--- title: "Catena: vendor profile | Agent Ready Checkout" description: "Catena: Governance and banking platform for AI agents. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026." canonical: https://agentreadycheckout.com/vendors/catena-labs site: "Agent Ready Checkout" last_updated: 2026-11-05 section: "Vendors" --- # Catena: vendor profile | Agent Ready Checkout > Catena: Governance and banking platform for AI agents. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026. Source: https://agentreadycheckout.com/vendors/catena-labs Site: Agent Ready Checkout Last reviewed: 2026-11-05 Vendor profile, agent-pay builder # Catena In short Catena gives each AI agent its own identity and account, and its governance layer lets a transaction run only inside fixed spending policies, whether paid by card, ACH, wire or stablecoin. Its example is a payroll agent paying contractors worldwide. The homepage names no ACP, UCP or x402 support and lists no price. ## At a glance What it is Governance and banking platform for AI agents: per-agent identities and accounts, deterministic spending policies and payments over cards, ACH, wires and stablecoins. Type [Agent-pay builder](https://agentreadycheckout.com/vendors/by-type/agent-pay) Homepage [catena.com](https://catena.com) Last read 5 Nov 2026 ## What it does for this layer - Catena describes itself as a governance and banking platform for AI agents. [catena.com](https://catena.com/), read 5 Nov 2026. - Catena says its governance layer executes agent transactions within predefined, deterministic policies. [catena.com](https://catena.com/), read 5 Nov 2026. - Catena establishes a unique identity for each agent and gives full observability into every agent action. [catena.com](https://catena.com/), read 5 Nov 2026. - Catena lets businesses give agents their own accounts and sweep funds between them. [catena.com](https://catena.com/), read 5 Nov 2026. - Catena handles agent payments through cards, ACH, wires and stablecoins. [catena.com](https://catena.com/), read 5 Nov 2026. - Catena says a business can credential each agent, open accounts, set policies and go live in minutes. [catena.com](https://catena.com/), read 5 Nov 2026. Vendor claim - Catena's example use case is a payroll agent that reads contracts, processes invoices and pays contractors worldwide in stablecoins or fiat. [catena.com](https://catena.com/), read 5 Nov 2026. **Note on sources.** The domain catenalabs.com redirects to catena.com. ## Products and plans | Product | What it is | Price on file | | --- | --- | --- | | Catena platform | Agent identities, accounts, spending policies and multi-rail payments. | Its homepage publishes no price | ## Standards | Standard | Status | Evidence and source | | --- | --- | --- | | ACP | no statement | None in the pages read, 5 Nov 2026 | | UCP | no statement | None in the pages read, 5 Nov 2026 | | AP2 | no statement | None in the pages read, 5 Nov 2026 | | Visa TAP | no statement | None in the pages read, 5 Nov 2026 | | Visa IC | no statement | None in the pages read, 5 Nov 2026 | | Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 | | Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 | | Amex ACE | no statement | None in the pages read, 5 Nov 2026 | | x402 | no statement | None in the pages read, 5 Nov 2026 | | MPP | no statement | None in the pages read, 5 Nov 2026 | | Link for agents | no statement | None in the pages read, 5 Nov 2026 | | Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 | ## Checks on this vendor's domains | Check | Result | Domain read | Dated | Source | | --- | --- | --- | --- | --- | | Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | catena.com | 5 Nov 2026 | ora.ai | | Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | catena.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt | | Homepage fetch at build | HTTP 200 | catena.com | 5 Nov 2026 | catena.com | [How each check is read](https://agentreadycheckout.com/vendors#checks) ## What it does not do - Catena's homepage does not name ACP, UCP, x402 or the card network agent programmes. ## Related pages on this site - [All agent-pay builders](https://agentreadycheckout.com/vendors/by-type/agent-pay) in the vendors section - [All vendors](https://agentreadycheckout.com/vendors) ## Sources 1. [catena.com](https://catena.com), read 5 Nov 2026 2. [Catena | How AI Agents Use Money](https://catena.com/), read 5 Nov 2026 3. [Ora cached score record for catena.com](https://ora.ai/api/score/catena.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026 4. [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026 Last reviewed 5 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 5 Nov 2026, [4 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)