Vendor profile, agent-pay builder
Lithic
In short
Lithic issues virtual cards to agents, with single-use cards, merchant locking and preset fraud rules that judge each transaction in context. It adds an MCP server, KYB and KYC onboarding for agent programmes and automated dispute handling. Its agentic page names neither Visa Intelligent Commerce nor Mastercard Agent Pay tokens and lists no price.
At a glance
- What it is
- Card issuing platform that gives AI agents virtual cards with merchant locking, single-use cards and contextual authorisation rules, plus an MCP server and programmatic dispute handling.
- Type
- Agent-pay builder
- Homepage
- lithic.com
- Last read
What it does for this layer
- Lithic issues virtual cards to agents and uses contextual Authorization Intelligence controls to keep each agent transaction within set spending parameters. lithic.com, read 5 Nov 2026.
- Lithic offers merchant locking and single-use cards to stop misuse of agent cards. lithic.com, read 5 Nov 2026.
- Lithic provides an MCP server for agent commerce workflows. lithic.com, read 5 Nov 2026.
- Lithic offers preconfigured fraud and authorisation rules so agent programmes can transact from day one. lithic.com, read 5 Nov 2026.
- Lithic handles disputes and exceptions for agent card programmes through automated APIs. lithic.com, read 5 Nov 2026.
- Lithic offers KYB and KYC onboarding flows tailored for agent use cases and compliance controls that block non-approved agent payments. lithic.com, read 5 Nov 2026.
- Lithic says agent payment programmes can launch in weeks by connecting agent workflows to its card creation, funding and control APIs. lithic.com, read 5 Nov 2026. Vendor claim
Products and plans
| Product | What it is | Price on file |
|---|---|---|
| Lithic virtual cards for agents | API-issued virtual cards with authorisation controls, merchant locking and single-use options. | No price on file |
| Lithic MCP server | MCP access to Lithic's card issuing APIs for agent workflows. | No price on file |
Standards
| Standard | Status | Evidence and source |
|---|---|---|
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |
Checks on this vendor's domains
| Check | Result | Domain read | Dated | Source |
|---|---|---|---|---|
| Ora agent-readiness score (cached) | 62/100 (C) | lithic.com | 29 Jun 2026 | ora.ai |
| Cloudflare isitagentready scan | 20/100 (L1 Basic Web Presence) | lithic.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | lithic.com | 5 Nov 2026 | lithic.com |
What it does not do
- Lithic does not name Visa Intelligent Commerce or Mastercard Agent Pay tokens on its agentic page; it issues standard virtual cards with controls.
- Lithic does not publish pricing on its agentic commerce page.
Related pages on this site
- All agent-pay builders in the vendors section
- All vendors
Sources
- lithic.com, read 5 Nov 2026
- lithic.com/agentic-commerce, read 5 Nov 2026
- Ora cached score record for lithic.com, read 5 Nov 2026
- isitagentready scan service documentation (llms-full.txt), read 5 Nov 2026
Last reviewed