--- title: "Stripe: processor profile | Agent Ready Checkout" description: "Stripe: Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment. Matrix status, facts and sources." canonical: https://agentreadycheckout.com/processors/stripe site: "Agent Ready Checkout" last_updated: 2026-11-04 section: "Processors" --- # Stripe: processor profile | Agent Ready Checkout > Stripe: Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment. Matrix status, facts and sources. Source: https://agentreadycheckout.com/processors/stripe Site: Agent Ready Checkout Last reviewed: 2026-11-04 Processor profile # Stripe In short Processor and co-author of ACP and MPP. Sells to agents through Agentic Commerce Suite with Shared Payment Tokens, takes x402 and MPP machine payments, and runs Link Agent Wallet for agent builders. Announced but not yet live: Visa TAP, Visa IC, Mastercard Agent Pay, and 2 more. Published pricing: Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments. ## Fact sheet Type Processor Operator Stripe, Inc. Homepage [stripe.com](https://stripe.com) Matrix reach 5 live, 0 pilot, 5 announced, 0 not supported, 2 with no statement found Published pricing Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments: 1.5% of transaction amount in USD. Card processing fees apply on top under the merchant's normal Stripe pricing. No separate ACP or Instant Checkout fee found on stripe.com/pricing. [stripe.com](https://stripe.com/pricing), read 4 Nov 2026 ## The column in full: every protocol | Protocol | Status | Note | Source and read date | | --- | --- | --- | --- | | ACP | live | Co-developer of ACP with OpenAI; ACP site names Stripe the first compatible PSP via SPT | agenticcommerce.dev, 4 Nov 2026 | | UCP | live | Stripe Payments handler for UCP checkouts documented; Stripe on UCP Tech Council | docs.stripe.com, 4 Nov 2026 | | AP2 | no statement found | no statement found (2026-11-04) | docs.stripe.com, 4 Nov 2026 | | Visa TAP | announced | Named by Visa among early TAP partners giving feedback | investor.visa.com, 4 Nov 2026 | | Visa IC | announced | SPT docs say Stripe may use Visa Intelligent Commerce tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 | | Mastercard Agent Pay | announced | SPT docs say Stripe may use Mastercard Agent Pay tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 | | Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 | | Amex ACE | announced | SPT docs say Stripe may use American Express ACE Kit tokens on the seller's behalf; no merchant-facing control documented | docs.stripe.com, 4 Nov 2026 | | x402 | live | Machine payments accept x402 USDC on Base; US businesses except New York | docs.stripe.com, 4 Nov 2026 | | MPP | live | MPP co-author; accepts MPP with cards via SPT and USDC.e on Tempo, USDC on Solana | docs.stripe.com, 4 Nov 2026 | | Link for agents | live | Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers | docs.stripe.com, 4 Nov 2026 | | Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.stripe.com, 4 Nov 2026 | | | | 5 live or pilot of 12 | | | | ## What Stripe does not do - Does not act as merchant of record in Agentic Commerce Suite: the seller fulfills orders and handles refunds and disputes. - SPT card payments are not offered below 0.50 USD; sub-dollar machine payments go over stablecoins. - Stablecoin machine payments are not available to New York businesses. ## Sourced facts - Stripe announced the Agentic Commerce Suite on 11 Dec 2025 as a low-code way for businesses to sell across AI agents with one integration, handling Shared Payment Tokens. [stripe.com](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026. - ACP was developed by Stripe and OpenAI; the ACP site names Stripe as the first compatible PSP, via its Shared Payment Token. [agenticcommerce.dev](https://www.agenticcommerce.dev/), read 4 Nov 2026. - Shared Payment Tokens are available to agents, customers and sellers in the US, Canada and select European countries (34 country codes listed). [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026. - An SPT is a scoped grant to the seller's Stripe profile with a currency, max amount and expiry; SPT API calls use Stripe-Version 2026-09-30.preview and SPT use is under preview service terms. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026. - Stripe states it might use tokens from Mastercard Agent Pay, Visa Intelligent Commerce and the American Express ACE Kit on the seller's behalf when processing SPTs. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026. - In Agentic Commerce Suite's default flow, Stripe shares the catalog with agents, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfills and handles refunds and disputes. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026. - Stripe-managed checkout is available in the US, Canada and select European countries; handling every checkout event with hooks is private preview in the US. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail.md), read 4 Nov 2026. - Machine payments accept MPP (cards via SPT, USDC.e on Tempo, USDC on Solana) and x402 (USDC on Base); stablecoin acceptance excludes New York businesses. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026. - Minimums: 0.50 USD for card SPT payments, 0.01 USDC for stablecoin payments; MPP sessions can meter sub-cent amounts but settle at 0.01 USDC minimum. [docs.stripe.com](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026. - Link Agent Wallet lets an agent request a one-time-use payment credential after the customer approves a spend request; agent payments are for US and Canadian customers. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026. - Stripe offers a Stripe Payments handler for UCP checkouts and says it is a member of the UCP Tech Council. [docs.stripe.com](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026. ## In the vendors section - [Stripe](https://agentreadycheckout.com/vendors/stripe), processor profile - [Link (Stripe)](https://agentreadycheckout.com/vendors/link), wallet profile ## Compare and alternatives - [Stripe vs Adyen](https://agentreadycheckout.com/compare/stripe-vs-adyen-agentic) - [PayPal vs Stripe](https://agentreadycheckout.com/compare/paypal-vs-stripe) - [Coinbase vs Stripe](https://agentreadycheckout.com/compare/coinbase-vs-stripe) - [Alternatives to Stripe](https://agentreadycheckout.com/processors/stripe/alternatives) ## Sources 1. [stripe.com](https://stripe.com), read 4 Nov 2026 2. [stripe.com/newsroom/news/agentic-commerce-suite](https://stripe.com/newsroom/news/agentic-commerce-suite), read 4 Nov 2026 3. [agenticcommerce.dev/](https://www.agenticcommerce.dev/), read 4 Nov 2026 4. [docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md](https://docs.stripe.com/agentic-commerce/concepts/shared-payment-tokens.md?agent-seller=seller), read 4 Nov 2026 5. [docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail/how-it-works.md), read 4 Nov 2026 6. [docs.stripe.com/agentic-commerce/sellers/use-cases/retail.md](https://docs.stripe.com/agentic-commerce/sellers/use-cases/retail.md), read 4 Nov 2026 7. [docs.stripe.com/payments/machine.md](https://docs.stripe.com/payments/machine.md), read 4 Nov 2026 8. [docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md](https://docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md), read 4 Nov 2026 9. [docs.stripe.com/agentic-commerce/protocols/ucp.md](https://docs.stripe.com/agentic-commerce/protocols/ucp.md), read 4 Nov 2026 10. [stripe.com/pricing](https://stripe.com/pricing), read 4 Nov 2026 11. [investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commer](https://investor.visa.com/news/news-details/2025/Visa-Introduces-Trusted-Agent-Protocol-An-Ecosystem-Led-Framework-for-AI-Commerce/default.aspx), read 4 Nov 2026 12. [Mastercard launches Agent Pay for Machines](https://www.mastercard.com/us/en/news-and-trends/press/2026/june/mastercard-launches-agent-pay-for-machines.html), read 4 Nov 2026 Last reviewed 4 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 4 Nov 2026, [12 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)