Agent Ready CheckoutEdition . The pay layer for agents.

Protocol profile

Stripe Link for agents (Link Agent Wallet)

In short

Stripe's consumer wallet exposed to agents: the agent creates a spend request, the user approves it, and Link returns a one-time credential or a saved Link payment at Link merchants; Meta Muse uses it. For Link for agents, merchant of record is merchant and dispute rules are card rules plus Link protections. Announced but not yet live: Salesforce CC.

Fact sheet

Type
Protocol
Operator
Stripe
Homepage
docs.stripe.com
Matrix reach
3 live, 0 pilot, 1 announced, 0 not supported, 23 with no statement found

Readiness for merchants

Seven rows, each read from a primary source on 4 Nov 2026. The method page defines every row.

Merchant-readiness rubric for Link for agents, read 4 Nov 2026
Rubric rowReadingEvidenceSource and read date
Specification publicDocsAPI documented by Stripe; not an open standard.docs.stripe.com, 4 Nov 2026
Reference implementationYeslink-cli on GitHub and SDKs.docs.stripe.com, 4 Nov 2026
Live surfacesYesMeta Muse checks out with Link since 8 Sep 2026.stripe.com, 4 Nov 2026
Processor supportStripeSingle-use cards work at any card-accepting merchant; native Link acceptance needs Stripe.stripe.com, 4 Nov 2026
Merchant of recordMerchantThe merchant sells; Link supplies the credential.stripe.com, 4 Nov 2026
Dispute rulesCard rules plus Link protectionsCard disputes apply; Meta cites Link purchase protections.about.fb.com, 4 Nov 2026
CostMerchant card pricingNo agent surcharge published; standard Stripe pricing applies.stripe.com, 4 Nov 2026

The row in full: every column

ColumnStatusNoteSource and read date
StripeliveLink Agent Wallet issues one-time credentials after customer approval; US and Canadian customersdocs.stripe.com, 4 Nov 2026
Adyenno statement foundno statement found (2026-11-04)docs.adyen.com, 4 Nov 2026
PayPalno statement foundno statement found (2026-11-04)developer.paypal.com, 4 Nov 2026
Checkout.comno statement foundno statement found (2026-11-04)checkout.com, 4 Nov 2026
Braintreeno statement foundno statement found (2026-11-04)developer.paypal.com, 4 Nov 2026
Worldpayno statement foundno statement found (2026-11-04)worldpay.com, 4 Nov 2026
Coinbaseno statement foundno statement found (2026-11-04)docs.cdp.coinbase.com, 4 Nov 2026
Crossmintno statement foundno statement found (2026-11-04)docs.crossmint.com, 4 Nov 2026
Skyfireno statement foundno statement found (2026-11-04)docs.skyfire.xyz, 4 Nov 2026
PayOSno statement foundno statement found (2026-11-04)payos.ai, 4 Nov 2026
Shopifyno statement foundno statement found (2026-11-04)shopify.dev, 4 Nov 2026
BigCommerceno statement foundno statement found (2026-11-04)bigcommerce.com, 4 Nov 2026
Salesforce CCannouncedACP announcement says the integration supports multiple payment methods including Stripe Linksalesforce.com, 4 Nov 2026
Adobe Commerceno statement foundno statement found (2026-11-04)experienceleague.adobe.com, 4 Nov 2026
commercetoolsno statement foundno statement found (2026-11-04)docs.commercetools.com, 4 Nov 2026
WooCommerceno statement foundno statement found (2026-11-04)woocommerce.com, 4 Nov 2026
Amazonno statement foundno statement found (2026-11-04)aboutamazon.com, 4 Nov 2026
Walmartno statement foundno statement found (2026-11-04)corporate.walmart.com, 4 Nov 2026
Targetno statement foundno statement found (2026-11-04)corporate.target.com, 4 Nov 2026
EtsyliveEtsy lists 'bank account via Link' as a payment option in ChatGPT, Gemini, AI Mode and Copilot checkoutshelp.etsy.com, 4 Nov 2026
Wayfairno statement foundno statement found (2026-11-04)aboutwayfair.com, 4 Nov 2026
ChatGPTno statement foundno statement found (2026-11-04)chatgpt.com, 4 Nov 2026
Google AI Modeno statement foundno statement found (2026-11-04)developers.google.com, 4 Nov 2026
Perplexityno statement foundno statement found (2026-11-04)perplexity.ai, 4 Nov 2026
Amazon Rufusno statement foundno statement found (2026-11-04)aboutamazon.com, 4 Nov 2026
Meta MuseliveMuse checks out with Link's agent wallet: saved method at Link merchants, single-use virtual card elsewhere. US only.stripe.com, 4 Nov 2026
Copilotno statement foundno statement found (2026-11-04)about.ads.microsoft.com, 4 Nov 2026
3 live or pilot of 27

What Link for agents does not do

  • Is not an open protocol.
  • Does not serve consumers outside the US and Canada for agent payments.
  • Did not beat saved cards in Ora's October 2026 test.

Sourced facts

  • Link Agent Wallet lets an agent create a spend request; the customer approves it and Link returns a one-time-use payment credential. docs.stripe.com, read 4 Nov 2026.
  • Agent payments are available to US and Canadian customers; the agent business and the sellers can be elsewhere. docs.stripe.com, read 4 Nov 2026.
  • Link Agent Wallet uses api.link.com with a per-customer OAuth token, not a Stripe API key; Stripe ships link-cli and TypeScript, Go and Python SDKs. docs.stripe.com, read 4 Nov 2026.
  • On 8 Sep 2026 Stripe said Meta's Muse checks out with Link at more than 1 million Link-accepting businesses and gets a single-use virtual card elsewhere; Link has over 300 million users. stripe.com, read 4 Nov 2026.Vendor claim
  • Meta says Muse is "the first AI agent covered by Link's purchase protections". about.fb.com, read 4 Nov 2026.Vendor claim
  • Ora's lab found (October 2026) that agents paying through Link got 733 of 794 test checkouts right (92.3 percent) in Stripe test mode on fictional stores; saved cards scored 95.6 percent (cloud browser) and 96.6 percent (local browser). agentready.org, read 4 Nov 2026.Vendor claim
  • In the same Ora test, the most common Link miss (27 of 61 failures) was an agent that asked the person to approve and then stopped. agentready.org, read 4 Nov 2026.Vendor claim

In the vendors section

Compare and alternatives

Sources

  1. Stripe Link Agent Wallet docs, read 4 Nov 2026
  2. Stripe helps Muse shop across the internet with Link, read 4 Nov 2026
  3. Introducing Muse, read 4 Nov 2026
  4. AgentReady.org standard (Ora research evidence), read 4 Nov 2026
  5. stripe.com/pricing, read 4 Nov 2026
  6. docs.stripe.com/agentic-commerce/agents/link-agent-wallet.md, read 4 Nov 2026
  7. salesforce.com/news/press-releases/2025/10/14/stripe-openai-agentic-commerce-protocol-announcement/, read 4 Nov 2026
  8. help.etsy.com/hc/en-us/articles/34208252828695-Purchasing-Etsy-Items-Through-ChatGPT, read 4 Nov 2026

Last reviewed