Visa

At a glance

What it is

Card network that runs Visa Intelligent Commerce: tokenised agent credentials, spend controls, the Trusted Agent Protocol for agent identity and Intelligent Commerce Connect as a multi-network on-ramp for agent payments.

Type

Card network

Homepage

visa.com

Last read

5 Nov 2026

What it does for this layer

• Visa introduced Visa Intelligent Commerce on 30 Apr 2025 at the Visa Global Product Drop in San Francisco as a set of integrated APIs plus a commercial partner program for AI platforms. usa.visa.com, read 5 Nov 2026, dated 30 Apr 2025.
• Visa's April 2025 release describes AI-Ready Cards that replace card details with tokenised credentials and confirm that the consumer's chosen agent is allowed to act on the consumer's behalf. usa.visa.com, read 5 Nov 2026, dated 30 Apr 2025.
• Visa says consumers can set spending limits and conditions for agent transactions, and that commerce signals shared with Visa in real time let Visa apply transaction controls and help manage disputes. usa.visa.com, read 5 Nov 2026.
• Visa's Intelligent Commerce page calls VIC its "strategic portfolio for the age of AI agents" for agents, issuers, merchants and developers. visa.com, read 5 Nov 2026.
• Visa cites 4.8 billion payment credentials, more than 175 million merchant locations and more than 300 billion transactions a year on its network as the base for agent payments. visa.com, read 5 Nov 2026. Vendor claim
• Visa offers a Model Context Protocol server described as an integration layer for AI agents and large language models to call Visa Intelligent Commerce APIs directly. visa.com, read 5 Nov 2026.
• Visa's Intelligent Commerce Connect product page says an orchestration layer routes requests to Visa Intelligent Commerce and partner rails, so agent payments run across Visa and other schemes and token service providers through one integration. corporate.visa.com, read 5 Nov 2026.
• Visa's Intelligent Commerce Connect page says Visa builds an AI-ready version of a merchant's catalog, filling missing attributes with multimodal models, and that customers still complete purchases on the merchant's storefront. corporate.visa.com, read 5 Nov 2026.
• Visa's April 2026 Connect release says Visa can handle orchestration and PCI compliance for enablers that process agentic transactions on merchants' behalf, and that non-Visa card acceptance is subject to availability. visa.co.uk, read 5 Nov 2026, dated 9 Apr 2026.
• Visa said in the Trusted Agent Protocol release that it will align the protocol with the IETF, the OpenID Foundation and EMVCo, and is collaborating with Coinbase on interoperability with x402. usa.visa.com, read 5 Nov 2026, dated 14 Oct 2025.
• Visa's Intelligent Commerce page features a partnership with OpenAI on consumer-controlled agentic commerce. visa.com, read 5 Nov 2026.

Partner lists that name it

Products and plans

Standards

Checks on this vendor's domains

How each check is read

What it does not do

• Visa does not acquire merchants or settle their card payments directly; merchants reach Visa Intelligent Commerce through an acquirer, a PSP or the Visa Acceptance Platform.
• Visa does not run a shopping agent of its own; it supplies credentials, controls and agent identity to the agents and merchants that transact.

Related pages on this site

• Visa Trusted Agent Protocol (TAP), protocol profile
• Visa Intelligent Commerce (incl. Intelligent Commerce Connect), protocol profile
• All card networks in the vendors section
• All vendors