Processor profile
Skyfire
In short
Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. Announced but not yet live: Visa IC, Mastercard Agent Pay, Agent Pay for Machines. Visa IC (announced): Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found.
Fact sheet
- Type
- Processor
- Operator
- Skyfire Systems
- Homepage
- skyfire.xyz
- Matrix reach
- 0 live, 0 pilot, 3 announced, 0 not supported, 9 with no statement found
The column in full: every protocol
| Protocol | Status | Note | Source and read date |
|---|---|---|---|
| ACP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| UCP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| AP2 | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Visa TAP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Visa IC | announced | Homepage lists Visa among networks for tokenized agent card payments; no VIC docs found | skyfire.xyz, 4 Nov 2026 |
| Mastercard Agent Pay | announced | Mastercard working with Skyfire KYA within Agent Pay trust services; scoring in US testing | mastercard.com, 4 Nov 2026 |
| Agent Pay for Machines | announced | Named among AP4M initial participants | mastercard.com, 4 Nov 2026 |
| Amex ACE | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| x402 | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| MPP | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Link for agents | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| Verifiable Intent | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| 0 live or pilot of 12 |
What Skyfire does not do
- No published per-transaction fee found in docs or on the site.
- No ACP, UCP or x402 support statement found.
Sourced facts
- Skyfire issues kya, pay and kya-pay tokens; KYAPay packages agent identity and payment intent in one signed credential. docs.skyfire.xyz, read 4 Nov 2026.
- Creating a pay or kya-pay token commits the amount against the buyer's wallet, and Skyfire guarantees seller settlement up to that amount. docs.skyfire.xyz, read 4 Nov 2026.
- Tokens expire 10 seconds to 24 hours after creation, with a 24-hour grace period to charge; full settlement can take up to about 51 hours. docs.skyfire.xyz, read 4 Nov 2026.
- Charges settle within a 3-hour window once cumulative charges on a token exceed $1.00. docs.skyfire.xyz, read 4 Nov 2026.
- Skyfire's homepage says it partners with card networks for tokenized card transactions and user mandate collection, listing Visa, Mastercard, Discover and USDC. skyfire.xyz, read 4 Nov 2026.Vendor claim
- Mastercard said on 30 Sep 2026 it is working with Skyfire's KYA technology so issuers and merchants can recognize trusted agents. mastercard.com, read 4 Nov 2026.
- Skyfire is named among initial participants of Mastercard Agent Pay for Machines. mastercard.com, read 4 Nov 2026.
In the vendors section
- Skyfire, agent-pay builder profile
Compare and alternatives
Sources
- skyfire.xyz, read 4 Nov 2026
- docs.skyfire.xyz/llms.txt, read 4 Nov 2026
- docs.skyfire.xyz/docs/payments-settlement.md, read 4 Nov 2026
- Mastercard trust and intelligence services, read 4 Nov 2026
- Mastercard launches Agent Pay for Machines, read 4 Nov 2026
Last reviewed