--- title: "Skyfire: processor profile | Agent Ready Checkout" description: "Skyfire: Agent identity and payments network: KYA and KYAPay tokens bind platform. Matrix status, facts and sources. Every claim has a source and a read date." canonical: https://agentreadycheckout.com/processors/skyfire site: "Agent Ready Checkout" last_updated: 2026-11-04 section: "Processors" --- # Skyfire: processor profile | Agent Ready Checkout > Skyfire: Agent identity and payments network: KYA and KYAPay tokens bind platform. Matrix status, facts and sources. Every claim has a source and a read date. Source: https://agentreadycheckout.com/processors/skyfire Site: Agent Ready Checkout Last reviewed: 2026-11-04 Processor profile # Skyfire In short Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. Announced but not yet live: Visa IC, Mastercard Agent Pay, Agent Pay for Machines. Visa IC (announced): Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found. ## Fact sheet Type Processor Operator Skyfire Systems Homepage [skyfire.xyz](https://skyfire.xyz) Matrix reach 0 live, 0 pilot, 3 announced, 0 not supported, 9 with no statement found ## The column in full: every protocol | Protocol | Status | Note | Source and read date | | --- | --- | --- | --- | | ACP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | UCP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | AP2 | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | Visa TAP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | Visa IC | announced | Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found | skyfire.xyz, 4 Nov 2026 | | Mastercard Agent Pay | announced | Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing | mastercard.com, 4 Nov 2026 | | Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 | | Amex ACE | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | x402 | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | MPP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | Link for agents | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 | | | | 0 live or pilot of 12 | | | | ## What Skyfire does not do - No published per-transaction fee found in docs or on the site. - No ACP, UCP or x402 support statement found. ## Sourced facts - Skyfire issues kya, pay and kya-pay tokens; KYAPay packages agent identity and payment intent in one signed credential. [docs.skyfire.xyz](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026. - Creating a pay or kya-pay token commits the amount against the buyer's wallet, and Skyfire guarantees seller settlement up to that amount. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026. - Tokens expire 10 seconds to 24 hours after creation, with a 24-hour grace period to charge; full settlement can take up to about 51 hours. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026. - Charges settle within a 3-hour window once cumulative charges on a token exceed $1.00. [docs.skyfire.xyz](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026. - Skyfire's homepage says it partners with card networks for tokenized card transactions and user mandate collection, listing Visa, Mastercard, Discover and USDC. [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026.Vendor claim - Mastercard said on 30 Sep 2026 it is working with Skyfire's KYA technology so issuers and merchants can recognize trusted agents. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026. - Skyfire is named among initial participants of Mastercard Agent Pay for Machines. [mastercard.com](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026. ## In the vendors section - [Skyfire](https://agentreadycheckout.com/vendors/skyfire), agent-pay builder profile ## Compare and alternatives - [Crossmint vs Skyfire](https://agentreadycheckout.com/compare/crossmint-vs-skyfire) - [Skyfire vs PayOS](https://agentreadycheckout.com/compare/skyfire-vs-payos) - [Alternatives to Skyfire](https://agentreadycheckout.com/processors/skyfire/alternatives) ## Sources 1. [skyfire.xyz](https://skyfire.xyz), read 4 Nov 2026 2. [docs.skyfire.xyz/llms.txt](https://docs.skyfire.xyz/llms.txt), read 4 Nov 2026 3. [docs.skyfire.xyz/docs/payments-settlement.md](https://docs.skyfire.xyz/docs/payments-settlement.md), read 4 Nov 2026 4. [Mastercard trust and intelligence services](https://www.mastercard.com/us/en/news-and-trends/press/2026/september/new-trust-and-intelligence-services.html), read 4 Nov 2026 5. [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026 Last reviewed 4 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 4 Nov 2026, [5 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)