Vendor profile, processor
Checkout.com
In short
Checkout.com aims at enterprise merchants that cannot tell agents from people, cannot prove what a shopper authorised and lose disputes over agent orders. Its agentic product handles tokenisation, routing and risk scoring from the merchant's current stack and opens through a waitlist, with no self-serve price. Smaller merchants are outside the offer.
At a glance
- What it is
- Enterprise acquirer and PSP that is a certified ACP payment handler for ChatGPT, processes UCP payments for Gemini and AI Mode over Google Pay rails, and checks agent identity with Visa TAP.
- Type
- Processor
- Homepage
- checkout.com
- Matrix column
- 0 live, 7 pilot, 1 announced, 0 not supported, 4 with no statement found
Checkout.com in the matrix - Last read
What it does for this layer
- Checkout.com's agentic page says merchants connect once and support every major agentic model without rebuilds or one-off integrations. checkout.com, read 5 Nov 2026.
- Checkout.com says all agents transact through its platform, which covers identity verification, tokenisation and payment acceptance. checkout.com, read 5 Nov 2026.
- Checkout.com lists three merchant problems with agent orders: agents cannot be told from humans, consumer authorisation cannot be proven so disputes become unwinnable, and issuers decline agent transactions that lack biometrics or device signals. checkout.com, read 5 Nov 2026.
- Checkout.com says its agentic product powers tokenisation, routing and risk scoring from the merchant's existing stack and aims to improve issuer authorisation of agent payments. checkout.com, read 5 Nov 2026.
- Checkout.com targets its agentic product at retail, fashion, consumer goods and digital services merchants. checkout.com, read 5 Nov 2026.
Partner lists that name it
| Where it appears | Source | Basis | Read |
|---|---|---|---|
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |
| Endorser list of the Universal Commerce Protocol | ucp.dev | Secondary source | 5 Nov 2026 |
Products and plans
| Product | What it is | Price on file |
|---|---|---|
| Checkout.com agentic commerce | ACP payment handling for ChatGPT, UCP processing for Gemini and AI Mode, TAP agent identification and intent checks, with agent-scoped tokens in the merchant's vault. | No price on file |
Standards
| Standard | Matrix status and cell | Source and read date |
|---|---|---|
| ACP | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| UCP | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| AP2 | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Visa TAP | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Visa IC | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Mastercard Agent Pay | pilot 4 Nov 2026 | checkout.com, read 4 Nov 2026 |
| Agent Pay for Machines | announced 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
| Amex ACE | no statement found 4 Nov 2026 | |
| x402 | no statement found 4 Nov 2026 | |
| MPP | no statement found 4 Nov 2026 | |
| Link for agents | no statement found 4 Nov 2026 | |
| Verifiable Intent | pilot 4 Nov 2026 | mastercard.com, read 4 Nov 2026 |
Checks on this vendor's domains
| Check | Result | Domain read | Dated | Source |
|---|---|---|---|---|
| Ora agent-readiness score (cached) | 73/100 (B) | checkout.com | 21 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | checkout.com | 4 Nov 2026 | checkout.com |
| llms.txt | HTTP 200 | checkout.com | 4 Nov 2026 | checkout.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | checkout.com | 4 Nov 2026 | checkout.com |
| Cloudflare isitagentready scan | 27/100 (L1 Basic Web Presence) | checkout.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | checkout.com | 5 Nov 2026 | checkout.com |
What it does not do
- Checkout.com does not publish self-serve pricing for agentic commerce; access starts with a waitlist.
- Checkout.com does not serve small merchants on this product; the agentic offer is for enterprise merchants.
Related pages on this site
- Checkout.com agentic commerce, processor profile
- All processors in the vendors section
- All vendors
- The protocol support matrix
Sources
- checkout.com, read 5 Nov 2026
- checkout.com/agentic-commerce, read 5 Nov 2026
- cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol, read 5 Nov 2026
- ucp.dev/, read 5 Nov 2026
- Mastercard launches Agent Pay for Machines, read 4 Nov 2026
- mastercard.com/us/en/news-and-trends/stories/2026/verifiable-intent.html, read 4 Nov 2026
- Ora cached score record for checkout.com, read 5 Nov 2026
- robots.txt of checkout.com, read 4 Nov 2026
- llms.txt of checkout.com, read 4 Nov 2026
- UCP profile path on checkout.com, read 4 Nov 2026
- isitagentready scan service documentation (llms-full.txt), read 5 Nov 2026
Last reviewed