Stripe

Fact sheet

Type

Processor

Operator

Stripe, Inc.

Homepage

stripe.com

Matrix reach

5 live, 0 pilot, 5 announced, 0 not supported, 2 with no statement found

Published pricing

Shared Payment Tokens: $0.15 per SPT issued. Stablecoin payments: 1.5% of transaction amount in USD. Card processing fees apply on top under the merchant's normal Stripe pricing. No separate ACP or Instant Checkout fee found on stripe.com/pricing. stripe.com, read 4 Nov 2026

The column in full: every protocol

What Stripe does not do

• Does not act as merchant of record in Agentic Commerce Suite: the seller fulfills orders and handles refunds and disputes.
• SPT card payments are not offered below 0.50 USD; sub-dollar machine payments go over stablecoins.
• Stablecoin machine payments are not available to New York businesses.

Sourced facts

• Stripe announced the Agentic Commerce Suite on 11 Dec 2025 as a low-code way for businesses to sell across AI agents with one integration, handling Shared Payment Tokens. stripe.com, read 4 Nov 2026.
• ACP was developed by Stripe and OpenAI; the ACP site names Stripe as the first compatible PSP, via its Shared Payment Token. agenticcommerce.dev, read 4 Nov 2026.
• Shared Payment Tokens are available to agents, customers and sellers in the US, Canada and select European countries (34 country codes listed). docs.stripe.com, read 4 Nov 2026.
• An SPT is a scoped grant to the seller's Stripe profile with a currency, max amount and expiry; SPT API calls use Stripe-Version 2026-09-30.preview and SPT use is under preview service terms. docs.stripe.com, read 4 Nov 2026.
• Stripe states it might use tokens from Mastercard Agent Pay, Visa Intelligent Commerce and the American Express ACE Kit on the seller's behalf when processing SPTs. docs.stripe.com, read 4 Nov 2026.
• In Agentic Commerce Suite's default flow, Stripe shares the catalog with agents, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfills and handles refunds and disputes. docs.stripe.com, read 4 Nov 2026.
• Stripe-managed checkout is available in the US, Canada and select European countries; handling every checkout event with hooks is private preview in the US. docs.stripe.com, read 4 Nov 2026.
• Machine payments accept MPP (cards via SPT, USDC.e on Tempo, USDC on Solana) and x402 (USDC on Base); stablecoin acceptance excludes New York businesses. docs.stripe.com, read 4 Nov 2026.
• Minimums: 0.50 USD for card SPT payments, 0.01 USDC for stablecoin payments; MPP sessions can meter sub-cent amounts but settle at 0.01 USDC minimum. docs.stripe.com, read 4 Nov 2026.
• Link Agent Wallet lets an agent request a one-time-use payment credential after the customer approves a spend request; agent payments are for US and Canadian customers. docs.stripe.com, read 4 Nov 2026.
• Stripe offers a Stripe Payments handler for UCP checkouts and says it is a member of the UCP Tech Council. docs.stripe.com, read 4 Nov 2026.

In the vendors section

• Stripe, processor profile
• Link (Stripe), wallet profile

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