Alternatives
Alternatives to Adyen for agent checkout
In short
9 other processors sit beside Adyen in the matrix, each with a sourced difference. Among them Checkout.com reads furthest along with 7 live or pilot cells. Adyen Agentic is a set of modular APIs announced 16 Jun 2026 in limited availability for US enterprise merchants, with ACP and UCP flows in its docs.
The alternatives
| Alternative | One sourced difference | Matrix, protocol by protocol | Stated cells |
|---|---|---|---|
| Stripe | Stripe documents ACP, UCP, MPP, x402 and Link Agent Wallet with public pricing ($0.15 per Shared Payment Token). Adyen Agentic (16 Jun 2026) documents ACP delegated payments and a UCP tokenization handler but was in limited availability for US enterprise merchants at launch and publishes no agentic price. Head-to-head, adyen.com, read 4 Nov 2026. | Stripe reads further along than Adyen for ACP, UCP, x402, MPP, Link for agents. Adyen is further along for AP2. | 5 live, 0 pilot, 5 announced |
| PayPal agentic commerce services | PayPal's Agent Ready (payments from AI assistants over ACP and UCP via Braintree or PayPal Orders v2) and Store Sync (catalog distribution to AI surfaces), with access by request form. developer.paypal.com, read 4 Nov 2026. | PayPal reads further along than Adyen for ACP, UCP. Adyen is further along for Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402. | 2 live, 0 pilot, 2 announced |
| Checkout.com agentic commerce | Checkout.com says it is a certified ACP payment handler and processes UCP via Google Pay rails, and lists TAP, AP2 and Verifiable Intent, but merchant entry is a waitlist. Adyen publishes ACP and UCP integration docs and launched Adyen Agentic for US enterprise merchants on 16 Jun 2026. Head-to-head, checkout.com, read 4 Nov 2026. | Checkout.com reads further along than Adyen for AP2, Visa TAP, Visa IC, Mastercard Agent Pay, Verifiable Intent. Adyen is further along for Amex ACE, x402. | 0 live, 7 pilot, 1 announced |
| Braintree (PayPal Enterprise Payments) | PayPal's enterprise processor, rebranded PayPal Enterprise Payments; it carries PayPal Agent Ready's ACP path (delegated tokens) and one UCP path (Google Pay handler). braintreepayments.com, read 4 Nov 2026. | Braintree reads further along than Adyen for ACP, UCP. Adyen is further along for AP2, Visa TAP, Visa IC, Agent Pay for Machines, Amex ACE, x402. | 2 live, 0 pilot, 1 announced |
| Coinbase Developer Platform (x402) | Originator of x402, now under the Linux Foundation's x402 Foundation. CDP runs a hosted x402 facilitator on Base and Solana with OFAC and KYT screening and per-transaction fees. x402.org, read 4 Nov 2026. | Coinbase reads further along than Adyen for Agent Pay for Machines, x402. Adyen is further along for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE. | 1 live, 1 pilot, 2 announced |
| Crossmint | Agent-side payment platform: Agent Cards (vaulted cards with Visa Intelligent Commerce and Mastercard Agent Pay credentials), Agent Wallets for x402 and MPP, and Agent Checkouts on any website. crossmint.com, read 4 Nov 2026. | Crossmint reads further along than Adyen for UCP, Visa IC, Mastercard Agent Pay, x402, MPP. Adyen is further along for ACP, Visa TAP. | 5 live, 0 pilot, 3 announced |
| Skyfire | Agent identity and payments network: KYA and KYAPay tokens bind platform, agent and human principal identity to payment, with a wallet for cards and stablecoins. docs.skyfire.xyz, read 4 Nov 2026. | Skyfire is not further along than Adyen on any protocol. Adyen is further along for ACP, UCP, AP2, Visa TAP, Amex ACE, x402. | 0 live, 0 pilot, 3 announced |
| PayOS | Payments data platform with PayOS Agent Tokens and PayOS Wallet: passkey-approved, scoped network tokens agents use in place of the card. PYMNTS reported on 29 Sep 2025 that PayOS completed a live Mastercard Agentic Token payment. payos.ai, read 4 Nov 2026. | PayOS is not further along than Adyen on any protocol. Adyen is further along for ACP, UCP, AP2, Visa TAP, Visa IC, Amex ACE, x402. | 0 live, 0 pilot, 2 announced |
| Worldpay (Global Payments) | Worldpay (Global Payments) says it works across ACP and UCP and collaborates on Visa TAP, but publishes no agentic developer docs; Adyen publishes ACP and UCP docs and named Amex, Mastercard, Salesforce and Visa as partners at launch. Head-to-head, docs.adyen.com, read 4 Nov 2026. | Worldpay is not further along than Adyen on any protocol. Adyen is further along for ACP, UCP, Visa IC, Mastercard Agent Pay, Amex ACE, x402. | 0 live, 0 pilot, 5 announced |
Back to the Adyen profile or the processors and enablers index.
Sources
- stripe.com/newsroom/news/agentic-commerce-suite, read 4 Nov 2026
- developer.paypal.com/agentic-commerce-services/about, read 4 Nov 2026
- checkout.com/newsroom/checkout-adopts-acp-backed-by-openai-to-power-agentic-commerce-for-enterprise-merchants, read 4 Nov 2026
- braintreepayments.com, read 4 Nov 2026
- x402 Foundation operational launch, read 4 Nov 2026
- crossmint.com/announcement/agent-commerce-toolkit-launch, read 4 Nov 2026
- docs.skyfire.xyz/llms.txt, read 4 Nov 2026
- payos.ai, read 4 Nov 2026
- worldpay.com/en/agentic-commerce, read 4 Nov 2026
- adyen.com/press-and-media/adyen-agentic, read 4 Nov 2026
- checkout.com/agentic-commerce, read 4 Nov 2026
- docs.adyen.com/online-payments/agentic-commerce/agent-platform, read 4 Nov 2026
- adyen.com/agentic-commerce, read 4 Nov 2026
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