Head-to-head
Checkout.com vs Adyen
In short
Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. On AP2 the matrix reads Checkout.com pilot and Adyen announced, and the two split on 6 more protocols.
The sourced difference
Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. Adyen publishes ACP and UCP integration docs and launched Adyen Agentic for US enterprise merchants on 16 Jun 2026. checkout.com, read 4 Nov 2026.
Verdicts by reader type
- Head of ecommerce engineering
- Adyen has public docs you can read before you sign.
- Payments lead
- Both are enterprise acquirers; ask each for live merchant references.
Side by side
| Measure | Checkout.com | Adyen |
|---|---|---|
| Kind | Processor | Processor |
| Operator | Checkout.com | Adyen N.V. |
| Homepage | checkout.com | adyen.com |
| Matrix cells with a stated status | 0 live, 7 pilot, 1 announced | 0 live, 2 pilot, 7 announced |
| Published pricing | No pricing statement on file | No pricing statement on file |
| A limit worth knowing | Not open self-serve: the agentic page routes merchants to a waitlist. | Not generally available: limited release to US enterprise merchants at launch. |
Protocol by protocol: where the statuses differ
7 of 12 protocols read differently for Checkout.com and Adyen on 4 Nov 2026.
Read the profiles
Sources
- checkout.com/agentic-commerce, read 4 Nov 2026
- adyen.com/agentic-commerce, read 4 Nov 2026
- checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants, read 4 Nov 2026
- adyen.com/press-and-media/adyen-agentic, read 4 Nov 2026
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