--- title: "PayOS: processor profile | Agent Ready Checkout" description: "PayOS: Payments data platform with PayOS Agent Tokens and PayOS Wallet. Matrix status, facts and sources. Every claim has a source and a read date." canonical: https://agentreadycheckout.com/processors/payos site: "Agent Ready Checkout" last_updated: 2026-11-04 section: "Processors" --- # PayOS: processor profile | Agent Ready Checkout > PayOS: Payments data platform with PayOS Agent Tokens and PayOS Wallet. Matrix status, facts and sources. Every claim has a source and a read date. Source: https://agentreadycheckout.com/processors/payos Site: Agent Ready Checkout Last reviewed: 2026-11-04 Processor profile # PayOS In short Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. Announced but not yet live: Mastercard Agent Pay, Agent Pay for Machines. PayOS Agent Tokens: the network issues a credential the agent uses at any website while the card number stays hidden; consent is captured by passkey. ## Fact sheet Type Processor Operator PayOS Homepage [payos.ai](https://payos.ai) Matrix reach 0 live, 0 pilot, 2 announced, 0 not supported, 10 with no statement found Published pricing Pay as you go in prepaid credits (1 credit about 1 US cent). PayOS Agent Tokens listed at 1 credit; add-ons extra; volume pricing on request. [payos.ai](https://payos.ai/pricing), read 4 Nov 2026 ## The column in full: every protocol | Protocol | Status | Note | Source and read date | | --- | --- | --- | --- | | ACP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | UCP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | AP2 | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | Visa TAP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | Visa IC | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | Mastercard Agent Pay | announced | PYMNTS reported on 29 Sep 2025 that PayOS and Mastercard completed a live payment with a Mastercard Agentic Token; PayOS's own agent-token page does not name Mastercard | pymnts.com, 4 Nov 2026 | | Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 | | Amex ACE | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | x402 | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | MPP | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | Link for agents | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | Verifiable Intent | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 | | | | 0 live or pilot of 12 | | | | ## What PayOS does not do - Not a merchant acquirer in the PayOS materials read; it issues agent credentials and data. - No Visa Intelligent Commerce, ACP or UCP statement found. ## Sourced facts - PayOS describes itself as processor-agnostic and protocol-agnostic, selling payments data for the agentic economy. [payos.ai](https://payos.ai), read 4 Nov 2026.Vendor claim - PayOS Agent Tokens: the network issues a credential the agent uses at any website while the card number stays hidden; consent is captured by passkey. [payos.ai](https://payos.ai/agentic-tokens), read 4 Nov 2026. - Agent tokens carry spend limits by merchant, amount and time. [payos.ai](https://payos.ai/agentic-tokens), read 4 Nov 2026. - PayOS and Mastercard completed a live agentic payment using a Mastercard Agentic Token, reported 29 Sep 2025 (PYMNTS). [pymnts.com](https://www.pymnts.com/?p=3081368), read 4 Nov 2026.Trade press - PayOS partnered with Browserbase on 2 Sep 2026 so browser agents can reach any website and pay on it. [payos.ai](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026. - PayOS made every product, including agentic payments, available through its self-serve portal on 30 Sep 2026. [payos.ai](https://payos.ai/blog), read 4 Nov 2026. - PayOS is named among initial participants of Mastercard Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. ## In the vendors section - [PayOS](https://agentreadycheckout.com/vendors/payos), agent-pay builder profile ## Compare and alternatives - [Skyfire vs PayOS](https://agentreadycheckout.com/compare/skyfire-vs-payos) - [Alternatives to PayOS](https://agentreadycheckout.com/processors/payos/alternatives) ## Sources 1. [payos.ai](https://payos.ai), read 4 Nov 2026 2. [payos.ai/agentic-tokens](https://payos.ai/agentic-tokens), read 4 Nov 2026 3. [pymnts.com/](https://www.pymnts.com/?p=3081368), read 4 Nov 2026 4. [payos.ai/blog/payos-browserbase-agents-ready-to-pay](https://payos.ai/blog/payos-browserbase-agents-ready-to-pay), read 4 Nov 2026 5. [payos.ai/blog](https://payos.ai/blog), read 4 Nov 2026 6. [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026 7. [payos.ai/pricing](https://payos.ai/pricing), read 4 Nov 2026 Last reviewed 4 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 4 Nov 2026, [7 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)