--- title: "Visa: vendor profile | Agent Ready Checkout" description: "Visa: Card network that runs Visa Intelligent Commerce. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026." canonical: https://agentreadycheckout.com/vendors/visa site: "Agent Ready Checkout" last_updated: 2026-11-05 section: "Vendors" --- # Visa: vendor profile | Agent Ready Checkout > Visa: Card network that runs Visa Intelligent Commerce. Sourced vendor profile. Standards, checks and prices. Read 5 Nov 2026. Source: https://agentreadycheckout.com/vendors/visa Site: Agent Ready Checkout Last reviewed: 2026-11-05 Vendor profile, card network # Visa In short Visa launched Intelligent Commerce in April 2025: AI-ready cards that swap card details for tokens, spending limits a consumer sets, and a partner programme for AI platforms. It later added the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect, which routes agent payments across Visa and partner rails. Merchants plug in via their acquirer or processor. ## At a glance What it is Card network that runs Visa Intelligent Commerce: tokenised agent credentials, spend controls, the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect as a multi-network on-ramp for agent payments. Type [Card network](https://agentreadycheckout.com/vendors/by-type/network) Homepage [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce) Last read 5 Nov 2026 ## What it does for this layer - Visa introduced Visa Intelligent Commerce on 30 Apr 2025 at the Visa Global Product Drop in San Francisco as a set of integrated APIs plus a commercial partner program for AI platforms. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026, dated 30 Apr 2025. - Visa's April 2025 release describes AI-Ready Cards that replace card details with tokenised credentials and confirm that the consumer's chosen agent is allowed to act on the consumer's behalf. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026, dated 30 Apr 2025. - Visa says consumers can set spending limits and conditions for agent transactions, and that commerce signals shared with Visa in real time let Visa apply transaction controls and help manage disputes. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026. - Visa's Intelligent Commerce page calls VIC its "strategic portfolio for the age of AI agents" for agents, issuers, merchants and developers. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026. - Visa cites 4.8 billion payment credentials, more than 175 million merchant locations and more than 300 billion transactions a year on its network as the base for agent payments. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026. Vendor claim - Visa offers a Model Context Protocol server described as an integration layer for AI agents and large language models to call Visa Intelligent Commerce APIs directly. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026. - Visa's Intelligent Commerce Connect product page says an orchestration layer routes requests to Visa Intelligent Commerce and partner rails, so agent payments run across Visa and other schemes and token service providers through one integration. [corporate.visa.com](https://corporate.visa.com/en/products/intelligent-commerce-connect.html), read 5 Nov 2026. - Visa's Intelligent Commerce Connect page says Visa builds an AI-ready version of a merchant's catalog, filling missing attributes with multimodal models, and that customers still complete purchases on the merchant's storefront. [corporate.visa.com](https://corporate.visa.com/en/products/intelligent-commerce-connect.html), read 5 Nov 2026. - Visa's April 2026 Connect release says Visa can handle orchestration and PCI compliance for enablers that process agentic transactions on merchants' behalf, and that non-Visa card acceptance is subject to availability. [visa.co.uk](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 5 Nov 2026, dated 9 Apr 2026. - Visa said in the Trusted Agent Protocol release that it will align the protocol with the IETF, the OpenID Foundation and EMVCo, and is collaborating with Coinbase on interoperability with x402. [usa.visa.com](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026, dated 14 Oct 2025. - Visa's Intelligent Commerce page features a partnership with OpenAI on consumer-controlled agentic commerce. [visa.com](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026. **Partner lists that name it** | Where it appears | Source | Basis | Read | | --- | --- | --- | --- | | Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 | ## Products and plans | Product | What it is | Price on file | | --- | --- | --- | | Visa Intelligent Commerce | Tokenised agent credentials, authentication, spend controls and personalisation APIs for agent payments on Visa cards. | No price on file | | Trusted Agent Protocol | A signature scheme on HTTP Message Signatures that lets merchants recognise approved agents with commerce intent. | No price on file | | Intelligent Commerce Connect | A network, protocol and token-vault agnostic on-ramp through the Visa Acceptance Platform, in pilot since April 2026. | No price on file | | Visa MCP server | An MCP server that connects agents and language models to Visa Intelligent Commerce APIs. | No price on file | ## Standards | Standard | Status | Evidence and source | | --- | --- | --- | | ACP | partial | Intelligent Commerce Connect accepts payments initiated via ACP; Connect is in pilot with select partners. visa.co.uk, read 5 Nov 2026 | | UCP | partial | Intelligent Commerce Connect accepts payments initiated via UCP; Connect is in pilot with select partners. visa.co.uk, read 5 Nov 2026 | | AP2 | no statement | None in the pages read, 5 Nov 2026 | | Visa TAP | supports | Trusted Agent Protocol "is available today in the Visa Developer Center and GitHub" (14 Oct 2025). usa.visa.com, read 5 Nov 2026 | | Visa IC | partial | Visa's page says Visa Intelligent Commerce "is currently in the process of deployment". visa.com, read 5 Nov 2026 | | Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 | | Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 | | Amex ACE | no statement | None in the pages read, 5 Nov 2026 | | x402 | announced | Visa says it is "collaborating with Coinbase to align on interoperability with x402". usa.visa.com, read 5 Nov 2026 | | MPP | partial | Intelligent Commerce Connect accepts payments initiated via MPP; Connect is in pilot with select partners. visa.co.uk, read 5 Nov 2026 | | Link for agents | no statement | None in the pages read, 5 Nov 2026 | | Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 | ## Checks on this vendor's domains | Check | Result | Domain read | Dated | Source | | --- | --- | --- | --- | --- | | Ora agent-readiness score (cached) | 56/100 (C) | visa.com | 29 Oct 2026 | ora.ai | | robots.txt | HTTP 200, 0 user-agent groups | visa.com | 4 Nov 2026 | visa.com | | llms.txt | HTTP 404 | visa.com | 4 Nov 2026 | visa.com | | UCP profile at /.well-known/ucp.json | HTTP 404 | visa.com | 4 Nov 2026 | visa.com | | Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | visa.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt | | Homepage fetch at build | HTTP 200 | visa.com | 5 Nov 2026 | visa.com | [How each check is read](https://agentreadycheckout.com/vendors#checks) ## What it does not do - Visa does not acquire merchants or settle their card payments directly; merchants reach Visa Intelligent Commerce through an acquirer, a PSP or the Visa Acceptance Platform. - Visa does not run a shopping agent of its own; it supplies credentials, controls and agent identity to the agents and merchants that transact. ## Related pages on this site - [Visa Trusted Agent Protocol (TAP)](https://agentreadycheckout.com/protocols/visa-trusted-agent-protocol), protocol profile - [Visa Intelligent Commerce (incl. Intelligent Commerce Connect)](https://agentreadycheckout.com/protocols/visa-intelligent-commerce), protocol profile - [All card networks](https://agentreadycheckout.com/vendors/by-type/network) in the vendors section - [All vendors](https://agentreadycheckout.com/vendors) ## Sources 1. [Visa Intelligent Commerce](https://www.visa.com/en-us/solutions/intelligent-commerce), read 5 Nov 2026 2. [Find and Buy with AI: Visa Unveils New Era of Commerce](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21361.html), read 5 Nov 2026 3. [Intelligent Commerce Connect | Acceptance Solutions | Visa](https://corporate.visa.com/en/products/intelligent-commerce-connect.html), read 5 Nov 2026 4. [Visa opens the door to AI-driven shopping (Intelligent Commerce Connect)](https://www.visa.co.uk/about-visa/newsroom/press-releases.3442048.html), read 5 Nov 2026 5. [Visa Introduces Trusted Agent Protocol](https://usa.visa.com/about-visa/newsroom/press-releases.releaseId.21716.html), read 5 Nov 2026 6. [ucp.dev/](https://ucp.dev/), read 5 Nov 2026 7. [Ora cached score record for visa.com](https://ora.ai/api/score/visa.com?utm_source=agentreadycheckout.com&utm_medium=referral&utm_campaign=vendor), read 5 Nov 2026 8. [robots.txt of visa.com](https://visa.com/robots.txt), read 4 Nov 2026 9. [llms.txt of visa.com](https://visa.com/llms.txt), read 4 Nov 2026 10. [UCP profile path on visa.com](https://visa.com/.well-known/ucp.json), read 4 Nov 2026 11. [isitagentready scan service documentation (llms-full.txt)](https://isitagentready.com/llms-full.txt), read 5 Nov 2026 Last reviewed 5 Nov 2026 ## Edition Matrix edition of 4 Nov 2026. Reviewed 5 Nov 2026, [11 sources](#sources-h). ## Method [How cells, sources and read dates are defined](https://agentreadycheckout.com/method)