Vendor profile, processor
J.P. Morgan Payments
In short
J.P. Morgan Payments supplies the processing behind Mirakl Nexus agent checkout under a global agreement signed in March 2026, while Mirakl handles catalogues and orders. Only select retailers are in a closed beta, with wider availability planned for 2026. The announcement names no agent payment protocol and frames the bank's role as governance: identity, consent and limits.
At a glance
- What it is
- JPMorgan Chase's merchant acquiring and payments business; in a March 2026 global agreement it supplies the payment processing behind Mirakl Nexus agent checkout, in closed beta with select retailers.
- Type
- Processor
- Operator
- JPMorgan Chase
- Homepage
- jpmorgan.com
- Last read
What it does for this layer
- J.P. Morgan Payments and Mirakl announced a strategic global agreement on 10 Mar 2026 to enable agent commerce for merchants at enterprise scale. mirakl.com, read 5 Nov 2026, dated 10 Mar 2026.
- J.P. Morgan Payments supplies the enterprise payment infrastructure and processes payments, while Mirakl Nexus handles catalogs, the order lifecycle and commerce orchestration. mirakl.com, read 5 Nov 2026, dated 10 Mar 2026.
- J.P. Morgan Payments says the joint offer lets merchants take part in agent commerce without building and managing integrations and protocols themselves. jpmorgan.com, read 5 Nov 2026.
- J.P. Morgan Payments' Global Head of Merchant Services said that as agents move from browsing to buying the differentiator will be governance: identity, consent, limits and interoperability. mirakl.com, read 5 Nov 2026, dated 10 Mar 2026.
- J.P. Morgan Payments says the Mirakl work builds on its broader focus on trusted payments infrastructure for safe, auditable agent autonomy. jpmorgan.com, read 5 Nov 2026.
- J.P. Morgan Payments and Mirakl said they were working with select retailers in a closed beta, with broader availability planned for 2026. mirakl.com, read 5 Nov 2026, dated 10 Mar 2026.
Products and plans
| Product | What it is | Price on file |
|---|---|---|
| J.P. Morgan Payments with Mirakl Nexus | Payment processing, fraud and risk management for agent checkout through Mirakl Nexus. | No price on file |
Standards
| Standard | Status | Evidence and source |
|---|---|---|
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |
Checks on this vendor's domains
| Check | Result | Domain read | Dated | Source |
|---|---|---|---|---|
| Ora agent-readiness score (cached) | 54/100 (C) | jpmorgan.com | 11 Oct 2026 | ora.ai |
| robots.txt | HTTP 200, 1 user-agent groups | jpmorgan.com | 4 Nov 2026 | jpmorgan.com |
| llms.txt | HTTP 404 | jpmorgan.com | 4 Nov 2026 | jpmorgan.com |
| UCP profile at /.well-known/ucp.json | HTTP 404 | jpmorgan.com | 4 Nov 2026 | jpmorgan.com |
| Cloudflare isitagentready scan | no result (the scanner got HTTP 403 from the site) | jpmorgan.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | jpmorgan.com | 5 Nov 2026 | jpmorgan.com |
What it does not do
- J.P. Morgan Payments does not name a specific agent payment protocol (ACP, UCP, TAP or Agent Pay) in the Mirakl announcement.
- J.P. Morgan Payments had not announced general availability of the Mirakl agent checkout by 5 Nov 2026 in the pages read.
Related pages on this site
- All processors in the vendors section
- All vendors
Sources
- jpmorgan.com/payments, read 5 Nov 2026
- Mirakl & J.P. Morgan Enable Agentic Commerce at Scale – Mirakl, read 5 Nov 2026
- Mirakl Nexus & J.P. Morgan Payments Enable AI Agent Checkout, read 5 Nov 2026
- Ora cached score record for jpmorgan.com, read 5 Nov 2026
- robots.txt of jpmorgan.com, read 4 Nov 2026
- llms.txt of jpmorgan.com, read 4 Nov 2026
- UCP profile path on jpmorgan.com, read 4 Nov 2026
- isitagentready scan service documentation (llms-full.txt), read 5 Nov 2026
Last reviewed