Vendor profile, processor
Razorpay
In short
Razorpay opened a private beta in October 2025 that lets people in India pre-authorise an AI agent to pay over UPI within limits they set, so no PIN or one-time code is needed for each purchase. NPCI and OpenAI's ChatGPT were its partners in the build, and the rail works only in India.
At a glance
- What it is
- Indian payments company that launched Agentic Payments with NPCI and OpenAI in October 2025, letting users pre-authorise an AI agent to pay over UPI within set limits, and sells an agentic payments suite for in-app, in-chat and voice commerce.
- Type
- Processor
- Homepage
- razorpay.com
- Last read
What it does for this layer
- Razorpay announced the private beta of Agentic Payments on 9 Oct 2025, built with NPCI and OpenAI's ChatGPT so Indian users can check out in ChatGPT using UPI. razorpay.com, read 5 Nov 2026, dated 9 Oct 2025.
- Razorpay says Agentic Payments uses NPCI's UPI Circle and UPI Reserve Pay so users can pre-authorise a trusted agent to buy within user-defined spending limits without a PIN or OTP for each purchase. razorpay.com, read 5 Nov 2026, dated 9 Oct 2025.
- Razorpay describes the split of roles as ChatGPT for the conversation, NPCI for the UPI infrastructure and Razorpay for the payment experience layer. razorpay.com, read 5 Nov 2026.
- Razorpay's launch post quotes the grocery platform bigbasket on shopping through AI assistants with Razorpay's integration. razorpay.com, read 5 Nov 2026, dated 9 Oct 2025.
- Razorpay's Agentic Payments Suite covers in-app commerce, in-chat purchases on LLM platforms and voice AI. razorpay.com, read 5 Nov 2026.
- Razorpay says its agentic rails support consent-based pre-authorised payments within approved limits and delegated or shared payment authorisations for multi-user commerce. razorpay.com, read 5 Nov 2026.
Products and plans
| Product | What it is | Price on file |
|---|---|---|
| Razorpay Agentic Payments | UPI-based agent payments with pre-authorised limits, launched in private beta with NPCI and OpenAI. | No price on file |
| Agentic Payments Suite | Agent payment capabilities for in-app, in-chat and voice commerce. | No price on file |
Standards
| Standard | Status | Evidence and source |
|---|---|---|
| ACP | no statement | None in the pages read, 5 Nov 2026 |
| UCP | no statement | None in the pages read, 5 Nov 2026 |
| AP2 | no statement | None in the pages read, 5 Nov 2026 |
| Visa TAP | no statement | None in the pages read, 5 Nov 2026 |
| Visa IC | no statement | None in the pages read, 5 Nov 2026 |
| Mastercard Agent Pay | no statement | None in the pages read, 5 Nov 2026 |
| Agent Pay for Machines | no statement | None in the pages read, 5 Nov 2026 |
| Amex ACE | no statement | None in the pages read, 5 Nov 2026 |
| x402 | no statement | None in the pages read, 5 Nov 2026 |
| MPP | no statement | None in the pages read, 5 Nov 2026 |
| Link for agents | no statement | None in the pages read, 5 Nov 2026 |
| Verifiable Intent | no statement | None in the pages read, 5 Nov 2026 |
Checks on this vendor's domains
| Check | Result | Domain read | Dated | Source |
|---|---|---|---|---|
| Ora agent-readiness score (cached) | 87/100 (A) | razorpay.com | 1 Nov 2026 | ora.ai |
| robots.txt | HTTP 200, 5 user-agent groups | razorpay.com | 4 Nov 2026 | razorpay.com |
| llms.txt | HTTP 200 | razorpay.com | 4 Nov 2026 | razorpay.com |
| UCP profile at /.well-known/ucp.json | HTTP 403 | razorpay.com | 4 Nov 2026 | razorpay.com |
| Cloudflare isitagentready scan | 80/100 (L5 Agent-Native) | razorpay.com | 5 Nov 2026 | POST /api/scan on isitagentready.com, documented in llms-full.txt |
| Homepage fetch at build | HTTP 200 | razorpay.com | 5 Nov 2026 | razorpay.com |
What it does not do
- Razorpay's agent payments are not available outside India; the rail is UPI.
- Razorpay launched Agentic Payments as a private beta, not as general availability, in October 2025.
Related pages on this site
- All processors in the vendors section
- All vendors
Sources
- razorpay.com, read 5 Nov 2026
- Razorpay Unveils Agentic Payments on ChatGPT with NPCI: An AI-Powered Conversational Payment Experience - Razorpay Blog, read 5 Nov 2026
- Razorpay Agentic Payments | India’s First AI-Powered Conversational Payments, read 5 Nov 2026
- Ora cached score record for razorpay.com, read 5 Nov 2026
- robots.txt of razorpay.com, read 4 Nov 2026
- llms.txt of razorpay.com, read 4 Nov 2026
- UCP profile path on razorpay.com, read 4 Nov 2026
- isitagentready scan service documentation (llms-full.txt), read 5 Nov 2026
Last reviewed