Vendor profile, agent-pay builder
Lightspark
In short
Lightspark's API lets a platform cap what an agent can spend from an account, enforcing permissions, limits and approvals in the account itself and keeping a log of each action. Platforms can also cap daily executions and show locked exchange rates before payment. Lightspark is not a shopping assistant; its role is the account an agent draws on.
At a glance
- What it is
- Money-movement API for accounts, payments, cards and stablecoins with Bitcoin Lightning support; its agentic payments capability gives agents bounded spending authority over Global Accounts.
- Type
- Agent-pay builder
- Homepage
- lightspark.com
- Last read
What it does for this layer
- Lightspark's agentic payments capability gives AI agents bounded spending authority over Global Accounts, with permissions, spending limits and approval flows enforced at the account layer. lightspark.com, read 5 Nov 2026.
- Lightspark says the agent operates inside the wallet, not outside it. lightspark.com, read 5 Nov 2026.
- Lightspark lets platforms set a daily limit on the number of agent executions and request locked exchange rates and fee previews before an agent pays. lightspark.com, read 5 Nov 2026.
- Lightspark records agent ID, action type, amount, source, destination, reason and timestamps for each agent action. lightspark.com, read 5 Nov 2026.
- Lightspark offers compliance through its own MSB status, hosted KYC and KYB, or the platform's own programme. lightspark.com, read 5 Nov 2026.
- Lightspark says one integration moves money in fiat or stablecoins across more than 65 countries. lightspark.com, read 5 Nov 2026. Vendor claim
- Lightspark claims it powers 15% of all BTC transactions. lightspark.com, read 5 Nov 2026. Vendor claim
Partner lists that name it
| Where it appears | Source | Basis | Read |
|---|---|---|---|
| Collaborators quoted in Google Cloud's AP2 launch post, 16 Sep 2025 | cloud.google.com | Secondary source | 5 Nov 2026 |
Products and plans
| Product | What it is | Price on file |
|---|---|---|
| Agentic payments (Global Accounts) | Agent spending inside platform-held accounts with limits, approvals and audit records. | No price on file |
Standards
| Standard | Status | Evidence and source |
|---|---|---|
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | announced | cloud.google.com, read 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |
Checks on this vendor's domains
| Check | Result | Domain read | Dated | Source |
|---|---|---|---|---|
| Ora agent-readiness score (cached) | no cached score (HTTP 404, DOMAIN_NOT_SCANNED) | lightspark.com | 5 Nov 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | lightspark.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | lightspark.com | 5 Nov 2026 | lightspark.com |
What it does not do
- Lightspark does not run a consumer shopping agent; it supplies the accounts agents spend from.
- Lightspark's agentic page does not name x402 or MPP support.
Related pages on this site
- All agent-pay builders in the vendors section
- All vendors
Sources
- lightspark.com, read 5 Nov 2026
- Agentic payments | Lightspark, read 5 Nov 2026
- Lightspark | The API for money: accounts, payments, cards, read 5 Nov 2026
- cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol, read 5 Nov 2026
- Ora cached score record for lightspark.com, read 5 Nov 2026
- isitagentready scan service documentation (llms-full.txt), read 5 Nov 2026
Last reviewed