--- title: "Razorpay: vendor profile | Agent Ready Checkout" description: "Razorpay: Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025. Sourced vendor profile." canonical: https://agentreadycheckout.com/vendors/razorpay site: "Agent Ready Checkout" last_updated: 2026-11-05 section: "Vendors" --- # Razorpay: vendor profile | Agent Ready Checkout > Razorpay: Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025. Sourced vendor profile. Source: https://agentreadycheckout.com/vendors/razorpay Site: Agent Ready Checkout Last reviewed: 2026-11-05 Vendor profile, processor # Razorpay In short Razorpay opened a private beta in October 2025 that lets people in India pre-authorise an AI agent to pay over UPI within limits they set, so no PIN or one-time code is needed for each purchase. NPCI and OpenAI's ChatGPT were its partners in the build, and the rail works only in India. ## At a glance What it is Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025, letting users pre-authorise an AI agent to pay over UPI within set limits, and sells an agentic payments suite for in-app, in-chat and voice commerce. Type [Processor](https://agentreadycheckout.com/vendors/by-type/processor) Homepage [razorpay.com](https://razorpay.com) Last read 5 Nov 2026 ## What it does for this layer - Razorpay announced the private beta of Agentic Payments on 9 Oct 2025, built with NPCI and OpenAI's ChatGPT so Indian users can check out in ChatGPT using UPI. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026, dated 9 Oct 2025. - Razorpay says Agentic Payments uses NPCI's UPI Circle and UPI Reserve Pay so users can pre-authorise a trusted agent to buy within user-defined spending limits without a PIN or OTP for each purchase. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026, dated 9 Oct 2025. - Razorpay describes the split of roles as ChatGPT for the conversation, NPCI for the UPI infrastructure and Razorpay for the payment experience layer. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026. - Razorpay's launch post quotes the grocery platform bigbasket on shopping through AI assistants with Razorpay's integration. [razorpay.com](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026, dated 9 Oct 2025. - Razorpay's Agentic Payments Suite covers in-app commerce, in-chat purchases on LLM platforms and voice AI. [razorpay.com](https://razorpay.com/m/agentic-payments), read 5 Nov 2026. - Razorpay says its agentic rails support consent-based pre-authorised payments within approved limits and delegated or shared payment authorisations for multi-user commerce. [razorpay.com](https://razorpay.com/m/agentic-payments), read 5 Nov 2026. ## Products and plans | Product | What it is | Price on file | | --- | --- | --- | | Razorpay Agentic Payments | UPI-based agent payments with pre-authorised limits, launched in private beta with NPCI and OpenAI. | No price on file | | Agentic Payments Suite | Agent payment capabilities for in-app, in-chat and voice commerce. | No price on file | ## Standards | Standard | Status | Evidence and source | | --- | --- | --- | | ACP | no statement | None in the pages read, 5 Nov 2026 | | UCP | no statement | None in the pages read, 5 Nov 2026 | | AP2 | no statement | None in the pages read, 5 Nov 2026 | | Visa TAP | no statement | None in the pages read, 5 Nov 2026 | | Visa IC | no statement | None in the pages read, 5 Nov 2026 | | Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 | | Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 | | Amex ACE | no statement | None in the pages read, 5 Nov 2026 | | x402 | no statement | None in the pages read, 5 Nov 2026 | | MPP | no statement | None in the pages read, 5 Nov 2026 | | Link for agents | no statement | None in the pages read, 5 Nov 2026 | | Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 | ## Checks on this vendor's domains | Check | Result | Domain read | Dated | Source | | --- | --- | --- | --- | --- | | Ora agent-readiness score (cached) | 87/100 (A) | razorpay.com | 1 Nov 2026 | ora.ai | | robots.txt | HTTP 200, 5 user-agent groups | razorpay.com | 4 Nov 2026 | razorpay.com | | llms.txt | HTTP 200 | razorpay.com | 4 Nov 2026 | razorpay.com | | UCP profile at /.well-known/ucp.json | HTTP 403 | razorpay.com | 4 Nov 2026 | razorpay.com | | Cloudflare isitagentready scan | 80/100 (L5 Agent-Native) | razorpay.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt | | Homepage fetch at build | HTTP 200 | razorpay.com | 5 Nov 2026 | razorpay.com | [How each check is read](https://agentreadycheckout.com/vendors#checks) ## What it does not do - Razorpay's agent payments are not available outside India; the rail is UPI. - Razorpay launched Agentic Payments as a private beta, not as general availability, in October 2025. ## Related pages on this site - [All processors](https://agentreadycheckout.com/vendors/by-type/processor) in the vendors section - [All vendors](https://agentreadycheckout.com/vendors) ## Sources 1. [razorpay.com](https://razorpay.com), read 5 Nov 2026 2. [Razorpay Unveils Agentic Payments on ChatGPT with NPCI: An AI-Powered Conversational Payment Experience - Razorpay Blog](https://razorpay.com/blog/razorpay-unveils-agentic-payments-on-chatgpt-with-npci-indias-first-ai-powered-conversational-payment-experience/), read 5 Nov 2026 3. [Razorpay Agentic Payments | India’s First AI-Powered Conversational Payments](https://razorpay.com/m/agentic-payments), read 5 Nov 2026 4. [Ora cached score record for razorpay.com](https://ora.ai/api/score/razorpay.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026 5. [robots.txt of razorpay.com](https://razorpay.com/robots.txt), read 4 Nov 2026 6. [llms.txt of razorpay.com](https://razorpay.com/llms.txt), read 4 Nov 2026 7. [UCP profile path on razorpay.com](https://razorpay.com/.well-known/ucp.json), read 4 Nov 2026 8. [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026 Last reviewed 5 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 5 Nov 2026, [8 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)