "Amex Agent Purchase Protection" | Amex absorbs eligible agent-error charges after the Card Member tries a return with the merchant; subjective intent ("best") is excluded; normal disputes remain. |
|  |
| 1 row |  |  |  |

## Open points

A few rows depend on text we could not diff or could not find in public. They are listed with their sources on the [corrections page](https://agentreadycheckout.com/corrections).

## Sources

1.  [Visa Core Rules and Visa Product and Service Rules, 24 October 2026](https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf), read 4 Nov 2026
2.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 4 Nov 2026
3.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
4.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
5.  [Mastercard Transaction Processing Rules, 9 June 2026](https://www.mastercard.com/content/dam/mccom/shared/business/support/rules-pdfs/transaction-processing-rules.pdf), read 4 Nov 2026
6.  [AP2 protocol site](https://ap2-protocol.org/), read 4 Nov 2026
7.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 4 Nov 2026
8.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026
9.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026
10.  [Mastercard Agent Pay Acceptance Framework](https://www.mastercard.com/us/en/news-and-trends/stories/2025/agentic-commerce-framework.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent surfaces that shop and pay | Agent Ready Checkout"
description: "Agent surfaces in the agent checkout matrix: ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse, Copilot. Dated, sourced profiles."
canonical: https://agentreadycheckout.com/surfaces
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# Agent surfaces that shop and pay | Agent Ready Checkout

> Agent surfaces in the agent checkout matrix: ChatGPT, Google AI Mode, Perplexity, Amazon Rufus, Meta Muse, Copilot. Dated, sourced profiles.

Source: https://agentreadycheckout.com/surfaces
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Reference

# Agent surfaces

In short

6 agent surfaces are profiled here, each with the matrix cells that describe it, the facts behind them and a source and read date for every claim. Together they hold 3 live cells, 0 pilot and 12 announced as of 4 Nov 2026. Live cells sit on Google AI Mode, Meta Muse, Copilot.

## Agent surfaces in the matrix

| Name | Operator | What it is | Stated cells |
| --- | --- | --- | --- |
| ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent) | OpenAI | OpenAI's shopping surface in ChatGPT. Instant Checkout launched 29 Sep 2025 on ACP; on 24 Mar 2026 OpenAI moved purchases back to merchant-owned checkout and kept ACP for product discovery feeds. | 0 live, 0 pilot, 2 announced |
| Google AI Mode and Gemini checkout (UCP) | Google | Google's UCP-powered checkout lets shoppers buy eligible products inside AI Mode in Search and the Gemini app with Google Pay; the merchant stays merchant of record. Universal Cart launched in the US on 15 Oct 2026. | 1 live, 0 pilot, 3 announced |
| Perplexity shopping and Comet | Perplexity AI | Perplexity's answer-engine shopping with PayPal-powered Instant Buy (merchant stays MoR) and the Comet agentic browser, which won vacatur of Amazon's preliminary injunction at the Ninth Circuit on 4 Aug 2026. | 0 live, 0 pilot, 1 announced |
| Amazon Rufus, Alexa for Shopping and Buy for Me | Amazon | Amazon's own shopping agents: Rufus, now combined with Alexa+ as Alexa for Shopping, and Buy for Me, which checks out on third-party brand sites with the customer's card. Amazon's Agent Terms require outside agents to identify themselves. | 0 live, 0 pilot, 0 announced |
| Meta Muse | Meta | Meta's personal AI agent, launched in the US on 8 Sep 2026. It checks out with Stripe Link's agent wallet (one-time cards), with Shop Pay and PayPal announced later. Amazon blocked it on 20 Sep 2026. | 1 live, 0 pilot, 1 announced |
| Microsoft Copilot Checkout | Microsoft | In-chat checkout in Copilot for US buyers in USD, with PayPal, Shopify and Stripe as onboarding partners. The merchant stays merchant of record, Microsoft takes no commission today, and onboarding needs a UCP-compliant Merchant Center feed. | 1 live, 0 pilot, 5 announced |

See also [the full matrix](https://agentreadycheckout.com/matrix) and [the head-to-heads](https://agentreadycheckout.com/compare).

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
2.  [Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026
3.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026
4.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
5.  [Comet browser](https://www.perplexity.ai/comet), read 4 Nov 2026
6.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
7.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026
8.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026
9.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
10.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon Rufus: agent surface profile | Agent Ready Checkout"
description: "Amazon Rufus, Alexa for Shopping and Buy for Me: Amazon's own shopping agents. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# Amazon Rufus: agent surface profile | Agent Ready Checkout

> Amazon Rufus, Alexa for Shopping and Buy for Me: Amazon's own shopping agents. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Agent surface profile

# Amazon Rufus, Alexa for Shopping and Buy for Me

In short

Amazon's own shopping agents: Rufus, now combined with Alexa+ as Alexa for Shopping, and Buy for Me, which checks out on third-party brand sites with the customer's card. No cell reads live, pilot or announced. For eligible products Buy for Me 'handles the entire purchase on your behalf using your primary address and credit card'.

## Fact sheet

Type

Agent surface

Operator

Amazon

Homepage

[aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant)

Matrix reach

0 live, 0 pilot, 0 announced, 0 not supported, 12 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What Amazon Rufus does not do

-   Buy for Me does not make Amazon the merchant of record on brand-site orders.
-   No published statement that Rufus or Buy for Me accepts ACP, UCP or AP2 checkouts from merchants.
-   Amazon does not allow unidentified third-party agents on Amazon.com under its Agent Terms.

## Sourced facts

-   Amazon says it brings together Rufus and Alexa+ to create Alexa for Shopping, available to US customers in the Amazon Shopping app and website without Prime. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026.
-   For eligible products Buy for Me 'handles the entire purchase on your behalf using your primary address and credit card'. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026.
-   Buy for Me passes the customer's encrypted name, address and payment details to the brand's checkout; Amazon says it cannot see orders placed on other brands' sites. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026.
-   For Buy for Me orders the brand store sends confirmation and handles delivery, returns and service, so Amazon is not the seller. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026.
-   Buy for Me runs on Amazon Bedrock using Amazon Nova and Anthropic Claude models. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026.
-   Amazon's Conditions of Use (last updated 14 Aug 2026) contain Agent Terms: an agent must identify itself in every HTTP request with the user agent string 'Agent/\[agent name\]'. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.
-   The Agent Terms bar agents from mimicking human input, solving CAPTCHAs, or continuing after Amazon asks them to stop. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026.
-   Amazon began blocking Meta's Muse late Sunday 20 Sep 2026, saying Muse does not identify itself as an agent as its terms require. [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026.Trade press
-   Amazon has a seat on the UCP Shopping Tech Council. [github.com](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026.

## In the vendors section

-   [Amazon (Alexa for Shopping and Buy for Me)](https://agentreadycheckout.com/vendors/amazon-rufus-buy-for-me), agent surface profile
-   [Amazon (as a retailer)](https://agentreadycheckout.com/vendors/amazon), retailer profile

## Compare and alternatives

-   [Shopify vs Amazon Rufus](https://agentreadycheckout.com/compare/shopify-vs-amazon-rufus-and-buy-for-me)
-   [Meta Muse vs Amazon Rufus](https://agentreadycheckout.com/compare/meta-muse-vs-amazon-rufus-and-buy-for-me)

## Sources

1.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 4 Nov 2026
2.  [Amazon Buy for Me](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 4 Nov 2026
3.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 4 Nov 2026
4.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026
5.  [UCP central MAINTAINERS.md](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "ChatGPT: agent surface profile | Agent Ready Checkout"
description: "ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent): OpenAI's shopping surface in ChatGPT. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/surfaces/chatgpt-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# ChatGPT: agent surface profile | Agent Ready Checkout

> ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent): OpenAI's shopping surface in ChatGPT. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/surfaces/chatgpt-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Agent surface profile

# ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)

In short

OpenAI's shopping surface in ChatGPT. Instant Checkout launched 29 Sep 2025 on ACP; on 24 Mar 2026 OpenAI moved purchases back to merchant-owned checkout and kept ACP for product discovery feeds. Announced but not yet live: Visa IC, Amex ACE. Published pricing: Merchant page: no fees on purchases that start in ChatGPT and complete on the merchant's site or app.

## Fact sheet

Type

Agent surface

Operator

OpenAI

Homepage

[chatgpt.com](https://chatgpt.com/merchants/)

Matrix reach

0 live, 0 pilot, 2 announced, 1 not supported, 9 with no statement found

Published pricing

Merchant page: no fees on purchases that start in ChatGPT and complete on the merchant's site or app. The earlier Instant Checkout fee (reported 4% for Shopify merchants) applied to in-chat checkout, now withdrawn as a standalone flow. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | not supported | ACP checkout in ChatGPT is withdrawn and purchases complete on merchant sites; OpenAI's post of 24 Mar 2026 dates the change and keeps ACP for product discovery feeds | chatgpt.com, openai.com, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Visa IC | announced | Visa lists a Visa and OpenAI partnership on its Intelligent Commerce page; no live ChatGPT checkout on VIC stated. | visa.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Amex ACE | announced | Amex lists OpenAI among companies supporting its ACE developer kit; no live ChatGPT flow stated. | americanexpress.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What ChatGPT does not do

-   Does not run a standalone in-chat Instant Checkout for merchants as of 2026-11-04; purchases complete on merchant sites or apps.
-   Is not merchant of record; the merchant was MoR even under Instant Checkout.
-   Publishes no statement on UCP, AP2 or x402 support in ChatGPT shopping.

## Sourced facts

-   OpenAI launched Instant Checkout in ChatGPT for US Plus, Pro and Free users, starting with US Etsy sellers, with Shopify merchants announced as coming soon. [openai.com](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026.
-   At launch the merchant was merchant of record: it accepted or declined the order, processed payment through its existing provider, and handled fulfillment and support. [openai.com](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026.
-   Instant Checkout payments were powered by Stripe; non-Stripe merchants could join via Stripe's Shared Payment Token API or the ACP Delegated Payments Spec. [openai.com](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026.
-   OpenAI said merchants pay a small fee on completed Instant Checkout purchases and open-sourced ACP, co-developed with Stripe. [openai.com](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026.
-   Trade press reported a 4% OpenAI fee on Shopify merchant sales completed inside ChatGPT checkout, on top of payment processing. [pymnts.com](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026.Trade press
-   OpenAI wrote that the initial Instant Checkout 'did not offer the level of flexibility that we aspire to provide' and is letting merchants use their own checkout while it focuses on discovery. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   OpenAI expanded ACP to carry product feeds and promotions for discovery; Target, Sephora, Nordstrom, Lowe's, Best Buy, The Home Depot and Wayfair integrated ACP for discovery. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   Walmart introduced an in-ChatGPT app that moves users into a Walmart environment with account linking, loyalty and Walmart payments, the path OpenAI now offers for deeper integrations. [openai.com](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026.
-   OpenAI's merchant page says it is 'moving away from a standalone Instant Checkout experience' and that purchases are completed on merchant-owned websites or apps. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   OpenAI's merchant page states there are no fees on purchases that start in ChatGPT and are completed on the merchant's site or app. [chatgpt.com](https://chatgpt.com/merchants/), read 4 Nov 2026.
-   ChatGPT agent (launched 17 Jul 2025) can browse and buy on websites and is trained to ask permission before actions with real-world consequences such as a purchase. [openai.com](https://openai.com/index/introducing-chatgpt-agent/), read 4 Nov 2026.
-   ACP lead maintainers listed on GitHub are OpenAI, Stripe and Meta; Meta was added as a TSC member by commit on 24 Apr 2026. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026.

## In the vendors section

-   [OpenAI (ChatGPT shopping)](https://agentreadycheckout.com/vendors/openai-chatgpt), agent surface profile
-   [Instacart](https://agentreadycheckout.com/vendors/instacart), retailer profile

## Compare and alternatives

-   [ChatGPT vs Google AI Mode](https://agentreadycheckout.com/compare/chatgpt-shopping-vs-google-ai-mode-and-gemini-checkout)
-   [Perplexity vs ChatGPT](https://agentreadycheckout.com/compare/perplexity-shopping-vs-chatgpt-shopping)

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 4 Nov 2026
2.  [Buy it in ChatGPT: Instant Checkout and the Agentic Commerce Protocol](https://openai.com/index/buy-it-in-chatgpt/), read 4 Nov 2026
3.  [Shopify Merchants to Pay 4% Fee on ChatGPT Checkout Sales](https://www.pymnts.com/news/ecommerce/2026/shopify-merchants-to-pay-4percent-fee-on-sales-made-through-chatgpt-checkout), read 4 Nov 2026
4.  [Powering Product Discovery in ChatGPT](https://openai.com/index/powering-product-discovery-in-chatgpt/), read 4 Nov 2026
5.  [Introducing ChatGPT agent](https://openai.com/index/introducing-chatgpt-agent/), read 4 Nov 2026
6.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
7.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 4 Nov 2026
8.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Google AI Mode: agent surface profile | Agent Ready Checkout"
description: "Google AI Mode and Gemini checkout (UCP): Google's UCP-powered checkout lets shoppers buy eligible products inside AI. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# Google AI Mode: agent surface profile | Agent Ready Checkout

> Google AI Mode and Gemini checkout (UCP): Google's UCP-powered checkout lets shoppers buy eligible products inside AI. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Agent surface profile

# Google AI Mode and Gemini checkout (UCP)

In short

Google's UCP-powered checkout lets shoppers buy eligible products inside AI Mode in Search and the Gemini app with Google Pay; the merchant stays merchant of record. Announced but not yet live: AP2, Mastercard Agent Pay, Amex ACE. One limit: google is not merchant of record; the retailer is.

## Fact sheet

Type

Agent surface

Operator

Google

Homepage

[developers.google.com](https://developers.google.com/merchant/ucp)

Matrix reach

1 live, 0 pilot, 3 announced, 0 not supported, 8 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| UCP | live | UCP checkout in AI Mode and Gemini with Google Pay for select merchants; US, CA, AU eligible products; merchant stays MoR. | support.google.com, 4 Nov 2026 |
| AP2 | announced | Google said at I/O it will bring AP2 to Google products in coming months, starting with Gemini Spark. | blog.google, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard named Google among partners on Agent Pay; Google's UCP help page says checkout uses standard FPANs today | mastercard.com, support.google.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Amex ACE | announced | Amex lists Google among companies supporting its ACE developer kit; no live Google flow stated. | americanexpress.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What Google AI Mode does not do

-   Google is not merchant of record; the retailer is.
-   Does not yet use network agentic tokens in UCP checkout per its help page, which says standard FPANs are used today.
-   No published statement on accepting ACP, x402 or MPP in AI Mode or Gemini checkout.

## Sourced facts

-   Merchant Center help: UCP checkout lets merchants put a checkout button on eligible listings in AI Mode in Google Search and on Gemini 'while keeping you the merchant of record'. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   The help article applies only to products with eligibility in the United States, Canada and Australia, and says the feature is available for select merchants with phased availability via an interest form. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Shoppers pay with payment methods and shipping saved in Google Wallet; Google says the feature currently uses standard FPANs, and merchants need a Google Pay and Wallet Console account. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Only listings carrying the native\_commerce checkout\_eligibility attribute show the Buy button. [support.google.com](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026.
-   Google's UCP developer guide says UCP is expanding to new industries starting with Lodging and Food, uses a waitlist, and limits embedded checkout to approved merchants; native checkout is the default. [developers.google.com](https://developers.google.com/merchant/ucp), read 4 Nov 2026.
-   At Google Marketing Live, Google said UCP-powered checkout will roll out to Canada and Australia in the coming months, later the UK, and that the retailer always remains merchant of record. [blog.google](https://blog.google/products-and-platforms/products/shopping/shopping-updates-google-marketing-live/), read 4 Nov 2026.
-   At I/O Google said it would bring AP2 to Google products in the coming months, starting with Gemini Spark. [blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026.
-   Google said UCP already enables direct checkout for hundreds of thousands of brands; new hub features (cart transfer, checkout flow testing) roll out in the US with Australia and Canada early next year. [blog.google](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026.
-   Universal Cart launched in the US across Search and the Gemini app, saving items from multiple retailers and checking out with Google Pay or on merchant sites. [blog.google](https://blog.google/products-and-platforms/products/shopping/universal-cart-launch/), read 4 Nov 2026.
-   The UCP Shopping Tech Council lists members from Google, Shopify, Etsy, Target, Wayfair, Meta, Amazon, Microsoft, Stripe and Salesforce. [github.com](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026.

## In the vendors section

-   [Google (AI Mode and Gemini checkout)](https://agentreadycheckout.com/vendors/google-ai-mode-gemini), agent surface profile
-   [Google Pay](https://agentreadycheckout.com/vendors/google-pay), wallet profile

## Compare and alternatives

-   [ChatGPT vs Google AI Mode](https://agentreadycheckout.com/compare/chatgpt-shopping-vs-google-ai-mode-and-gemini-checkout)
-   [Copilot vs Google AI Mode](https://agentreadycheckout.com/compare/microsoft-copilot-vs-google-ai-mode-and-gemini-checkout)

## Sources

1.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 4 Nov 2026
2.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 4 Nov 2026
3.  [Google Marketing Live 2026 shopping updates](https://blog.google/products-and-platforms/products/shopping/shopping-updates-google-marketing-live/), read 4 Nov 2026
4.  [Introducing the Universal Cart](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026
5.  [Boost your holiday sales with these agentic commerce updates](https://blog.google/products-and-platforms/products/shopping/google-shopping-updates-holiday-shopping/), read 4 Nov 2026
6.  [Google's new Universal Cart launches today in the U.S.](https://blog.google/products-and-platforms/products/shopping/universal-cart-launch/), read 4 Nov 2026
7.  [UCP central MAINTAINERS.md](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026
8.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 4 Nov 2026
9.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Meta Muse: agent surface profile | Agent Ready Checkout"
description: "Meta Muse: Meta's personal AI agent, launched in the US on 8 Sep 2026. Matrix status, facts and sources. Every claim has a source and a read date."
canonical: https://agentreadycheckout.com/surfaces/meta-muse
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# Meta Muse: agent surface profile | Agent Ready Checkout

> Meta Muse: Meta's personal AI agent, launched in the US on 8 Sep 2026. Matrix status, facts and sources. Every claim has a source and a read date.

Source: https://agentreadycheckout.com/surfaces/meta-muse
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Agent surface profile

# Meta Muse

In short

Meta's personal AI agent, launched in the US on 8 Sep 2026. It checks out with Stripe Link's agent wallet (one-time cards), with Shop Pay and PayPal announced later. Announced but not yet live: UCP. Link for agents (live): Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only.

## Fact sheet

Type

Agent surface

Operator

Meta

Homepage

[about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/)

Matrix reach

1 live, 0 pilot, 1 announced, 0 not supported, 10 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| UCP | announced | WSJ via AI Weekly: Shopify says Muse will complete Shopify orders through UCP by default. No Meta statement found. | aiweekly.co, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
| Link for agents | live | Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only. | stripe.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | about.fb.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What Meta Muse does not do

-   Meta does not say Muse uses ACP for checkout, despite Meta being an ACP maintainer.
-   Muse cannot shop on Amazon.com since Amazon's block of 20 Sep 2026.
-   Meta's announcement does not state how Muse identifies itself to websites.

## Sourced facts

-   Meta announced Muse on 8 Sep 2026 as a personal agent that can email, book travel, fill forms and buy, rolling out in the US on iOS, Android and muse.ai. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026.
-   Meta says Muse checks out through Link by Stripe and is 'the first AI agent covered by Link's purchase protections'; Shop Pay was listed as coming soon. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026.
-   Stripe says Muse checks out with a US consumer's saved Link payment method at over 1 million Link-accepting businesses, and elsewhere Link issues a single-use virtual card scoped to the approved purchase. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.
-   Stripe says users approve the transaction total in the chat and Muse never sees the underlying payment details. [stripe.com](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026.
-   Meta says Muse is free for most uses with subscription plans for more; it publishes no merchant fee. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026.
-   CNBC reported PayPal was announced as a Muse payment provider but not yet available as of 3 Oct 2026. [cnbc.com](https://www.cnbc.com/2026/10/03/meta-muse-shopping-ai-agent.html), read 4 Nov 2026.Trade press
-   Shopify said Muse will query the Shopify Catalog by default and complete orders through UCP, per an AI Weekly report citing WSJ. [aiweekly.co](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026.Trade press
-   Meta was added as an ACP lead maintainer (TSC member) on 24 Apr 2026. [github.com](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026.
-   Meta has a seat on the UCP Shopping Tech Council. [github.com](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026.
-   Amazon began blocking Muse from Amazon.com on 20 Sep 2026, citing its terms that agents must identify themselves. [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026.Trade press

## In the vendors section

-   [Meta (Muse)](https://agentreadycheckout.com/vendors/meta-muse), agent surface profile

## Compare and alternatives

-   [Meta Muse vs Amazon Rufus](https://agentreadycheckout.com/compare/meta-muse-vs-amazon-rufus-and-buy-for-me)

## Sources

1.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 4 Nov 2026
2.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
3.  [Meta Muse shopping: how checkout, payments and privacy work](https://www.cnbc.com/2026/10/03/meta-muse-shopping-ai-agent.html), read 4 Nov 2026
4.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026
5.  [ACP MAINTAINERS.md](https://github.com/agentic-commerce-protocol/agentic-commerce-protocol/blob/main/MAINTAINERS.md), read 4 Nov 2026
6.  [UCP central MAINTAINERS.md](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026
7.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Copilot: agent surface profile | Agent Ready Checkout"
description: "Microsoft Copilot Checkout: In-chat checkout in Copilot for US buyers in USD, with PayPal. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/surfaces/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# Copilot: agent surface profile | Agent Ready Checkout

> Microsoft Copilot Checkout: In-chat checkout in Copilot for US buyers in USD, with PayPal. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/surfaces/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Agent surface profile

# Microsoft Copilot Checkout

In short

In-chat checkout in Copilot for US buyers in USD, with PayPal, Shopify and Stripe as onboarding partners. Announced but not yet live: ACP, Visa TAP, Visa IC, and 2 more. Microsoft wrote it is 'adopting open standards like the Agentic Commerce Protocol (ACP)' for merchant onboarding. PayPal and Stripe merchants apply; Shopify merchants were enrolled automatically after an opt-out window.

## Fact sheet

Type

Agent surface

Operator

Microsoft

Homepage

[about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce)

Matrix reach

1 live, 0 pilot, 5 announced, 0 not supported, 6 with no statement found

Published pricing

Microsoft does not take a commission or affiliate fee on Copilot Checkout transactions today; merchants pay their own processor fees. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | announced | Microsoft said in Jan 2026 it adopts ACP for Copilot Checkout onboarding; the current onboarding page names UCP feeds and not ACP | about.ads.microsoft.com, about.ads.microsoft.com, 4 Nov 2026 |
| UCP | live | Copilot Checkout onboarding requires a Microsoft Merchant Center account with a UCP-compliant feed; US, USD, English only. | about.ads.microsoft.com, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
| Visa TAP | announced | Visa lists Microsoft among Trusted Agent Protocol contributors; no Copilot deployment stated. | usa.visa.com, 4 Nov 2026 |
| Visa IC | announced | Visa named Microsoft as a Visa Intelligent Commerce AI partner at launch. | usa.visa.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard says it is actively working with Microsoft to bring Agent Pay to Copilot Checkout; Microsoft has not confirmed live. | mastercard.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
| Amex ACE | announced | Amex lists Microsoft among companies supporting its ACE developer kit; no live Copilot flow stated. | americanexpress.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
|  |
| 1 live or pilot of 12 |  |  |  |

## What Copilot does not do

-   Microsoft is not merchant of record for Copilot Checkout orders.
-   Not available to non-US buyers, non-USD pricing or non-English merchants at this time.
-   Microsoft does not process the payment itself; PSP rails (Shopify, Stripe, PayPal) do.

## Sourced facts

-   Microsoft announced Copilot Checkout rolling out in the US on Copilot.com with partner activation across PayPal, Shopify and Stripe. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026.
-   Microsoft wrote it is 'adopting open standards like the Agentic Commerce Protocol (ACP)' for merchant onboarding. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026.
-   PayPal and Stripe merchants apply; Shopify merchants were enrolled automatically after an opt-out window. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026.
-   Microsoft's agentic commerce page requires a Microsoft Merchant Center account with a UCP-compliant feed, or a trusted partner path, to onboard to Copilot Checkout. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Microsoft says only English-language merchants selling to US buyers in USD are eligible at this time. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Microsoft says it takes no commission or affiliate fee today; merchants stay merchant of record and payments run on existing rails such as Shopify, Stripe and PayPal. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Trusted partners named: PayPal Store Sync, Shopify (auto-enrolled with admin controls), and Stripe's Agentic Commerce Suite. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026.
-   Trade press reported Copilot Checkout expanded to mobile apps and over 500,000 US merchants, with Target loyalty handling. [windowsforum.com](https://windowsforum.com/threads/microsoft-copilot-shopping-update-adds-ucp-mobile-checkout-loyalty-and-woocommerce.414597/), read 4 Nov 2026.Trade press
-   Mastercard said it is actively working with Microsoft to bring Mastercard Agent Pay to Copilot Checkout. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026.Vendor claim
-   Microsoft has a seat on the UCP Shopping Tech Council. [github.com](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026.

## In the vendors section

-   [Microsoft (Copilot Checkout)](https://agentreadycheckout.com/vendors/microsoft-copilot), agent surface profile

## Compare and alternatives

-   [Copilot vs Google AI Mode](https://agentreadycheckout.com/compare/microsoft-copilot-vs-google-ai-mode-and-gemini-checkout)

## Sources

1.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 4 Nov 2026
2.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 4 Nov 2026
3.  [Microsoft Copilot Shopping Update: UCP, Mobile Checkout and Loyalty](https://windowsforum.com/threads/microsoft-copilot-shopping-update-adds-ucp-mobile-checkout-loyalty-and-woocommerce.414597/), read 4 Nov 2026
4.  [The new rules of the road for agentic commerce](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026
5.  [UCP central MAINTAINERS.md](https://github.com/Universal-Commerce-Protocol/.github/blob/main/MAINTAINERS.md), read 4 Nov 2026
6.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 4 Nov 2026
7.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
8.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Perplexity: agent surface profile | Agent Ready Checkout"
description: "Perplexity shopping and Comet: Perplexity's answer-engine shopping with PayPal-powered Instant Buy. Matrix status, facts and sources."
canonical: https://agentreadycheckout.com/surfaces/perplexity-shopping
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "Agent surfaces"
---

# Perplexity: agent surface profile | Agent Ready Checkout

> Perplexity shopping and Comet: Perplexity's answer-engine shopping with PayPal-powered Instant Buy. Matrix status, facts and sources.

Source: https://agentreadycheckout.com/surfaces/perplexity-shopping
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

Agent surface profile

# Perplexity shopping and Comet

In short

Perplexity's answer-engine shopping with PayPal-powered Instant Buy (merchant stays MoR) and the Comet agentic browser, which won vacatur of Amazon's preliminary injunction at the Ninth Circuit on 4 Aug 2026. Announced but not yet live: Visa IC. Visa IC (announced): Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch.

## Fact sheet

Type

Agent surface

Operator

Perplexity AI

Homepage

[perplexity.ai](https://www.perplexity.ai/comet)

Matrix reach

0 live, 0 pilot, 1 announced, 0 not supported, 11 with no statement found

## The column in full: every protocol

| Protocol | Status | Note | Source and read date |
| --- | --- | --- | --- |
| ACP | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Visa IC | announced | Visa named Perplexity as a Visa Intelligent Commerce AI partner at launch | usa.visa.com, 4 Nov 2026 |
| Mastercard Agent Pay | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
|  |
| 0 live or pilot of 12 |  |  |  |

## What Perplexity does not do

-   Perplexity is not merchant of record for Instant Buy; the retailer is.
-   No published statement found on ACP or UCP use for Perplexity checkout.
-   The Ninth Circuit ruling addressed only the CFAA preliminary injunction; Amazon's contract claims remain in district court.

## Sourced facts

-   PayPal and Perplexity launched Instant Buy for US users, letting shoppers check out inside Perplexity chat with PayPal handling identity, protection and processing. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.
-   PayPal says the retailer stays merchant of record for Instant Buy purchases. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.
-   Instant Buy relies on PayPal's agentic commerce services: store sync for catalog discovery and agent ready for accepting payments with existing PayPal setups. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026.
-   Comet is Perplexity's agentic browser for Mac, Windows, iOS and Android; its page shows shopping tasks such as buying an office chair. [perplexity.ai](https://www.perplexity.ai/comet), read 4 Nov 2026.
-   Visa named Perplexity among AI partners for Visa Intelligent Commerce at launch. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026.
-   A district court in March 2026 enjoined Comet's shopping agent from Amazon.com and ordered data destruction. [mediapost.com](https://www.mediapost.com/publications/article/413382/judge-bans-perplexitys-shopping-agent-from-access.html), read 4 Nov 2026.Trade press
-   The Ninth Circuit (No. 26-1444, opinion by Judge M. Smith) decided Amazon.com Services v. Perplexity AI on 4 Aug 2026. [leagle.com](https://www.leagle.com/decision/infco20260804186), read 4 Nov 2026.Trade press
-   The panel vacated the injunction, finding Amazon unlikely to win its CFAA claim because users, not Perplexity, access Amazon's systems. [news.bloomberglaw.com](https://news.bloomberglaw.com/ip-law/perplexity-overturns-amazon-ban-on-ai-shopping-bot-on-appeal), read 4 Nov 2026.Trade press
-   On 10 Sep 2026 the Ninth Circuit left the panel ruling in place; no judge requested an en banc vote. [mediapost.com](https://www.mediapost.com/publications/article/417793/appeals-court-again-rejects-amazon-bid-to-block-pe.html), read 4 Nov 2026.Trade press

## In the vendors section

-   [Perplexity (shopping and Comet)](https://agentreadycheckout.com/vendors/perplexity), agent surface profile

## Compare and alternatives

-   [Perplexity vs ChatGPT](https://agentreadycheckout.com/compare/perplexity-shopping-vs-chatgpt-shopping)

## Sources

1.  [Comet browser](https://www.perplexity.ai/comet), read 4 Nov 2026
2.  [PayPal and Perplexity Launch Instant Buy](https://newsroom.paypal-corp.com/2025-11-PayPal-and-Perplexity-Launch-Instant-Buy), read 4 Nov 2026
3.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 4 Nov 2026
4.  [Judge Bans Perplexity Shopping Agent From Amazon](https://www.mediapost.com/publications/article/413382/judge-bans-perplexitys-shopping-agent-from-access.html), read 4 Nov 2026
5.  [Amazon.com Services v. Perplexity AI, No. 26-1444](https://www.leagle.com/decision/infco20260804186), read 4 Nov 2026
6.  [Perplexity Overturns Amazon Ban on AI Shopping Bot on Appeal](https://news.bloomberglaw.com/ip-law/perplexity-overturns-amazon-ban-on-ai-shopping-bot-on-appeal), read 4 Nov 2026
7.  [Appeals Court Again Rejects Amazon Bid To Block Perplexity](https://www.mediapost.com/publications/article/417793/appeals-court-again-rejects-amazon-bid-to-block-pe.html), read 4 Nov 2026

Last reviewed 4 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 4 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Terms of use | Agent Ready Checkout"
description: "Terms for the agent checkout matrix: reuse with attribution, read dates, no advice, third-party marks, and polite automated access to the pages and datasets."
canonical: https://agentreadycheckout.com/terms
site: "Agent Ready Checkout"
last_updated: 2026-11-04
section: "About"
---

# Terms of use | Agent Ready Checkout

> Terms for the agent checkout matrix: reuse with attribution, read dates, no advice, third-party marks, and polite automated access to the pages and datasets.

Source: https://agentreadycheckout.com/terms
Site: Agent Ready Checkout
Last reviewed: 2026-11-04

# Terms of use

## Using the content

You may read, quote and reuse the text and the datasets on this site with attribution, and the matrix and rules datasets are licensed CC BY 4.0: name Agent Ready Checkout, the title of the page or dataset, the edition date and the address. Do not present a quoted status as current without its read date. Third-party names, marks and documents linked from this site belong to their owners.

## Accuracy and advice

Statuses describe public documents on the date read, and the subject changes weekly. Check the linked source before you rely on a cell. Nothing here is legal, tax, financial or investment advice, and the plain readings of dispute liability in the rules tracker are not a substitute for your acquirer's or counsel's reading of your own contract.

## Links and automated access

Link to any page. Automated access is welcome within reason: the site publishes [llms.txt](https://agentreadycheckout.com/llms.txt), [a sitemap](https://agentreadycheckout.com/sitemap.xml) and markdown twins, and asks that crawlers keep to a polite request rate.

## Sources

1.  [Privacy](https://agentreadycheckout.com/privacy), read 4 Nov 2026
2.  [Editorial policy](https://agentreadycheckout.com/editorial-policy), read 4 Nov 2026

Last reviewed 4 Nov 2026


---

---
title: "Vendors in agent checkout | Agent Ready Checkout"
description: "73 vendors that move or authorise an agent's payment: processors, networks, wallets, agent-pay builders, platforms, surfaces, retailers. Dated and sourced."
canonical: https://agentreadycheckout.com/vendors
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Vendors in agent checkout | Agent Ready Checkout

> 73 vendors that move or authorise an agent's payment: processors, networks, wallets, agent-pay builders, platforms, surfaces, retailers. Dated and sourced.

Source: https://agentreadycheckout.com/vendors
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Reference

# Vendors in agent checkout

In short

73 vendors in 8 types sit on the pay layer for agents: 13 processors, 4 networks, 6 wallets, 19 agent-pay builders, 9 platforms, 6 surfaces, 9 retailers and 7 rules programmes. Each profile gives its sourced facts, the standards it states, its price lines and agent-readiness checks, with a read date on every one. Edition of 5 Nov 2026.

## How the list was built

A company or programme is a row when its own pages say what it does for agent payments. A name that appears only on a partner list is left out. Every row was read on 5 Nov 2026, and every fact on a profile carries its own source and read date.

The 22 company profiles and 5 retailers already in the protocol support matrix are rows here, linked both ways, and the 12 protocols are represented by their operators. The remaining rows came from the partner and endorser lists of ACP, UCP, AP2, Visa's Trusted Agent Protocol, Mastercard Agent Pay and x402, and then from each vendor's own pages. The matrix keeps its edition of 4 Nov 2026.

The rows run alphabetically inside each type. Nothing on this list is ranked, and a check on file is a reading, not a verdict.

## Vendors by type

| Type | Vendors | What the type covers |
| --- | --- | --- |
| Processors | 13 | A processor authorises and settles the payments a merchant accepts, whether a person or an agent started them. |
| Card networks | 4 | A card network sets the rules through which issuing banks, acquirers and merchants move card payments. |
| Wallets and pay-later services | 6 | A wallet or pay-later service holds a buyer's payment details and approves a charge when the buyer confirms. |
| Agent-pay builders | 19 | An agent-pay company supplies the wallets, accounts, tokens or checkout calls that let software hold or spend money. |
| Commerce platforms | 9 | A commerce platform is the software a merchant runs its catalogue, cart and checkout on. |
| Agent surfaces | 6 | An agent surface is the assistant, browser or app in which a shopper hands a task, such as a purchase, to an agent. |
| Retailers | 9 | A retailer sells the goods an agent may buy and sets its own terms for agent access. |
| Rules and identity programmes | 7 | A rules or identity programme defines how an agent is identified, verified or authorised before a payment goes through. |
|  |
| All types | 73 |  |

## Processors

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Adyen | Global acquirer and PSP whose Adyen Agentic suite (feed, cart and payments APIs) lets enterprise merchants accept agent orders over ACP and UCP while staying merchant of record. | Partial 2: ACP, UCP; Announced 7: AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE, x402 | per transaction | Ora: 71/100 (B), 4 Nov 2026; isitagentready: 13/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Airwallex | Global payments and treasury company selling an Agentic Commerce Suite (agent checkout SDK, agentic token vault, agent risk SDK, ACP and UCP acceptance) and AgentOS, an MCP and CLI toolkit for agents to run an Airwallex account. | Supports 2: ACP, UCP; Announced 1: AP2 | None on file | Ora: 71/100 (B), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processing platform; the processing path for PayPal Agent Ready's ACP payments in ChatGPT and one of two UCP paths for Google AI Mode and Gemini. | Supports 2: ACP, UCP; Announced 1: Mastercard Agent Pay | per transaction | Ora: 38/100 (D), 23 Sep 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Checkout.com | Enterprise acquirer and PSP that is a certified ACP payment handler for ChatGPT, processes UCP payments for Gemini and AI Mode over Google Pay rails, and checks agent identity with Visa TAP. | Partial 7: ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent; Announced 1: Agent Pay for Machines | None on file | Ora: 73/100 (B), 21 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Fiserv | Merchant acquirer and owner of the Clover point-of-sale platform; deploying Visa's Trusted Agent Protocol and Visa Intelligent Commerce across its acceptance network and adopting Mastercard's Agent Pay Acceptance Framework. | Announced 5: UCP, Visa TAP, Visa IC, Mastercard Agent Pay, x402 | None on file | Ora: 50/100 (C), 26 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Gr4vy | Payment orchestration platform with an Agentic Developer Kit that helps merchants put a storefront inside AI environments such as ChatGPT and route agent transactions across 400+ PSPs and methods. | Announced 1: AP2 | None on file | Ora: no cached score; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| J.P. Morgan Payments | JPMorgan Chase's merchant acquiring and payments business; in a March 2026 global agreement it supplies the payment processing behind Mirakl Nexus agent checkout, in closed beta with select retailers. | No statement found | None on file | Ora: 54/100 (C), 11 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| Nuvei | Global payments processor building Nuvei Agentic, a protocol-agnostic execution layer with a Know Your Agent registry; completed a live in-agent purchase on Visa rails in July 2026. | Partial 1: Visa IC; Announced 3: ACP, AP2, Mastercard Agent Pay | None on file | Ora: 67/100 (C), 15 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| PayPal | Wallet and payments company whose agentic commerce services (Agent Ready for payments, Store Sync for catalogs) connect PayPal and Braintree merchants to ChatGPT, Google AI Mode, Gemini and other assistants. | Supports 2: ACP, UCP; Announced 2: AP2, Mastercard Agent Pay | None on file | Ora: 70/100 (B), 4 Nov 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Razorpay | Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025, letting users pre-authorise an AI agent to pay over UPI within set limits, and sells an agentic payments suite for in-app, in-chat and voice commerce. | No statement found | None on file | Ora: 87/100 (A), 1 Nov 2026; isitagentready: 80/100 (L5 Agent-Native), 5 Nov 2026 | 5 Nov 2026 |
| Stripe | Payments processor that co-developed ACP with OpenAI and MPP with Tempo, issues Shared Payment Tokens to agents, sells the Agentic Commerce Suite to merchants and runs Link as an agent wallet. | Supports 5: ACP, UCP, x402, MPP, Link for agents; Announced 5: Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE | per transaction | Ora: 75/100 (B), 4 Nov 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Worldline | European acquirer and payment processor that says agent-driven payments are in production on Visa and Mastercard with ING and Credit Agricole, and an acquiring partner for Ant International's Agentic Mobile Protocol. | No statement found | None on file | Ora: 40/100 (D), 23 Aug 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Worldpay | Merchant acquirer, now part of Global Payments, offering fraud checks, credential management and orchestration for agent-initiated payments, TAP work with Visa and Cloudflare, and MCP servers for developers. | Announced 5: ACP, UCP, AP2, Visa TAP, Agent Pay for Machines | None on file | Ora: 59/100 (C), 23 Sep 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

[Processors on their own page](https://agentreadycheckout.com/vendors/by-type/processor)

## Card networks

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| American Express | Card network and issuer that publishes the Agentic Commerce Experiences (ACE) developer kit: agent registration, account enablement, intent intelligence, tokenised payment credentials and cart context for agent purchases on Amex cards. | Partial 1: Amex ACE; Announced 2: UCP, AP2 | None on file | Ora: 44/100 (D), 22 Aug 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Mastercard | Card network behind Mastercard Agent Pay (agentic tokens for registered agents), Agent Pay for Machines, Verifiable Intent and developer tooling such as the Agent Toolkit MCP server. | Supports 1: Mastercard Agent Pay; Partial 2: Agent Pay for Machines, Verifiable Intent; Announced 2: UCP, AP2 | None on file | Ora: 43/100 (D), 1 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| UnionPay International | International arm of the UnionPay card scheme; released the Agentic Payment Open Protocol (APOP) framework in April 2026 for agent identity, intent management and payment authorisation on UnionPay's acceptance network. | Announced 1: AP2 | None on file | Ora: no cached score; isitagentready: 0/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Visa | Card network that runs Visa Intelligent Commerce: tokenised agent credentials, spend controls, the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect as a multi-network on-ramp for agent payments. | Supports 1: Visa TAP; Partial 4: ACP, UCP, Visa IC, MPP; Announced 1: x402 | None on file | Ora: 56/100 (C), 29 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

[Card networks on their own page](https://agentreadycheckout.com/vendors/by-type/network)

## Wallets and pay-later services

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Affirm | Pay-over-time network that supports Google's AP2 to put buy now, pay later into agent checkouts, integrates with Google Pay and Chrome autofill, and endorses UCP. | Announced 2: UCP, AP2 | None on file | Ora: 65/100 (C), 15 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Ant International (Alipay+) | Operator of the Alipay+ wallet network and Antom; authored the open Agentic Mobile Protocol (AMP) for agent payments from wallets and super apps, and is an AP2 launch partner and TAP early partner. | Announced 2: AP2, Visa TAP | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Google Pay | Google's wallet and the payment handler (com.google.pay) behind UCP checkout in AI Mode and Gemini; merchants publish their Google Pay configuration and platforms produce an encrypted token for the merchant's PSP. | Supports 1: UCP | None on file | Ora: no cached score; isitagentready: 20/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Klarna | Flexible payments provider and digital bank that launched the Agentic Product Protocol, an open product and price feed for AI agents, and is a pay-later method in agent checkouts and a UCP endorser. | Announced 1: UCP | per transaction (merchant) | Ora: 64/100 (C), 16 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Link (Stripe) | Stripe's consumer wallet, used by more than 300 million people per Stripe, that agents can draw on through Link Agent Wallet: the customer approves each spend request and the agent receives a one-time payment credential. | Supports 1: Link for agents | None on file | Ora: no cached score; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Shop Pay | Shopify's wallet, which agents can use through Shop MCP: a signed-in shopper pays with saved Shop Pay details without leaving the agent, and orders land in the merchant's Shopify admin. | Supports 1: UCP | None on file | Ora: 25/100 (F), 19 Apr 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

[Wallets and pay-later services on their own page](https://agentreadycheckout.com/vendors/by-type/wallet)

## Agent-pay builders

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Alchemy | Blockchain developer platform whose agent offering gives agents a card to spend anywhere cards are accepted, one endpoint to accept agent payments across protocols, wallets and access to 100+ chains. | No statement found | None on file | Ora: 78/100 (B), 14 Sep 2026; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Catena | Governance and banking platform for AI agents: per-agent identities and accounts, deterministic spending policies and payments over cards, ACH, wires and stablecoins. | No statement found | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Circle | Issuer of USDC and EURC whose Agent Stack gives agents wallets and balances, a machine-readable marketplace of paid services and x402 payments across supported chains. | Supports 1: x402 | None on file | Ora: 79/100 (B), 28 Oct 2026; isitagentready: 27/100 (L2 Bot-Aware), 5 Nov 2026 | 5 Nov 2026 |
| Coinbase Developer Platform | Coinbase's developer platform: creator of x402, operator of the CDP x402 facilitator, and maker of Agentic Wallet, a stablecoin wallet with spending limits that agents use to pay for APIs and services. | Supports 1: x402; Partial 1: Agent Pay for Machines; Announced 2: AP2, Visa TAP | per onchain transaction | Ora: 61/100 (C), 2 Nov 2026; isitagentready: 53/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |
| Crossmint | Agent payments infrastructure: a card vault with network agentic tokens, Agent Cards, non-custodial stablecoin Agent Wallets for x402 and MPP, and Agent Checkouts that buy on any website through protocols or a browser. | Supports 5: UCP, Visa IC, Mastercard Agent Pay, x402, MPP; Announced 3: AP2, Agent Pay for Machines, Amex ACE | per monthly active wallet | Ora: 71/100 (B), 11 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Firmly | Agentic commerce platform that extends a merchant's real-time catalog, product pages and checkout into AI agents, articles, marketplaces, ads and CTV; an early Mastercard Agent Pay enabler. | Announced 1: Mastercard Agent Pay | None on file | Ora: 52/100 (C), 24 Aug 2026; isitagentready: 0/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Highnote | Card issuing and acquiring platform that issues virtual cards to AI agents with programmable controls evaluated at authorisation; a pilot partner of Visa Intelligent Commerce Connect. | Partial 1: Visa IC | None on file | Ora: 81/100 (B), 24 Sep 2026; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Kite | Payments chain for agents: an EVM-compatible blockchain with native stablecoin settlement, plus Kite Passport for agent identity, budgets and permissions, and SDKs for agent workflows. | No statement found | None on file | Ora: 52/100 (C), 28 Sep 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Lightspark | Money-movement API for accounts, payments, cards and stablecoins with Bitcoin Lightning support; its agentic payments capability gives agents bounded spending authority over Global Accounts. | Announced 1: AP2 | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Lithic | Card issuing platform that gives AI agents virtual cards with merchant locking, single-use cards and contextual authorisation rules, plus an MCP server and programmatic dispute handling. | No statement found | None on file | Ora: 62/100 (C), 29 Jun 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| MoonPay | Crypto on-ramp company whose MoonAgents gives AI agents a wallet, a virtual account, zero-fee stablecoin on-ramps and skills; a top-tier member of the x402 Foundation. | Announced 1: x402 | free stablecoin on-ramp | Ora: 75/100 (B), 27 Oct 2026; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Nevermined | Payments infrastructure for AI agents: spend mandates enforced per agent, Nevermined Pay across cards, Visa agentic tokens and crypto, an MCP server for coding agents and a catalog of services paid per call. | Announced 1: Visa IC | subscription | Ora: 60/100 (C), 28 Sep 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Payman AI | Agentic banking vendor that deploys AI agents inside banks and credit unions to execute real transactions for customers under the institution's control. | No statement found | None on file | Ora: no cached score; isitagentready: 27/100 (L2 Bot-Aware), 5 Nov 2026 | 5 Nov 2026 |
| PayOS | Processor-agnostic payments data and agent-token company: issues network agentic tokens with merchant, amount and time limits for agents, and sells card, bank and agent data per API call. | Announced 2: Mastercard Agent Pay, Agent Pay for Machines | prepaid credits per API call | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Rye | Universal Checkout API for AI apps and agents: given a product URL and a payment token, Rye returns landed costs and completes the order with the merchant, using AI browser automation with fraud-mitigation techniques. | No statement found | monthly plan plus per order | Ora: no cached score; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Skyfire | Agent identity and payments network that issues KYA (Know Your Agent) identity tokens and payment tokens, runs an agent wallet funded by cards or USDC, and supplies KYA to Mastercard's Agent Pay trust services. | Announced 3: Visa IC, Mastercard Agent Pay, Agent Pay for Machines | None on file | Ora: 56/100 (C), 26 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Sumvin | Consumer agent app built on identity-anchored money: errands that buy within a set price and time window, and a Visa card that carries the user's agent limits, as a Visa Intelligent Commerce launch partner. | Partial 1: Visa IC | None on file | Ora: 68/100 (C), 1 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Tempo | Payments-first Layer 1 blockchain incubated by Stripe with a crypto venture firm for stablecoin payments; co-author of the Machine Payments Protocol (MPP) with Stripe, letting agents pay per request for APIs, tools and content. | Supports 1: MPP | None on file | Ora: 78/100 (B), 13 Oct 2026; isitagentready: 38/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| thirdweb | Web3 developer platform whose thirdweb Payments product lets APIs accept x402 and agent payments in any token across many chains, with per-call pricing and server-wallet settlement. | Supports 1: x402 | None on file | Ora: no cached score; isitagentready: 20/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |

[Agent-pay builders on their own page](https://agentreadycheckout.com/vendors/by-type/agent-pay)

## Commerce platforms

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Adobe Commerce | Enterprise commerce platform (formerly Magento) committed to UCP and ACP, with a Commerce MCP server for agents and partnerships with PayPal Store Sync, Stripe and Adyen for agent checkout. | Announced 3: ACP, UCP, AP2 | None on file | Ora: 36/100 (D), 4 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| BigCommerce (Commerce) | SaaS commerce platform, part of the company Commerce with Feedonomics, that prepares catalogs for AI shopping surfaces, offers storefront MCP servers and a Shopping Agent, and has early-access Google UCP checkout. | Partial 1: UCP | subscription with GMV caps | Ora: 71/100 (B), 5 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| commercetools | Headless enterprise commerce platform whose AI Hub add-on connects stores to Gemini over UCP and to ChatGPT through Stripe's Agentic Commerce Suite, while the merchant's PSP processes payment. | Supports 1: UCP; Announced 1: ACP | None on file | Ora: 66/100 (C), 31 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Mirakl | Marketplace and commerce platform vendor whose Mirakl Nexus prepares retailer and brand catalogs for LLM discovery and runs agent orders through to fulfilment, with J.P. Morgan Payments processing payment. | No statement found | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Salesforce Commerce Cloud (Agentforce Commerce) | Enterprise commerce platform with UCP checkout on Google surfaces (GA October 2026), ACP work with Stripe and OpenAI, an on-site shopper agent called Carter and MCP tooling for commerce operations. | Supports 1: UCP; Announced 3: ACP, AP2, Link for agents | None on file | Ora: 51/100 (C), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Shopify | Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to ChatGPT, Google AI Mode and Gemini, Copilot and Perplexity through Agentic Storefronts and the Agentic plan, and runs Shop Pay checkout for agents. | Supports 1: UCP; Announced 1: AP2 | None on file | Ora: 72/100 (B), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Shopware | Open-source commerce platform with an Agentic Commerce Plugin that exposes product data and capabilities to AI channels, a native MCP server and an agentic readiness score; a PayPal Store Sync catalog partner. | No statement found | None on file | Ora: 72/100 (B), 29 Oct 2026; isitagentready: 53/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |
| VTEX | Enterprise commerce and marketplace platform that endorses UCP and publishes guidance on preparing VTEX catalogs, feeds and Merchant Center for Google's UCP checkout in AI Mode and Gemini. | Announced 1: UCP | None on file | Ora: 71/100 (B), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| WooCommerce | Open-source WordPress commerce plugin with an agentic commerce track: the WordPress Abilities API for agent reads, a beta MCP server, UCP services in WooCommerce AI and ACP work with Stripe. | Partial 1: UCP; Announced 1: ACP | None on file | Ora: 67/100 (C), 23 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

[Commerce platforms on their own page](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

## Agent surfaces

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Amazon (Alexa for Shopping and Buy for Me) | Amazon's own shopping agents: Alexa for Shopping (Rufus and Alexa+ combined) inside the Amazon app, website and Echo Show, and Buy for Me, which buys from other brands' websites on the customer's behalf. | No statement found | None on file | Ora: 43/100 (D), 3 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Google (AI Mode and Gemini checkout) | Google's agent checkout in AI Mode in Search and the Gemini app, built on UCP: merchants add a checkout button to eligible listings, shoppers pay with Google Pay, and the merchant stays seller of record. | Supports 1: UCP; Announced 3: AP2, Mastercard Agent Pay, Amex ACE | None on file | Ora: 55/100 (C), 4 Nov 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Meta (Muse) | Meta's personal AI agent, launched September 2026, that runs in its own secure virtual machine with a browser and can buy on websites, checking out with Link by Stripe and listed to use PayPal and Shopify Catalog over UCP. | Supports 1: Link for agents; Announced 1: UCP | None on file | Ora: 50/100 (C), 27 Oct 2026; isitagentready: 19/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Microsoft (Copilot Checkout) | Microsoft's Copilot Checkout, which completes purchases inside Copilot with the merchant as merchant of record, fed by UCP-ready Microsoft Merchant Center feeds and partners PayPal, Shopify and Stripe, plus Brand Agents for merchants' own sites. | Supports 1: UCP; Announced 5: ACP, Visa TAP, Visa IC, Mastercard Agent Pay, Amex ACE | None on file | Ora: 62/100 (C), 26 Oct 2026; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| OpenAI (ChatGPT shopping) | OpenAI's shopping in ChatGPT: product discovery from merchant feeds shared over ACP, with purchases completed on the merchant's site or app; ACP was co-developed with Stripe and is to grow toward the full shopping journey. | Announced 2: Visa IC, Amex ACE | None on file | Ora: 47/100 (D), 5 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| Perplexity (shopping and Comet) | AI answer engine and Comet browser with in-chat shopping; checkout runs through PayPal Instant Buy with the retailer as merchant of record, and Comet's agent can shop on websites. | Announced 1: Visa IC | None on file | Ora: 68/100 (C), 23 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

[Agent surfaces on their own page](https://agentreadycheckout.com/vendors/by-type/surface)

## Retailers

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Amazon (as a retailer) | Online retailer whose Conditions of Use carry Agent Terms that require agents to identify themselves and let Amazon limit, by technical measures, how an agent uses its services. | No statement found | None on file | Ora: 43/100 (D), 3 Nov 2026; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Chewy | Pet retailer that publishes a production UCP business profile at chewy.com/.well-known/ucp with checkout, fulfillment and order capabilities and a Google Pay handler processed through Braintree. | Supports 1: UCP | None on file | Ora: 33/100 (D), 27 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| eBay | Marketplace whose User Agreement, effective 20 Feb 2026, bans buy-for-me agents, LLM-driven bots and end-to-end order flows without human review unless eBay gives prior express permission. | No statement found | None on file | Ora: 23/100 (F), 22 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| Etsy | Marketplace whose listings can be bought directly in ChatGPT, Gemini, Google AI Mode and Copilot, with buyers checking out as Etsy guests and Etsy confirming the order by email. | Supports 1: Link for agents; Announced 3: ACP, UCP, AP2 | None on file | Ora: 50/100 (C), 1 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| Instacart | Grocery marketplace that launched an Instacart app in ChatGPT in December 2025 with embedded Instant Checkout on ACP, paid through Stripe, across more than 1,800 retailers. | Supports 1: ACP | None on file | Ora: 65/100 (C), 3 Nov 2026; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Target | U.S. retailer selling through Google Search AI Mode and the Gemini app over UCP, a Target app in ChatGPT and Copilot Checkout loyalty linking, with Target Circle benefits carried into agent purchases. | Supports 1: UCP | None on file | Ora: 59/100 (C), 5 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| The Home Depot | Home improvement retailer that publishes a production UCP business profile on homedepot.com with a checkout service and a Google Pay payment handler, and endorses UCP. | Supports 1: UCP | None on file | Ora: 24/100 (F), 9 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| Walmart | U.S. retailer that sells through ChatGPT, Gemini and Muse, runs its own Sparky agent, and in October 2026 set terms for AI agents with Agent Profiles, spending limits and an MCP-based Walmart Agent Gateway. | Announced 1: UCP | None on file | Ora: 59/100 (C), 2 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Wayfair | Home goods retailer that co-developed UCP with Google and lists UCP checkout from Wayfair in AI Mode and Gemini while staying merchant of record. | Announced 1: UCP | None on file | Ora: 34/100 (D), 17 Sep 2026; isitagentready: 13/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

[Retailers on their own page](https://agentreadycheckout.com/vendors/by-type/retailer)

## Rules and identity programmes

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Cloudflare | Network and CDN that verifies signed agent traffic with Web Bot Auth, the authentication layer under Visa's Trusted Agent Protocol and Mastercard Agent Pay, and a co-developer of x402 with agent payment tooling in its Agents SDK. | Supports 4: Visa TAP, Mastercard Agent Pay, x402, MPP | None on file | Ora: 81/100 (B), 4 Nov 2026; isitagentready: 60/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |
| EMVCo | Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC); runs an Agentic Payments Task Force and published a draft EMV Agentic Payments framework built on shared Intent Services. | No statement found | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| FIDO Alliance | Open standards body behind passkeys; since April 2026 the steward of AP2 and the home of an Agentic Authentication Technical Working Group and a Payments Technical Working Group writing specifications for agent-initiated commerce. | Supports 1: AP2; Announced 1: Verifiable Intent | None on file | Ora: no cached score; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Forter | Fraud and identity decisioning company that sells Agentic Orchestration: a no-code layer that translates agent commerce protocols to a merchant's checkout and decides which agent orders to approve. | Announced 1: AP2 | None on file | Ora: 92/100 (A), 3 Nov 2026; isitagentready: 88/100 (L5 Agent-Native), 5 Nov 2026 | 5 Nov 2026 |
| HUMAN Security | Bot and fraud defence company whose AgenticTrust product detects AI agent traffic on merchant sites, applies real-time permissions per agent and lets verified agents browse and check out. | No statement found | None on file | Ora: 45/100 (D), 4 Sep 2026; isitagentready: no result | 5 Nov 2026 |
| Trulioo | Identity verification company whose Know Your Agent (KYA) programme verifies the organisation behind an AI agent and the agent's own signals, then issues a signed Digital Agent Profile that merchants and payment parties can check. | No statement found | None on file | Ora: no cached score; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| x402 Foundation | Linux Foundation project that governs the x402 protocol (HTTP 402 payments for agents and APIs) under vendor-neutral, open governance after Coinbase contributed it in 2026. | Supports 1: x402 | None on file | Ora: 71/100 (B), 28 Aug 2026; isitagentready: 53/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |

[Rules and identity programmes on their own page](https://agentreadycheckout.com/vendors/by-type/rules-programme)

## What is left out

43 names that appeared on partner lists, endorser lists or press releases are not rows. Each is listed with the reason. A name returns to the list when a page of its own states an agent payment product.

-   **Named on a protocol partner list or press release, but no page of their own that states an agent payment product was found in the 5 Nov 2026 read**  
    Mesh, BVNK, Payabli, Diddo, Prove, Okta (Auth0), Signifyd, Sardine, Riskified, dLocal, EBANX, Juspay, Nexi, Payoneer, Revolut, MetaMask, Square and Block, Toast, Splitit, Elavon, CyberSource, JCB, AWS
-   **Listed as endorsers of the Universal Commerce Protocol, with no agent statement of their own found in the 5 Nov 2026 read**  
    Best Buy, Kroger, Lowe's, DoorDash, Zalando, Macy's, Gap, Sephora, Ulta, Expedia, Booking.com, Flipkart, Shopee
-   **Pages that refused automated requests or could not be read on 5 Nov 2026, so no fact could be cited**  
    NPCI (UPI), Akamai, SAP Commerce Cloud, Wix
-   **Own pages read, with no agent payment statement on them**  
    nekuda, Basis Theory
-   **Covered under another row**  
    Global Payments (as the operator of Worldpay)

## How the checks are read

-   **Ora agent-readiness score.** The cached score that Ora returns for the vendor's domain, with the date of Ora's own scan. A domain Ora has not scanned reads "no cached score", and no scan was started for this section. The figures are Ora's.
-   **Ora payments layer.** The payments layer inside the same Ora record. Its six checks are bonus checks that count only when passed, so a reading of 0/0 means none passed and no points counted. A profile shows the row only where points counted.
-   **isitagentready scan.** A scan of the vendor's domain by the isitagentready service on 5 Nov 2026, with its default check profile. The value is the percent of counted checks passed and the readiness level the service names. Where a scan returned no result, the row gives the HTTP status the scanner got from the site.
-   **robots.txt, llms.txt and the UCP profile.** Read from [the crawl of 4 Nov 2026](https://agentreadycheckout.com/data/commerce-discovery-files) as an HTTP status and, for robots.txt, the number of user-agent groups. The UCP specification names /.well-known/ucp, so a miss at the .json path is not a verdict.
-   **Homepage fetch.** One GET of the homepage address when this section was built, after reading robots.txt, with the status as returned. A status other than 200 is a result, not an error.

## Download the dataset

Every vendor with its facts, products, standards, checks, limits and sources, dated 5 Nov 2026: [vendors.json](https://agentreadycheckout.com/vendors/vendors.json) and [vendors.csv](https://agentreadycheckout.com/vendors/vendors.csv). The CSV has one row per vendor. The files are free to reuse with attribution under the [terms](https://agentreadycheckout.com/terms).

**Cite this:** Agent Ready Checkout. Agent checkout vendors. Edition of 5 Nov 2026. https://agentreadycheckout.com/vendors

## Sources

1.  [ucp.dev/](https://ucp.dev/), read 4 Nov 2026
2.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
3.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
4.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026
5.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
6.  [ora.ai](https://ora.ai/?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendors), read 5 Nov 2026
7.  [isitagentready.com](https://isitagentready.com/), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Adobe Commerce: vendor profile | Agent Ready Checkout"
description: "Adobe Commerce: Enterprise commerce platform (formerly Magento) committed to UCP and ACP. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/adobe-commerce
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Adobe Commerce: vendor profile | Agent Ready Checkout

> Adobe Commerce: Enterprise commerce platform (formerly Magento) committed to UCP and ACP. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/adobe-commerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# Adobe Commerce

In short

Adobe Commerce, formerly Magento, offers merchants a Commerce MCP server that exposes catalogue, cart, pricing, checkout and order flows to assistants, plus an April 2026 PayPal tie-up for product feeds into Perplexity and Copilot. ACP and UCP are reached through Stripe and Adyen rather than native endpoints, which Adobe has committed to support. No list price is published.

## At a glance

What it is

Enterprise commerce platform (formerly Magento) committed to UCP and ACP, with a Commerce MCP server for agents and partnerships with PayPal Store Sync, Stripe and Adyen for agent checkout.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Operator

Adobe

Homepage

[business.adobe.com](https://business.adobe.com/products/commerce.html)

Matrix column

0 live, 0 pilot, 3 announced, 0 not supported, 9 with no statement found  
[Adobe Commerce in the matrix](https://agentreadycheckout.com/platforms/adobe-commerce)

Last read

5 Nov 2026

## What it does for this layer

-   Adobe said on 20 Apr 2026 that through its PayPal partnership it is bringing real-time product feeds and checkout to Perplexity and Copilot through Adobe Commerce and PayPal Store Sync. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026, dated 20 Apr 2026.
-   Adobe says its partnerships with Stripe and Adyen support ACP and UCP for transactions inside chat and agent interactions. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026, dated 20 Apr 2026.
-   Adobe's Commerce MCP server covers catalog, cart, pricing, inventory, promotions, checkout, order management and post-purchase flows. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026, dated 20 Apr 2026.
-   Adobe says merchants can use the Commerce MCP server to build shopping assistants, voice shopping agents and upsell agents or connect third-party ones. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026, dated 20 Apr 2026.
-   Adobe says Adobe Commerce lets brands keep control of storefront, pricing and fulfilment when agents transact. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026.
-   Adobe frames the next step after optimising content for LLMs as letting assistants embed product search, transactions, order tracking and returns. [business.adobe.com](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Commerce MCP server | Real-time agent access to Adobe Commerce catalog, cart, checkout and order data. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | business.adobe.com, read 4 Nov 2026 |
| UCP | announced 4 Nov 2026 | business.adobe.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | business.adobe.com, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 36/100 (D) | adobe.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 7 user-agent groups | adobe.com | 4 Nov 2026 | adobe.com |
| llms.txt | HTTP 200 | adobe.com | 4 Nov 2026 | adobe.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | adobe.com | 4 Nov 2026 | adobe.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 520 from the site) | business.adobe.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | No answer: no answer within 25 seconds | business.adobe.com | 5 Nov 2026 | business.adobe.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Adobe Commerce does not ship native UCP or ACP endpoints in the pages read; Adobe states a commitment to support them.
-   Adobe does not publish Adobe Commerce list prices; the product is sold through sales.

## Related pages on this site

-   [Adobe Commerce](https://agentreadycheckout.com/platforms/adobe-commerce), platform profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 5 Nov 2026
2.  [business.adobe.com/blog/adobe-commerce-summit-announcements](https://business.adobe.com/blog/adobe-commerce-summit-announcements), read 5 Nov 2026
3.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
4.  [business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards](https://business.adobe.com/blog/adobe-commerce-commits-to-agentic-commerce-standards), read 4 Nov 2026
5.  [experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-c](https://experienceleague.adobe.com/en/docs/commerce/information-center/insights-and-guidance/architectural-foundations-agentic-commerce), read 4 Nov 2026
6.  [Ora cached score record for adobe.com](https://ora.ai/api/score/adobe.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
7.  [robots.txt of adobe.com](https://adobe.com/robots.txt), read 4 Nov 2026
8.  [llms.txt of adobe.com](https://adobe.com/llms.txt), read 4 Nov 2026
9.  [UCP profile path on adobe.com](https://adobe.com/.well-known/ucp.json), read 4 Nov 2026
10.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Adyen: vendor profile | Agent Ready Checkout"
description: "Adyen: Global acquirer and PSP whose Adyen Agentic suite (feed, cart and payments APIs) lets enterprise merchants accept agent orders. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/adyen
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Adyen: vendor profile | Agent Ready Checkout

> Adyen: Global acquirer and PSP whose Adyen Agentic suite (feed, cart and payments APIs) lets enterprise merchants accept agent orders. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/adyen
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Adyen

In short

Enterprise merchants reach AI agents through one Adyen integration, which Adyen markets as a universal translator and which leaves the merchant as seller of record. Access to the ACP and UCP routes began in limited availability. A published US rate adds a fixed 13 cents to the payment-method fee, and cards are priced Interchange++.

## At a glance

What it is

Global acquirer and PSP whose Adyen Agentic suite (feed, cart and payments APIs) lets enterprise merchants accept agent orders over ACP and UCP while staying merchant of record.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[adyen.com](https://www.adyen.com)

Matrix column

0 live, 2 pilot, 7 announced, 0 not supported, 3 with no statement found  
[Adyen in the matrix](https://agentreadycheckout.com/processors/adyen-agentic)

Last read

5 Nov 2026

## What it does for this layer

-   Adyen's US pricing charges a fixed $0.13 processing fee per transaction plus a payment-method fee, with no setup or monthly fees. [adyen.com](https://www.adyen.com/pricing), read 5 Nov 2026.
-   Adyen prices cards on Interchange++, passing interchange fees through to the merchant. [adyen.com](https://www.adyen.com/pricing), read 5 Nov 2026.
-   Adyen markets Adyen Agentic as a "universal translator" between a merchant's commerce stack and the agent economy, delivered as one integration. [adyen.com](https://www.adyen.com/agentic-commerce), read 5 Nov 2026.
-   Adyen says Adyen Agentic accepts payments across the major agentic protocols and channels. [adyen.com](https://www.adyen.com/agentic-commerce), read 5 Nov 2026.
-   Adyen says its risk engine, trained on trillions of transactions, distinguishes legitimate AI agents from bots before checkout. [adyen.com](https://www.adyen.com/agentic-commerce), read 5 Nov 2026. Vendor claim
-   Adyen's agentic page quotes the cross-border commerce provider ESW on its partnership with Adyen for enterprise brands. [adyen.com](https://www.adyen.com/agentic-commerce), read 5 Nov 2026.
-   Google Cloud's AP2 launch post quotes Adyen's co-CEO on Adyen's collaboration on AP2. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026, dated 16 Sep 2025. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Adyen Agentic | Agentic Feed, Agentic Cart and Agentic Payments APIs for selling through conversational AI platforms. | per transaction; $0.13 fixed processing fee plus the payment-method fee (cards on Interchange++) (USD); General Adyen pricing; no separate Adyen Agentic price is published.; adyen.com, as of 5 Nov 2026 |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | pilot 4 Nov 2026 | adyen.com, read 4 Nov 2026 |
| UCP | pilot 4 Nov 2026 | adyen.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | cloud.google.com, read 4 Nov 2026 |
| Visa TAP | announced 4 Nov 2026 | investor.visa.com, read 4 Nov 2026 |
| Visa IC | announced 4 Nov 2026 | adyen.com, read 4 Nov 2026 |
| Mastercard Agent Pay | announced 4 Nov 2026 | adyen.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | announced 4 Nov 2026 | adyen.com, read 4 Nov 2026 |
| x402 | announced 4 Nov 2026 | x402.org, read 4 Nov 2026 |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 71/100 (B) | adyen.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | adyen.com | 4 Nov 2026 | adyen.com |
| llms.txt | HTTP 200 | adyen.com | 4 Nov 2026 | adyen.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | adyen.com | 4 Nov 2026 | adyen.com |
| Cloudflare isitagentready scan | 13/100 (L1 Basic Web Presence) | adyen.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | adyen.com | 5 Nov 2026 | adyen.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Adyen does not publish a separate price for Adyen Agentic; enterprise access was in limited availability at launch.
-   Adyen does not become merchant of record for agent orders; the merchant keeps that role.

## Related pages on this site

-   [Adyen Agentic](https://agentreadycheckout.com/processors/adyen-agentic), processor profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [adyen.com](https://www.adyen.com), read 5 Nov 2026
2.  [Pricing for supported payment methods - Adyen](https://www.adyen.com/pricing), read 5 Nov 2026
3.  [adyen.com/agentic-commerce](https://www.adyen.com/agentic-commerce), read 5 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
6.  [adyen.com/press-and-media/adyen-agentic](https://www.adyen.com/press-and-media/adyen-agentic), read 4 Nov 2026
7.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
8.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
9.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026
10.  [docs.adyen.com/online-payments/agentic-commerce](https://docs.adyen.com/online-payments/agentic-commerce), read 4 Nov 2026
11.  [Ora cached score record for adyen.com](https://ora.ai/api/score/adyen.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
12.  [robots.txt of adyen.com](https://adyen.com/robots.txt), read 4 Nov 2026
13.  [llms.txt of adyen.com](https://adyen.com/llms.txt), read 4 Nov 2026
14.  [UCP profile path on adyen.com](https://adyen.com/.well-known/ucp.json), read 4 Nov 2026
15.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [15 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Affirm: vendor profile | Agent Ready Checkout"
description: "Affirm: Pay-over-time network that supports Google's AP2 to put buy now, pay later into agent checkouts. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/affirm
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Affirm: vendor profile | Agent Ready Checkout

> Affirm: Pay-over-time network that supports Google's AP2 to put buy now, pay later into agent checkouts. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/affirm
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, wallet

# Affirm

In short

Affirm said on 9 October 2025 that it supports Google's Agent Payments Protocol, building on earlier Google Pay and Chrome autofill work, so instalment plans can appear in agent checkouts. It also endorses UCP. Affirm runs no shopping agent of its own, and the release names no live agent surface where its financing appears.

## At a glance

What it is

Pay-over-time network that supports Google's AP2 to put buy now, pay later into agent checkouts, integrates with Google Pay and Chrome autofill, and endorses UCP.

Type

[Wallet](https://agentreadycheckout.com/vendors/by-type/wallet)

Homepage

[affirm.com](https://www.affirm.com)

Last read

5 Nov 2026

## What it does for this layer

-   Affirm announced support for Google's Agent Payments Protocol on 9 Oct 2025, extending a partnership that already included Google Pay and Chrome autofill integrations. [investors.affirm.com](https://investors.affirm.com/news-releases/news-release-details/affirm-extends-collaboration-google-supporter-agent-payments), read 5 Nov 2026, dated 9 Oct 2025.
-   Affirm says its technology already works across wallets, browsers, chatbots and AI agents. [investors.affirm.com](https://investors.affirm.com/news-releases/news-release-details/affirm-extends-collaboration-google-supporter-agent-payments), read 5 Nov 2026, dated 9 Oct 2025. Vendor claim
-   Affirm says it assesses risk and approves in real time at the transaction level, with pay-over-time terms as low as 0% APR. [investors.affirm.com](https://investors.affirm.com/news-releases/news-release-details/affirm-extends-collaboration-google-supporter-agent-payments), read 5 Nov 2026.
-   Affirm says contributing to AP2 helps embed buy now, pay later into the architecture of agentic commerce. [investors.affirm.com](https://investors.affirm.com/news-releases/news-release-details/affirm-extends-collaboration-google-supporter-agent-payments), read 5 Nov 2026, dated 9 Oct 2025.
-   Affirm's homepage says Affirm can be used with Apple Pay and Google Pay at checkout. [affirm.com](https://www.affirm.com/), read 5 Nov 2026.
-   Affirm's homepage example for a 400 USD purchase is an 80 USD down payment and 12 monthly payments of 28.88 USD at 15% APR. [affirm.com](https://www.affirm.com/), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Affirm pay over time | Instalment financing approved per transaction, usable through wallets and agent checkouts. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | announced | ucp.dev, read 5 Nov 2026 |
| AP2 | announced | Affirm "announced its support for Google's Agent Payments Protocol (AP2)" (9 Oct 2025). investors.affirm.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 65/100 (C) | affirm.com | 15 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | affirm.com | 4 Nov 2026 | affirm.com |
| llms.txt | HTTP 404 | affirm.com | 4 Nov 2026 | affirm.com |
| UCP profile at /.well-known/ucp.json | HTTP 403 | affirm.com | 4 Nov 2026 | affirm.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | affirm.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | affirm.com | 5 Nov 2026 | affirm.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Affirm does not run a shopping agent; it supplies financing inside other checkouts.
-   Affirm's AP2 release does not name a live agent surface where Affirm is offered.

## Related pages on this site

-   [All wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [affirm.com](https://www.affirm.com), read 5 Nov 2026
2.  [Affirm extends collaboration with Google as a supporter of Agent Payments Protocol (AP2)](https://investors.affirm.com/news-releases/news-release-details/affirm-extends-collaboration-google-supporter-agent-payments), read 5 Nov 2026
3.  [Affirm | Pay over time with flexible payment plans and no fees](https://www.affirm.com/), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Ora cached score record for affirm.com](https://ora.ai/api/score/affirm.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of affirm.com](https://affirm.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of affirm.com](https://affirm.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on affirm.com](https://affirm.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Airwallex: vendor profile | Agent Ready Checkout"
description: "Airwallex: Global payments and treasury company selling an Agentic Commerce Suite. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/airwallex
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Airwallex: vendor profile | Agent Ready Checkout

> Airwallex: Global payments and treasury company selling an Agentic Commerce Suite. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/airwallex
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Airwallex

In short

Airwallex sells merchants a bundle for agent sales: a checkout SDK, a vault that tokenises saved cards, a risk SDK for telling real agents from bots, and acceptance of ACP and UCP. A separate toolkit gives agents command-line and MCP access to an Airwallex account. The agentic page lists no price.

## At a glance

What it is

Global payments and treasury company selling an Agentic Commerce Suite (agent checkout SDK, agentic token vault, agent risk SDK, ACP and UCP acceptance) and AgentOS, an MCP and CLI toolkit for agents to run an Airwallex account.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[airwallex.com](https://www.airwallex.com)

Last read

5 Nov 2026

## What it does for this layer

-   Airwallex says its Agentic Commerce Suite accepts payments from any agentic interface across major protocols, including ACP and UCP. [airwallex.com](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026.
-   Airwallex's Agentic Token Vault tokenises a customer's saved card details so the customer can check out through any agent. [airwallex.com](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026.
-   Airwallex says its Agentic Payment Rails give card issuers context for agent payments, built on the latest Visa and Mastercard standards. [airwallex.com](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026.
-   Airwallex's Agent Trust and Risk SDK is sold to distinguish legitimate agents from malicious bots. [airwallex.com](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026.
-   Airwallex's Agentic Checkout SDK makes a merchant's catalogue discoverable across agents and lets the merchant control which agents see products, how they transact and how orders are fulfilled. [airwallex.com](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026.
-   Airwallex lets merchants track sales by agent to compare agent channels. [airwallex.com](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026.
-   Airwallex AgentOS bundles the Airwallex CLI, an AgentOS MCP server connected to a production account, pre-built skills and plugins for Claude Code, Claude Cowork and Cursor. [airwallex.com](https://www.airwallex.com/docs/developer-tools/ai/agentos), read 5 Nov 2026.
-   Airwallex offers a sandbox Developer MCP and a documentation-only Docs MCP for building integrations, separate from the production AgentOS MCP server. [airwallex.com](https://www.airwallex.com/docs/developer-tools/ai/agentos), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Commerce Suite | Agentic Checkout SDK, Agentic Token Vault, Agentic Payment Rails and Agent Trust and Risk SDK for selling through agents. | No price on file |
| AgentOS | CLI, MCP server, skills and plugins that let an AI agent operate an Airwallex account. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | supports | airwallex.com, read 5 Nov 2026 |
| UCP | supports | As for ACP airwallex.com, read 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 71/100 (B) | airwallex.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 3 user-agent groups | airwallex.com | 4 Nov 2026 | airwallex.com |
| llms.txt | HTTP 200 | airwallex.com | 4 Nov 2026 | airwallex.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | airwallex.com | 4 Nov 2026 | airwallex.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | airwallex.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | airwallex.com | 5 Nov 2026 | airwallex.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Airwallex does not name the Visa or Mastercard agent programmes it builds on; the page says "the latest Visa and Mastercard standards" only.
-   Airwallex does not publish separate pricing for the Agentic Commerce Suite on the agentic page.

## Related pages on this site

-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [airwallex.com](https://www.airwallex.com), read 5 Nov 2026
2.  [Your universal payment gateway for Agentic Commerce | Airwallex NL](https://www.airwallex.com/nl/payments/agentic-commerce), read 5 Nov 2026
3.  [Airwallex AgentOS - Airwallex Docs](https://www.airwallex.com/docs/developer-tools/ai/agentos), read 5 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [Ora cached score record for airwallex.com](https://ora.ai/api/score/airwallex.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of airwallex.com](https://airwallex.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of airwallex.com](https://airwallex.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on airwallex.com](https://airwallex.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Alchemy: vendor profile | Agent Ready Checkout"
description: "Alchemy: Blockchain developer platform whose agent offering gives agents a card to spend anywhere cards are accepted. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/alchemy
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Alchemy: vendor profile | Agent Ready Checkout

> Alchemy: Blockchain developer platform whose agent offering gives agents a card to spend anywhere cards are accepted. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/alchemy
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Alchemy

In short

Alchemy, a blockchain developer platform, hands agents a card usable anywhere cards are taken and claims a single endpoint can receive payments from agents on any protocol. Its MCP server and command-line tools connect coding agents to more than 100 chains. The page leaves unnamed which protocols that endpoint accepts.

## At a glance

What it is

Blockchain developer platform whose agent offering gives agents a card to spend anywhere cards are accepted, one endpoint to accept agent payments across protocols, wallets and access to 100+ chains.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[alchemy.com](https://www.alchemy.com/agents)

Last read

5 Nov 2026

## What it does for this layer

-   Alchemy says it gives agents a card to spend anywhere cards are accepted. [alchemy.com](https://www.alchemy.com/agents), read 5 Nov 2026.
-   Alchemy offers one endpoint to accept payments from any agent across every agent payment protocol, according to Alchemy. [alchemy.com](https://www.alchemy.com/agents), read 5 Nov 2026. Vendor claim
-   Alchemy connects coding agents to 100+ chains through its MCP server, CLI and skills. [alchemy.com](https://www.alchemy.com/agents), read 5 Nov 2026.
-   Alchemy offers more than 160 tools to teach AI coding agents to use its APIs. [alchemy.com](https://www.alchemy.com/agents), read 5 Nov 2026.
-   Alchemy provides programmable wallets and gas sponsorship so users do not pay gas fees. [alchemy.com](https://www.alchemy.com/agents), read 5 Nov 2026.
-   Alchemy's agentic-gateway skill lets an autonomous agent authenticate with an EVM wallet instead of holding a static API key. [alchemy.com](https://www.alchemy.com/agents), read 5 Nov 2026.
-   The MPP site shows Alchemy among the logos of organisations working with the Machine Payments Protocol. [mpp.dev](https://mpp.dev/), read 5 Nov 2026. Observed

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Alchemy for agents | Agent cards, a multi-protocol payment acceptance endpoint, wallets and chain access for agents. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 78/100 (B) | alchemy.com | 14 Sep 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | alchemy.com | 4 Nov 2026 | alchemy.com |
| llms.txt | HTTP 200 | alchemy.com | 4 Nov 2026 | alchemy.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | alchemy.com | 4 Nov 2026 | alchemy.com |
| Cloudflare isitagentready scan | 33/100 (L1 Basic Web Presence) | alchemy.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | alchemy.com | 5 Nov 2026 | alchemy.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Alchemy's agent page does not list which agent payment protocols its acceptance endpoint covers by name.
-   Alchemy does not act as the merchant's acquirer for card payments in the page read.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [Crypto APIs for Agents | Alchemy](https://www.alchemy.com/agents), read 5 Nov 2026
2.  [Machine Payments Protocol](https://mpp.dev/), read 5 Nov 2026
3.  [Ora cached score record for alchemy.com](https://ora.ai/api/score/alchemy.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [robots.txt of alchemy.com](https://alchemy.com/robots.txt), read 4 Nov 2026
5.  [llms.txt of alchemy.com](https://alchemy.com/llms.txt), read 4 Nov 2026
6.  [UCP profile path on alchemy.com](https://alchemy.com/.well-known/ucp.json), read 4 Nov 2026
7.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon (as a retailer): vendor profile | Agent Ready Checkout"
description: "Amazon (as a retailer): Online retailer whose Conditions of Use carry Agent Terms that require agents to identify themselves and let. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/amazon
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Amazon (as a retailer): vendor profile | Agent Ready Checkout

> Amazon (as a retailer): Online retailer whose Conditions of Use carry Agent Terms that require agents to identify themselves and let. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/amazon
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Amazon (as a retailer)

In short

Amazon's Conditions of Use treat any software acting for a person as an agent and require it to put Agent/ and its name in the user agent string, to answer truthfully when asked whether it is a computer, and not to dodge blocking measures. Amazon may limit agents by technical means. It accepts no ACP or UCP checkout.

## At a glance

What it is

Online retailer whose Conditions of Use carry Agent Terms that require agents to identify themselves and let Amazon limit, by technical measures, how an agent uses its services.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[amazon.com](https://www.amazon.com)

Matrix column

0 live, 0 pilot, 0 announced, 2 not supported, 10 with no statement found  
[Amazon in the matrix](https://agentreadycheckout.com/retailers/amazon)

Last read

5 Nov 2026

## What it does for this layer

-   Amazon's Conditions of Use define an Agent as any software or service that takes autonomous or semi-autonomous action on behalf of, or at the instruction of, a person or entity. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 5 Nov 2026.
-   Amazon's Agent Terms require an agent to include "Agent/\[agent name\]" in the user agent string of every HTTP or HTTPS request, for example Agent/AmazonAgent. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 5 Nov 2026.
-   Amazon's Agent Terms require agents to answer truthfully any prompt that asks whether an interaction comes from a human or a computer. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 5 Nov 2026.
-   Amazon's Agent Terms say Amazon may limit, including by technical measures and at its sole discretion, whether and how any agent uses Amazon services. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 5 Nov 2026.
-   Amazon's Agent Terms bar agents from circumventing any measure meant to block, limit or control agent access. [amazon.com](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 5 Nov 2026.
-   Amazon says it carries hundreds of millions of products, including 300 million items with fast, free Prime delivery across more than 35 categories. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026. Vendor claim
-   SiliconANGLE reported on 21 Sep 2026 that Amazon had blocked Meta's Muse agent from its marketplace and told users of the block late on Sunday 20 Sep 2026. [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 5 Nov 2026, dated 21 Sep 2026. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | not supported 4 Nov 2026 | amazon.com, read 4 Nov 2026 |
| UCP | not supported 4 Nov 2026 | amazon.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 43/100 (D) | amazon.com | 3 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 101 user-agent groups | amazon.com | 4 Nov 2026 | amazon.com |
| llms.txt | HTTP 404 | amazon.com | 4 Nov 2026 | amazon.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | amazon.com | 4 Nov 2026 | amazon.com |
| Cloudflare isitagentready scan | 13/100 (L0 Not Ready) | amazon.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| UCP profile at /.well-known/ucp | HTTP 404 | amazon.com | 5 Nov 2026 | amazon.com |
| Homepage fetch at build | HTTP 200 | amazon.com | 5 Nov 2026 | amazon.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Amazon does not let outside shopping agents buy on Amazon.com unless they identify themselves and stop when asked; it blocked Meta's Muse in September 2026.
-   Amazon does not accept ACP or UCP checkout on Amazon.com in the pages read.

## Related pages on this site

-   [Amazon](https://agentreadycheckout.com/retailers/amazon), retailer profile
-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me), agent surface profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [amazon.com](https://www.amazon.com), read 5 Nov 2026
2.  [Amazon Conditions of Use](https://www.amazon.com/gp/help/customer/display.html?nodeId=508088), read 5 Nov 2026
3.  [Amazon Buy for Me](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026
4.  [amazon.com /.well-known/ucp (HTTP 404, observed)](https://www.amazon.com/.well-known/ucp), read 5 Nov 2026
5.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 5 Nov 2026. Secondary source
6.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
7.  [amazon.com/robots.txt](https://www.amazon.com/robots.txt), read 4 Nov 2026
8.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026
9.  [Ora cached score record for amazon.com](https://ora.ai/api/score/amazon.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
10.  [robots.txt of amazon.com](https://amazon.com/robots.txt), read 4 Nov 2026
11.  [llms.txt of amazon.com](https://amazon.com/llms.txt), read 4 Nov 2026
12.  [UCP profile path on amazon.com](https://amazon.com/.well-known/ucp.json), read 4 Nov 2026
13.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [13 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Amazon (Alexa for Shopping and Buy for Me) | Agent Ready Checkout"
description: "Amazon (Alexa for Shopping and Buy for Me): Amazon's own shopping agents: Alexa for Shopping. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/amazon-rufus-buy-for-me
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Amazon (Alexa for Shopping and Buy for Me) | Agent Ready Checkout

> Amazon (Alexa for Shopping and Buy for Me): Amazon's own shopping agents: Alexa for Shopping. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/amazon-rufus-buy-for-me
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent surface

# Amazon (Alexa for Shopping and Buy for Me)

In short

Amazon runs two agents of its own. Alexa for Shopping, open to every customer in the app and website, compares products and sets price alerts. Buy for Me, a beta for some customers in the United States, buys from other brands' websites while the brand store sells, delivers and handles returns. Neither uses ACP or UCP checkout.

## At a glance

What it is

Amazon's own shopping agents: Alexa for Shopping (Rufus and Alexa+ combined) inside the Amazon app, website and Echo Show, and Buy for Me, which buys from other brands' websites on the customer's behalf.

Type

[Agent surface](https://agentreadycheckout.com/vendors/by-type/surface)

Operator

Amazon

Homepage

[aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant)

Last read

5 Nov 2026

## What it does for this layer

-   Amazon says Alexa for Shopping is available to all Amazon customers on the Amazon Shopping app and website with no Prime membership or Echo device required. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026.
-   Amazon says Alexa for Shopping can set price alerts, with an Echo device notifying the customer when the price drops. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026.
-   Amazon says Alexa for Shopping can compare products selected from search results side by side on features, prices and reviews. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026.
-   Amazon says the full Amazon store experience is available on Echo Show alongside Alexa for Shopping. [aboutamazon.com](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026.
-   Amazon shows Buy for Me items in search results under the heading "Shop brand sites directly". [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026.
-   Amazon launched Buy for Me as a beta in the Amazon Shopping app on iOS and Android for a subset of U.S. customers, starting with a limited number of brand stores. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026.
-   Amazon lets customers track Buy for Me orders in a Buy for Me Orders tab in Your Orders, while confirmation emails come from the brand store. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026.
-   Amazon's Shop Direct Merchant Workspace lets stores across the web have their products discovered on Alexa for Shopping and Amazon. [aboutamazon.com](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Alexa for Shopping | Amazon's shopping assistant combining Rufus and Alexa+ across the app, website and Echo devices. | No price on file |
| Buy for Me | An agent that buys items Amazon does not sell from brand websites using the customer's Amazon details. | No price on file |
| Shop Direct Merchant Workspace | A workspace for outside stores to list products for discovery on Amazon. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 43/100 (D) | amazon.com | 3 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 101 user-agent groups | amazon.com | 4 Nov 2026 | amazon.com |
| llms.txt | HTTP 404 | amazon.com | 4 Nov 2026 | amazon.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | amazon.com | 4 Nov 2026 | amazon.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | aboutamazon.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | aboutamazon.com | 5 Nov 2026 | aboutamazon.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Amazon is not the seller for Buy for Me orders; the brand store sells, delivers and handles returns.
-   Amazon's agents do not use ACP or UCP checkout per the pages read; Buy for Me completes the brand's own web checkout.

## Related pages on this site

-   [Amazon Rufus, Alexa for Shopping and Buy for Me](https://agentreadycheckout.com/surfaces/amazon-rufus-and-buy-for-me), agent surface profile
-   [Amazon](https://agentreadycheckout.com/retailers/amazon), retailer profile
-   [All agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026
2.  [Amazon Buy for Me](https://www.aboutamazon.com/news/retail/amazon-shopping-app-buy-for-me-brands), read 5 Nov 2026
3.  [Ora cached score record for amazon.com](https://ora.ai/api/score/amazon.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
4.  [robots.txt of amazon.com](https://amazon.com/robots.txt), read 4 Nov 2026
5.  [llms.txt of amazon.com](https://amazon.com/llms.txt), read 4 Nov 2026
6.  [UCP profile path on amazon.com](https://amazon.com/.well-known/ucp.json), read 4 Nov 2026
7.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "American Express: vendor profile | Agent Ready Checkout"
description: "American Express: Card network and issuer that publishes the Agentic Commerce Experiences (ACE) developer kit. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/american-express
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# American Express: vendor profile | Agent Ready Checkout

> American Express: Card network and issuer that publishes the Agentic Commerce Experiences (ACE) developer kit. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/american-express
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, card network

# American Express

In short

American Express packages its agent offer as the ACE developer kit, covering agent registration, account enablement, intent checks, tokenised credentials and cart context. Credentials go only to verified agents, and a purchase proceeds only after the Card Member approves the intent. Amex has not yet released its roster of registered agents, and the protection terms are still to come.

## At a glance

What it is

Card network and issuer that publishes the Agentic Commerce Experiences (ACE) developer kit: agent registration, account enablement, intent intelligence, tokenised payment credentials and cart context for agent purchases on Amex cards.

Type

[Card network](https://agentreadycheckout.com/vendors/by-type/network)

Homepage

[americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/)

Last read

5 Nov 2026

## What it does for this layer

-   American Express describes ACE as a developer kit of integrated services that "support interoperability across agentic commerce protocols and standards". [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026.
-   American Express says it will issue tokenised agentic payment credentials only to verified agents. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026.
-   American Express says verified AI agents transact only after the Card Member explicitly approves a purchase intent. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026.
-   American Express says Card Members will be able to register their cards with verified agents and link accounts for personalised Membership experiences under the Agent Registration service. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026.
-   American Express says a full list of registered agents is "Coming soon", alongside more detail on Amex Agent Purchase Protection. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026.
-   American Express names booking flights, dinner reservations, buying goods and refilling business inventory as the agent tasks ACE is built for. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026.
-   American Express says Membership benefits, rewards and service can be carried into agent purchases on Amex cards. [americanexpress.com](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026. Vendor claim

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Commerce Experiences (ACE) developer kit | Five services: Agent Registration, Account Enablement, Intent Intelligence, Payment Credentials and Cart Context. | No price on file |
| Amex Agent Purchase Protection | Announced protection for eligible Card Members against charges caused by a registered agent's error, tied to authenticated purchase intent. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | announced | ucp.dev, read 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | partial | americanexpress.com, read 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 44/100 (D) | americanexpress.com | 22 Aug 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | americanexpress.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | No answer: response headers too large for the fetcher | americanexpress.com | 5 Nov 2026 | americanexpress.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   American Express does not yet publish the list of registered agents or the full terms of Agent Purchase Protection; both are marked coming soon.
-   American Express does not cover subjective intent such as a request for the "best" item under Agent Purchase Protection.

## Related pages on this site

-   [American Express Agentic Commerce Experiences (ACE)](https://agentreadycheckout.com/protocols/amex-ace), protocol profile
-   [All card networks](https://agentreadycheckout.com/vendors/by-type/network) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026
2.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
3.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
4.  [Ora cached score record for americanexpress.com](https://ora.ai/api/score/americanexpress.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Ant International (Alipay+): vendor profile | Agent Ready Checkout"
description: "Ant International (Alipay+): Operator of the Alipay+ wallet network and Antom. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/ant-international
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Ant International (Alipay+): vendor profile | Agent Ready Checkout

> Ant International (Alipay+): Operator of the Alipay+ wallet network and Antom. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/ant-international
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, wallet

# Ant International (Alipay+)

In short

Ant International, which runs the Alipay+ wallet network, joined Google's AP2 as a launch partner in September 2025 and wrote its own Agentic Mobile Protocol, where consumers authorise a defined task within a budget. Trade coverage says the first phase covers ten wallets and seven acquirers. The protocol is separate from ACP and UCP.

## At a glance

What it is

Operator of the Alipay+ wallet network and Antom; authored the open Agentic Mobile Protocol (AMP) for agent payments from wallets and super apps, and is an AP2 launch partner and TAP early partner.

Type

[Wallet](https://agentreadycheckout.com/vendors/by-type/wallet)

Homepage

[ant-intl.com](https://www.ant-intl.com/en/)

Last read

5 Nov 2026

## What it does for this layer

-   Ant International announced in September 2025 that it is a launch partner of Google's AP2, bringing alternative payment method expertise and ties with 36 digital wallets to develop an APM-based agent payments protocol. [ant-intl.com](https://www.ant-intl.com/en/news/detail/ant-international-joins-googles-agent-payments-protocol-as-a-launch-partner-co-building-a-trusted-foundation-for-agentic-commerce/), read 5 Nov 2026, dated 17 Sep 2025.
-   Ant International says it uses a payment mandate model to link transaction parameters with verifiable intent evidence. [ant-intl.com](https://www.ant-intl.com/en/news/detail/ant-international-joins-googles-agent-payments-protocol-as-a-launch-partner-co-building-a-trusted-foundation-for-agentic-commerce/), read 5 Nov 2026.
-   Ant International says Alipay+ Voyager, an AI travel agent for wallet and super app users launched in July 2025, will use AP2 capabilities. [ant-intl.com](https://www.ant-intl.com/en/news/detail/ant-international-joins-googles-agent-payments-protocol-as-a-launch-partner-co-building-a-trusted-foundation-for-agentic-commerce/), read 5 Nov 2026.
-   Ant International launched a Model Context Protocol based agentic payment solution combining its APM checkout and payment mandate model. [ant-intl.com](https://www.ant-intl.com/en/news/detail/ant-international-joins-googles-agent-payments-protocol-as-a-launch-partner-co-building-a-trusted-foundation-for-agentic-commerce/), read 5 Nov 2026.
-   Ant International's Agentic Mobile Protocol (AMP), launched in April 2026, lets consumers authorise specific agent tasks with defined budgets and conditions instead of giving agents open account access. [fintech.global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026. Secondary source
-   AMP includes an Agent Trust Rating for agent identity, AgentSafePay as a money-back guarantee for merchants, and a settlement mechanism for payments as small as 0.000001 USD, according to FinTech Global. [fintech.global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026. Secondary source
-   The first AMP phase brings ten Alipay+ wallets with 1.5 billion user accounts and seven acquirers: Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei and Worldline. [fintech.global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026, dated 11 Sep 2026. Secondary source
-   Ant International is working with Mastercard and Visa on a Know-Your-Agent interoperability framework through BuildFin.ai, convened by the Monetary Authority of Singapore. [fintech.global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026, dated 11 Sep 2026. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Mobile Protocol (AMP) | An open protocol for agent payments from digital wallets, super apps and connected devices. | No price on file |
| Alipay+ | A cross-border network of mobile wallets and QR schemes. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | Ant International is "a launch partner of Google to develop Agent Payments Protocol (AP2)". ant-intl.com, read 5 Nov 2026 |
| Visa TAP | announced | Named by Visa among early TAP feedback partners. usa.visa.com, read 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | ant-intl.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | ant-intl.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | ant-intl.com | 5 Nov 2026 | ant-intl.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Ant International's AMP is its own protocol; it is not ACP or UCP, though Ant endorses UCP.
-   Ant International's homepage does not describe its agent payment products; they are announced in releases.

## Related pages on this site

-   [All wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [ant-intl.com/en](https://www.ant-intl.com/en/), read 5 Nov 2026
2.  [Ant International Joins Google's Agent Payments Protocol as a Launch Partner](https://www.ant-intl.com/en/news/detail/ant-international-joins-googles-agent-payments-protocol-as-a-launch-partner-co-building-a-trusted-foundation-for-agentic-commerce/), read 5 Nov 2026
3.  [Ant International scales AMP as agentic payments go global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026. Secondary source
4.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
5.  [Ora cached score record for ant-intl.com](https://ora.ai/api/score/ant-intl.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "BigCommerce (Commerce): vendor profile | Agent Ready Checkout"
description: "BigCommerce (Commerce): SaaS commerce platform, part of the company Commerce with Feedonomics. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/bigcommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# BigCommerce (Commerce): vendor profile | Agent Ready Checkout

> BigCommerce (Commerce): SaaS commerce platform, part of the company Commerce with Feedonomics. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/bigcommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# BigCommerce (Commerce)

In short

BigCommerce, part of Commerce alongside Feedonomics, prepares catalogues for shopping agents with bulk text enrichment, runs a Shopping Agent that guides shoppers to a purchase on the merchant's storefront, and offers MCP servers. Its 2026 plans cap online sales and charge 0.9% above the cap. Its page publishes no extra fee for agent orders.

## At a glance

What it is

SaaS commerce platform, part of the company Commerce with Feedonomics, that prepares catalogs for AI shopping surfaces, offers storefront MCP servers and a Shopping Agent, and has early-access Google UCP checkout.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Operator

Commerce

Homepage

[bigcommerce.com](https://www.bigcommerce.com)

Matrix column

0 live, 1 pilot, 0 announced, 0 not supported, 11 with no statement found  
[BigCommerce in the matrix](https://agentreadycheckout.com/platforms/bigcommerce)

Last read

5 Nov 2026

## What it does for this layer

-   BigCommerce's 2026 Essentials pricing caps plans by annual online sales, from up to 30,000 USD for new businesses to plans scaling toward 100,000 USD, with Enterprise custom pricing from 1,499 USD a month billed annually. [bigcommerce.com](https://www.bigcommerce.com/essentials/pricing/), read 5 Nov 2026.
-   BigCommerce calculates plan sales on a trailing 12-month basis using its GMV definition, gross order value minus 10%, and charges 0.9% on GMV above a plan's cap. [bigcommerce.com](https://www.bigcommerce.com/essentials/pricing/), read 5 Nov 2026.
-   BigCommerce's Catalog Enrichment generates titles, descriptions, feature bullets, FAQs and metadata in bulk to prepare products for shopping agents. [bigcommerce.com](https://www.bigcommerce.com/agentic-commerce/), read 5 Nov 2026.
-   BigCommerce's Shopping Agent answers shopper questions, compares options and guides the shopper to a purchase on the merchant's storefront. [bigcommerce.com](https://www.bigcommerce.com/agentic-commerce/), read 5 Nov 2026.
-   BigCommerce's Companion is a store-aware assistant inside the control panel for catalog, customer and operational tasks. [bigcommerce.com](https://www.bigcommerce.com/agentic-commerce/), read 5 Nov 2026.
-   BigCommerce offers open APIs, MCP servers and developer tools to connect agents, data and workflows. [bigcommerce.com](https://www.bigcommerce.com/agentic-commerce/), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| BigCommerce Essentials and Enterprise | Hosted commerce plans with GMV caps. | subscription with GMV caps; Enterprise custom, from 1,499 USD a month billed annually (USD); Essentials plan prices are shown by sales band; 0.9% on GMV above cap.; bigcommerce.com, as of 5 Nov 2026 |
| Feedonomics | Product feed management that sends catalog data to AI and marketplace channels. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | pilot 4 Nov 2026 | bigcommerce.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 71/100 (B) | bigcommerce.com | 5 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 2 user-agent groups | bigcommerce.com | 4 Nov 2026 | bigcommerce.com |
| llms.txt | HTTP 200 | bigcommerce.com | 4 Nov 2026 | bigcommerce.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | bigcommerce.com | 4 Nov 2026 | bigcommerce.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | bigcommerce.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | bigcommerce.com | 5 Nov 2026 | bigcommerce.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   BigCommerce does not become merchant of record for agent orders; settlement runs through the merchant's existing payment setup.
-   BigCommerce's agentic commerce page does not publish a separate fee for agent orders.

## Related pages on this site

-   [BigCommerce (Commerce)](https://agentreadycheckout.com/platforms/bigcommerce), platform profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [bigcommerce.com](https://www.bigcommerce.com), read 5 Nov 2026
2.  [BigCommerce Pricing and Plan Information | BigCommerce](https://www.bigcommerce.com/essentials/pricing/), read 5 Nov 2026
3.  [bigcommerce.com/agentic-commerce/](https://www.bigcommerce.com/agentic-commerce/), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [bigcommerce.com/articles/ecommerce/google-agentic-checkout/](https://www.bigcommerce.com/articles/ecommerce/google-agentic-checkout/), read 4 Nov 2026
6.  [Ora cached score record for bigcommerce.com](https://ora.ai/api/score/bigcommerce.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
7.  [robots.txt of bigcommerce.com](https://bigcommerce.com/robots.txt), read 4 Nov 2026
8.  [llms.txt of bigcommerce.com](https://bigcommerce.com/llms.txt), read 4 Nov 2026
9.  [UCP profile path on bigcommerce.com](https://bigcommerce.com/.well-known/ucp.json), read 4 Nov 2026
10.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Braintree (PayPal Enterprise Payments) | Agent Ready Checkout"
description: "Braintree (PayPal Enterprise Payments): PayPal's enterprise processing platform. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/braintree
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Braintree (PayPal Enterprise Payments) | Agent Ready Checkout

> Braintree (PayPal Enterprise Payments): PayPal's enterprise processing platform. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/braintree
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Braintree (PayPal Enterprise Payments)

In short

Braintree is PayPal's enterprise processing platform, and agent orders reach it through PayPal's Agent Ready service: ChatGPT checkout over ACP, and a Google Pay path over UCP for Google AI Mode and Gemini. Cards and wallets cost 2.89% plus 29 cents in the US, and no separate agent fee is listed.

## At a glance

What it is

PayPal's enterprise processing platform; the processing path for PayPal Agent Ready's ACP payments in ChatGPT and one of two UCP paths for Google AI Mode and Gemini.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Operator

PayPal

Homepage

[braintreepayments.com](https://www.braintreepayments.com)

Matrix column

2 live, 0 pilot, 1 announced, 0 not supported, 9 with no statement found  
[Braintree in the matrix](https://agentreadycheckout.com/processors/braintree)

Last read

5 Nov 2026

## What it does for this layer

-   Braintree's pricing URL redirects to PayPal's enterprise site, where the service is named PayPal Braintree. [braintreepayments.com](https://www.braintreepayments.com/pricing), read 5 Nov 2026. Observed
-   PayPal Braintree's standard US rate for cards and third-party digital wallets is 2.89% + 0.29 USD per transaction. [braintreepayments.com](https://www.braintreepayments.com/pricing), read 5 Nov 2026.
-   PayPal says use of PayPal Braintree is subject to eligibility, application and approval by PayPal and acceptance of the Payment Services Agreement. [braintreepayments.com](https://www.braintreepayments.com/pricing), read 5 Nov 2026.
-   PayPal Braintree's fee page says transaction fees are not returned for refunded transactions. [braintreepayments.com](https://www.braintreepayments.com/pricing), read 5 Nov 2026.
-   PayPal's Agent Ready overview says Braintree merchants can accept payments from AI shopping assistants on ChatGPT, Google AI Mode and Gemini without separate integrations for each. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026.
-   PayPal's Agent Ready overview lists UCP with Braintree as a path that uses a Google Pay payment handler through Braintree. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026.
-   PayPal said on 28 Oct 2025 that it will manage card payment processing for OpenAI Instant Checkout through the delegated payments API. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026, dated 28 Oct 2025. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| PayPal Braintree | Enterprise card, wallet and alternative payment processing used by Agent Ready for ACP and UCP orders. | per transaction; 2.89% + 0.29 USD (standard US rate for cards and digital wallets) (USD); Standard rate; enterprise pricing may differ.; braintreepayments.com, as of 5 Nov 2026 |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | live 4 Nov 2026 | developer.paypal.com, read 4 Nov 2026 |
| UCP | live 4 Nov 2026 | developer.paypal.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 38/100 (D) | braintreepayments.com | 23 Sep 2026 | ora.ai |
| robots.txt | HTTP 200, 0 user-agent groups | braintreepayments.com | 4 Nov 2026 | braintreepayments.com |
| llms.txt | HTTP 200 | braintreepayments.com | 4 Nov 2026 | braintreepayments.com |
| UCP profile at /.well-known/ucp.json | HTTP 200 | braintreepayments.com | 4 Nov 2026 | braintreepayments.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | braintreepayments.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | paypal.com | 5 Nov 2026 | braintreepayments.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Braintree does not have a separate agentic product name; agent payments run through PayPal's Agent Ready on a Braintree merchant account.
-   Braintree does not charge a separately listed agentic fee on its fee page.

## Related pages on this site

-   [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree), processor profile
-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal), processor profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [braintreepayments.com](https://www.braintreepayments.com), read 5 Nov 2026
2.  [PayPal Braintree Fees & Pricing | PayPal US](https://www.braintreepayments.com/pricing), read 5 Nov 2026
3.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026
4.  [OpenAI and PayPal Team Up to Power Instant Checkout and Agentic Commerce in ChatGPT](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026
5.  [mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technolog](https://www.mastercard.com/us/en/news-and-trends/press/2025/april/mastercard-unveils-agent-pay-pioneering-agentic-payments-technology-to-power-commerce-in-the-age-of-ai.html), read 4 Nov 2026
6.  [Ora cached score record for braintreepayments.com](https://ora.ai/api/score/braintreepayments.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
7.  [robots.txt of braintreepayments.com](https://braintreepayments.com/robots.txt), read 4 Nov 2026
8.  [llms.txt of braintreepayments.com](https://braintreepayments.com/llms.txt), read 4 Nov 2026
9.  [UCP profile path on braintreepayments.com](https://braintreepayments.com/.well-known/ucp.json), read 4 Nov 2026
10.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent-pay builders: agent checkout vendors | Agent Ready Checkout"
description: "19 agent-pay builders in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/agent-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Agent-pay builders: agent checkout vendors | Agent Ready Checkout

> 19 agent-pay builders in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/agent-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Agent-pay builders

In short

Agent-pay builders supply what an agent needs to hold or spend money: wallets, virtual cards, tokens and identity. Circle, Coinbase and Tempo work in stablecoins settled onchain, Lithic and Highnote issue cards, and Crossmint and Skyfire bridge both. Several state no protocol support at all, and prices are published for only a few.

## Agent-pay builders in this section

The 19 agent-pay builders below were read on 5 Nov 2026. 5 of them state support for at least one protocol on their own pages, 8 more name one as announced or partial and 6 name none. A price is on file for Coinbase Developer Platform, Crossmint, MoonPay and Nevermined and 2 more.

## The 19 agent-pay builders

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Alchemy | Blockchain developer platform whose agent offering gives agents a card to spend anywhere cards are accepted, one endpoint to accept agent payments across protocols, wallets and access to 100+ chains. | No statement found | None on file | Ora: 78/100 (B), 14 Sep 2026; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Catena | Governance and banking platform for AI agents: per-agent identities and accounts, deterministic spending policies and payments over cards, ACH, wires and stablecoins. | No statement found | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Circle | Issuer of USDC and EURC whose Agent Stack gives agents wallets and balances, a machine-readable marketplace of paid services and x402 payments across supported chains. | Supports 1: x402 | None on file | Ora: 79/100 (B), 28 Oct 2026; isitagentready: 27/100 (L2 Bot-Aware), 5 Nov 2026 | 5 Nov 2026 |
| Coinbase Developer Platform | Coinbase's developer platform: creator of x402, operator of the CDP x402 facilitator, and maker of Agentic Wallet, a stablecoin wallet with spending limits that agents use to pay for APIs and services. | Supports 1: x402; Partial 1: Agent Pay for Machines; Announced 2: AP2, Visa TAP | per onchain transaction | Ora: 61/100 (C), 2 Nov 2026; isitagentready: 53/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |
| Crossmint | Agent payments infrastructure: a card vault with network agentic tokens, Agent Cards, non-custodial stablecoin Agent Wallets for x402 and MPP, and Agent Checkouts that buy on any website through protocols or a browser. | Supports 5: UCP, Visa IC, Mastercard Agent Pay, x402, MPP; Announced 3: AP2, Agent Pay for Machines, Amex ACE | per monthly active wallet | Ora: 71/100 (B), 11 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Firmly | Agentic commerce platform that extends a merchant's real-time catalog, product pages and checkout into AI agents, articles, marketplaces, ads and CTV; an early Mastercard Agent Pay enabler. | Announced 1: Mastercard Agent Pay | None on file | Ora: 52/100 (C), 24 Aug 2026; isitagentready: 0/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Highnote | Card issuing and acquiring platform that issues virtual cards to AI agents with programmable controls evaluated at authorisation; a pilot partner of Visa Intelligent Commerce Connect. | Partial 1: Visa IC | None on file | Ora: 81/100 (B), 24 Sep 2026; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Kite | Payments chain for agents: an EVM-compatible blockchain with native stablecoin settlement, plus Kite Passport for agent identity, budgets and permissions, and SDKs for agent workflows. | No statement found | None on file | Ora: 52/100 (C), 28 Sep 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Lightspark | Money-movement API for accounts, payments, cards and stablecoins with Bitcoin Lightning support; its agentic payments capability gives agents bounded spending authority over Global Accounts. | Announced 1: AP2 | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Lithic | Card issuing platform that gives AI agents virtual cards with merchant locking, single-use cards and contextual authorisation rules, plus an MCP server and programmatic dispute handling. | No statement found | None on file | Ora: 62/100 (C), 29 Jun 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| MoonPay | Crypto on-ramp company whose MoonAgents gives AI agents a wallet, a virtual account, zero-fee stablecoin on-ramps and skills; a top-tier member of the x402 Foundation. | Announced 1: x402 | free stablecoin on-ramp | Ora: 75/100 (B), 27 Oct 2026; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Nevermined | Payments infrastructure for AI agents: spend mandates enforced per agent, Nevermined Pay across cards, Visa agentic tokens and crypto, an MCP server for coding agents and a catalog of services paid per call. | Announced 1: Visa IC | subscription | Ora: 60/100 (C), 28 Sep 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Payman AI | Agentic banking vendor that deploys AI agents inside banks and credit unions to execute real transactions for customers under the institution's control. | No statement found | None on file | Ora: no cached score; isitagentready: 27/100 (L2 Bot-Aware), 5 Nov 2026 | 5 Nov 2026 |
| PayOS | Processor-agnostic payments data and agent-token company: issues network agentic tokens with merchant, amount and time limits for agents, and sells card, bank and agent data per API call. | Announced 2: Mastercard Agent Pay, Agent Pay for Machines | prepaid credits per API call | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Rye | Universal Checkout API for AI apps and agents: given a product URL and a payment token, Rye returns landed costs and completes the order with the merchant, using AI browser automation with fraud-mitigation techniques. | No statement found | monthly plan plus per order | Ora: no cached score; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Skyfire | Agent identity and payments network that issues KYA (Know Your Agent) identity tokens and payment tokens, runs an agent wallet funded by cards or USDC, and supplies KYA to Mastercard's Agent Pay trust services. | Announced 3: Visa IC, Mastercard Agent Pay, Agent Pay for Machines | None on file | Ora: 56/100 (C), 26 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Sumvin | Consumer agent app built on identity-anchored money: errands that buy within a set price and time window, and a Visa card that carries the user's agent limits, as a Visa Intelligent Commerce launch partner. | Partial 1: Visa IC | None on file | Ora: 68/100 (C), 1 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Tempo | Payments-first Layer 1 blockchain incubated by Stripe with a crypto venture firm for stablecoin payments; co-author of the Machine Payments Protocol (MPP) with Stripe, letting agents pay per request for APIs, tools and content. | Supports 1: MPP | None on file | Ora: 78/100 (B), 13 Oct 2026; isitagentready: 38/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| thirdweb | Web3 developer platform whose thirdweb Payments product lets APIs accept x402 and agent payments in any token across many chains, with per-call pricing and server-wallet settlement. | Supports 1: x402 | None on file | Ora: no cached score; isitagentready: 20/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [Crypto APIs for Agents | Alchemy](https://www.alchemy.com/agents), read 5 Nov 2026
2.  [catena.com](https://catena.com), read 5 Nov 2026
3.  [circle.com](https://www.circle.com), read 5 Nov 2026
4.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 5 Nov 2026
5.  [crossmint.com](https://www.crossmint.com), read 5 Nov 2026
6.  [firmly.ai](https://www.firmly.ai), read 5 Nov 2026
7.  [highnote.com](https://highnote.com), read 5 Nov 2026
8.  [gokite.ai](https://gokite.ai), read 5 Nov 2026
9.  [lightspark.com](https://www.lightspark.com), read 5 Nov 2026
10.  [lithic.com](https://www.lithic.com), read 5 Nov 2026
11.  [MoonAgents | The payments layer for AI agents](https://www.moonpay.com/agents), read 5 Nov 2026
12.  [nevermined.ai](https://nevermined.ai), read 5 Nov 2026
13.  [paymanai.com](https://paymanai.com), read 5 Nov 2026
14.  [payos.ai](https://payos.ai), read 5 Nov 2026
15.  [rye.com](https://rye.com), read 5 Nov 2026
16.  [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026
17.  [sumvin.com](https://www.sumvin.com), read 5 Nov 2026
18.  [tempo.xyz](https://tempo.xyz), read 5 Nov 2026
19.  [thirdweb Payments: x402 native internet payments](https://thirdweb.com/x402), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [19 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Commerce platforms: agent checkout vendors | Agent Ready Checkout"
description: "9 commerce platforms in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/commerce-platform
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Commerce platforms: agent checkout vendors | Agent Ready Checkout

> 9 commerce platforms in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/commerce-platform
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Commerce platforms

In short

Commerce platforms are where a merchant's catalogue, cart and checkout live, so they shape how an agent reaches a store. Shopify and Salesforce Commerce Cloud support UCP for Google surfaces, commercetools connects to Gemini over UCP, and Adobe Commerce, WooCommerce and VTEX describe preparation or commitments rather than live endpoints. Mirakl and Shopware name no protocol.

## Commerce platforms in this section

The 9 commerce platforms below were read on 5 Nov 2026. 3 of them state support for at least one protocol on their own pages, 4 more name one as announced or partial and 2 name none. A price is on file for BigCommerce (Commerce).

## The 9 commerce platforms

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Adobe Commerce | Enterprise commerce platform (formerly Magento) committed to UCP and ACP, with a Commerce MCP server for agents and partnerships with PayPal Store Sync, Stripe and Adyen for agent checkout. | Announced 3: ACP, UCP, AP2 | None on file | Ora: 36/100 (D), 4 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| BigCommerce (Commerce) | SaaS commerce platform, part of the company Commerce with Feedonomics, that prepares catalogs for AI shopping surfaces, offers storefront MCP servers and a Shopping Agent, and has early-access Google UCP checkout. | Partial 1: UCP | subscription with GMV caps | Ora: 71/100 (B), 5 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| commercetools | Headless enterprise commerce platform whose AI Hub add-on connects stores to Gemini over UCP and to ChatGPT through Stripe's Agentic Commerce Suite, while the merchant's PSP processes payment. | Supports 1: UCP; Announced 1: ACP | None on file | Ora: 66/100 (C), 31 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Mirakl | Marketplace and commerce platform vendor whose Mirakl Nexus prepares retailer and brand catalogs for LLM discovery and runs agent orders through to fulfilment, with J.P. Morgan Payments processing payment. | No statement found | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Salesforce Commerce Cloud (Agentforce Commerce) | Enterprise commerce platform with UCP checkout on Google surfaces (GA October 2026), ACP work with Stripe and OpenAI, an on-site shopper agent called Carter and MCP tooling for commerce operations. | Supports 1: UCP; Announced 3: ACP, AP2, Link for agents | None on file | Ora: 51/100 (C), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Shopify | Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to ChatGPT, Google AI Mode and Gemini, Copilot and Perplexity through Agentic Storefronts and the Agentic plan, and runs Shop Pay checkout for agents. | Supports 1: UCP; Announced 1: AP2 | None on file | Ora: 72/100 (B), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Shopware | Open-source commerce platform with an Agentic Commerce Plugin that exposes product data and capabilities to AI channels, a native MCP server and an agentic readiness score; a PayPal Store Sync catalog partner. | No statement found | None on file | Ora: 72/100 (B), 29 Oct 2026; isitagentready: 53/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |
| VTEX | Enterprise commerce and marketplace platform that endorses UCP and publishes guidance on preparing VTEX catalogs, feeds and Merchant Center for Google's UCP checkout in AI Mode and Gemini. | Announced 1: UCP | None on file | Ora: 71/100 (B), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| WooCommerce | Open-source WordPress commerce plugin with an agentic commerce track: the WordPress Abilities API for agent reads, a beta MCP server, UCP services in WooCommerce AI and ACP work with Stripe. | Partial 1: UCP; Announced 1: ACP | None on file | Ora: 67/100 (C), 23 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [business.adobe.com/commerce](https://business.adobe.com/products/commerce.html), read 5 Nov 2026
2.  [bigcommerce.com](https://www.bigcommerce.com), read 5 Nov 2026
3.  [commercetools.com](https://commercetools.com), read 5 Nov 2026
4.  [mirakl.com](https://www.mirakl.com), read 5 Nov 2026
5.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 5 Nov 2026
6.  [shopify.com](https://www.shopify.com), read 5 Nov 2026
7.  [shopware.com](https://www.shopware.com), read 5 Nov 2026
8.  [vtex.com](https://www.vtex.com), read 5 Nov 2026
9.  [woocommerce.com](https://woocommerce.com), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Card networks: agent checkout vendors | Agent Ready Checkout"
description: "4 card networks in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/network
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Card networks: agent checkout vendors | Agent Ready Checkout

> 4 card networks in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/network
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Card networks

In short

Card networks write the rules that move a card payment, and each of these has an agent programme or a plan for one. Visa's Trusted Agent Protocol and Mastercard's Agent Pay are live in part, American Express's ACE kit is partly specified, and UnionPay International's APOP framework is its own design with no public specification.

## Card networks in this section

The 4 card networks below were read on 5 Nov 2026. 2 of them state support for at least one protocol on their own pages, 2 more name one as announced or partial. No price is on file for any of them.

## The 4 card networks

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| American Express | Card network and issuer that publishes the Agentic Commerce Experiences (ACE) developer kit: agent registration, account enablement, intent intelligence, tokenised payment credentials and cart context for agent purchases on Amex cards. | Partial 1: Amex ACE; Announced 2: UCP, AP2 | None on file | Ora: 44/100 (D), 22 Aug 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Mastercard | Card network behind Mastercard Agent Pay (agentic tokens for registered agents), Agent Pay for Machines, Verifiable Intent and developer tooling such as the Agent Toolkit MCP server. | Supports 1: Mastercard Agent Pay; Partial 2: Agent Pay for Machines, Verifiable Intent; Announced 2: UCP, AP2 | None on file | Ora: 43/100 (D), 1 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| UnionPay International | International arm of the UnionPay card scheme; released the Agentic Payment Open Protocol (APOP) framework in April 2026 for agent identity, intent management and payment authorisation on UnionPay's acceptance network. | Announced 1: AP2 | None on file | Ora: no cached score; isitagentready: 0/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Visa | Card network that runs Visa Intelligent Commerce: tokenised agent credentials, spend controls, the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect as a multi-network on-ramp for agent payments. | Supports 1: Visa TAP; Partial 4: ACP, UCP, Visa IC, MPP; Announced 1: x402 | None on file | Ora: 56/100 (C), 29 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026
2.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026
3.  [unionpayintl.com](https://www.unionpayintl.com/), read 5 Nov 2026
4.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Processors: agent checkout vendors | Agent Ready Checkout"
description: "13 processors in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/processor
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Processors: agent checkout vendors | Agent Ready Checkout

> 13 processors in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/processor
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Processors

In short

Processors authorise and settle the card and wallet payments an agent starts. Stripe co-developed ACP and MPP, PayPal and Braintree carry ChatGPT checkout over ACP, and Adyen's agent offer began in limited availability. Several rows, including Checkout.com and Worldpay, describe work that is announced or waitlisted, and several state that they publish no separate agent price.

## Processors in this section

The 13 processors below were read on 5 Nov 2026. 4 of them state support for at least one protocol on their own pages, 6 more name one as announced or partial and 3 name none. A price is on file for Adyen, Braintree (PayPal Enterprise Payments) and Stripe.

## The 13 processors

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Adyen | Global acquirer and PSP whose Adyen Agentic suite (feed, cart and payments APIs) lets enterprise merchants accept agent orders over ACP and UCP while staying merchant of record. | Partial 2: ACP, UCP; Announced 7: AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE, x402 | per transaction | Ora: 71/100 (B), 4 Nov 2026; isitagentready: 13/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Airwallex | Global payments and treasury company selling an Agentic Commerce Suite (agent checkout SDK, agentic token vault, agent risk SDK, ACP and UCP acceptance) and AgentOS, an MCP and CLI toolkit for agents to run an Airwallex account. | Supports 2: ACP, UCP; Announced 1: AP2 | None on file | Ora: 71/100 (B), 4 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processing platform; the processing path for PayPal Agent Ready's ACP payments in ChatGPT and one of two UCP paths for Google AI Mode and Gemini. | Supports 2: ACP, UCP; Announced 1: Mastercard Agent Pay | per transaction | Ora: 38/100 (D), 23 Sep 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Checkout.com | Enterprise acquirer and PSP that is a certified ACP payment handler for ChatGPT, processes UCP payments for Gemini and AI Mode over Google Pay rails, and checks agent identity with Visa TAP. | Partial 7: ACP, UCP, AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent; Announced 1: Agent Pay for Machines | None on file | Ora: 73/100 (B), 21 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Fiserv | Merchant acquirer and owner of the Clover point-of-sale platform; deploying Visa's Trusted Agent Protocol and Visa Intelligent Commerce across its acceptance network and adopting Mastercard's Agent Pay Acceptance Framework. | Announced 5: UCP, Visa TAP, Visa IC, Mastercard Agent Pay, x402 | None on file | Ora: 50/100 (C), 26 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Gr4vy | Payment orchestration platform with an Agentic Developer Kit that helps merchants put a storefront inside AI environments such as ChatGPT and route agent transactions across 400+ PSPs and methods. | Announced 1: AP2 | None on file | Ora: no cached score; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| J.P. Morgan Payments | JPMorgan Chase's merchant acquiring and payments business; in a March 2026 global agreement it supplies the payment processing behind Mirakl Nexus agent checkout, in closed beta with select retailers. | No statement found | None on file | Ora: 54/100 (C), 11 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| Nuvei | Global payments processor building Nuvei Agentic, a protocol-agnostic execution layer with a Know Your Agent registry; completed a live in-agent purchase on Visa rails in July 2026. | Partial 1: Visa IC; Announced 3: ACP, AP2, Mastercard Agent Pay | None on file | Ora: 67/100 (C), 15 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| PayPal | Wallet and payments company whose agentic commerce services (Agent Ready for payments, Store Sync for catalogs) connect PayPal and Braintree merchants to ChatGPT, Google AI Mode, Gemini and other assistants. | Supports 2: ACP, UCP; Announced 2: AP2, Mastercard Agent Pay | None on file | Ora: 70/100 (B), 4 Nov 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Razorpay | Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025, letting users pre-authorise an AI agent to pay over UPI within set limits, and sells an agentic payments suite for in-app, in-chat and voice commerce. | No statement found | None on file | Ora: 87/100 (A), 1 Nov 2026; isitagentready: 80/100 (L5 Agent-Native), 5 Nov 2026 | 5 Nov 2026 |
| Stripe | Payments processor that co-developed ACP with OpenAI and MPP with Tempo, issues Shared Payment Tokens to agents, sells the Agentic Commerce Suite to merchants and runs Link as an agent wallet. | Supports 5: ACP, UCP, x402, MPP, Link for agents; Announced 5: Visa TAP, Visa IC, Mastercard Agent Pay, Agent Pay for Machines, Amex ACE | per transaction | Ora: 75/100 (B), 4 Nov 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Worldline | European acquirer and payment processor that says agent-driven payments are in production on Visa and Mastercard with ING and Credit Agricole, and an acquiring partner for Ant International's Agentic Mobile Protocol. | No statement found | None on file | Ora: 40/100 (D), 23 Aug 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Worldpay | Merchant acquirer, now part of Global Payments, offering fraud checks, credential management and orchestration for agent-initiated payments, TAP work with Visa and Cloudflare, and MCP servers for developers. | Announced 5: ACP, UCP, AP2, Visa TAP, Agent Pay for Machines | None on file | Ora: 59/100 (C), 23 Sep 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [adyen.com](https://www.adyen.com), read 5 Nov 2026
2.  [airwallex.com](https://www.airwallex.com), read 5 Nov 2026
3.  [braintreepayments.com](https://www.braintreepayments.com), read 5 Nov 2026
4.  [checkout.com](https://www.checkout.com), read 5 Nov 2026
5.  [fiserv.com](https://www.fiserv.com), read 5 Nov 2026
6.  [gr4vy.com](https://gr4vy.com), read 5 Nov 2026
7.  [jpmorgan.com/payments](https://www.jpmorgan.com/payments), read 5 Nov 2026
8.  [nuvei.com](https://www.nuvei.com), read 5 Nov 2026
9.  [paypal.com](https://www.paypal.com), read 5 Nov 2026
10.  [razorpay.com](https://razorpay.com), read 5 Nov 2026
11.  [stripe.com](https://stripe.com), read 5 Nov 2026
12.  [worldline.com](https://worldline.com), read 5 Nov 2026
13.  [worldpay.com](https://www.worldpay.com), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [13 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Retailers: agent checkout vendors | Agent Ready Checkout"
description: "9 retailers in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/retailer
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Retailers: agent checkout vendors | Agent Ready Checkout

> 9 retailers in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/retailer
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Retailers

In short

Retailers sell the goods an agent buys and set their own terms for agent access. Etsy and Instacart sell inside ChatGPT, Target sells through Google and Wayfair has announced UCP checkout there, Chewy and The Home Depot publish UCP profiles, and Amazon and eBay restrict agents by contract. Policies differ sharply from one retailer to the next.

## Retailers in this section

The 9 retailers below were read on 5 Nov 2026. 5 of them state support for at least one protocol on their own pages, 2 more name one as announced or partial and 2 name none. No price is on file for any of them.

## The 9 retailers

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Amazon (as a retailer) | Online retailer whose Conditions of Use carry Agent Terms that require agents to identify themselves and let Amazon limit, by technical measures, how an agent uses its services. | No statement found | None on file | Ora: 43/100 (D), 3 Nov 2026; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Chewy | Pet retailer that publishes a production UCP business profile at chewy.com/.well-known/ucp with checkout, fulfillment and order capabilities and a Google Pay handler processed through Braintree. | Supports 1: UCP | None on file | Ora: 33/100 (D), 27 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| eBay | Marketplace whose User Agreement, effective 20 Feb 2026, bans buy-for-me agents, LLM-driven bots and end-to-end order flows without human review unless eBay gives prior express permission. | No statement found | None on file | Ora: 23/100 (F), 22 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| Etsy | Marketplace whose listings can be bought directly in ChatGPT, Gemini, Google AI Mode and Copilot, with buyers checking out as Etsy guests and Etsy confirming the order by email. | Supports 1: Link for agents; Announced 3: ACP, UCP, AP2 | None on file | Ora: 50/100 (C), 1 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| Instacart | Grocery marketplace that launched an Instacart app in ChatGPT in December 2025 with embedded Instant Checkout on ACP, paid through Stripe, across more than 1,800 retailers. | Supports 1: ACP | None on file | Ora: 65/100 (C), 3 Nov 2026; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Target | U.S. retailer selling through Google Search AI Mode and the Gemini app over UCP, a Target app in ChatGPT and Copilot Checkout loyalty linking, with Target Circle benefits carried into agent purchases. | Supports 1: UCP | None on file | Ora: 59/100 (C), 5 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| The Home Depot | Home improvement retailer that publishes a production UCP business profile on homedepot.com with a checkout service and a Google Pay payment handler, and endorses UCP. | Supports 1: UCP | None on file | Ora: 24/100 (F), 9 Oct 2026; isitagentready: no result | 5 Nov 2026 |
| Walmart | U.S. retailer that sells through ChatGPT, Gemini and Muse, runs its own Sparky agent, and in October 2026 set terms for AI agents with Agent Profiles, spending limits and an MCP-based Walmart Agent Gateway. | Announced 1: UCP | None on file | Ora: 59/100 (C), 2 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Wayfair | Home goods retailer that co-developed UCP with Google and lists UCP checkout from Wayfair in AI Mode and Gemini while staying merchant of record. | Announced 1: UCP | None on file | Ora: 34/100 (D), 17 Sep 2026; isitagentready: 13/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [amazon.com](https://www.amazon.com), read 5 Nov 2026
2.  [chewy.com](https://www.chewy.com), read 5 Nov 2026
3.  [ebay.com](https://www.ebay.com), read 5 Nov 2026
4.  [etsy.com](https://www.etsy.com), read 5 Nov 2026
5.  [instacart.com](https://www.instacart.com), read 5 Nov 2026
6.  [corporate.target.com](https://corporate.target.com), read 5 Nov 2026
7.  [homedepot.com](https://www.homedepot.com), read 5 Nov 2026
8.  [corporate.walmart.com](https://corporate.walmart.com), read 5 Nov 2026
9.  [aboutwayfair.com](https://www.aboutwayfair.com), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Rules programmes: agent checkout vendors | Agent Ready Checkout"
description: "7 rules and identity programmes in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/rules-programme
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Rules programmes: agent checkout vendors | Agent Ready Checkout

> 7 rules and identity programmes in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/rules-programme
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Rules and identity programmes

In short

Rules and identity programmes decide who may act, and on what terms, before a payment goes through. Cloudflare, HUMAN Security and Trulioo verify or screen agents, Forter decides which agent orders to approve, and the FIDO Alliance, EMVCo and the x402 Foundation write or steward standards, some still in draft. None of them processes payments.

## Rules and identity programmes in this section

The 7 rules and identity programmes below were read on 5 Nov 2026. 3 of them state support for at least one protocol on their own pages, 1 more names one as announced or partial and 3 name none. No price is on file for any of them.

## The 7 rules and identity programmes

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Cloudflare | Network and CDN that verifies signed agent traffic with Web Bot Auth, the authentication layer under Visa's Trusted Agent Protocol and Mastercard Agent Pay, and a co-developer of x402 with agent payment tooling in its Agents SDK. | Supports 4: Visa TAP, Mastercard Agent Pay, x402, MPP | None on file | Ora: 81/100 (B), 4 Nov 2026; isitagentready: 60/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |
| EMVCo | Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC); runs an Agentic Payments Task Force and published a draft EMV Agentic Payments framework built on shared Intent Services. | No statement found | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| FIDO Alliance | Open standards body behind passkeys; since April 2026 the steward of AP2 and the home of an Agentic Authentication Technical Working Group and a Payments Technical Working Group writing specifications for agent-initiated commerce. | Supports 1: AP2; Announced 1: Verifiable Intent | None on file | Ora: no cached score; isitagentready: 33/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Forter | Fraud and identity decisioning company that sells Agentic Orchestration: a no-code layer that translates agent commerce protocols to a merchant's checkout and decides which agent orders to approve. | Announced 1: AP2 | None on file | Ora: 92/100 (A), 3 Nov 2026; isitagentready: 88/100 (L5 Agent-Native), 5 Nov 2026 | 5 Nov 2026 |
| HUMAN Security | Bot and fraud defence company whose AgenticTrust product detects AI agent traffic on merchant sites, applies real-time permissions per agent and lets verified agents browse and check out. | No statement found | None on file | Ora: 45/100 (D), 4 Sep 2026; isitagentready: no result | 5 Nov 2026 |
| Trulioo | Identity verification company whose Know Your Agent (KYA) programme verifies the organisation behind an AI agent and the agent's own signals, then issues a signed Digital Agent Profile that merchants and payment parties can check. | No statement found | None on file | Ora: no cached score; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| x402 Foundation | Linux Foundation project that governs the x402 protocol (HTTP 402 payments for agents and APIs) under vendor-neutral, open governance after Coinbase contributed it in 2026. | Supports 1: x402 | None on file | Ora: 71/100 (B), 28 Aug 2026; isitagentready: 53/100 (L4 Agent-Integrated), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer).

## Sources

1.  [cloudflare.com](https://www.cloudflare.com/), read 5 Nov 2026
2.  [emvco.com](https://www.emvco.com/), read 5 Nov 2026
3.  [fidoalliance.org](https://fidoalliance.org/), read 5 Nov 2026
4.  [forter.com](https://www.forter.com/), read 5 Nov 2026
5.  [HUMAN Security](https://www.humansecurity.com/), read 5 Nov 2026
6.  [trulioo.com](https://www.trulioo.com/), read 5 Nov 2026
7.  [x402.org](https://www.x402.org/), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Agent surfaces: agent checkout vendors | Agent Ready Checkout"
description: "6 agent surfaces in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/surface
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Agent surfaces: agent checkout vendors | Agent Ready Checkout

> 6 agent surfaces in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/surface
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Agent surfaces

In short

Agent surfaces are the assistants and browsers where a shopper hands over a purchase. ChatGPT works from shared product feeds over ACP, Google AI Mode and Copilot Checkout take UCP checkout, Perplexity checks out through PayPal, Meta's Muse acts in its own browser, and Amazon runs Alexa for Shopping and Buy for Me. Most are limited to the United States.

## Agent surfaces in this section

The 6 agent surfaces below were read on 5 Nov 2026. 3 of them state support for at least one protocol on their own pages, 2 more name one as announced or partial and 1 names none. No price is on file for any of them.

## The 6 agent surfaces

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Amazon (Alexa for Shopping and Buy for Me) | Amazon's own shopping agents: Alexa for Shopping (Rufus and Alexa+ combined) inside the Amazon app, website and Echo Show, and Buy for Me, which buys from other brands' websites on the customer's behalf. | No statement found | None on file | Ora: 43/100 (D), 3 Nov 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Google (AI Mode and Gemini checkout) | Google's agent checkout in AI Mode in Search and the Gemini app, built on UCP: merchants add a checkout button to eligible listings, shoppers pay with Google Pay, and the merchant stays seller of record. | Supports 1: UCP; Announced 3: AP2, Mastercard Agent Pay, Amex ACE | None on file | Ora: 55/100 (C), 4 Nov 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Meta (Muse) | Meta's personal AI agent, launched September 2026, that runs in its own secure virtual machine with a browser and can buy on websites, checking out with Link by Stripe and listed to use PayPal and Shopify Catalog over UCP. | Supports 1: Link for agents; Announced 1: UCP | None on file | Ora: 50/100 (C), 27 Oct 2026; isitagentready: 19/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Microsoft (Copilot Checkout) | Microsoft's Copilot Checkout, which completes purchases inside Copilot with the merchant as merchant of record, fed by UCP-ready Microsoft Merchant Center feeds and partners PayPal, Shopify and Stripe, plus Brand Agents for merchants' own sites. | Supports 1: UCP; Announced 5: ACP, Visa TAP, Visa IC, Mastercard Agent Pay, Amex ACE | None on file | Ora: 62/100 (C), 26 Oct 2026; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| OpenAI (ChatGPT shopping) | OpenAI's shopping in ChatGPT: product discovery from merchant feeds shared over ACP, with purchases completed on the merchant's site or app; ACP was co-developed with Stripe and is to grow toward the full shopping journey. | Announced 2: Visa IC, Amex ACE | None on file | Ora: 47/100 (D), 5 Nov 2026; isitagentready: no result | 5 Nov 2026 |
| Perplexity (shopping and Comet) | AI answer engine and Comet browser with in-chat shopping; checkout runs through PayPal Instant Buy with the retailer as merchant of record, and Comet's agent can shop on websites. | Announced 1: Visa IC | None on file | Ora: 68/100 (C), 23 Oct 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [Alexa for Shopping](https://www.aboutamazon.com/news/retail/alexa-for-shopping-ai-assistant), read 5 Nov 2026
2.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 5 Nov 2026
3.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026
4.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 5 Nov 2026
5.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 5 Nov 2026
6.  [perplexity.ai](https://www.perplexity.ai), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Wallets: agent checkout vendors | Agent Ready Checkout"
description: "6 wallets and pay-later services in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated."
canonical: https://agentreadycheckout.com/vendors/by-type/wallet
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Wallets: agent checkout vendors | Agent Ready Checkout

> 6 wallets and pay-later services in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated.

Source: https://agentreadycheckout.com/vendors/by-type/wallet
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendors by type

# Wallets and pay-later services

In short

Wallets and pay-later services hold the buyer's payment details and approve a charge. Google Pay and Shop Pay already work as UCP payment paths, and Link hands agents single-use credentials after the user approves. Klarna and Affirm have announced support for UCP, Affirm also for AP2, and Ant International's Alipay+ network wrote its own protocol for wallet payments.

## Wallets and pay-later services in this section

The 6 wallets and pay-later services below were read on 5 Nov 2026. 3 of them state support for at least one protocol on their own pages, 3 more name one as announced or partial. A price is on file for Klarna.

## The 6 wallets and pay-later services

| Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read |
| --- | --- | --- | --- | --- | --- |
| Affirm | Pay-over-time network that supports Google's AP2 to put buy now, pay later into agent checkouts, integrates with Google Pay and Chrome autofill, and endorses UCP. | Announced 2: UCP, AP2 | None on file | Ora: 65/100 (C), 15 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Ant International (Alipay+) | Operator of the Alipay+ wallet network and Antom; authored the open Agentic Mobile Protocol (AMP) for agent payments from wallets and super apps, and is an AP2 launch partner and TAP early partner. | Announced 2: AP2, Visa TAP | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Google Pay | Google's wallet and the payment handler (com.google.pay) behind UCP checkout in AI Mode and Gemini; merchants publish their Google Pay configuration and platforms produce an encrypted token for the merchant's PSP. | Supports 1: UCP | None on file | Ora: no cached score; isitagentready: 20/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Klarna | Flexible payments provider and digital bank that launched the Agentic Product Protocol, an open product and price feed for AI agents, and is a pay-later method in agent checkouts and a UCP endorser. | Announced 1: UCP | per transaction (merchant) | Ora: 64/100 (C), 16 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |
| Link (Stripe) | Stripe's consumer wallet, used by more than 300 million people per Stripe, that agents can draw on through Link Agent Wallet: the customer approves each spend request and the agent receives a one-time payment credential. | Supports 1: Link for agents | None on file | Ora: no cached score; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 |
| Shop Pay | Shopify's wallet, which agents can use through Shop MCP: a signed-in shopper pays with saved Shop Pay details without leaving the agent, and orders land in the merchant's Shopify admin. | Supports 1: UCP | None on file | Ora: 25/100 (F), 19 Apr 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 |

Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme).

## Sources

1.  [affirm.com](https://www.affirm.com), read 5 Nov 2026
2.  [ant-intl.com/en](https://www.ant-intl.com/en/), read 5 Nov 2026
3.  [pay.google.com](https://pay.google.com), read 5 Nov 2026
4.  [klarna.com](https://www.klarna.com), read 5 Nov 2026
5.  [link.com](https://link.com), read 5 Nov 2026
6.  [shop.app](https://shop.app), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Catena: vendor profile | Agent Ready Checkout"
description: "Catena: Governance and banking platform for AI agents. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026."
canonical: https://agentreadycheckout.com/vendors/catena-labs
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Catena: vendor profile | Agent Ready Checkout

> Catena: Governance and banking platform for AI agents. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026.

Source: https://agentreadycheckout.com/vendors/catena-labs
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Catena

In short

Catena gives each AI agent its own identity and account, and its governance layer lets a transaction run only inside fixed spending policies, whether paid by card, ACH, wire or stablecoin. Its example is a payroll agent paying contractors worldwide. The homepage names no ACP, UCP or x402 support and lists no price.

## At a glance

What it is

Governance and banking platform for AI agents: per-agent identities and accounts, deterministic spending policies and payments over cards, ACH, wires and stablecoins.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[catena.com](https://catena.com)

Last read

5 Nov 2026

## What it does for this layer

-   Catena describes itself as a governance and banking platform for AI agents. [catena.com](https://catena.com/), read 5 Nov 2026.
-   Catena says its governance layer executes agent transactions within predefined, deterministic policies. [catena.com](https://catena.com/), read 5 Nov 2026.
-   Catena establishes a unique identity for each agent and gives full observability into every agent action. [catena.com](https://catena.com/), read 5 Nov 2026.
-   Catena lets businesses give agents their own accounts and sweep funds between them. [catena.com](https://catena.com/), read 5 Nov 2026.
-   Catena handles agent payments through cards, ACH, wires and stablecoins. [catena.com](https://catena.com/), read 5 Nov 2026.
-   Catena says a business can credential each agent, open accounts, set policies and go live in minutes. [catena.com](https://catena.com/), read 5 Nov 2026. Vendor claim
-   Catena's example use case is a payroll agent that reads contracts, processes invoices and pays contractors worldwide in stablecoins or fiat. [catena.com](https://catena.com/), read 5 Nov 2026.

**Note on sources.** The domain catenalabs.com redirects to catena.com.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Catena platform | Agent identities, accounts, spending policies and multi-rail payments. | Its homepage publishes no price |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | catena.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | catena.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | catena.com | 5 Nov 2026 | catena.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Catena's homepage does not name ACP, UCP, x402 or the card network agent programmes.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [catena.com](https://catena.com), read 5 Nov 2026
2.  [Catena | How AI Agents Use Money](https://catena.com/), read 5 Nov 2026
3.  [Ora cached score record for catena.com](https://ora.ai/api/score/catena.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Checkout.com: vendor profile | Agent Ready Checkout"
description: "Checkout.com: Enterprise acquirer and PSP that is a certified ACP payment handler for ChatGPT. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/checkout-com
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Checkout.com: vendor profile | Agent Ready Checkout

> Checkout.com: Enterprise acquirer and PSP that is a certified ACP payment handler for ChatGPT. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/checkout-com
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Checkout.com

In short

Checkout.com aims at enterprise merchants that cannot tell agents from people, cannot prove what a shopper authorised and lose disputes over agent orders. Its agentic product handles tokenisation, routing and risk scoring from the merchant's current stack and opens through a waitlist, with no self-serve price. Smaller merchants are outside the offer.

## At a glance

What it is

Enterprise acquirer and PSP that is a certified ACP payment handler for ChatGPT, processes UCP payments for Gemini and AI Mode over Google Pay rails, and checks agent identity with Visa TAP.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[checkout.com](https://www.checkout.com)

Matrix column

0 live, 7 pilot, 1 announced, 0 not supported, 4 with no statement found  
[Checkout.com in the matrix](https://agentreadycheckout.com/processors/checkout-com)

Last read

5 Nov 2026

## What it does for this layer

-   Checkout.com's agentic page says merchants connect once and support every major agentic model without rebuilds or one-off integrations. [checkout.com](https://www.checkout.com/agentic-commerce), read 5 Nov 2026.
-   Checkout.com says all agents transact through its platform, which covers identity verification, tokenisation and payment acceptance. [checkout.com](https://www.checkout.com/agentic-commerce), read 5 Nov 2026.
-   Checkout.com lists three merchant problems with agent orders: agents cannot be told from humans, consumer authorisation cannot be proven so disputes become unwinnable, and issuers decline agent transactions that lack biometrics or device signals. [checkout.com](https://www.checkout.com/agentic-commerce), read 5 Nov 2026.
-   Checkout.com says its agentic product powers tokenisation, routing and risk scoring from the merchant's existing stack and aims to improve issuer authorisation of agent payments. [checkout.com](https://www.checkout.com/agentic-commerce), read 5 Nov 2026.
-   Checkout.com targets its agentic product at retail, fashion, consumer goods and digital services merchants. [checkout.com](https://www.checkout.com/agentic-commerce), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Checkout.com agentic commerce | ACP payment handling for ChatGPT, UCP processing for Gemini and AI Mode, TAP agent identification and intent checks, with agent-scoped tokens in the merchant's vault. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| UCP | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| AP2 | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Visa TAP | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Visa IC | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Mastercard Agent Pay | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | pilot 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 73/100 (B) | checkout.com | 21 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | checkout.com | 4 Nov 2026 | checkout.com |
| llms.txt | HTTP 200 | checkout.com | 4 Nov 2026 | checkout.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | checkout.com | 4 Nov 2026 | checkout.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | checkout.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | checkout.com | 5 Nov 2026 | checkout.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Checkout.com does not publish self-serve pricing for agentic commerce; access starts with a waitlist.
-   Checkout.com does not serve small merchants on this product; the agentic offer is for enterprise merchants.

## Related pages on this site

-   [Checkout.com agentic commerce](https://agentreadycheckout.com/processors/checkout-com), processor profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [checkout.com](https://www.checkout.com), read 5 Nov 2026
2.  [checkout.com/agentic-commerce](https://www.checkout.com/agentic-commerce), read 5 Nov 2026
3.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
6.  [mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html](https://www.mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html), read 4 Nov 2026
7.  [Ora cached score record for checkout.com](https://ora.ai/api/score/checkout.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
8.  [robots.txt of checkout.com](https://checkout.com/robots.txt), read 4 Nov 2026
9.  [llms.txt of checkout.com](https://checkout.com/llms.txt), read 4 Nov 2026
10.  [UCP profile path on checkout.com](https://checkout.com/.well-known/ucp.json), read 4 Nov 2026
11.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Chewy: vendor profile | Agent Ready Checkout"
description: "Chewy: Pet retailer that publishes a production UCP business profile at chewy.com/.well-known/ucp with checkout. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/chewy
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Chewy: vendor profile | Agent Ready Checkout

> Chewy: Pet retailer that publishes a production UCP business profile at chewy.com/.well-known/ucp with checkout. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/chewy
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Chewy

In short

Chewy publishes a UCP business profile at the path the specification names, declaring checkout, fulfilment and order capabilities and a Google Pay handler whose identifier points to Braintree as processor. The profile lists no other wallet and no ACP. No press release on agent checkout turned up, so its position rests on the profile alone.

## At a glance

What it is

Pet retailer that publishes a production UCP business profile at chewy.com/.well-known/ucp with checkout, fulfillment and order capabilities and a Google Pay handler processed through Braintree.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[chewy.com](https://www.chewy.com)

Last read

5 Nov 2026

## What it does for this layer

-   Chewy publishes a UCP business profile at https://www.chewy.com/.well-known/ucp declaring UCP version 2026-01-23 and listing 2026-04-08 as a supported version. [chewy.com](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026. Observed
-   Chewy's UCP profile points agents to a REST shopping service at www.chewy.com/api/ucp/v1. [chewy.com](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026. Observed
-   Chewy's UCP profile declares checkout, fulfillment and order capabilities. [chewy.com](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026. Observed
-   Chewy's UCP profile lists a Google Pay payment handler with the id gpay\_braintree\_prod in the PRODUCTION environment, which indicates Braintree as the processor. [chewy.com](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026. Observed
-   chewy.com's robots.txt names Amazonbot in its own user-agent group. [chewy.com](https://www.chewy.com/robots.txt), read 5 Nov 2026. Observed

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | supports | Production UCP profile with checkout, fulfillment and order capabilities at /.well-known/ucp. chewy.com, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 33/100 (D) | chewy.com | 27 Oct 2026 | ora.ai |
| Ora payments layer | 3/3 | chewy.com | 27 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 4 user-agent groups | chewy.com | 4 Nov 2026 | chewy.com |
| llms.txt | HTTP 404 | chewy.com | 4 Nov 2026 | chewy.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | chewy.com | 4 Nov 2026 | chewy.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 429 from the site) | chewy.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 429 | chewy.com | 5 Nov 2026 | chewy.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Chewy has published no press release on agent checkout that this site could find; its position is read from its UCP profile.
-   Chewy's UCP profile lists only a Google Pay payment handler, not ACP or another wallet.

## Related pages on this site

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [chewy.com](https://www.chewy.com), read 5 Nov 2026
2.  [chewy.com UCP business profile (/.well-known/ucp)](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026
3.  [chewy.com robots.txt](https://www.chewy.com/robots.txt), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Ora cached score record for chewy.com](https://ora.ai/api/score/chewy.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of chewy.com](https://chewy.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of chewy.com](https://chewy.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on chewy.com](https://chewy.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Circle: vendor profile | Agent Ready Checkout"
description: "Circle: Issuer of USDC and EURC whose Agent Stack gives agents wallets and balances, a machine-readable marketplace of paid services. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/circle
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Circle: vendor profile | Agent Ready Checkout

> Circle: Issuer of USDC and EURC whose Agent Stack gives agents wallets and balances, a machine-readable marketplace of paid services. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/circle
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Circle

In short

Circle, the issuer of USDC and EURC, gives developers an Agent Stack in which an agent holds a wallet and balance and buys paid services from a machine-readable marketplace, paying over x402 on supported chains. Cards are outside its scope: the money that moves is USDC. ACP, UCP and the card networks' own agent programmes go unnamed.

## At a glance

What it is

Issuer of USDC and EURC whose Agent Stack gives agents wallets and balances, a machine-readable marketplace of paid services and x402 payments across supported chains.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[circle.com](https://www.circle.com)

Last read

5 Nov 2026

## What it does for this layer

-   Circle's Agent Stack lets developers equip agents with a wallet and balance and lets agents discover and pay for services in a machine-readable marketplace. [circle.com](https://www.circle.com/agent-stack), read 5 Nov 2026.
-   Circle says agents using Agent Stack transact across supported chains via x402, with new agent payment protocols added as they emerge. [circle.com](https://www.circle.com/agent-stack), read 5 Nov 2026.
-   Circle says USDC lets agents move money 24/7 and settle at near-zero cost. [circle.com](https://www.circle.com/agent-stack), read 5 Nov 2026. Vendor claim
-   Circle says USDC and EURC are fully backed and redeemable 1:1, with reserves reported weekly. [circle.com](https://www.circle.com/agent-stack), read 5 Nov 2026.
-   Circle says Agent Stack forms an economic loop where agents programmatically hold, transfer and settle USDC. [circle.com](https://www.circle.com/agent-stack), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Initial supporters named in the x402 Foundation release, 2 Apr 2026 | linuxfoundation.org | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Circle Agent Stack | Wallets, balances, a paid-services marketplace and x402 payments for agents. | No price on file |
| USDC | A dollar stablecoin used as the settlement asset for agent payments. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | supports | circle.com, read 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 79/100 (B) | circle.com | 28 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | circle.com | 4 Nov 2026 | circle.com |
| llms.txt | HTTP 200 | circle.com | 4 Nov 2026 | circle.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | circle.com | 4 Nov 2026 | circle.com |
| Cloudflare isitagentready scan | 27/100 (L2 Bot-Aware) | circle.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | circle.com | 5 Nov 2026 | circle.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Circle does not settle card payments for agents; Agent Stack moves USDC.
-   Circle's Agent Stack page does not name ACP, UCP or the card network agent programmes.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [circle.com](https://www.circle.com), read 5 Nov 2026
2.  [Circle Agent Stack | Agentic AI Tools for Financial Services | Circle](https://www.circle.com/agent-stack), read 5 Nov 2026
3.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
4.  [Ora cached score record for circle.com](https://ora.ai/api/score/circle.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of circle.com](https://circle.com/robots.txt), read 4 Nov 2026
6.  [llms.txt of circle.com](https://circle.com/llms.txt), read 4 Nov 2026
7.  [UCP profile path on circle.com](https://circle.com/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Cloudflare: vendor profile | Agent Ready Checkout"
description: "Cloudflare: Network and CDN that verifies signed agent traffic with Web Bot Auth, the authentication layer under Visa's Trusted Agent. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/cloudflare
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Cloudflare: vendor profile | Agent Ready Checkout

> Cloudflare: Network and CDN that verifies signed agent traffic with Web Bot Auth, the authentication layer under Visa's Trusted Agent. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/cloudflare
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# Cloudflare

In short

Cloudflare verifies signed agent traffic for merchants with Web Bot Auth, which it first proposed in May 2025 and which Visa and Mastercard use as the authentication layer under their agent programmes. Its Agents documentation also covers x402 and MPP payments. Cloudflare issues no payment credentials, and its NET Dollar stablecoin was only a plan when announced.

## At a glance

What it is

Network and CDN that verifies signed agent traffic with Web Bot Auth, the authentication layer under Visa's Trusted Agent Protocol and Mastercard Agent Pay, and a co-developer of x402 with agent payment tooling in its Agents SDK.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Homepage

[cloudflare.com](https://www.cloudflare.com/)

Last read

5 Nov 2026

## What it does for this layer

-   Cloudflare announced on 24 Oct 2025 that it is partnering with Visa and Mastercard to help secure agent commerce, with both networks using Web Bot Auth as the agent authentication layer. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 5 Nov 2026, dated 24 Oct 2025.
-   Cloudflare says it first proposed Web Bot Auth in May 2025 to authenticate agent traffic cryptographically, because user agent and IP address can be spoofed. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 5 Nov 2026.
-   Cloudflare says merchants rely on networks such as Cloudflare to verify an agent's cryptographic signatures, for both the browsing phase and the final payment interaction. [blog.cloudflare.com](https://blog.cloudflare.com/secure-agentic-commerce/), read 5 Nov 2026.
-   Cloudflare's Web Bot Auth documentation says the method relies on two IETF drafts, one for a key directory and one for attaching identity to HTTP requests, and that Cloudflare supports the Ed25519 key algorithm. [developers.cloudflare.com](https://developers.cloudflare.com/bots/reference/bot-verification/web-bot-auth/), read 5 Nov 2026.
-   Cloudflare's Web Bot Auth documentation lists the steps for an agent operator as generating a signing key, hosting a key directory, registering the bot and directory, then signing requests. [developers.cloudflare.com](https://developers.cloudflare.com/bots/reference/bot-verification/web-bot-auth/), read 5 Nov 2026.
-   Cloudflare announced plans on 25 Sep 2025 for NET Dollar, a U.S. dollar-backed stablecoin intended for instant transactions on the agentic web. [cloudflare.com](https://www.cloudflare.com/press-releases/2025/cloudflare-introduces-net-dollar-to-support-a-new-business-model-for-the-ai-driven-internet/), read 5 Nov 2026, dated 25 Sep 2025.
-   The Linux Foundation names Cloudflare, with Coinbase and Stripe, as an initial developer of the x402 Foundation's work. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026, dated 2 Apr 2026. Secondary source
-   Cloudflare's Agents documentation says the Agents SDK supports agentic payments through two protocols, x402 and the Machine Payments Protocol (MPP). [developers.cloudflare.com](https://developers.cloudflare.com/agents/tools/payments/), read 5 Nov 2026.
-   The MPP site lists Cloudflare Agents among its partner integrations. [mpp.dev](https://mpp.dev/), read 5 Nov 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Web Bot Auth verification | Verification of HTTP Message Signatures from registered bots and agents at Cloudflare's edge. | No price on file |
| Agents SDK payments | x402 and MPP support in Cloudflare's Agents documentation and SDK. | No price on file |
| NET Dollar | A planned U.S. dollar-backed stablecoin for agent transactions, announced September 2025. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | supports | Visa developed TAP in collaboration with Cloudflare; TAP uses Web Bot Auth, which Cloudflare verifies. blog.cloudflare.com, read 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | supports | Mastercard Agent Pay uses Web Bot Auth as the agent authentication layer that networks like Cloudflare verify. blog.cloudflare.com, read 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | supports | Cloudflare's Agents documentation has an x402 section; Cloudflare is an x402 Foundation premier member. developers.cloudflare.com, read 5 Nov 2026 |
| MPP | supports | Cloudflare's Agents documentation says the Agents SDK supports agentic payments through x402 and the Machine Payments Protocol (MPP). developers.cloudflare.com, read 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 81/100 (B) | cloudflare.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 9 user-agent groups | cloudflare.com | 4 Nov 2026 | cloudflare.com |
| llms.txt | HTTP 200 | cloudflare.com | 4 Nov 2026 | cloudflare.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | cloudflare.com | 4 Nov 2026 | cloudflare.com |
| Cloudflare isitagentready scan | 60/100 (L4 Agent-Integrated) | cloudflare.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | cloudflare.com | 5 Nov 2026 | cloudflare.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Cloudflare does not issue payment credentials or process card payments; it verifies agent identity in front of the merchant.
-   Cloudflare's NET Dollar was announced as a plan in September 2025, not as a live payment method.

## Related pages on this site

-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), protocol profile
-   [x402](https://agentreadycheckout.com/protocols/x402), protocol profile
-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [cloudflare.com](https://www.cloudflare.com/), read 5 Nov 2026
2.  [Cloudflare: Secure agentic commerce](https://blog.cloudflare.com/secure-agentic-commerce/), read 5 Nov 2026
3.  [Web Bot Auth · Cloudflare bot solutions docs](https://developers.cloudflare.com/bots/reference/bot-verification/web-bot-auth/), read 5 Nov 2026
4.  [Cloudflare Introduces NET Dollar to Support a New Business Model for the AI-Driven Internet | Cloudflare](https://www.cloudflare.com/press-releases/2025/cloudflare-introduces-net-dollar-to-support-a-new-business-model-for-the-ai-driven-internet/), read 5 Nov 2026
5.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
6.  [Agentic Payments | Cloudflare Agents documentation](https://developers.cloudflare.com/agents/tools/payments/), read 5 Nov 2026
7.  [Machine Payments Protocol](https://mpp.dev/), read 5 Nov 2026
8.  [x402 · Cloudflare Agents docs](https://developers.cloudflare.com/agents/x402/), read 5 Nov 2026
9.  [Ora cached score record for cloudflare.com](https://ora.ai/api/score/cloudflare.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
10.  [robots.txt of cloudflare.com](https://cloudflare.com/robots.txt), read 4 Nov 2026
11.  [llms.txt of cloudflare.com](https://cloudflare.com/llms.txt), read 4 Nov 2026
12.  [UCP profile path on cloudflare.com](https://cloudflare.com/.well-known/ucp.json), read 4 Nov 2026
13.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [13 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Coinbase Developer Platform: vendor profile | Agent Ready Checkout"
description: "Coinbase Developer Platform: Coinbase's developer platform: creator of x402, operator of the CDP x402 facilitator. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/coinbase
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Coinbase Developer Platform: vendor profile | Agent Ready Checkout

> Coinbase Developer Platform: Coinbase's developer platform: creator of x402, operator of the CDP x402 facilitator. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/coinbase
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Coinbase Developer Platform

In short

Coinbase created x402 and runs the CDP facilitator that verifies and settles such payments. Its Agentic Wallet gives an agent a standalone stablecoin wallet on Base with per-session and per-transaction caps, and agents sign in by emailed one-time code. The facilitator is free for the first 1,000 transactions each month, then 0.001 USD each.

## At a glance

What it is

Coinbase's developer platform: creator of x402, operator of the CDP x402 facilitator, and maker of Agentic Wallet, a stablecoin wallet with spending limits that agents use to pay for APIs and services.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Operator

Coinbase

Homepage

[docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/x402/welcome)

Matrix column

1 live, 1 pilot, 2 announced, 0 not supported, 8 with no statement found  
[Coinbase in the matrix](https://agentreadycheckout.com/processors/coinbase)

Last read

5 Nov 2026

## What it does for this layer

-   Coinbase's Agentic Wallet CLI gives an AI agent a standalone wallet to hold and spend stablecoins or trade tokens on Base. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md), read 5 Nov 2026.
-   Coinbase says agents using Agentic Wallet authenticate by email OTP, hold USDC and send, trade or pay for services without accessing private keys. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md), read 5 Nov 2026.
-   Coinbase's Agentic Wallet supports configurable spending caps per session and per transaction. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md), read 5 Nov 2026.
-   Coinbase lists Base, Base Sepolia, Polygon, Solana and Solana Devnet as Agentic Wallet networks, with gasless token swaps on Base. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md), read 5 Nov 2026.
-   Coinbase's Agentic Wallet pays external services through x402. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md), read 5 Nov 2026.
-   Coinbase's Agentic Wallet MCP tools include a Bazaar listing of x402 services an agent can pay for; the documentation's example returns 141 services. [docs.cdp.coinbase.com](https://docs.cdp.coinbase.com/agentic-wallet/mcp/mcp-tools/list-bazaar-resources.md), read 5 Nov 2026.
-   The Linux Foundation says x402 was created by Coinbase before its contribution to the x402 Foundation. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026, dated 2 Apr 2026. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| CDP x402 facilitator | Verification and settlement of x402 payments on Base and Solana. | per onchain transaction; first 1,000 facilitator transactions a month free, then 0.001 USD each (USD); Read on 4 Nov 2026 for the protocol matrix.; docs.cdp.coinbase.com, as of 4 Nov 2026 |
| Agentic Wallet | A CLI and MCP-based stablecoin wallet for agents with session and transaction limits. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | no statement found 4 Nov 2026 |  |
| AP2 | announced 4 Nov 2026 | coinbase.com, read 4 Nov 2026 |
| Visa TAP | announced 4 Nov 2026 | investor.visa.com, read 4 Nov 2026 |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | pilot 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | live 4 Nov 2026 | docs.cdp.coinbase.com, read 4 Nov 2026 |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 61/100 (C) | coinbase.com | 2 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 9 user-agent groups | coinbase.com | 4 Nov 2026 | coinbase.com |
| llms.txt | HTTP 200 | coinbase.com | 4 Nov 2026 | coinbase.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | coinbase.com | 4 Nov 2026 | coinbase.com |
| Cloudflare isitagentready scan | 53/100 (L4 Agent-Integrated) | docs.cdp.coinbase.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | docs.cdp.coinbase.com | 5 Nov 2026 | docs.cdp.coinbase.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Coinbase's Agentic Wallet does not pay with cards; it holds and spends stablecoins and tokens.
-   The CDP facilitator does not take custody of seller funds; sellers receive at addresses they control.

## Related pages on this site

-   [Coinbase Developer Platform (x402)](https://agentreadycheckout.com/processors/coinbase), processor profile
-   [x402](https://agentreadycheckout.com/protocols/x402), protocol profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [docs.cdp.coinbase.com/x402/welcome](https://docs.cdp.coinbase.com/x402/welcome), read 5 Nov 2026
2.  [docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md](https://docs.cdp.coinbase.com/agentic-wallet/cli/welcome.md), read 5 Nov 2026
3.  [docs.cdp.coinbase.com/agentic-wallet/mcp/mcp-tools/list-bazaar-resources.md](https://docs.cdp.coinbase.com/agentic-wallet/mcp/mcp-tools/list-bazaar-resources.md), read 5 Nov 2026
4.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
5.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
6.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
7.  [coinbase.com/developer-platform/discover/launches/google\_x402](https://www.coinbase.com/developer-platform/discover/launches/google_x402), read 4 Nov 2026
8.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
9.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
10.  [docs.cdp.coinbase.com/x402/core-concepts/facilitator](https://docs.cdp.coinbase.com/x402/core-concepts/facilitator), read 4 Nov 2026
11.  [Ora cached score record for coinbase.com](https://ora.ai/api/score/coinbase.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
12.  [robots.txt of coinbase.com](https://coinbase.com/robots.txt), read 4 Nov 2026
13.  [llms.txt of coinbase.com](https://coinbase.com/llms.txt), read 4 Nov 2026
14.  [UCP profile path on coinbase.com](https://coinbase.com/.well-known/ucp.json), read 4 Nov 2026
15.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [15 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "commercetools: vendor profile | Agent Ready Checkout"
description: "commercetools: Headless enterprise commerce platform whose AI Hub add-on connects stores to Gemini over UCP and to ChatGPT through. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/commercetools
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# commercetools: vendor profile | Agent Ready Checkout

> commercetools: Headless enterprise commerce platform whose AI Hub add-on connects stores to Gemini over UCP and to ChatGPT through. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/commercetools
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# commercetools

In short

commercetools offers enterprise merchants a headless commerce platform plus an AI Hub add-on linking stores to Gemini over UCP and to ChatGPT via Stripe's Agentic Commerce Suite. It says it has more than 500 enterprise customers. It does not process payments, which stay with the merchant's own PSP, and its homepage lists no price.

## At a glance

What it is

Headless enterprise commerce platform whose AI Hub add-on connects stores to Gemini over UCP and to ChatGPT through Stripe's Agentic Commerce Suite, while the merchant's PSP processes payment.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Homepage

[commercetools.com](https://commercetools.com)

Matrix column

1 live, 0 pilot, 1 announced, 0 not supported, 10 with no statement found  
[commercetools in the matrix](https://agentreadycheckout.com/platforms/commercetools)

Last read

5 Nov 2026

## What it does for this layer

-   commercetools calls itself "The Digital Commerce AI Company" and markets Sphere as a headless platform for autonomous commerce. [commercetools.com](https://commercetools.com/), read 5 Nov 2026.
-   commercetools says it has 500+ enterprise customers in 50+ countries. [commercetools.com](https://commercetools.com/), read 5 Nov 2026. Vendor claim
-   commercetools says it has been named a Leader in the Gartner Magic Quadrant for Digital Commerce Platforms for seven consecutive years, including the 2026 edition. [commercetools.com](https://commercetools.com/), read 5 Nov 2026. Vendor claim
-   commercetools says its platform lets AI agents discover, recommend and transact on behalf of a merchant's customers. [commercetools.com](https://commercetools.com/), read 5 Nov 2026.
-   commercetools markets a secure agent ecosystem for merchants to build, run and manage their own AI agents. [commercetools.com](https://commercetools.com/), read 5 Nov 2026.
-   commercetools says its APIs serve hundreds of millions of shoppers every day across human and agent buying journeys. [commercetools.com](https://commercetools.com/), read 5 Nov 2026. Vendor claim

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| AI Hub | An add-on that connects commercetools stores to AI providers for agent discovery and checkout. | No price on file |
| Sphere | A headless commerce platform positioned for autonomous commerce. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | commercetools.com, read 4 Nov 2026 |
| UCP | live 4 Nov 2026 | docs.commercetools.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 66/100 (C) | commercetools.com | 31 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | commercetools.com | 4 Nov 2026 | commercetools.com |
| llms.txt | HTTP 200 | commercetools.com | 4 Nov 2026 | commercetools.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | commercetools.com | 4 Nov 2026 | commercetools.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | commercetools.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | commercetools.com | 5 Nov 2026 | commercetools.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   commercetools does not process payments; the merchant's PSP (Adyen, Stripe, CyberSource and others) does.
-   commercetools does not publish list pricing on its homepage.

## Related pages on this site

-   [commercetools](https://agentreadycheckout.com/platforms/commercetools), platform profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [commercetools.com](https://commercetools.com), read 5 Nov 2026
2.  [The Digital Commerce AI Company | commercetools](https://commercetools.com/), read 5 Nov 2026
3.  [commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp](https://commercetools.com/press-releases/commercetools-partners-with-stripe-to-launch-acp), read 4 Nov 2026
4.  [docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available](https://docs.commercetools.com/api/releases/2026-07-30-ai-hub-is-now-generally-available), read 4 Nov 2026
5.  [Ora cached score record for commercetools.com](https://ora.ai/api/score/commercetools.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of commercetools.com](https://commercetools.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of commercetools.com](https://commercetools.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on commercetools.com](https://commercetools.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Crossmint: vendor profile | Agent Ready Checkout"
description: "Crossmint: Agent payments infrastructure: a card vault with network agentic tokens, Agent Cards. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/crossmint
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Crossmint: vendor profile | Agent Ready Checkout

> Crossmint: Agent payments infrastructure: a card vault with network agentic tokens, Agent Cards. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/crossmint
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Crossmint

In short

Crossmint supplies infrastructure for agents to pay: a vault holding saved cards, cards with limits enforced at Visa and Mastercard, non-custodial stablecoin wallets, and checkouts accepting cards from any country plus Klarna and Shop Pay. The first 5,000 monthly active wallets are free, then a cent each. Crossmint sits outside the dispute path, which runs through the cardholder's issuer.

## At a glance

What it is

Agent payments infrastructure: a card vault with network agentic tokens, Agent Cards, non-custodial stablecoin Agent Wallets for x402 and MPP, and Agent Checkouts that buy on any website through protocols or a browser.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[crossmint.com](https://www.crossmint.com)

Matrix column

5 live, 0 pilot, 3 announced, 0 not supported, 4 with no statement found  
[Crossmint in the matrix](https://agentreadycheckout.com/processors/crossmint)

Last read

5 Nov 2026

## What it does for this layer

-   Crossmint's pricing page lists 5,000 free monthly active wallets, then from 0.01 USD per monthly active wallet. [crossmint.com](https://www.crossmint.com/pricing), read 5 Nov 2026.
-   Crossmint charges a per-transaction fee for checkout, onramps and offramps that depends on payment method, geography and volume, with volume discounts. [crossmint.com](https://www.crossmint.com/pricing), read 5 Nov 2026.
-   Crossmint groups its agent products as Agent Wallets, Agent Cards and Agent Checkout on the pricing page. [crossmint.com](https://www.crossmint.com/pricing), read 5 Nov 2026.
-   Crossmint says users save a card once and approve spending limits, and that card limits are enforced at Visa and Mastercard while wallet limits are enforced onchain. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 5 Nov 2026.
-   Crossmint says Agent Checkouts accept any credit or debit card from any country, plus Klarna, Shop Pay and local methods such as Pix. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 5 Nov 2026.
-   Crossmint keeps cards in its PCI-compliant vault so the integrating app handles only IDs. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 5 Nov 2026.
-   Crossmint ships a white-label SDK that plugs into an agent framework as a tool or skill. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 5 Nov 2026.
-   Google Cloud's AP2 launch post quotes Crossmint's co-founder on letting agents buy with cards or stablecoins. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026, dated 16 Sep 2025. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Partner logos on the Mastercard Agent Pay page | mastercard.com | Observed | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agent Wallets | Non-custodial stablecoin wallets funded by card for x402, MPP and onchain payments. | per monthly active wallet; 5,000 free, then 0.01 USD per monthly active wallet (USD); crossmint.com, as of 5 Nov 2026 |
| Agent Cards | Saved cards in Crossmint's vault with user-approved limits and network agentic tokens where supported. | No price on file |
| Agent Checkouts | Purchases on any website through agentic protocols or an optimised browser. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | live 4 Nov 2026 | crossmint.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | cloud.google.com, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | live 4 Nov 2026 | docs.crossmint.com, read 4 Nov 2026 |
| Mastercard Agent Pay | live 4 Nov 2026 | docs.crossmint.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | announced 4 Nov 2026 | cointelegraph.com, read 4 Nov 2026 |
| x402 | live 4 Nov 2026 | docs.crossmint.com, read 4 Nov 2026 |
| MPP | live 4 Nov 2026 | docs.crossmint.com, read 4 Nov 2026 |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 71/100 (B) | crossmint.com | 11 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | crossmint.com | 4 Nov 2026 | crossmint.com |
| llms.txt | HTTP 200 | crossmint.com | 4 Nov 2026 | crossmint.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | crossmint.com | 4 Nov 2026 | crossmint.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | crossmint.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | crossmint.com | 5 Nov 2026 | crossmint.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Crossmint is not the merchant of record; the merchant sells and disputes go through the cardholder's issuer.
-   Crossmint does not publish a fixed checkout fee; it is quoted by payment method, geography and volume.

## Related pages on this site

-   [Crossmint](https://agentreadycheckout.com/processors/crossmint), processor profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [crossmint.com](https://www.crossmint.com), read 5 Nov 2026
2.  [crossmint.com/pricing](https://www.crossmint.com/pricing), read 5 Nov 2026
3.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 5 Nov 2026
4.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026
5.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
6.  [crossmint.com/announcement/agent-commerce-toolkit-launch](https://crossmint.com/announcement/agent-commerce-toolkit-launch), read 4 Nov 2026
7.  [docs.crossmint.com/agents/cards/rails-and-pci.md](https://docs.crossmint.com/agents/cards/rails-and-pci.md), read 4 Nov 2026
8.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
9.  [cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce](https://cointelegraph.com/news/crossmint-enables-visa-card-payments-for-ai-agents-and-autonomous-commerce), read 4 Nov 2026
10.  [Ora cached score record for crossmint.com](https://ora.ai/api/score/crossmint.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
11.  [robots.txt of crossmint.com](https://crossmint.com/robots.txt), read 4 Nov 2026
12.  [llms.txt of crossmint.com](https://crossmint.com/llms.txt), read 4 Nov 2026
13.  [UCP profile path on crossmint.com](https://crossmint.com/.well-known/ucp.json), read 4 Nov 2026
14.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [14 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "eBay: vendor profile | Agent Ready Checkout"
description: "eBay: Marketplace whose User Agreement, effective 20 Feb 2026, bans buy-for-me agents. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/ebay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# eBay: vendor profile | Agent Ready Checkout

> eBay: Marketplace whose User Agreement, effective 20 Feb 2026, bans buy-for-me agents. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/ebay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# eBay

In short

Bots and agents that buy for a user, or place orders with no human check, are banned on eBay from 20 February 2026 unless eBay agrees first. Trade press says the new terms block agents from Google, Amazon and Perplexity. Its robots.txt bars ten named AI crawlers from everything except 11 listed paths, among them help and seller pages.

## At a glance

What it is

Marketplace whose User Agreement, effective 20 Feb 2026, bans buy-for-me agents, LLM-driven bots and end-to-end order flows without human review unless eBay gives prior express permission.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[ebay.com](https://www.ebay.com)

Last read

5 Nov 2026

## What it does for this layer

-   eBay's User Agreement update, posted 20 Jan 2026 and effective for existing users on 20 Feb 2026, bars use of buy-for-me agents, LLM-driven bots or any end-to-end flow that places orders without human review, except with eBay's prior express permission (as quoted by Value Added Resource). [valueaddedresource.net](https://www.valueaddedresource.net/ebay-bans-ai-agents-updates-arbitration-user-agreement-feb-2026/), read 5 Nov 2026, dated 20 Feb 2026. Secondary source
-   The previous eBay User Agreement banned robots, spiders, scrapers and automated means in general but did not name AI agents or LLMs, according to Value Added Resource. [valueaddedresource.net](https://www.valueaddedresource.net/ebay-bans-ai-agents-updates-arbitration-user-agreement-feb-2026/), read 5 Nov 2026. Secondary source
-   Shopifreaks reported that eBay's new terms block agents from Google, Amazon and Perplexity while allowing bots with prior permission, naming OpenAI. [shopifreaks.com](https://www.shopifreaks.com/ebay-bans-unapproved-agentic-shopping-bots-from-its-platform-set-stage-for-more-partnerships/), read 5 Nov 2026, dated 26 Jan 2026. Secondary source
-   ebay.com's robots.txt disallows the site root to GPTBot, ClaudeBot, anthropic-ai, PerplexityBot, Bytespider, CCBot, ChatGLM-Spider, AmazonBot, meta-externalagent and Applebot-Extended, and its allow lines for those bots still cover 11 path prefixes, among them /help, /sellercenter and /giftcards. [ebay.com](https://www.ebay.com/robots.txt), read 5 Nov 2026. Observed
-   ebay.com's robots.txt gives OAI-SearchBot, ChatGPT-User, Claude-SearchBot and Claude-User the same limited rules as regular crawlers rather than a full block. [ebay.com](https://www.ebay.com/robots.txt), read 5 Nov 2026. Observed

**Note on sources.** eBay's User Agreement page served a security check to this site's fetcher on 5 Nov 2026, so the clause is cited from trade coverage that quotes it.

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 23/100 (F) | ebay.com | 22 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 9 user-agent groups | ebay.com | 4 Nov 2026 | ebay.com |
| llms.txt | HTTP 404 | ebay.com | 4 Nov 2026 | ebay.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | ebay.com | 4 Nov 2026 | ebay.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | ebay.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| UCP profile at /.well-known/ucp | HTTP 404 | ebay.com | 5 Nov 2026 | ebay.com |
| Homepage fetch at build | HTTP 403 | ebay.com | 5 Nov 2026 | ebay.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   eBay does not allow third-party buy-for-me agents to place orders without its prior express permission.

## Related pages on this site

-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [ebay.com](https://www.ebay.com), read 5 Nov 2026
2.  [eBay Explicitly Bans AI “Buy For Me” Agents, Updates Arbitration & Dispute Rules In User Agreement Update](https://www.valueaddedresource.net/ebay-bans-ai-agents-updates-arbitration-user-agreement-feb-2026/), read 5 Nov 2026. Secondary source
3.  [eBay bans unapproved agentic shopping bots from its platform, set stage for more partnerships](https://www.shopifreaks.com/ebay-bans-unapproved-agentic-shopping-bots-from-its-platform-set-stage-for-more-partnerships/), read 5 Nov 2026. Secondary source
4.  [ebay.com robots.txt](https://www.ebay.com/robots.txt), read 5 Nov 2026
5.  [ebay.com /.well-known/ucp (HTTP 404, observed)](https://www.ebay.com/.well-known/ucp), read 5 Nov 2026
6.  [Ora cached score record for ebay.com](https://ora.ai/api/score/ebay.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
7.  [robots.txt of ebay.com](https://ebay.com/robots.txt), read 4 Nov 2026
8.  [llms.txt of ebay.com](https://ebay.com/llms.txt), read 4 Nov 2026
9.  [UCP profile path on ebay.com](https://ebay.com/.well-known/ucp.json), read 4 Nov 2026
10.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "EMVCo: vendor profile | Agent Ready Checkout"
description: "EMVCo: Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC). Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/emvco
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# EMVCo: vendor profile | Agent Ready Checkout

> EMVCo: Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC). Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/emvco
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# EMVCo

In short

EMVCo, the technical body owned by the card networks, has set up an Agentic Payments Task Force and published a draft framework with shared Intent Services, where participants register and manage the intent a consumer authorised. Comments on the draft were due by 30 September 2026. No final specification exists, and the work covers card payments only.

## At a glance

What it is

Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC); runs an Agentic Payments Task Force and published a draft EMV Agentic Payments framework built on shared Intent Services.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Homepage

[emvco.com](https://www.emvco.com/)

Last read

5 Nov 2026

## What it does for this layer

-   EMVCo has set up a dedicated Agentic Payments Task Force for card-based agentic payment solutions, described in an EMV Insights article dated 1 Sep 2026. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026, dated 1 Sep 2026.
-   EMVCo released a draft EMV Agentic Payments Framework for Specifications and asked stakeholders for feedback by Wednesday 30 Sep 2026. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026, dated 30 Sep 2026.
-   EMVCo says its agent work centres on use cases where consumers delegate authority to AI agents to use card payments for purchases on their behalf. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026.
-   EMVCo's draft framework introduces Intent Services, a shared layer where payment participants register, reference, retrieve and manage consumer-authorised intent before, during and after a transaction. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026.
-   EMVCo says it focused on scenarios where intent must be managed over time, such as recurring purchases, cumulative budgets and post-transaction activity. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026.
-   EMVCo says the framework will help identify changes to EMV 3-D Secure, EMV Payment Tokenisation, EMV Secure Remote Commerce and the EMV Digital Payment Credential. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026.
-   EMVCo says it may consider Know Your Agent (KYA) capabilities and Agentic Transaction Indicators so the agent involved in a payment can be identified across the ecosystem. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026.
-   EMVCo names the FIDO Alliance, the OpenID Foundation, the OpenWallet Foundation and W3C as industry partners on its agent payments work. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026.
-   Visa said in its Trusted Agent Protocol release that it is committed to aligning TAP with global standards bodies including EMVCo. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026, dated 14 Oct 2025. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| EMV Agentic Payments - Framework for Specifications (draft) | A draft framework defining ecosystem roles and data fields for registering and maintaining consumer intent through Intent Services. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | emvco.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | emvco.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | emvco.com | 5 Nov 2026 | emvco.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   EMVCo has not published a final agentic payments specification; the framework was a draft open for feedback until 30 Sep 2026.
-   EMVCo does not cover non-card rails such as stablecoins or account-to-account payments in this work; the scope is card-based payments.

## Related pages on this site

-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), protocol profile
-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [emvco.com](https://www.emvco.com/), read 5 Nov 2026
2.  [How EMVCo is Working to Enable Secure, Interoperable and Scalable Card-Based Agentic Payments | EMVCo](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026
3.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
4.  [Ora cached score record for emvco.com](https://ora.ai/api/score/emvco.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Etsy: vendor profile | Agent Ready Checkout"
description: "Etsy: Marketplace whose listings can be bought directly in ChatGPT, Gemini, Google AI Mode and Copilot. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/etsy
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Etsy: vendor profile | Agent Ready Checkout

> Etsy: Marketplace whose listings can be bought directly in ChatGPT, Gemini, Google AI Mode and Copilot. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/etsy
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Etsy

In short

Etsy listings can be bought inside ChatGPT, Gemini, Google AI Mode and Copilot, but only by buyers logged in to the assistant's own account. The purchase checks out as a guest, Etsy emails the confirmation, and buyers link the order to their Etsy account from that email. Gift cards and coupons do not work.

## At a glance

What it is

Marketplace whose listings can be bought directly in ChatGPT, Gemini, Google AI Mode and Copilot, with buyers checking out as Etsy guests and Etsy confirming the order by email.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[etsy.com](https://www.etsy.com)

Matrix column

1 live, 0 pilot, 3 announced, 0 not supported, 8 with no statement found  
[Etsy in the matrix](https://agentreadycheckout.com/retailers/etsy)

Last read

5 Nov 2026

## What it does for this layer

-   Etsy says buyers must be logged into a ChatGPT, Google or Microsoft account to buy Etsy items through those assistants. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 5 Nov 2026.
-   Etsy says it emails an order confirmation after an agent checkout, and order history is visible in the assistant and on Etsy. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 5 Nov 2026.
-   Etsy says gift cards and coupons cannot be used for orders placed through ChatGPT, Gemini, Google AI Mode and Copilot. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 5 Nov 2026.
-   Etsy says agent purchases check out as a guest and are not automatically connected to the buyer's Etsy account; buyers link them from the confirmation email. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 5 Nov 2026.
-   Etsy says buyers of digital items get the download link in the receipt email after an agent purchase. [help.etsy.com](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 5 Nov 2026.
-   etsy.com's robots.txt has three user-agent groups (Spinn3r, AdsBot-Google-Mobile and the default) and names no AI agent. [etsy.com](https://www.etsy.com/robots.txt), read 5 Nov 2026. Observed

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | help.etsy.com, read 4 Nov 2026 |
| UCP | announced 4 Nov 2026 | github.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | cloud.google.com, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | live 4 Nov 2026 | help.etsy.com, read 4 Nov 2026 |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 50/100 (C) | etsy.com | 1 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 3 user-agent groups | etsy.com | 4 Nov 2026 | etsy.com |
| llms.txt | HTTP 200 | etsy.com | 4 Nov 2026 | etsy.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | etsy.com | 4 Nov 2026 | etsy.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | etsy.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 403 | etsy.com | 5 Nov 2026 | etsy.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Etsy does not attach agent orders to a buyer's Etsy account automatically.
-   Etsy does not accept Etsy gift cards or coupons in agent checkouts.

## Related pages on this site

-   [Etsy](https://agentreadycheckout.com/retailers/etsy), retailer profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [etsy.com](https://www.etsy.com), read 5 Nov 2026
2.  [help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT](https://help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT), read 5 Nov 2026
3.  [etsy.com robots.txt](https://www.etsy.com/robots.txt), read 5 Nov 2026
4.  [github.com/Universal-Commerce-Protocol/ucp/discussions/379](https://github.com/Universal-Commerce-Protocol/ucp/discussions/379), read 5 Nov 2026
5.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
6.  [Ora cached score record for etsy.com](https://ora.ai/api/score/etsy.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
7.  [robots.txt of etsy.com](https://etsy.com/robots.txt), read 4 Nov 2026
8.  [llms.txt of etsy.com](https://etsy.com/llms.txt), read 4 Nov 2026
9.  [UCP profile path on etsy.com](https://etsy.com/.well-known/ucp.json), read 4 Nov 2026
10.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "FIDO Alliance: vendor profile | Agent Ready Checkout"
description: "FIDO Alliance: Open standards body behind passkeys; since April 2026 the steward of AP2 and the home of an Agentic Authentication. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/fido-alliance
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# FIDO Alliance: vendor profile | Agent Ready Checkout

> FIDO Alliance: Open standards body behind passkeys; since April 2026 the steward of AP2 and the home of an Agentic Authentication. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/fido-alliance
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# FIDO Alliance

In short

On 28 April 2026 the FIDO Alliance said it would draw up interoperable standards for how agents interact and transact, building on Google's AP2 and Mastercard's Verifiable Intent. Its work covers verifiable user instructions, agent authentication and trusted delegation, in two technical working groups. It has published no final agent payments specification and certifies nothing yet.

## At a glance

What it is

Open standards body behind passkeys; since April 2026 the steward of AP2 and the home of an Agentic Authentication Technical Working Group and a Payments Technical Working Group writing specifications for agent-initiated commerce.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Homepage

[fidoalliance.org](https://fidoalliance.org/)

Last read

5 Nov 2026

## What it does for this layer

-   The FIDO Alliance announced on 28 Apr 2026 that it would develop interoperable standards for agent interactions and commerce, drawing on contributions of AP2 from Google and Verifiable Intent from Mastercard. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026, dated 28 Apr 2026.
-   The FIDO Alliance lists three areas for its agent work: Verifiable User Instructions, Agent Authentication and Trusted Delegation for Commerce. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026, dated 28 Apr 2026.
-   The FIDO Alliance says Verifiable User Instructions should let users authorise AI agents through phishing-resistant mechanisms so agents perform only approved actions without exposing credentials. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026.
-   The FIDO Alliance's Agentic Authentication Technical Working Group covers how users delegate actions to agents while keeping phishing-resistant authentication, including boundaries between user-initiated and agent-initiated actions. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026.
-   The FIDO Alliance says its specifications for agent-initiated commerce are written in its Payments Technical Working Group, with technical contributions from Google and Mastercard as the starting base. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026.
-   The FIDO Alliance says the agent work builds on its record of replacing passwords with passkeys and advancing digital credentials. [fidoalliance.org](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026. Vendor claim
-   A FIDO Alliance news post says Google placed AP2 under FIDO stewardship so the protocol stays platform-agnostic and open to broader participation. [fidoalliance.org](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 5 Nov 2026, dated 29 Apr 2026.
-   EMVCo names the FIDO Alliance among the industry partners it works with on card-based agentic payments, alongside the OpenID Foundation, the OpenWallet Foundation and W3C. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026, dated 1 Sep 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Authentication Technical Working Group | Member working group on delegated, phishing-resistant authentication for AI agents. | No price on file |
| Payments Technical Working Group | Member working group writing specifications for agent-initiated commerce, chaired by Mastercard and Visa members. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | supports | FIDO Alliance holds AP2 after Google's donation; AP2 v0.2 was published alongside the transfer. fidoalliance.org, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | announced | Mastercard's Verifiable Intent is an initial contribution to FIDO's agent commerce specifications. fidoalliance.org, read 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | fidoalliance.org | 5 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | fidoalliance.org | 4 Nov 2026 | fidoalliance.org |
| llms.txt | HTTP 200 | fidoalliance.org | 4 Nov 2026 | fidoalliance.org |
| UCP profile at /.well-known/ucp.json | HTTP 404 | fidoalliance.org | 4 Nov 2026 | fidoalliance.org |
| Cloudflare isitagentready scan | 33/100 (L1 Basic Web Presence) | fidoalliance.org | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | fidoalliance.org | 5 Nov 2026 | fidoalliance.org |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   The FIDO Alliance does not process payments or certify agents today; its agent commerce output is specification work in member working groups.
-   The FIDO Alliance had not published a final agent payments specification by 5 Nov 2026; the April 2026 announcement describes working groups and initial contributions.

## Related pages on this site

-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), protocol profile
-   [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent), protocol profile
-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [fidoalliance.org](https://fidoalliance.org/), read 5 Nov 2026
2.  [FIDO Alliance to develop standards for trusted AI agent interactions](https://fidoalliance.org/fido-alliance-to-develop-standards-for-trusted-ai-agent-interactions/), read 5 Nov 2026
3.  [Google donates AP2 to FIDO Alliance](https://fidoalliance.org/google-donates-agent-payments-protocol-to-fido-alliance/), read 5 Nov 2026
4.  [How EMVCo is Working to Enable Secure, Interoperable and Scalable Card-Based Agentic Payments | EMVCo](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026
5.  [Ora cached score record for fidoalliance.org](https://ora.ai/api/score/fidoalliance.org?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of fidoalliance.org](https://fidoalliance.org/robots.txt), read 4 Nov 2026
7.  [llms.txt of fidoalliance.org](https://fidoalliance.org/llms.txt), read 4 Nov 2026
8.  [UCP profile path on fidoalliance.org](https://fidoalliance.org/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Firmly: vendor profile | Agent Ready Checkout"
description: "Firmly: Agentic commerce platform that extends a merchant's real-time catalog, product pages and checkout into AI agents, articles. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/firmly
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Firmly: vendor profile | Agent Ready Checkout

> Firmly: Agentic commerce platform that extends a merchant's real-time catalog, product pages and checkout into AI agents, articles. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/firmly
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Firmly

In short

Firmly is a commerce platform that extends a merchant's own catalogue and checkout into AI assistants, articles, marketplaces, ads and connected TV. It says its Connect product is live and needs no merchant engineering. It appears in Mastercard's own roster of Agent Pay enablers and partner logos. No price is published.

## At a glance

What it is

Agentic commerce platform that extends a merchant's real-time catalog, product pages and checkout into AI agents, articles, marketplaces, ads and CTV; an early Mastercard Agent Pay enabler.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[firmly.ai](https://www.firmly.ai)

Last read

5 Nov 2026

## What it does for this layer

-   Firmly calls itself an agentic commerce platform that extends a merchant's real-time catalog, product pages and checkout into any channel. [firmly.ai](https://firmly.ai/), read 5 Nov 2026.
-   Firmly says firmly Connect is live and lets merchants sell through any AI agent with no merchant engineering. [firmly.ai](https://firmly.ai/), read 5 Nov 2026.
-   Firmly lists AI assistants, articles, marketplaces, ads and CTV as places shoppers can buy through its checkout. [firmly.ai](https://firmly.ai/), read 5 Nov 2026.
-   Firmly's site navigation lists a product called Ask Agent alongside firmly Connect. [firmly.ai](https://firmly.ai/), read 5 Nov 2026. Observed
-   Mastercard named Firmly.AI among the agentic commerce enablers going live as Agent Pay rolled out to U.S. cardholders in 2025. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Partner logos on the Mastercard Agent Pay page | mastercard.com | Observed | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| firmly Connect | Merchant connection that makes catalog and checkout available to AI agents. | Its homepage publishes no price |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | announced | Named by Mastercard among enablers going live with Agent Pay (10 Sep 2025). mastercard.com, read 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 52/100 (C) | firmly.ai | 24 Aug 2026 | ora.ai |
| Cloudflare isitagentready scan | 0/100 (L0 Not Ready) | firmly.ai | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | firmly.ai | 5 Nov 2026 | firmly.ai |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Firmly does not take over the merchant's catalog or checkout; it extends the merchant's own into other channels.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [firmly.ai](https://www.firmly.ai), read 5 Nov 2026
2.  [Buy now, anywhere.](https://firmly.ai/), read 5 Nov 2026
3.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026
4.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026
5.  [Ora cached score record for firmly.ai](https://ora.ai/api/score/firmly.ai?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Fiserv: vendor profile | Agent Ready Checkout"
description: "Fiserv: Merchant acquirer and owner of the Clover point-of-sale platform. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/fiserv
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Fiserv: vendor profile | Agent Ready Checkout

> Fiserv: Merchant acquirer and owner of the Clover point-of-sale platform. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/fiserv
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Fiserv

In short

Fiserv, the acquirer that owns Clover, announced two agent-commerce deals in December 2025. With Visa it will carry the Trusted Agent Protocol through its acceptance network so merchants can verify and process agent orders, and it will adopt Mastercard's Agent Pay Acceptance Framework. No date or price is given for merchants.

## At a glance

What it is

Merchant acquirer and owner of the Clover point-of-sale platform; deploying Visa's Trusted Agent Protocol and Visa Intelligent Commerce across its acceptance network and adopting Mastercard's Agent Pay Acceptance Framework.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[fiserv.com](https://www.fiserv.com)

Last read

5 Nov 2026

## What it does for this layer

-   Fiserv announced on 22 Dec 2025 a collaboration with Visa to enable Visa Intelligent Commerce and deploy the Trusted Agent Protocol across Fiserv's agentic ecosystem. [investors.fiserv.com](https://investors.fiserv.com/news-releases/news-release-details/fiserv-collaborates-visa-accelerate-agentic-commerce), read 5 Nov 2026, dated 22 Dec 2025.
-   Fiserv says it and Visa will deploy the Trusted Agent Protocol across Fiserv's acceptance ecosystem to authenticate, retrieve, accept and process agent transactions. [investors.fiserv.com](https://investors.fiserv.com/news-releases/news-release-details/fiserv-collaborates-visa-accelerate-agentic-commerce), read 5 Nov 2026, dated 22 Dec 2025.
-   Fiserv says the Visa work gives Clover and Fiserv merchants, and Fiserv's ISV and ISO partners, the tools to accept agent transactions. [investors.fiserv.com](https://investors.fiserv.com/news-releases/news-release-details/fiserv-collaborates-visa-accelerate-agentic-commerce), read 5 Nov 2026, dated 22 Dec 2025.
-   Fiserv describes its enabler role as including agent authentication, integration options adopted at the merchant's pace, and operational intelligence that automates dispute resolution and adjusts routing in real time. [investors.fiserv.com](https://investors.fiserv.com/news-releases/news-release-details/fiserv-collaborates-visa-accelerate-agentic-commerce), read 5 Nov 2026, dated 22 Dec 2025.
-   Fiserv said on 22 Dec 2025 that it will adopt the Mastercard Agent Pay Acceptance Framework, which it describes as a framework for AI agents to transact on behalf of customers with tokenization, strong authentication, fraud prevention and governance. [investors.fiserv.com](https://investors.fiserv.com/news-releases/news-release-details/fiserv-and-mastercard-partner-advance-trusted-agentic-commerce), read 5 Nov 2026, dated 22 Dec 2025.

**Note on sources.** Fiserv's investor site refuses plain automated requests, so its releases were read on 5 Nov 2026 through a fetch that the site allows.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |
| Initial supporters named in the x402 Foundation release, 2 Apr 2026 | linuxfoundation.org | Secondary source | 5 Nov 2026 |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Fiserv agentic acceptance | TAP agent authentication and Visa Intelligent Commerce acceptance across Fiserv and Clover merchant processing. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | announced | ucp.dev, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | announced | Fiserv and Visa "are working together to deploy Trusted Agent Protocol across Fiserv's acceptance ecosystem" (22 Dec 2025). investors.fiserv.com, read 5 Nov 2026 |
| Visa IC | announced | Fiserv announced a collaboration "to enable Visa Intelligent Commerce" (22 Dec 2025). investors.fiserv.com, read 5 Nov 2026 |
| Mastercard Agent Pay | announced | Fiserv said on 22 Dec 2025 that it "will also adopt the Mastercard Agent Pay Acceptance Framework". investors.fiserv.com, read 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | announced | Named among initial supporters of the x402 Foundation. linuxfoundation.org, read 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 50/100 (C) | fiserv.com | 26 Oct 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | fiserv.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | fiserv.com | 5 Nov 2026 | fiserv.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Fiserv does not publish agentic pricing or a merchant self-serve page for agent acceptance; the December 2025 release describes a deployment in progress.
-   Fiserv's Visa release does not state a date by which Clover merchants can accept TAP-verified agent orders.

## Related pages on this site

-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [fiserv.com](https://www.fiserv.com), read 5 Nov 2026
2.  [Fiserv Collaborates with Visa to Accelerate Agentic Commerce](https://investors.fiserv.com/news-releases/news-release-details/fiserv-collaborates-visa-accelerate-agentic-commerce), read 5 Nov 2026
3.  [Fiserv and Mastercard Partner to Advance Trusted Agentic Commerce For Merchants](https://investors.fiserv.com/news-releases/news-release-details/fiserv-and-mastercard-partner-advance-trusted-agentic-commerce), read 5 Nov 2026
4.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
5.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
6.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
7.  [Ora cached score record for fiserv.com](https://ora.ai/api/score/fiserv.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Forter: vendor profile | Agent Ready Checkout"
description: "Forter: Fraud and identity decisioning company that sells Agentic Orchestration. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/forter
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Forter: vendor profile | Agent Ready Checkout

> Forter: Fraud and identity decisioning company that sells Agentic Orchestration. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/forter
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# Forter

In short

Forter, a fraud and identity company, sells Agentic Orchestration: a no-code layer that translates agent commerce protocols into a merchant's existing checkout, with account-based checkout so loyalty carries over. Its dispute and payments agents handle chargebacks and routing. The merchant's own PSP still authorises and settles, and the page does not name the protocols it translates.

## At a glance

What it is

Fraud and identity decisioning company that sells Agentic Orchestration: a no-code layer that translates agent commerce protocols to a merchant's checkout and decides which agent orders to approve.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Homepage

[forter.com](https://www.forter.com/)

Last read

5 Nov 2026

## What it does for this layer

-   Forter's Agentic Orchestration offers headless checkout journeys across agent commerce protocols with no engineering work for the merchant, according to Forter. [forter.com](https://www.forter.com/agentic-commerce/), read 5 Nov 2026.
-   Forter says it translates multiple agentic commerce protocols to the merchant's existing stack through a single no-code partner integration. [forter.com](https://www.forter.com/agentic-commerce/), read 5 Nov 2026.
-   Forter says agents connecting through its protocol layer complete a purchase 10x faster and with 5x fewer tokens than web-scraping routes. [forter.com](https://www.forter.com/agentic-commerce/), read 5 Nov 2026. Vendor claim
-   Forter names Muse, Instinct and Grok Bot as AI assistants consumers use to complete purchases on merchant sites. [forter.com](https://www.forter.com/agentic-commerce/), read 5 Nov 2026.
-   Forter offers account-based checkout for agent orders so loyalty and customer recognition carry into the agent flow. [forter.com](https://www.forter.com/agentic-commerce/), read 5 Nov 2026.
-   Forter's Dispute Agent triages which chargebacks to fight, gathers the evidence and writes the dispute letter. [forter.com](https://www.forter.com/agents/), read 5 Nov 2026.
-   Forter's Payments Agent adjusts authorisation and routing as bank requirements and network rules change. [forter.com](https://www.forter.com/agents/), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Orchestration | Protocol translation and headless checkout for agent orders, with Forter's identity decisioning. | No price on file |
| Forter agents | Analytics, Payments, Dispute and Abuse agents for merchant risk teams. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 92/100 (A) | forter.com | 3 Nov 2026 | ora.ai |
| Ora payments layer | 11/11 (4 of 6 checks passed) | forter.com | 3 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 4 user-agent groups | forter.com | 4 Nov 2026 | forter.com |
| llms.txt | HTTP 200 | forter.com | 4 Nov 2026 | forter.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | forter.com | 4 Nov 2026 | forter.com |
| Cloudflare isitagentready scan | 88/100 (L5 Agent-Native) | forter.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | forter.com | 5 Nov 2026 | forter.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Forter does not process the payment itself; the merchant's existing PSP still authorises and settles.
-   Forter's agentic commerce page does not name which protocols it translates, so support for ACP, UCP or TAP is not stated.

## Related pages on this site

-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [forter.com](https://www.forter.com/), read 5 Nov 2026
2.  [Agentic Commerce – Forter](https://www.forter.com/agentic-commerce/), read 5 Nov 2026
3.  [Agents – Forter](https://www.forter.com/agents/), read 5 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [Ora cached score record for forter.com](https://ora.ai/api/score/forter.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
6.  [robots.txt of forter.com](https://forter.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of forter.com](https://forter.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on forter.com](https://forter.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Google (AI Mode and Gemini checkout) | Agent Ready Checkout"
description: "Google (AI Mode and Gemini checkout): Google's agent checkout in AI Mode in Search and the Gemini app, built on UCP. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/google-ai-mode-gemini
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Google (AI Mode and Gemini checkout) | Agent Ready Checkout

> Google (AI Mode and Gemini checkout): Google's agent checkout in AI Mode in Search and the Gemini app, built on UCP. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/google-ai-mode-gemini
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent surface

# Google (AI Mode and Gemini checkout)

In short

Google's agent checkout in AI Mode and the Gemini app runs on UCP: select merchants apply through a form, implement in phases and reuse their Merchant Center feeds, and shoppers pay with Google Pay. The transaction happens on Google's surfaces while the merchant stays seller of record. Only cards saved in Google Wallet work for now.

## At a glance

What it is

Google's agent checkout in AI Mode in Search and the Gemini app, built on UCP: merchants add a checkout button to eligible listings, shoppers pay with Google Pay, and the merchant stays seller of record.

Type

[Agent surface](https://agentreadycheckout.com/vendors/by-type/surface)

Operator

Google

Homepage

[developers.google.com](https://developers.google.com/merchant/ucp)

Matrix column

1 live, 0 pilot, 3 announced, 0 not supported, 8 with no statement found  
[Google AI Mode in the matrix](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout)

Last read

5 Nov 2026

## What it does for this layer

-   Google says UCP-powered checkout is available to select merchants, who express interest through a form and complete a technical implementation in phases. [support.google.com](https://support.google.com/merchants/answer/16837055), read 5 Nov 2026.
-   Google says merchants do not need a Google Pay button on their own checkout to take part, but do need a Google Pay and Wallet Console account. [support.google.com](https://support.google.com/merchants/answer/16837055), read 5 Nov 2026.
-   Google says a merchant whose PSP is not integrated with the Google Pay API can have the PSP onboard to it. [support.google.com](https://support.google.com/merchants/answer/16837055), read 5 Nov 2026.
-   Google says that with the new checkout the transaction happens on Google's surfaces, while with the existing checkout button it happens on the merchant's site. [support.google.com](https://support.google.com/merchants/answer/16837055), read 5 Nov 2026.
-   Google's UCP developer guide offers a default Native checkout integration and an optional Embedded path for specific approved merchants. [developers.google.com](https://developers.google.com/merchant/ucp), read 5 Nov 2026.
-   Google's UCP guide says UCP keeps an accountability trail between merchants, credential providers and payment services. [developers.google.com](https://developers.google.com/merchant/ucp), read 5 Nov 2026.
-   Google's UCP guide says merchants use their existing Merchant Center shopping feeds to take part. [developers.google.com](https://developers.google.com/merchant/ucp), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| UCP-powered checkout | A Buy button on eligible listings in AI Mode and Gemini, paid with Google Pay. | No price on file |
| Universal Cart | A cross-retailer cart in Search and the Gemini app. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | live 4 Nov 2026 | support.google.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | blog.google, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | announced 4 Nov 2026 | americanexpress.com, read 4 Nov 2026 |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 55/100 (C) | google.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 4 user-agent groups | google.com | 4 Nov 2026 | google.com |
| llms.txt | HTTP 404 | google.com | 4 Nov 2026 | google.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | google.com | 4 Nov 2026 | google.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | developers.google.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | developers.google.com | 5 Nov 2026 | developers.google.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Google does not become the merchant of record for UCP checkout; the merchant remains seller of record.
-   Google's UCP checkout does not yet accept tokenised or non-card payment forms; it uses card numbers saved in Google Wallet.

## Related pages on this site

-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout), agent surface profile
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), protocol profile
-   [All agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Google UCP developer guide](https://developers.google.com/merchant/ucp), read 5 Nov 2026
2.  [Merchant Center help: UCP-powered checkout](https://support.google.com/merchants/answer/16837055), read 5 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
4.  [Introducing the Universal Cart](https://blog.google/products-and-platforms/products/shopping/google-shopping-cart/), read 4 Nov 2026
5.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026
6.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026
7.  [Ora cached score record for google.com](https://ora.ai/api/score/google.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
8.  [robots.txt of google.com](https://google.com/robots.txt), read 4 Nov 2026
9.  [llms.txt of google.com](https://google.com/llms.txt), read 4 Nov 2026
10.  [UCP profile path on google.com](https://google.com/.well-known/ucp.json), read 4 Nov 2026
11.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Google Pay: vendor profile | Agent Ready Checkout"
description: "Google Pay: Google's wallet and the payment handler (com.google.pay) behind UCP checkout in AI Mode and Gemini. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/google-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Google Pay: vendor profile | Agent Ready Checkout

> Google Pay: Google's wallet and the payment handler (com.google.pay) behind UCP checkout in AI Mode and Gemini. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/google-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, wallet

# Google Pay

In short

When a shopper buys through UCP in Google's AI Mode or the Gemini app, this wallet supplies the payment step, using a handler named com.google.pay. The merchant publishes its settings, the platform requests an encrypted token, and the token goes to the merchant's own processor, not Google. Chewy and The Home Depot already run it live in their UCP profiles.

## At a glance

What it is

Google's wallet and the payment handler (com.google.pay) behind UCP checkout in AI Mode and Gemini; merchants publish their Google Pay configuration and platforms produce an encrypted token for the merchant's PSP.

Type

[Wallet](https://agentreadycheckout.com/vendors/by-type/wallet)

Operator

Google

Homepage

[pay.google.com](https://pay.google.com)

Last read

5 Nov 2026

## What it does for this layer

-   Google publishes a UCP payment handler specification named com.google.pay, version 2026-01-23. [pay.google.com](https://pay.google.com/gp/p/ucp/2026-01-23/), read 5 Nov 2026, dated 23 Jan 2026.
-   Google's handler specification describes a headless model: the business publishes its Google Pay configuration, such as allowed card networks and gateway parameters, and the platform runs the Google Pay API to generate a payment token. [pay.google.com](https://pay.google.com/gp/p/ucp/2026-01-23/), read 5 Nov 2026.
-   Google's handler specification says Google Pay tokenisation passes encrypted credentials directly to the business's payment service provider. [pay.google.com](https://pay.google.com/gp/p/ucp/2026-01-23/), read 5 Nov 2026.
-   Google's handler specification requires a business to obtain a Google Pay Merchant ID before advertising Google Pay support through UCP. [pay.google.com](https://pay.google.com/gp/p/ucp/2026-01-23/), read 5 Nov 2026.
-   Chewy's and The Home Depot's UCP business profiles both list a com.google.pay handler in the PRODUCTION environment. [chewy.com](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026. Observed
-   PayPal's Agent Ready overview lists two UCP paths for Google AI Mode and Gemini that both use a Google Pay payment handler, one through Braintree and one through PayPal Orders v2. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026. Secondary source
-   Target says buyers on Google pay with a major credit card or the Target Circle Card through Google Pay. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| com.google.pay UCP handler | The UCP payment handler that lets agent platforms render Google Pay and pass a token to the merchant's PSP. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | supports | Google Pay publishes the com.google.pay payment handler for UCP (version 2026-01-23). pay.google.com, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | pay.google.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L0 Not Ready) | pay.google.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | accounts.google.com | 5 Nov 2026 | pay.google.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Google Pay does not settle the payment; the encrypted credential goes to the merchant's own PSP.
-   Google Pay's UCP checkout does not yet use network tokens or other payment types per Google's help page; it uses cards saved in Google Wallet.

## Related pages on this site

-   [Google AI Mode and Gemini checkout (UCP)](https://agentreadycheckout.com/surfaces/google-ai-mode-and-gemini-checkout), agent surface profile
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), protocol profile
-   [All wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [pay.google.com](https://pay.google.com), read 5 Nov 2026
2.  [Google Pay payment handler specification for UCP (com.google.pay, 2026-01-23)](https://pay.google.com/gp/p/ucp/2026-01-23/), read 5 Nov 2026
3.  [chewy.com UCP business profile (/.well-known/ucp)](https://www.chewy.com/.well-known/ucp), read 5 Nov 2026
4.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026
5.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026
6.  [Ora cached score record for pay.google.com](https://ora.ai/api/score/pay.google.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
7.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Gr4vy: vendor profile | Agent Ready Checkout"
description: "Gr4vy: Payment orchestration platform with an Agentic Developer Kit that helps merchants put a storefront inside AI environments such. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/gr4vy
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Gr4vy: vendor profile | Agent Ready Checkout

> Gr4vy: Payment orchestration platform with an Agentic Developer Kit that helps merchants put a storefront inside AI environments such. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/gr4vy
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Gr4vy

In short

Gr4vy is a payment orchestration company whose Agentic Developer Kit walks merchants through opening a storefront inside AI environments such as ChatGPT without rebuilding payments. The company says it routes transactions across more than 400 PSPs and methods. It does not acquire merchants, and its page claims no live ACP or UCP certification.

## At a glance

What it is

Payment orchestration platform with an Agentic Developer Kit that helps merchants put a storefront inside AI environments such as ChatGPT and route agent transactions across 400+ PSPs and methods.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[gr4vy.com](https://gr4vy.com)

Last read

5 Nov 2026

## What it does for this layer

-   Gr4vy's Agentic Developer Kit is a step-by-step kit for launching a storefront inside AI environments such as ChatGPT without rebuilding the payment stack. [gr4vy.com](https://gr4vy.com/agentic/), read 5 Nov 2026.
-   Gr4vy says it routes, retries and optimises transactions across 400+ PSPs and payment methods in real time. [gr4vy.com](https://gr4vy.com/agentic/), read 5 Nov 2026. Vendor claim
-   Gr4vy offers vault tokenisation and a vendor-agnostic data vault for payment data portability. [gr4vy.com](https://gr4vy.com/agentic/), read 5 Nov 2026.
-   Gr4vy offers a white-label orchestration product for platforms and their sub-merchants alongside its enterprise merchant product. [gr4vy.com](https://gr4vy.com/agentic/), read 5 Nov 2026.
-   Gr4vy lists the problems it addresses for agent payments as no control layer for agent behaviour and unclear compliance, authentication and orchestration. [gr4vy.com](https://gr4vy.com/agentic/), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Developer Kit | Guidance and tooling to launch AI storefronts and orchestrate agent transactions. | No price on file |
| Gr4vy orchestration | Routing, retries and vaulting across PSPs and payment methods. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | gr4vy.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | gr4vy.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | gr4vy.com | 5 Nov 2026 | gr4vy.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Gr4vy does not acquire merchants; it routes payments to the PSPs a merchant already uses.
-   Gr4vy's agentic page does not state live ACP or UCP certification.

## Related pages on this site

-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [gr4vy.com](https://gr4vy.com), read 5 Nov 2026
2.  [Agentic Developer Kit | GR4VY](https://gr4vy.com/agentic/), read 5 Nov 2026
3.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
4.  [Ora cached score record for gr4vy.com](https://ora.ai/api/score/gr4vy.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Highnote: vendor profile | Agent Ready Checkout"
description: "Highnote: Card issuing and acquiring platform that issues virtual cards to AI agents with programmable controls evaluated. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/highnote
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Highnote: vendor profile | Agent Ready Checkout

> Highnote: Card issuing and acquiring platform that issues virtual cards to AI agents with programmable controls evaluated. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/highnote
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Highnote

In short

Highnote issues virtual cards to AI agents and checks velocity limits, merchant categories and per-transaction caps at the moment of authorisation, before funds move. It says the most mature agent payments today sit in finance operations such as supplier payments and procurement, not consumer shopping. In April 2026 it joined Visa's pilot group for Intelligent Commerce Connect.

## At a glance

What it is

Card issuing and acquiring platform that issues virtual cards to AI agents with programmable controls evaluated at authorisation; a pilot partner of Visa Intelligent Commerce Connect.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[highnote.com](https://highnote.com)

Last read

5 Nov 2026

## What it does for this layer

-   Highnote says it provides programmable controls, virtual card issuance and unified ledger visibility for payments initiated by AI agents. [highnote.com](https://highnote.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Highnote says the most mature agent payment deployments today are in finance operations: accounts payable, supplier payments, bill pay and procurement. [highnote.com](https://highnote.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Highnote lets programmes set velocity limits, merchant category restrictions and per-transaction caps at the card, account or programme level, evaluated at authorisation before funds move. [highnote.com](https://highnote.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Highnote names three problems when agents pay on legacy rails: spend policy cannot be enforced at authorisation, finance loses transaction-level visibility, and agents can overrun budgets before reconciliation. [highnote.com](https://highnote.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Highnote's agentic page shows example per-agent budgets for procurement, booking, travel, expense, operations and research agents. [highnote.com](https://highnote.com/solutions/agentic-commerce), read 5 Nov 2026. Observed

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Pilot partners in Visa's Intelligent Commerce Connect release, 9 Apr 2026 | visa.co.uk | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Highnote agentic payments | Virtual cards for agents with authorisation-time controls and a unified ledger. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | partial | Named as a pilot partner of Visa Intelligent Commerce Connect. visa.co.uk, read 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 81/100 (B) | highnote.com | 24 Sep 2026 | ora.ai |
| Cloudflare isitagentready scan | 33/100 (L1 Basic Web Presence) | highnote.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | highnote.com | 5 Nov 2026 | highnote.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Highnote does not target consumer shopping agents on its agentic page; the use cases are business payments.
-   Highnote does not publish agentic pricing on its agentic page.

## Related pages on this site

-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), protocol profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [highnote.com](https://highnote.com), read 5 Nov 2026
2.  [Agentic Payments Infrastructure for AI-Initiated Transactions](https://highnote.com/solutions/agentic-commerce), read 5 Nov 2026
3.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 5 Nov 2026
4.  [Ora cached score record for highnote.com](https://ora.ai/api/score/highnote.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "The Home Depot: vendor profile | Agent Ready Checkout"
description: "The Home Depot: Home improvement retailer that publishes a production UCP business profile on homedepot.com with a checkout service. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/home-depot
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# The Home Depot: vendor profile | Agent Ready Checkout

> The Home Depot: Home improvement retailer that publishes a production UCP business profile on homedepot.com with a checkout service. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/home-depot
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# The Home Depot

In short

The Home Depot serves a working UCP business profile, version 2026-01-23, at the .json path rather than the /.well-known/ucp path the specification names. It declares checkout and fulfilment, points agents to a REST shopping service and lists a production Google Pay handler, but not order management. No release or developer page on agent checkout was found.

## At a glance

What it is

Home improvement retailer that publishes a production UCP business profile on homedepot.com with a checkout service and a Google Pay payment handler, and endorses UCP.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[homedepot.com](https://www.homedepot.com)

Last read

5 Nov 2026

## What it does for this layer

-   The Home Depot publishes a UCP business profile at https://www.homedepot.com/.well-known/ucp.json declaring UCP version 2026-01-23. [homedepot.com](https://www.homedepot.com/.well-known/ucp.json), read 5 Nov 2026. Observed
-   The Home Depot's UCP profile points agents to a REST shopping service at apionline.homedepot.com/ucp. [homedepot.com](https://www.homedepot.com/.well-known/ucp.json), read 5 Nov 2026. Observed
-   The Home Depot's UCP profile declares checkout and fulfillment capabilities. [homedepot.com](https://www.homedepot.com/.well-known/ucp.json), read 5 Nov 2026. Observed
-   The Home Depot's UCP profile lists a Google Pay payment handler configured for the PRODUCTION environment. [homedepot.com](https://www.homedepot.com/.well-known/ucp.json), read 5 Nov 2026. Observed
-   The Home Depot serves its profile at /.well-known/ucp.json; the path /.well-known/ucp that the UCP spec names returned HTTP 404 on 5 Nov 2026. [homedepot.com](https://www.homedepot.com/.well-known/ucp.json), read 5 Nov 2026. Observed

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | supports | Production UCP profile with checkout capability and a Google Pay handler at /.well-known/ucp.json. homedepot.com, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 24/100 (F) | homedepot.com | 9 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | homedepot.com | 4 Nov 2026 | homedepot.com |
| llms.txt | HTTP 404 | homedepot.com | 4 Nov 2026 | homedepot.com |
| UCP profile at /.well-known/ucp.json | HTTP 200 (JSON) | homedepot.com | 4 Nov 2026 | homedepot.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | homedepot.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| robots.txt, AI agent rules | One user-agent group, no AI agent named | homedepot.com | 5 Nov 2026 | homedepot.com |
| Homepage fetch at build | HTTP 200 | homedepot.com | 5 Nov 2026 | homedepot.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   The Home Depot has published no press release or developer page on agent checkout that this site could find; its position is read from its UCP profile.
-   The Home Depot's UCP profile does not declare the order management capability.

## Related pages on this site

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [homedepot.com](https://www.homedepot.com), read 5 Nov 2026
2.  [homedepot.com UCP business profile (/.well-known/ucp.json)](https://www.homedepot.com/.well-known/ucp.json), read 5 Nov 2026
3.  [homedepot.com robots.txt](https://www.homedepot.com/robots.txt), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Ora cached score record for homedepot.com](https://ora.ai/api/score/homedepot.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of homedepot.com](https://homedepot.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of homedepot.com](https://homedepot.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on homedepot.com](https://homedepot.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "HUMAN Security: vendor profile | Agent Ready Checkout"
description: "HUMAN Security: Bot and fraud defence company whose AgenticTrust product detects AI agent traffic on merchant sites. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/human-security
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# HUMAN Security: vendor profile | Agent Ready Checkout

> HUMAN Security: Bot and fraud defence company whose AgenticTrust product detects AI agent traffic on merchant sites. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/human-security
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# HUMAN Security

In short

HUMAN Security's AgenticTrust detects AI agent traffic on merchant sites, applies permissions in real time and shows what each agent did, from product discovery to checkout, and whether it was blocked or allowed. Merchants can let verified agents browse and buy. The company processes no payments and its page names no payment protocol.

## At a glance

What it is

Bot and fraud defence company whose AgenticTrust product detects AI agent traffic on merchant sites, applies real-time permissions per agent and lets verified agents browse and check out.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Homepage

[humansecurity.com](https://www.humansecurity.com/)

Last read

5 Nov 2026

## What it does for this layer

-   HUMAN Security's AgenticTrust product detects AI agent traffic, applies real-time permissions and is sold to prevent fraud in agent commerce. [humansecurity.com](https://www.humansecurity.com/platform/solutions/agentic-commerce/), read 5 Nov 2026.
-   HUMAN Security says AgenticTrust shows what actions AI agents take for each user, from product discovery to checkout, and whether each activity was blocked or allowed. [humansecurity.com](https://www.humansecurity.com/platform/solutions/agentic-commerce/), read 5 Nov 2026.
-   HUMAN Security says AgenticTrust lets merchants allow verified agents to discover products and make transactions. [humansecurity.com](https://www.humansecurity.com/platform/solutions/agentic-commerce/), read 5 Nov 2026.
-   HUMAN Security says AgenticTrust protects accounts, checkout and business logic, and that HUMAN Sightline extends observability across humans, bots and AI agents. [humansecurity.com](https://www.humansecurity.com/platform/solutions/agentic-commerce/), read 5 Nov 2026.
-   HUMAN Security's site navigation lists Agentic Commerce, Agentic Visibility and LLM and AI Agent Governance as separate solutions. [humansecurity.com](https://www.humansecurity.com/), read 5 Nov 2026. Observed
-   HUMAN Security says it was named a Leader in The Forrester Wave: Bot and Agent Trust Management Software, Q2 2026. [humansecurity.com](https://www.humansecurity.com/), read 5 Nov 2026. Vendor claim

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| AgenticTrust | Detection, permissions and fraud controls for third-party AI agents acting for customers. | No price on file |
| HUMAN Sightline | Observability and protection across human, bot and agent traffic. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 45/100 (D) | humansecurity.com | 4 Sep 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | humansecurity.com | 4 Nov 2026 | humansecurity.com |
| llms.txt | HTTP 403 | humansecurity.com | 4 Nov 2026 | humansecurity.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | humansecurity.com | 4 Nov 2026 | humansecurity.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | humansecurity.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 403 | humansecurity.com | 5 Nov 2026 | humansecurity.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   HUMAN Security does not process payments or tokenise cards; it governs which agents may reach a merchant's checkout.
-   HUMAN Security's agentic commerce page names no support for a specific payment protocol such as ACP, UCP or TAP.

## Related pages on this site

-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [HUMAN Security](https://www.humansecurity.com/), read 5 Nov 2026
2.  [Agentic Commerce Security - Monitor & Control AI Agents | HUMAN Security](https://www.humansecurity.com/platform/solutions/agentic-commerce/), read 5 Nov 2026
3.  [Ora cached score record for humansecurity.com](https://ora.ai/api/score/humansecurity.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [robots.txt of humansecurity.com](https://humansecurity.com/robots.txt), read 4 Nov 2026
5.  [llms.txt of humansecurity.com](https://humansecurity.com/llms.txt), read 4 Nov 2026
6.  [UCP profile path on humansecurity.com](https://humansecurity.com/.well-known/ucp.json), read 4 Nov 2026
7.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [7 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Instacart: vendor profile | Agent Ready Checkout"
description: "Instacart: Grocery marketplace that launched an Instacart app in ChatGPT in December 2025 with embedded Instant Checkout on ACP. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/instacart
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Instacart: vendor profile | Agent Ready Checkout

> Instacart: Grocery marketplace that launched an Instacart app in ChatGPT in December 2025 with embedded Instant Checkout on ACP. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/instacart
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Instacart

In short

Instacart became the first grocery partner with an app inside ChatGPT on 8 December 2025, with embedded checkout built on ACP and paid through Stripe; Instacart says the app covers more than 1,800 retailers. It opened on desktop and mobile web, starting with credit cards, with wallets and phone apps to follow. Its robots.txt turns away Claude and Perplexity agents.

## At a glance

What it is

Grocery marketplace that launched an Instacart app in ChatGPT in December 2025 with embedded Instant Checkout on ACP, paid through Stripe, across more than 1,800 retailers.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[instacart.com](https://www.instacart.com)

Last read

5 Nov 2026

## What it does for this layer

-   Instacart announced on 8 Dec 2025 that it was the first grocery partner to launch an app on ChatGPT and the first to offer embedded end-to-end shopping with Instant Checkout in a ChatGPT conversation. [investors.instacart.com](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026, dated 8 Dec 2025.
-   Instacart says its ChatGPT checkout is built on the Agentic Commerce Protocol and powered by Stripe. [investors.instacart.com](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026, dated 8 Dec 2025.
-   Instacart says consumers can shop from more than 1,800 retailers inside ChatGPT through its app. [investors.instacart.com](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026, dated 8 Dec 2025. Vendor claim
-   Instacart launched Instant Checkout in ChatGPT on desktop and mobile web first, with iOS and Android to follow. [investors.instacart.com](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026, dated 8 Dec 2025.
-   Instacart says the ChatGPT flow starts with a credit card payment, with Apple Pay and Google Pay to be supported later. [investors.instacart.com](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026, dated 8 Dec 2025.
-   Instacart says signed-in users get a ready-to-review cart from local retailers before paying in the Instacart app inside ChatGPT. [investors.instacart.com](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026.
-   This site's crawl of 4 Nov 2026 read instacart.com's robots.txt as allowing ChatGPT-User and OAI-SearchBot while disallowing ClaudeBot, Claude-User, PerplexityBot, Perplexity-User, Google-Extended, Amazonbot and Meta-ExternalAgent at the root. [instacart.com](https://www.instacart.com/robots.txt), read 5 Nov 2026, dated 4 Nov 2026. Observed

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | supports | "Built on Agentic Commerce Protocol"; Instant Checkout in ChatGPT launched 8 Dec 2025. investors.instacart.com, read 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 65/100 (C) | instacart.com | 3 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 23 user-agent groups | instacart.com | 4 Nov 2026 | instacart.com |
| Cloudflare isitagentready scan | 13/100 (L0 Not Ready) | instacart.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | Not fetched: its robots.txt disallows the fetch | instacart.com | 5 Nov 2026 | instacart.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Instacart does not offer its embedded checkout in Claude or Perplexity; its robots.txt disallows their agents.
-   Instacart did not support digital wallets in the ChatGPT checkout at launch.

## Related pages on this site

-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), protocol profile
-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping), agent surface profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [instacart.com](https://www.instacart.com), read 5 Nov 2026
2.  [Instacart App Launches in OpenAI ChatGPT - First Company to Offer New Instant Checkout App Experience](https://investors.instacart.com/News/news-releases/news-details/2025/Instacart-App-Launches-in-OpenAI-ChatGPT-First-Company-to-Offer-New-Instant-Checkout-App-Experience-12-08-2025/default.aspx), read 5 Nov 2026
3.  [instacart.com robots.txt (read in the crawl of 2026-11-04)](https://www.instacart.com/robots.txt), read 5 Nov 2026
4.  [Ora cached score record for instacart.com](https://ora.ai/api/score/instacart.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of instacart.com](https://instacart.com/robots.txt), read 4 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "J.P. Morgan Payments: vendor profile | Agent Ready Checkout"
description: "J.P. Morgan Payments: JPMorgan Chase's merchant acquiring and payments business. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/jpmorgan-payments
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# J.P. Morgan Payments: vendor profile | Agent Ready Checkout

> J.P. Morgan Payments: JPMorgan Chase's merchant acquiring and payments business. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/jpmorgan-payments
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# J.P. Morgan Payments

In short

J.P. Morgan Payments supplies the processing behind Mirakl Nexus agent checkout under a global agreement signed in March 2026, while Mirakl handles catalogues and orders. Only select retailers are in a closed beta, with wider availability planned for 2026. The announcement names no agent payment protocol and frames the bank's role as governance: identity, consent and limits.

## At a glance

What it is

JPMorgan Chase's merchant acquiring and payments business; in a March 2026 global agreement it supplies the payment processing behind Mirakl Nexus agent checkout, in closed beta with select retailers.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Operator

JPMorgan Chase

Homepage

[jpmorgan.com](https://www.jpmorgan.com/payments)

Last read

5 Nov 2026

## What it does for this layer

-   J.P. Morgan Payments and Mirakl announced a strategic global agreement on 10 Mar 2026 to enable agent commerce for merchants at enterprise scale. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.
-   J.P. Morgan Payments supplies the enterprise payment infrastructure and processes payments, while Mirakl Nexus handles catalogs, the order lifecycle and commerce orchestration. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.
-   J.P. Morgan Payments says the joint offer lets merchants take part in agent commerce without building and managing integrations and protocols themselves. [jpmorgan.com](https://www.jpmorgan.com/payments/newsroom/mirakl-nexus-agentic-commerce), read 5 Nov 2026.
-   J.P. Morgan Payments' Global Head of Merchant Services said that as agents move from browsing to buying the differentiator will be governance: identity, consent, limits and interoperability. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.
-   J.P. Morgan Payments says the Mirakl work builds on its broader focus on trusted payments infrastructure for safe, auditable agent autonomy. [jpmorgan.com](https://www.jpmorgan.com/payments/newsroom/mirakl-nexus-agentic-commerce), read 5 Nov 2026.
-   J.P. Morgan Payments and Mirakl said they were working with select retailers in a closed beta, with broader availability planned for 2026. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| J.P. Morgan Payments with Mirakl Nexus | Payment processing, fraud and risk management for agent checkout through Mirakl Nexus. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 54/100 (C) | jpmorgan.com | 11 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | jpmorgan.com | 4 Nov 2026 | jpmorgan.com |
| llms.txt | HTTP 404 | jpmorgan.com | 4 Nov 2026 | jpmorgan.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | jpmorgan.com | 4 Nov 2026 | jpmorgan.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | jpmorgan.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | jpmorgan.com | 5 Nov 2026 | jpmorgan.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   J.P. Morgan Payments does not name a specific agent payment protocol (ACP, UCP, TAP or Agent Pay) in the Mirakl announcement.
-   J.P. Morgan Payments had not announced general availability of the Mirakl agent checkout by 5 Nov 2026 in the pages read.

## Related pages on this site

-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [jpmorgan.com/payments](https://www.jpmorgan.com/payments), read 5 Nov 2026
2.  [Mirakl & J.P. Morgan Enable Agentic Commerce at Scale – Mirakl](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026
3.  [Mirakl Nexus & J.P. Morgan Payments Enable AI Agent Checkout](https://www.jpmorgan.com/payments/newsroom/mirakl-nexus-agentic-commerce), read 5 Nov 2026
4.  [Ora cached score record for jpmorgan.com](https://ora.ai/api/score/jpmorgan.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of jpmorgan.com](https://jpmorgan.com/robots.txt), read 4 Nov 2026
6.  [llms.txt of jpmorgan.com](https://jpmorgan.com/llms.txt), read 4 Nov 2026
7.  [UCP profile path on jpmorgan.com](https://jpmorgan.com/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Kite: vendor profile | Agent Ready Checkout"
description: "Kite: Payments chain for agents: an EVM-compatible blockchain with native stablecoin settlement, plus Kite Passport for agent identity. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/kite-ai
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Kite: vendor profile | Agent Ready Checkout

> Kite: Payments chain for agents: an EVM-compatible blockchain with native stablecoin settlement, plus Kite Passport for agent identity. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/kite-ai
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Kite

In short

Kite offers agents a purpose-built blockchain. Users set budgets and permissions in advance, a layer called Kite Passport enforces them, and payments settle in stablecoins on Kite Chain, which is EVM-compatible with deterministic finality. Card payments are not part of it, and the homepage names no support for ACP, UCP, AP2 or x402.

## At a glance

What it is

Payments chain for agents: an EVM-compatible blockchain with native stablecoin settlement, plus Kite Passport for agent identity, budgets and permissions, and SDKs for agent workflows.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[gokite.ai](https://gokite.ai)

Last read

5 Nov 2026

## What it does for this layer

-   Kite describes itself as the payments layer for the agent economy, giving autonomous agents verifiable trust and a purpose-built chain to transact. [gokite.ai](https://gokite.ai/), read 5 Nov 2026.
-   Kite's platform has three layers: agent interfaces that run workflows, Kite Passport that enforces control, and Kite Chain that settles payments. [gokite.ai](https://gokite.ai/), read 5 Nov 2026.
-   Kite says users set budgets, permissions and scope for agents up front and that every agent action is verified and enforced against those rules. [gokite.ai](https://gokite.ai/), read 5 Nov 2026.
-   Kite describes Kite Chain as a high-throughput blockchain for agents with deterministic finality, native stablecoin settlement and EVM compatibility. [gokite.ai](https://gokite.ai/), read 5 Nov 2026.
-   Kite lists native cross-chain messaging among Kite Chain's features. [gokite.ai](https://gokite.ai/), read 5 Nov 2026.
-   Kite says agents integrate through SDKs and agent frameworks to build and run workflows across services. [gokite.ai](https://gokite.ai/), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Kite Passport | Agent identity with budgets, permissions and scope enforced on every action. | No price on file |
| Kite Chain | An EVM-compatible blockchain with native stablecoin settlement for agent payments. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 52/100 (C) | gokite.ai | 28 Sep 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | gokite.ai | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | gokite.ai | 5 Nov 2026 | gokite.ai |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Kite does not settle card payments; settlement is in stablecoins on Kite Chain.
-   Kite's homepage does not name support for ACP, UCP, AP2 or x402.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [gokite.ai](https://gokite.ai), read 5 Nov 2026
2.  [Kite - The Payments Layer for the Agent Economy](https://gokite.ai/), read 5 Nov 2026
3.  [Ora cached score record for gokite.ai](https://ora.ai/api/score/gokite.ai?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Klarna: vendor profile | Agent Ready Checkout"
description: "Klarna: Flexible payments provider and digital bank that launched the Agentic Product Protocol. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/klarna
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Klarna: vendor profile | Agent Ready Checkout

> Klarna: Flexible payments provider and digital bank that launched the Agentic Product Protocol. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/klarna
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, wallet

# Klarna

In short

Klarna launched the Agentic Product Protocol on 15 December 2025, an open feed that lets agents find products and prices, with the specification and API open to developers that day. The feed itself takes no payments. Klarna also appears as a payment option in Stripe's price list and Crossmint's agent checkout, and endorses UCP.

## At a glance

What it is

Flexible payments provider and digital bank that launched the Agentic Product Protocol, an open product and price feed for AI agents, and is a pay-later method in agent checkouts and a UCP endorser.

Type

[Wallet](https://agentreadycheckout.com/vendors/by-type/wallet)

Homepage

[klarna.com](https://www.klarna.com)

Last read

5 Nov 2026

## What it does for this layer

-   Klarna launched the Agentic Product Protocol on 15 Dec 2025 as an open standard to make products discoverable and understandable by AI agents. [investors.klarna.com](https://investors.klarna.com/News--Events/news/news-details/2025/Klarna-Launches-Agentic-Product-Protocol-The-Open-Standard-That-Makes-100M-Products-Instantly-Discoverable-by-AI-Agents/default.aspx), read 5 Nov 2026, dated 15 Dec 2025.
-   Klarna says the Agentic Product Protocol gives AI systems a live feed of more than 100 million products and 400 million prices standardised across 12 markets. [investors.klarna.com](https://investors.klarna.com/News--Events/news/news-details/2025/Klarna-Launches-Agentic-Product-Protocol-The-Open-Standard-That-Makes-100M-Products-Instantly-Discoverable-by-AI-Agents/default.aspx), read 5 Nov 2026, dated 15 Dec 2025. Vendor claim
-   Klarna's protocol API ingests Google Merchant, Shopify, Amazon, Facebook Catalog and CSV or JSON feeds. [investors.klarna.com](https://investors.klarna.com/News--Events/news/news-details/2025/Klarna-Launches-Agentic-Product-Protocol-The-Open-Standard-That-Makes-100M-Products-Instantly-Discoverable-by-AI-Agents/default.aspx), read 5 Nov 2026.
-   Klarna says merchants using the protocol get products surfaced by AI assistants "with no ads, paywalls, or intermediaries". [investors.klarna.com](https://investors.klarna.com/News--Events/news/news-details/2025/Klarna-Launches-Agentic-Product-Protocol-The-Open-Standard-That-Makes-100M-Products-Instantly-Discoverable-by-AI-Agents/default.aspx), read 5 Nov 2026.
-   Klarna made the Agentic Product Protocol specification and API available to developers, AI platforms and merchants on launch day. [investors.klarna.com](https://investors.klarna.com/News--Events/news/news-details/2025/Klarna-Launches-Agentic-Product-Protocol-The-Open-Standard-That-Makes-100M-Products-Instantly-Discoverable-by-AI-Agents/default.aspx), read 5 Nov 2026, dated 15 Dec 2025.
-   Stripe's US pricing lists Klarna at 5.99% + 30 cents per successful transaction. [stripe.com](https://stripe.com/pricing), read 5 Nov 2026. Secondary source
-   Crossmint lists Klarna among the payment methods its Agent Checkouts can use. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 5 Nov 2026. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Product Protocol | An open product and price feed standard for AI agents. | No price on file |
| Klarna pay later | Buy now, pay later financing offered at checkout, including agent checkouts through partners. | per transaction (merchant); 5.99% + 30 cents per successful transaction through Stripe (US) (USD); Stripe's listed rate for Klarna; Klarna's direct merchant pricing varies.; stripe.com, as of 5 Nov 2026 |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | announced | ucp.dev, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 64/100 (C) | klarna.com | 16 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | klarna.com | 4 Nov 2026 | klarna.com |
| llms.txt | HTTP 200 | klarna.com | 4 Nov 2026 | klarna.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | klarna.com | 4 Nov 2026 | klarna.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | klarna.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | klarna.com | 5 Nov 2026 | klarna.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Klarna's Agentic Product Protocol does not process payments; it is a discovery feed.
-   Klarna does not publish which AI platforms consume the Agentic Product Protocol feed in its launch release.

## Related pages on this site

-   [All wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [klarna.com](https://www.klarna.com), read 5 Nov 2026
2.  [Klarna Launches Agentic Product Protocol: The Open Standard That Makes 100M+ Products Instantly Discoverable by AI Agents](https://investors.klarna.com/News--Events/news/news-details/2025/Klarna-Launches-Agentic-Product-Protocol-The-Open-Standard-That-Makes-100M-Products-Instantly-Discoverable-by-AI-Agents/default.aspx), read 5 Nov 2026
3.  [stripe.com/pricing](https://stripe.com/pricing), read 5 Nov 2026
4.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 5 Nov 2026
5.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
6.  [Ora cached score record for klarna.com](https://ora.ai/api/score/klarna.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
7.  [robots.txt of klarna.com](https://klarna.com/robots.txt), read 4 Nov 2026
8.  [llms.txt of klarna.com](https://klarna.com/llms.txt), read 4 Nov 2026
9.  [UCP profile path on klarna.com](https://klarna.com/.well-known/ucp.json), read 4 Nov 2026
10.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [10 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Lightspark: vendor profile | Agent Ready Checkout"
description: "Lightspark: Money-movement API for accounts, payments, cards and stablecoins with Bitcoin Lightning support. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/lightspark
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Lightspark: vendor profile | Agent Ready Checkout

> Lightspark: Money-movement API for accounts, payments, cards and stablecoins with Bitcoin Lightning support. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/lightspark
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Lightspark

In short

Lightspark's API lets a platform cap what an agent can spend from an account, enforcing permissions, limits and approvals in the account itself and keeping a log of each action. Platforms can also cap daily executions and show locked exchange rates before payment. Lightspark is not a shopping assistant; its role is the account an agent draws on.

## At a glance

What it is

Money-movement API for accounts, payments, cards and stablecoins with Bitcoin Lightning support; its agentic payments capability gives agents bounded spending authority over Global Accounts.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[lightspark.com](https://www.lightspark.com)

Last read

5 Nov 2026

## What it does for this layer

-   Lightspark's agentic payments capability gives AI agents bounded spending authority over Global Accounts, with permissions, spending limits and approval flows enforced at the account layer. [lightspark.com](https://www.lightspark.com/capabilities/agentic-payments), read 5 Nov 2026.
-   Lightspark says the agent operates inside the wallet, not outside it. [lightspark.com](https://www.lightspark.com/capabilities/agentic-payments), read 5 Nov 2026.
-   Lightspark lets platforms set a daily limit on the number of agent executions and request locked exchange rates and fee previews before an agent pays. [lightspark.com](https://www.lightspark.com/capabilities/agentic-payments), read 5 Nov 2026.
-   Lightspark records agent ID, action type, amount, source, destination, reason and timestamps for each agent action. [lightspark.com](https://www.lightspark.com/capabilities/agentic-payments), read 5 Nov 2026.
-   Lightspark offers compliance through its own MSB status, hosted KYC and KYB, or the platform's own programme. [lightspark.com](https://www.lightspark.com/capabilities/agentic-payments), read 5 Nov 2026.
-   Lightspark says one integration moves money in fiat or stablecoins across more than 65 countries. [lightspark.com](https://www.lightspark.com/), read 5 Nov 2026. Vendor claim
-   Lightspark claims it powers 15% of all BTC transactions. [lightspark.com](https://www.lightspark.com/), read 5 Nov 2026. Vendor claim

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic payments (Global Accounts) | Agent spending inside platform-held accounts with limits, approvals and audit records. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | lightspark.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | lightspark.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | lightspark.com | 5 Nov 2026 | lightspark.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Lightspark does not run a consumer shopping agent; it supplies the accounts agents spend from.
-   Lightspark's agentic page does not name x402 or MPP support.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [lightspark.com](https://www.lightspark.com), read 5 Nov 2026
2.  [Agentic payments | Lightspark](https://www.lightspark.com/capabilities/agentic-payments), read 5 Nov 2026
3.  [Lightspark | The API for money: accounts, payments, cards](https://www.lightspark.com/), read 5 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [Ora cached score record for lightspark.com](https://ora.ai/api/score/lightspark.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Link (Stripe): vendor profile | Agent Ready Checkout"
description: "Link (Stripe): Stripe's consumer wallet, used by more than 300 million people per Stripe. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/link
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Link (Stripe): vendor profile | Agent Ready Checkout

> Link (Stripe): Stripe's consumer wallet, used by more than 300 million people per Stripe. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/link
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, wallet

# Link (Stripe)

In short

Link is Stripe's consumer wallet, which Stripe says more than 300 million people use. Through Link Agent Wallet an agent never sees card numbers: the user approves each spend and the agent gets a single-use credential. It ships as a command-line tool and a TypeScript SDK, and can also read shared account data.

## At a glance

What it is

Stripe's consumer wallet, used by more than 300 million people per Stripe, that agents can draw on through Link Agent Wallet: the customer approves each spend request and the agent receives a one-time payment credential.

Type

[Wallet](https://agentreadycheckout.com/vendors/by-type/wallet)

Operator

Stripe

Homepage

[link.com](https://link.com)

Last read

5 Nov 2026

## What it does for this layer

-   Link says more than 300 million consumers use it to check out online. [link.com](https://link.com/), read 5 Nov 2026. Vendor claim
-   Link says it can be used to pay at more than a million businesses. [link.com](https://link.com/), read 5 Nov 2026. Vendor claim
-   Link lets users switch between cards, bank accounts, crypto wallets and buy now, pay later options across devices, browsers and AI agents. [link.com](https://link.com/), read 5 Nov 2026.
-   Link says agents spend on the user's behalf without seeing payment credentials, and the user approves the amount before every purchase. [link.com](https://link.com/), read 5 Nov 2026.
-   Link offers purchase protection on eligible purchases, including money back if the user finds a better price. [link.com](https://link.com/), read 5 Nov 2026.
-   Stripe's Link Agent Wallet can also read transactions, balances and account details from the financial accounts a customer chooses to share, if the agent requests that scope. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 5 Nov 2026.
-   Stripe ships Link Agent Wallet as a CLI (npm package @stripe/link-cli) that handles authentication and token refresh, and as a TypeScript SDK (@stripe/link-sdk). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 5 Nov 2026.
-   Stripe says Link customers check out 3x faster than non-Link customers. [stripe.com](https://stripe.com/pricing), read 5 Nov 2026. Vendor claim

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Link Agent Wallet | Spend requests that return one-time-use credentials to agents after customer approval, plus optional financial data access. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | supports | docs.stripe.com, read 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | link.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 13/100 (L0 Not Ready) | link.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | link.com | 5 Nov 2026 | link.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Link does not give agents the customer's underlying card numbers; agents get one-time credentials per approved purchase.
-   Link does not let an agent spend without an approval step for each purchase, per its homepage.

## Related pages on this site

-   [Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents), protocol profile
-   [Stripe](https://agentreadycheckout.com/processors/stripe), processor profile
-   [All wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [link.com](https://link.com), read 5 Nov 2026
2.  [Link: A smarter way to pay](https://link.com/), read 5 Nov 2026
3.  [Stripe Link Agent Wallet docs](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet), read 5 Nov 2026
4.  [stripe.com/pricing](https://stripe.com/pricing), read 5 Nov 2026
5.  [Ora cached score record for link.com](https://ora.ai/api/score/link.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Lithic: vendor profile | Agent Ready Checkout"
description: "Lithic: Card issuing platform that gives AI agents virtual cards with merchant locking. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/lithic
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Lithic: vendor profile | Agent Ready Checkout

> Lithic: Card issuing platform that gives AI agents virtual cards with merchant locking. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/lithic
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Lithic

In short

Lithic issues virtual cards to agents, with single-use cards, merchant locking and preset fraud rules that judge each transaction in context. It adds an MCP server, KYB and KYC onboarding for agent programmes and automated dispute handling. Its agentic page names neither Visa Intelligent Commerce nor Mastercard Agent Pay tokens and lists no price.

## At a glance

What it is

Card issuing platform that gives AI agents virtual cards with merchant locking, single-use cards and contextual authorisation rules, plus an MCP server and programmatic dispute handling.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[lithic.com](https://www.lithic.com)

Last read

5 Nov 2026

## What it does for this layer

-   Lithic issues virtual cards to agents and uses contextual Authorization Intelligence controls to keep each agent transaction within set spending parameters. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Lithic offers merchant locking and single-use cards to stop misuse of agent cards. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Lithic provides an MCP server for agent commerce workflows. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Lithic offers preconfigured fraud and authorisation rules so agent programmes can transact from day one. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Lithic handles disputes and exceptions for agent card programmes through automated APIs. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Lithic offers KYB and KYC onboarding flows tailored for agent use cases and compliance controls that block non-approved agent payments. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026.
-   Lithic says agent payment programmes can launch in weeks by connecting agent workflows to its card creation, funding and control APIs. [lithic.com](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026. Vendor claim

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Lithic virtual cards for agents | API-issued virtual cards with authorisation controls, merchant locking and single-use options. | No price on file |
| Lithic MCP server | MCP access to Lithic's card issuing APIs for agent workflows. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 62/100 (C) | lithic.com | 29 Jun 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | lithic.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | lithic.com | 5 Nov 2026 | lithic.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Lithic does not name Visa Intelligent Commerce or Mastercard Agent Pay tokens on its agentic page; it issues standard virtual cards with controls.
-   Lithic does not publish pricing on its agentic commerce page.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [lithic.com](https://www.lithic.com), read 5 Nov 2026
2.  [lithic.com/agentic-commerce](https://www.lithic.com/solutions/agentic-commerce), read 5 Nov 2026
3.  [Ora cached score record for lithic.com](https://ora.ai/api/score/lithic.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mastercard: vendor profile | Agent Ready Checkout"
description: "Mastercard: Card network behind Mastercard Agent Pay (agentic tokens for registered agents), Agent Pay for Machines. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/mastercard
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Mastercard: vendor profile | Agent Ready Checkout

> Mastercard: Card network behind Mastercard Agent Pay (agentic tokens for registered agents), Agent Pay for Machines. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/mastercard
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, card network

# Mastercard

In short

Mastercard said in September 2025 that every cardholder in the United States would be enabled for Agent Pay by the holiday season, with Citi customers among the first to try it. Its page says only registered agents may transact, using network tokens. The company also offers Agent Pay for Machines, Verifiable Intent and an MCP server for developers.

## At a glance

What it is

Card network behind Mastercard Agent Pay (agentic tokens for registered agents), Agent Pay for Machines, Verifiable Intent and developer tooling such as the Agent Toolkit MCP server.

Type

[Card network](https://agentreadycheckout.com/vendors/by-type/network)

Homepage

[mastercard.com](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html)

Last read

5 Nov 2026

## What it does for this layer

-   Mastercard said on 10 Sep 2025 that all U.S. Mastercard cardholders would be enabled for Agent Pay by the holiday season, with global rollout to follow. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025.
-   Mastercard named Citi and U.S. Bank cardholders as the first to try agent shopping, as enablers such as PayOS, Firmly.AI and Basis Theory went live. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025.
-   Mastercard's Agent Toolkit on Mastercard Developers exposes Mastercard API documentation to AI assistants through an MCP server, with Claude, Cursor and GitHub Copilot named as supported tools. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025.
-   Mastercard launched Agent Sign-Up for Agent Toolkit users to identify their agents, and Insight Tokens that let agents use permissioned Mastercard insights with consumer consent. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025.
-   Mastercard sells Agentic Consulting Services to issuers, acquirers, merchants and AI enablers designing agent shopping experiences. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025.
-   Mastercard's Agent Pay page says only registered agents can transact, governed and traceable with Mastercard network tokens. [mastercard.com](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026.
-   Mastercard's Agent Pay page groups the programme into Know your agent, Interface standards (a universal data exchange protocol), Verifiable intent and Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026.
-   Google Cloud's AP2 launch post of 16 Sep 2025 quotes Mastercard among the collaborating organisations. [cloud.google.com](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026, dated 16 Sep 2025. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Partner logos on the Mastercard Agent Pay page | mastercard.com | Observed | 5 Nov 2026 |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Mastercard Agent Pay | Agentic tokens and the Agent Pay Acceptance Framework for registered, verified agents. | No price on file |
| Agent Pay for Machines | Permissioned machine payments settled across cards, accounts and stablecoins, in Early Access since October 2026. | No price on file |
| Verifiable Intent | An open SD-JWT delegation chain that binds an agent purchase to authenticated user intent. | No price on file |
| Agent Toolkit | An MCP server on Mastercard Developers that serves Mastercard API documentation to AI assistants. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | announced | ucp.dev, read 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | supports | "By the holiday season, all U.S. Mastercard cardholders will be enabled for the Mastercard Agent Pay program" (10 Sep 2025). mastercard.com, read 5 Nov 2026 |
| Agent Pay for Machines | partial | Agent Pay for Machines opened Early Access on 20 Oct 2026. mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | partial | Verifiable Intent is a draft (v0.1) maintained by Mastercard. github.com, read 4 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 43/100 (D) | mastercard.com | 1 Nov 2026 | ora.ai |
| robots.txt | HTTP 403, 0 user-agent groups | mastercard.com | 4 Nov 2026 | mastercard.com |
| llms.txt | HTTP 403 | mastercard.com | 4 Nov 2026 | mastercard.com |
| UCP profile at /.well-known/ucp.json | HTTP 403 | mastercard.com | 4 Nov 2026 | mastercard.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | mastercard.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 403 | mastercard.com | 5 Nov 2026 | mastercard.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Mastercard does not acquire merchants or process their payments; merchants accept Agent Pay through their acquirer or PSP.
-   Mastercard's published rules (June 2026 editions) contain no provision naming agent-initiated transactions, so dispute treatment rests on the Agent Pay framework documents, not the rulebook.

## Related pages on this site

-   [Mastercard Agent Pay](https://agentreadycheckout.com/protocols/mastercard-agent-pay), protocol profile
-   [Mastercard Agent Pay for Machines (AP4M)](https://agentreadycheckout.com/protocols/agent-pay-for-machines), protocol profile
-   [Verifiable Intent (VI)](https://agentreadycheckout.com/protocols/verifiable-intent), protocol profile
-   [All card networks](https://agentreadycheckout.com/vendors/by-type/network) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026
2.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026
3.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html](https://www.mastercard.com/us/en/news-and-trends/press/2026/october/Mastercard-Agent-Pay-for-Machines-in-action.html), read 4 Nov 2026
6.  [Verifiable Intent repository](https://github.com/agent-intent/verifiable-intent), read 4 Nov 2026
7.  [Ora cached score record for mastercard.com](https://ora.ai/api/score/mastercard.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
8.  [robots.txt of mastercard.com](https://mastercard.com/robots.txt), read 4 Nov 2026
9.  [llms.txt of mastercard.com](https://mastercard.com/llms.txt), read 4 Nov 2026
10.  [UCP profile path on mastercard.com](https://mastercard.com/.well-known/ucp.json), read 4 Nov 2026
11.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Meta (Muse): vendor profile | Agent Ready Checkout"
description: "Meta (Muse): Meta's personal AI agent, launched September 2026, that runs in its own secure virtual machine with a browser and can buy. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/meta-muse
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Meta (Muse): vendor profile | Agent Ready Checkout

> Meta (Muse): Meta's personal AI agent, launched September 2026, that runs in its own secure virtual machine with a browser and can buy. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/meta-muse
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent surface

# Meta (Muse)

In short

Meta launched Muse in September 2026 as a personal agent that works in its own secure virtual machine with a browser, and says each person decides how much access it gets. Sending email and booking trips are among its jobs. Since 20 September Amazon has refused Muse, because the agent does not announce itself as the terms demand.

## At a glance

What it is

Meta's personal AI agent, launched September 2026, that runs in its own secure virtual machine with a browser and can buy on websites, checking out with Link by Stripe and listed to use PayPal and Shopify Catalog over UCP.

Type

[Agent surface](https://agentreadycheckout.com/vendors/by-type/surface)

Operator

Meta

Homepage

[about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/)

Matrix column

1 live, 0 pilot, 1 announced, 0 not supported, 10 with no statement found  
[Meta Muse in the matrix](https://agentreadycheckout.com/surfaces/meta-muse)

Last read

5 Nov 2026

## What it does for this layer

-   Meta says Muse runs on Muse Secure VM, a dedicated virtual machine with its own browser, and works across the apps a person uses daily. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026, dated 8 Sep 2026.
-   Meta says Muse is powered by Muse Spark, which Meta calls its most capable model to date, built for agentic work. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026, dated 8 Sep 2026.
-   Meta says each person stays in control of their Muse and decides how much access it gets. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026.
-   Meta lists sending email and booking travel among tasks Muse can take on. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026.
-   Meta says Muse was built for people with no technical experience and to work for billions of people worldwide. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026. Vendor claim
-   Meta published two companion posts, How We Built Safety Into Muse and How We Designed Muse, alongside the launch. [about.fb.com](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026, dated 8 Sep 2026.
-   SiliconANGLE reported on 21 Sep 2026 that Amazon had blocked Muse from its marketplace, saying Muse does not identify itself as an agent when buying, as Amazon's terms require. [siliconangle.com](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 5 Nov 2026, dated 21 Sep 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Muse | A personal agent that browses and buys on websites from a secure VM. | No price on file |
| Muse Secure VM | The dedicated virtual machine and browser each Muse runs in. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | announced 4 Nov 2026 | aiweekly.co, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | live 4 Nov 2026 | stripe.com, read 4 Nov 2026 |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 50/100 (C) | meta.com | 27 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 10 user-agent groups | meta.com | 4 Nov 2026 | meta.com |
| llms.txt | HTTP 404 | meta.com | 4 Nov 2026 | meta.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | meta.com | 4 Nov 2026 | meta.com |
| Cloudflare isitagentready scan | 19/100 (L0 Not Ready) | about.fb.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | about.fb.com | 5 Nov 2026 | about.fb.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Muse cannot shop on Amazon.com; Amazon began blocking it on 20 Sep 2026, saying Muse does not identify itself as an agent as Amazon's terms require.
-   Meta's launch post does not publish a fee for merchants.

## Related pages on this site

-   [Meta Muse](https://agentreadycheckout.com/surfaces/meta-muse), agent surface profile
-   [All agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Introducing Muse](https://about.fb.com/news/2026/09/introducing-muse-personal-ai-agent/), read 5 Nov 2026
2.  [Amazon blocks Meta's Muse agent from shopping on users' behalf](https://siliconangle.com/2026/09/21/amazon-blocks-metas-muse-agent-from-shopping-on-users-behalf/), read 5 Nov 2026. Secondary source
3.  [Shopify branche Muse de Meta sur son Catalog et UCP par defaut](https://aiweekly.co/fr/alerts/shopify-branche-muse-de-meta-sur-son-catalog-et-ucp-par-dfaut), read 4 Nov 2026
4.  [Stripe helps Muse shop across the internet with Link](https://stripe.com/newsroom/news/stripe-helps-meta-muse-shop-with-link), read 4 Nov 2026
5.  [Ora cached score record for meta.com](https://ora.ai/api/score/meta.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of meta.com](https://meta.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of meta.com](https://meta.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on meta.com](https://meta.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Microsoft (Copilot Checkout): vendor profile | Agent Ready Checkout"
description: "Microsoft (Copilot Checkout): Microsoft's Copilot Checkout, which completes purchases inside Copilot with the merchant as merchant. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/microsoft-copilot
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Microsoft (Copilot Checkout): vendor profile | Agent Ready Checkout

> Microsoft (Copilot Checkout): Microsoft's Copilot Checkout, which completes purchases inside Copilot with the merchant as merchant. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/microsoft-copilot
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent surface

# Microsoft (Copilot Checkout)

In short

Copilot Checkout, introduced by Microsoft Advertising in January 2026, lets a shopper buy without leaving Copilot and without a redirect. Merchants begin with a UCP-ready feed in Merchant Center and add return and support settings, while Brand Agents answer questions on their own sites. Partner PSPs take the payment, and the product is limited to the United States.

## At a glance

What it is

Microsoft's Copilot Checkout, which completes purchases inside Copilot with the merchant as merchant of record, fed by UCP-ready Microsoft Merchant Center feeds and partners PayPal, Shopify and Stripe, plus Brand Agents for merchants' own sites.

Type

[Agent surface](https://agentreadycheckout.com/vendors/by-type/surface)

Operator

Microsoft

Homepage

[about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce)

Matrix column

1 live, 0 pilot, 5 announced, 0 not supported, 6 with no statement found  
[Copilot in the matrix](https://agentreadycheckout.com/surfaces/microsoft-copilot)

Last read

5 Nov 2026

## What it does for this layer

-   Microsoft Advertising introduced Copilot Checkout and Brand Agents in a January 2026 post, saying checkout happens with no redirect while the merchant stays merchant of record. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 5 Nov 2026.
-   Microsoft says Brand Agents bring AI shopping guidance in the brand's own voice to the merchant's website. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 5 Nov 2026.
-   Microsoft says the first step for merchants is a UCP-ready feed in Microsoft Merchant Center, which will support the Universal Commerce Protocol. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 5 Nov 2026.
-   Microsoft asks merchants to add store settings for return policy, customer support and Copilot Checkout in Microsoft Merchant Center. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 5 Nov 2026.
-   Microsoft lists the feed attributes needed for UCP as native checkout eligibility, product warnings where needed and a unique Merchant Item ID. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 5 Nov 2026.
-   Microsoft Advertising's site navigation lists an MCP Server among its advertiser tools. [about.ads.microsoft.com](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 5 Nov 2026. Observed

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Copilot Checkout | In-Copilot purchase with the merchant as merchant of record. | No price on file |
| Brand Agents | AI shopping assistants for merchants' own websites. | No price on file |
| Microsoft Merchant Center | Feed and store settings that make products eligible for Copilot Checkout. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | about.ads.microsoft.com, read 4 Nov 2026 |
| UCP | live 4 Nov 2026 | about.ads.microsoft.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | announced 4 Nov 2026 | usa.visa.com, read 4 Nov 2026 |
| Visa IC | announced 4 Nov 2026 | usa.visa.com, read 4 Nov 2026 |
| Mastercard Agent Pay | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | announced 4 Nov 2026 | americanexpress.com, read 4 Nov 2026 |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 62/100 (C) | microsoft.com | 26 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | microsoft.com | 4 Nov 2026 | microsoft.com |
| llms.txt | HTTP 404 | microsoft.com | 4 Nov 2026 | microsoft.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | microsoft.com | 4 Nov 2026 | microsoft.com |
| Cloudflare isitagentready scan | 13/100 (L0 Not Ready) | about.ads.microsoft.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | about.ads.microsoft.com | 5 Nov 2026 | about.ads.microsoft.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Microsoft does not process the payment for Copilot Checkout; partner PSPs and platforms do.
-   Microsoft's Copilot Checkout is not open to merchants outside the U.S. market at this time.

## Related pages on this site

-   [Microsoft Copilot Checkout](https://agentreadycheckout.com/surfaces/microsoft-copilot), agent surface profile
-   [All agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Agentic Commerce, Microsoft Advertising](https://about.ads.microsoft.com/en/solutions/technology/agentic-commerce), read 5 Nov 2026
2.  [Conversations that Convert: Copilot Checkout and Brand Agents](https://about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents), read 5 Nov 2026
3.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026
6.  [The new rules of the road for agentic commerce](https://www.mastercard.com/us/en/news-and-trends/stories/2026/agentic-commerce-rules-of-the-road.html), read 4 Nov 2026
7.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026
8.  [Ora cached score record for microsoft.com](https://ora.ai/api/score/microsoft.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
9.  [robots.txt of microsoft.com](https://microsoft.com/robots.txt), read 4 Nov 2026
10.  [llms.txt of microsoft.com](https://microsoft.com/llms.txt), read 4 Nov 2026
11.  [UCP profile path on microsoft.com](https://microsoft.com/.well-known/ucp.json), read 4 Nov 2026
12.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [12 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Mirakl: vendor profile | Agent Ready Checkout"
description: "Mirakl: Marketplace and commerce platform vendor whose Mirakl Nexus prepares retailer and brand catalogs for LLM discovery and runs. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/mirakl
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Mirakl: vendor profile | Agent Ready Checkout

> Mirakl: Marketplace and commerce platform vendor whose Mirakl Nexus prepares retailer and brand catalogs for LLM discovery and runs. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/mirakl
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# Mirakl

In short

Mirakl Nexus, the company says, sits between businesses and AI agents and covers the path from discovery through fulfilment to refunds; Mirakl also sells retailers tools to enrich catalogues for LLM discovery. In the joint offer announced on 10 March 2026 Mirakl runs the order lifecycle while J.P. Morgan Payments takes the payments. The page names no agent protocol.

## At a glance

What it is

Marketplace and commerce platform vendor whose Mirakl Nexus prepares retailer and brand catalogs for LLM discovery and runs agent orders through to fulfilment, with J.P. Morgan Payments processing payment.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Homepage

[mirakl.com](https://www.mirakl.com)

Last read

5 Nov 2026

## What it does for this layer

-   Mirakl calls Mirakl Nexus the intelligence layer and trust layer between businesses and AI agents, from product discovery to fulfilment and refunds. [mirakl.com](https://www.mirakl.com/company/mirakl-nexus), read 5 Nov 2026.
-   Mirakl's Agentic Activation gives retailers, brands and wholesalers tools to enrich catalogs for LLM discovery and one integration to sell directly on LLMs. [mirakl.com](https://www.mirakl.com/company/mirakl-nexus), read 5 Nov 2026.
-   Mirakl says Mirakl Nexus connects merchants to agent platforms and powers workflows with AI. [mirakl.com](https://www.mirakl.com/company/mirakl-nexus), read 5 Nov 2026.
-   Mirakl announced a strategic global agreement with J.P. Morgan Payments on 10 Mar 2026, in Paris and New York, to enable agent commerce at enterprise scale. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.
-   Mirakl says it manages the complete order lifecycle and commerce orchestration in the joint offer while J.P. Morgan Payments processes payments. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.
-   Mirakl says retailers can differentiate by how they serve AI agents and Model Context Protocol apps. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026.
-   Mirakl and J.P. Morgan Payments ran a closed beta with select retailers, with broader availability planned for 2026. [mirakl.com](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026, dated 10 Mar 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Mirakl Nexus | Catalog optimisation for LLM discovery and agent order handling from checkout to aftersales. | No price on file |
| Agentic Activation | Catalog enrichment and one integration to sell directly on LLMs. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | mirakl.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | mirakl.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | mirakl.com | 5 Nov 2026 | mirakl.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Mirakl does not process payments; J.P. Morgan Payments does in the joint offer.
-   Mirakl's Nexus page does not name which agent protocols (ACP, UCP) it implements.

## Related pages on this site

-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [mirakl.com](https://www.mirakl.com), read 5 Nov 2026
2.  [Mirakl Nexus – The Agentic Commerce Brain | Mirakl](https://www.mirakl.com/company/mirakl-nexus), read 5 Nov 2026
3.  [Mirakl & J.P. Morgan Enable Agentic Commerce at Scale – Mirakl](https://www.mirakl.com/news/mirakl-and-j-p-morgan-payments-to-power-agentic-commerce-at-enterprise-scale), read 5 Nov 2026
4.  [Ora cached score record for mirakl.com](https://ora.ai/api/score/mirakl.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "MoonPay: vendor profile | Agent Ready Checkout"
description: "MoonPay: Crypto on-ramp company whose MoonAgents gives AI agents a wallet, a virtual account, zero-fee stablecoin on-ramps and skills. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/moonpay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# MoonPay: vendor profile | Agent Ready Checkout

> MoonPay: Crypto on-ramp company whose MoonAgents gives AI agents a wallet, a virtual account, zero-fee stablecoin on-ramps and skills. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/moonpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# MoonPay

In short

MoonPay offers MoonAgents, which gives an agent a wallet, a virtual account and free conversion of card, bank-transfer or Apple Pay money into stablecoins. MoonPay joined the x402 Foundation's highest membership level at its July 2026 launch. It does not process merchant card acceptance, and its agents page names no ACP, UCP or card-network programme.

## At a glance

What it is

Crypto on-ramp company whose MoonAgents gives AI agents a wallet, a virtual account, zero-fee stablecoin on-ramps and skills; a top-tier member of the x402 Foundation.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[moonpay.com](https://www.moonpay.com/agents)

Last read

5 Nov 2026

## What it does for this layer

-   MoonPay describes MoonAgents as the payments layer for AI agents. [moonpay.com](https://www.moonpay.com/agents), read 5 Nov 2026.
-   MoonPay says an agent on MoonAgents gets a wallet, a virtual account, zero-fee stablecoin on-ramps and skills, authenticated and ready to transact. [moonpay.com](https://www.moonpay.com/agents), read 5 Nov 2026.
-   MoonPay says it charges 0 USD fees on all stablecoin on-ramping from cards, bank transfers and Apple Pay. [moonpay.com](https://www.moonpay.com/agents), read 5 Nov 2026.
-   MoonPay offers MoonAgents as a desktop app. [moonpay.com](https://www.moonpay.com/agents), read 5 Nov 2026.
-   MoonPay USA LLC is a registered money service business with NMLS ID 2071245, according to MoonPay's site. [moonpay.com](https://www.moonpay.com/agents), read 5 Nov 2026.
-   The x402 Foundation lists MoonPay in its top membership tier at the July 2026 operational launch. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026, dated 14 Jul 2026. Secondary source
-   MoonPay said at the x402 Foundation launch that agents need to manage money as well as send it, and that it is building wallets and accounting for the agentic era. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026, dated 14 Jul 2026. Vendor claim

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| MoonAgents | Agent wallets, virtual accounts and stablecoin on- and off-ramps. | free stablecoin on-ramp; 0 USD fees on stablecoin on-ramping (USD); moonpay.com, as of 5 Nov 2026 |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | announced | MoonPay is a top-tier member of the x402 Foundation (July 2026). x402.org, read 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 75/100 (B) | moonpay.com | 27 Oct 2026 | ora.ai |
| Cloudflare isitagentready scan | 33/100 (L1 Basic Web Presence) | moonpay.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | moonpay.com | 5 Nov 2026 | moonpay.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   MoonPay does not process merchant card acceptance; it moves funds between fiat and crypto for agents.
-   MoonPay's agents page does not name ACP, UCP or the card network agent programmes.

## Related pages on this site

-   [x402](https://agentreadycheckout.com/protocols/x402), protocol profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [MoonAgents | The payments layer for AI agents](https://www.moonpay.com/agents), read 5 Nov 2026
2.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026
3.  [Ora cached score record for moonpay.com](https://ora.ai/api/score/moonpay.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Nevermined: vendor profile | Agent Ready Checkout"
description: "Nevermined: Payments infrastructure for AI agents: spend mandates enforced per agent, Nevermined Pay across cards. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/nevermined
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Nevermined: vendor profile | Agent Ready Checkout

> Nevermined: Payments infrastructure for AI agents: spend mandates enforced per agent, Nevermined Pay across cards. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/nevermined
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Nevermined

In short

Nevermined lets a user set a spending mandate that it enforces on each agent, and lets agents pay merchants by card, Visa agentic token or crypto, with bank rails not yet live. A catalogue of 161 services paid per call sits alongside a 50 USD monthly listing fee for merchants who want agents to find them.

## At a glance

What it is

Payments infrastructure for AI agents: spend mandates enforced per agent, Nevermined Pay across cards, Visa agentic tokens and crypto, an MCP server for coding agents and a catalog of services paid per call.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[nevermined.ai](https://nevermined.ai)

Last read

5 Nov 2026

## What it does for this layer

-   Nevermined says agents spend inside a mandate the user sets, from Claude Code, Codex or the user's own app, and Nevermined enforces the mandate. [nevermined.io](https://nevermined.io/), read 5 Nov 2026.
-   Nevermined Pay lets agents pay with cards and crypto, with bank rails listed as coming soon. [nevermined.io](https://nevermined.io/), read 5 Nov 2026.
-   Nevermined Pay settles the merchant on the rail the merchant takes: cards, Visa agentic tokens or crypto. [nevermined.io](https://nevermined.io/), read 5 Nov 2026.
-   Nevermined offers an MCP server for Claude Code, Codex and Cursor, plus an SDK and API for other agents and platforms. [nevermined.io](https://nevermined.io/), read 5 Nov 2026.
-   Nevermined's AI Services Catalog lists 161 services paid per call. [nevermined.io](https://nevermined.io/), read 5 Nov 2026. Observed
-   Nevermined charges merchants from 50 USD a month to be listed where agents shop. [nevermined.io](https://nevermined.io/), read 5 Nov 2026.
-   Nevermined's homepage example shows an agent paying 0.01 USD per search call inside its spend mandate. [nevermined.io](https://nevermined.io/), read 5 Nov 2026. Observed

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Nevermined Pay | Agent payments with spend mandates across cards, Visa agentic tokens and crypto. | No price on file |
| Merchant listing | Listing in Nevermined's catalog where agents find paid services. | subscription; 50 USD a month (USD); nevermined.io, as of 5 Nov 2026 |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | announced | Nevermined Pay settles merchants on "Visa agentic tokens" among other rails. nevermined.io, read 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 60/100 (C) | nevermined.ai | 28 Sep 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | nevermined.ai | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | nevermined.ai | 5 Nov 2026 | nevermined.ai |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Nevermined does not offer bank-rail payments yet; its homepage lists them as coming soon.
-   Nevermined's homepage does not state x402 or AP2 support in the text read.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [nevermined.ai](https://nevermined.ai), read 5 Nov 2026
2.  [Nevermined - Payments Infrastructure for AI Agents](https://nevermined.io/), read 5 Nov 2026
3.  [Ora cached score record for nevermined.ai](https://ora.ai/api/score/nevermined.ai?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Nuvei: vendor profile | Agent Ready Checkout"
description: "Nuvei: Global payments processor building Nuvei Agentic, a protocol-agnostic execution layer with a Know Your Agent registry. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/nuvei
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Nuvei: vendor profile | Agent Ready Checkout

> Nuvei: Global payments processor building Nuvei Agentic, a protocol-agnostic execution layer with a Know Your Agent registry. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/nuvei
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Nuvei

In short

Nuvei ran a live agent purchase on 2 July 2026 in which a merchant's own AI agent paid with a tokenised Visa credential, with six issuing partners named. It is building Nuvei Agentic, a protocol-neutral layer with a registry that credentials agents, aimed at the second half of 2026. Third-party agents are not yet supported.

## At a glance

What it is

Global payments processor building Nuvei Agentic, a protocol-agnostic execution layer with a Know Your Agent registry; completed a live in-agent purchase on Visa rails in July 2026.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[nuvei.com](https://www.nuvei.com)

Last read

5 Nov 2026

## What it does for this layer

-   Nuvei completed a live agentic-commerce proof of concept on 2 Jul 2026 with Visa, Arvato Systems and the fashion brand Kings and Priests, in which a merchant's own AI agent bought and paid without handing off to a separate payment flow. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026, dated 2 Jul 2026.
-   Nuvei says the proof-of-concept payments settled on live Visa rails using a tokenised Visa credential within Visa Intelligent Commerce, with several European issuers taking part. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026, dated 2 Jul 2026.
-   Nuvei names Alpha Bank, Piraeus Bank, Bank Leumi, CAL, MAX and Bank of Cyprus as issuing partners in the proof of concept. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026, dated 2 Jul 2026.
-   Nuvei describes Nuvei Agentic as a protocol-agnostic execution layer any AI agent can call to pay. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026.
-   Nuvei's Protocol Compatibility Layer is meant to let merchants integrate once and accept payments over ACP, AP2 or MCP, and Nuvei intends to certify against Visa Intelligent Commerce and Mastercard Agent Pay. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026.
-   Nuvei's Know Your Agent component registers and credentials agents, validates the consumer's mandate, scores agent reputation and keeps actions auditable. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026.
-   Nuvei targeted initial availability of Nuvei Agentic in the second half of 2026, covering protocol compatibility, the KYA registry, agent risk scoring, network certifications and a developer sandbox. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026, dated 2 Jul 2026.
-   Nuvei says merchants on its Global Customer Advisory Board ranked first-party agents as the immediate priority, with third-party agents to follow. [nuvei.com](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026, dated 2 Jul 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Nuvei Agentic | A Protocol Compatibility Layer plus a Know Your Agent registry and agent risk scoring, targeted for the second half of 2026. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | announced | The Protocol Compatibility Layer is to accept payments over ACP, AP2 or MCP. nuvei.com, read 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | As for ACP nuvei.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | partial | Proof-of-concept payments settled "using a tokenized Visa credential within Visa Intelligent Commerce" (2 Jul 2026). nuvei.com, read 5 Nov 2026 |
| Mastercard Agent Pay | announced | Nuvei intends "to certify against both Visa Intelligent Commerce and Mastercard Agent Pay". nuvei.com, read 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 67/100 (C) | nuvei.com | 15 Oct 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | nuvei.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | nuvei.com | 5 Nov 2026 | nuvei.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Nuvei does not yet support third-party agents such as ChatGPT or Gemini in Nuvei Agentic; the July 2026 work covers a merchant's own agent.
-   Nuvei had not announced general availability of Nuvei Agentic by 5 Nov 2026 in the pages read.

## Related pages on this site

-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), protocol profile
-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), protocol profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [nuvei.com](https://www.nuvei.com), read 5 Nov 2026
2.  [Nuvei Completes First-Party In-Agent Payment with Visa; Unveils Merchant-Led Agentic Payments Strategy](https://www.nuvei.com/posts/nuvei-completes-first-party-in-agent-payment-with-visa-unveils-merchant-led-agentic-payments-strategy), read 5 Nov 2026
3.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
4.  [Ora cached score record for nuvei.com](https://ora.ai/api/score/nuvei.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "OpenAI (ChatGPT shopping): vendor profile | Agent Ready Checkout"
description: "OpenAI (ChatGPT shopping): OpenAI's shopping in ChatGPT: product discovery from merchant feeds shared over ACP. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/openai-chatgpt
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# OpenAI (ChatGPT shopping): vendor profile | Agent Ready Checkout

> OpenAI (ChatGPT shopping): OpenAI's shopping in ChatGPT: product discovery from merchant feeds shared over ACP. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/openai-chatgpt
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent surface

# OpenAI (ChatGPT shopping)

In short

Shopping in ChatGPT is live for users in the United States and works from product feeds: Shopify and Etsy merchants are already included, while others apply and join a waitlist. OpenAI says ACP today covers discovery and recommendations and will grow to the full shopping journey, and it plans a self-serve merchant platform for product data.

## At a glance

What it is

OpenAI's shopping in ChatGPT: product discovery from merchant feeds shared over ACP, with purchases completed on the merchant's site or app; ACP was co-developed with Stripe and is to grow toward the full shopping journey.

Type

[Agent surface](https://agentreadycheckout.com/vendors/by-type/surface)

Operator

OpenAI

Homepage

[chatgpt.com](https://chatgpt.com/merchants/)

Matrix column

0 live, 0 pilot, 2 announced, 1 not supported, 9 with no statement found  
[ChatGPT in the matrix](https://agentreadycheckout.com/surfaces/chatgpt-shopping)

Last read

5 Nov 2026

## What it does for this layer

-   OpenAI's merchant page says shopping in ChatGPT is live for ChatGPT users in the U.S., with more merchants and regions planned over time. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.
-   OpenAI says it is building a merchant platform for self-serve product data integration later this year. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.
-   OpenAI says merchants who sell through Shopify or Etsy already have their catalogs integrated in ChatGPT with no application needed. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.
-   OpenAI says other merchants apply to share product feeds and that applicants are placed on a waitlist. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.
-   OpenAI says ACP today supports product discovery and personalised recommendations through shared product data and will expand to the full shopping journey over time. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.
-   OpenAI says ChatGPT matches products to people based on shopper preferences and past interactions. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.
-   OpenAI lets merchants share feeds through the systems or supported providers they already use, with images, pricing and reviews. [chatgpt.com](https://chatgpt.com/merchants/), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Shopping in ChatGPT | Product results from merchant feeds, with checkout on the merchant's site or app. | No price on file |
| ChatGPT agent | A browsing agent that can buy on websites and asks permission before consequential actions. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | not supported 4 Nov 2026 | chatgpt.com, read 4 Nov 2026 |
| UCP | no statement found 4 Nov 2026 |  |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | announced 4 Nov 2026 | visa.com, read 4 Nov 2026 |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | announced 4 Nov 2026 | americanexpress.com, read 4 Nov 2026 |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 47/100 (D) | chatgpt.com | 5 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 14 user-agent groups | chatgpt.com | 4 Nov 2026 | chatgpt.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | chatgpt.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | chatgpt.com | 5 Nov 2026 | chatgpt.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   OpenAI does not offer self-serve merchant onboarding yet; merchants outside Shopify and Etsy apply and wait.
-   OpenAI's shopping is not available to ChatGPT users outside the U.S. per its merchant page.

## Related pages on this site

-   [ChatGPT shopping (Instant Checkout, ACP discovery, ChatGPT agent)](https://agentreadycheckout.com/surfaces/chatgpt-shopping), agent surface profile
-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), protocol profile
-   [All agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [Power product discovery in ChatGPT (merchants page)](https://chatgpt.com/merchants/), read 5 Nov 2026
2.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026
3.  [Amex Agentic Commerce Experiences](https://www.americanexpress.com/en-us/company/agentic-commerce/), read 5 Nov 2026
4.  [Ora cached score record for chatgpt.com](https://ora.ai/api/score/chatgpt.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of chatgpt.com](https://chatgpt.com/robots.txt), read 4 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Payman AI: vendor profile | Agent Ready Checkout"
description: "Payman AI: Agentic banking vendor that deploys AI agents inside banks and credit unions to execute real transactions for customers. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/payman
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Payman AI: vendor profile | Agent Ready Checkout

> Payman AI: Agentic banking vendor that deploys AI agents inside banks and credit unions to execute real transactions for customers. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/payman
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Payman AI

In short

Payman AI sells banks and credit unions an agent that carries out real banking transactions on a customer's behalf, running inside the institution and under its control. It contrasts this with chatbots that only answer questions. Its buyers are financial institutions, not merchants or shoppers, and it states no support for ACP, UCP or AP2.

## At a glance

What it is

Agentic banking vendor that deploys AI agents inside banks and credit unions to execute real transactions for customers under the institution's control.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[paymanai.com](https://paymanai.com)

Last read

5 Nov 2026

## What it does for this layer

-   Payman AI defines agentic banking as the use of AI agents that execute real financial transactions under bank control. [paymanai.com](https://www.paymanai.com/agentic-banking), read 5 Nov 2026.
-   Payman AI says its agents run inside financial institutions and can plan, reason and execute banking transactions on behalf of customers. [paymanai.com](https://www.paymanai.com/agentic-banking), read 5 Nov 2026.
-   Payman AI says its agents move money, as opposed to chatbots that answer questions or assistants that redirect to a human. [paymanai.com](https://www.paymanai.com/agentic-banking), read 5 Nov 2026.
-   Payman AI sells to banks and credit unions, per its homepage. [paymanai.com](https://paymanai.com/), read 5 Nov 2026.
-   Payman AI says it takes part in the ICBA ThinkTECH Accelerator for community banks. [paymanai.com](https://paymanai.com/), read 5 Nov 2026.
-   Payman AI publishes an Agentic Banking Guide and a comparison of agentic AI vendors for banks and credit unions. [paymanai.com](https://www.paymanai.com/agentic-banking), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Payman AI agentic banking | AI agents deployed by banks and credit unions that execute customer transactions under bank control. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | paymanai.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 27/100 (L2 Bot-Aware) | paymanai.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | paymanai.com | 5 Nov 2026 | paymanai.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Payman AI does not target merchant checkout or consumer shopping agents; its buyers are financial institutions.
-   Payman AI does not state support for ACP, UCP, AP2 or the card network agent programmes.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [paymanai.com](https://paymanai.com), read 5 Nov 2026
2.  [What Is Agentic Banking? Definition, How It Works & Examples | Payman AI](https://www.paymanai.com/agentic-banking), read 5 Nov 2026
3.  [Payman AI | Agentic AI That Does the Banking. Under Your Control.](https://paymanai.com/), read 5 Nov 2026
4.  [Ora cached score record for paymanai.com](https://ora.ai/api/score/paymanai.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayOS: vendor profile | Agent Ready Checkout"
description: "PayOS: Processor-agnostic payments data and agent-token company. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026."
canonical: https://agentreadycheckout.com/vendors/payos
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# PayOS: vendor profile | Agent Ready Checkout

> PayOS: Processor-agnostic payments data and agent-token company. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026.

Source: https://agentreadycheckout.com/vendors/payos
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# PayOS

In short

PayOS gives agents tokens capped by merchant, amount and time and sells card, bank and agent data, charged per API call. Credits are prepaid at about one US cent each, with no subscription or contract. Mastercard named it an enabler as Agent Pay went live for American cardholders. PayOS moves no money itself and works with any processor.

## At a glance

What it is

Processor-agnostic payments data and agent-token company: issues network agentic tokens with merchant, amount and time limits for agents, and sells card, bank and agent data per API call.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[payos.ai](https://payos.ai)

Matrix column

0 live, 0 pilot, 2 announced, 0 not supported, 10 with no statement found  
[PayOS in the matrix](https://agentreadycheckout.com/processors/payos)

Last read

5 Nov 2026

## What it does for this layer

-   PayOS sells its products by pre-purchased credits spent per API call, with no subscription, contract or monthly minimum. [payos.ai](https://payos.ai/pricing), read 5 Nov 2026.
-   PayOS prices one credit at about one US cent, so 1 USD buys about 100 credits. [payos.ai](https://payos.ai/pricing), read 5 Nov 2026.
-   PayOS lists Agent Data among its data products, alongside card, bank, business, transaction, user and profile data. [payos.ai](https://payos.ai), read 5 Nov 2026.
-   PayOS markets bank account and bank ownership verification for use before money moves. [payos.ai](https://payos.ai), read 5 Nov 2026.
-   PayOS says its data aims at higher authorisation rates and lower fraud for agent and other payments, data a merchant's PSP does not supply. [payos.ai](https://payos.ai), read 5 Nov 2026. Vendor claim
-   Mastercard named PayOS among the agentic commerce enablers going live as Agent Pay rolled out to U.S. cardholders in 2025. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026, dated 10 Sep 2025. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Partner logos on the Mastercard Agent Pay page | mastercard.com | Observed | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| PayOS Agent Tokens | Network-issued agentic credentials with spend limits by merchant, amount and time. | No price on file |
| PayOS data APIs | Card, bank, business, transaction, user, profile and agent data sold per call. | prepaid credits per API call; 1 credit is about 1 US cent (USD); Per-product credit rates on the pricing page.; payos.ai, as of 5 Nov 2026 |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | no statement found 4 Nov 2026 |  |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | announced 4 Nov 2026 | pymnts.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | payos.ai | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | payos.ai | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | payos.ai | 5 Nov 2026 | payos.ai |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   PayOS does not process or settle payments as an acquirer; it describes itself as processor-agnostic.
-   PayOS does not require a subscription or contract for its pay-as-you-go plan.

## Related pages on this site

-   [PayOS](https://agentreadycheckout.com/processors/payos), processor profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [payos.ai](https://payos.ai), read 5 Nov 2026
2.  [payos.ai/pricing](https://payos.ai/pricing), read 5 Nov 2026
3.  [Mastercard unveils new tools and collaborations](https://www.mastercard.com/us/en/news-and-trends/press/2025/september/mastercard-unveils-new-tools-and-collaborations-to-power-smarter,-safer-agentic-commerce.html), read 5 Nov 2026
4.  [Mastercard Agent Pay](https://www.mastercard.com/us/en/business/artificial-intelligence/mastercard-agent-pay.html), read 5 Nov 2026
5.  [payos.ai/agentic-tokens](https://payos.ai/agentic-tokens), read 4 Nov 2026
6.  [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026
7.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
8.  [Ora cached score record for payos.ai](https://ora.ai/api/score/payos.ai?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "PayPal: vendor profile | Agent Ready Checkout"
description: "PayPal: Wallet and payments company whose agentic commerce services. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/paypal
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# PayPal: vendor profile | Agent Ready Checkout

> PayPal: Wallet and payments company whose agentic commerce services. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/paypal
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# PayPal

In short

PayPal said on 28 October 2025 that it would adopt ACP so ChatGPT users can pay from their PayPal balance, bank or cards, and its Agent Ready path for Google AI Mode and Gemini runs over UCP. Merchants request access through a form instead of signing up themselves. PayPal cites a base of over 400 million shoppers.

## At a glance

What it is

Wallet and payments company whose agentic commerce services (Agent Ready for payments, Store Sync for catalogs) connect PayPal and Braintree merchants to ChatGPT, Google AI Mode, Gemini and other assistants.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[paypal.com](https://www.paypal.com)

Matrix column

2 live, 0 pilot, 2 announced, 0 not supported, 8 with no statement found  
[PayPal in the matrix](https://agentreadycheckout.com/processors/paypal)

Last read

5 Nov 2026

## What it does for this layer

-   PayPal announced on 28 Oct 2025 that it will adopt the Agentic Commerce Protocol so ChatGPT users can check out with PayPal. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026, dated 28 Oct 2025.
-   PayPal said its wallet in OpenAI Instant Checkout would offer bank, balance and card funding, PayPal buyer and seller protections, and post-purchase tracking and dispute resolution. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026, dated 28 Oct 2025.
-   PayPal said it will support OpenAI Instant Checkout through the delegated payments API, managing payment processing for card payments. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026, dated 28 Oct 2025.
-   PayPal said its ACP server would bring merchant catalogs in apparel, fashion, beauty, home improvement and electronics to ChatGPT in 2026 without individual merchant integrations. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026, dated 28 Oct 2025.
-   PayPal says more than 400 million people use PayPal to shop and that it serves tens of millions of merchants. [newsroom.paypal-corp.com](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026, dated 28 Oct 2025. Vendor claim
-   PayPal says merchants using Store Sync keep control of brand appearance and customer communications for AI-driven transactions. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 5 Nov 2026.
-   PayPal's Agent Ready overview says PayPal supports two agentic commerce protocols across three integration paths. [developer.paypal.com](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agent Ready | Acceptance of agent-initiated payments over ACP and UCP using a merchant's existing PayPal or Braintree account. | No price on file |
| Store Sync | Catalog and order sync from PayPal merchants to AI shopping surfaces. | No price on file |
| PayPal ACP server | An access layer that exposes PayPal merchants to ChatGPT commerce without per-merchant integration. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | live 4 Nov 2026 | developer.paypal.com, read 4 Nov 2026 |
| UCP | live 4 Nov 2026 | developer.paypal.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | cloud.google.com, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 70/100 (B) | paypal.com | 4 Nov 2026 | ora.ai |
| Ora payments layer | 3/3 (1 of 6 checks passed) | paypal.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 2 user-agent groups | paypal.com | 4 Nov 2026 | paypal.com |
| llms.txt | HTTP 200 | paypal.com | 4 Nov 2026 | paypal.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | paypal.com | 4 Nov 2026 | paypal.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | paypal.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | paypal.com | 5 Nov 2026 | paypal.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   PayPal does not open agentic commerce services by self-serve sign-up; merchants request access through a form.
-   PayPal's Agent Ready does not cover Visa TAP or Mastercard Agent Pay identity checks on its overview page; it names ACP and UCP only.

## Related pages on this site

-   [PayPal agentic commerce services](https://agentreadycheckout.com/processors/paypal), processor profile
-   [Braintree (PayPal Enterprise Payments)](https://agentreadycheckout.com/processors/braintree), processor profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [paypal.com](https://www.paypal.com), read 5 Nov 2026
2.  [OpenAI and PayPal Team Up to Power Instant Checkout and Agentic Commerce in ChatGPT](https://newsroom.paypal-corp.com/2025-10-28-OpenAI-and-PayPal-Team-Up-to-Power-Instant-Checkout-and-Agentic-Commerce-in-ChatGPT), read 5 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 5 Nov 2026
4.  [developer.paypal.com/agent-ready/overview](https://developer.paypal.com/agent-ready/overview), read 5 Nov 2026
5.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
6.  [mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html](https://www.mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html), read 4 Nov 2026
7.  [Ora cached score record for paypal.com](https://ora.ai/api/score/paypal.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
8.  [robots.txt of paypal.com](https://paypal.com/robots.txt), read 4 Nov 2026
9.  [llms.txt of paypal.com](https://paypal.com/llms.txt), read 4 Nov 2026
10.  [UCP profile path on paypal.com](https://paypal.com/.well-known/ucp.json), read 4 Nov 2026
11.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Perplexity (shopping and Comet): vendor profile | Agent Ready Checkout"
description: "Perplexity (shopping and Comet): AI answer engine and Comet browser with in-chat shopping. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/perplexity
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Perplexity (shopping and Comet): vendor profile | Agent Ready Checkout

> Perplexity (shopping and Comet): AI answer engine and Comet browser with in-chat shopping. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/perplexity
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent surface

# Perplexity (shopping and Comet)

In short

Perplexity's shopping is free for users in the United States and checks out through PayPal inside the same conversation, with the retailer acting as merchant of record, so retailers keep returns, loyalty and the post-purchase relationship. It started on desktop and web, with phone apps to follow. Perplexity runs no payments itself, and the launch post offers nothing elsewhere.

## At a glance

What it is

AI answer engine and Comet browser with in-chat shopping; checkout runs through PayPal Instant Buy with the retailer as merchant of record, and Comet's agent can shop on websites.

Type

[Agent surface](https://agentreadycheckout.com/vendors/by-type/surface)

Homepage

[perplexity.ai](https://www.perplexity.ai)

Matrix column

0 live, 0 pilot, 1 announced, 0 not supported, 11 with no statement found  
[Perplexity in the matrix](https://agentreadycheckout.com/surfaces/perplexity-shopping)

Last read

5 Nov 2026

## What it does for this layer

-   Perplexity launched its shopping experience free to all U.S. Perplexity users, describing it as discovery that knows the user's taste plus instant checkout with PayPal. [perplexity.ai](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026.
-   Perplexity says checkout with PayPal happens inside the same conversation, which continues after the purchase. [perplexity.ai](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026.
-   Perplexity says retailers keep visibility into who the customer is, process returns, build loyalty and own the post-purchase relationship. [perplexity.ai](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026.
-   Perplexity launched shopping on desktop and web first, with iOS and Android following in the next weeks. [perplexity.ai](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026.
-   Perplexity says instant checkout makes shoppers less likely to abandon carts between decision and purchase. [perplexity.ai](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026. Vendor claim
-   Perplexity says the retailer is the merchant of record for purchases made through its PayPal partnership. [perplexity.ai](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Perplexity shopping with Instant Buy | In-chat product discovery and PayPal checkout for U.S. users. | No price on file |
| Comet | Perplexity's agentic browser that can carry out shopping tasks on websites. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | no statement found 4 Nov 2026 |  |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | announced 4 Nov 2026 | usa.visa.com, read 4 Nov 2026 |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 68/100 (C) | perplexity.ai | 23 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 2 user-agent groups | perplexity.ai | 4 Nov 2026 | perplexity.ai |
| llms.txt | HTTP 404 | perplexity.ai | 4 Nov 2026 | perplexity.ai |
| UCP profile at /.well-known/ucp.json | HTTP 404 | perplexity.ai | 4 Nov 2026 | perplexity.ai |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | perplexity.ai | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | perplexity.ai | 5 Nov 2026 | perplexity.ai |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Perplexity does not process payments; PayPal runs checkout and the retailer is merchant of record.
-   Perplexity's shopping launch post does not offer checkout outside the U.S.

## Related pages on this site

-   [Perplexity shopping and Comet](https://agentreadycheckout.com/surfaces/perplexity-shopping), agent surface profile
-   [All agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [perplexity.ai](https://www.perplexity.ai), read 5 Nov 2026
2.  [Shopping That Puts You First (Perplexity blog)](https://www.perplexity.ai/hub/blog/shopping-that-puts-you-first), read 5 Nov 2026
3.  [Perplexity blog index](https://www.perplexity.ai/hub/blog), read 4 Nov 2026
4.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026
5.  [Ora cached score record for perplexity.ai](https://ora.ai/api/score/perplexity.ai?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of perplexity.ai](https://perplexity.ai/robots.txt), read 4 Nov 2026
7.  [llms.txt of perplexity.ai](https://perplexity.ai/llms.txt), read 4 Nov 2026
8.  [UCP profile path on perplexity.ai](https://perplexity.ai/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Razorpay: vendor profile | Agent Ready Checkout"
description: "Razorpay: Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/razorpay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Razorpay: vendor profile | Agent Ready Checkout

> Razorpay: Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/razorpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Razorpay

In short

Razorpay opened a private beta in October 2025 that lets people in India pre-authorise an AI agent to pay over UPI within limits they set, so no PIN or one-time code is needed for each purchase. NPCI and OpenAI's ChatGPT were its partners in the build, and the rail works only in India.

## At a glance

What it is

Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025, letting users pre-authorise an AI agent to pay over UPI within set limits, and sells an agentic payments suite for in-app, in-chat and voice commerce.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[razorpay.com](https://razorpay.com)

Last read

5 Nov 2026

## What it does for this layer

-   Razorpay announced the private beta of Agentic Payments on 9 Oct 2025, built with NPCI and OpenAI's ChatGPT so Indian users can check out in ChatGPT using UPI. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026, dated 9 Oct 2025.
-   Razorpay says Agentic Payments uses NPCI's UPI Circle and UPI Reserve Pay so users can pre-authorise a trusted agent to buy within user-defined spending limits without a PIN or OTP for each purchase. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026, dated 9 Oct 2025.
-   Razorpay describes the split of roles as ChatGPT for the conversation, NPCI for the UPI infrastructure and Razorpay for the payment experience layer. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026.
-   Razorpay's launch post quotes the grocery platform bigbasket on shopping through AI assistants with Razorpay's integration. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026, dated 9 Oct 2025.
-   Razorpay's Agentic Payments Suite covers in-app commerce, in-chat purchases on LLM platforms and voice AI. [razorpay.com](https://razorpay.com/m/agentic-payments), read 5 Nov 2026.
-   Razorpay says its agentic rails support consent-based pre-authorised payments within approved limits and delegated or shared payment authorisations for multi-user commerce. [razorpay.com](https://razorpay.com/m/agentic-payments), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Razorpay Agentic Payments | UPI-based agent payments with pre-authorised limits, launched in private beta with NPCI and OpenAI. | No price on file |
| Agentic Payments Suite | Agent payment capabilities for in-app, in-chat and voice commerce. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 87/100 (A) | razorpay.com | 1 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 5 user-agent groups | razorpay.com | 4 Nov 2026 | razorpay.com |
| llms.txt | HTTP 200 | razorpay.com | 4 Nov 2026 | razorpay.com |
| UCP profile at /.well-known/ucp.json | HTTP 403 | razorpay.com | 4 Nov 2026 | razorpay.com |
| Cloudflare isitagentready scan | 80/100 (L5 Agent-Native) | razorpay.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | razorpay.com | 5 Nov 2026 | razorpay.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Razorpay's agent payments are not available outside India; the rail is UPI.
-   Razorpay launched Agentic Payments as a private beta, not as general availability, in October 2025.

## Related pages on this site

-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [razorpay.com](https://razorpay.com), read 5 Nov 2026
2.  [Razorpay Unveils Agentic Payments on ChatGPT with NPCI: An AI-Powered Conversational Payment Experience - Razorpay Blog](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026
3.  [Razorpay Agentic Payments | India’s First AI-Powered Conversational Payments](https://razorpay.com/m/agentic-payments), read 5 Nov 2026
4.  [Ora cached score record for razorpay.com](https://ora.ai/api/score/razorpay.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of razorpay.com](https://razorpay.com/robots.txt), read 4 Nov 2026
6.  [llms.txt of razorpay.com](https://razorpay.com/llms.txt), read 4 Nov 2026
7.  [UCP profile path on razorpay.com](https://razorpay.com/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Rye: vendor profile | Agent Ready Checkout"
description: "Rye: Universal Checkout API for AI apps and agents: given a product URL and a payment token. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/rye
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Rye: vendor profile | Agent Ready Checkout

> Rye: Universal Checkout API for AI apps and agents: given a product URL and a payment token. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/rye
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Rye

In short

Rye turns a product link and a payment token into a finished order for AI apps, completed with AI browser automation. It accepts tokenised payments only, and the merchant stays the seller. The Developer Plan costs 149 USD a month with 50 USD of monthly credits, then 5 cents per order and 2 cents per product fetch.

## At a glance

What it is

Universal Checkout API for AI apps and agents: given a product URL and a payment token, Rye returns landed costs and completes the order with the merchant, using AI browser automation with fraud-mitigation techniques.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[rye.com](https://rye.com)

Last read

5 Nov 2026

## What it does for this layer

-   Rye's Universal Checkout API takes a product URL and a payment token and returns landed costs and a completed order. [rye.com](https://rye.com/), read 5 Nov 2026.
-   Rye says it retrieves price, tax and shipping for any product so users can buy without leaving the AI experience. [rye.com](https://rye.com/), read 5 Nov 2026.
-   Rye says its system uses AI browser automation with fraud-mitigation techniques and caches successful checkout flows as deterministic workflows. [rye.com](https://rye.com/), read 5 Nov 2026.
-   Rye claims sub-35-second offer resolution and 10-second checkout latency. [rye.com](https://rye.com/), read 5 Nov 2026. Vendor claim
-   Rye's Developer Plan costs 149 USD a month, includes 50 USD a month of free credits and charges 0.05 USD per order placed and 0.02 USD per product fetch. [rye.com](https://rye.com/pricing), read 5 Nov 2026.
-   Rye says it accepts tokenised payments only, with no raw card data exposure, and that merchants remain merchant of record. [rye.com](https://rye.com/), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Partner logos on the Mastercard Agent Pay page | skyfire.xyz | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Universal Checkout API | Product data, landed costs and order completion on merchant sites for AI apps and agents. | monthly plan plus per order; Developer Plan at 149 USD a month with 50 USD a month of free credits, then 0.05 USD per order placed and 0.02 USD per product fetch (USD); Rye lists an Enterprise Plan at custom pricing, third-party platform costs with no markup, and a 30-day free trial.; rye.com, as of 5 Nov 2026 |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | rye.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | rye.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | rye.com | 5 Nov 2026 | rye.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Rye is not the merchant of record; the merchant sells the item.
-   Rye does not handle raw card numbers; it accepts payment tokens only.

## Related pages on this site

-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [rye.com](https://rye.com), read 5 Nov 2026
2.  [Rye: Universal agentic checkout that actually works](https://rye.com/), read 5 Nov 2026
3.  [Rye Pricing: Agentic Commerce API for Product Data & Checkout](https://rye.com/pricing), read 5 Nov 2026
4.  [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026
5.  [Ora cached score record for rye.com](https://ora.ai/api/score/rye.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Salesforce Commerce Cloud (Agentforce Commerce) | Agent Ready Checkout"
description: "Salesforce Commerce Cloud (Agentforce Commerce): Enterprise commerce platform with UCP checkout on Google surfaces. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/salesforce-commerce-cloud
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Salesforce Commerce Cloud (Agentforce Commerce) | Agent Ready Checkout

> Salesforce Commerce Cloud (Agentforce Commerce): Enterprise commerce platform with UCP checkout on Google surfaces. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/salesforce-commerce-cloud
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# Salesforce Commerce Cloud (Agentforce Commerce)

In short

Salesforce Commerce Cloud adds a storefront shopper agent called Carter that leads a customer from discovery to checkout and aftercare, and a UCP integration for buying through Gemini and Google Search while the merchant stays merchant of record. Developers also get MCP servers, a command-line tool and plugins for coding agents, and Order Management answers agents about order status.

## At a glance

What it is

Enterprise commerce platform with UCP checkout on Google surfaces (GA October 2026), ACP work with Stripe and OpenAI, an on-site shopper agent called Carter and MCP tooling for commerce operations.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Operator

Salesforce

Homepage

[salesforce.com](https://www.salesforce.com/commerce/)

Matrix column

1 live, 0 pilot, 3 announced, 0 not supported, 8 with no statement found  
[Salesforce CC in the matrix](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud)

Last read

5 Nov 2026

## What it does for this layer

-   Salesforce's Dreamforce '26 Commerce Cloud innovations page introduces Carter, a storefront Shopper Agent that guides customers from discovery to checkout and post-purchase care in one conversation. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.
-   Salesforce says its UCP integration lets shoppers discover and buy on the Gemini app and Google Search, including AI Mode, while the merchant stays merchant of record. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.
-   Salesforce's Agentic Commerce Search and Channels offers clicks-based integrations to surface products in agent channels, and is to support a Shop the Store use case limited to one physical store's inventory. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.
-   Salesforce's Commerce Operations MCP and agent plugins let developers run storefront setup, triage order failures, investigate bot attacks and generate reports through coding agents such as Claude, Codex and Copilot. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.
-   Salesforce's Agentic B2C Developer Toolkit bundles a CLI, MCP servers, IDE plugins and agent skills. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.
-   Salesforce added support for SLAS Trusted Agent tokens so service staff can place storefront orders on a customer's behalf. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.
-   Salesforce Order Management exposes order status, updates and issue resolution to AI agents through natural language and a headless architecture. [salesforce.com](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| B2C Commerce | Storefronts with the Carter shopper agent, agentic search and UCP checkout on Google. | No price on file |
| Order Management | Headless order management that agents can query and update. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | salesforce.com, read 4 Nov 2026 |
| UCP | live 4 Nov 2026 | salesforce.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | cloud.google.com, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | announced 4 Nov 2026 | salesforce.com, read 4 Nov 2026 |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 51/100 (C) | salesforce.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 9 user-agent groups | salesforce.com | 4 Nov 2026 | salesforce.com |
| llms.txt | HTTP 200 | salesforce.com | 4 Nov 2026 | salesforce.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | salesforce.com | 4 Nov 2026 | salesforce.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | salesforce.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | salesforce.com | 5 Nov 2026 | salesforce.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Salesforce Commerce Cloud does not become merchant of record for UCP orders on Google surfaces; the merchant keeps that role.
-   Salesforce's innovations page does not list a generally available ChatGPT checkout integration alongside the Google UCP one.

## Related pages on this site

-   [Salesforce Agentforce Commerce (Commerce Cloud)](https://agentreadycheckout.com/platforms/salesforce-commerce-cloud), platform profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [salesforce.com/commerce](https://www.salesforce.com/commerce/), read 5 Nov 2026
2.  [salesforce.com/commerce/innovations/](https://www.salesforce.com/commerce/innovations/), read 5 Nov 2026
3.  [salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/](https://www.salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/), read 4 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [Ora cached score record for salesforce.com](https://ora.ai/api/score/salesforce.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
6.  [robots.txt of salesforce.com](https://salesforce.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of salesforce.com](https://salesforce.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on salesforce.com](https://salesforce.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shop Pay: vendor profile | Agent Ready Checkout"
description: "Shop Pay: Shopify's wallet, which agents can use through Shop MCP. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/shop-pay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Shop Pay: vendor profile | Agent Ready Checkout

> Shop Pay: Shopify's wallet, which agents can use through Shop MCP. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/shop-pay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, wallet

# Shop Pay

In short

Shop Pay lets an agent finish a purchase through Shopify's Shop MCP: a signed-in shopper pays with saved details, the agent completes checkout after approval, and the order shows up in the merchant's Shopify admin like any other. Shoppers who are not signed in can still build carts. At launch the server had no webhooks, so agents poll for status.

## At a glance

What it is

Shopify's wallet, which agents can use through Shop MCP: a signed-in shopper pays with saved Shop Pay details without leaving the agent, and orders land in the merchant's Shopify admin.

Type

[Wallet](https://agentreadycheckout.com/vendors/by-type/wallet)

Operator

Shopify

Homepage

[shop.app](https://shop.app)

Last read

5 Nov 2026

## What it does for this layer

-   Shopify says Shop MCP works with over 1 billion products in Shopify Catalog and needs no API key for search. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026.
-   Shopify's Sign-in with Shop lets a shopper sign in once so the agent's search uses saved preferences. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026.
-   Shopify says a signed-in shopper can pay with saved Shop Pay details and addresses without leaving the agent, with the agent calling complete\_checkout after the shopper approves. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026.
-   Shopify says carts and checkout through Shop MCP work without sign-in, with Shop Pay used when the shopper is signed in. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026.
-   Shopify says orders placed through an agent with Shop MCP appear in the merchant's Shopify admin like any other order. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026.
-   Shopify says Shop MCP had no webhooks at launch, so agents poll get\_checkout for checkout status. [shopify.dev](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026.
-   Crossmint lists Shop Pay among the payment methods its Agent Checkouts can use. [docs.crossmint.com](https://docs.crossmint.com/agents/overview), read 5 Nov 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Shop Pay via Shop MCP | Shop Pay checkout for MCP agents at mcp.shop.com with Sign-in with Shop. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | supports | Shopify's agent checkout tools (Cart MCP and Checkout MCP) run on UCP; Shop MCP completes Shop Pay checkout. shopify.dev, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 25/100 (F) | shop.app | 19 Apr 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | shop.app | 4 Nov 2026 | shop.app |
| llms.txt | HTTP 200 | shop.app | 4 Nov 2026 | shop.app |
| UCP profile at /.well-known/ucp.json | HTTP 429 | shop.app | 4 Nov 2026 | shop.app |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | shop.app | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | shop.app | 5 Nov 2026 | shop.app |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Shop Pay does not make the agent or Shopify the seller; the store that sells the product receives the order.
-   Shop MCP did not offer webhooks at launch.

## Related pages on this site

-   [Shopify](https://agentreadycheckout.com/platforms/shopify), platform profile
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [All wallets and pay-later services](https://agentreadycheckout.com/vendors/by-type/wallet) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [shop.app](https://shop.app), read 5 Nov 2026
2.  [shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp](https://shopify.dev/changelog/posts/add-shopping-and-shop-pay-checkout-to-any-agent-with-shop-mcp), read 5 Nov 2026
3.  [docs.crossmint.com/agents/overview](https://docs.crossmint.com/agents/overview), read 5 Nov 2026
4.  [Ora cached score record for shop.app](https://ora.ai/api/score/shop.app?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of shop.app](https://shop.app/robots.txt), read 4 Nov 2026
6.  [llms.txt of shop.app](https://shop.app/llms.txt), read 4 Nov 2026
7.  [UCP profile path on shop.app](https://shop.app/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopify: vendor profile | Agent Ready Checkout"
description: "Shopify: Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to ChatGPT, Google AI Mode and Gemini. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/shopify
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Shopify: vendor profile | Agent Ready Checkout

> Shopify: Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to ChatGPT, Google AI Mode and Gemini. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/shopify
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# Shopify

In short

Shopify syndicates merchant catalogues to ChatGPT, Google AI Mode and Gemini, Copilot, Perplexity and the Shop app through its Agentic plan, which plugs into a brand's PIM, tax and order systems. The plan has no monthly fee and charges when products sell, with no rate stated. Orders finish in the merchant's Shopify checkout, never on the AI surface.

## At a glance

What it is

Commerce platform that co-developed UCP with Google, syndicates merchant catalogs to ChatGPT, Google AI Mode and Gemini, Copilot and Perplexity through Agentic Storefronts and the Agentic plan, and runs Shop Pay checkout for agents.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Homepage

[shopify.com](https://www.shopify.com)

Matrix column

1 live, 0 pilot, 1 announced, 0 not supported, 10 with no statement found  
[Shopify in the matrix](https://agentreadycheckout.com/platforms/shopify)

Last read

5 Nov 2026

## What it does for this layer

-   Shopify's Agentic plan surfaces real-time product data to ChatGPT, Google AI Mode and Gemini, Copilot, Perplexity and the Shop app. [shopify.com](https://www.shopify.com/agentic-plan), read 5 Nov 2026.
-   Shopify says the Agentic plan plugs into a brand's PIM and tax systems and can route orders to the brand's existing order management system. [shopify.com](https://www.shopify.com/agentic-plan), read 5 Nov 2026.
-   Shopify's Knowledge Base app shows merchants the questions buyers ask about their products in AI chats and lets them answer on returns, shipping and similar topics. [shopify.com](https://www.shopify.com/agentic-plan), read 5 Nov 2026.
-   Shopify's Agentic plan page says there is no monthly fee and that a brand pays only when its products sell. [shopify.com](https://www.shopify.com/agentic-plan), read 5 Nov 2026.
-   Shopify's pricing page lists third-party payment provider fees of 2%, 1%, 0.6% and 0.2% depending on the plan. [shopify.com](https://www.shopify.com/pricing), read 5 Nov 2026.
-   Shopify's pricing page offers a 3-day free trial, then 1 USD a month for 3 months. [shopify.com](https://www.shopify.com/pricing), read 5 Nov 2026.
-   Shopify claims its checkout converts 15% better on average than other platforms. [shopify.com](https://www.shopify.com/pricing), read 5 Nov 2026. Vendor claim

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Early partners in Visa's Trusted Agent Protocol release, 14 Oct 2025 | usa.visa.com | Secondary source | 5 Nov 2026 |
| Initial supporters named in the x402 Foundation release, 2 Apr 2026 | linuxfoundation.org | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Storefronts | Syndication of Shopify merchants' catalogs and checkout to AI chat surfaces. | No price on file |
| Agentic plan | A plan for brands that do not run a Shopify store to list in Shopify Catalog and sell in AI channels. | No price on file |
| Shop MCP, Catalog MCP, Cart MCP and Checkout MCP | MCP endpoints for agents to search Shopify Catalog, build carts and complete Shop Pay checkout. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | live 4 Nov 2026 | shopify.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | shopify.com, read 4 Nov 2026 |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 72/100 (B) | shopify.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | shopify.com | 4 Nov 2026 | shopify.com |
| llms.txt | HTTP 200 | shopify.com | 4 Nov 2026 | shopify.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | shopify.com | 4 Nov 2026 | shopify.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | shopify.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | shopify.com | 5 Nov 2026 | shopify.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Shopify does not make the AI surface the merchant of record; the merchant's own Shopify checkout completes the order.
-   Shopify's Agentic plan page does not state the rate charged when a product sells; it says only that there is no monthly fee and that brands pay when their products sell.

## Related pages on this site

-   [Shopify](https://agentreadycheckout.com/platforms/shopify), platform profile
-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [shopify.com](https://www.shopify.com), read 5 Nov 2026
2.  [shopify.com/agentic-plan](https://www.shopify.com/agentic-plan), read 5 Nov 2026
3.  [Shopify Pricing: Find the Right Plan for Your Business - Shopify](https://www.shopify.com/pricing), read 5 Nov 2026
4.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
5.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
6.  [shopify.com/news/agentic-commerce-momentum](https://shopify.com/news/agentic-commerce-momentum), read 4 Nov 2026
7.  [shopify.com/news/spring-26-edition-dev](https://shopify.com/news/spring-26-edition-dev), read 4 Nov 2026
8.  [shopify.com/news/ai-commerce-at-scale](https://www.shopify.com/news/ai-commerce-at-scale), read 4 Nov 2026
9.  [shopify.dev/docs/agents](https://shopify.dev/docs/agents), read 4 Nov 2026
10.  [Ora cached score record for shopify.com](https://ora.ai/api/score/shopify.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
11.  [robots.txt of shopify.com](https://shopify.com/robots.txt), read 4 Nov 2026
12.  [llms.txt of shopify.com](https://shopify.com/llms.txt), read 4 Nov 2026
13.  [UCP profile path on shopify.com](https://shopify.com/.well-known/ucp.json), read 4 Nov 2026
14.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [14 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Shopware: vendor profile | Agent Ready Checkout"
description: "Shopware: Open-source commerce platform with an Agentic Commerce Plugin that exposes product data and capabilities to AI channels. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/shopware
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Shopware: vendor profile | Agent Ready Checkout

> Shopware: Open-source commerce platform with an Agentic Commerce Plugin that exposes product data and capabilities to AI channels. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/shopware
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# Shopware

In short

Shopware, an open-source platform, has an Agentic Commerce Plugin that merchants activate so agents can read their products, a built-in MCP server for tools such as Claude Desktop and Cursor, and a rating of how prepared a shop is for agents. PayPal lists it as a Store Sync partner, and its page names no ACP or UCP checkout.

## At a glance

What it is

Open-source commerce platform with an Agentic Commerce Plugin that exposes product data and capabilities to AI channels, a native MCP server and an agentic readiness score; a PayPal Store Sync catalog partner.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Homepage

[shopware.com](https://www.shopware.com)

Last read

5 Nov 2026

## What it does for this layer

-   Shopware tells merchants to activate its Agentic Commerce Plugin to expose the product information and capabilities AI agents need. [shopware.com](https://www.shopware.com/en/products/shopware-intelligence/agentic-commerce/), read 5 Nov 2026.
-   Shopware's agentic commerce page shows Gemini and PayPal logos among the agentic commerce channels a Shopware store can be visible in. [shopware.com](https://www.shopware.com/en/products/shopware-intelligence/agentic-commerce/), read 5 Nov 2026. Observed
-   Shopware offers a native MCP server so tools such as Claude Desktop or Cursor get structured access to shop data, with custom tools, prompts and resources. [shopware.com](https://www.shopware.com/en/products/shopware-intelligence/agentic-commerce/), read 5 Nov 2026.
-   Shopware offers merchants an agentic commerce readiness score. [shopware.com](https://www.shopware.com/en/products/shopware-intelligence/agentic-commerce/), read 5 Nov 2026.
-   Shopware says complex B2B commerce, with customer-specific pricing, negotiated terms, approvals and multi-step fulfilment, needs clear rules, reliable data and governance before agents can order safely. [shopware.com](https://www.shopware.com/en/products/shopware-intelligence/agentic-commerce/), read 5 Nov 2026.
-   PayPal's agentic commerce services documentation names Shopware among its Store Sync catalog partners. [developer.paypal.com](https://developer.paypal.com/agentic-commerce-services/about), read 5 Nov 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Commerce Plugin | A Shopware plugin that exposes product information and capabilities to AI agents. | No price on file |
| Shopware MCP server | A native MCP server for AI tools to work with shop data. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 72/100 (B) | shopware.com | 29 Oct 2026 | ora.ai |
| Cloudflare isitagentready scan | 53/100 (L4 Agent-Integrated) | shopware.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | shopware.com | 5 Nov 2026 | shopware.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Shopware's agentic page does not state ACP or UCP checkout support by name.
-   Shopware does not process payments itself; agent orders use the merchant's payment provider, such as PayPal.

## Related pages on this site

-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [shopware.com](https://www.shopware.com), read 5 Nov 2026
2.  [Shopware Agentic Commerce Platform for Merchants](https://www.shopware.com/en/products/shopware-intelligence/agentic-commerce/), read 5 Nov 2026
3.  [developer.paypal.com/agentic-commerce-services/about](https://developer.paypal.com/agentic-commerce-services/about), read 5 Nov 2026
4.  [Ora cached score record for shopware.com](https://ora.ai/api/score/shopware.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Skyfire: vendor profile | Agent Ready Checkout"
description: "Skyfire: Agent identity and payments network that issues KYA (Know Your Agent) identity tokens and payment tokens. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/skyfire
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Skyfire: vendor profile | Agent Ready Checkout

> Skyfire: Agent identity and payments network that issues KYA (Know Your Agent) identity tokens and payment tokens. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/skyfire
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Skyfire

In short

Skyfire pairs a verified identity for agents with payment credentials, which it calls the Agent Trust Stack. Its KYA token is described as a portable identity that opens logins and access, and its wallet pays by Visa, Mastercard, Discover or USDC. Support for the Visa and Mastercard agent programmes is announced. No per-transaction fee is published.

## At a glance

What it is

Agent identity and payments network that issues KYA (Know Your Agent) identity tokens and payment tokens, runs an agent wallet funded by cards or USDC, and supplies KYA to Mastercard's Agent Pay trust services.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[skyfire.xyz](https://skyfire.xyz)

Matrix column

0 live, 0 pilot, 3 announced, 0 not supported, 9 with no statement found  
[Skyfire in the matrix](https://agentreadycheckout.com/processors/skyfire)

Last read

5 Nov 2026

## What it does for this layer

-   Skyfire calls its product "The Agent Trust Stack", combining verified agent identity with payment credentials. [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026.
-   Skyfire says its KYA token is a portable, verified identity token that gives agents programmatic access and log-in capabilities to websites, applications and agent protocols. [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026.
-   Skyfire says the KYA identity token is accepted by the majority of the commercial internet. [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026. Vendor claim
-   Skyfire's wallet lets agents complete checkouts on websites and emerging agent protocols, with Visa, Mastercard, Discover and USDC shown as payment options. [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026.
-   Skyfire publishes an llms.txt index of its documentation for agents and developers. [docs.skyfire.xyz](https://docs.skyfire.xyz/llms.txt), read 5 Nov 2026. Observed

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Partner logos on the Mastercard Agent Pay page | skyfire.xyz | Observed | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| KYA token | A signed, portable agent identity credential checked by websites and bot-management vendors. | No price on file |
| Skyfire wallet and pay tokens | Prepaid agent spending with tokenised cards or USDC, with seller settlement guaranteed up to the token amount. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | no statement found 4 Nov 2026 |  |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | announced 4 Nov 2026 | skyfire.xyz, read 4 Nov 2026 |
| Mastercard Agent Pay | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 56/100 (C) | skyfire.xyz | 26 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | skyfire.xyz | 4 Nov 2026 | skyfire.xyz |
| llms.txt | HTTP 200 | skyfire.xyz | 4 Nov 2026 | skyfire.xyz |
| UCP profile at /.well-known/ucp.json | HTTP 404 | skyfire.xyz | 4 Nov 2026 | skyfire.xyz |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | skyfire.xyz | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | skyfire.xyz | 5 Nov 2026 | skyfire.xyz |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Skyfire does not act as the merchant's acquirer; sellers receive Skyfire settlement for pay tokens.
-   Skyfire does not publish per-transaction fees on its homepage.

## Related pages on this site

-   [Skyfire](https://agentreadycheckout.com/processors/skyfire), processor profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [skyfire.xyz](https://skyfire.xyz), read 5 Nov 2026
2.  [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 5 Nov 2026
3.  [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026
4.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
5.  [Ora cached score record for skyfire.xyz](https://ora.ai/api/score/skyfire.xyz?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of skyfire.xyz](https://skyfire.xyz/robots.txt), read 4 Nov 2026
7.  [llms.txt of skyfire.xyz](https://skyfire.xyz/llms.txt), read 4 Nov 2026
8.  [UCP profile path on skyfire.xyz](https://skyfire.xyz/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Stripe: vendor profile | Agent Ready Checkout"
description: "Stripe: Payments processor that co-developed ACP with OpenAI and MPP with Tempo, issues Shared Payment Tokens to agents. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/stripe
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Stripe: vendor profile | Agent Ready Checkout

> Stripe: Payments processor that co-developed ACP with OpenAI and MPP with Tempo, issues Shared Payment Tokens to agents. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/stripe
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Stripe

In short

Stripe works on both sides of agent commerce: it issues scoped payment tokens that agents hand to sellers, and it sells merchants a suite for catalogue sharing and checkout. OpenAI is its partner on ACP, Tempo on MPP. Agent card payments cost the same as ordinary card payments, at 2.9% plus 30 cents in the US.

## At a glance

What it is

Payments processor that co-developed ACP with OpenAI and MPP with Tempo, issues Shared Payment Tokens to agents, sells the Agentic Commerce Suite to merchants and runs Link as an agent wallet.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[stripe.com](https://stripe.com)

Matrix column

5 live, 0 pilot, 5 announced, 0 not supported, 2 with no statement found  
[Stripe in the matrix](https://agentreadycheckout.com/processors/stripe)

Last read

5 Nov 2026

## What it does for this layer

-   Stripe's US list price for domestic cards is 2.9% + 30 cents per successful transaction, plus 1.5% for international cards and 1% when currency conversion is required. [stripe.com](https://stripe.com/pricing), read 5 Nov 2026.
-   Stripe says its platform handles more than 250 million API requests a day with 99.999% average historical uptime. [stripe.com](https://stripe.com/pricing), read 5 Nov 2026. Vendor claim
-   Stripe's agentic commerce documentation covers both sides: agents that pay and sellers that sell products, services or APIs to agents. [docs.stripe.com](https://docs.stripe.com/agentic-commerce), read 5 Nov 2026.
-   Stripe's documentation says agents can pay with a customer-controlled wallet and retrieve financial insights from the accounts customers choose to share. [docs.stripe.com](https://docs.stripe.com/agentic-commerce), read 5 Nov 2026.
-   Stripe documents a way to build browser agents that discover and use structured tools in Stripe payment UIs through WebMCP. [docs.stripe.com](https://docs.stripe.com/agentic-commerce), read 5 Nov 2026.
-   Stripe's documentation says availability, launch stage and supported countries vary by agentic integration and are set in each integration's guide. [docs.stripe.com](https://docs.stripe.com/agentic-commerce), read 5 Nov 2026.
-   Stripe offers sellers a guide for letting agents find, book and pay for services, separate from product checkout. [docs.stripe.com](https://docs.stripe.com/agentic-commerce), read 5 Nov 2026.
-   The Linux Foundation names Stripe, with Coinbase and Cloudflare, as an initial developer of the x402 Foundation's work. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026, dated 2 Apr 2026. Secondary source
-   The MPP documentation describes a Stripe payment method that offers Stripe Shared Payment Tokens and stablecoins from one MPP server integration. [mpp.dev](https://mpp.dev/), read 5 Nov 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Commerce Suite | Catalog sharing, Stripe-managed checkout and Shared Payment Token processing for selling through AI agents. | per transaction; 2.9% + 30 cents per domestic card transaction (standard US pricing) (USD); Standard card pricing; no separate agentic fee is listed on the pricing page.; stripe.com, as of 5 Nov 2026 |
| Shared Payment Tokens | Scoped, time-limited payment grants that agents pass to sellers. | No price on file |
| Machine payments | MPP and x402 acceptance for API and per-request payments in cards and stablecoins. | No price on file |
| Link Agent Wallet | A customer-controlled wallet that issues one-time credentials to agents after approval. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | live 4 Nov 2026 | agenticcommerce.dev, read 4 Nov 2026 |
| UCP | live 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | announced 4 Nov 2026 | investor.visa.com, read 4 Nov 2026 |
| Visa IC | announced 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| Mastercard Agent Pay | announced 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | announced 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| x402 | live 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| MPP | live 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| Link for agents | live 4 Nov 2026 | docs.stripe.com, read 4 Nov 2026 |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 75/100 (B) | stripe.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 3 user-agent groups | stripe.com | 4 Nov 2026 | stripe.com |
| llms.txt | HTTP 200 | stripe.com | 4 Nov 2026 | stripe.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | stripe.com | 4 Nov 2026 | stripe.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | stripe.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | stripe.com | 5 Nov 2026 | stripe.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Stripe does not list a separate agentic transaction fee on its pricing page; agent card payments are priced as standard card payments.
-   Stripe does not run a consumer shopping agent; it supplies payments and checkout to agents such as ChatGPT and Muse and to sellers.

## Related pages on this site

-   [Stripe](https://agentreadycheckout.com/processors/stripe), processor profile
-   [Agentic Commerce Protocol (ACP)](https://agentreadycheckout.com/protocols/acp), protocol profile
-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp), protocol profile
-   [Stripe Link for agents (Link Agent Wallet)](https://agentreadycheckout.com/protocols/stripe-link-for-agents), protocol profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [stripe.com](https://stripe.com), read 5 Nov 2026
2.  [stripe.com/pricing](https://stripe.com/pricing), read 5 Nov 2026
3.  [docs.stripe.com/agentic-commerce](https://docs.stripe.com/agentic-commerce), read 5 Nov 2026
4.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
5.  [Machine Payments Protocol](https://mpp.dev/), read 5 Nov 2026
6.  [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 5 Nov 2026
7.  [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026
8.  [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026
9.  [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026
10.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
11.  [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026
12.  [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026
13.  [Ora cached score record for stripe.com](https://ora.ai/api/score/stripe.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
14.  [robots.txt of stripe.com](https://stripe.com/robots.txt), read 4 Nov 2026
15.  [llms.txt of stripe.com](https://stripe.com/llms.txt), read 4 Nov 2026
16.  [UCP profile path on stripe.com](https://stripe.com/.well-known/ucp.json), read 4 Nov 2026
17.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [17 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Sumvin: vendor profile | Agent Ready Checkout"
description: "Sumvin: Consumer agent app built on identity-anchored money. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026."
canonical: https://agentreadycheckout.com/vendors/sumvin
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Sumvin: vendor profile | Agent Ready Checkout

> Sumvin: Consumer agent app built on identity-anchored money. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026.

Source: https://agentreadycheckout.com/vendors/sumvin
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Sumvin

In short

Sumvin is a consumer agent app. The user states what to buy, the highest price and how long to wait, and the app then locates a vetted seller and completes the purchase. Identity sits on a Visa card that holds the user's limits and permissions. It is a Visa partner, named in the pilot for Intelligent Commerce Connect.

## At a glance

What it is

Consumer agent app built on identity-anchored money: errands that buy within a set price and time window, and a Visa card that carries the user's agent limits, as a Visa Intelligent Commerce launch partner.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[sumvin.com](https://www.sumvin.com)

Last read

5 Nov 2026

## What it does for this layer

-   Sumvin says it is a launch partner on Visa Intelligent Commerce. [sumvin.com](https://www.sumvin.com/), read 5 Nov 2026. Vendor claim
-   Sumvin's errands hold a purchase open: the user names the item, the most they will pay and the time window, and the system finds and vets a seller and buys on the user's behalf. [sumvin.com](https://www.sumvin.com/), read 5 Nov 2026.
-   Sumvin puts the user's identity, called a Sigil, on a Visa card that can be used wherever Visa is accepted. [sumvin.com](https://www.sumvin.com/), read 5 Nov 2026.
-   Sumvin says the card carries the user's limits, permissions and the boundaries the agent acts within. [sumvin.com](https://www.sumvin.com/), read 5 Nov 2026.
-   Sumvin's examples include an agent assembling flights, hotels and a restaurant booking into one itinerary the user approves. [sumvin.com](https://www.sumvin.com/), read 5 Nov 2026.
-   Sumvin describes itself as the orchestration layer for identity-anchored money. [sumvin.com](https://www.sumvin.com/), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Pilot partners in Visa's Intelligent Commerce Connect release, 9 Apr 2026 | visa.co.uk | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Sumvin errands | Standing purchase instructions with price and time limits that an agent carries out. | No price on file |
| Sumvin Visa card | A Visa card tied to the user's Sigil identity and agent rules. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | partial | Sumvin says it is a launch partner on Visa Intelligent Commerce; Visa lists it as an Intelligent Commerce Connect pilot partner. visa.co.uk, read 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 68/100 (C) | sumvin.com | 1 Oct 2026 | ora.ai |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | sumvin.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | sumvin.com | 5 Nov 2026 | sumvin.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Sumvin does not serve merchants as a processor; it is a consumer agent and card product.
-   Sumvin's homepage does not publish fees or supported countries.

## Related pages on this site

-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), protocol profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [sumvin.com](https://www.sumvin.com), read 5 Nov 2026
2.  [Sumvin: The orchestration layer for identity-anchored money](https://www.sumvin.com/), read 5 Nov 2026
3.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 5 Nov 2026
4.  [Ora cached score record for sumvin.com](https://ora.ai/api/score/sumvin.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Target: vendor profile | Agent Ready Checkout"
description: "Target: U.S. retailer selling through Google Search AI Mode and the Gemini app over UCP. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/target
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Target: vendor profile | Agent Ready Checkout

> Target: U.S. retailer selling through Google Search AI Mode and the Gemini app over UCP. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/target
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Target

In short

Target sells through Google AI Mode and Gemini over UCP: a shopper asks a question, taps Buy, signs in to a Target account and confirms, paying by credit card or the Target Circle Card through Google Pay, with promotions and rewards applied. Multi-item purchases in one Google transaction are listed as coming soon.

## At a glance

What it is

U.S. retailer selling through Google Search AI Mode and the Gemini app over UCP, a Target app in ChatGPT and Copilot Checkout loyalty linking, with Target Circle benefits carried into agent purchases.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[corporate.target.com](https://corporate.target.com)

Matrix column

1 live, 0 pilot, 0 announced, 0 not supported, 11 with no statement found  
[Target in the matrix](https://agentreadycheckout.com/retailers/target)

Last read

5 Nov 2026

## What it does for this layer

-   Target says it is the first mass retailer with shopping experiences across three AI platforms, in a fact sheet updated 18 Jun 2026. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026, dated 18 Jun 2026. Vendor claim
-   Target describes the Google flow as asking a shopping question, clicking Buy, signing in to a Target account and confirming the purchase. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026.
-   Target says buyers on Google pay with a major credit card or the Target Circle Card through Google Pay and can ship anywhere in the U.S. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026.
-   Target says promotions apply to Google purchases and Target Circle members earn rewards and use their benefits there. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026.
-   Target says shoppers can transfer items from their cart on Google to Target. [corporate.target.com](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026.

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | live 4 Nov 2026 | corporate.target.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 59/100 (C) | target.com | 5 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | target.com | 4 Nov 2026 | target.com |
| llms.txt | HTTP 200 | target.com | 4 Nov 2026 | target.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | target.com | 4 Nov 2026 | target.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | corporate.target.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| robots.txt, AI agent rules | One user-agent group, no AI agent named | target.com | 5 Nov 2026 | target.com |
| UCP profile at /.well-known/ucp | HTTP 404 | target.com | 5 Nov 2026 | Observed |
| Homepage fetch at build | HTTP 200 | corporate.target.com | 5 Nov 2026 | corporate.target.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Target does not yet support multi-item purchases in a single Google transaction; Target lists it as coming soon.

## Related pages on this site

-   [Target](https://agentreadycheckout.com/retailers/target), retailer profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [corporate.target.com](https://corporate.target.com), read 5 Nov 2026
2.  [corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026](https://corporate.target.com/press/fact-sheet/2026/01/google-gemini-2026), read 5 Nov 2026
3.  [target.com robots.txt](https://www.target.com/robots.txt), read 5 Nov 2026
4.  [Ora cached score record for target.com](https://ora.ai/api/score/target.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of target.com](https://target.com/robots.txt), read 4 Nov 2026
6.  [llms.txt of target.com](https://target.com/llms.txt), read 4 Nov 2026
7.  [UCP profile path on target.com](https://target.com/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Tempo: vendor profile | Agent Ready Checkout"
description: "Tempo: Payments-first Layer 1 blockchain incubated by Stripe with a crypto venture firm for stablecoin payments. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/tempo
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Tempo: vendor profile | Agent Ready Checkout

> Tempo: Payments-first Layer 1 blockchain incubated by Stripe with a crypto venture firm for stablecoin payments. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/tempo
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# Tempo

In short

Tempo is a payments-focused blockchain incubated by Stripe, and it co-wrote the Machine Payments Protocol with Stripe, in which an API answers with HTTP 402 and asks to be paid. Access keys give each agent a spending limit and an expiry, and sub-cent charges are supported. For cards, MPP depends on Stripe, since Tempo itself takes no card payments.

## At a glance

What it is

Payments-first Layer 1 blockchain incubated by Stripe with a crypto venture firm for stablecoin payments; co-author of the Machine Payments Protocol (MPP) with Stripe, letting agents pay per request for APIs, tools and content.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[tempo.xyz](https://tempo.xyz)

Last read

5 Nov 2026

## What it does for this layer

-   Tempo describes itself as a payments-first Layer 1 blockchain incubated by Stripe with a crypto venture firm for stablecoin payments and accounts, agentic payments and institutional settlement. [tempo.xyz](https://tempo.xyz/), read 5 Nov 2026.
-   Tempo says MPP is an open protocol co-authored by Tempo and Stripe that uses HTTP 402 responses to let APIs request payment. [tempo.xyz](https://tempo.xyz/solutions/agentic-payments/), read 5 Nov 2026.
-   Tempo access keys let a developer set a spending limit and expiry for each agent, and Tempo enforces those limits when the key pays. [tempo.xyz](https://tempo.xyz/solutions/agentic-payments/), read 5 Nov 2026.
-   Tempo supports sub-cent payments, and pay-as-you-go sessions combine small charges into periodic settlement. [tempo.xyz](https://tempo.xyz/solutions/agentic-payments/), read 5 Nov 2026.
-   Tempo says a platform can sponsor network fees so an agent needs no fee balance of its own. [tempo.xyz](https://tempo.xyz/solutions/agentic-payments/), read 5 Nov 2026.
-   Tempo lets services charge per API request and return a receipt after verifying payment, instead of a subscription. [tempo.xyz](https://tempo.xyz/solutions/agentic-payments/), read 5 Nov 2026.
-   Tempo says stablecoins on Tempo can be issued and settled 24/7 with banks, card networks and financial institutions. [tempo.xyz](https://tempo.xyz/), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Tempo machine payments | MPP charges and pay-as-you-go sessions in stablecoins for APIs, tools and content. | No price on file |
| Tempo access keys | Per-agent keys with spending limits and expiry, revocable one by one. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | supports | tempo.xyz, read 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 78/100 (B) | tempo.xyz | 13 Oct 2026 | ora.ai |
| Cloudflare isitagentready scan | 38/100 (L1 Basic Web Presence) | tempo.xyz | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | tempo.xyz | 5 Nov 2026 | tempo.xyz |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Tempo does not process card payments itself; card acceptance in MPP runs through Stripe.
-   Tempo notes that some collection or custody providers process only whole cents, so sub-cent pricing depends on the funding provider.

## Related pages on this site

-   [Machine Payments Protocol (MPP)](https://agentreadycheckout.com/protocols/mpp), protocol profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [tempo.xyz](https://tempo.xyz), read 5 Nov 2026
2.  [tempo.xyz/](https://tempo.xyz/), read 5 Nov 2026
3.  [tempo.xyz/solutions/agentic-payments/](https://tempo.xyz/solutions/agentic-payments/), read 5 Nov 2026
4.  [Ora cached score record for tempo.xyz](https://ora.ai/api/score/tempo.xyz?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "thirdweb: vendor profile | Agent Ready Checkout"
description: "thirdweb: Web3 developer platform whose thirdweb Payments product lets APIs accept x402 and agent payments in any token across many. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/thirdweb
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# thirdweb: vendor profile | Agent Ready Checkout

> thirdweb: Web3 developer platform whose thirdweb Payments product lets APIs accept x402 and agent payments in any token across many. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/thirdweb
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, agent-pay builder

# thirdweb

In short

thirdweb lets developers charge per call for an API endpoint without API keys, with payments in tokens that follow the x402 specification and settle through server wallets on an open-source engine. Sellers set a price per request, with no billing system to build. The x402 product accepts no card payments, and the text read shows no fee schedule.

## At a glance

What it is

Web3 developer platform whose thirdweb Payments product lets APIs accept x402 and agent payments in any token across many chains, with per-call pricing and server-wallet settlement.

Type

[Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay)

Homepage

[thirdweb.com](https://thirdweb.com/x402)

Last read

5 Nov 2026

## What it does for this layer

-   thirdweb Payments lets an API accept HTTP and agent payments in any token across thousands of chains, according to thirdweb. [thirdweb.com](https://thirdweb.com/x402), read 5 Nov 2026. Vendor claim
-   thirdweb says its payments product is fully interoperable with x402 clients and API specifications. [thirdweb.com](https://thirdweb.com/x402), read 5 Nov 2026.
-   thirdweb lets developers monetise endpoints with per-call pricing and payment-based authentication, with no API keys required. [thirdweb.com](https://thirdweb.com/x402), read 5 Nov 2026.
-   thirdweb settles payments using server wallets and an open-source execution engine written in Rust. [thirdweb.com](https://thirdweb.com/x402), read 5 Nov 2026.
-   thirdweb lets sellers list API or content fees for pay-per-request access without building a billing backend. [thirdweb.com](https://thirdweb.com/x402), read 5 Nov 2026.
-   thirdweb supports token-gated premium actions, charging per premium action at request time while basic features stay free. [thirdweb.com](https://thirdweb.com/x402), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Initial supporters named in the x402 Foundation release, 2 Apr 2026 | linuxfoundation.org | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| thirdweb Payments (x402) | x402 payment acceptance for APIs and agents with server-wallet settlement. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | supports | thirdweb.com, read 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | thirdweb.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L0 Not Ready) | thirdweb.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | thirdweb.com | 5 Nov 2026 | thirdweb.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   thirdweb does not accept card payments in its x402 product; payments are in tokens.
-   thirdweb's x402 page does not publish a fee schedule in the text read.

## Related pages on this site

-   [x402](https://agentreadycheckout.com/protocols/x402), protocol profile
-   [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [thirdweb Payments: x402 native internet payments](https://thirdweb.com/x402), read 5 Nov 2026
2.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
3.  [Ora cached score record for thirdweb.com](https://ora.ai/api/score/thirdweb.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Trulioo: vendor profile | Agent Ready Checkout"
description: "Trulioo: Identity verification company whose Know Your Agent (KYA) programme verifies the organisation behind an AI agent. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/trulioo
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Trulioo: vendor profile | Agent Ready Checkout

> Trulioo: Identity verification company whose Know Your Agent (KYA) programme verifies the organisation behind an AI agent. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/trulioo
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# Trulioo

In short

Trulioo's Know Your Agent product checks the organisation behind an AI agent, adds the agent's own signals and binds both into a signed, revocable Digital Agent Profile held in a registry. Anyone relying on the agent can query it by API or MCP before applying their own rules. Trulioo processes no payments and names no card-network programme.

## At a glance

What it is

Identity verification company whose Know Your Agent (KYA) programme verifies the organisation behind an AI agent and the agent's own signals, then issues a signed Digital Agent Profile that merchants and payment parties can check.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Homepage

[trulioo.com](https://www.trulioo.com/)

Last read

5 Nov 2026

## What it does for this layer

-   Trulioo's Know Your Agent (KYA) product verifies the organisation behind an AI agent, assesses the agent's own signals and binds both into a verifiable Digital Agent Profile (DAP). [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo says KYA combines Know Your Developer checks (KYB and AML) with structured Agent Signals in one continuously updated token. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo issues the Digital Agent Profile as a JWT, stores it in the Trulioo Agent Registry and updates it in real time with a time-stamped audit trail. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo says KYA captures an agent's declared purpose, operational scope, authorisation and permissions as an agent fingerprint. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo issues a signed, time-bound credential that records an agent's permitted scope and can be revoked. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo gives counterparties API and Model Context Protocol (MCP) access to confirm an agent's profile, scope and status before applying their own policies. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo's KYA flow runs in four steps named on the product page: Verify Developer, Register Agent, Define Scope and Verifiable Profile. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.
-   Trulioo's KYA page asks whether a KYA credential guarantees an agent will act safely, and treats the profile as input to the counterparty's own decision. [trulioo.com](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Know Your Agent (KYA) | Developer verification plus agent signals, issued as a signed Digital Agent Profile. | No price on file |
| Trulioo Agent Registry | The store of Digital Agent Profiles with status and audit history. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | trulioo.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | trulioo.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | trulioo.com | 5 Nov 2026 | trulioo.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Trulioo does not process payments or issue payment credentials; KYA supplies identity and authorisation data that payment parties check.
-   Trulioo states no support for a specific network programme such as TAP or Agent Pay on its KYA page.

## Related pages on this site

-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [trulioo.com](https://www.trulioo.com/), read 5 Nov 2026
2.  [Know Your Agent (KYA) | AI Agent Verification | Trulioo](https://www.trulioo.com/products/kya-verification), read 5 Nov 2026
3.  [Ora cached score record for trulioo.com](https://ora.ai/api/score/trulioo.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
4.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [4 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "UnionPay International: vendor profile | Agent Ready Checkout"
description: "UnionPay International: International arm of the UnionPay card scheme. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/unionpay-international
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# UnionPay International: vendor profile | Agent Ready Checkout

> UnionPay International: International arm of the UnionPay card scheme. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/unionpay-international
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, card network

# UnionPay International

In short

UnionPay International published its own Agentic Payment Open Protocol, APOP, in April 2026. It covers agent registration and deregistration, intent checks and single sign-on, and it runs on UnionPay's acceptance network. Its debut payment, on 2 April, booked a taxi in Hong Kong. The release links no public specification and states no support for other protocols.

## At a glance

What it is

International arm of the UnionPay card scheme; released the Agentic Payment Open Protocol (APOP) framework in April 2026 for agent identity, intent management and payment authorisation on UnionPay's acceptance network.

Type

[Card network](https://agentreadycheckout.com/vendors/by-type/network)

Operator

China UnionPay

Homepage

[unionpayintl.com](https://www.unionpayintl.com/)

Last read

5 Nov 2026

## What it does for this layer

-   UnionPay released the Agentic Payment Open Protocol (APOP) framework, announced in Shanghai on 3 Apr 2026, as its solution for agent-based payments. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026, dated 3 Apr 2026.
-   UnionPay says the first APOP transaction was a taxi booking completed in Hong Kong on 2 Apr 2026, made through an AI assistant built by Evonet against the ride-hailing platform Hoppa. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026, dated 2 Apr 2026.
-   UnionPay says APOP supports the lifecycle management of agent identity, from registration and information updates to deregistration. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026.
-   UnionPay says APOP covers intent generation, registration and verification, and builds its trust mechanism around user intent. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026.
-   UnionPay says APOP offers user identity management with single sign-on across participating parties. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026.
-   UnionPay says APOP is built on UnionPay's global acceptance network and aims at interoperability across institutions, platforms and use cases in and outside mainland China. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026.
-   UnionPay lists compliance and controllability and security first among the APOP design principles, with agent identity verification and intent management meant to make agent payments traceable. [kyodonewsprwire.jp](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026.
-   Lianlian DigiTech and UnionPay International signed a strategic cooperation agreement in July 2026 to build AI-agent payment applications for cross-border commerce, starting with supplier matching and payment execution for enterprise purchasing. [fintechnews.hk](https://fintechnews.hk/39856/ai/lianlian-unionpay-ai-payments/), read 5 Nov 2026, dated 29 Jul 2026. Secondary source

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Agentic Payment Open Protocol (APOP) | UnionPay's framework for agent identity lifecycle, intent management, user identity and payment authorisation on the UnionPay network. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | unionpayintl.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 0/100 (L0 Not Ready) | unionpayintl.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | unionpayintl.com | 5 Nov 2026 | unionpayintl.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   UnionPay International's APOP release links no public specification or developer documentation; the framework is described in the release only.
-   UnionPay International states no support for TAP, Agent Pay, ACP or UCP; APOP is its own framework.

## Related pages on this site

-   [Agent Payments Protocol (AP2)](https://agentreadycheckout.com/protocols/ap2), protocol profile
-   [All card networks](https://agentreadycheckout.com/vendors/by-type/network) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [unionpayintl.com](https://www.unionpayintl.com/), read 5 Nov 2026
2.  [UnionPay Launches Agentic Payment Open Protocol Framework: Building an Open, Trusted Smart Payment Ecosystem | UnionPay Internationalのプレスリリース | 共同通信PRワイヤー](https://kyodonewsprwire.jp/release/202604036910), read 5 Nov 2026
3.  [Lianlian and UnionPay Partner to Develop AI Agents for Cross-Border Payments - Fintech Hong Kong](https://fintechnews.hk/39856/ai/lianlian-unionpay-ai-payments/), read 5 Nov 2026. Secondary source
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [Ora cached score record for unionpayintl.com](https://ora.ai/api/score/unionpayintl.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [6 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Visa: vendor profile | Agent Ready Checkout"
description: "Visa: Card network that runs Visa Intelligent Commerce. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026."
canonical: https://agentreadycheckout.com/vendors/visa
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Visa: vendor profile | Agent Ready Checkout

> Visa: Card network that runs Visa Intelligent Commerce. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026.

Source: https://agentreadycheckout.com/vendors/visa
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, card network

# Visa

In short

Visa launched Intelligent Commerce in April 2025: AI-ready cards that swap card details for tokens, spending limits a consumer sets, and a partner programme for AI platforms. It later added the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect, which routes agent payments across Visa and partner rails. Merchants plug in via their acquirer or processor.

## At a glance

What it is

Card network that runs Visa Intelligent Commerce: tokenised agent credentials, spend controls, the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect as a multi-network on-ramp for agent payments.

Type

[Card network](https://agentreadycheckout.com/vendors/by-type/network)

Homepage

[visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce)

Last read

5 Nov 2026

## What it does for this layer

-   Visa introduced Visa Intelligent Commerce on 30 Apr 2025 at the Visa Global Product Drop in San Francisco as a set of integrated APIs plus a commercial partner program for AI platforms. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026, dated 30 Apr 2025.
-   Visa's April 2025 release describes AI-Ready Cards that replace card details with tokenised credentials and confirm that the consumer's chosen agent is allowed to act on the consumer's behalf. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026, dated 30 Apr 2025.
-   Visa says consumers can set spending limits and conditions for agent transactions, and that commerce signals shared with Visa in real time let Visa apply transaction controls and help manage disputes. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026.
-   Visa's Intelligent Commerce page calls VIC its "strategic portfolio for the age of AI agents" for agents, issuers, merchants and developers. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026.
-   Visa cites 4.8 billion payment credentials, more than 175 million merchant locations and more than 300 billion transactions a year on its network as the base for agent payments. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026. Vendor claim
-   Visa offers a Model Context Protocol server described as an integration layer for AI agents and large language models to call Visa Intelligent Commerce APIs directly. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026.
-   Visa's Intelligent Commerce Connect product page says an orchestration layer routes requests to Visa Intelligent Commerce and partner rails, so agent payments run across Visa and other schemes and token service providers through one integration. [corporate.visa.com](https://corporate.visa.com/en/products/intelligent-commerce-connect.html), read 5 Nov 2026.
-   Visa's Intelligent Commerce Connect page says Visa builds an AI-ready version of a merchant's catalog, filling missing attributes with multimodal models, and that customers still complete purchases on the merchant's storefront. [corporate.visa.com](https://corporate.visa.com/en/products/intelligent-commerce-connect.html), read 5 Nov 2026.
-   Visa's April 2026 Connect release says Visa can handle orchestration and PCI compliance for enablers that process agentic transactions on merchants' behalf, and that non-Visa card acceptance is subject to availability. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 5 Nov 2026, dated 9 Apr 2026.
-   Visa said in the Trusted Agent Protocol release that it will align the protocol with the IETF, the OpenID Foundation and EMVCo, and is collaborating with Coinbase on interoperability with x402. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026, dated 14 Oct 2025.
-   Visa's Intelligent Commerce page features a partnership with OpenAI on consumer-controlled agentic commerce. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Visa Intelligent Commerce | Tokenised agent credentials, authentication, spend controls and personalisation APIs for agent payments on Visa cards. | No price on file |
| Trusted Agent Protocol | A signature scheme on HTTP Message Signatures that lets merchants recognise approved agents with commerce intent. | No price on file |
| Intelligent Commerce Connect | A network, protocol and token-vault agnostic on-ramp through the Visa Acceptance Platform, in pilot since April 2026. | No price on file |
| Visa MCP server | An MCP server that connects agents and language models to Visa Intelligent Commerce APIs. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | partial | Intelligent Commerce Connect accepts payments initiated via ACP; Connect is in pilot with select partners. visa.co.uk, read 5 Nov 2026 |
| UCP | partial | Intelligent Commerce Connect accepts payments initiated via UCP; Connect is in pilot with select partners. visa.co.uk, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | supports | Trusted Agent Protocol "is available today in the Visa Developer Center and GitHub" (14 Oct 2025). usa.visa.com, read 5 Nov 2026 |
| Visa IC | partial | Visa's page says Visa Intelligent Commerce "is currently in the process of deployment". visa.com, read 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | announced | Visa says it is "collaborating with Coinbase to align on interoperability with x402". usa.visa.com, read 5 Nov 2026 |
| MPP | partial | Intelligent Commerce Connect accepts payments initiated via MPP; Connect is in pilot with select partners. visa.co.uk, read 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 56/100 (C) | visa.com | 29 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 0 user-agent groups | visa.com | 4 Nov 2026 | visa.com |
| llms.txt | HTTP 404 | visa.com | 4 Nov 2026 | visa.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | visa.com | 4 Nov 2026 | visa.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | visa.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | visa.com | 5 Nov 2026 | visa.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Visa does not acquire merchants or settle their card payments directly; merchants reach Visa Intelligent Commerce through an acquirer, a PSP or the Visa Acceptance Platform.
-   Visa does not run a shopping agent of its own; it supplies credentials, controls and agent identity to the agents and merchants that transact.

## Related pages on this site

-   [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), protocol profile
-   [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), protocol profile
-   [All card networks](https://agentreadycheckout.com/vendors/by-type/network) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026
2.  [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026
3.  [Intelligent Commerce Connect | Acceptance Solutions | Visa](https://corporate.visa.com/en/products/intelligent-commerce-connect.html), read 5 Nov 2026
4.  [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 5 Nov 2026
5.  [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026
6.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
7.  [Ora cached score record for visa.com](https://ora.ai/api/score/visa.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
8.  [robots.txt of visa.com](https://visa.com/robots.txt), read 4 Nov 2026
9.  [llms.txt of visa.com](https://visa.com/llms.txt), read 4 Nov 2026
10.  [UCP profile path on visa.com](https://visa.com/.well-known/ucp.json), read 4 Nov 2026
11.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "VTEX: vendor profile | Agent Ready Checkout"
description: "VTEX: Enterprise commerce and marketplace platform that endorses UCP and publishes guidance on preparing VTEX catalogs. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/vtex
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# VTEX: vendor profile | Agent Ready Checkout

> VTEX: Enterprise commerce and marketplace platform that endorses UCP and publishes guidance on preparing VTEX catalogs. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/vtex
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# VTEX

In short

VTEX published a checklist on 29 October 2026 for getting a store ready for Google's UCP checkout: catalogue, Google feed, shipping rules and Merchant Center. It argues that the same preparation improves Google Shopping results and that agents are changing back-office category management before checkout. It announces no general availability of UCP checkout on VTEX stores.

## At a glance

What it is

Enterprise commerce and marketplace platform that endorses UCP and publishes guidance on preparing VTEX catalogs, feeds and Merchant Center for Google's UCP checkout in AI Mode and Gemini.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Homepage

[vtex.com](https://www.vtex.com)

Last read

5 Nov 2026

## What it does for this layer

-   VTEX published a Google UCP readiness checklist on 29 Oct 2026 covering what to configure natively in VTEX: catalog, Google feed, shipping rules and Merchant Center account. [vtex.com](https://www.vtex.com/en-us/news/getting-ready-for-google-ucp-commerce-readiness-checklist), read 5 Nov 2026, dated 29 Oct 2026.
-   VTEX says Google's shopping experiences read structured product data and compare it across merchants rather than browsing a merchant's website. [vtex.com](https://www.vtex.com/en-us/news/getting-ready-for-google-ucp-commerce-readiness-checklist), read 5 Nov 2026.
-   VTEX says the work that prepares a merchant for UCP already improves results on Google Shopping, AI Mode and Gemini. [vtex.com](https://www.vtex.com/en-us/news/getting-ready-for-google-ucp-commerce-readiness-checklist), read 5 Nov 2026.
-   VTEX argued on 1 Nov 2026 that AI agents are lifting retail margins in back-office category management before they win at checkout. [vtex.com](https://www.vtex.com/en-us/news/where-agentic-commerce-pays-off-today), read 5 Nov 2026, dated 1 Nov 2026.
-   VTEX wrote that OpenAI pulled Instant Checkout out of ChatGPT in March 2026 and cited Forrester research that in-assistant purchase was the least-used feature of AI assistants. [vtex.com](https://www.vtex.com/en-us/news/where-agentic-commerce-pays-off-today), read 5 Nov 2026, dated 1 Nov 2026.
-   VTEX says many AI systems pulled product data by crawling or basic feeds without channel-specific stock, so agents offered sold-out items. [vtex.com](https://www.vtex.com/en-us/news/where-agentic-commerce-pays-off-today), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| VTEX commerce platform | Enterprise commerce and marketplace software with native Google feed and Merchant Center setup for UCP readiness. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | announced | Listed among UCP endorsers on ucp.dev; VTEX publishes a UCP readiness checklist (29 Oct 2026). vtex.com, read 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 71/100 (B) | vtex.com | 4 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 2 user-agent groups | vtex.com | 4 Nov 2026 | vtex.com |
| llms.txt | HTTP 404 | vtex.com | 4 Nov 2026 | vtex.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | vtex.com | 4 Nov 2026 | vtex.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | vtex.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | vtex.com | 5 Nov 2026 | vtex.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   VTEX's UCP checklist does not announce generally available UCP checkout on VTEX stores; it covers data readiness.
-   VTEX does not state ACP support in the pages read.

## Related pages on this site

-   [Universal Commerce Protocol (UCP)](https://agentreadycheckout.com/protocols/ucp), protocol profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [vtex.com](https://www.vtex.com), read 5 Nov 2026
2.  [Getting Ready for Google UCP: The Commerce Readiness Checklist - VTEX News](https://www.vtex.com/en-us/news/getting-ready-for-google-ucp-commerce-readiness-checklist), read 5 Nov 2026
3.  [AI Agents Are Already Moving Retail Margins, Just Not at Checkout - VTEX News](https://www.vtex.com/en-us/news/where-agentic-commerce-pays-off-today), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Ora cached score record for vtex.com](https://ora.ai/api/score/vtex.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of vtex.com](https://vtex.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of vtex.com](https://vtex.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on vtex.com](https://vtex.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Walmart: vendor profile | Agent Ready Checkout"
description: "Walmart: U.S. retailer that sells through ChatGPT, Gemini and Muse, runs its own Sparky agent. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/walmart
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Walmart: vendor profile | Agent Ready Checkout

> Walmart: U.S. retailer that sells through ChatGPT, Gemini and Muse, runs its own Sparky agent. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/walmart
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Walmart

In short

Under Walmart's plan, a shopper could allow an agent to spend up to a cap of their choosing, such as 50, 100 or 200 USD, or insist on approving each order. Each agent's orders will show separately under its Agent Profile, at the prices a person sees. Agents never receive card data.

## At a glance

What it is

U.S. retailer that sells through ChatGPT, Gemini and Muse, runs its own Sparky agent, and in October 2026 set terms for AI agents with Agent Profiles, spending limits and an MCP-based Walmart Agent Gateway.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[corporate.walmart.com](https://corporate.walmart.com)

Matrix column

0 live, 0 pilot, 1 announced, 0 not supported, 11 with no statement found  
[Walmart in the matrix](https://agentreadycheckout.com/retailers/walmart)

Last read

5 Nov 2026

## What it does for this layer

-   Walmart says it serves customers through Sparky and conversational commerce integrations with Muse, ChatGPT, Gemini and others. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   Walmart says customers will be able to let an agent buy within a spending limit they set, giving 50, 100 or 200 USD as examples, or require approval for every purchase. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   Walmart says each agent's purchases will appear separately in the customer's account under its Agent Profile. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   Walmart says agents see the same prices a human sees on Walmart.com, with applicable offers and fees shown before purchase. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   Walmart says an Agent Profile is created automatically the first time a customer shops through the Walmart Agent Gateway from an agent's app, and the customer links it by signing in to Walmart. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   Walmart says the Agent Gateway will help agents buy a customer's usual items without sharing personal information or purchase history with the agent. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   Walmart says its returns process applies if an agent does not act as intended, and that it may require extra approvals even within an agent's spending limit. [corporate.walmart.com](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026.
-   walmart.com's robots.txt has four user-agent groups and names no AI agent, so AI crawlers and agents fall under the default group. [walmart.com](https://www.walmart.com/robots.txt), read 5 Nov 2026. Observed

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | announced 4 Nov 2026 | corporate.walmart.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 59/100 (C) | walmart.com | 2 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 2 user-agent groups | walmart.com | 4 Nov 2026 | walmart.com |
| llms.txt | HTTP 404 | walmart.com | 4 Nov 2026 | walmart.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | walmart.com | 4 Nov 2026 | walmart.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | corporate.walmart.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| UCP profile at /.well-known/ucp | HTTP 404 | walmart.com | 5 Nov 2026 | Observed |
| Homepage fetch at build | HTTP 200 | corporate.walmart.com | 5 Nov 2026 | corporate.walmart.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Walmart does not give agents payment-card data; agents act through the customer's account and Walmart's controls.

## Related pages on this site

-   [Walmart](https://agentreadycheckout.com/retailers/walmart), retailer profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [corporate.walmart.com](https://corporate.walmart.com), read 5 Nov 2026
2.  [corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers](https://corporate.walmart.com/news/2026/10/Making-It-Possible-for-Agents-to-Shop-on-Behalf-of-Customers), read 5 Nov 2026
3.  [walmart.com robots.txt](https://www.walmart.com/robots.txt), read 5 Nov 2026
4.  [corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences](https://corporate.walmart.com/news/2026/01/11/walmart-and-google-turn-ai-discovery-into-effortless-shopping-experiences), read 4 Nov 2026
5.  [Ora cached score record for walmart.com](https://ora.ai/api/score/walmart.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 4 Nov 2026
6.  [robots.txt of walmart.com](https://walmart.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of walmart.com](https://walmart.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on walmart.com](https://walmart.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Wayfair: vendor profile | Agent Ready Checkout"
description: "Wayfair: Home goods retailer that co-developed UCP with Google and lists UCP checkout from Wayfair in AI Mode and Gemini while staying. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/wayfair
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Wayfair: vendor profile | Agent Ready Checkout

> Wayfair: Home goods retailer that co-developed UCP with Google and lists UCP checkout from Wayfair in AI Mode and Gemini while staying. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/wayfair
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, retailer

# Wayfair

In short

Wayfair describes UCP as letting a shopper complete an order inside Google, with Wayfair remaining the seller of record, and it co-developed the protocol with Google. The retailer calls agentic commerce early and argues that off-platform agents need a shared language to describe its products accurately. ChatGPT and Copilot checkout go unnamed in its announcement.

## At a glance

What it is

Home goods retailer that co-developed UCP with Google and lists UCP checkout from Wayfair in AI Mode and Gemini while staying merchant of record.

Type

[Retailer](https://agentreadycheckout.com/vendors/by-type/retailer)

Homepage

[aboutwayfair.com](https://www.aboutwayfair.com)

Headquarters

United States

Matrix column

0 live, 0 pilot, 1 announced, 0 not supported, 11 with no statement found  
[Wayfair in the matrix](https://agentreadycheckout.com/retailers/wayfair)

Last read

5 Nov 2026

## What it does for this layer

-   Wayfair says off-platform agent interactions need a shared infrastructure, a common language, for shopping with Wayfair through partners such as Google to be accurate. [aboutwayfair.com](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 5 Nov 2026.
-   Wayfair says UCP lets shoppers check out from Wayfair without leaving Google while Wayfair remains merchant of record. [aboutwayfair.com](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 5 Nov 2026.
-   Wayfair's corporate site gives its address as 4 Copley Place, Boston, Massachusetts. [aboutwayfair.com](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 5 Nov 2026.
-   Wayfair describes agentic commerce as still in its early stages. [aboutwayfair.com](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 5 Nov 2026.

**Partner lists that name it**

| Where it appears | Source | Basis | Read |
| --- | --- | --- | --- |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | no statement found 4 Nov 2026 |  |
| UCP | announced 4 Nov 2026 | aboutwayfair.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 34/100 (D) | wayfair.com | 17 Sep 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | wayfair.com | 4 Nov 2026 | wayfair.com |
| llms.txt | HTTP 404 | wayfair.com | 4 Nov 2026 | wayfair.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | wayfair.com | 4 Nov 2026 | wayfair.com |
| Cloudflare isitagentready scan | 13/100 (L1 Basic Web Presence) | aboutwayfair.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| robots.txt, AI agent rules | One user-agent group, no AI agent named | wayfair.com | 5 Nov 2026 | wayfair.com |
| UCP profile at /.well-known/ucp | HTTP 404 | wayfair.com | 5 Nov 2026 | Observed |
| Homepage fetch at build | HTTP 200 | aboutwayfair.com | 5 Nov 2026 | aboutwayfair.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Wayfair's announcement does not name ChatGPT or Copilot checkout.

## Related pages on this site

-   [Wayfair](https://agentreadycheckout.com/retailers/wayfair), retailer profile
-   [All retailers](https://agentreadycheckout.com/vendors/by-type/retailer) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [aboutwayfair.com](https://www.aboutwayfair.com), read 5 Nov 2026
2.  [aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home](https://www.aboutwayfair.com/category/tech-innovation/wayfair-partners-with-google-to-make-it-easier-to-shop-for-your-home), read 5 Nov 2026
3.  [wayfair.com robots.txt](https://www.wayfair.com/robots.txt), read 5 Nov 2026
4.  [ucp.dev/](https://ucp.dev/), read 5 Nov 2026
5.  [Ora cached score record for wayfair.com](https://ora.ai/api/score/wayfair.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
6.  [robots.txt of wayfair.com](https://wayfair.com/robots.txt), read 4 Nov 2026
7.  [llms.txt of wayfair.com](https://wayfair.com/llms.txt), read 4 Nov 2026
8.  [UCP profile path on wayfair.com](https://wayfair.com/.well-known/ucp.json), read 4 Nov 2026
9.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [9 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "WooCommerce: vendor profile | Agent Ready Checkout"
description: "WooCommerce: Open-source WordPress commerce plugin with an agentic commerce track. Sourced vendor profile. Standards, checks and prices."
canonical: https://agentreadycheckout.com/vendors/woocommerce
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# WooCommerce: vendor profile | Agent Ready Checkout

> WooCommerce: Open-source WordPress commerce plugin with an agentic commerce track. Sourced vendor profile. Standards, checks and prices.

Source: https://agentreadycheckout.com/vendors/woocommerce
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, commerce platform

# WooCommerce

In short

WooCommerce, the WordPress commerce plugin, lets assistants read a store's catalogue and order status through the WordPress Abilities API, and keeps a public table of protocol status that it says it will update. Each store keeps its own gateway and moves to new protocols when it chooses. Its AI feature is in private beta.

## At a glance

What it is

Open-source WordPress commerce plugin with an agentic commerce track: the WordPress Abilities API for agent reads, a beta MCP server, UCP services in WooCommerce AI and ACP work with Stripe.

Type

[Commerce platform](https://agentreadycheckout.com/vendors/by-type/commerce-platform)

Operator

Automattic

Homepage

[woocommerce.com](https://woocommerce.com)

Matrix column

0 live, 1 pilot, 1 announced, 0 not supported, 10 with no statement found  
[WooCommerce in the matrix](https://agentreadycheckout.com/platforms/woocommerce)

Last read

5 Nov 2026

## What it does for this layer

-   WooCommerce says AI assistants can read a store's product catalog, check order status and understand store capabilities through the built-in WordPress Abilities API. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026.
-   WooCommerce says a store's colours, typography and design tokens live in theme.json, a machine-readable file AI can read with the rest of the site. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026.
-   WooCommerce argues that because it runs on open-source WordPress, store data is structured and machine-readable for AI discovery. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026. Vendor claim
-   WooCommerce says merchants choose their own payment gateway and adopt new protocols on their own schedule, without a growth tax. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026.
-   WooCommerce keeps a protocol status table on its agentic commerce page and says it will update it as new standards ship. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026.
-   WooCommerce defines agentic commerce as AI recommending, discovering and buying products, drawing on stores with structured product data and accessible pages. [woocommerce.com](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| WooCommerce AI | A private-beta extension that exposes a store's UCP services to compatible agents. | No price on file |
| WooCommerce MCP | An MCP server in beta from WooCommerce 10.9. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | woocommerce.com, read 4 Nov 2026 |
| UCP | pilot 4 Nov 2026 | woocommerce.com, read 4 Nov 2026 |
| AP2 | no statement found 4 Nov 2026 |  |
| Visa TAP | no statement found 4 Nov 2026 |  |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | no statement found 4 Nov 2026 |  |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 67/100 (C) | woocommerce.com | 23 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 2 user-agent groups | woocommerce.com | 4 Nov 2026 | woocommerce.com |
| llms.txt | HTTP 200 | woocommerce.com | 4 Nov 2026 | woocommerce.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | woocommerce.com | 4 Nov 2026 | woocommerce.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | woocommerce.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | woocommerce.com | 5 Nov 2026 | woocommerce.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   WooCommerce does not process payments itself; agent orders use the store's chosen gateway, such as Stripe.
-   WooCommerce AI is not generally available; it is a private beta with early-access applications.

## Related pages on this site

-   [WooCommerce](https://agentreadycheckout.com/platforms/woocommerce), platform profile
-   [All commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [woocommerce.com](https://woocommerce.com), read 5 Nov 2026
2.  [woocommerce.com/agentic-commerce/](https://woocommerce.com/agentic-commerce/), read 5 Nov 2026
3.  [woocommerce.com/document/woocommerce-ai/agentic-commerce/](https://woocommerce.com/document/woocommerce-ai/agentic-commerce/), read 4 Nov 2026
4.  [Ora cached score record for woocommerce.com](https://ora.ai/api/score/woocommerce.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of woocommerce.com](https://woocommerce.com/robots.txt), read 4 Nov 2026
6.  [llms.txt of woocommerce.com](https://woocommerce.com/llms.txt), read 4 Nov 2026
7.  [UCP profile path on woocommerce.com](https://woocommerce.com/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Worldline: vendor profile | Agent Ready Checkout"
description: "Worldline: European acquirer and payment processor that says agent-driven payments are in production on Visa and Mastercard with ING. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/worldline
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Worldline: vendor profile | Agent Ready Checkout

> Worldline: European acquirer and payment processor that says agent-driven payments are in production on Visa and Mastercard with ING. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/worldline
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Worldline

In short

Worldline, a European acquirer, says agent payments already run in production on Visa and Mastercard with ING and Credit Agricole, and that agents should never hold raw card credentials. It stresses a verifiable record of what the customer approved, for disputes. It names no particular agent protocol and says liability depends on the scheme.

## At a glance

What it is

European acquirer and payment processor that says agent-driven payments are in production on Visa and Mastercard with ING and Credit Agricole, and an acquiring partner for Ant International's Agentic Mobile Protocol.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Homepage

[worldline.com](https://worldline.com)

Last read

5 Nov 2026

## What it does for this layer

-   Worldline says agentic commerce is in production today, proven on Visa and Mastercard and delivered with ING and Credit Agricole. [worldline.com](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026.
-   Worldline says AI agents should not need raw payment credentials, and that tokenisation, authentication and token controls keep the agent separate from the underlying card credentials. [worldline.com](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026.
-   Worldline says agent-driven payments keep using established payment rails and their dispute processes, with a possible need for extra evidence of the agent's role and the conditions the customer approved. [worldline.com](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026.
-   Worldline says a merchant needs a verifiable record of what the customer approved, covering product, merchant, amount, timing and other conditions, carried through the payment journey. [worldline.com](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026.
-   Worldline published a use case showing agent payments with strong customer authentication and biometric authentication. [worldline.com](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026.
-   Worldline published a paper with the payments ecosystem arguing that trust and Europe's rules decide who wins in agent commerce. [worldline.com](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026.
-   Worldline is one of seven acquiring partners in the first phase of Ant International's Agentic Mobile Protocol rollout. [fintech.global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026, dated 11 Sep 2026. Secondary source

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Worldline agentic commerce | Acquiring, tokenisation and authentication for agent-initiated payments in Europe. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 40/100 (D) | worldline.com | 23 Aug 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | worldline.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | worldline.com | 5 Nov 2026 | worldline.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Worldline does not name a specific agent protocol (ACP, UCP or AP2) on its agentic commerce page.
-   Worldline does not say liability shifts for agent payments; it says allocation depends on the payment scheme and circumstances.

## Related pages on this site

-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [worldline.com](https://worldline.com), read 5 Nov 2026
2.  [Agentic Commerce & Agent-Driven Payments in Europe | Worldline Global](https://worldline.com/en/home/top-navigation/about-worldline/innovation/agentic-commerce), read 5 Nov 2026
3.  [Ant International scales AMP as agentic payments go global](https://fintech.global/2026/09/11/ant-international-scales-amp-as-agentic-payments-go-global/), read 5 Nov 2026. Secondary source
4.  [Ora cached score record for worldline.com](https://ora.ai/api/score/worldline.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [5 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "Worldpay: vendor profile | Agent Ready Checkout"
description: "Worldpay: Merchant acquirer, now part of Global Payments, offering fraud checks, credential management and orchestration. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/worldpay
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# Worldpay: vendor profile | Agent Ready Checkout

> Worldpay: Merchant acquirer, now part of Global Payments, offering fraud checks, credential management and orchestration. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/worldpay
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, processor

# Worldpay

In short

Worldpay, now part of Global Payments, pitches fraud screening that sorts safe agents from risky ones, routing for agent-led purchases and MCP servers for developers. It publishes a report and a developer guide, and calls liability for agent commerce unsettled. Several protocols are announced, among them ACP, UCP and AP2, and no price is published.

## At a glance

What it is

Merchant acquirer, now part of Global Payments, offering fraud checks, credential management and orchestration for agent-initiated payments, TAP work with Visa and Cloudflare, and MCP servers for developers.

Type

[Processor](https://agentreadycheckout.com/vendors/by-type/processor)

Operator

Global Payments

Homepage

[worldpay.com](https://www.worldpay.com)

Matrix column

0 live, 0 pilot, 5 announced, 0 not supported, 7 with no statement found  
[Worldpay in the matrix](https://agentreadycheckout.com/processors/worldpay)

Last read

5 Nov 2026

## What it does for this layer

-   Worldpay's agentic page says Worldpay routes agent-initiated purchases and completes wallet and alternative payment method transactions. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 5 Nov 2026.
-   Worldpay's agentic page says Worldpay sorts safe agents from risky ones before it accepts agent-led purchases. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 5 Nov 2026.
-   Worldpay publishes an Agentic Commerce Report and a developer's guide to agentic commerce covering payment architecture, APIs, authentication, fraud prevention and developer experience. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 5 Nov 2026.
-   Worldpay's agentic page carries an article titled "Agentic commerce liability is still being written". [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 5 Nov 2026.
-   Worldpay says AI agents connect to its APIs through Worldpay MCP and developer tools without being locked into one path. [worldpay.com](https://www.worldpay.com/en/agentic-commerce), read 5 Nov 2026.
-   Worldpay's Docs MCP server is generated from the Access Worldpay documentation for AI coding tools. [docs.worldpay.com](https://docs.worldpay.com/access/products/ai/mcp), read 5 Nov 2026.
-   Worldpay's curated Gateway MCP server defines tools for specific actions, for example query\_payments\_by\_transaction\_reference. [docs.worldpay.com](https://docs.worldpay.com/access/products/ai/mcp), read 5 Nov 2026.

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| Worldpay agentic commerce | Fraud protection, credential management, orchestration and agent-level reporting for agent-initiated payments. | No price on file |
| Worldpay MCP servers | A Docs MCP server and a curated Gateway MCP server with payment and payout tools. | No price on file |

## Standards

| Standard | Matrix status and cell | Source and read date |
| --- | --- | --- |
| ACP | announced 4 Nov 2026 | worldpay.com, read 4 Nov 2026 |
| UCP | announced 4 Nov 2026 | worldpay.com, read 4 Nov 2026 |
| AP2 | announced 4 Nov 2026 | cloud.google.com, read 4 Nov 2026 |
| Visa TAP | announced 4 Nov 2026 | worldpay.com, read 4 Nov 2026 |
| Visa IC | no statement found 4 Nov 2026 |  |
| Mastercard Agent Pay | no statement found 4 Nov 2026 |  |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement found 4 Nov 2026 |  |
| x402 | no statement found 4 Nov 2026 |  |
| MPP | no statement found 4 Nov 2026 |  |
| Link for agents | no statement found 4 Nov 2026 |  |
| Verifiable Intent | no statement found 4 Nov 2026 |  |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 59/100 (C) | worldpay.com | 23 Sep 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | worldpay.com | 4 Nov 2026 | worldpay.com |
| llms.txt | HTTP 500 | worldpay.com | 4 Nov 2026 | worldpay.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | worldpay.com | 4 Nov 2026 | worldpay.com |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | worldpay.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | worldpay.com | 5 Nov 2026 | worldpay.com |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   Worldpay does not publish agentic commerce pricing on its agentic page.
-   Worldpay's agentic page does not name a live consumer agent surface it settles for; it describes capabilities and standards work.

## Related pages on this site

-   [Worldpay (Global Payments)](https://agentreadycheckout.com/processors/worldpay), processor profile
-   [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)
-   [The protocol support matrix](https://agentreadycheckout.com/matrix)

## Sources

1.  [worldpay.com](https://www.worldpay.com), read 5 Nov 2026
2.  [worldpay.com/en/agentic-commerce](https://www.worldpay.com/en/agentic-commerce), read 5 Nov 2026
3.  [docs.worldpay.com/access/products/ai/mcp](https://docs.worldpay.com/access/products/ai/mcp), read 5 Nov 2026
4.  [cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol](https://cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol), read 5 Nov 2026
5.  [worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent](https://www.worldpay.com/en/news/worldpay-collaborates-visa-and-cloudflare-advance-trusted-agent), read 5 Nov 2026
6.  [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026
7.  [Ora cached score record for worldpay.com](https://ora.ai/api/score/worldpay.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
8.  [robots.txt of worldpay.com](https://worldpay.com/robots.txt), read 4 Nov 2026
9.  [llms.txt of worldpay.com](https://worldpay.com/llms.txt), read 4 Nov 2026
10.  [UCP profile path on worldpay.com](https://worldpay.com/.well-known/ucp.json), read 4 Nov 2026
11.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [11 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


---

---
title: "x402 Foundation: vendor profile | Agent Ready Checkout"
description: "x402 Foundation: Linux Foundation project that governs the x402 protocol (HTTP 402 payments for agents and APIs) under vendor-neutral. Sourced vendor profile."
canonical: https://agentreadycheckout.com/vendors/x402-foundation
site: "Agent Ready Checkout"
last_updated: 2026-11-05
section: "Vendors"
---

# x402 Foundation: vendor profile | Agent Ready Checkout

> x402 Foundation: Linux Foundation project that governs the x402 protocol (HTTP 402 payments for agents and APIs) under vendor-neutral. Sourced vendor profile.

Source: https://agentreadycheckout.com/vendors/x402-foundation
Site: Agent Ready Checkout
Last reviewed: 2026-11-05

Vendor profile, rules or identity programme

# x402 Foundation

In short

The x402 Foundation became operational on 14 July 2026, when the transfer of Coinbase's x402 protocol, an HTTP 402 payment standard, to the Linux Foundation was complete. No single company is to control it, since the Linux Foundation promises vendor neutrality. Adyen's chief technology officer spoke at the launch about merchants transacting on their own terms. It runs no facilitator.

## At a glance

What it is

Linux Foundation project that governs the x402 protocol (HTTP 402 payments for agents and APIs) under vendor-neutral, open governance after Coinbase contributed it in 2026.

Type

[Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme)

Operator

Linux Foundation

Homepage

[x402.org](https://www.x402.org/)

Last read

5 Nov 2026

## What it does for this layer

-   The Linux Foundation's April 2026 release says x402 was created by Coinbase and that the x402 Foundation's work was initially developed by Coinbase, Cloudflare and Stripe. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026, dated 2 Apr 2026.
-   The Linux Foundation says that under its governance the x402 protocol will remain vendor neutral. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026, dated 2 Apr 2026.
-   The organisations that expressed initial intent to join the x402 Foundation included KakaoPay, PPRO, Polygon Labs, Solana Foundation, Sierra, thirdweb, Merit Systems and Ampersend.ai alongside the large payment networks. [linuxfoundation.org](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026, dated 2 Apr 2026.
-   The Linux Foundation completed the contribution of x402 from Coinbase and declared the x402 Foundation operational on 14 Jul 2026 in San Francisco. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026, dated 14 Jul 2026.
-   The x402 Foundation says the protocol supports multiple payment types, from traditional cards to stablecoins, without vendor lock-in. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026.
-   The x402 Foundation's top membership tier in July 2026 includes Monad Foundation, MoonPay and Ripple in addition to the founding payment companies. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026, dated 14 Jul 2026.
-   Ripple said at the x402 Foundation launch that it has built x402 support on the XRP Ledger so agents can transact there. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026, dated 14 Jul 2026. Vendor claim
-   Adyen's chief technology officer said at the x402 Foundation launch that open standards should let agents transact across the web while merchants can transact on their own terms. [x402.org](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026, dated 14 Jul 2026. Vendor claim

## Products and plans

| Product | What it is | Price on file |
| --- | --- | --- |
| x402 protocol | An open HTTP 402 payment standard with exact, upto, auth-capture and batch-settlement schemes across many chains and Lightning. | No price on file |

## Standards

| Standard | Status | Evidence and source |
| --- | --- | --- |
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | supports | The x402 Foundation is the governing body of the x402 standard. linuxfoundation.org, read 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |

## Checks on this vendor's domains

| Check | Result | Domain read | Dated | Source |
| --- | --- | --- | --- | --- |
| Ora agent-readiness score (cached) | 71/100 (B) | x402.org | 28 Aug 2026 | ora.ai |
| robots.txt | HTTP 200, 33 user-agent groups | x402.org | 4 Nov 2026 | x402.org |
| llms.txt | HTTP 200 | x402.org | 4 Nov 2026 | x402.org |
| UCP profile at /.well-known/ucp.json | HTTP 404 | x402.org | 4 Nov 2026 | x402.org |
| Cloudflare isitagentready scan | 53/100 (L4 Agent-Integrated) | x402.org | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | x402.org | 5 Nov 2026 | x402.org |

[How each check is read](https://agentreadycheckout.com/vendors#checks)

## What it does not do

-   The x402 Foundation does not run a facilitator or settle payments; facilitators such as Coinbase's CDP do that.
-   The x402 Foundation does not certify merchants or agents; membership signals support, not deployment.

## Related pages on this site

-   [x402](https://agentreadycheckout.com/protocols/x402), protocol profile
-   [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section
-   [All vendors](https://agentreadycheckout.com/vendors)

## Sources

1.  [x402.org](https://www.x402.org/), read 5 Nov 2026
2.  [Linux Foundation launches the x402 Foundation](https://www.linuxfoundation.org/press/linux-foundation-is-launching-the-x402-foundation-and-welcoming-the-contribution-of-the-x402-protocol), read 5 Nov 2026
3.  [x402 Foundation operational launch](https://x402.org/linux-foundation-announces-operational-launch-of-x402-foundation-to-standardize-internet-native-payments-for-ai-agents-and-applications/), read 5 Nov 2026
4.  [Ora cached score record for x402.org](https://ora.ai/api/score/x402.org?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026
5.  [robots.txt of x402.org](https://x402.org/robots.txt), read 4 Nov 2026
6.  [llms.txt of x402.org](https://x402.org/llms.txt), read 4 Nov 2026
7.  [UCP profile path on x402.org](https://x402.org/.well-known/ucp.json), read 4 Nov 2026
8.  [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026

Last reviewed 5 Nov 2026

## Edition

Matrix edition of 4 Nov 2026.

Reviewed 5 Nov 2026, [8 sources](#sources-h).

## Method

[How cells, sources and read dates are defined](https://agentreadycheckout.com/method)


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