--- title: "Wallets: agent checkout vendors | Agent Ready Checkout" description: "6 wallets and pay-later services in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated." canonical: https://agentreadycheckout.com/vendors/by-type/wallet site: "Agent Ready Checkout" last_updated: 2026-11-05 section: "Vendors" --- # Wallets: agent checkout vendors | Agent Ready Checkout > 6 wallets and pay-later services in agent checkout, with the standards each states, price lines and checks on file, every fact sourced and dated. Source: https://agentreadycheckout.com/vendors/by-type/wallet Site: Agent Ready Checkout Last reviewed: 2026-11-05 Vendors by type # Wallets and pay-later services In short Wallets and pay-later services hold the buyer's payment details and approve a charge. Google Pay and Shop Pay already work as UCP payment paths, and Link hands agents single-use credentials after the user approves. Klarna and Affirm have announced support for UCP, Affirm also for AP2, and Ant International's Alipay+ network wrote its own protocol for wallet payments. ## Wallets and pay-later services in this section The 6 wallets and pay-later services below were read on 5 Nov 2026. 3 of them state support for at least one protocol on their own pages, 3 more name one as announced or partial. A price is on file for Klarna. ## The 6 wallets and pay-later services | Vendor | What it does for this layer | Standards stated | Pricing model | Checks on file | Last read | | --- | --- | --- | --- | --- | --- | | Affirm | Pay-over-time network that supports Google's AP2 to put buy now, pay later into agent checkouts, integrates with Google Pay and Chrome autofill, and endorses UCP. | Announced 2: UCP, AP2 | None on file | Ora: 65/100 (C), 15 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 | | Ant International (Alipay+) | Operator of the Alipay+ wallet network and Antom; authored the open Agentic Mobile Protocol (AMP) for agent payments from wallets and super apps, and is an AP2 launch partner and TAP early partner. | Announced 2: AP2, Visa TAP | None on file | Ora: no cached score; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 | | Google Pay | Google's wallet and the payment handler (com.google.pay) behind UCP checkout in AI Mode and Gemini; merchants publish their Google Pay configuration and platforms produce an encrypted token for the merchant's PSP. | Supports 1: UCP | None on file | Ora: no cached score; isitagentready: 20/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 | | Klarna | Flexible payments provider and digital bank that launched the Agentic Product Protocol, an open product and price feed for AI agents, and is a pay-later method in agent checkouts and a UCP endorser. | Announced 1: UCP | per transaction (merchant) | Ora: 64/100 (C), 16 Oct 2026; isitagentready: 20/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 | | Link (Stripe) | Stripe's consumer wallet, used by more than 300 million people per Stripe, that agents can draw on through Link Agent Wallet: the customer approves each spend request and the agent receives a one-time payment credential. | Supports 1: Link for agents | None on file | Ora: no cached score; isitagentready: 13/100 (L0 Not Ready), 5 Nov 2026 | 5 Nov 2026 | | Shop Pay | Shopify's wallet, which agents can use through Shop MCP: a signed-in shopper pays with saved Shop Pay details without leaving the agent, and orders land in the merchant's Shopify admin. | Supports 1: UCP | None on file | Ora: 25/100 (F), 19 Apr 2026; isitagentready: 27/100 (L1 Basic Web Presence), 5 Nov 2026 | 5 Nov 2026 | Back to [all vendors](https://agentreadycheckout.com/vendors). Other types: [Processors](https://agentreadycheckout.com/vendors/by-type/processor), [Card networks](https://agentreadycheckout.com/vendors/by-type/network), [Agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay), [Commerce platforms](https://agentreadycheckout.com/vendors/by-type/commerce-platform), [Agent surfaces](https://agentreadycheckout.com/vendors/by-type/surface), [Retailers](https://agentreadycheckout.com/vendors/by-type/retailer), [Rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme). ## Sources 1. [affirm.com](https://www.affirm.com), read 5 Nov 2026 2. [ant-intl.com/en](https://www.ant-intl.com/en/), read 5 Nov 2026 3. [pay.google.com](https://pay.google.com), read 5 Nov 2026 4. [klarna.com](https://www.klarna.com), read 5 Nov 2026 5. [link.com](https://link.com), read 5 Nov 2026 6. [shop.app](https://shop.app), read 5 Nov 2026 Last reviewed 5 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 5 Nov 2026, [6 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)