Processor profile
PayPal agentic commerce services
In short
PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. Announced but not yet live: AP2, Mastercard Agent Pay. Merchants must complete a form to the PayPal AI team to request access to agentic commerce services.
Fact sheet
- Type
- Processor
- Operator
- PayPal Holdings, Inc.
- Homepage
- developer.paypal.com
- Matrix reach
- 2 live, 0 pilot, 2 announced, 0 not supported, 8 with no statement found
The column in full: every protocol
| Protocol | Status | Note | Source and read date |
|---|---|---|---|
| ACP | live | Agent Ready ACP path for ChatGPT via delegated tokens through Braintree; access by request form | developer.paypal.com, 4 Nov 2026 |
| UCP | live | Agent Ready UCP path for Google AI Mode and Gemini via Google Pay handler and Orders v2 | developer.paypal.com, 4 Nov 2026 |
| AP2 | announced | Named among AP2 collaborators in Google's AP2 launch post | cloud.google.com, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Visa IC | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard said Agent Pay will integrate with PayPal's wallet | mastercard.com, 4 Nov 2026 |
| Agent Pay for Machines | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| 2 live or pilot of 12 |
What PayPal does not do
- Not self-serve: access goes through a request form.
- No x402 or MPP support statement found.
- No published agentic transaction fee found.
Sourced facts
- Agentic commerce services are Agent Ready (payments) and Store Sync (product discovery and order placement into the merchant's order system). developer.paypal.com, read 4 Nov 2026.
- Merchants must complete a form to the PayPal AI team to request access to agentic commerce services. developer.paypal.com, read 4 Nov 2026.
- Agent Ready supports ACP for ChatGPT via delegated payment tokens through Braintree. developer.paypal.com, read 4 Nov 2026.
- Agent Ready supports UCP for Google AI Mode and Gemini via a Google Pay payment handler, through Braintree or through PayPal's Orders v2 API. developer.paypal.com, read 4 Nov 2026.
- In the UCP with PayPal path, Google sends an encrypted Google Pay credential in the checkout session and the merchant forwards it to PayPal Orders v2 for decryption and processing. developer.paypal.com, read 4 Nov 2026.
- Store Sync catalog partners named in docs: Wix, Commerce (BigCommerce and Feedonomics) and Shopware. developer.paypal.com, read 4 Nov 2026.
- Mastercard and PayPal announced on 27 Oct 2025 that Mastercard Agent Pay will integrate with PayPal's wallet. mastercard.com, read 4 Nov 2026.
- PayPal is listed among endorsers on ucp.dev. ucp.dev, read 4 Nov 2026.
- PayPal is named among AP2 collaborators in Google's 16 Sep 2025 AP2 announcement. cloud.google.com, read 4 Nov 2026.
In the vendors section
- PayPal, processor profile
- Braintree (PayPal Enterprise Payments), processor profile
Compare and alternatives
Sources
- developer.paypal.com/agentic-commerce-services/about, read 4 Nov 2026
- developer.paypal.com/agent-ready/overview, read 4 Nov 2026
- mastercard.com/us/en/news-and-trends/press/2025/october/Mastercard-and-PayPal-join-forces.html, read 4 Nov 2026
- ucp.dev/, read 4 Nov 2026
- cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol, read 4 Nov 2026
Last reviewed