EMVCo

At a glance

What it is

Technical body owned by the card networks that writes EMV specifications (3-D Secure, Payment Tokenisation, SRC); runs an Agentic Payments Task Force and published a draft EMV Agentic Payments framework built on shared Intent Services.

Type

Rules or identity programme

Homepage

emvco.com

Last read

5 Nov 2026

What it does for this layer

• EMVCo has set up a dedicated Agentic Payments Task Force for card-based agentic payment solutions, described in an EMV Insights article dated 1 Sep 2026. emvco.com, read 5 Nov 2026, dated 1 Sep 2026.
• EMVCo released a draft EMV Agentic Payments Framework for Specifications and asked stakeholders for feedback by Wednesday 30 Sep 2026. emvco.com, read 5 Nov 2026, dated 30 Sep 2026.
• EMVCo says its agent work centres on use cases where consumers delegate authority to AI agents to use card payments for purchases on their behalf. emvco.com, read 5 Nov 2026.
• EMVCo's draft framework introduces Intent Services, a shared layer where payment participants register, reference, retrieve and manage consumer-authorised intent before, during and after a transaction. emvco.com, read 5 Nov 2026.
• EMVCo says it focused on scenarios where intent must be managed over time, such as recurring purchases, cumulative budgets and post-transaction activity. emvco.com, read 5 Nov 2026.
• EMVCo says the framework will help identify changes to EMV 3-D Secure, EMV Payment Tokenisation, EMV Secure Remote Commerce and the EMV Digital Payment Credential. emvco.com, read 5 Nov 2026.
• EMVCo says it may consider Know Your Agent (KYA) capabilities and Agentic Transaction Indicators so the agent involved in a payment can be identified across the ecosystem. emvco.com, read 5 Nov 2026.
• EMVCo names the FIDO Alliance, the OpenID Foundation, the OpenWallet Foundation and W3C as industry partners on its agent payments work. emvco.com, read 5 Nov 2026.
• Visa said in its Trusted Agent Protocol release that it is committed to aligning TAP with global standards bodies including EMVCo. usa.visa.com, read 5 Nov 2026, dated 14 Oct 2025. Secondary source

Products and plans

Standards

Checks on this vendor's domains

How each check is read

What it does not do

• EMVCo has not published a final agentic payments specification; the framework was a draft open for feedback until 30 Sep 2026.
• EMVCo does not cover non-card rails such as stablecoins or account-to-account payments in this work; the scope is card-based payments.

Related pages on this site

• Visa Trusted Agent Protocol (TAP), protocol profile
• All rules and identity programmes in the vendors section
• All vendors