--- title: "EMVCo: vendor profile | Agent Ready Checkout" description: "EMVCo: Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC). Sourced vendor profile." canonical: https://agentreadycheckout.com/vendors/emvco site: "Agent Ready Checkout" last_updated: 2026-11-05 section: "Vendors" --- # EMVCo: vendor profile | Agent Ready Checkout > EMVCo: Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC). Sourced vendor profile. Source: https://agentreadycheckout.com/vendors/emvco Site: Agent Ready Checkout Last reviewed: 2026-11-05 Vendor profile, rules or identity programme # EMVCo In short EMVCo, the technical body owned by the card networks, has set up an Agentic Payments Task Force and published a draft framework with shared Intent Services, where participants register and manage the intent a consumer authorised. Comments on the draft were due by 30 September 2026. No final specification exists, and the work covers card payments only. ## At a glance What it is Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC); runs an Agentic Payments Task Force and published a draft EMV Agentic Payments framework built on shared Intent Services. Type [Rules or identity programme](https://agentreadycheckout.com/vendors/by-type/rules-programme) Homepage [emvco.com](https://www.emvco.com/) Last read 5 Nov 2026 ## What it does for this layer - EMVCo has set up a dedicated Agentic Payments Task Force for card-based agentic payment solutions, described in an EMV Insights article dated 1 Sep 2026. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026, dated 1 Sep 2026. - EMVCo released a draft EMV Agentic Payments Framework for Specifications and asked stakeholders for feedback by Wednesday 30 Sep 2026. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026, dated 30 Sep 2026. - EMVCo says its agent work centres on use cases where consumers delegate authority to AI agents to use card payments for purchases on their behalf. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026. - EMVCo's draft framework introduces Intent Services, a shared layer where payment participants register, reference, retrieve and manage consumer-authorised intent before, during and after a transaction. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026. - EMVCo says it focused on scenarios where intent must be managed over time, such as recurring purchases, cumulative budgets and post-transaction activity. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026. - EMVCo says the framework will help identify changes to EMV 3-D Secure, EMV Payment Tokenisation, EMV Secure Remote Commerce and the EMV Digital Payment Credential. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026. - EMVCo says it may consider Know Your Agent (KYA) capabilities and Agentic Transaction Indicators so the agent involved in a payment can be identified across the ecosystem. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026. - EMVCo names the FIDO Alliance, the OpenID Foundation, the OpenWallet Foundation and W3C as industry partners on its agent payments work. [emvco.com](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026. - Visa said in its Trusted Agent Protocol release that it is committed to aligning TAP with global standards bodies including EMVCo. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026, dated 14 Oct 2025. Secondary source ## Products and plans | Product | What it is | Price on file | | --- | --- | --- | | EMV Agentic Payments - Framework for Specifications (draft) | A draft framework defining ecosystem roles and data fields for registering and maintaining consumer intent through Intent Services. | No price on file | ## Standards | Standard | Status | Evidence and source | | --- | --- | --- | | ACP | no statement | None in the pages read, 5 Nov 2026 | | UCP | no statement | None in the pages read, 5 Nov 2026 | | AP2 | no statement | None in the pages read, 5 Nov 2026 | | Visa TAP | no statement | None in the pages read, 5 Nov 2026 | | Visa IC | no statement | None in the pages read, 5 Nov 2026 | | Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 | | Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 | | Amex ACE | no statement | None in the pages read, 5 Nov 2026 | | x402 | no statement | None in the pages read, 5 Nov 2026 | | MPP | no statement | None in the pages read, 5 Nov 2026 | | Link for agents | no statement | None in the pages read, 5 Nov 2026 | | Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 | ## Checks on this vendor's domains | Check | Result | Domain read | Dated | Source | | --- | --- | --- | --- | --- | | Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | emvco.com | 5 Nov 2026 | ora.ai | | Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | emvco.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt | | Homepage fetch at build | HTTP 200 | emvco.com | 5 Nov 2026 | emvco.com | [How each check is read](https://agentreadycheckout.com/vendors#checks) ## What it does not do - EMVCo has not published a final agentic payments specification; the framework was a draft open for feedback until 30 Sep 2026. - EMVCo does not cover non-card rails such as stablecoins or account-to-account payments in this work; the scope is card-based payments. ## Related pages on this site - [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), protocol profile - [All rules and identity programmes](https://agentreadycheckout.com/vendors/by-type/rules-programme) in the vendors section - [All vendors](https://agentreadycheckout.com/vendors) ## Sources 1. [emvco.com](https://www.emvco.com/), read 5 Nov 2026 2. [How EMVCo is Working to Enable Secure, Interoperable and Scalable Card-Based Agentic Payments | EMVCo](https://www.emvco.com/news-publications/how-emvco-is-working-to-enable-secure-interoperable-and-scalable-card-based-agentic-payments/), read 5 Nov 2026 3. [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026 4. [Ora cached score record for emvco.com](https://ora.ai/api/score/emvco.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026 5. [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026 Last reviewed 5 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 5 Nov 2026, [5 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)