Protocol profile
Stripe Link for agents (Link Agent Wallet)
In short
Stripe's consumer wallet exposed to agents: the agent creates a spend request, the user approves it, and Link returns a one-time credential or a saved Link payment at Link merchants; Meta Muse uses it. For Link for agents, merchant of record is merchant and dispute rules are card rules plus Link protections. Announced but not yet live: Salesforce CC.
Fact sheet
- Type
- Protocol
- Operator
- Stripe
- Homepage
- docs.stripe.com
- Matrix reach
- 3 live, 0 pilot, 1 announced, 0 not supported, 23 with no statement found
Readiness for merchants
Seven rows, each read from a primary source on 4 Nov 2026. The method page defines every row.
| Rubric row | Reading | Evidence | Source and read date |
|---|---|---|---|
| Specification public | Docs | API documented by Stripe; not an open standard. | docs.stripe.com, 4 Nov 2026 |
| Reference implementation | Yes | link-cli on GitHub and SDKs. | docs.stripe.com, 4 Nov 2026 |
| Live surfaces | Yes | Meta Muse checks out with Link since 8 Sep 2026. | stripe.com, 4 Nov 2026 |
| Processor support | Stripe | Single-use cards work at any card-accepting merchant; native Link acceptance needs Stripe. | stripe.com, 4 Nov 2026 |
| Merchant of record | Merchant | The merchant sells; Link supplies the credential. | stripe.com, 4 Nov 2026 |
| Dispute rules | Card rules plus Link protections | Card disputes apply; Meta cites Link purchase protections. | about.fb.com, 4 Nov 2026 |
| Cost | Merchant card pricing | No agent surcharge published; standard Stripe pricing applies. | stripe.com, 4 Nov 2026 |
The row in full: every column
| Column | Status | Note | Source and read date |
|---|---|---|---|
| Stripe | live | Link Agent Wallet issues one-time credentials after customer approval; US and Canadian customers | docs.stripe.com, 4 Nov 2026 |
| Adyen | no statement found | no statement found (2026-11-04) | docs.adyen.com, 4 Nov 2026 |
| PayPal | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Checkout.com | no statement found | no statement found (2026-11-04) | checkout.com, 4 Nov 2026 |
| Braintree | no statement found | no statement found (2026-11-04) | developer.paypal.com, 4 Nov 2026 |
| Worldpay | no statement found | no statement found (2026-11-04) | worldpay.com, 4 Nov 2026 |
| Coinbase | no statement found | no statement found (2026-11-04) | docs.cdp.coinbase.com, 4 Nov 2026 |
| Crossmint | no statement found | no statement found (2026-11-04) | docs.crossmint.com, 4 Nov 2026 |
| Skyfire | no statement found | no statement found (2026-11-04) | docs.skyfire.xyz, 4 Nov 2026 |
| PayOS | no statement found | no statement found (2026-11-04) | payos.ai, 4 Nov 2026 |
| Shopify | no statement found | no statement found (2026-11-04) | shopify.dev, 4 Nov 2026 |
| BigCommerce | no statement found | no statement found (2026-11-04) | bigcommerce.com, 4 Nov 2026 |
| Salesforce CC | announced | ACP announcement says the integration supports multiple payment methods including Stripe Link | salesforce.com, 4 Nov 2026 |
| Adobe Commerce | no statement found | no statement found (2026-11-04) | experienceleague.adobe.com, 4 Nov 2026 |
| commercetools | no statement found | no statement found (2026-11-04) | docs.commercetools.com, 4 Nov 2026 |
| WooCommerce | no statement found | no statement found (2026-11-04) | woocommerce.com, 4 Nov 2026 |
| Amazon | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Walmart | no statement found | no statement found (2026-11-04) | corporate.walmart.com, 4 Nov 2026 |
| Target | no statement found | no statement found (2026-11-04) | corporate.target.com, 4 Nov 2026 |
| Etsy | live | Etsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkouts | help.etsy.com, 4 Nov 2026 |
| Wayfair | no statement found | no statement found (2026-11-04) | aboutwayfair.com, 4 Nov 2026 |
| ChatGPT | no statement found | no statement found (2026-11-04) | chatgpt.com, 4 Nov 2026 |
| Google AI Mode | no statement found | no statement found (2026-11-04) | developers.google.com, 4 Nov 2026 |
| Perplexity | no statement found | no statement found (2026-11-04) | perplexity.ai, 4 Nov 2026 |
| Amazon Rufus | no statement found | no statement found (2026-11-04) | aboutamazon.com, 4 Nov 2026 |
| Meta Muse | live | Muse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only. | stripe.com, 4 Nov 2026 |
| Copilot | no statement found | no statement found (2026-11-04) | about.ads.microsoft.com, 4 Nov 2026 |
| 3 live or pilot of 27 |
What Link for agents does not do
- Is not an open protocol.
- Does not serve consumers outside the US and Canada for agent payments.
- Did not beat saved cards in Ora's October 2026 test.
Sourced facts
- Link Agent Wallet lets an agent create a spend request; the customer approves it and Link returns a one-time-use payment credential. docs.stripe.com, read 4 Nov 2026.
- Agent payments are available to US and Canadian customers; the agent business and the sellers can be elsewhere. docs.stripe.com, read 4 Nov 2026.
- Link Agent Wallet uses api.link.com with a per-customer OAuth token, not a Stripe API key; Stripe ships link-cli and TypeScript, Go and Python SDKs. docs.stripe.com, read 4 Nov 2026.
- On 8 Sep 2026 Stripe said Meta's Muse checks out with Link at more than 1 million Link-accepting businesses and gets a single-use virtual card elsewhere; Link has over 300 million users. stripe.com, read 4 Nov 2026.Vendor claim
- Meta says Muse is "the first AI agent covered by Link's purchase protections". about.fb.com, read 4 Nov 2026.Vendor claim
- Ora's lab found (October 2026) that agents paying through Link got 733 of 794 test checkouts right (92.3 percent) in Stripe test mode on fictional stores; saved cards scored 95.6 percent (cloud browser) and 96.6 percent (local browser). agentready.org, read 4 Nov 2026.Vendor claim
- In the same Ora test, the most common Link miss (27 of 61 failures) was an agent that asked the person to approve and then stopped. agentready.org, read 4 Nov 2026.Vendor claim
In the vendors section
- Stripe, processor profile
- Link (Stripe), wallet profile
Compare and alternatives
Sources
- Stripe Link Agent Wallet docs, read 4 Nov 2026
- Stripe helps Muse shop across the internet with Link, read 4 Nov 2026
- Introducing Muse, read 4 Nov 2026
- AgentReady.org standard (Ora research evidence), read 4 Nov 2026
- stripe.com/pricing, read 4 Nov 2026
- docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md, read 4 Nov 2026
- salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/, read 4 Nov 2026
- help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT, read 4 Nov 2026
Last reviewed