Shared Payment Token (SPT)

Definition

A Stripe token that grants a seller a scoped right to charge a buyer's payment method, with a currency, maximum amount and expiry.

Example

Stripe charges $0.15 per SPT issued. stripe.com, read 4 Nov 2026.

Where it appears in the sourced facts

• The ACP site says businesses remain merchant of record and names Stripe as the first compatible PSP through its Shared Payment Token. agenticcommerce.dev, read 4 Nov 2026. In Agentic Commerce Protocol (ACP).
• Stripe machine payments accept MPP with cards via SPT, USDC.e on Tempo and USDC on Solana; minimums are $0.50 for card SPT payments and 0.01 USDC for stablecoins. docs.stripe.com, read 4 Nov 2026. In Machine Payments Protocol (MPP).
• ACP was developed by Stripe and OpenAI; the ACP site names Stripe as the first compatible PSP, via its Shared Payment Token. agenticcommerce.dev, read 4 Nov 2026. In Stripe.
• An SPT is a scoped grant to the seller's Stripe profile with a currency, max amount and expiry; SPT API calls use Stripe-Version 2026-09-30.preview and SPT use is under preview service terms. docs.stripe.com, read 4 Nov 2026. In Stripe.
• In Agentic Commerce Suite's default flow, Stripe shares the catalog with agents, manages checkout, processes the SPT payment and sends checkout.session.completed; the seller fulfills and handles refunds and disputes. docs.stripe.com, read 4 Nov 2026. In Stripe.

Nearby terms

• Delegated payment
• Payment handler
• Machine Payments Protocol (MPP)
• All terms